Задать вопрос онлайн
Array ( [ID] => 18 [~ID] => 18 [TIMESTAMP_X] => 08.04.2024 12:14:16 [~TIMESTAMP_X] => 08.04.2024 12:14:16 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [LID] => s1 [~LID] => s1 [CODE] => consultations [~CODE] => consultations [API_CODE] => [~API_CODE] => [REST_ON] => N [~REST_ON] => N [NAME] => Консультации [~NAME] => Консультации [ACTIVE] => Y [~ACTIVE] => Y [SORT] => 90 [~SORT] => 90 [LIST_PAGE_URL] => #SITE_DIR#/consultation/index.php?ID=#IBLOCK_ID# [~LIST_PAGE_URL] => #SITE_DIR#/consultation/index.php?ID=#IBLOCK_ID# [DETAIL_PAGE_URL] => #SITE_DIR#/consultation/question-#ELEMENT_CODE#/ [~DETAIL_PAGE_URL] => #SITE_DIR#/consultation/question-#ELEMENT_CODE#/ [SECTION_PAGE_URL] => #SITE_DIR#/consultation/#ELEMENT_ID#/#SECTION_CODE#/ [~SECTION_PAGE_URL] => #SITE_DIR#/consultation/#ELEMENT_ID#/#SECTION_CODE#/ [CANONICAL_PAGE_URL] => [~CANONICAL_PAGE_URL] => [PICTURE] => [~PICTURE] => [DESCRIPTION] => [~DESCRIPTION] => [DESCRIPTION_TYPE] => text [~DESCRIPTION_TYPE] => text [RSS_TTL] => 24 [~RSS_TTL] => 24 [RSS_ACTIVE] => Y [~RSS_ACTIVE] => Y [RSS_FILE_ACTIVE] => N [~RSS_FILE_ACTIVE] => N [RSS_FILE_LIMIT] => [~RSS_FILE_LIMIT] => [RSS_FILE_DAYS] => [~RSS_FILE_DAYS] => [RSS_YANDEX_ACTIVE] => N [~RSS_YANDEX_ACTIVE] => N [XML_ID] => [~XML_ID] => [TMP_ID] => 5172bdbe80e624a6d26b1dda2bd91c39 [~TMP_ID] => 5172bdbe80e624a6d26b1dda2bd91c39 [INDEX_ELEMENT] => Y [~INDEX_ELEMENT] => Y [INDEX_SECTION] => Y [~INDEX_SECTION] => Y [WORKFLOW] => N [~WORKFLOW] => N [BIZPROC] => N [~BIZPROC] => N [SECTION_CHOOSER] => L [~SECTION_CHOOSER] => L [LIST_MODE] => C [~LIST_MODE] => C [RIGHTS_MODE] => S [~RIGHTS_MODE] => S [SECTION_PROPERTY] => N [~SECTION_PROPERTY] => N [PROPERTY_INDEX] => N [~PROPERTY_INDEX] => N [VERSION] => 1 [~VERSION] => 1 [LAST_CONV_ELEMENT] => 0 [~LAST_CONV_ELEMENT] => 0 [SOCNET_GROUP_ID] => [~SOCNET_GROUP_ID] => [EDIT_FILE_BEFORE] => [~EDIT_FILE_BEFORE] => [EDIT_FILE_AFTER] => [~EDIT_FILE_AFTER] => [SECTIONS_NAME] => Разделы [~SECTIONS_NAME] => Разделы [SECTION_NAME] => Раздел [~SECTION_NAME] => Раздел [ELEMENTS_NAME] => Элементы [~ELEMENTS_NAME] => Элементы [ELEMENT_NAME] => Элемент [~ELEMENT_NAME] => Элемент [EXTERNAL_ID] => [~EXTERNAL_ID] => [LANG_DIR] => / [~LANG_DIR] => / [SERVER_NAME] => kredita.net [~SERVER_NAME] => kredita.net [USER_HAVE_ACCESS] => 1 [SECTION] => Array ( [PATH] => Array ( [0] => Array ( [ID] => 29 [~ID] => 29 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [NAME] => Кредит [~NAME] => Кредит [SECTION_PAGE_URL] => /consultation/kredit/ [~SECTION_PAGE_URL] => /consultation/kredit/ [CODE] => kredit [~CODE] => kredit [EXTERNAL_ID] => [~EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [~GLOBAL_ACTIVE] => Y [IBLOCK_SECTION_ID] => [~IBLOCK_SECTION_ID] => [~LIST_PAGE_URL] => /consultation/ [LIST_PAGE_URL] => /consultation/ [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Кредит» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Кредит [ELEMENT_META_TITLE] => Кредит [ELEMENT_META_DESCRIPTION] => Кредит — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Кредит [SECTION_PAGE_TITLE] => #Кредит в банкротстве ) ) ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Кредит» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Кредит [ELEMENT_META_TITLE] => Кредит [ELEMENT_META_DESCRIPTION] => Кредит — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Кредит [SECTION_PAGE_TITLE] => #Кредит в банкротстве ) [ITEMS] => Array ( [0] => Array ( [ID] => 13652 [~ID] => 13652 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 350 [~IBLOCK_SECTION_ID] => 350 [NAME] => Что делать, если Сбербанк отказывает в реструктуризации? [~NAME] => Что делать, если Сбербанк отказывает в реструктуризации? [ACTIVE_FROM_X] => 2024-05-07 00:00:00 [~ACTIVE_FROM_X] => 2024-05-07 00:00:00 [ACTIVE_FROM] => 07.05.2024 [~ACTIVE_FROM] => 07.05.2024 [TIMESTAMP_X] => 07.05.2024 10:13:17 [~TIMESTAMP_X] => 07.05.2024 10:13:17 [DETAIL_PAGE_URL] => /consultation/question-13652/ [~DETAIL_PAGE_URL] => /consultation/question-13652/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 13652 [~CODE] => 13652 [EXTERNAL_ID] => 13652 [~EXTERNAL_ID] => 13652 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 07.05.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1073 [PROPERTY_VALUE_ID] => 166721 [DESCRIPTION] => [~VALUE] => 1073 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 07.05.2024 [PROPERTY_VALUE_ID] => 166722 [DESCRIPTION] => [~VALUE] => 07.05.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Олеся Владимировна [PROPERTY_VALUE_ID] => 166723 [DESCRIPTION] => [~VALUE] => Олеся Владимировна [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, почему Сбер отказывает в реструктуризации по кредиту? У меня не было просрочек, но я потеряла вторую работу, не имею возможности платить в той же сумме кредит, что и раньше. Обратилась в банк, получила отказ. Причину объяснять не стали. Одна работа у меня официальная, другая нет. Что теперь делать, скоро будут просрочки, рефинансироваться не получается, так как официальный доход не позволяет, банки отказывают. Сбер был один такой, что дает кредиты, практически не глядя, я давно его клиент, вот и одобряли, видимо. [PROPERTY_VALUE_ID] => 166724 [DESCRIPTION] => [~VALUE] => Здравствуйте, почему Сбер отказывает в реструктуризации по кредиту? У меня не было просрочек, но я потеряла вторую работу, не имею возможности платить в той же сумме кредит, что и раньше. Обратилась в банк, получила отказ. Причину объяснять не стали. Одна работа у меня официальная, другая нет. Что теперь делать, скоро будут просрочки, рефинансироваться не получается, так как официальный доход не позволяет, банки отказывают. Сбер был один такой, что дает кредиты, практически не глядя, я давно его клиент, вот и одобряли, видимо. [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Олеся Владимировна. Ситуация, конечно, сложная, но не безвыходная. Если везде отказы, вы имеете право подать на банкротство и списать кредит. Здесь важно проанализировать вашу ситуацию более подробно: какая у вас сумма кредита, какой доход, что с имуществом. Потом уже принимать решение – вступать ли в процедуру. Обращайтесь, у нас бесплатная консультация, мы готовы все объяснить. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 166725 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Олеся Владимировна. Ситуация, конечно, сложная, но не безвыходная. Если везде отказы, вы имеете право подать на банкротство и списать кредит. Здесь важно проанализировать вашу ситуацию более подробно: какая у вас сумма кредита, какой доход, что с имуществом. Потом уже принимать решение – вступать ли в процедуру. Обращайтесь, у нас бесплатная консультация, мы готовы все объяснить. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 166728 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 166726 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5793 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 13650 [1] => 11759 [2] => 13004 ) [PROPERTY_VALUE_ID] => Array ( [0] => 166727 [1] => 166729 [2] => 166730 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 13650 [1] => 11759 [2] => 13004 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, почему Сбер отказывает в реструктуризации по кредиту? У меня не было просрочек, но я потеряла вторую работу, не имею возможности платить в той же сумме кредит, что и раньше. Обратилась в банк, получила отказ. Причину объяснять не стали. Одна работа у меня официальная, другая нет. Что теперь делать, скоро будут просрочки, рефинансироваться не получается, так как официальный доход не позволяет, банки отказывают. Сбер был один такой, что дает кредиты, практически не глядя, я давно его клиент, вот и одобряли, видимо. [PROPERTY_VALUE_ID] => 166724 [DESCRIPTION] => [~VALUE] => Здравствуйте, почему Сбер отказывает в реструктуризации по кредиту? У меня не было просрочек, но я потеряла вторую работу, не имею возможности платить в той же сумме кредит, что и раньше. Обратилась в банк, получила отказ. Причину объяснять не стали. Одна работа у меня официальная, другая нет. Что теперь делать, скоро будут просрочки, рефинансироваться не получается, так как официальный доход не позволяет, банки отказывают. Сбер был один такой, что дает кредиты, практически не глядя, я давно его клиент, вот и одобряли, видимо. [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, почему Сбер отказывает в реструктуризации по кредиту? У меня не было просрочек, но я потеряла вторую работу, не имею возможности платить в той же сумме кредит, что и раньше. Обратилась в банк, получила отказ. Причину объяснять не стали. Одна работа у меня официальная, другая нет. Что теперь делать, скоро будут просрочки, рефинансироваться не получается, так как официальный доход не позволяет, банки отказывают. Сбер был один такой, что дает кредиты, практически не глядя, я давно его клиент, вот и одобряли, видимо. ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 07.05.2024 [PROPERTY_VALUE_ID] => 166722 [DESCRIPTION] => [~VALUE] => 07.05.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 07.05.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Олеся Владимировна [PROPERTY_VALUE_ID] => 166723 [DESCRIPTION] => [~VALUE] => Олеся Владимировна [~DESCRIPTION] => [DISPLAY_VALUE] => Олеся Владимировна ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Что делать, если Сбербанк отказывает в реструктуризации?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что делать, если Сбербанк отказывает в реструктуризации? [ELEMENT_META_TITLE] => Что делать, если Сбербанк отказывает в реструктуризации? [ELEMENT_META_DESCRIPTION] => Что делать, если Сбербанк отказывает в реструктуризации? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Что делать, если Сбербанк отказывает в реструктуризации? [SECTION_PAGE_TITLE] => #Что делать, если Сбербанк отказывает в реструктуризации? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/banki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sber/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1073 [NAME] => Киселев Владислав Вячеславович [CODE] => kiselev-vladislav [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 6066 [PREVIEW_PICTURE] => 1323 [SORT] => 1000 ) ) [1] => Array ( [ID] => 13617 [~ID] => 13617 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 118 [~IBLOCK_SECTION_ID] => 118 [NAME] => Можно ли бесплатно посмотреть свою кредитную историю в Сбербанке? [~NAME] => Можно ли бесплатно посмотреть свою кредитную историю в Сбербанке? [ACTIVE_FROM_X] => 2024-05-06 00:00:00 [~ACTIVE_FROM_X] => 2024-05-06 00:00:00 [ACTIVE_FROM] => 06.05.2024 [~ACTIVE_FROM] => 06.05.2024 [TIMESTAMP_X] => 06.05.2024 12:37:11 [~TIMESTAMP_X] => 06.05.2024 12:37:11 [DETAIL_PAGE_URL] => /consultation/question-13617/ [~DETAIL_PAGE_URL] => /consultation/question-13617/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 13617 [~CODE] => 13617 [EXTERNAL_ID] => 13617 [~EXTERNAL_ID] => 13617 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 06.05.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 37 [PROPERTY_VALUE_ID] => 165473 [DESCRIPTION] => [~VALUE] => 37 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 06.05.2024 [PROPERTY_VALUE_ID] => 165474 [DESCRIPTION] => [~VALUE] => 06.05.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Николай Х. [PROPERTY_VALUE_ID] => 165475 [DESCRIPTION] => [~VALUE] => Николай Х. [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я хочу узнать свой кредитный рейтинг в Сбербанке. Кредиты брал только там, пока в другие банки не обращался. Где можно посмотреть кредитную историю Сбера? И нужно ли платить за отчет? [PROPERTY_VALUE_ID] => 165476 [DESCRIPTION] => [~VALUE] => Здравствуйте, я хочу узнать свой кредитный рейтинг в Сбербанке. Кредиты брал только там, пока в другие банки не обращался. Где можно посмотреть кредитную историю Сбера? И нужно ли платить за отчет? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Николай. Сбербанк предлагает разные способы, чтобы узнать свою кредитную историю. Вы можете обратиться непосредственно в банк и получить информацию там. Можно зайти в личный кабинет в приложении банка и получить отчет в течение 2 минут. Отчет в банке платный. Стоимость 580 рублей. Если вы хотите бесплатно получить выписку, то нужно обращаться непосредственно в БКИ – у Сбербанка это «Объединенное кредитное бюро». Две выписки в год выдаются бесплатно, далее – по тарифам бюро. Для обращения в бюро потребуется код субъекта кредитной истории. Его можно получить в банке, если вы не помните. Стоимость запроса – 250 рублей. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 165477 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Николай. Сбербанк предлагает разные способы, чтобы узнать свою кредитную историю. Вы можете обратиться непосредственно в банк и получить информацию там. Можно зайти в личный кабинет в приложении банка и получить отчет в течение 2 минут. Отчет в банке платный. Стоимость 580 рублей. Если вы хотите бесплатно получить выписку, то нужно обращаться непосредственно в БКИ – у Сбербанка это «Объединенное кредитное бюро». Две выписки в год выдаются бесплатно, далее – по тарифам бюро. Для обращения в бюро потребуется код субъекта кредитной истории. Его можно получить в банке, если вы не помните. Стоимость запроса – 250 рублей. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 165486 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 165479 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5752 ) [PROPERTY_VALUE_ID] => Array ( [0] => 165480 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5752 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 82 ) [PROPERTY_VALUE_ID] => Array ( [0] => 165481 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 82 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 13616 [1] => 13615 [2] => 13593 ) [PROPERTY_VALUE_ID] => Array ( [0] => 165483 [1] => 165484 [2] => 165485 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 13616 [1] => 13615 [2] => 13593 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я хочу узнать свой кредитный рейтинг в Сбербанке. Кредиты брал только там, пока в другие банки не обращался. Где можно посмотреть кредитную историю Сбера? И нужно ли платить за отчет? [PROPERTY_VALUE_ID] => 165476 [DESCRIPTION] => [~VALUE] => Здравствуйте, я хочу узнать свой кредитный рейтинг в Сбербанке. Кредиты брал только там, пока в другие банки не обращался. Где можно посмотреть кредитную историю Сбера? И нужно ли платить за отчет? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, я хочу узнать свой кредитный рейтинг в Сбербанке. Кредиты брал только там, пока в другие банки не обращался. Где можно посмотреть кредитную историю Сбера? И нужно ли платить за отчет? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 06.05.2024 [PROPERTY_VALUE_ID] => 165474 [DESCRIPTION] => [~VALUE] => 06.05.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 06.05.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Николай Х. [PROPERTY_VALUE_ID] => 165475 [DESCRIPTION] => [~VALUE] => Николай Х. [~DESCRIPTION] => [DISPLAY_VALUE] => Николай Х. ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли бесплатно посмотреть свою кредитную историю в Сбербанке?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли бесплатно посмотреть свою кредитную историю в Сбербанке? [ELEMENT_META_TITLE] => Можно ли бесплатно посмотреть свою кредитную историю в Сбербанке? [ELEMENT_META_DESCRIPTION] => Можно ли бесплатно посмотреть свою кредитную историю в Сбербанке? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли бесплатно посмотреть свою кредитную историю в Сбербанке? [SECTION_PAGE_TITLE] => #Можно ли бесплатно посмотреть свою кредитную историю в Сбербанке? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/banki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sber/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 37 [NAME] => Болдырев Иван Иванович [CODE] => boldyrev-ivan-ivanovich [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 180 [PREVIEW_PICTURE] => 980 [SORT] => 1000 ) ) [2] => Array ( [ID] => 12862 [~ID] => 12862 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Что делать, если не дают рефинансироваться, а сил платить нет? [~NAME] => Что делать, если не дают рефинансироваться, а сил платить нет? [ACTIVE_FROM_X] => 2024-04-23 08:01:00 [~ACTIVE_FROM_X] => 2024-04-23 08:01:00 [ACTIVE_FROM] => 23.04.2024 08:01:00 [~ACTIVE_FROM] => 23.04.2024 08:01:00 [TIMESTAMP_X] => 19.04.2024 15:38:02 [~TIMESTAMP_X] => 19.04.2024 15:38:02 [DETAIL_PAGE_URL] => /consultation/question-12862/ [~DETAIL_PAGE_URL] => /consultation/question-12862/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12862 [~CODE] => 12862 [EXTERNAL_ID] => 12862 [~EXTERNAL_ID] => 12862 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 23.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2781 [PROPERTY_VALUE_ID] => 149681 [DESCRIPTION] => [~VALUE] => 2781 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 23.04.2024 [PROPERTY_VALUE_ID] => 149682 [DESCRIPTION] => [~VALUE] => 23.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алексей К. [PROPERTY_VALUE_ID] => 149683 [DESCRIPTION] => [~VALUE] => Алексей К. [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня несколько кредитов – все потребительские. Брал, когда была хорошая зарплата, но теперь все сложнее их выплачивать, хотел объединить, но банки отказывают, рефинансироваться тоже не получается. Что делать? Просрочек нет, КИ нормальная, не хочу ее портить, но и платить сложно. [PROPERTY_VALUE_ID] => 149684 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня несколько кредитов – все потребительские. Брал, когда была хорошая зарплата, но теперь все сложнее их выплачивать, хотел объединить, но банки отказывают, рефинансироваться тоже не получается. Что делать? Просрочек нет, КИ нормальная, не хочу ее портить, но и платить сложно. [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Алексей. Возможно, вам стоит обратиться к кредитному брокеру, чтобы он помог оформить новый кредит на покрытие старых, если самостоятельно это сделать не получается. Здесь нужно индивидуально смотреть условия банков, понять, почему вам отказывают. Скорее всего ваша кредитная нагрузка итак на пределе. Также долги можно списать, если сил платить уже нет. Банкротство физических лиц для этого и создано, чтобы на законных основаниях помочь людям избавиться от непосильных долгов. Обращайтесь, наши юристы бесплатно вас проконсультируют. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 149685 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Алексей. Возможно, вам стоит обратиться к кредитному брокеру, чтобы он помог оформить новый кредит на покрытие старых, если самостоятельно это сделать не получается. Здесь нужно индивидуально смотреть условия банков, понять, почему вам отказывают. Скорее всего ваша кредитная нагрузка итак на пределе. Также долги можно списать, если сил платить уже нет. Банкротство физических лиц для этого и создано, чтобы на законных основаниях помочь людям избавиться от непосильных долгов. Обращайтесь, наши юристы бесплатно вас проконсультируют. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 149694 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 149687 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 149688 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5793 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 149689 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5918 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12860 [1] => 12844 [2] => 12728 ) [PROPERTY_VALUE_ID] => Array ( [0] => 149691 [1] => 149692 [2] => 149693 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12860 [1] => 12844 [2] => 12728 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня несколько кредитов – все потребительские. Брал, когда была хорошая зарплата, но теперь все сложнее их выплачивать, хотел объединить, но банки отказывают, рефинансироваться тоже не получается. Что делать? Просрочек нет, КИ нормальная, не хочу ее портить, но и платить сложно. [PROPERTY_VALUE_ID] => 149684 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня несколько кредитов – все потребительские. Брал, когда была хорошая зарплата, но теперь все сложнее их выплачивать, хотел объединить, но банки отказывают, рефинансироваться тоже не получается. Что делать? Просрочек нет, КИ нормальная, не хочу ее портить, но и платить сложно. [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, у меня несколько кредитов – все потребительские. Брал, когда была хорошая зарплата, но теперь все сложнее их выплачивать, хотел объединить, но банки отказывают, рефинансироваться тоже не получается. Что делать? Просрочек нет, КИ нормальная, не хочу ее портить, но и платить сложно. ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 23.04.2024 [PROPERTY_VALUE_ID] => 149682 [DESCRIPTION] => [~VALUE] => 23.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 23.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алексей К. [PROPERTY_VALUE_ID] => 149683 [DESCRIPTION] => [~VALUE] => Алексей К. [~DESCRIPTION] => [DISPLAY_VALUE] => Алексей К. ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Что делать, если не дают рефинансироваться, а сил платить нет?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что делать, если не дают рефинансироваться, а сил платить нет? [ELEMENT_META_TITLE] => Что делать, если не дают рефинансироваться, а сил платить нет? [ELEMENT_META_DESCRIPTION] => Что делать, если не дают рефинансироваться, а сил платить нет? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Что делать, если не дают рефинансироваться, а сил платить нет? [SECTION_PAGE_TITLE] => #Что делать, если не дают рефинансироваться, а сил платить нет? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 2781 [NAME] => Овчаренко Юлия Вадимовна [CODE] => ovcharenko-yuliya-vadimovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 16376 [PREVIEW_PICTURE] => 2176 [SORT] => 1000 ) ) [3] => Array ( [ID] => 12946 [~ID] => 12946 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 26 [~IBLOCK_SECTION_ID] => 26 [NAME] => Мне звонят коллекторы по чужому долгу, что делать? [~NAME] => Мне звонят коллекторы по чужому долгу, что делать? [ACTIVE_FROM_X] => 2024-04-23 00:00:00 [~ACTIVE_FROM_X] => 2024-04-23 00:00:00 [ACTIVE_FROM] => 23.04.2024 [~ACTIVE_FROM] => 23.04.2024 [TIMESTAMP_X] => 23.04.2024 10:11:56 [~TIMESTAMP_X] => 23.04.2024 10:11:56 [DETAIL_PAGE_URL] => /consultation/question-12946/ [~DETAIL_PAGE_URL] => /consultation/question-12946/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12946 [~CODE] => 12946 [EXTERNAL_ID] => 12946 [~EXTERNAL_ID] => 12946 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 23.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 37 [PROPERTY_VALUE_ID] => 153615 [DESCRIPTION] => [~VALUE] => 37 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 23.04.2024 [PROPERTY_VALUE_ID] => 153616 [DESCRIPTION] => [~VALUE] => 23.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Инна Владимировна [PROPERTY_VALUE_ID] => 153617 [DESCRIPTION] => [~VALUE] => Инна Владимировна [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, меня замучили коллекторы, звонят по долгу моего племянника, он, оказывается, указал мой телефон в договоре, но я никакого отношения к этому кредиту не имею. Или я все-таки должна за него платить, если он мой родственник? Объясните, что делать и куда жаловаться? [PROPERTY_VALUE_ID] => 153618 [DESCRIPTION] => [~VALUE] => Здравствуйте, меня замучили коллекторы, звонят по долгу моего племянника, он, оказывается, указал мой телефон в договоре, но я никакого отношения к этому кредиту не имею. Или я все-таки должна за него платить, если он мой родственник? Объясните, что делать и куда жаловаться? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Инна Владимировна. Если вы не являетесь поручителем или созаемщиком по кредиту своего племянника, то вы не обязаны расплачиваться по его долгам. Коллекторы не имеют права названивать вам и требовать возврата средств по договору. Вам нужно собрать всю информацию о банке, где взят кредит, о коллекторском агентстве и написать жалобу в службу судебных приставов, прокуратуру. Можно обратиться в банк, который передал долг коллекторам, написать жалобу туда. Звонки коллекторов в этом случае должны прекратиться. Если у вас возникнут сложности с составлением обращений, позвоните юристам КредитаНет или приходите на консультацию. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 153619 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Инна Владимировна. Если вы не являетесь поручителем или созаемщиком по кредиту своего племянника, то вы не обязаны расплачиваться по его долгам. Коллекторы не имеют права названивать вам и требовать возврата средств по договору. Вам нужно собрать всю информацию о банке, где взят кредит, о коллекторском агентстве и написать жалобу в службу судебных приставов, прокуратуру. Можно обратиться в банк, который передал долг коллекторам, написать жалобу туда. Звонки коллекторов в этом случае должны прекратиться. Если у вас возникнут сложности с составлением обращений, позвоните юристам КредитаНет или приходите на консультацию. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 153621 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12943 [1] => 3510 [2] => 5305 ) [PROPERTY_VALUE_ID] => Array ( [0] => 153620 [1] => 153624 [2] => 153625 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12943 [1] => 3510 [2] => 5305 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, меня замучили коллекторы, звонят по долгу моего племянника, он, оказывается, указал мой телефон в договоре, но я никакого отношения к этому кредиту не имею. Или я все-таки должна за него платить, если он мой родственник? Объясните, что делать и куда жаловаться? [PROPERTY_VALUE_ID] => 153618 [DESCRIPTION] => [~VALUE] => Здравствуйте, меня замучили коллекторы, звонят по долгу моего племянника, он, оказывается, указал мой телефон в договоре, но я никакого отношения к этому кредиту не имею. Или я все-таки должна за него платить, если он мой родственник? Объясните, что делать и куда жаловаться? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, меня замучили коллекторы, звонят по долгу моего племянника, он, оказывается, указал мой телефон в договоре, но я никакого отношения к этому кредиту не имею. Или я все-таки должна за него платить, если он мой родственник? Объясните, что делать и куда жаловаться? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 23.04.2024 [PROPERTY_VALUE_ID] => 153616 [DESCRIPTION] => [~VALUE] => 23.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 23.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Инна Владимировна [PROPERTY_VALUE_ID] => 153617 [DESCRIPTION] => [~VALUE] => Инна Владимировна [~DESCRIPTION] => [DISPLAY_VALUE] => Инна Владимировна ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Мне звонят коллекторы по чужому долгу, что делать?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Мне звонят коллекторы по чужому долгу, что делать? [ELEMENT_META_TITLE] => Мне звонят коллекторы по чужому долгу, что делать? [ELEMENT_META_DESCRIPTION] => Мне звонят коллекторы по чужому долгу, что делать? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Мне звонят коллекторы по чужому долгу, что делать? [SECTION_PAGE_TITLE] => #Мне звонят коллекторы по чужому долгу, что делать? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 31 [NAME] => Коллекторы [CODE] => kollektory [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kollektory/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 37 [NAME] => Болдырев Иван Иванович [CODE] => boldyrev-ivan-ivanovich [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 180 [PREVIEW_PICTURE] => 980 [SORT] => 1000 ) ) [4] => Array ( [ID] => 12607 [~ID] => 12607 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Что будет, если мошенники по моим данным оформят кредит? [~NAME] => Что будет, если мошенники по моим данным оформят кредит? [ACTIVE_FROM_X] => 2024-04-12 00:00:00 [~ACTIVE_FROM_X] => 2024-04-12 00:00:00 [ACTIVE_FROM] => 12.04.2024 [~ACTIVE_FROM] => 12.04.2024 [TIMESTAMP_X] => 12.04.2024 12:50:05 [~TIMESTAMP_X] => 12.04.2024 12:50:05 [DETAIL_PAGE_URL] => /consultation/question-12607/ [~DETAIL_PAGE_URL] => /consultation/question-12607/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12607 [~CODE] => 12607 [EXTERNAL_ID] => 12607 [~EXTERNAL_ID] => 12607 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 12.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1026 [PROPERTY_VALUE_ID] => 141094 [DESCRIPTION] => [~VALUE] => 1026 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 12.04.2024 [PROPERTY_VALUE_ID] => 141095 [DESCRIPTION] => [~VALUE] => 12.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Иван У. [PROPERTY_VALUE_ID] => 141096 [DESCRIPTION] => [~VALUE] => Иван У. [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, если я много раз обращался в банки и МФО, мои данные у всех остаются, как я понимаю. Что будет, если они попадут к мошенникам и на меня будет оформлен кредит? Можно ли его оспорить, доказать, что не я его брал? [PROPERTY_VALUE_ID] => 141097 [DESCRIPTION] => [~VALUE] => Добрый день, если я много раз обращался в банки и МФО, мои данные у всех остаются, как я понимаю. Что будет, если они попадут к мошенникам и на меня будет оформлен кредит? Можно ли его оспорить, доказать, что не я его брал? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Иван. Если вы сотрудничали с МФО и банками, то ваши персональные данные, конечно, остались в их базах. Мошенники могут ими воспользоваться, если взломают базу. Вам в суде придется доказывать, что вы не обращались за кредитом. Это сложно, долго и дорого. Можно себя обезопасить и отозвать свои данные из МФО и банков, в которых у вас нет просрочек и нет кредитов. Нужно написать заявление об отзыве и вместе с кредитным договором и описанием обстоятельств, когда вы передавали данные, отослать в организацию. Если нужна помощь, обращайтесь к нашим юристам. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 141098 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Иван. Если вы сотрудничали с МФО и банками, то ваши персональные данные, конечно, остались в их базах. Мошенники могут ими воспользоваться, если взломают базу. Вам в суде придется доказывать, что вы не обращались за кредитом. Это сложно, долго и дорого. Можно себя обезопасить и отозвать свои данные из МФО и банков, в которых у вас нет просрочек и нет кредитов. Нужно написать заявление об отзыве и вместе с кредитным договором и описанием обстоятельств, когда вы передавали данные, отослать в организацию. Если нужна помощь, обращайтесь к нашим юристам. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 141107 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 141100 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5753 ) [PROPERTY_VALUE_ID] => Array ( [0] => 141101 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5753 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 141102 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5918 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12606 [1] => 12569 [2] => 12539 ) [PROPERTY_VALUE_ID] => Array ( [0] => 141104 [1] => 141105 [2] => 141106 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12606 [1] => 12569 [2] => 12539 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, если я много раз обращался в банки и МФО, мои данные у всех остаются, как я понимаю. Что будет, если они попадут к мошенникам и на меня будет оформлен кредит? Можно ли его оспорить, доказать, что не я его брал? [PROPERTY_VALUE_ID] => 141097 [DESCRIPTION] => [~VALUE] => Добрый день, если я много раз обращался в банки и МФО, мои данные у всех остаются, как я понимаю. Что будет, если они попадут к мошенникам и на меня будет оформлен кредит? Можно ли его оспорить, доказать, что не я его брал? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, если я много раз обращался в банки и МФО, мои данные у всех остаются, как я понимаю. Что будет, если они попадут к мошенникам и на меня будет оформлен кредит? Можно ли его оспорить, доказать, что не я его брал? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 12.04.2024 [PROPERTY_VALUE_ID] => 141095 [DESCRIPTION] => [~VALUE] => 12.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 12.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Иван У. [PROPERTY_VALUE_ID] => 141096 [DESCRIPTION] => [~VALUE] => Иван У. [~DESCRIPTION] => [DISPLAY_VALUE] => Иван У. ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Что будет, если мошенники по моим данным оформят кредит?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что будет, если мошенники по моим данным оформят кредит? [ELEMENT_META_TITLE] => Что будет, если мошенники по моим данным оформят кредит? [ELEMENT_META_DESCRIPTION] => Что будет, если мошенники по моим данным оформят кредит? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Что будет, если мошенники по моим данным оформят кредит? [SECTION_PAGE_TITLE] => #Что будет, если мошенники по моим данным оформят кредит? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 111 [NAME] => МФО [CODE] => mfo [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mfo/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1026 [NAME] => Надеина Анастасия Вячеславовна [CODE] => nadeina-anastasiya-vyacheslavovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 5963 [PREVIEW_PICTURE] => 1307 [SORT] => 1000 ) ) [5] => Array ( [ID] => 12540 [~ID] => 12540 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 56 [~IBLOCK_SECTION_ID] => 56 [NAME] => Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье? [~NAME] => Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье? [ACTIVE_FROM_X] => 2024-04-11 08:00:00 [~ACTIVE_FROM_X] => 2024-04-11 08:00:00 [ACTIVE_FROM] => 11.04.2024 08:00:00 [~ACTIVE_FROM] => 11.04.2024 08:00:00 [TIMESTAMP_X] => 10.04.2024 15:03:01 [~TIMESTAMP_X] => 10.04.2024 15:03:01 [DETAIL_PAGE_URL] => /consultation/question-12540/ [~DETAIL_PAGE_URL] => /consultation/question-12540/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12540 [~CODE] => 12540 [EXTERNAL_ID] => 12540 [~EXTERNAL_ID] => 12540 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 11.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1026 [PROPERTY_VALUE_ID] => 138731 [DESCRIPTION] => [~VALUE] => 1026 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 138732 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Анастасия [PROPERTY_VALUE_ID] => 138733 [DESCRIPTION] => [~VALUE] => Анастасия [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у нас есть ипотека на квартиру – вторичку. Родился ребенок, можно ли нам рефинансироваться и получить семенную ипотеку на это жилье? [PROPERTY_VALUE_ID] => 138734 [DESCRIPTION] => [~VALUE] => Здравствуйте, у нас есть ипотека на квартиру – вторичку. Родился ребенок, можно ли нам рефинансироваться и получить семенную ипотеку на это жилье? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Анастасия. К сожалению нет. По условиям господдержки семейная ипотека предусмотрена только для нового жилья – новостройки, участки под строительство. Раз у вас изменились условия в семье и вы подходите под семейную программу, может, стоит попробовать продать эту квартиру, закрыть ипотеку и взять новую – уже на льготный условиях на новое жилье. Следует все тщательно просчитать и проверить. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 138735 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Анастасия. К сожалению нет. По условиям господдержки семейная ипотека предусмотрена только для нового жилья – новостройки, участки под строительство. Раз у вас изменились условия в семье и вы подходите под семейную программу, может, стоит попробовать продать эту квартиру, закрыть ипотеку и взять новую – уже на льготный условиях на новое жилье. Следует все тщательно просчитать и проверить. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 138741 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 138737 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5729 [1] => 5790 ) [PROPERTY_VALUE_ID] => Array ( [0] => 138738 [1] => 138739 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5729 [1] => 5790 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 138740 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5918 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у нас есть ипотека на квартиру – вторичку. Родился ребенок, можно ли нам рефинансироваться и получить семенную ипотеку на это жилье? [PROPERTY_VALUE_ID] => 138734 [DESCRIPTION] => [~VALUE] => Здравствуйте, у нас есть ипотека на квартиру – вторичку. Родился ребенок, можно ли нам рефинансироваться и получить семенную ипотеку на это жилье? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, у нас есть ипотека на квартиру – вторичку. Родился ребенок, можно ли нам рефинансироваться и получить семенную ипотеку на это жилье? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 138732 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 11.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Анастасия [PROPERTY_VALUE_ID] => 138733 [DESCRIPTION] => [~VALUE] => Анастасия [~DESCRIPTION] => [DISPLAY_VALUE] => Анастасия ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье? [ELEMENT_META_TITLE] => Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье? [ELEMENT_META_DESCRIPTION] => Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье? [SECTION_PAGE_TITLE] => #Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/ipoteka/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1026 [NAME] => Надеина Анастасия Вячеславовна [CODE] => nadeina-anastasiya-vyacheslavovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 5963 [PREVIEW_PICTURE] => 1307 [SORT] => 1000 ) ) [6] => Array ( [ID] => 12541 [~ID] => 12541 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 56 [~IBLOCK_SECTION_ID] => 56 [NAME] => Существует ли отдельная программа для рефинансирования ипотеки многодетной семье? [~NAME] => Существует ли отдельная программа для рефинансирования ипотеки многодетной семье? [ACTIVE_FROM_X] => 2024-04-11 08:00:00 [~ACTIVE_FROM_X] => 2024-04-11 08:00:00 [ACTIVE_FROM] => 11.04.2024 08:00:00 [~ACTIVE_FROM] => 11.04.2024 08:00:00 [TIMESTAMP_X] => 10.04.2024 15:03:21 [~TIMESTAMP_X] => 10.04.2024 15:03:21 [DETAIL_PAGE_URL] => /consultation/question-12541/ [~DETAIL_PAGE_URL] => /consultation/question-12541/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12541 [~CODE] => 12541 [EXTERNAL_ID] => 12541 [~EXTERNAL_ID] => 12541 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 11.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1026 [PROPERTY_VALUE_ID] => 138742 [DESCRIPTION] => [~VALUE] => 1026 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 138743 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Игорь И. [PROPERTY_VALUE_ID] => 138744 [DESCRIPTION] => [~VALUE] => Игорь И. [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я выплачиваю ипотеку за трешку, у меня двое детей и недавно родился третий ребенок. Есть ли программа рефинансирования для многодетной семьи? Ипотека у меня обычная, мы получали субсидию, как молодая семья, но свой взнос был небольшой, поэтому оформили еще и ипотеку. [PROPERTY_VALUE_ID] => 138745 [DESCRIPTION] => [~VALUE] => Добрый день, я выплачиваю ипотеку за трешку, у меня двое детей и недавно родился третий ребенок. Есть ли программа рефинансирования для многодетной семьи? Ипотека у меня обычная, мы получали субсидию, как молодая семья, но свой взнос был небольшой, поэтому оформили еще и ипотеку. [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Игорь. Отдельной программы государство не предусмотрело, но если вы подходите под семейную программу, то можно рефинансировать обычную ипотеку по этой программе. Ознакомьтесь с требованиями банков и подайте заявку. Если нужна юридическая помощь, обращайтесь. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 138746 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Игорь. Отдельной программы государство не предусмотрело, но если вы подходите под семейную программу, то можно рефинансировать обычную ипотеку по этой программе. Ознакомьтесь с требованиями банков и подайте заявку. Если нужна юридическая помощь, обращайтесь. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 138752 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 138748 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5729 [1] => 5790 ) [PROPERTY_VALUE_ID] => Array ( [0] => 138749 [1] => 138750 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5729 [1] => 5790 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 138751 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5918 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я выплачиваю ипотеку за трешку, у меня двое детей и недавно родился третий ребенок. Есть ли программа рефинансирования для многодетной семьи? Ипотека у меня обычная, мы получали субсидию, как молодая семья, но свой взнос был небольшой, поэтому оформили еще и ипотеку. [PROPERTY_VALUE_ID] => 138745 [DESCRIPTION] => [~VALUE] => Добрый день, я выплачиваю ипотеку за трешку, у меня двое детей и недавно родился третий ребенок. Есть ли программа рефинансирования для многодетной семьи? Ипотека у меня обычная, мы получали субсидию, как молодая семья, но свой взнос был небольшой, поэтому оформили еще и ипотеку. [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, я выплачиваю ипотеку за трешку, у меня двое детей и недавно родился третий ребенок. Есть ли программа рефинансирования для многодетной семьи? Ипотека у меня обычная, мы получали субсидию, как молодая семья, но свой взнос был небольшой, поэтому оформили еще и ипотеку. ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 138743 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 11.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Игорь И. [PROPERTY_VALUE_ID] => 138744 [DESCRIPTION] => [~VALUE] => Игорь И. [~DESCRIPTION] => [DISPLAY_VALUE] => Игорь И. ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Существует ли отдельная программа для рефинансирования ипотеки многодетной семье?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Существует ли отдельная программа для рефинансирования ипотеки многодетной семье? [ELEMENT_META_TITLE] => Существует ли отдельная программа для рефинансирования ипотеки многодетной семье? [ELEMENT_META_DESCRIPTION] => Существует ли отдельная программа для рефинансирования ипотеки многодетной семье? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Существует ли отдельная программа для рефинансирования ипотеки многодетной семье? [SECTION_PAGE_TITLE] => #Существует ли отдельная программа для рефинансирования ипотеки многодетной семье? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/ipoteka/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1026 [NAME] => Надеина Анастасия Вячеславовна [CODE] => nadeina-anastasiya-vyacheslavovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 5963 [PREVIEW_PICTURE] => 1307 [SORT] => 1000 ) ) [7] => Array ( [ID] => 12561 [~ID] => 12561 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 49 [~IBLOCK_SECTION_ID] => 49 [NAME] => Исполнительное производство тянется уже второй год, что делать? [~NAME] => Исполнительное производство тянется уже второй год, что делать? [ACTIVE_FROM_X] => 2024-04-11 00:00:00 [~ACTIVE_FROM_X] => 2024-04-11 00:00:00 [ACTIVE_FROM] => 11.04.2024 [~ACTIVE_FROM] => 11.04.2024 [TIMESTAMP_X] => 11.04.2024 13:34:18 [~TIMESTAMP_X] => 11.04.2024 13:34:18 [DETAIL_PAGE_URL] => /consultation/question-12561/ [~DETAIL_PAGE_URL] => /consultation/question-12561/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12561 [~CODE] => 12561 [EXTERNAL_ID] => 12561 [~EXTERNAL_ID] => 12561 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 11.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 510 [PROPERTY_VALUE_ID] => 139783 [DESCRIPTION] => [~VALUE] => 510 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 139784 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ольга [PROPERTY_VALUE_ID] => 139785 [DESCRIPTION] => [~VALUE] => Ольга [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я подала в суд на алименты, получили решение, обратилась к приставам, но уже второй год ничего не могу получить с бывшего мужа. Приставы не работают от слова совсем, то они его ищут и не могут найти, хотя я адрес и телефон дала, и место работы тоже, то счета его не найдут. Что мне делать, они затягивают дело? [PROPERTY_VALUE_ID] => 139786 [DESCRIPTION] => [~VALUE] => Здравствуйте, я подала в суд на алименты, получили решение, обратилась к приставам, но уже второй год ничего не могу получить с бывшего мужа. Приставы не работают от слова совсем, то они его ищут и не могут найти, хотя я адрес и телефон дала, и место работы тоже, то счета его не найдут. Что мне делать, они затягивают дело? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Ольга. Если вы уверены, что вашего бывшего мужа можно найти, если его телефон работает, в общем, у вас есть доказательства того, что судебный пристав плохо исполняет свою работу и затягивает производство, обращайтесь с жалобой к старшему приставу, а потом в прокуратуру. Будет проведена проверка и выяснены обстоятельства. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 139787 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Ольга. Если вы уверены, что вашего бывшего мужа можно найти, если его телефон работает, в общем, у вас есть доказательства того, что судебный пристав плохо исполняет свою работу и затягивает производство, обращайтесь с жалобой к старшему приставу, а потом в прокуратуру. Будет проведена проверка и выяснены обстоятельства. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 139796 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 139789 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5785 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139790 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5785 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139791 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5918 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12560 [1] => 12273 [2] => 12172 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139793 [1] => 139794 [2] => 139795 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12560 [1] => 12273 [2] => 12172 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я подала в суд на алименты, получили решение, обратилась к приставам, но уже второй год ничего не могу получить с бывшего мужа. Приставы не работают от слова совсем, то они его ищут и не могут найти, хотя я адрес и телефон дала, и место работы тоже, то счета его не найдут. Что мне делать, они затягивают дело? [PROPERTY_VALUE_ID] => 139786 [DESCRIPTION] => [~VALUE] => Здравствуйте, я подала в суд на алименты, получили решение, обратилась к приставам, но уже второй год ничего не могу получить с бывшего мужа. Приставы не работают от слова совсем, то они его ищут и не могут найти, хотя я адрес и телефон дала, и место работы тоже, то счета его не найдут. Что мне делать, они затягивают дело? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, я подала в суд на алименты, получили решение, обратилась к приставам, но уже второй год ничего не могу получить с бывшего мужа. Приставы не работают от слова совсем, то они его ищут и не могут найти, хотя я адрес и телефон дала, и место работы тоже, то счета его не найдут. Что мне делать, они затягивают дело? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 139784 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 11.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ольга [PROPERTY_VALUE_ID] => 139785 [DESCRIPTION] => [~VALUE] => Ольга [~DESCRIPTION] => [DISPLAY_VALUE] => Ольга ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Исполнительное производство тянется уже второй год, что делать?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Исполнительное производство тянется уже второй год, что делать? [ELEMENT_META_TITLE] => Исполнительное производство тянется уже второй год, что делать? [ELEMENT_META_DESCRIPTION] => Исполнительное производство тянется уже второй год, что делать? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Исполнительное производство тянется уже второй год, что делать? [SECTION_PAGE_TITLE] => #Исполнительное производство тянется уже второй год, что делать? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 49 [NAME] => Судебные практики [CODE] => sudebnye-praktiki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sudebnye-praktiki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 510 [NAME] => Кутушова Елена Андреевна [CODE] => kutushova-elena-andreevna [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства [PROPERTY_POSITION_VALUE_ID] => 3919 [PREVIEW_PICTURE] => 995 [SORT] => 1000 ) ) [8] => Array ( [ID] => 12562 [~ID] => 12562 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 49 [~IBLOCK_SECTION_ID] => 49 [NAME] => Пристав нарушил мои права, куда жаловаться? [~NAME] => Пристав нарушил мои права, куда жаловаться? [ACTIVE_FROM_X] => 2024-04-11 00:00:00 [~ACTIVE_FROM_X] => 2024-04-11 00:00:00 [ACTIVE_FROM] => 11.04.2024 [~ACTIVE_FROM] => 11.04.2024 [TIMESTAMP_X] => 11.04.2024 13:34:51 [~TIMESTAMP_X] => 11.04.2024 13:34:51 [DETAIL_PAGE_URL] => /consultation/question-12562/ [~DETAIL_PAGE_URL] => /consultation/question-12562/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12562 [~CODE] => 12562 [EXTERNAL_ID] => 12562 [~EXTERNAL_ID] => 12562 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 11.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 510 [PROPERTY_VALUE_ID] => 139797 [DESCRIPTION] => [~VALUE] => 510 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 139798 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Антонина Григорьевна [PROPERTY_VALUE_ID] => 139799 [DESCRIPTION] => [~VALUE] => Антонина Григорьевна [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, пристав списывает деньги с моей пенсионной карты, уходит больше 50%. Я написала заявление, что у меня не остается прожиточного минимума, никакого ответа и пересмотра не получила. Что делать теперь? [PROPERTY_VALUE_ID] => 139800 [DESCRIPTION] => [~VALUE] => Добрый день, пристав списывает деньги с моей пенсионной карты, уходит больше 50%. Я написала заявление, что у меня не остается прожиточного минимума, никакого ответа и пересмотра не получила. Что делать теперь? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Антонина Григорьевна. Вы сделали все правильно, что написали заявление, ваши права нарушают, пишите жалобу старшему приставу, если не поможет, обращайтесь в суд. Наши юристы помогут вам составить документ и оформить приложения. Обращайтесь, консультация бесплатная. Также у вас есть право списать долги, если вы в сложной жизненной ситуации и не можете выплачивать долговые обязательства. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 139801 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Антонина Григорьевна. Вы сделали все правильно, что написали заявление, ваши права нарушают, пишите жалобу старшему приставу, если не поможет, обращайтесь в суд. Наши юристы помогут вам составить документ и оформить приложения. Обращайтесь, консультация бесплатная. Также у вас есть право списать долги, если вы в сложной жизненной ситуации и не можете выплачивать долговые обязательства. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 139802 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 139803 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5785 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139804 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5785 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139805 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5918 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12560 [1] => 12273 [2] => 12172 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139806 [1] => 139807 [2] => 139808 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12560 [1] => 12273 [2] => 12172 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, пристав списывает деньги с моей пенсионной карты, уходит больше 50%. Я написала заявление, что у меня не остается прожиточного минимума, никакого ответа и пересмотра не получила. Что делать теперь? [PROPERTY_VALUE_ID] => 139800 [DESCRIPTION] => [~VALUE] => Добрый день, пристав списывает деньги с моей пенсионной карты, уходит больше 50%. Я написала заявление, что у меня не остается прожиточного минимума, никакого ответа и пересмотра не получила. Что делать теперь? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, пристав списывает деньги с моей пенсионной карты, уходит больше 50%. Я написала заявление, что у меня не остается прожиточного минимума, никакого ответа и пересмотра не получила. Что делать теперь? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 139798 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 11.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Антонина Григорьевна [PROPERTY_VALUE_ID] => 139799 [DESCRIPTION] => [~VALUE] => Антонина Григорьевна [~DESCRIPTION] => [DISPLAY_VALUE] => Антонина Григорьевна ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Пристав нарушил мои права, куда жаловаться?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Пристав нарушил мои права, куда жаловаться? [ELEMENT_META_TITLE] => Пристав нарушил мои права, куда жаловаться? [ELEMENT_META_DESCRIPTION] => Пристав нарушил мои права, куда жаловаться? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Пристав нарушил мои права, куда жаловаться? [SECTION_PAGE_TITLE] => #Пристав нарушил мои права, куда жаловаться? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 49 [NAME] => Судебные практики [CODE] => sudebnye-praktiki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sudebnye-praktiki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 510 [NAME] => Кутушова Елена Андреевна [CODE] => kutushova-elena-andreevna [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства [PROPERTY_POSITION_VALUE_ID] => 3919 [PREVIEW_PICTURE] => 995 [SORT] => 1000 ) ) [9] => Array ( [ID] => 12570 [~ID] => 12570 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 26 [~IBLOCK_SECTION_ID] => 26 [NAME] => Можно ли отказаться от долгов, но принять наследство? [~NAME] => Можно ли отказаться от долгов, но принять наследство? [ACTIVE_FROM_X] => 2024-04-11 00:00:00 [~ACTIVE_FROM_X] => 2024-04-11 00:00:00 [ACTIVE_FROM] => 11.04.2024 [~ACTIVE_FROM] => 11.04.2024 [TIMESTAMP_X] => 11.04.2024 14:07:39 [~TIMESTAMP_X] => 11.04.2024 14:07:39 [DETAIL_PAGE_URL] => /consultation/question-12570/ [~DETAIL_PAGE_URL] => /consultation/question-12570/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12570 [~CODE] => 12570 [EXTERNAL_ID] => 12570 [~EXTERNAL_ID] => 12570 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 11.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 510 [PROPERTY_VALUE_ID] => 139892 [DESCRIPTION] => [~VALUE] => 510 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 139893 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Илья [PROPERTY_VALUE_ID] => 139894 [DESCRIPTION] => [~VALUE] => Илья [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня умер отец, и я единственный наследник. Но вместе с наследством у отца оказались долги, которые я не могу оплачивать. Я не уверен, что думаю в правильном направлении, но хотел бы отказаться платить по счетам кредиторам отца, а наследство принять, так как растут дети. Могу ли я поступить так? [PROPERTY_VALUE_ID] => 139895 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня умер отец, и я единственный наследник. Но вместе с наследством у отца оказались долги, которые я не могу оплачивать. Я не уверен, что думаю в правильном направлении, но хотел бы отказаться платить по счетам кредиторам отца, а наследство принять, так как растут дети. Могу ли я поступить так? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Илья. К сожалению, принять наследство без долгов не получится. Однако все зависит от критериев долга. Например, если это долг по нарушению правил дорожного движения или алименты, то их платить не придется. Также учитывайте стоимость долга и наследственного имущества. Если смысла вступать в наследство нет, то лучше написать отказ. Чтобы подробнее разобраться именно в вашей ситуации, воспользуйтесь консультацией юристов КредитаНет. На ней вы поймете как действовать дальше и какие шаги предпринимать. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 139896 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Илья. К сожалению, принять наследство без долгов не получится. Однако все зависит от критериев долга. Например, если это долг по нарушению правил дорожного движения или алименты, то их платить не придется. Также учитывайте стоимость долга и наследственного имущества. Если смысла вступать в наследство нет, то лучше написать отказ. Чтобы подробнее разобраться именно в вашей ситуации, воспользуйтесь консультацией юристов КредитаНет. На ней вы поймете как действовать дальше и какие шаги предпринимать. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 139905 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 139898 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5787 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139899 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5787 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5946 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139900 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5946 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12569 [1] => 12563 [2] => 12560 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139902 [1] => 139903 [2] => 139904 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12569 [1] => 12563 [2] => 12560 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня умер отец, и я единственный наследник. Но вместе с наследством у отца оказались долги, которые я не могу оплачивать. Я не уверен, что думаю в правильном направлении, но хотел бы отказаться платить по счетам кредиторам отца, а наследство принять, так как растут дети. Могу ли я поступить так? [PROPERTY_VALUE_ID] => 139895 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня умер отец, и я единственный наследник. Но вместе с наследством у отца оказались долги, которые я не могу оплачивать. Я не уверен, что думаю в правильном направлении, но хотел бы отказаться платить по счетам кредиторам отца, а наследство принять, так как растут дети. Могу ли я поступить так? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, у меня умер отец, и я единственный наследник. Но вместе с наследством у отца оказались долги, которые я не могу оплачивать. Я не уверен, что думаю в правильном направлении, но хотел бы отказаться платить по счетам кредиторам отца, а наследство принять, так как растут дети. Могу ли я поступить так? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 139893 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 11.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Илья [PROPERTY_VALUE_ID] => 139894 [DESCRIPTION] => [~VALUE] => Илья [~DESCRIPTION] => [DISPLAY_VALUE] => Илья ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли отказаться от долгов, но принять наследство?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли отказаться от долгов, но принять наследство? [ELEMENT_META_TITLE] => Можно ли отказаться от долгов, но принять наследство? [ELEMENT_META_DESCRIPTION] => Можно ли отказаться от долгов, но принять наследство? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли отказаться от долгов, но принять наследство? [SECTION_PAGE_TITLE] => #Можно ли отказаться от долгов, но принять наследство? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/banki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 510 [NAME] => Кутушова Елена Андреевна [CODE] => kutushova-elena-andreevna [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства [PROPERTY_POSITION_VALUE_ID] => 3919 [PREVIEW_PICTURE] => 995 [SORT] => 1000 ) ) [10] => Array ( [ID] => 12571 [~ID] => 12571 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 26 [~IBLOCK_SECTION_ID] => 26 [NAME] => Что делать, если долг больше, чем наследство? [~NAME] => Что делать, если долг больше, чем наследство? [ACTIVE_FROM_X] => 2024-04-11 00:00:00 [~ACTIVE_FROM_X] => 2024-04-11 00:00:00 [ACTIVE_FROM] => 11.04.2024 [~ACTIVE_FROM] => 11.04.2024 [TIMESTAMP_X] => 11.04.2024 14:08:02 [~TIMESTAMP_X] => 11.04.2024 14:08:02 [DETAIL_PAGE_URL] => /consultation/question-12571/ [~DETAIL_PAGE_URL] => /consultation/question-12571/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12571 [~CODE] => 12571 [EXTERNAL_ID] => 12571 [~EXTERNAL_ID] => 12571 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 11.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 510 [PROPERTY_VALUE_ID] => 139908 [DESCRIPTION] => [~VALUE] => 510 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 139909 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Юлия [PROPERTY_VALUE_ID] => 139910 [DESCRIPTION] => [~VALUE] => Юлия [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня на руках оказалось целое состояние в наследство, но долгов оказалось еще больше. Я долго думала, что с этим делать, потому что кредиторы уже узнали о том, что я единственная наследница и постоянно названивают. Пока ничего еще не принимала и нотариально не заверяла, решила проконсультироваться сначала с юристом. Подскажите, пожалуйста, что делать, если долг больше. чем наследство? [PROPERTY_VALUE_ID] => 139911 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня на руках оказалось целое состояние в наследство, но долгов оказалось еще больше. Я долго думала, что с этим делать, потому что кредиторы уже узнали о том, что я единственная наследница и постоянно названивают. Пока ничего еще не принимала и нотариально не заверяла, решила проконсультироваться сначала с юристом. Подскажите, пожалуйста, что делать, если долг больше. чем наследство? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Юлия. Если сумма долга превышает сумму наследства, то подумайте, стоит ли вообще принимать права наследования. Но если вы все-таки приняли решение вступить в наследство, то заплатить по долгам придется только пределах суммы наследства. Для более подробного разбора ситуации лучше проконсультируйтесь с юристами КредитаНет. Запишитесь на бесплатную консультацию уже сейчас, чтобы не тянуть время! [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 139912 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Юлия. Если сумма долга превышает сумму наследства, то подумайте, стоит ли вообще принимать права наследования. Но если вы все-таки приняли решение вступить в наследство, то заплатить по долгам придется только пределах суммы наследства. Для более подробного разбора ситуации лучше проконсультируйтесь с юристами КредитаНет. Запишитесь на бесплатную консультацию уже сейчас, чтобы не тянуть время! [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 139913 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 139914 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5787 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139915 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5787 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5946 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139916 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5946 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12569 [1] => 12563 [2] => 12560 ) [PROPERTY_VALUE_ID] => Array ( [0] => 139917 [1] => 139918 [2] => 139919 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12569 [1] => 12563 [2] => 12560 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня на руках оказалось целое состояние в наследство, но долгов оказалось еще больше. Я долго думала, что с этим делать, потому что кредиторы уже узнали о том, что я единственная наследница и постоянно названивают. Пока ничего еще не принимала и нотариально не заверяла, решила проконсультироваться сначала с юристом. Подскажите, пожалуйста, что делать, если долг больше. чем наследство? [PROPERTY_VALUE_ID] => 139911 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня на руках оказалось целое состояние в наследство, но долгов оказалось еще больше. Я долго думала, что с этим делать, потому что кредиторы уже узнали о том, что я единственная наследница и постоянно названивают. Пока ничего еще не принимала и нотариально не заверяла, решила проконсультироваться сначала с юристом. Подскажите, пожалуйста, что делать, если долг больше. чем наследство? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, у меня на руках оказалось целое состояние в наследство, но долгов оказалось еще больше. Я долго думала, что с этим делать, потому что кредиторы уже узнали о том, что я единственная наследница и постоянно названивают. Пока ничего еще не принимала и нотариально не заверяла, решила проконсультироваться сначала с юристом. Подскажите, пожалуйста, что делать, если долг больше. чем наследство? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 11.04.2024 [PROPERTY_VALUE_ID] => 139909 [DESCRIPTION] => [~VALUE] => 11.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 11.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Юлия [PROPERTY_VALUE_ID] => 139910 [DESCRIPTION] => [~VALUE] => Юлия [~DESCRIPTION] => [DISPLAY_VALUE] => Юлия ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Что делать, если долг больше, чем наследство?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что делать, если долг больше, чем наследство? [ELEMENT_META_TITLE] => Что делать, если долг больше, чем наследство? [ELEMENT_META_DESCRIPTION] => Что делать, если долг больше, чем наследство? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Что делать, если долг больше, чем наследство? [SECTION_PAGE_TITLE] => #Что делать, если долг больше, чем наследство? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/banki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 510 [NAME] => Кутушова Елена Андреевна [CODE] => kutushova-elena-andreevna [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства [PROPERTY_POSITION_VALUE_ID] => 3919 [PREVIEW_PICTURE] => 995 [SORT] => 1000 ) ) [11] => Array ( [ID] => 12513 [~ID] => 12513 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 291 [~IBLOCK_SECTION_ID] => 291 [NAME] => Могу ли я сам продать телевизор или автомобиль вместо приставов? [~NAME] => Могу ли я сам продать телевизор или автомобиль вместо приставов? [ACTIVE_FROM_X] => 2024-04-10 00:00:00 [~ACTIVE_FROM_X] => 2024-04-10 00:00:00 [ACTIVE_FROM] => 10.04.2024 [~ACTIVE_FROM] => 10.04.2024 [TIMESTAMP_X] => 10.04.2024 11:37:21 [~TIMESTAMP_X] => 10.04.2024 11:37:21 [DETAIL_PAGE_URL] => /consultation/question-12513/ [~DETAIL_PAGE_URL] => /consultation/question-12513/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12513 [~CODE] => 12513 [EXTERNAL_ID] => 12513 [~EXTERNAL_ID] => 12513 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 10.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1026 [PROPERTY_VALUE_ID] => 138308 [DESCRIPTION] => [~VALUE] => 1026 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 10.04.2024 [PROPERTY_VALUE_ID] => 138309 [DESCRIPTION] => [~VALUE] => 10.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алексей [PROPERTY_VALUE_ID] => 138310 [DESCRIPTION] => [~VALUE] => Алексей [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня арестовывают имущество для продажи. Приставы говорят, что бытовые вещи будут проданы разным людям. Имею ли я право сам продать вещи, чтобы покрыть долг, например, продать свой телевизор или автомобиль? [PROPERTY_VALUE_ID] => 138311 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня арестовывают имущество для продажи. Приставы говорят, что бытовые вещи будут проданы разным людям. Имею ли я право сам продать вещи, чтобы покрыть долг, например, продать свой телевизор или автомобиль? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Алексей. В процедуре исполнительного производства у вас есть возможность самостоятельно продавать имущество для погашения долга. Это может быть любое движимое имущество, которое оценено приставами. Срок на самостоятельную реализацию 10 дней со дня вынесения постановления. Если вы его не продадите, то реализация будет принудительной. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 138312 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Алексей. В процедуре исполнительного производства у вас есть возможность самостоятельно продавать имущество для погашения долга. Это может быть любое движимое имущество, которое оценено приставами. Срок на самостоятельную реализацию 10 дней со дня вынесения постановления. Если вы его не продадите, то реализация будет принудительной. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 138321 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 138314 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5787 ) [PROPERTY_VALUE_ID] => Array ( [0] => 138315 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5787 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 138316 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5917 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12512 [1] => 12197 [2] => 11420 ) [PROPERTY_VALUE_ID] => Array ( [0] => 138318 [1] => 138319 [2] => 138320 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12512 [1] => 12197 [2] => 11420 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня арестовывают имущество для продажи. Приставы говорят, что бытовые вещи будут проданы разным людям. Имею ли я право сам продать вещи, чтобы покрыть долг, например, продать свой телевизор или автомобиль? [PROPERTY_VALUE_ID] => 138311 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня арестовывают имущество для продажи. Приставы говорят, что бытовые вещи будут проданы разным людям. Имею ли я право сам продать вещи, чтобы покрыть долг, например, продать свой телевизор или автомобиль? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, у меня арестовывают имущество для продажи. Приставы говорят, что бытовые вещи будут проданы разным людям. Имею ли я право сам продать вещи, чтобы покрыть долг, например, продать свой телевизор или автомобиль? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 10.04.2024 [PROPERTY_VALUE_ID] => 138309 [DESCRIPTION] => [~VALUE] => 10.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 10.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алексей [PROPERTY_VALUE_ID] => 138310 [DESCRIPTION] => [~VALUE] => Алексей [~DESCRIPTION] => [DISPLAY_VALUE] => Алексей ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Могу ли я сам продать телевизор или автомобиль вместо приставов?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Могу ли я сам продать телевизор или автомобиль вместо приставов? [ELEMENT_META_TITLE] => Могу ли я сам продать телевизор или автомобиль вместо приставов? [ELEMENT_META_DESCRIPTION] => Могу ли я сам продать телевизор или автомобиль вместо приставов? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Могу ли я сам продать телевизор или автомобиль вместо приставов? [SECTION_PAGE_TITLE] => #Могу ли я сам продать телевизор или автомобиль вместо приставов? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 291 [NAME] => Реализация имущества [CODE] => realizatsiya-imushchestva [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/realizatsiya-imushchestva/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1026 [NAME] => Надеина Анастасия Вячеславовна [CODE] => nadeina-anastasiya-vyacheslavovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 5963 [PREVIEW_PICTURE] => 1307 [SORT] => 1000 ) ) [12] => Array ( [ID] => 12514 [~ID] => 12514 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 291 [~IBLOCK_SECTION_ID] => 291 [NAME] => Что значит реализация имущества должника по комиссии? [~NAME] => Что значит реализация имущества должника по комиссии? [ACTIVE_FROM_X] => 2024-04-10 00:00:00 [~ACTIVE_FROM_X] => 2024-04-10 00:00:00 [ACTIVE_FROM] => 10.04.2024 [~ACTIVE_FROM] => 10.04.2024 [TIMESTAMP_X] => 10.04.2024 11:37:45 [~TIMESTAMP_X] => 10.04.2024 11:37:45 [DETAIL_PAGE_URL] => /consultation/question-12514/ [~DETAIL_PAGE_URL] => /consultation/question-12514/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12514 [~CODE] => 12514 [EXTERNAL_ID] => 12514 [~EXTERNAL_ID] => 12514 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 10.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1026 [PROPERTY_VALUE_ID] => 138325 [DESCRIPTION] => [~VALUE] => 1026 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 10.04.2024 [PROPERTY_VALUE_ID] => 138326 [DESCRIPTION] => [~VALUE] => 10.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Евгений Александрович [PROPERTY_VALUE_ID] => 138327 [DESCRIPTION] => [~VALUE] => Евгений Александрович [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, на меня открыто исполнительное производство, приставы описали имущество, говорят, что часть пойдет с торгов, а вещи по комиссии. Что это значит и могу ли я как-то влиять на процесс продажи? [PROPERTY_VALUE_ID] => 138328 [DESCRIPTION] => [~VALUE] => Добрый день, на меня открыто исполнительное производство, приставы описали имущество, говорят, что часть пойдет с торгов, а вещи по комиссии. Что это значит и могу ли я как-то влиять на процесс продажи? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Евгений Александрович. Как правило, арестованное недвижимое имущество продают на торгах, все остальное – на комиссионных началах. Это значит, что ваши вещи будут оценены приставами или оценщиками и по ним будут поданы объявления о продаже. Купить вещь может любой человек. Должник никак не может влиять на процесс. Его право – самостоятельно продавать вещи, стоимость которых не превышает 30 000 рублей в определенный срок. Рекомендуем вам обратиться к юристу КредитаНет, если у вас сложности с выплатой долгов. Возможно, проблемы решит процедура банкротства. Консультация у нас бесплатная. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 138329 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Евгений Александрович. Как правило, арестованное недвижимое имущество продают на торгах, все остальное – на комиссионных началах. Это значит, что ваши вещи будут оценены приставами или оценщиками и по ним будут поданы объявления о продаже. Купить вещь может любой человек. Должник никак не может влиять на процесс. Его право – самостоятельно продавать вещи, стоимость которых не превышает 30 000 рублей в определенный срок. Рекомендуем вам обратиться к юристу КредитаНет, если у вас сложности с выплатой долгов. Возможно, проблемы решит процедура банкротства. Консультация у нас бесплатная. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 138330 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 138331 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5787 ) [PROPERTY_VALUE_ID] => Array ( [0] => 138332 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5787 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 138333 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5917 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12512 [1] => 12197 [2] => 11420 ) [PROPERTY_VALUE_ID] => Array ( [0] => 138334 [1] => 138335 [2] => 138336 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12512 [1] => 12197 [2] => 11420 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, на меня открыто исполнительное производство, приставы описали имущество, говорят, что часть пойдет с торгов, а вещи по комиссии. Что это значит и могу ли я как-то влиять на процесс продажи? [PROPERTY_VALUE_ID] => 138328 [DESCRIPTION] => [~VALUE] => Добрый день, на меня открыто исполнительное производство, приставы описали имущество, говорят, что часть пойдет с торгов, а вещи по комиссии. Что это значит и могу ли я как-то влиять на процесс продажи? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, на меня открыто исполнительное производство, приставы описали имущество, говорят, что часть пойдет с торгов, а вещи по комиссии. Что это значит и могу ли я как-то влиять на процесс продажи? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 10.04.2024 [PROPERTY_VALUE_ID] => 138326 [DESCRIPTION] => [~VALUE] => 10.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 10.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Евгений Александрович [PROPERTY_VALUE_ID] => 138327 [DESCRIPTION] => [~VALUE] => Евгений Александрович [~DESCRIPTION] => [DISPLAY_VALUE] => Евгений Александрович ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Что значит реализация имущества должника по комиссии?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что значит реализация имущества должника по комиссии? [ELEMENT_META_TITLE] => Что значит реализация имущества должника по комиссии? [ELEMENT_META_DESCRIPTION] => Что значит реализация имущества должника по комиссии? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Что значит реализация имущества должника по комиссии? [SECTION_PAGE_TITLE] => #Что значит реализация имущества должника по комиссии? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 291 [NAME] => Реализация имущества [CODE] => realizatsiya-imushchestva [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/realizatsiya-imushchestva/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1026 [NAME] => Надеина Анастасия Вячеславовна [CODE] => nadeina-anastasiya-vyacheslavovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 5963 [PREVIEW_PICTURE] => 1307 [SORT] => 1000 ) ) [13] => Array ( [ID] => 12462 [~ID] => 12462 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 26 [~IBLOCK_SECTION_ID] => 26 [NAME] => Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки? [~NAME] => Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки? [ACTIVE_FROM_X] => 2024-04-09 00:00:00 [~ACTIVE_FROM_X] => 2024-04-09 00:00:00 [ACTIVE_FROM] => 09.04.2024 [~ACTIVE_FROM] => 09.04.2024 [TIMESTAMP_X] => 09.04.2024 14:15:37 [~TIMESTAMP_X] => 09.04.2024 14:15:37 [DETAIL_PAGE_URL] => /consultation/question-12462/ [~DETAIL_PAGE_URL] => /consultation/question-12462/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12462 [~CODE] => 12462 [EXTERNAL_ID] => 12462 [~EXTERNAL_ID] => 12462 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 09.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1026 [PROPERTY_VALUE_ID] => 137066 [DESCRIPTION] => [~VALUE] => 1026 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.04.2024 [PROPERTY_VALUE_ID] => 137067 [DESCRIPTION] => [~VALUE] => 09.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Антон [PROPERTY_VALUE_ID] => 137068 [DESCRIPTION] => [~VALUE] => Антон [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. Я должен кредитору уже около месяца. Долг копится, а финансовое положение дома не улучшается, поэтому не знаю как будут обстоять дела дальше. У меня заболела мама, ей нужны лекарства и оплата стационара. У меня есть все справки и выписки из больницы, все чеки лекарств. Но вот как долго будет продолжаться такая ситуация с деньгами я пока не знаю. Очень неприятно, конечно, хочется расплатиться с долгами уже окончательно, но пока не могу. Можно ли отправить письмо в банк, прописав примерные сроки уплаты долгов? [PROPERTY_VALUE_ID] => 137069 [DESCRIPTION] => [~VALUE] => Здравствуйте. Я должен кредитору уже около месяца. Долг копится, а финансовое положение дома не улучшается, поэтому не знаю как будут обстоять дела дальше. У меня заболела мама, ей нужны лекарства и оплата стационара. У меня есть все справки и выписки из больницы, все чеки лекарств. Но вот как долго будет продолжаться такая ситуация с деньгами я пока не знаю. Очень неприятно, конечно, хочется расплатиться с долгами уже окончательно, но пока не могу. Можно ли отправить письмо в банк, прописав примерные сроки уплаты долгов? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Антон. Вы можете выйти на диалог с банком и решить вопрос, придя к компромиссу. Направить уведомление тоже можно, при этом укажите дату с запасом, чтобы вы точно выполнили обязательства, так как в уведомлении прописываются последствия неуплаты долга. Чтобы не усугубить ситуацию, лучше договориться и попросить отсрочку, либо в уведомлении об оплате задолженности указать дату с запасом. Объясните своему кредитору причины и приложите доказательства вашей ситуации в виде копий выписки и чеков. Если же финансовые трудности будут преследовать вас и дальше, то всегда можно подать заявление на банкротство. Юристы КредитаНет готовы помочь на каждом этапе процедуры, списать обязательства и начать жизнь без долгов. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 137070 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Антон. Вы можете выйти на диалог с банком и решить вопрос, придя к компромиссу. Направить уведомление тоже можно, при этом укажите дату с запасом, чтобы вы точно выполнили обязательства, так как в уведомлении прописываются последствия неуплаты долга. Чтобы не усугубить ситуацию, лучше договориться и попросить отсрочку, либо в уведомлении об оплате задолженности указать дату с запасом. Объясните своему кредитору причины и приложите доказательства вашей ситуации в виде копий выписки и чеков. Если же финансовые трудности будут преследовать вас и дальше, то всегда можно подать заявление на банкротство. Юристы КредитаНет готовы помочь на каждом этапе процедуры, списать обязательства и начать жизнь без долгов. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 137079 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 137072 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5724 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137073 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5724 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137074 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5917 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12461 [1] => 12401 [2] => 12398 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137076 [1] => 137077 [2] => 137078 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12461 [1] => 12401 [2] => 12398 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. Я должен кредитору уже около месяца. Долг копится, а финансовое положение дома не улучшается, поэтому не знаю как будут обстоять дела дальше. У меня заболела мама, ей нужны лекарства и оплата стационара. У меня есть все справки и выписки из больницы, все чеки лекарств. Но вот как долго будет продолжаться такая ситуация с деньгами я пока не знаю. Очень неприятно, конечно, хочется расплатиться с долгами уже окончательно, но пока не могу. Можно ли отправить письмо в банк, прописав примерные сроки уплаты долгов? [PROPERTY_VALUE_ID] => 137069 [DESCRIPTION] => [~VALUE] => Здравствуйте. Я должен кредитору уже около месяца. Долг копится, а финансовое положение дома не улучшается, поэтому не знаю как будут обстоять дела дальше. У меня заболела мама, ей нужны лекарства и оплата стационара. У меня есть все справки и выписки из больницы, все чеки лекарств. Но вот как долго будет продолжаться такая ситуация с деньгами я пока не знаю. Очень неприятно, конечно, хочется расплатиться с долгами уже окончательно, но пока не могу. Можно ли отправить письмо в банк, прописав примерные сроки уплаты долгов? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте. Я должен кредитору уже около месяца. Долг копится, а финансовое положение дома не улучшается, поэтому не знаю как будут обстоять дела дальше. У меня заболела мама, ей нужны лекарства и оплата стационара. У меня есть все справки и выписки из больницы, все чеки лекарств. Но вот как долго будет продолжаться такая ситуация с деньгами я пока не знаю. Очень неприятно, конечно, хочется расплатиться с долгами уже окончательно, но пока не могу. Можно ли отправить письмо в банк, прописав примерные сроки уплаты долгов? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.04.2024 [PROPERTY_VALUE_ID] => 137067 [DESCRIPTION] => [~VALUE] => 09.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 09.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Антон [PROPERTY_VALUE_ID] => 137068 [DESCRIPTION] => [~VALUE] => Антон [~DESCRIPTION] => [DISPLAY_VALUE] => Антон ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки? [ELEMENT_META_TITLE] => Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки? [ELEMENT_META_DESCRIPTION] => Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки? [SECTION_PAGE_TITLE] => #Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/banki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1026 [NAME] => Надеина Анастасия Вячеславовна [CODE] => nadeina-anastasiya-vyacheslavovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 5963 [PREVIEW_PICTURE] => 1307 [SORT] => 1000 ) ) [14] => Array ( [ID] => 12463 [~ID] => 12463 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 26 [~IBLOCK_SECTION_ID] => 26 [NAME] => Что будет, если не идти на контакт с кредиторами при образовании задолженности? [~NAME] => Что будет, если не идти на контакт с кредиторами при образовании задолженности? [ACTIVE_FROM_X] => 2024-04-09 00:00:00 [~ACTIVE_FROM_X] => 2024-04-09 00:00:00 [ACTIVE_FROM] => 09.04.2024 [~ACTIVE_FROM] => 09.04.2024 [TIMESTAMP_X] => 09.04.2024 14:15:58 [~TIMESTAMP_X] => 09.04.2024 14:15:58 [DETAIL_PAGE_URL] => /consultation/question-12463/ [~DETAIL_PAGE_URL] => /consultation/question-12463/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12463 [~CODE] => 12463 [EXTERNAL_ID] => 12463 [~EXTERNAL_ID] => 12463 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 09.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1026 [PROPERTY_VALUE_ID] => 137080 [DESCRIPTION] => [~VALUE] => 1026 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.04.2024 [PROPERTY_VALUE_ID] => 137081 [DESCRIPTION] => [~VALUE] => 09.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Инна [PROPERTY_VALUE_ID] => 137082 [DESCRIPTION] => [~VALUE] => Инна [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. Я брала кредит в ВТБ банке, но понимаю, что в этом месяце не смогу оплатить ежемесячный платеж. В прошлом месяце была такая же ситуация, банк стал постоянно звонить, писать смс и говорить о просрочке. Я и так все понимаю, но решить этот вопрос никак не получается. Пока финансовая ситуация не позволяет оплатить по счетам, но выслушивать кредиторов и их угрозы я тоже не хочу. Подскажите, пожалуйста, что будет, если я не буду идти на контакт с менеджерами банков, которые звонят? [PROPERTY_VALUE_ID] => 137083 [DESCRIPTION] => [~VALUE] => Здравствуйте. Я брала кредит в ВТБ банке, но понимаю, что в этом месяце не смогу оплатить ежемесячный платеж. В прошлом месяце была такая же ситуация, банк стал постоянно звонить, писать смс и говорить о просрочке. Я и так все понимаю, но решить этот вопрос никак не получается. Пока финансовая ситуация не позволяет оплатить по счетам, но выслушивать кредиторов и их угрозы я тоже не хочу. Подскажите, пожалуйста, что будет, если я не буду идти на контакт с менеджерами банков, которые звонят? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Инна. На самом деле рекомендуем вам выходить на связь с кредитором, так как у вас есть возможность договориться или получить отсрочку платежа. Также вы можете направить уведомление об оплате задолженности, где указываете дату внесения платежа. При положительном ответе от банка вы избежите начисления пеней, неустоек и штрафов. Вы можете не выходить на связь, но банк тогда вправе подать иск в суд о взыскании задолженности. Если ситуация с финансами совсем сложная, вы можете пройти процедуру банкротства. Юристы КредитаНет помогут списать долги без нервов и постоянных звонков со стороны кредиторов. На бесплатную консультацию можно записаться уже сейчас! [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 137084 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Инна. На самом деле рекомендуем вам выходить на связь с кредитором, так как у вас есть возможность договориться или получить отсрочку платежа. Также вы можете направить уведомление об оплате задолженности, где указываете дату внесения платежа. При положительном ответе от банка вы избежите начисления пеней, неустоек и штрафов. Вы можете не выходить на связь, но банк тогда вправе подать иск в суд о взыскании задолженности. Если ситуация с финансами совсем сложная, вы можете пройти процедуру банкротства. Юристы КредитаНет помогут списать долги без нервов и постоянных звонков со стороны кредиторов. На бесплатную консультацию можно записаться уже сейчас! [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 137085 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 137086 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5724 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137087 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5724 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137088 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5917 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12461 [1] => 12401 [2] => 12398 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137089 [1] => 137090 [2] => 137091 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12461 [1] => 12401 [2] => 12398 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. Я брала кредит в ВТБ банке, но понимаю, что в этом месяце не смогу оплатить ежемесячный платеж. В прошлом месяце была такая же ситуация, банк стал постоянно звонить, писать смс и говорить о просрочке. Я и так все понимаю, но решить этот вопрос никак не получается. Пока финансовая ситуация не позволяет оплатить по счетам, но выслушивать кредиторов и их угрозы я тоже не хочу. Подскажите, пожалуйста, что будет, если я не буду идти на контакт с менеджерами банков, которые звонят? [PROPERTY_VALUE_ID] => 137083 [DESCRIPTION] => [~VALUE] => Здравствуйте. Я брала кредит в ВТБ банке, но понимаю, что в этом месяце не смогу оплатить ежемесячный платеж. В прошлом месяце была такая же ситуация, банк стал постоянно звонить, писать смс и говорить о просрочке. Я и так все понимаю, но решить этот вопрос никак не получается. Пока финансовая ситуация не позволяет оплатить по счетам, но выслушивать кредиторов и их угрозы я тоже не хочу. Подскажите, пожалуйста, что будет, если я не буду идти на контакт с менеджерами банков, которые звонят? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте. Я брала кредит в ВТБ банке, но понимаю, что в этом месяце не смогу оплатить ежемесячный платеж. В прошлом месяце была такая же ситуация, банк стал постоянно звонить, писать смс и говорить о просрочке. Я и так все понимаю, но решить этот вопрос никак не получается. Пока финансовая ситуация не позволяет оплатить по счетам, но выслушивать кредиторов и их угрозы я тоже не хочу. Подскажите, пожалуйста, что будет, если я не буду идти на контакт с менеджерами банков, которые звонят? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.04.2024 [PROPERTY_VALUE_ID] => 137081 [DESCRIPTION] => [~VALUE] => 09.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 09.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Инна [PROPERTY_VALUE_ID] => 137082 [DESCRIPTION] => [~VALUE] => Инна [~DESCRIPTION] => [DISPLAY_VALUE] => Инна ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Что будет, если не идти на контакт с кредиторами при образовании задолженности?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что будет, если не идти на контакт с кредиторами при образовании задолженности? [ELEMENT_META_TITLE] => Что будет, если не идти на контакт с кредиторами при образовании задолженности? [ELEMENT_META_DESCRIPTION] => Что будет, если не идти на контакт с кредиторами при образовании задолженности? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Что будет, если не идти на контакт с кредиторами при образовании задолженности? [SECTION_PAGE_TITLE] => #Что будет, если не идти на контакт с кредиторами при образовании задолженности? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/banki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1026 [NAME] => Надеина Анастасия Вячеславовна [CODE] => nadeina-anastasiya-vyacheslavovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 5963 [PREVIEW_PICTURE] => 1307 [SORT] => 1000 ) ) [15] => Array ( [ID] => 12471 [~ID] => 12471 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Можно ли списать долг по кредитной карте? [~NAME] => Можно ли списать долг по кредитной карте? [ACTIVE_FROM_X] => 2024-04-09 00:00:00 [~ACTIVE_FROM_X] => 2024-04-09 00:00:00 [ACTIVE_FROM] => 09.04.2024 [~ACTIVE_FROM] => 09.04.2024 [TIMESTAMP_X] => 09.04.2024 14:45:02 [~TIMESTAMP_X] => 09.04.2024 14:45:02 [DETAIL_PAGE_URL] => /consultation/question-12471/ [~DETAIL_PAGE_URL] => /consultation/question-12471/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12471 [~CODE] => 12471 [EXTERNAL_ID] => 12471 [~EXTERNAL_ID] => 12471 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 09.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5372 [PROPERTY_VALUE_ID] => 137209 [DESCRIPTION] => [~VALUE] => 5372 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.04.2024 [PROPERTY_VALUE_ID] => 137210 [DESCRIPTION] => [~VALUE] => 09.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Анастасия В. [PROPERTY_VALUE_ID] => 137211 [DESCRIPTION] => [~VALUE] => Анастасия В. [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. В прошлом году взяла кредитную карту Альфа банка с лимитом 300 000 рублей. Собиралась отправиться в отпуск, купить путевку за границу, но обстоятельства поменялись, а картой я всё-таки воспользовалась пару раз расплатившись в бутике. В итоге сама того не ожидая в течение 3 месяцев потратила приличную сумму, почти исчерпав весь лимит. Теперь у меня долг перед банком, капают проценты, вернуть такую сумму я не могу. На работе тоже задержки с зарплатой, грядет сокращение штата. Планирую подать на банкротство и списать долг по кредитке. Скажите, возможно ли это? [PROPERTY_VALUE_ID] => 137212 [DESCRIPTION] => [~VALUE] => Здравствуйте. В прошлом году взяла кредитную карту Альфа банка с лимитом 300 000 рублей. Собиралась отправиться в отпуск, купить путевку за границу, но обстоятельства поменялись, а картой я всё-таки воспользовалась пару раз расплатившись в бутике. В итоге сама того не ожидая в течение 3 месяцев потратила приличную сумму, почти исчерпав весь лимит. Теперь у меня долг перед банком, капают проценты, вернуть такую сумму я не могу. На работе тоже задержки с зарплатой, грядет сокращение штата. Планирую подать на банкротство и списать долг по кредитке. Скажите, возможно ли это? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Добрый день, Анастасия. Да, возможно. В соответствии с Федеральным законом №127 "О несостоятельности (банкротстве)" физическое лицо имеет право обратиться в суд с заявлением о признании его банкротом. В результате процедуры банкротства, суд может списать долг по кредитной карте, если будет установлено, что должник не имеет возможности его погасить. Удобнее всего сделать это при поддержке юриста компании «КредитаНет». Звоните на горячую линию, чтобы узнать подробности. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 137213 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Добрый день, Анастасия. Да, возможно. В соответствии с Федеральным законом №127 "О несостоятельности (банкротстве)" физическое лицо имеет право обратиться в суд с заявлением о признании его банкротом. В результате процедуры банкротства, суд может списать долг по кредитной карте, если будет установлено, что должник не имеет возможности его погасить. Удобнее всего сделать это при поддержке юриста компании «КредитаНет». Звоните на горячую линию, чтобы узнать подробности. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 137222 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 137215 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5724 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137216 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5724 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137217 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5917 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12470 [1] => 12467 [2] => 12461 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137219 [1] => 137220 [2] => 137221 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12470 [1] => 12467 [2] => 12461 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. В прошлом году взяла кредитную карту Альфа банка с лимитом 300 000 рублей. Собиралась отправиться в отпуск, купить путевку за границу, но обстоятельства поменялись, а картой я всё-таки воспользовалась пару раз расплатившись в бутике. В итоге сама того не ожидая в течение 3 месяцев потратила приличную сумму, почти исчерпав весь лимит. Теперь у меня долг перед банком, капают проценты, вернуть такую сумму я не могу. На работе тоже задержки с зарплатой, грядет сокращение штата. Планирую подать на банкротство и списать долг по кредитке. Скажите, возможно ли это? [PROPERTY_VALUE_ID] => 137212 [DESCRIPTION] => [~VALUE] => Здравствуйте. В прошлом году взяла кредитную карту Альфа банка с лимитом 300 000 рублей. Собиралась отправиться в отпуск, купить путевку за границу, но обстоятельства поменялись, а картой я всё-таки воспользовалась пару раз расплатившись в бутике. В итоге сама того не ожидая в течение 3 месяцев потратила приличную сумму, почти исчерпав весь лимит. Теперь у меня долг перед банком, капают проценты, вернуть такую сумму я не могу. На работе тоже задержки с зарплатой, грядет сокращение штата. Планирую подать на банкротство и списать долг по кредитке. Скажите, возможно ли это? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте. В прошлом году взяла кредитную карту Альфа банка с лимитом 300 000 рублей. Собиралась отправиться в отпуск, купить путевку за границу, но обстоятельства поменялись, а картой я всё-таки воспользовалась пару раз расплатившись в бутике. В итоге сама того не ожидая в течение 3 месяцев потратила приличную сумму, почти исчерпав весь лимит. Теперь у меня долг перед банком, капают проценты, вернуть такую сумму я не могу. На работе тоже задержки с зарплатой, грядет сокращение штата. Планирую подать на банкротство и списать долг по кредитке. Скажите, возможно ли это? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.04.2024 [PROPERTY_VALUE_ID] => 137210 [DESCRIPTION] => [~VALUE] => 09.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 09.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Анастасия В. [PROPERTY_VALUE_ID] => 137211 [DESCRIPTION] => [~VALUE] => Анастасия В. [~DESCRIPTION] => [DISPLAY_VALUE] => Анастасия В. ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли списать долг по кредитной карте?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли списать долг по кредитной карте? [ELEMENT_META_TITLE] => Можно ли списать долг по кредитной карте? [ELEMENT_META_DESCRIPTION] => Можно ли списать долг по кредитной карте? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли списать долг по кредитной карте? [SECTION_PAGE_TITLE] => #Можно ли списать долг по кредитной карте? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 5372 [NAME] => Миллер Екатерина Петровна [CODE] => miller-ekaterina-petrovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 53660 [PREVIEW_PICTURE] => 4890 [SORT] => 1000 ) ) [16] => Array ( [ID] => 12472 [~ID] => 12472 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Как выгодно снимать деньги с кредитной карты? [~NAME] => Как выгодно снимать деньги с кредитной карты? [ACTIVE_FROM_X] => 2024-04-09 00:00:00 [~ACTIVE_FROM_X] => 2024-04-09 00:00:00 [ACTIVE_FROM] => 09.04.2024 [~ACTIVE_FROM] => 09.04.2024 [TIMESTAMP_X] => 09.04.2024 14:45:22 [~TIMESTAMP_X] => 09.04.2024 14:45:22 [DETAIL_PAGE_URL] => /consultation/question-12472/ [~DETAIL_PAGE_URL] => /consultation/question-12472/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12472 [~CODE] => 12472 [EXTERNAL_ID] => 12472 [~EXTERNAL_ID] => 12472 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 09.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5372 [PROPERTY_VALUE_ID] => 137223 [DESCRIPTION] => [~VALUE] => 5372 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.04.2024 [PROPERTY_VALUE_ID] => 137224 [DESCRIPTION] => [~VALUE] => 09.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Эдуард Н. [PROPERTY_VALUE_ID] => 137225 [DESCRIPTION] => [~VALUE] => Эдуард Н. [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. Все мои друзья пользуются кредитной картой Альфа банк и настойчиво рекомендуют мне тоже её оформить. И вот я собрался выехать в отпуск за границу и мне нужны деньги, чтобы купить валюту. Рассматриваю кредитную карту Альфа банка, чтобы снять наличные и произвести обмен. Карта мне нужна только для этого, поскольку ее условия более привлекательные, чем обычный кредит. Скажите, как выгодно снимать деньги с кредитной карты? [PROPERTY_VALUE_ID] => 137226 [DESCRIPTION] => [~VALUE] => Здравствуйте. Все мои друзья пользуются кредитной картой Альфа банк и настойчиво рекомендуют мне тоже её оформить. И вот я собрался выехать в отпуск за границу и мне нужны деньги, чтобы купить валюту. Рассматриваю кредитную карту Альфа банка, чтобы снять наличные и произвести обмен. Карта мне нужна только для этого, поскольку ее условия более привлекательные, чем обычный кредит. Скажите, как выгодно снимать деньги с кредитной карты? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Добрый день, Эдуард. Здравствуйте. Снятие наличных с кредитной карты обычно связано с комиссией и повышенной процентной ставкой. Перед снятием денег с кредитной карты обязательно ознакомьтесь с условиями ее использования и убедитесь, что они соответствуют вашим потребностям и возможностям. Как правило, на официальном сайте каждого банка предусмотрена подробная информация об условиях пользования кредитной картой. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 137227 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Добрый день, Эдуард. Здравствуйте. Снятие наличных с кредитной карты обычно связано с комиссией и повышенной процентной ставкой. Перед снятием денег с кредитной карты обязательно ознакомьтесь с условиями ее использования и убедитесь, что они соответствуют вашим потребностям и возможностям. Как правило, на официальном сайте каждого банка предусмотрена подробная информация об условиях пользования кредитной картой. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 137228 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 137229 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5724 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137230 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5724 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137231 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5917 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12470 [1] => 12467 [2] => 12461 ) [PROPERTY_VALUE_ID] => Array ( [0] => 137232 [1] => 137233 [2] => 137234 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12470 [1] => 12467 [2] => 12461 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. Все мои друзья пользуются кредитной картой Альфа банк и настойчиво рекомендуют мне тоже её оформить. И вот я собрался выехать в отпуск за границу и мне нужны деньги, чтобы купить валюту. Рассматриваю кредитную карту Альфа банка, чтобы снять наличные и произвести обмен. Карта мне нужна только для этого, поскольку ее условия более привлекательные, чем обычный кредит. Скажите, как выгодно снимать деньги с кредитной карты? [PROPERTY_VALUE_ID] => 137226 [DESCRIPTION] => [~VALUE] => Здравствуйте. Все мои друзья пользуются кредитной картой Альфа банк и настойчиво рекомендуют мне тоже её оформить. И вот я собрался выехать в отпуск за границу и мне нужны деньги, чтобы купить валюту. Рассматриваю кредитную карту Альфа банка, чтобы снять наличные и произвести обмен. Карта мне нужна только для этого, поскольку ее условия более привлекательные, чем обычный кредит. Скажите, как выгодно снимать деньги с кредитной карты? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте. Все мои друзья пользуются кредитной картой Альфа банк и настойчиво рекомендуют мне тоже её оформить. И вот я собрался выехать в отпуск за границу и мне нужны деньги, чтобы купить валюту. Рассматриваю кредитную карту Альфа банка, чтобы снять наличные и произвести обмен. Карта мне нужна только для этого, поскольку ее условия более привлекательные, чем обычный кредит. Скажите, как выгодно снимать деньги с кредитной карты? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.04.2024 [PROPERTY_VALUE_ID] => 137224 [DESCRIPTION] => [~VALUE] => 09.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 09.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Эдуард Н. [PROPERTY_VALUE_ID] => 137225 [DESCRIPTION] => [~VALUE] => Эдуард Н. [~DESCRIPTION] => [DISPLAY_VALUE] => Эдуард Н. ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Как выгодно снимать деньги с кредитной карты?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как выгодно снимать деньги с кредитной карты? [ELEMENT_META_TITLE] => Как выгодно снимать деньги с кредитной карты? [ELEMENT_META_DESCRIPTION] => Как выгодно снимать деньги с кредитной карты? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Как выгодно снимать деньги с кредитной карты? [SECTION_PAGE_TITLE] => #Как выгодно снимать деньги с кредитной карты? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 5372 [NAME] => Миллер Екатерина Петровна [CODE] => miller-ekaterina-petrovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 53660 [PREVIEW_PICTURE] => 4890 [SORT] => 1000 ) ) [17] => Array ( [ID] => 12305 [~ID] => 12305 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Могу ли я подать на реструктуризацию кредита, если попал под сокращение? [~NAME] => Могу ли я подать на реструктуризацию кредита, если попал под сокращение? [ACTIVE_FROM_X] => 2024-04-08 08:00:00 [~ACTIVE_FROM_X] => 2024-04-08 08:00:00 [ACTIVE_FROM] => 08.04.2024 08:00:00 [~ACTIVE_FROM] => 08.04.2024 08:00:00 [TIMESTAMP_X] => 05.04.2024 16:07:18 [~TIMESTAMP_X] => 05.04.2024 16:07:18 [DETAIL_PAGE_URL] => /consultation/question-12305/ [~DETAIL_PAGE_URL] => /consultation/question-12305/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12305 [~CODE] => 12305 [EXTERNAL_ID] => 12305 [~EXTERNAL_ID] => 12305 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 08.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5372 [PROPERTY_VALUE_ID] => 133192 [DESCRIPTION] => [~VALUE] => 5372 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 08.04.2024 [PROPERTY_VALUE_ID] => 133193 [DESCRIPTION] => [~VALUE] => 08.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Анатолий В. [PROPERTY_VALUE_ID] => 133194 [DESCRIPTION] => [~VALUE] => Анатолий В. [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. Месяц назад меня сократили на работе. Доход значительно упал. При этом я плачу кредит в банке «ВТБ» в сумме 310 000 рублей. В скором времени сократившая меня компания перестанет выплачивать мне пособие и я останусь без средств к существованию. Скажите, могу ли я подать на реструктуризацию кредита, если попал под сокращение? [PROPERTY_VALUE_ID] => 133195 [DESCRIPTION] => [~VALUE] => Здравствуйте. Месяц назад меня сократили на работе. Доход значительно упал. При этом я плачу кредит в банке «ВТБ» в сумме 310 000 рублей. В скором времени сократившая меня компания перестанет выплачивать мне пособие и я останусь без средств к существованию. Скажите, могу ли я подать на реструктуризацию кредита, если попал под сокращение? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Добрый день, Анатолий. Да, вы можете подать на реструктуризацию кредита, если попали под сокращение. В таком случае, вам следует обратиться в банк «ВТБ» и предоставить документы, подтверждающие ваше сокращение и снижение дохода. Банк может рассмотреть вашу ситуацию и предложить вам новые условия выплаты кредита, такие как уменьшение ежемесячного платежа или увеличение срока кредита. Также вы можете подать на банкротство и списать долги по кредитам. Удобнее всего сделать это при поддержке юриста компании «КредитаНет». Звоните на горячую линию, чтобы узнать подробности. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 133196 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Добрый день, Анатолий. Да, вы можете подать на реструктуризацию кредита, если попали под сокращение. В таком случае, вам следует обратиться в банк «ВТБ» и предоставить документы, подтверждающие ваше сокращение и снижение дохода. Банк может рассмотреть вашу ситуацию и предложить вам новые условия выплаты кредита, такие как уменьшение ежемесячного платежа или увеличение срока кредита. Также вы можете подать на банкротство и списать долги по кредитам. Удобнее всего сделать это при поддержке юриста компании «КредитаНет». Звоните на горячую линию, чтобы узнать подробности. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 133205 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 133198 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5752 ) [PROPERTY_VALUE_ID] => Array ( [0] => 133199 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5752 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5947 ) [PROPERTY_VALUE_ID] => Array ( [0] => 133200 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5947 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12304 [1] => 12257 [2] => 12217 ) [PROPERTY_VALUE_ID] => Array ( [0] => 133202 [1] => 133203 [2] => 133204 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12304 [1] => 12257 [2] => 12217 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. Месяц назад меня сократили на работе. Доход значительно упал. При этом я плачу кредит в банке «ВТБ» в сумме 310 000 рублей. В скором времени сократившая меня компания перестанет выплачивать мне пособие и я останусь без средств к существованию. Скажите, могу ли я подать на реструктуризацию кредита, если попал под сокращение? [PROPERTY_VALUE_ID] => 133195 [DESCRIPTION] => [~VALUE] => Здравствуйте. Месяц назад меня сократили на работе. Доход значительно упал. При этом я плачу кредит в банке «ВТБ» в сумме 310 000 рублей. В скором времени сократившая меня компания перестанет выплачивать мне пособие и я останусь без средств к существованию. Скажите, могу ли я подать на реструктуризацию кредита, если попал под сокращение? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте. Месяц назад меня сократили на работе. Доход значительно упал. При этом я плачу кредит в банке «ВТБ» в сумме 310 000 рублей. В скором времени сократившая меня компания перестанет выплачивать мне пособие и я останусь без средств к существованию. Скажите, могу ли я подать на реструктуризацию кредита, если попал под сокращение? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 08.04.2024 [PROPERTY_VALUE_ID] => 133193 [DESCRIPTION] => [~VALUE] => 08.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 08.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Анатолий В. [PROPERTY_VALUE_ID] => 133194 [DESCRIPTION] => [~VALUE] => Анатолий В. [~DESCRIPTION] => [DISPLAY_VALUE] => Анатолий В. ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Могу ли я подать на реструктуризацию кредита, если попал под сокращение?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Могу ли я подать на реструктуризацию кредита, если попал под сокращение? [ELEMENT_META_TITLE] => Могу ли я подать на реструктуризацию кредита, если попал под сокращение? [ELEMENT_META_DESCRIPTION] => Могу ли я подать на реструктуризацию кредита, если попал под сокращение? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Могу ли я подать на реструктуризацию кредита, если попал под сокращение? [SECTION_PAGE_TITLE] => #Могу ли я подать на реструктуризацию кредита, если попал под сокращение? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 154 [NAME] => Автокредит [CODE] => avtokredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/avtokredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 5372 [NAME] => Миллер Екатерина Петровна [CODE] => miller-ekaterina-petrovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 53660 [PREVIEW_PICTURE] => 4890 [SORT] => 1000 ) ) [18] => Array ( [ID] => 12306 [~ID] => 12306 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Какие условия нужны для подачи на реструктуризацию автокредита? [~NAME] => Какие условия нужны для подачи на реструктуризацию автокредита? [ACTIVE_FROM_X] => 2024-04-08 08:00:00 [~ACTIVE_FROM_X] => 2024-04-08 08:00:00 [ACTIVE_FROM] => 08.04.2024 08:00:00 [~ACTIVE_FROM] => 08.04.2024 08:00:00 [TIMESTAMP_X] => 05.04.2024 16:07:46 [~TIMESTAMP_X] => 05.04.2024 16:07:46 [DETAIL_PAGE_URL] => /consultation/question-12306/ [~DETAIL_PAGE_URL] => /consultation/question-12306/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12306 [~CODE] => 12306 [EXTERNAL_ID] => 12306 [~EXTERNAL_ID] => 12306 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 08.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5372 [PROPERTY_VALUE_ID] => 133206 [DESCRIPTION] => [~VALUE] => 5372 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 08.04.2024 [PROPERTY_VALUE_ID] => 133207 [DESCRIPTION] => [~VALUE] => 08.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алина П. [PROPERTY_VALUE_ID] => 133208 [DESCRIPTION] => [~VALUE] => Алина П. [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. В прошлом году я оформила автокредит в банке «ВТБ». Но вот недавно вышла замуж и жду пополнение, боюсь, что дохода не хватит на оплату автокредита. Хочу подать заявку на реструктуризацию автокредита. Скажите, какие условия нужны для подачи на реструктуризацию автокредита? [PROPERTY_VALUE_ID] => 133209 [DESCRIPTION] => [~VALUE] => Здравствуйте. В прошлом году я оформила автокредит в банке «ВТБ». Но вот недавно вышла замуж и жду пополнение, боюсь, что дохода не хватит на оплату автокредита. Хочу подать заявку на реструктуризацию автокредита. Скажите, какие условия нужны для подачи на реструктуризацию автокредита? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Добрый день, Алина. Для подачи на реструктуризацию автокредита в банке «ВТБ» вам необходимо предоставить документы, подтверждающие изменение финансового положения (свидетельство о браке и справку о беременности), текущий доход и его снижение (справку о доходах за последние 3 месяца), место работы и статус занятости. Заполненную заявку на реструктуризацию автокредита, которую можно получить в отделении банка «ВТБ» или на их официальном сайте. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 133210 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Добрый день, Алина. Для подачи на реструктуризацию автокредита в банке «ВТБ» вам необходимо предоставить документы, подтверждающие изменение финансового положения (свидетельство о браке и справку о беременности), текущий доход и его снижение (справку о доходах за последние 3 месяца), место работы и статус занятости. Заполненную заявку на реструктуризацию автокредита, которую можно получить в отделении банка «ВТБ» или на их официальном сайте. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 133219 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 133212 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5752 ) [PROPERTY_VALUE_ID] => Array ( [0] => 133213 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5752 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5947 ) [PROPERTY_VALUE_ID] => Array ( [0] => 133214 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5947 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12304 [1] => 12257 [2] => 12217 ) [PROPERTY_VALUE_ID] => Array ( [0] => 133215 [1] => 133216 [2] => 133217 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12304 [1] => 12257 [2] => 12217 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. В прошлом году я оформила автокредит в банке «ВТБ». Но вот недавно вышла замуж и жду пополнение, боюсь, что дохода не хватит на оплату автокредита. Хочу подать заявку на реструктуризацию автокредита. Скажите, какие условия нужны для подачи на реструктуризацию автокредита? [PROPERTY_VALUE_ID] => 133209 [DESCRIPTION] => [~VALUE] => Здравствуйте. В прошлом году я оформила автокредит в банке «ВТБ». Но вот недавно вышла замуж и жду пополнение, боюсь, что дохода не хватит на оплату автокредита. Хочу подать заявку на реструктуризацию автокредита. Скажите, какие условия нужны для подачи на реструктуризацию автокредита? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте. В прошлом году я оформила автокредит в банке «ВТБ». Но вот недавно вышла замуж и жду пополнение, боюсь, что дохода не хватит на оплату автокредита. Хочу подать заявку на реструктуризацию автокредита. Скажите, какие условия нужны для подачи на реструктуризацию автокредита? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 08.04.2024 [PROPERTY_VALUE_ID] => 133207 [DESCRIPTION] => [~VALUE] => 08.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 08.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алина П. [PROPERTY_VALUE_ID] => 133208 [DESCRIPTION] => [~VALUE] => Алина П. [~DESCRIPTION] => [DISPLAY_VALUE] => Алина П. ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Какие условия нужны для подачи на реструктуризацию автокредита?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие условия нужны для подачи на реструктуризацию автокредита? [ELEMENT_META_TITLE] => Какие условия нужны для подачи на реструктуризацию автокредита? [ELEMENT_META_DESCRIPTION] => Какие условия нужны для подачи на реструктуризацию автокредита? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Какие условия нужны для подачи на реструктуризацию автокредита? [SECTION_PAGE_TITLE] => #Какие условия нужны для подачи на реструктуризацию автокредита? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 154 [NAME] => Автокредит [CODE] => avtokredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/avtokredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 5372 [NAME] => Миллер Екатерина Петровна [CODE] => miller-ekaterina-petrovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 53660 [PREVIEW_PICTURE] => 4890 [SORT] => 1000 ) ) [19] => Array ( [ID] => 12402 [~ID] => 12402 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 26 [~IBLOCK_SECTION_ID] => 26 [NAME] => Могут ли коллекторы списать проценты по долгу? [~NAME] => Могут ли коллекторы списать проценты по долгу? [ACTIVE_FROM_X] => 2024-04-08 00:00:00 [~ACTIVE_FROM_X] => 2024-04-08 00:00:00 [ACTIVE_FROM] => 08.04.2024 [~ACTIVE_FROM] => 08.04.2024 [TIMESTAMP_X] => 08.04.2024 14:20:41 [~TIMESTAMP_X] => 08.04.2024 14:20:41 [DETAIL_PAGE_URL] => /consultation/question-12402/ [~DETAIL_PAGE_URL] => /consultation/question-12402/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 12402 [~CODE] => 12402 [EXTERNAL_ID] => 12402 [~EXTERNAL_ID] => 12402 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 08.04.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2781 [PROPERTY_VALUE_ID] => 135764 [DESCRIPTION] => [~VALUE] => 2781 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 08.04.2024 [PROPERTY_VALUE_ID] => 135765 [DESCRIPTION] => [~VALUE] => 08.04.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Марина [PROPERTY_VALUE_ID] => 135766 [DESCRIPTION] => [~VALUE] => Марина [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я брала кредит в ВТБ банке, но потом попала в больницу и не выходила очень долгое время на связь, восстанавливалась. За это время банк продал мой долг коллекторам, которые пытаются связаться со мной. Я готова идти на контакт, но оплатить всю сумму долга не могу, для меня она неподъемная. Но если спишут проценты, то, конечно, станет намного легче. Может ли это вообще произойти? Или коллекторы не пойдут на подобные условия, так как им не выгодно? [PROPERTY_VALUE_ID] => 135767 [DESCRIPTION] => [~VALUE] => Здравствуйте, я брала кредит в ВТБ банке, но потом попала в больницу и не выходила очень долгое время на связь, восстанавливалась. За это время банк продал мой долг коллекторам, которые пытаются связаться со мной. Я готова идти на контакт, но оплатить всю сумму долга не могу, для меня она неподъемная. Но если спишут проценты, то, конечно, станет намного легче. Может ли это вообще произойти? Или коллекторы не пойдут на подобные условия, так как им не выгодно? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Марина. Коллекторы покупают долг у банка за 5-10% от общей суммы долга, поэтому такие условия, возможно, для них будут приемлемыми. Обязательно выходите на контакт и пробуйте договориться. Если же коллекторы будут проводить взыскание долга не в рамках закона, то вы всегда можете обратиться в правоохранительные органы с жалобой. Также при тяжелых обстоятельствах гражданин может списать долги законным путем – через банкротство. Юристы КредитаНет помогут на каждом этапе и помогут начать жизнь без долгов и коллекторов. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 135768 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Марина. Коллекторы покупают долг у банка за 5-10% от общей суммы долга, поэтому такие условия, возможно, для них будут приемлемыми. Обязательно выходите на контакт и пробуйте договориться. Если же коллекторы будут проводить взыскание долга не в рамках закона, то вы всегда можете обратиться в правоохранительные органы с жалобой. Также при тяжелых обстоятельствах гражданин может списать долги законным путем – через банкротство. Юристы КредитаНет помогут на каждом этапе и помогут начать жизнь без долгов и коллекторов. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 135777 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 135770 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 135771 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5793 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5947 ) [PROPERTY_VALUE_ID] => Array ( [0] => 135772 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5947 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 12401 [1] => 12398 [2] => 12394 ) [PROPERTY_VALUE_ID] => Array ( [0] => 135774 [1] => 135775 [2] => 135776 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 12401 [1] => 12398 [2] => 12394 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я брала кредит в ВТБ банке, но потом попала в больницу и не выходила очень долгое время на связь, восстанавливалась. За это время банк продал мой долг коллекторам, которые пытаются связаться со мной. Я готова идти на контакт, но оплатить всю сумму долга не могу, для меня она неподъемная. Но если спишут проценты, то, конечно, станет намного легче. Может ли это вообще произойти? Или коллекторы не пойдут на подобные условия, так как им не выгодно? [PROPERTY_VALUE_ID] => 135767 [DESCRIPTION] => [~VALUE] => Здравствуйте, я брала кредит в ВТБ банке, но потом попала в больницу и не выходила очень долгое время на связь, восстанавливалась. За это время банк продал мой долг коллекторам, которые пытаются связаться со мной. Я готова идти на контакт, но оплатить всю сумму долга не могу, для меня она неподъемная. Но если спишут проценты, то, конечно, станет намного легче. Может ли это вообще произойти? Или коллекторы не пойдут на подобные условия, так как им не выгодно? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, я брала кредит в ВТБ банке, но потом попала в больницу и не выходила очень долгое время на связь, восстанавливалась. За это время банк продал мой долг коллекторам, которые пытаются связаться со мной. Я готова идти на контакт, но оплатить всю сумму долга не могу, для меня она неподъемная. Но если спишут проценты, то, конечно, станет намного легче. Может ли это вообще произойти? Или коллекторы не пойдут на подобные условия, так как им не выгодно? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 08.04.2024 [PROPERTY_VALUE_ID] => 135765 [DESCRIPTION] => [~VALUE] => 08.04.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 08.04.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Марина [PROPERTY_VALUE_ID] => 135766 [DESCRIPTION] => [~VALUE] => Марина [~DESCRIPTION] => [DISPLAY_VALUE] => Марина ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Могут ли коллекторы списать проценты по долгу?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Могут ли коллекторы списать проценты по долгу? [ELEMENT_META_TITLE] => Могут ли коллекторы списать проценты по долгу? [ELEMENT_META_DESCRIPTION] => Могут ли коллекторы списать проценты по долгу? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Могут ли коллекторы списать проценты по долгу? [SECTION_PAGE_TITLE] => #Могут ли коллекторы списать проценты по долгу? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 31 [NAME] => Коллекторы [CODE] => kollektory [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kollektory/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 65 [NAME] => Договор [CODE] => dogovor [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dogovor/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 2781 [NAME] => Овчаренко Юлия Вадимовна [CODE] => ovcharenko-yuliya-vadimovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 16376 [PREVIEW_PICTURE] => 2176 [SORT] => 1000 ) ) ) [ELEMENTS] => Array ( [0] => 13652 [1] => 13617 [2] => 12862 [3] => 12946 [4] => 12607 [5] => 12540 [6] => 12541 [7] => 12561 [8] => 12562 [9] => 12570 [10] => 12571 [11] => 12513 [12] => 12514 [13] => 12462 [14] => 12463 [15] => 12471 [16] => 12472 [17] => 12305 [18] => 12306 [19] => 12402 ) [PAGEN_INFO] => Array ( [PREV_LINK] => [NEXT_LINK] => /consultation/kredit/?PAGEN_1=2 [NAV_NUM] => 1 ) [NAV_STRING] => [NAV_CACHED_DATA] => [NAV_RESULT] => CIBlockResult Object ( [result] => mysqli_result Object ( [current_field] => 0 [field_count] => 4 [lengths] => [num_rows] => 20 [type] => 0 ) [arResult] => Array ( [0] => Array ( [ID] => 13652 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-05-07 00:00:00 [ACTIVE_FROM] => 07.05.2024 ) [1] => Array ( [ID] => 13617 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-05-06 00:00:00 [ACTIVE_FROM] => 06.05.2024 ) [2] => Array ( [ID] => 12862 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-23 08:01:00 [ACTIVE_FROM] => 23.04.2024 08:01:00 ) [3] => Array ( [ID] => 12946 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-23 00:00:00 [ACTIVE_FROM] => 23.04.2024 ) [4] => Array ( [ID] => 12607 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-12 00:00:00 [ACTIVE_FROM] => 12.04.2024 ) [5] => Array ( [ID] => 12540 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-11 08:00:00 [ACTIVE_FROM] => 11.04.2024 08:00:00 ) [6] => Array ( [ID] => 12541 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-11 08:00:00 [ACTIVE_FROM] => 11.04.2024 08:00:00 ) [7] => Array ( [ID] => 12561 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-11 00:00:00 [ACTIVE_FROM] => 11.04.2024 ) [8] => Array ( [ID] => 12562 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-11 00:00:00 [ACTIVE_FROM] => 11.04.2024 ) [9] => Array ( [ID] => 12570 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-11 00:00:00 [ACTIVE_FROM] => 11.04.2024 ) [10] => Array ( [ID] => 12571 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-11 00:00:00 [ACTIVE_FROM] => 11.04.2024 ) [11] => Array ( [ID] => 12513 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-10 00:00:00 [ACTIVE_FROM] => 10.04.2024 ) [12] => Array ( [ID] => 12514 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-10 00:00:00 [ACTIVE_FROM] => 10.04.2024 ) [13] => Array ( [ID] => 12462 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-09 00:00:00 [ACTIVE_FROM] => 09.04.2024 ) [14] => Array ( [ID] => 12463 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-09 00:00:00 [ACTIVE_FROM] => 09.04.2024 ) [15] => Array ( [ID] => 12471 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-09 00:00:00 [ACTIVE_FROM] => 09.04.2024 ) [16] => Array ( [ID] => 12472 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-09 00:00:00 [ACTIVE_FROM] => 09.04.2024 ) [17] => Array ( [ID] => 12305 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-08 08:00:00 [ACTIVE_FROM] => 08.04.2024 08:00:00 ) [18] => Array ( [ID] => 12306 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-08 08:00:00 [ACTIVE_FROM] => 08.04.2024 08:00:00 ) [19] => Array ( [ID] => 12402 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-08 00:00:00 [ACTIVE_FROM] => 08.04.2024 ) ) [arReplacedAliases] => [arResultAdd] => [bNavStart] => 1 [bShowAll] => [NavNum] => 1 [NavPageCount] => 15 [NavPageNomer] => 1 [NavPageSize] => 20 [NavShowAll] => [NavRecordCount] => 296 [bFirstPrintNav] => 1 [PAGEN] => 1 [SIZEN] => 20 [SESS_SIZEN] => [SESS_ALL] => [SESS_PAGEN] => [add_anchor] => [bPostNavigation] => [bFromArray] => [bFromLimited] => 1 [nPageWindow] => 5 [nSelectedCount] => 296 [arGetNextCache] => [bDescPageNumbering] => [arUserFields] => [usedUserFields] => [SqlTraceIndex] => [DB] => CDatabase Object ( [DBName] => cl12068_creditus [DBHost] => localhost [DBLogin] => cl12068_creditus [DBPassword] => kCA1xkcB [db_Conn] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1256174108 [warning_count] => 0 ) [debug] => [DebugToFile] => [ShowSqlStat] => [db_Error] => [db_ErrorSQL] => [result] => [type] => MYSQL [column_cache] => Array ( ) [bModuleConnection] => [bNodeConnection] => [node_id] => [obSlave] => [connection:protected] => Bitrix\Main\DB\MysqliConnection Object ( [resource:protected] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1256174108 [warning_count] => 0 ) [isConnected:protected] => 1 [configuration:protected] => Array ( [className] => \Bitrix\Main\DB\MysqliConnection [host] => localhost [database] => cl12068_creditus [login] => cl12068_creditus [password] => kCA1xkcB [options] => 2 [include_after_connected] => /home/c/cl12068/public_html/bitrix/php_interface/after_connect_d7.php ) [sqlHelper:protected] => Bitrix\Main\DB\MysqliSqlHelper Object ( [connection:protected] => Bitrix\Main\DB\MysqliConnection Object *RECURSION* [idCache:protected] => Array ( [main_site] => `main_site` [LID] => `LID` [SORT] => `SORT` [DEF] => `DEF` [ACTIVE] => `ACTIVE` [NAME] => `NAME` [DIR] => `DIR` [LANGUAGE_ID] => `LANGUAGE_ID` [DOC_ROOT] => `DOC_ROOT` [DOMAIN_LIMITED] => `DOMAIN_LIMITED` [SERVER_NAME] => `SERVER_NAME` [SITE_NAME] => `SITE_NAME` [EMAIL] => `EMAIL` [CULTURE_ID] => `CULTURE_ID` [b_lang] => `b_lang` [main_site_domain] => `main_site_domain` [LD_LID] => `LD_LID` [DOMAIN] => `DOMAIN` [LD_DOMAIN] => `LD_DOMAIN` [b_lang_domain] => `b_lang_domain` [main_localization_language] => `main_localization_language` [CODE] => `CODE` [b_language] => `b_language` [main_localization_culture] => `main_localization_culture` [ID] => `ID` [FORMAT_DATE] => `FORMAT_DATE` [FORMAT_DATETIME] => `FORMAT_DATETIME` [FORMAT_NAME] => `FORMAT_NAME` [WEEK_START] => `WEEK_START` [CHARSET] => `CHARSET` [DIRECTION] => `DIRECTION` [SHORT_DATE_FORMAT] => `SHORT_DATE_FORMAT` [MEDIUM_DATE_FORMAT] => `MEDIUM_DATE_FORMAT` [LONG_DATE_FORMAT] => `LONG_DATE_FORMAT` [FULL_DATE_FORMAT] => `FULL_DATE_FORMAT` [DAY_MONTH_FORMAT] => `DAY_MONTH_FORMAT` [DAY_SHORT_MONTH_FORMAT] => `DAY_SHORT_MONTH_FORMAT` [DAY_OF_WEEK_MONTH_FORMAT] => `DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT` [SHORT_TIME_FORMAT] => `SHORT_TIME_FORMAT` [LONG_TIME_FORMAT] => `LONG_TIME_FORMAT` [AM_VALUE] => `AM_VALUE` [PM_VALUE] => `PM_VALUE` [NUMBER_THOUSANDS_SEPARATOR] => `NUMBER_THOUSANDS_SEPARATOR` [NUMBER_DECIMAL_SEPARATOR] => `NUMBER_DECIMAL_SEPARATOR` [NUMBER_DECIMALS] => `NUMBER_DECIMALS` [b_culture] => `b_culture` [main_group] => `main_group` [GROUP_ID] => `GROUP_ID` [SECURITY_POLICY] => `SECURITY_POLICY` [b_group] => `b_group` [CONDITION] => `CONDITION` [socialservices_ap] => `socialservices_ap` [TIMESTAMP_X] => `TIMESTAMP_X` [USER_ID] => `USER_ID` [ENDPOINT] => `ENDPOINT` [LOGIN] => `LOGIN` [PASSWORD] => `PASSWORD` [LAST_AUTHORIZE] => `LAST_AUTHORIZE` [SETTINGS] => `SETTINGS` [b_socialservices_ap] => `b_socialservices_ap` [main_task] => `main_task` [LETTER] => `LETTER` [MODULE_ID] => `MODULE_ID` [SYS] => `SYS` [DESCRIPTION] => `DESCRIPTION` [BINDING] => `BINDING` [b_task] => `b_task` [main_task_operation] => `main_task_operation` [OPERATION_ID] => `OPERATION_ID` [main_task_operation_operation] => `main_task_operation_operation` [b_operation] => `b_operation` [TASK_ID] => `TASK_ID` [UALIAS_0] => `UALIAS_0` [UALIAS_1] => `UALIAS_1` [b_task_operation] => `b_task_operation` [iblock_iblock_site] => `iblock_iblock_site` [IBLOCK_ID] => `IBLOCK_ID` [iblock_iblock_site_iblock] => `iblock_iblock_site_iblock` [b_iblock] => `b_iblock` [SITE_ID] => `SITE_ID` [b_iblock_site] => `b_iblock_site` [catalog_catalog_iblock] => `catalog_catalog_iblock` [PRODUCT_IBLOCK_ID] => `PRODUCT_IBLOCK_ID` [SKU_PROPERTY_ID] => `SKU_PROPERTY_ID` [VAT_ID] => `VAT_ID` [YANDEX_EXPORT] => `YANDEX_EXPORT` [SUBSCRIPTION] => `SUBSCRIPTION` [b_catalog_iblock] => `b_catalog_iblock` [iblock_inherited_property] => `iblock_inherited_property` [b_iblock_iproperty] => `b_iblock_iproperty` [main_user_field] => `main_user_field` [ENTITY_ID] => `ENTITY_ID` [FIELD_NAME] => `FIELD_NAME` [USER_TYPE_ID] => `USER_TYPE_ID` [XML_ID] => `XML_ID` [MULTIPLE] => `MULTIPLE` [b_user_field] => `b_user_field` [catalog_catalog_iblock_iblock] => `catalog_catalog_iblock_iblock` [VERSION] => `VERSION` [iblock_property] => `iblock_property` [DEFAULT_VALUE] => `DEFAULT_VALUE` [PROPERTY_TYPE] => `PROPERTY_TYPE` [ROW_COUNT] => `ROW_COUNT` [COL_COUNT] => `COL_COUNT` [LIST_TYPE] => `LIST_TYPE` [FILE_TYPE] => `FILE_TYPE` [MULTIPLE_CNT] => `MULTIPLE_CNT` [LINK_IBLOCK_ID] => `LINK_IBLOCK_ID` [WITH_DESCRIPTION] => `WITH_DESCRIPTION` [SEARCHABLE] => `SEARCHABLE` [FILTRABLE] => `FILTRABLE` [IS_REQUIRED] => `IS_REQUIRED` [USER_TYPE] => `USER_TYPE` [USER_TYPE_SETTINGS] => `USER_TYPE_SETTINGS` [HINT] => `HINT` [b_iblock_property] => `b_iblock_property` [iblock_property_iblock] => `iblock_property_iblock` [TMP_ID] => `TMP_ID` [USER_TYPE_SETTINGS_LIST] => `USER_TYPE_SETTINGS_LIST` ) ) [sqlTracker:protected] => [trackSql:protected] => [version:protected] => [versionExpress:protected] => [host:protected] => localhost [database:protected] => cl12068_creditus [login:protected] => cl12068_creditus [password:protected] => kCA1xkcB [initCommand:protected] => [options:protected] => 2 [nodeId:protected] => 0 [utf8mb4:protected] => Array ( ) [tableColumnsCache:protected] => Array ( ) [lastQueryResult:protected] => mysqli_result Object ( [current_field] => 0 [field_count] => 28 [lengths] => [num_rows] => 1 [type] => 0 ) [queryExecutingEnabled:protected] => 1 [disabledQueryExecutingDump:protected] => [engine:protected] => [transactionLevel:protected] => 0 ) [connectionName:protected] => [cntQuery] => 0 [timeQuery] => 0 [arQueryDebug] => Array ( ) [sqlTracker] => [version] => [escL] => ` [escR] => ` ) [NavRecordCountChangeDisable] => [is_filtered] => [nStartPage] => 1 [nEndPage] => 5 [resultObject] => [arIBlockMultProps] => Array ( ) [arIBlockConvProps] => Array ( ) [arIBlockAllProps] => Array ( ) [arIBlockNumProps] => Array ( ) [arIBlockLongProps] => Array ( ) [nInitialSize] => [table_id] => [strDetailUrl] => [strSectionUrl] => [strListUrl] => [arSectionContext] => [bIBlockSection] => [nameTemplate] => [_LAST_IBLOCK_ID] => 18 [_FILTER_IBLOCK_ID] => Array ( [18] => 1 ) ) [NAV_PARAM] => Array ( ) [SECTION_INFO] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [SECTION_PAGE_URL] => /consultation/kredit/ [DETAIL_PICTURE] => 5874 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 ) ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [SECTION_PAGE_URL] => /consultation/dolgi/ [DETAIL_PICTURE] => 5869 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5752 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [DETAIL_PICTURE] => 5870 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 [1] => 15 ) ) [2] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [DETAIL_PICTURE] => 5868 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [3] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [SECTION_PAGE_URL] => /consultation/kredit/ [DETAIL_PICTURE] => 5874 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 ) ) [4] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [DETAIL_PICTURE] => 5871 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 ) ) [5] => Array ( [ID] => 31 [NAME] => Коллекторы [CODE] => kollektory [SECTION_PAGE_URL] => /consultation/kollektory/ [DETAIL_PICTURE] => 5823 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=TZt [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 158 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 18 ) ) [6] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [DETAIL_PICTURE] => 5872 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 19 ) ) [7] => Array ( [ID] => 33 [NAME] => Арест имущества [CODE] => arest-imushchestva [SECTION_PAGE_URL] => /consultation/arest-imushchestva/ [DETAIL_PICTURE] => 5829 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 632 ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 ) ) [8] => Array ( [ID] => 42 [NAME] => Внесудебное банкротство [CODE] => vnesudebnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/vnesudebnoe-bankrotstvo/ [DETAIL_PICTURE] => 5830 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [9] => Array ( [ID] => 43 [NAME] => Пенсионеры [CODE] => pensionery [SECTION_PAGE_URL] => /consultation/pensionery/ [DETAIL_PICTURE] => 5873 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [10] => Array ( [ID] => 45 [NAME] => Имущество при банкротстве [CODE] => imushchestvo-pri-bankrotstve [SECTION_PAGE_URL] => /consultation/imushchestvo-pri-bankrotstve/ [DETAIL_PICTURE] => 5826 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 50 ) ) [11] => Array ( [ID] => 46 [NAME] => Госслужащие [CODE] => gossluzhashchie [SECTION_PAGE_URL] => /consultation/gossluzhashchie/ [DETAIL_PICTURE] => 5875 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 41 ) ) [12] => Array ( [ID] => 47 [NAME] => Закон о банкротстве (127-ФЗ) [CODE] => zakon-o-bankrotstve [SECTION_PAGE_URL] => /consultation/zakon-o-bankrotstve/ [DETAIL_PICTURE] => 5876 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 16 ) ) [13] => Array ( [ID] => 48 [NAME] => Процедура банкротства [CODE] => protsedura-bankrotstva [SECTION_PAGE_URL] => /consultation/protsedura-bankrotstva/ [DETAIL_PICTURE] => 5877 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [14] => Array ( [ID] => 49 [NAME] => Судебные практики [CODE] => sudebnye-praktiki [SECTION_PAGE_URL] => /consultation/sudebnye-praktiki/ [DETAIL_PICTURE] => 5878 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 12 ) ) [15] => Array ( [ID] => 51 [NAME] => Арест карты [CODE] => arest-karty [SECTION_PAGE_URL] => /consultation/arest-karty/ [DETAIL_PICTURE] => 5659 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 [1] => 384 ) ) [16] => Array ( [ID] => 53 [NAME] => Банкротство ИП [CODE] => bankrotstvo-ip [SECTION_PAGE_URL] => /consultation/bankrotstvo-ip/ [DETAIL_PICTURE] => 5828 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [17] => Array ( [ID] => 54 [NAME] => Финансовый управляющий [CODE] => finansovyy-upravlyayushchiy [SECTION_PAGE_URL] => /consultation/finansovyy-upravlyayushchiy/ [DETAIL_PICTURE] => 5818 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 221 ) ) [18] => Array ( [ID] => 55 [NAME] => Исполнительное производство [CODE] => ispolnitelnoe-proizvodstvo [SECTION_PAGE_URL] => /consultation/ispolnitelnoe-proizvodstvo/ [DETAIL_PICTURE] => 5824 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [19] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [SECTION_PAGE_URL] => /consultation/ipoteka/ [DETAIL_PICTURE] => 5825 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 105 ) ) [20] => Array ( [ID] => 57 [NAME] => Последствия банкротства [CODE] => posledstviya-bankrotstva [SECTION_PAGE_URL] => /consultation/posledstviya-bankrotstva/ [DETAIL_PICTURE] => 5820 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=U8cCLivarJ8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [21] => Array ( [ID] => 64 [NAME] => Платежи [CODE] => platezhi [SECTION_PAGE_URL] => /consultation/platezhi/ [DETAIL_PICTURE] => 5821 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 [1] => 270 ) ) [22] => Array ( [ID] => 65 [NAME] => Договор [CODE] => dogovor [SECTION_PAGE_URL] => /consultation/dogovor/ [DETAIL_PICTURE] => 5827 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [23] => Array ( [ID] => 66 [NAME] => Рассрочка [CODE] => rassrochka [SECTION_PAGE_URL] => /consultation/rassrochka/ [DETAIL_PICTURE] => 5832 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 [1] => 12 ) ) [24] => Array ( [ID] => 67 [NAME] => Расходы [CODE] => raskhody [SECTION_PAGE_URL] => /consultation/raskhody/ [DETAIL_PICTURE] => 5833 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 270 ) ) [25] => Array ( [ID] => 68 [NAME] => Оплата [CODE] => oplata [SECTION_PAGE_URL] => /consultation/oplata/ [DETAIL_PICTURE] => 5822 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [26] => Array ( [ID] => 73 [NAME] => Разблокировка [CODE] => razblokirovka [SECTION_PAGE_URL] => /consultation/razblokirovka/ [DETAIL_PICTURE] => 5867 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [27] => Array ( [ID] => 74 [NAME] => Счет [CODE] => schet [SECTION_PAGE_URL] => /consultation/schet/ [DETAIL_PICTURE] => 5831 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [28] => Array ( [ID] => 111 [NAME] => МФО [CODE] => mfo [SECTION_PAGE_URL] => /consultation/mfo/ [DETAIL_PICTURE] => 5865 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 466 ) [UF_PUBLICATIONS] => Array ( [0] => 3576 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 110 ) ) [29] => Array ( [ID] => 112 [NAME] => МФЦ [CODE] => mfts [SECTION_PAGE_URL] => /consultation/mfts/ [DETAIL_PICTURE] => 5864 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( [0] => 5793 [1] => 5795 [2] => 633 ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [30] => Array ( [ID] => 113 [NAME] => Пенсия [CODE] => pensiya [SECTION_PAGE_URL] => /consultation/pensiya/ [DETAIL_PICTURE] => 5866 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5728 [1] => 5795 [2] => 5793 ) [UF_PUBLICATIONS] => Array ( [0] => 3513 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [31] => Array ( [ID] => 114 [NAME] => ИП [CODE] => ip [SECTION_PAGE_URL] => /consultation/ip/ [DETAIL_PICTURE] => 5863 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5727 [1] => 5793 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [32] => Array ( [ID] => 115 [NAME] => Сроки [CODE] => sroki [SECTION_PAGE_URL] => /consultation/sroki/ [DETAIL_PICTURE] => 5861 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [33] => Array ( [ID] => 116 [NAME] => Наследство [CODE] => nasledstvo [SECTION_PAGE_URL] => /consultation/nasledstvo/ [DETAIL_PICTURE] => 5862 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [34] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [SECTION_PAGE_URL] => /consultation/banki/ [DETAIL_PICTURE] => 5860 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/r_Y07NTIFBQ [UF_BANKS] => Array ( [0] => 5917 [1] => 5947 [2] => 693 [3] => 5948 [4] => 692 [5] => 464 [6] => 847 [7] => 470 [8] => 929 [9] => 833 [10] => 842 [11] => 846 [12] => 5949 [13] => 5918 [14] => 472 ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5790 [3] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 [1] => 106 [2] => 351 ) ) [35] => Array ( [ID] => 119 [NAME] => Зарплата [CODE] => zarplata [SECTION_PAGE_URL] => /consultation/zarplata/ [DETAIL_PICTURE] => 5856 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/dIn6C_XPWrE [UF_BANKS] => Array ( [0] => 5949 [1] => 463 ) [UF_ORGANIZATIONS] => Array ( [0] => 5743 [1] => 5795 [2] => 5799 ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 390 ) ) [36] => Array ( [ID] => 120 [NAME] => ЖКХ [CODE] => zhkkh [SECTION_PAGE_URL] => /consultation/zhkkh/ [DETAIL_PICTURE] => 5858 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 461 ) [UF_PUBLICATIONS] => Array ( [0] => 3494 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 107 ) ) [37] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [SECTION_PAGE_URL] => /consultation/shtrafy/ [DETAIL_PICTURE] => 5855 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 631 ) [UF_PUBLICATIONS] => Array ( [0] => 555 [1] => 7356 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [38] => Array ( [ID] => 122 [NAME] => Алименты [CODE] => alimenty [SECTION_PAGE_URL] => /consultation/alimenty/ [DETAIL_PICTURE] => 5857 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [39] => Array ( [ID] => 152 [NAME] => Скидки [CODE] => skidki [SECTION_PAGE_URL] => /consultation/skidki/ [DETAIL_PICTURE] => 5835 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 81 ) [UF_PUBLICATIONS] => Array ( [0] => 3397 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [40] => Array ( [ID] => 153 [NAME] => Стоимость [CODE] => stoimost [SECTION_PAGE_URL] => /consultation/stoimost/ [DETAIL_PICTURE] => 5834 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 634 [1] => 633 [2] => 79 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [41] => Array ( [ID] => 154 [NAME] => Автокредит [CODE] => avtokredit [SECTION_PAGE_URL] => /consultation/avtokredit/ [DETAIL_PICTURE] => 5859 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3493 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 106 ) ) [42] => Array ( [ID] => 217 [NAME] => Банкротство военных [CODE] => bankrotstvo-voennykh [SECTION_PAGE_URL] => /consultation/bankrotstvo-voennykh/ [DETAIL_PICTURE] => 5854 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [43] => Array ( [ID] => 218 [NAME] => Военная ипотека [CODE] => voennaya-ipoteka [SECTION_PAGE_URL] => /consultation/voennaya-ipoteka/ [DETAIL_PICTURE] => 5853 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [44] => Array ( [ID] => 234 [NAME] => Материнский капитал [CODE] => materinskiy-kapital [SECTION_PAGE_URL] => /consultation/materinskiy-kapital/ [DETAIL_PICTURE] => 5852 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5791 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4464 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 274 ) ) [45] => Array ( [ID] => 251 [NAME] => Документы для банкротства [CODE] => dokumenty-dlya-bankrotstva [SECTION_PAGE_URL] => /consultation/dokumenty-dlya-bankrotstva/ [DETAIL_PICTURE] => 5851 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4532 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 247 ) ) [46] => Array ( [ID] => 258 [NAME] => Федресурс [CODE] => fedresurs [SECTION_PAGE_URL] => /consultation/fedresurs/ [DETAIL_PICTURE] => 5848 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4552 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 273 ) ) [47] => Array ( [ID] => 259 [NAME] => Банкротство супругов [CODE] => bankrotstvo-suprugov [SECTION_PAGE_URL] => /consultation/bankrotstvo-suprugov/ [DETAIL_PICTURE] => 5847 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/gA7DFWEioLI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5729 ) [UF_PUBLICATIONS] => Array ( [0] => 4527 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 271 ) ) [48] => Array ( [ID] => 260 [NAME] => Фиктивное банкротство [CODE] => fiktivnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/fiktivnoe-bankrotstvo/ [DETAIL_PICTURE] => 5846 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/bbgDHU1VWJI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 275 ) ) [49] => Array ( [ID] => 261 [NAME] => Банкротство умершего [CODE] => bankrotstvo-umershego [SECTION_PAGE_URL] => /consultation/bankrotstvo-umershego/ [DETAIL_PICTURE] => 5845 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5730 ) [UF_PUBLICATIONS] => Array ( [0] => 4556 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [50] => Array ( [ID] => 264 [NAME] => КоммерсантЪ [CODE] => kommersant [SECTION_PAGE_URL] => /consultation/kommersant/ [DETAIL_PICTURE] => 5844 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4588 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 270 ) ) [51] => Array ( [ID] => 289 [NAME] => Юрист в банкротстве [CODE] => yurist-v-bankrotstve [SECTION_PAGE_URL] => /consultation/yurist-v-bankrotstve/ [DETAIL_PICTURE] => 5841 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4671 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 288 ) ) [52] => Array ( [ID] => 290 [NAME] => Признаки банкротства [CODE] => priznaki-bankrotstva [SECTION_PAGE_URL] => /consultation/priznaki-bankrotstva/ [DETAIL_PICTURE] => 5840 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4665 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 272 ) ) [53] => Array ( [ID] => 291 [NAME] => Реализация имущества [CODE] => realizatsiya-imushchestva [SECTION_PAGE_URL] => /consultation/realizatsiya-imushchestva/ [DETAIL_PICTURE] => 5839 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4625 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 277 [1] => 286 ) ) [54] => Array ( [ID] => 292 [NAME] => Отказ в банкротстве [CODE] => otkaz-v-bankrotstve [SECTION_PAGE_URL] => /consultation/otkaz-v-bankrotstve/ [DETAIL_PICTURE] => 5843 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 285 ) ) [55] => Array ( [ID] => 293 [NAME] => Оспаривание сделок [CODE] => osparivanie-sdelok [SECTION_PAGE_URL] => /consultation/osparivanie-sdelok/ [DETAIL_PICTURE] => 5842 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 287 ) ) [56] => Array ( [ID] => 318 [NAME] => Прожиточный минимум [CODE] => prozhitochnyy-minimum [SECTION_PAGE_URL] => /consultation/prozhitochnyy-minimum/ [DETAIL_PICTURE] => 5838 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE?si=q94W9BuKnXDYJpw2 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4802 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [57] => Array ( [ID] => 326 [NAME] => Выезд за границу [CODE] => vyezd-za-granitsu [SECTION_PAGE_URL] => /consultation/vyezd-za-granitsu/ [DETAIL_PICTURE] => 5837 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0?si=n30t8VCvq7s7FNIa [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [58] => Array ( [ID] => 329 [NAME] => Конкурсная масса [CODE] => konkursnaya-massa [SECTION_PAGE_URL] => /consultation/konkursnaya-massa/ [DETAIL_PICTURE] => 5836 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=Il3mDNsvCIHHAgdL [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4583 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 278 ) ) [59] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [SECTION_PAGE_URL] => /consultation/sber/ [DETAIL_PICTURE] => 5660 [DESCRIPTION] => <p>Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей.</p> [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=cnd4aY7PuDvvEJ-D [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 463 ) [UF_PUBLICATIONS] => Array ( [0] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 351 ) ) [60] => Array ( [ID] => 369 [NAME] => Расписка [CODE] => raspiska [SECTION_PAGE_URL] => /consultation/raspiska/ [DETAIL_PICTURE] => 5819 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5463 [1] => 5477 [2] => 5370 ) [UF_PUBLICATION_SECTION] => Array ( ) ) [61] => Array ( [ID] => 388 [NAME] => Кредитная карта [CODE] => kreditnaya-karta [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/ [DETAIL_PICTURE] => 5817 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=YGC3EZJ0-qxbHz3M [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5586 [1] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [62] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [DETAIL_PICTURE] => 5816 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. 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