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                    [IBLOCK_ID] => 18
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                    [NAME] => Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье?
                    [~NAME] => Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье?
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                    [~LANG_DIR] => /
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                    [~CODE] => 12540
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                    [EDIT_LINK] => 
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                    [DISPLAY_ACTIVE_FROM] => 11.04.2024
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                            [LAWYER_ID] => Array
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                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
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                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
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                                    [USER_TYPE_SETTINGS] => 
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                                    [VALUE] => 11.04.2024
                                    [PROPERTY_VALUE_ID] => 138732
                                    [DESCRIPTION] => 
                                    [~VALUE] => 11.04.2024
                                    [~DESCRIPTION] => 
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
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                                    [VERSION] => 1
                                    [USER_TYPE] => 
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                                    [HINT] => 
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                                    [NAME] => Город
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                                    [CODE] => CITY
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                                    [COL_COUNT] => 30
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                                    [MULTIPLE] => N
                                    [XML_ID] => 
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                                    [LINK_IBLOCK_ID] => 0
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                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
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                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
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                                    [MULTIPLE_CNT] => 5
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                                        (
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                                    [~DEFAULT_VALUE] => 
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                                    [VALUE_XML_ID] => 
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                                    [VALUE] => Здравствуйте, у нас есть ипотека на квартиру – вторичку. Родился ребенок, можно ли нам рефинансироваться и получить семенную ипотеку на это жилье?

                                    [PROPERTY_VALUE_ID] => 138734
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, у нас есть ипотека на квартиру – вторичку. Родился ребенок, можно ли нам рефинансироваться и получить семенную ипотеку на это жилье?

                                    [~DESCRIPTION] => 
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                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
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                                            [TEXT] => 
                                            [TYPE] => HTML
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                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
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                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Анастасия. К сожалению нет. По условиям господдержки семейная ипотека предусмотрена только для нового жилья – новостройки, участки под строительство. Раз у вас изменились условия в семье и вы подходите под семейную программу, может, стоит попробовать продать эту квартиру, закрыть ипотеку и взять новую – уже на льготный условиях на новое жилье. Следует все тщательно просчитать и проверить.
                                            [TYPE] => HTML
                                        )

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                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Анастасия. К сожалению нет. По условиям господдержки семейная ипотека предусмотрена только для нового жилья – новостройки, участки под строительство. Раз у вас изменились условия в семье и вы подходите под семейную программу, может, стоит попробовать продать эту квартиру, закрыть ипотеку и взять новую – уже на льготный условиях на новое жилье. Следует все тщательно просчитать и проверить.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
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                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 138741
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
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                            [DISLIKES] => Array
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                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 138737
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

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                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5729
                                            [1] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 138738
                                            [1] => 138739
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                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5729
                                            [1] => 5790
                                        )

                                    [~DESCRIPTION] => Array
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                                            [0] => 
                                            [1] => 
                                        )

                                )

                            [BANKS] => Array
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                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 138740
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                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
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                                    [~VALUE] => Array
                                        (
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                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, у нас есть ипотека на квартиру – вторичку. Родился ребенок, можно ли нам рефинансироваться и получить семенную ипотеку на это жилье?

                                    [PROPERTY_VALUE_ID] => 138734
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, у нас есть ипотека на квартиру – вторичку. Родился ребенок, можно ли нам рефинансироваться и получить семенную ипотеку на это жилье?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, у нас есть ипотека на квартиру – вторичку. Родился ребенок, можно ли нам рефинансироваться и получить семенную ипотеку на это жилье?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 11.04.2024
                                    [PROPERTY_VALUE_ID] => 138732
                                    [DESCRIPTION] => 
                                    [~VALUE] => 11.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 11.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Анастасия
                                    [PROPERTY_VALUE_ID] => 138733
                                    [DESCRIPTION] => 
                                    [~VALUE] => Анастасия
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Анастасия
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье?
                            [ELEMENT_META_TITLE] => Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье?
                            [ELEMENT_META_DESCRIPTION] => Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье?
                            [SECTION_PAGE_TITLE] => #Можно ли по семейной ипотеке рефинансировать кредит на вторичное жилье? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 1026
                            [NAME] => Надеина Анастасия Вячеславовна
                            [CODE] => nadeina-anastasiya-vyacheslavovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 5963
                            [PREVIEW_PICTURE] => 1307
                            [SORT] => 1000
                        )

                )

            [1] => Array
                (
                    [ID] => 12541
                    [~ID] => 12541
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 56
                    [~IBLOCK_SECTION_ID] => 56
                    [NAME] => Существует ли отдельная программа для рефинансирования ипотеки многодетной семье?
                    [~NAME] => Существует ли отдельная программа для рефинансирования ипотеки многодетной семье?
                    [ACTIVE_FROM_X] => 2024-04-11 08:00:00
                    [~ACTIVE_FROM_X] => 2024-04-11 08:00:00
                    [ACTIVE_FROM] => 11.04.2024 08:00:00
                    [~ACTIVE_FROM] => 11.04.2024 08:00:00
                    [TIMESTAMP_X] => 10.04.2024 15:03:21
                    [~TIMESTAMP_X] => 10.04.2024 15:03:21
                    [DETAIL_PAGE_URL] => /consultation/question-12541/
                    [~DETAIL_PAGE_URL] => /consultation/question-12541/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12541
                    [~CODE] => 12541
                    [EXTERNAL_ID] => 12541
                    [~EXTERNAL_ID] => 12541
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 11.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 1026
                                    [PROPERTY_VALUE_ID] => 138742
                                    [DESCRIPTION] => 
                                    [~VALUE] => 1026
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 11.04.2024
                                    [PROPERTY_VALUE_ID] => 138743
                                    [DESCRIPTION] => 
                                    [~VALUE] => 11.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Игорь И.
                                    [PROPERTY_VALUE_ID] => 138744
                                    [DESCRIPTION] => 
                                    [~VALUE] => Игорь И.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Добрый день, я выплачиваю ипотеку за трешку, у меня двое детей и недавно родился третий ребенок. Есть ли программа рефинансирования для многодетной семьи? Ипотека у меня обычная, мы получали субсидию, как молодая семья, но свой взнос был небольшой, поэтому оформили еще и ипотеку.   

                                    [PROPERTY_VALUE_ID] => 138745
                                    [DESCRIPTION] => 
                                    [~VALUE] => Добрый день, я выплачиваю ипотеку за трешку, у меня двое детей и недавно родился третий ребенок. Есть ли программа рефинансирования для многодетной семьи? Ипотека у меня обычная, мы получали субсидию, как молодая семья, но свой взнос был небольшой, поэтому оформили еще и ипотеку.   

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Игорь. Отдельной программы государство не предусмотрело, но если вы подходите под семейную программу, то можно рефинансировать обычную ипотеку по этой программе. Ознакомьтесь с требованиями банков и подайте заявку. Если нужна юридическая помощь, обращайтесь.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 138746
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Игорь. Отдельной программы государство не предусмотрело, но если вы подходите под семейную программу, то можно рефинансировать обычную ипотеку по этой программе. Ознакомьтесь с требованиями банков и подайте заявку. Если нужна юридическая помощь, обращайтесь.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 138752
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 138748
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5729
                                            [1] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 138749
                                            [1] => 138750
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5729
                                            [1] => 5790
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 138751
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Добрый день, я выплачиваю ипотеку за трешку, у меня двое детей и недавно родился третий ребенок. Есть ли программа рефинансирования для многодетной семьи? Ипотека у меня обычная, мы получали субсидию, как молодая семья, но свой взнос был небольшой, поэтому оформили еще и ипотеку.   

                                    [PROPERTY_VALUE_ID] => 138745
                                    [DESCRIPTION] => 
                                    [~VALUE] => Добрый день, я выплачиваю ипотеку за трешку, у меня двое детей и недавно родился третий ребенок. Есть ли программа рефинансирования для многодетной семьи? Ипотека у меня обычная, мы получали субсидию, как молодая семья, но свой взнос был небольшой, поэтому оформили еще и ипотеку.   

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Добрый день, я выплачиваю ипотеку за трешку, у меня двое детей и недавно родился третий ребенок. Есть ли программа рефинансирования для многодетной семьи? Ипотека у меня обычная, мы получали субсидию, как молодая семья, но свой взнос был небольшой, поэтому оформили еще и ипотеку.   

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 11.04.2024
                                    [PROPERTY_VALUE_ID] => 138743
                                    [DESCRIPTION] => 
                                    [~VALUE] => 11.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 11.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Игорь И.
                                    [PROPERTY_VALUE_ID] => 138744
                                    [DESCRIPTION] => 
                                    [~VALUE] => Игорь И.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Игорь И.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Существует ли отдельная программа для рефинансирования ипотеки многодетной семье?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Существует ли отдельная программа для рефинансирования ипотеки многодетной семье?
                            [ELEMENT_META_TITLE] => Существует ли отдельная программа для рефинансирования ипотеки многодетной семье?
                            [ELEMENT_META_DESCRIPTION] => Существует ли отдельная программа для рефинансирования ипотеки многодетной семье? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Существует ли отдельная программа для рефинансирования ипотеки многодетной семье?
                            [SECTION_PAGE_TITLE] => #Существует ли отдельная программа для рефинансирования ипотеки многодетной семье? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 1026
                            [NAME] => Надеина Анастасия Вячеславовна
                            [CODE] => nadeina-anastasiya-vyacheslavovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 5963
                            [PREVIEW_PICTURE] => 1307
                            [SORT] => 1000
                        )

                )

            [2] => Array
                (
                    [ID] => 12147
                    [~ID] => 12147
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Альфа-банк: реструктуризация кредита другого банка, возможно ли это?
                    [~NAME] => Альфа-банк: реструктуризация кредита другого банка, возможно ли это?
                    [ACTIVE_FROM_X] => 2024-04-03 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-03 00:00:00
                    [ACTIVE_FROM] => 03.04.2024
                    [~ACTIVE_FROM] => 03.04.2024
                    [TIMESTAMP_X] => 03.04.2024 11:59:24
                    [~TIMESTAMP_X] => 03.04.2024 11:59:24
                    [DETAIL_PAGE_URL] => /consultation/question-12147/
                    [~DETAIL_PAGE_URL] => /consultation/question-12147/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12147
                    [~CODE] => 12147
                    [EXTERNAL_ID] => 12147
                    [~EXTERNAL_ID] => 12147
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 03.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 6573
                                    [PROPERTY_VALUE_ID] => 129891
                                    [DESCRIPTION] => 
                                    [~VALUE] => 6573
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 03.04.2024
                                    [PROPERTY_VALUE_ID] => 129892
                                    [DESCRIPTION] => 
                                    [~VALUE] => 03.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ольга
                                    [PROPERTY_VALUE_ID] => 129893
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ольга
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я брала кредит в банке ВТБ. Сейчас понимаю, что попадаю под сокращение на работе. Конечно, пока точно не будет известно, действия предпринимать не буду, так как нет доказательств. Но если меня действительно сократят, то возможности вносить такую сумму по кредиту я уже не смогу. Хотела бы договориться о реструктуризации именно с Альфа-банком, так как нравятся их условия по кредитам и дебетовым картам. Можно ли это сделать?

                                    [PROPERTY_VALUE_ID] => 129894
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я брала кредит в банке ВТБ. Сейчас понимаю, что попадаю под сокращение на работе. Конечно, пока точно не будет известно, действия предпринимать не буду, так как нет доказательств. Но если меня действительно сократят, то возможности вносить такую сумму по кредиту я уже не смогу. Хотела бы договориться о реструктуризации именно с Альфа-банком, так как нравятся их условия по кредитам и дебетовым картам. Можно ли это сделать?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Ольга. Взять реструктуризацию можно только в том банке, где оформлен кредит. Если вы хотите перевести свои кредиты в другой банк и платить по новым условиям, то необходимо прибегнуть к рефинансированию. В Альфа-банке такая возможность есть, однако изучите все нюансы рефинансирования прежде, чем воспользоваться им. Также при тяжелом финансовом состоянии можно пройти процедуру банкротства. А юристы КредитаНет помогут разобраться подробнее в вашей ситуации уже на первой консультации.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 129895
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Ольга. Взять реструктуризацию можно только в том банке, где оформлен кредит. Если вы хотите перевести свои кредиты в другой банк и платить по новым условиям, то необходимо прибегнуть к рефинансированию. В Альфа-банке такая возможность есть, однако изучите все нюансы рефинансирования прежде, чем воспользоваться им. Также при тяжелом финансовом состоянии можно пройти процедуру банкротства. А юристы КредитаНет помогут разобраться подробнее в вашей ситуации уже на первой консультации.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 129897
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 129898
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12146
                                            [1] => 11341
                                            [2] => 5279
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 129896
                                            [1] => 129899
                                            [2] => 129900
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12146
                                            [1] => 11341
                                            [2] => 5279
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я брала кредит в банке ВТБ. Сейчас понимаю, что попадаю под сокращение на работе. Конечно, пока точно не будет известно, действия предпринимать не буду, так как нет доказательств. Но если меня действительно сократят, то возможности вносить такую сумму по кредиту я уже не смогу. Хотела бы договориться о реструктуризации именно с Альфа-банком, так как нравятся их условия по кредитам и дебетовым картам. Можно ли это сделать?

                                    [PROPERTY_VALUE_ID] => 129894
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я брала кредит в банке ВТБ. Сейчас понимаю, что попадаю под сокращение на работе. Конечно, пока точно не будет известно, действия предпринимать не буду, так как нет доказательств. Но если меня действительно сократят, то возможности вносить такую сумму по кредиту я уже не смогу. Хотела бы договориться о реструктуризации именно с Альфа-банком, так как нравятся их условия по кредитам и дебетовым картам. Можно ли это сделать?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я брала кредит в банке ВТБ. Сейчас понимаю, что попадаю под сокращение на работе. Конечно, пока точно не будет известно, действия предпринимать не буду, так как нет доказательств. Но если меня действительно сократят, то возможности вносить такую сумму по кредиту я уже не смогу. Хотела бы договориться о реструктуризации именно с Альфа-банком, так как нравятся их условия по кредитам и дебетовым картам. Можно ли это сделать?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 03.04.2024
                                    [PROPERTY_VALUE_ID] => 129892
                                    [DESCRIPTION] => 
                                    [~VALUE] => 03.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 03.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ольга
                                    [PROPERTY_VALUE_ID] => 129893
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ольга
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Ольга
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Альфа-банк: реструктуризация кредита другого банка, возможно ли это?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Альфа-банк: реструктуризация кредита другого банка, возможно ли это?
                            [ELEMENT_META_TITLE] => Альфа-банк: реструктуризация кредита другого банка, возможно ли это?
                            [ELEMENT_META_DESCRIPTION] => Альфа-банк: реструктуризация кредита другого банка, возможно ли это? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Альфа-банк: реструктуризация кредита другого банка, возможно ли это?
                            [SECTION_PAGE_TITLE] => #Альфа-банк: реструктуризация кредита другого банка, возможно ли это? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 27
                                    [NAME] => Задолженность по кредиту
                                    [CODE] => zadolzhennost-po-kreditu
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 6573
                            [NAME] => Карапетян Артем Арменович
                            [CODE] => karapetyan-artem-armenovich
                            [PROPERTY_POSITION_VALUE] => Ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 71685
                            [PREVIEW_PICTURE] => 5907
                            [SORT] => 1000
                        )

                )

            [3] => Array
                (
                    [ID] => 12148
                    [~ID] => 12148
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => На сколько предоставляют реструктуризацию в Альфа-банке?
                    [~NAME] => На сколько предоставляют реструктуризацию в Альфа-банке?
                    [ACTIVE_FROM_X] => 2024-04-03 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-03 00:00:00
                    [ACTIVE_FROM] => 03.04.2024
                    [~ACTIVE_FROM] => 03.04.2024
                    [TIMESTAMP_X] => 03.04.2024 12:01:51
                    [~TIMESTAMP_X] => 03.04.2024 12:01:51
                    [DETAIL_PAGE_URL] => /consultation/question-12148/
                    [~DETAIL_PAGE_URL] => /consultation/question-12148/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12148
                    [~CODE] => 12148
                    [EXTERNAL_ID] => 12148
                    [~EXTERNAL_ID] => 12148
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 03.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 37
                                    [PROPERTY_VALUE_ID] => 129901
                                    [DESCRIPTION] => 
                                    [~VALUE] => 37
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 03.04.2024
                                    [PROPERTY_VALUE_ID] => 129902
                                    [DESCRIPTION] => 
                                    [~VALUE] => 03.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Николай 
                                    [PROPERTY_VALUE_ID] => 129903
                                    [DESCRIPTION] => 
                                    [~VALUE] => Николай 
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я брал кредит в Альфа-банке, но сейчас понимаю, что финансовое положение в семье ухудшилось. Внести следующий платеж еще смогу, но дальше вряд ли получится платить как обычно. В нашей семье неожиданное пополнение в виде двойни, поэтому траты сильно увеличатся. Хочу воспользоваться реструктуризацией, но не совсем понимаю, на какой срок банк ее предоставляет. 
                                    [PROPERTY_VALUE_ID] => 129904
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я брал кредит в Альфа-банке, но сейчас понимаю, что финансовое положение в семье ухудшилось. Внести следующий платеж еще смогу, но дальше вряд ли получится платить как обычно. В нашей семье неожиданное пополнение в виде двойни, поэтому траты сильно увеличатся. Хочу воспользоваться реструктуризацией, но не совсем понимаю, на какой срок банк ее предоставляет. 
                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Николай. Если банк принимает положительное решение по реструктуризации, то все рассчитывается индивидуально. Однако реструктуризация в Альфа-банке, как и в других банках, не может длиться более 3-х лет. Вам необходимо напрямую пообщаться с кредитором, чтобы прийти к мировому соглашению и договориться. При сложном финансовом положении можно воспользоваться процедурой банкротства, чтобы законно списать долги. А юристы КредитаНет подробно расскажут как это сделать.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 129905
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Николай. Если банк принимает положительное решение по реструктуризации, то все рассчитывается индивидуально. Однако реструктуризация в Альфа-банке, как и в других банках, не может длиться более 3-х лет. Вам необходимо напрямую пообщаться с кредитором, чтобы прийти к мировому соглашению и договориться. При сложном финансовом положении можно воспользоваться процедурой банкротства, чтобы законно списать долги. А юристы КредитаНет подробно расскажут как это сделать.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 129907
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12146
                                            [1] => 8837
                                            [2] => 5279
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 129906
                                            [1] => 129912
                                            [2] => 129913
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12146
                                            [1] => 8837
                                            [2] => 5279
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я брал кредит в Альфа-банке, но сейчас понимаю, что финансовое положение в семье ухудшилось. Внести следующий платеж еще смогу, но дальше вряд ли получится платить как обычно. В нашей семье неожиданное пополнение в виде двойни, поэтому траты сильно увеличатся. Хочу воспользоваться реструктуризацией, но не совсем понимаю, на какой срок банк ее предоставляет. 
                                    [PROPERTY_VALUE_ID] => 129904
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я брал кредит в Альфа-банке, но сейчас понимаю, что финансовое положение в семье ухудшилось. Внести следующий платеж еще смогу, но дальше вряд ли получится платить как обычно. В нашей семье неожиданное пополнение в виде двойни, поэтому траты сильно увеличатся. Хочу воспользоваться реструктуризацией, но не совсем понимаю, на какой срок банк ее предоставляет. 
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я брал кредит в Альфа-банке, но сейчас понимаю, что финансовое положение в семье ухудшилось. Внести следующий платеж еще смогу, но дальше вряд ли получится платить как обычно. В нашей семье неожиданное пополнение в виде двойни, поэтому траты сильно увеличатся. Хочу воспользоваться реструктуризацией, но не совсем понимаю, на какой срок банк ее предоставляет. 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 03.04.2024
                                    [PROPERTY_VALUE_ID] => 129902
                                    [DESCRIPTION] => 
                                    [~VALUE] => 03.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 03.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Николай 
                                    [PROPERTY_VALUE_ID] => 129903
                                    [DESCRIPTION] => 
                                    [~VALUE] => Николай 
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Николай 
                                )

                        )

                    [IPROPERTY_VALUES] => Array
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                            [SECTION_META_TITLE] => Онлайн консультации на тему «На сколько предоставляют реструктуризацию в Альфа-банке?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #На сколько предоставляют реструктуризацию в Альфа-банке?
                            [ELEMENT_META_TITLE] => На сколько предоставляют реструктуризацию в Альфа-банке?
                            [ELEMENT_META_DESCRIPTION] => На сколько предоставляют реструктуризацию в Альфа-банке? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => На сколько предоставляют реструктуризацию в Альфа-банке?
                            [SECTION_PAGE_TITLE] => #На сколько предоставляют реструктуризацию в Альфа-банке? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 27
                                    [NAME] => Задолженность по кредиту
                                    [CODE] => zadolzhennost-po-kreditu
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 37
                            [NAME] => Болдырев Иван Иванович
                            [CODE] => boldyrev-ivan-ivanovich
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 180
                            [PREVIEW_PICTURE] => 980
                            [SORT] => 1000
                        )

                )

            [4] => Array
                (
                    [ID] => 11926
                    [~ID] => 11926
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Можно ли взять кредитные каникулы в Совкомбанке?
                    [~NAME] => Можно ли взять кредитные каникулы в Совкомбанке?
                    [ACTIVE_FROM_X] => 2024-03-29 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-29 00:00:00
                    [ACTIVE_FROM] => 29.03.2024
                    [~ACTIVE_FROM] => 29.03.2024
                    [TIMESTAMP_X] => 29.03.2024 15:46:03
                    [~TIMESTAMP_X] => 29.03.2024 15:46:03
                    [DETAIL_PAGE_URL] => /consultation/question-11926/
                    [~DETAIL_PAGE_URL] => /consultation/question-11926/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11926
                    [~CODE] => 11926
                    [EXTERNAL_ID] => 11926
                    [~EXTERNAL_ID] => 11926
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 29.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 510
                                    [PROPERTY_VALUE_ID] => 125795
                                    [DESCRIPTION] => 
                                    [~VALUE] => 510
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 29.03.2024
                                    [PROPERTY_VALUE_ID] => 125796
                                    [DESCRIPTION] => 
                                    [~VALUE] => 29.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Олег
                                    [PROPERTY_VALUE_ID] => 125797
                                    [DESCRIPTION] => 
                                    [~VALUE] => Олег
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, у меня есть кредит в совкомбанке, потребительский. Но очень тяжело платить стало из-за рождения ребенка. Траты увеличились вдвое, а зарплата нет. Хотел бы взять какую-то отсрочку или кредитные каникулы. Совсем недавно услышал о них. Можно ли сделать это в данном банке?

                                    [PROPERTY_VALUE_ID] => 125798
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, у меня есть кредит в совкомбанке, потребительский. Но очень тяжело платить стало из-за рождения ребенка. Траты увеличились вдвое, а зарплата нет. Хотел бы взять какую-то отсрочку или кредитные каникулы. Совсем недавно услышал о них. Можно ли сделать это в данном банке?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Олег. Да, в Совкомбанке вы можете взять кредитные каникулы, которые предполагают снижение суммы платежа или временное приостановление оплаты кредита. Важное условие – доход гражданина должен быть снижен минимум на 30%. Если же вы не подходите под данное условие, то всегда можно списать кредиты законно при помощи банкротства. Юристы КредитаНет подскажут как действовать в таком случае, чтобы списать обязательства и начать жить без постоянных платежей по кредитам.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 125799
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Олег. Да, в Совкомбанке вы можете взять кредитные каникулы, которые предполагают снижение суммы платежа или временное приостановление оплаты кредита. Важное условие – доход гражданина должен быть снижен минимум на 30%. Если же вы не подходите под данное условие, то всегда можно списать кредиты законно при помощи банкротства. Юристы КредитаНет подскажут как действовать в таком случае, чтобы списать обязательства и начать жить без постоянных платежей по кредитам.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 125802
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 125800
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11920
                                            [1] => 3397
                                            [2] => 5279
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 125801
                                            [1] => 125804
                                            [2] => 125805
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11920
                                            [1] => 3397
                                            [2] => 5279
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, у меня есть кредит в совкомбанке, потребительский. Но очень тяжело платить стало из-за рождения ребенка. Траты увеличились вдвое, а зарплата нет. Хотел бы взять какую-то отсрочку или кредитные каникулы. Совсем недавно услышал о них. Можно ли сделать это в данном банке?

                                    [PROPERTY_VALUE_ID] => 125798
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, у меня есть кредит в совкомбанке, потребительский. Но очень тяжело платить стало из-за рождения ребенка. Траты увеличились вдвое, а зарплата нет. Хотел бы взять какую-то отсрочку или кредитные каникулы. Совсем недавно услышал о них. Можно ли сделать это в данном банке?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, у меня есть кредит в совкомбанке, потребительский. Но очень тяжело платить стало из-за рождения ребенка. Траты увеличились вдвое, а зарплата нет. Хотел бы взять какую-то отсрочку или кредитные каникулы. Совсем недавно услышал о них. Можно ли сделать это в данном банке?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 29.03.2024
                                    [PROPERTY_VALUE_ID] => 125796
                                    [DESCRIPTION] => 
                                    [~VALUE] => 29.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 29.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Олег
                                    [PROPERTY_VALUE_ID] => 125797
                                    [DESCRIPTION] => 
                                    [~VALUE] => Олег
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Олег
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли взять кредитные каникулы в Совкомбанке?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли взять кредитные каникулы в Совкомбанке?
                            [ELEMENT_META_TITLE] => Можно ли взять кредитные каникулы в Совкомбанке?
                            [ELEMENT_META_DESCRIPTION] => Можно ли взять кредитные каникулы в Совкомбанке? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Можно ли взять кредитные каникулы в Совкомбанке?
                            [SECTION_PAGE_TITLE] => #Можно ли взять кредитные каникулы в Совкомбанке? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 510
                            [NAME] => Кутушова Елена Андреевна
                            [CODE] => kutushova-elena-andreevna
                            [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства
                            [PROPERTY_POSITION_VALUE_ID] => 3919
                            [PREVIEW_PICTURE] => 995
                            [SORT] => 1000
                        )

                )

            [5] => Array
                (
                    [ID] => 11927
                    [~ID] => 11927
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Кредитные каникулы Совкомбанк: условия 2024 года
                    [~NAME] => Кредитные каникулы Совкомбанк: условия 2024 года
                    [ACTIVE_FROM_X] => 2024-03-29 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-29 00:00:00
                    [ACTIVE_FROM] => 29.03.2024
                    [~ACTIVE_FROM] => 29.03.2024
                    [TIMESTAMP_X] => 29.03.2024 15:48:21
                    [~TIMESTAMP_X] => 29.03.2024 15:48:21
                    [DETAIL_PAGE_URL] => /consultation/question-11927/
                    [~DETAIL_PAGE_URL] => /consultation/question-11927/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11927
                    [~CODE] => 11927
                    [EXTERNAL_ID] => 11927
                    [~EXTERNAL_ID] => 11927
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 29.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 31
                                    [PROPERTY_VALUE_ID] => 125807
                                    [DESCRIPTION] => 
                                    [~VALUE] => 31
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 29.03.2024
                                    [PROPERTY_VALUE_ID] => 125808
                                    [DESCRIPTION] => 
                                    [~VALUE] => 29.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ирина
                                    [PROPERTY_VALUE_ID] => 125809
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ирина
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я взяла машину в кредит в Совкомбанке. Но так получилось, что сейчас на пару месяцев нужно взять паузу по оплате. Я меняю место работы, но между увольнением и трудоустройством будет перерыв в месяц, поэтому хочу взять отсрочку, чтобы не начислялись проценты и штрафы. Но подхожу ли я под условия, не понимаю. Что должно быть? Какие условия в 2024 году?

                                    [PROPERTY_VALUE_ID] => 125810
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я взяла машину в кредит в Совкомбанке. Но так получилось, что сейчас на пару месяцев нужно взять паузу по оплате. Я меняю место работы, но между увольнением и трудоустройством будет перерыв в месяц, поэтому хочу взять отсрочку, чтобы не начислялись проценты и штрафы. Но подхожу ли я под условия, не понимаю. Что должно быть? Какие условия в 2024 году?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Ирина. Вы можете взять отсрочку в виде кредитных каникул в банке. Для этого необходимо, чтобы ваш доход за последний месяц снизился на 30% и более. Банк обязательно будет проверять документально доходы за последний год и уменьшение дохода за последний месяц, смотреть соотношение и принимать решение опираясь на эти данные. Если же вы не сможете восстановить свою платежеспособность, то всегда можно списать долги по кредитам законным путем при помощи банкротства. А юристы КредитаНет помогут в этом и будут с вами на протяжении всего процесса.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 125811
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Ирина. Вы можете взять отсрочку в виде кредитных каникул в банке. Для этого необходимо, чтобы ваш доход за последний месяц снизился на 30% и более. Банк обязательно будет проверять документально доходы за последний год и уменьшение дохода за последний месяц, смотреть соотношение и принимать решение опираясь на эти данные. Если же вы не сможете восстановить свою платежеспособность, то всегда можно списать долги по кредитам законным путем при помощи банкротства. А юристы КредитаНет помогут в этом и будут с вами на протяжении всего процесса.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 125814
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5792
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 125812
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5792
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11920
                                            [1] => 3493
                                            [2] => 3397
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 125813
                                            [1] => 125816
                                            [2] => 125817
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11920
                                            [1] => 3493
                                            [2] => 3397
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я взяла машину в кредит в Совкомбанке. Но так получилось, что сейчас на пару месяцев нужно взять паузу по оплате. Я меняю место работы, но между увольнением и трудоустройством будет перерыв в месяц, поэтому хочу взять отсрочку, чтобы не начислялись проценты и штрафы. Но подхожу ли я под условия, не понимаю. Что должно быть? Какие условия в 2024 году?

                                    [PROPERTY_VALUE_ID] => 125810
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я взяла машину в кредит в Совкомбанке. Но так получилось, что сейчас на пару месяцев нужно взять паузу по оплате. Я меняю место работы, но между увольнением и трудоустройством будет перерыв в месяц, поэтому хочу взять отсрочку, чтобы не начислялись проценты и штрафы. Но подхожу ли я под условия, не понимаю. Что должно быть? Какие условия в 2024 году?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я взяла машину в кредит в Совкомбанке. Но так получилось, что сейчас на пару месяцев нужно взять паузу по оплате. Я меняю место работы, но между увольнением и трудоустройством будет перерыв в месяц, поэтому хочу взять отсрочку, чтобы не начислялись проценты и штрафы. Но подхожу ли я под условия, не понимаю. Что должно быть? Какие условия в 2024 году?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 29.03.2024
                                    [PROPERTY_VALUE_ID] => 125808
                                    [DESCRIPTION] => 
                                    [~VALUE] => 29.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 29.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ирина
                                    [PROPERTY_VALUE_ID] => 125809
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ирина
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Ирина
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Кредитные каникулы Совкомбанк: условия 2024 года» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Кредитные каникулы Совкомбанк: условия 2024 года
                            [ELEMENT_META_TITLE] => Кредитные каникулы Совкомбанк: условия 2024 года
                            [ELEMENT_META_DESCRIPTION] => Кредитные каникулы Совкомбанк: условия 2024 года — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Кредитные каникулы Совкомбанк: условия 2024 года
                            [SECTION_PAGE_TITLE] => #Кредитные каникулы Совкомбанк: условия 2024 года в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 31
                            [NAME] => Борцова Дарья Алексеевна
                            [CODE] => bortsova-darya-alekseevna
                            [PROPERTY_POSITION_VALUE] => исполнительный директор
                            [PROPERTY_POSITION_VALUE_ID] => 115
                            [PREVIEW_PICTURE] => 964
                            [SORT] => 2
                        )

                )

            [6] => Array
                (
                    [ID] => 11757
                    [~ID] => 11757
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 33
                    [~IBLOCK_SECTION_ID] => 33
                    [NAME] => Что будет, если просрочить платеж по ипотеке на 1 день?
                    [~NAME] => Что будет, если просрочить платеж по ипотеке на 1 день?
                    [ACTIVE_FROM_X] => 2024-03-26 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-26 00:00:00
                    [ACTIVE_FROM] => 26.03.2024
                    [~ACTIVE_FROM] => 26.03.2024
                    [TIMESTAMP_X] => 26.03.2024 14:18:37
                    [~TIMESTAMP_X] => 26.03.2024 14:18:37
                    [DETAIL_PAGE_URL] => /consultation/question-11757/
                    [~DETAIL_PAGE_URL] => /consultation/question-11757/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11757
                    [~CODE] => 11757
                    [EXTERNAL_ID] => 11757
                    [~EXTERNAL_ID] => 11757
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 26.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 6573
                                    [PROPERTY_VALUE_ID] => 122802
                                    [DESCRIPTION] => 
                                    [~VALUE] => 6573
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 26.03.2024
                                    [PROPERTY_VALUE_ID] => 122803
                                    [DESCRIPTION] => 
                                    [~VALUE] => 26.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марина
                                    [PROPERTY_VALUE_ID] => 122804
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марина
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я всегда исправно платила ипотеку и уже закрыла больше половины суммы. Но сейчас в моей семье трудности с деньгами. Очень волнует вопрос просрочки платежа. Как бы там не накапал бешеный процент всего за 1 день. Какие последствия вообще могут быть?

                                    [PROPERTY_VALUE_ID] => 122805
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я всегда исправно платила ипотеку и уже закрыла больше половины суммы. Но сейчас в моей семье трудности с деньгами. Очень волнует вопрос просрочки платежа. Как бы там не накапал бешеный процент всего за 1 день. Какие последствия вообще могут быть?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Марина. Не переживайте, обычно в банках лояльно относятся к просрочкам от 1 до 5 дней. Однако далее уже будет начислен штраф. Его размер зависит от самого банка и условий договора. Например, пеня может быть от 0,1% до 3%. Обязательно посмотрите договор, там прописаны такие вещи, как просрочка платежа и ее последствия именно в вашем банке.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 122806
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Марина. Не переживайте, обычно в банках лояльно относятся к просрочкам от 1 до 5 дней. Однако далее уже будет начислен штраф. Его размер зависит от самого банка и условий договора. Например, пеня может быть от 0,1% до 3%. Обязательно посмотрите договор, там прописаны такие вещи, как просрочка платежа и ее последствия именно в вашем банке.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 122815
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 122808
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122809
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5917
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122810
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5917
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11754
                                            [1] => 11385
                                            [2] => 11110
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122812
                                            [1] => 122813
                                            [2] => 122814
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11754
                                            [1] => 11385
                                            [2] => 11110
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я всегда исправно платила ипотеку и уже закрыла больше половины суммы. Но сейчас в моей семье трудности с деньгами. Очень волнует вопрос просрочки платежа. Как бы там не накапал бешеный процент всего за 1 день. Какие последствия вообще могут быть?

                                    [PROPERTY_VALUE_ID] => 122805
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я всегда исправно платила ипотеку и уже закрыла больше половины суммы. Но сейчас в моей семье трудности с деньгами. Очень волнует вопрос просрочки платежа. Как бы там не накапал бешеный процент всего за 1 день. Какие последствия вообще могут быть?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я всегда исправно платила ипотеку и уже закрыла больше половины суммы. Но сейчас в моей семье трудности с деньгами. Очень волнует вопрос просрочки платежа. Как бы там не накапал бешеный процент всего за 1 день. Какие последствия вообще могут быть?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 26.03.2024
                                    [PROPERTY_VALUE_ID] => 122803
                                    [DESCRIPTION] => 
                                    [~VALUE] => 26.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 26.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марина
                                    [PROPERTY_VALUE_ID] => 122804
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марина
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Марина
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что будет, если просрочить платеж по ипотеке на 1 день?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что будет, если просрочить платеж по ипотеке на 1 день?
                            [ELEMENT_META_TITLE] => Что будет, если просрочить платеж по ипотеке на 1 день?
                            [ELEMENT_META_DESCRIPTION] => Что будет, если просрочить платеж по ипотеке на 1 день? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Что будет, если просрочить платеж по ипотеке на 1 день?
                            [SECTION_PAGE_TITLE] => #Что будет, если просрочить платеж по ипотеке на 1 день? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 33
                                    [NAME] => Арест имущества
                                    [CODE] => arest-imushchestva
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/arest-imushchestva/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 121
                                    [NAME] => Штрафы
                                    [CODE] => shtrafy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/shtrafy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 6573
                            [NAME] => Карапетян Артем Арменович
                            [CODE] => karapetyan-artem-armenovich
                            [PROPERTY_POSITION_VALUE] => Ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 71685
                            [PREVIEW_PICTURE] => 5907
                            [SORT] => 1000
                        )

                )

            [7] => Array
                (
                    [ID] => 11758
                    [~ID] => 11758
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 33
                    [~IBLOCK_SECTION_ID] => 33
                    [NAME] => Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?
                    [~NAME] => Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?
                    [ACTIVE_FROM_X] => 2024-03-26 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-26 00:00:00
                    [ACTIVE_FROM] => 26.03.2024
                    [~ACTIVE_FROM] => 26.03.2024
                    [TIMESTAMP_X] => 26.03.2024 14:19:27
                    [~TIMESTAMP_X] => 26.03.2024 14:19:27
                    [DETAIL_PAGE_URL] => /consultation/question-11758/
                    [~DETAIL_PAGE_URL] => /consultation/question-11758/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11758
                    [~CODE] => 11758
                    [EXTERNAL_ID] => 11758
                    [~EXTERNAL_ID] => 11758
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 26.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 510
                                    [PROPERTY_VALUE_ID] => 122817
                                    [DESCRIPTION] => 
                                    [~VALUE] => 510
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 26.03.2024
                                    [PROPERTY_VALUE_ID] => 122818
                                    [DESCRIPTION] => 
                                    [~VALUE] => 26.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Григорий
                                    [PROPERTY_VALUE_ID] => 122819
                                    [DESCRIPTION] => 
                                    [~VALUE] => Григорий
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я платил ипотеку 2 года, а потом потерял работу. Жена сама не вывозила обеспечивать семью, еще и ипотеку платить. Мы не потянули и перестали вносить платежи. Естественно, банк подал в суд. Теперь у нас хотят отобрать квартиру. И это понятно, но нас волнует ещё один вопрос: куда пойдут те деньги, которые мы уже выплатили? За два года там накопилась круглая сумма. 

                                    [PROPERTY_VALUE_ID] => 122820
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я платил ипотеку 2 года, а потом потерял работу. Жена сама не вывозила обеспечивать семью, еще и ипотеку платить. Мы не потянули и перестали вносить платежи. Естественно, банк подал в суд. Теперь у нас хотят отобрать квартиру. И это понятно, но нас волнует ещё один вопрос: куда пойдут те деньги, которые мы уже выплатили? За два года там накопилась круглая сумма. 

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Георгий. Средства, которые вы потратили на платежи по ипотеке уже не вернут. Единственные деньги, которые вы можете получить – это средства, которые останутся после продажи квартиры на торгах. Такое случается редко, да и есть шанс, что вы еще останетесь должны, если сумма с продажи квартиры не покроет долг. Советуем вам обратиться к юристам КредитаНет, чтобы более детально разобрать ваш вопрос и найти решение.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 122821
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Георгий. Средства, которые вы потратили на платежи по ипотеке уже не вернут. Единственные деньги, которые вы можете получить – это средства, которые останутся после продажи квартиры на торгах. Такое случается редко, да и есть шанс, что вы еще останетесь должны, если сумма с продажи квартиры не покроет долг. Советуем вам обратиться к юристам КредитаНет, чтобы более детально разобрать ваш вопрос и найти решение.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 122830
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 122823
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122824
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5949
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122825
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5949
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11754
                                            [1] => 11385
                                            [2] => 11110
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122827
                                            [1] => 122828
                                            [2] => 122829
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11754
                                            [1] => 11385
                                            [2] => 11110
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я платил ипотеку 2 года, а потом потерял работу. Жена сама не вывозила обеспечивать семью, еще и ипотеку платить. Мы не потянули и перестали вносить платежи. Естественно, банк подал в суд. Теперь у нас хотят отобрать квартиру. И это понятно, но нас волнует ещё один вопрос: куда пойдут те деньги, которые мы уже выплатили? За два года там накопилась круглая сумма. 

                                    [PROPERTY_VALUE_ID] => 122820
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я платил ипотеку 2 года, а потом потерял работу. Жена сама не вывозила обеспечивать семью, еще и ипотеку платить. Мы не потянули и перестали вносить платежи. Естественно, банк подал в суд. Теперь у нас хотят отобрать квартиру. И это понятно, но нас волнует ещё один вопрос: куда пойдут те деньги, которые мы уже выплатили? За два года там накопилась круглая сумма. 

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                                    [DISPLAY_VALUE] => Здравствуйте. Я платил ипотеку 2 года, а потом потерял работу. Жена сама не вывозила обеспечивать семью, еще и ипотеку платить. Мы не потянули и перестали вносить платежи. Естественно, банк подал в суд. Теперь у нас хотят отобрать квартиру. И это понятно, но нас волнует ещё один вопрос: куда пойдут те деньги, которые мы уже выплатили? За два года там накопилась круглая сумма. 

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                            [SECTION_META_TITLE] => Онлайн консультации на тему «Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?
                            [ELEMENT_META_TITLE] => Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?
                            [ELEMENT_META_DESCRIPTION] => Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
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                            [SECTION_PAGE_TITLE] => #Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества? в банкротстве
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                                    [VALUE] => Здравствуйте, подскажите, как выйти из ситуации. Я взяла ипотеку для сестры, но мы разругались и перестали общаться, вот уже полгода не знаю, где она и как живет. Ипотека хоть и записана на меня, выплачивала ее всегда сестра. Но вот я не так давно узнала, что она, оказывается, ничего не выплачивала с момента нашей ссоры. Квартира тоже оформлена на меня, и я подумала, что можно ее продать на торгах. Я могу это сделать?
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                                    [~VALUE] => Здравствуйте, подскажите, как выйти из ситуации. Я взяла ипотеку для сестры, но мы разругались и перестали общаться, вот уже полгода не знаю, где она и как живет. Ипотека хоть и записана на меня, выплачивала ее всегда сестра. Но вот я не так давно узнала, что она, оказывается, ничего не выплачивала с момента нашей ссоры. Квартира тоже оформлена на меня, и я подумала, что можно ее продать на торгах. Я могу это сделать?
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                                            [TEXT] => Здравствуйте, Виктория, если квартира находится в ипотеке, то банк может сам потребовать продать квартиру. Если еще не было иска, то можете узнать об этой программе в самостоятельно. Он организует торги, на которых квартира будет продана. Новый покупатель должен будет внести оплату в течение определенного срока после покупки, ваш кредит погасят с этих средств. Вы можете заранее бесплатно проконсультироваться с юристами КредитаНет по поводу продажи квартиры, возможно, лучшим вариантом для вас будет начать процесс банкротства.
                                            [TYPE] => HTML
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                                        (
                                            [TEXT] => Здравствуйте, Виктория, если квартира находится в ипотеке, то банк может сам потребовать продать квартиру. Если еще не было иска, то можете узнать об этой программе в самостоятельно. Он организует торги, на которых квартира будет продана. Новый покупатель должен будет внести оплату в течение определенного срока после покупки, ваш кредит погасят с этих средств. Вы можете заранее бесплатно проконсультироваться с юристами КредитаНет по поводу продажи квартиры, возможно, лучшим вариантом для вас будет начать процесс банкротства.
                                            [TYPE] => HTML
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                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 119663
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11417
                                            [1] => 8022
                                            [2] => 9000
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 119664
                                            [1] => 119679
                                            [2] => 119680
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11417
                                            [1] => 8022
                                            [2] => 9000
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, подскажите, как выйти из ситуации. Я взяла ипотеку для сестры, но мы разругались и перестали общаться, вот уже полгода не знаю, где она и как живет. Ипотека хоть и записана на меня, выплачивала ее всегда сестра. Но вот я не так давно узнала, что она, оказывается, ничего не выплачивала с момента нашей ссоры. Квартира тоже оформлена на меня, и я подумала, что можно ее продать на торгах. Я могу это сделать?
                                    [PROPERTY_VALUE_ID] => 119661
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, подскажите, как выйти из ситуации. Я взяла ипотеку для сестры, но мы разругались и перестали общаться, вот уже полгода не знаю, где она и как живет. Ипотека хоть и записана на меня, выплачивала ее всегда сестра. Но вот я не так давно узнала, что она, оказывается, ничего не выплачивала с момента нашей ссоры. Квартира тоже оформлена на меня, и я подумала, что можно ее продать на торгах. Я могу это сделать?
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, подскажите, как выйти из ситуации. Я взяла ипотеку для сестры, но мы разругались и перестали общаться, вот уже полгода не знаю, где она и как живет. Ипотека хоть и записана на меня, выплачивала ее всегда сестра. Но вот я не так давно узнала, что она, оказывается, ничего не выплачивала с момента нашей ссоры. Квартира тоже оформлена на меня, и я подумала, что можно ее продать на торгах. Я могу это сделать?
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 22.03.2024
                                    [PROPERTY_VALUE_ID] => 119659
                                    [DESCRIPTION] => 
                                    [~VALUE] => 22.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 22.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Виктория
                                    [PROPERTY_VALUE_ID] => 119660
                                    [DESCRIPTION] => 
                                    [~VALUE] => Виктория
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Виктория
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Как продать квартиру за долги банку?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как продать квартиру за долги банку?
                            [ELEMENT_META_TITLE] => Как продать квартиру за долги банку?
                            [ELEMENT_META_DESCRIPTION] => Как продать квартиру за долги банку? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Как продать квартиру за долги банку?
                            [SECTION_PAGE_TITLE] => #Как продать квартиру за долги банку? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 5372
                            [NAME] => Миллер Екатерина Петровна
                            [CODE] => miller-ekaterina-petrovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 53660
                            [PREVIEW_PICTURE] => 4890
                            [SORT] => 1000
                        )

                )

            [9] => Array
                (
                    [ID] => 11502
                    [~ID] => 11502
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Стоит ли ждать повторных торгов?
                    [~NAME] => Стоит ли ждать повторных торгов?
                    [ACTIVE_FROM_X] => 2024-03-22 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-22 00:00:00
                    [ACTIVE_FROM] => 22.03.2024
                    [~ACTIVE_FROM] => 22.03.2024
                    [TIMESTAMP_X] => 22.03.2024 15:07:35
                    [~TIMESTAMP_X] => 22.03.2024 15:07:35
                    [DETAIL_PAGE_URL] => /consultation/question-11502/
                    [~DETAIL_PAGE_URL] => /consultation/question-11502/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11502
                    [~CODE] => 11502
                    [EXTERNAL_ID] => 11502
                    [~EXTERNAL_ID] => 11502
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 22.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 6573
                                    [PROPERTY_VALUE_ID] => 119683
                                    [DESCRIPTION] => 
                                    [~VALUE] => 6573
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 22.03.2024
                                    [PROPERTY_VALUE_ID] => 119684
                                    [DESCRIPTION] => 
                                    [~VALUE] => 22.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Савелий
                                    [PROPERTY_VALUE_ID] => 119685
                                    [DESCRIPTION] => 
                                    [~VALUE] => Савелий
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, я бы хотел приобрести квартиру на торгах. Мой друг — ее бывший владелец, сейчас попал под суд, а банк конфисковал имущество. Мы договорились, что я покупаю квартиру, а он потом мне возвращает деньги по частям. Получается, что у него так и ипотека закроется, и квартира останется. Вот думаю, дождаться повторных торгов, чтобы купить подешевле, или не стоит?

                                    [PROPERTY_VALUE_ID] => 119686
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, я бы хотел приобрести квартиру на торгах. Мой друг — ее бывший владелец, сейчас попал под суд, а банк конфисковал имущество. Мы договорились, что я покупаю квартиру, а он потом мне возвращает деньги по частям. Получается, что у него так и ипотека закроется, и квартира останется. Вот думаю, дождаться повторных торгов, чтобы купить подешевле, или не стоит?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Савелий, это опасный вариант, потому в ожидании вы можете упустить квартиру. Вы наверняка знаете, в каком она состоянии: новый ли ремонт, хороший ли район, какая техника и мебель. Попробуйте сами оценить, захочет ее купить другой человек или нет? Если квартира хорошая, то продавать ее будут по рыночной цене и повторных торгов не будет, потому что ее купят. Предлагаю вашему другу обратиться в сервис бесплатных консультаций от КредитаНет. Наши опытные специалисты подскажут, что можно сделать в такой ситуации, и подробно разберут вопрос.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 119687
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Савелий, это опасный вариант, потому в ожидании вы можете упустить квартиру. Вы наверняка знаете, в каком она состоянии: новый ли ремонт, хороший ли район, какая техника и мебель. Попробуйте сами оценить, захочет ее купить другой человек или нет? Если квартира хорошая, то продавать ее будут по рыночной цене и повторных торгов не будет, потому что ее купят. Предлагаю вашему другу обратиться в сервис бесплатных консультаций от КредитаНет. Наши опытные специалисты подскажут, что можно сделать в такой ситуации, и подробно разберут вопрос.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 119689
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11417
                                            [1] => 11303
                                            [2] => 8348
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 119688
                                            [1] => 119690
                                            [2] => 119691
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11417
                                            [1] => 11303
                                            [2] => 8348
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, я бы хотел приобрести квартиру на торгах. Мой друг — ее бывший владелец, сейчас попал под суд, а банк конфисковал имущество. Мы договорились, что я покупаю квартиру, а он потом мне возвращает деньги по частям. Получается, что у него так и ипотека закроется, и квартира останется. Вот думаю, дождаться повторных торгов, чтобы купить подешевле, или не стоит?

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                                    [~VALUE] => Здравствуйте, я бы хотел приобрести квартиру на торгах. Мой друг — ее бывший владелец, сейчас попал под суд, а банк конфисковал имущество. Мы договорились, что я покупаю квартиру, а он потом мне возвращает деньги по частям. Получается, что у него так и ипотека закроется, и квартира останется. Вот думаю, дождаться повторных торгов, чтобы купить подешевле, или не стоит?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, я бы хотел приобрести квартиру на торгах. Мой друг — ее бывший владелец, сейчас попал под суд, а банк конфисковал имущество. Мы договорились, что я покупаю квартиру, а он потом мне возвращает деньги по частям. Получается, что у него так и ипотека закроется, и квартира останется. Вот думаю, дождаться повторных торгов, чтобы купить подешевле, или не стоит?

                                )

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                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [~VALUE] => Савелий
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                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Стоит ли ждать повторных торгов?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Стоит ли ждать повторных торгов?
                            [ELEMENT_META_TITLE] => Стоит ли ждать повторных торгов?
                            [ELEMENT_META_DESCRIPTION] => Стоит ли ждать повторных торгов? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Стоит ли ждать повторных торгов?
                            [SECTION_PAGE_TITLE] => #Стоит ли ждать повторных торгов? в банкротстве
                        )

                    [SECTIONS] => Array
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                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
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                                    [IBLOCK_TYPE_ID] => wins
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                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
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                    [LAWYER] => Array
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                            [NAME] => Карапетян Артем Арменович
                            [CODE] => karapetyan-artem-armenovich
                            [PROPERTY_POSITION_VALUE] => Ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 71685
                            [PREVIEW_PICTURE] => 5907
                            [SORT] => 1000
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                )

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                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Можно ли рефинансировать кредит, если есть долг?
                    [~NAME] => Можно ли рефинансировать кредит, если есть долг?
                    [ACTIVE_FROM_X] => 2024-03-20 00:00:00
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                    [~ACTIVE_FROM] => 20.03.2024
                    [TIMESTAMP_X] => 20.03.2024 17:11:02
                    [~TIMESTAMP_X] => 20.03.2024 17:11:02
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                    [~DETAIL_PAGE_URL] => /consultation/question-11342/
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                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
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                    [~PREVIEW_TEXT_TYPE] => text
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                    [~CODE] => 11342
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                    [~EXTERNAL_ID] => 11342
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
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                    [~IBLOCK_EXTERNAL_ID] => 
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                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 20.03.2024
                    [FIELDS] => Array
                        (
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                    [PROPERTIES] => Array
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                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
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                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
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                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 33
                                    [PROPERTY_VALUE_ID] => 117446
                                    [DESCRIPTION] => 
                                    [~VALUE] => 33
                                    [~DESCRIPTION] => 
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                            [QUESTION_DATE] => Array
                                (
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                                    [NAME] => Дата вопроса
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                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117447
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
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                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
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                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
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                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
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                                    [VALUE] => Илья
                                    [PROPERTY_VALUE_ID] => 117448
                                    [DESCRIPTION] => 
                                    [~VALUE] => Илья
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
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                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня в семье тяжелая ситуация, мы с женой резко остались без основного дохода. Сейчас и она, и я на случайных заработках, а у нас еще кредит и ребенок. Мы уже не платили по счету два месяца, кредитор постоянно названивает и требует деньги, угрожает судом. Узнал про рефинансирование и хочу попробовать воспользоваться им, но остро стоит вопрос: дадут ли рефинансирование, если есть долг?
                                    [PROPERTY_VALUE_ID] => 117449
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня в семье тяжелая ситуация, мы с женой резко остались без основного дохода. Сейчас и она, и я на случайных заработках, а у нас еще кредит и ребенок. Мы уже не платили по счету два месяца, кредитор постоянно названивает и требует деньги, угрожает судом. Узнал про рефинансирование и хочу попробовать воспользоваться им, но остро стоит вопрос: дадут ли рефинансирование, если есть долг?
                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Илья. Банк не одобрит рефинансирование, если у вас будет просрочка по кредиту. Понимаем вашу ситуацию, поэтому предлагаем рассмотреть процедуру банкротства. Юристы КредитаНет помогут списать долги и начать жить без нервов и постоянный требований кредитора. Запишитесь на бесплатную консультацию прямо сейчас.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 117450
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Илья. Банк не одобрит рефинансирование, если у вас будет просрочка по кредиту. Понимаем вашу ситуацию, поэтому предлагаем рассмотреть процедуру банкротства. Юристы КредитаНет помогут списать долги и начать жить без нервов и постоянный требований кредитора. Запишитесь на бесплатную консультацию прямо сейчас.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 117459
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 117452
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 81
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117453
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 81
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 4341
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117454
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 4341
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11341
                                            [1] => 11311
                                            [2] => 11307
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117456
                                            [1] => 117457
                                            [2] => 117458
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11341
                                            [1] => 11311
                                            [2] => 11307
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
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                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
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                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня в семье тяжелая ситуация, мы с женой резко остались без основного дохода. Сейчас и она, и я на случайных заработках, а у нас еще кредит и ребенок. Мы уже не платили по счету два месяца, кредитор постоянно названивает и требует деньги, угрожает судом. Узнал про рефинансирование и хочу попробовать воспользоваться им, но остро стоит вопрос: дадут ли рефинансирование, если есть долг?
                                    [PROPERTY_VALUE_ID] => 117449
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня в семье тяжелая ситуация, мы с женой резко остались без основного дохода. Сейчас и она, и я на случайных заработках, а у нас еще кредит и ребенок. Мы уже не платили по счету два месяца, кредитор постоянно названивает и требует деньги, угрожает судом. Узнал про рефинансирование и хочу попробовать воспользоваться им, но остро стоит вопрос: дадут ли рефинансирование, если есть долг?
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. У меня в семье тяжелая ситуация, мы с женой резко остались без основного дохода. Сейчас и она, и я на случайных заработках, а у нас еще кредит и ребенок. Мы уже не платили по счету два месяца, кредитор постоянно названивает и требует деньги, угрожает судом. Узнал про рефинансирование и хочу попробовать воспользоваться им, но остро стоит вопрос: дадут ли рефинансирование, если есть долг?
                                )

                            [QUESTION_DATE] => Array
                                (
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                                    [SORT] => 500
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                                    [COL_COUNT] => 30
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
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                                    [VALUE] => 20.03.2024
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                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 20.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Илья
                                    [PROPERTY_VALUE_ID] => 117448
                                    [DESCRIPTION] => 
                                    [~VALUE] => Илья
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Илья
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли рефинансировать кредит, если есть долг?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли рефинансировать кредит, если есть долг?
                            [ELEMENT_META_TITLE] => Можно ли рефинансировать кредит, если есть долг?
                            [ELEMENT_META_DESCRIPTION] => Можно ли рефинансировать кредит, если есть долг? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Можно ли рефинансировать кредит, если есть долг?
                            [SECTION_PAGE_TITLE] => #Можно ли рефинансировать кредит, если есть долг? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 33
                            [NAME] => Абрамян Гарегин Гагикович
                            [CODE] => abramyan-garegin-gagikovich
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 136
                            [PREVIEW_PICTURE] => 1078
                            [SORT] => 200
                        )

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            [11] => Array
                (
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                    [~ID] => 11343
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Как долго оформляется рефинансирование кредита?
                    [~NAME] => Как долго оформляется рефинансирование кредита?
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                    [~ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [ACTIVE_FROM] => 20.03.2024
                    [~ACTIVE_FROM] => 20.03.2024
                    [TIMESTAMP_X] => 20.03.2024 17:13:42
                    [~TIMESTAMP_X] => 20.03.2024 17:13:42
                    [DETAIL_PAGE_URL] => /consultation/question-11343/
                    [~DETAIL_PAGE_URL] => /consultation/question-11343/
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                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
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                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
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                    [~PREVIEW_PICTURE] => 
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                    [~LANG_DIR] => /
                    [CODE] => 11343
                    [~CODE] => 11343
                    [EXTERNAL_ID] => 11343
                    [~EXTERNAL_ID] => 11343
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 20.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
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                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 1026
                                    [PROPERTY_VALUE_ID] => 117462
                                    [DESCRIPTION] => 
                                    [~VALUE] => 1026
                                    [~DESCRIPTION] => 
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                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
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                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117463
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
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                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Аделина
                                    [PROPERTY_VALUE_ID] => 117464
                                    [DESCRIPTION] => 
                                    [~VALUE] => Аделина
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я собираюсь рефинансировать свои кредиты. Всего у меня их 3, хочу объединить и платить всего за один. Но не совсем понимаю как долго проходит эта процедура, так как имеющуюся сейчас сумму я не смогу оплатить уже в следующем месяце, а насколько знаю при наличии долга рефинансирование не дадут. 
                                    [PROPERTY_VALUE_ID] => 117465
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я собираюсь рефинансировать свои кредиты. Всего у меня их 3, хочу объединить и платить всего за один. Но не совсем понимаю как долго проходит эта процедура, так как имеющуюся сейчас сумму я не смогу оплатить уже в следующем месяце, а насколько знаю при наличии долга рефинансирование не дадут. 
                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Аделина. Все зависит от конкретного банка. Например, Сбер обещает рассмотреть заявление и принять решение в течение двух рабочих дней. То есть это может произойти и через пять дней и через два. Вы можете уточнить этот вопрос непосредственно в банке, в котором хотите пройти рефинансирование кредита.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 117466
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Аделина. Все зависит от конкретного банка. Например, Сбер обещает рассмотреть заявление и принять решение в течение двух рабочих дней. То есть это может произойти и через пять дней и через два. Вы можете уточнить этот вопрос непосредственно в банке, в котором хотите пройти рефинансирование кредита.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 117475
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 117468
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5798
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117469
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5798
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117470
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11341
                                            [1] => 11311
                                            [2] => 11307
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117472
                                            [1] => 117473
                                            [2] => 117474
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11341
                                            [1] => 11311
                                            [2] => 11307
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я собираюсь рефинансировать свои кредиты. Всего у меня их 3, хочу объединить и платить всего за один. Но не совсем понимаю как долго проходит эта процедура, так как имеющуюся сейчас сумму я не смогу оплатить уже в следующем месяце, а насколько знаю при наличии долга рефинансирование не дадут. 
                                    [PROPERTY_VALUE_ID] => 117465
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я собираюсь рефинансировать свои кредиты. Всего у меня их 3, хочу объединить и платить всего за один. Но не совсем понимаю как долго проходит эта процедура, так как имеющуюся сейчас сумму я не смогу оплатить уже в следующем месяце, а насколько знаю при наличии долга рефинансирование не дадут. 
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я собираюсь рефинансировать свои кредиты. Всего у меня их 3, хочу объединить и платить всего за один. Но не совсем понимаю как долго проходит эта процедура, так как имеющуюся сейчас сумму я не смогу оплатить уже в следующем месяце, а насколько знаю при наличии долга рефинансирование не дадут. 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117463
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 20.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Аделина
                                    [PROPERTY_VALUE_ID] => 117464
                                    [DESCRIPTION] => 
                                    [~VALUE] => Аделина
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Аделина
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Как долго оформляется рефинансирование кредита?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как долго оформляется рефинансирование кредита?
                            [ELEMENT_META_TITLE] => Как долго оформляется рефинансирование кредита?
                            [ELEMENT_META_DESCRIPTION] => Как долго оформляется рефинансирование кредита? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Как долго оформляется рефинансирование кредита?
                            [SECTION_PAGE_TITLE] => #Как долго оформляется рефинансирование кредита? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 1026
                            [NAME] => Надеина Анастасия Вячеславовна
                            [CODE] => nadeina-anastasiya-vyacheslavovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 5963
                            [PREVIEW_PICTURE] => 1307
                            [SORT] => 1000
                        )

                )

            [12] => Array
                (
                    [ID] => 11191
                    [~ID] => 11191
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Какие права имеет заемщик при отказе от страховки по кредиту?
                    [~NAME] => Какие права имеет заемщик при отказе от страховки по кредиту?
                    [ACTIVE_FROM_X] => 2024-03-19 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-19 00:00:00
                    [ACTIVE_FROM] => 19.03.2024
                    [~ACTIVE_FROM] => 19.03.2024
                    [TIMESTAMP_X] => 19.03.2024 14:25:48
                    [~TIMESTAMP_X] => 19.03.2024 14:25:48
                    [DETAIL_PAGE_URL] => /consultation/question-11191/
                    [~DETAIL_PAGE_URL] => /consultation/question-11191/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11191
                    [~CODE] => 11191
                    [EXTERNAL_ID] => 11191
                    [~EXTERNAL_ID] => 11191
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 19.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5758
                                    [PROPERTY_VALUE_ID] => 115911
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5758
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 19.03.2024
                                    [PROPERTY_VALUE_ID] => 115912
                                    [DESCRIPTION] => 
                                    [~VALUE] => 19.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марина У.
                                    [PROPERTY_VALUE_ID] => 115913
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марина У.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. При выдаче потребительского кредита банк оформил на меня страховку. Могу ли я отказаться от страховки по кредиту, если считаю ее излишней?

                                    [PROPERTY_VALUE_ID] => 115914
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. При выдаче потребительского кредита банк оформил на меня страховку. Могу ли я отказаться от страховки по кредиту, если считаю ее излишней?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Марина. Да, вы имеете право отказаться от страховки по кредиту. В соответствии с законодательством РФ, банк обязан вернуть часть уплаченной страховой премии пропорционально тому периоду срока действия полиса, в который заемщик досрочно погасил кредит. Вам следует внимательно изучить условия вашего кредитного договора и правила страхования, чтобы понять, что вы теряете при отмене страховки. Страховщики предоставляют период охлаждения, в течение которого вы можете без последствий отказаться от страховки. Однако если этот период уже прошел или другие условия кредита не позволяют отказаться от страховки без штрафов, вам следует обратиться к специалистам КредитаНет для получения подробной консультации и рекомендаций.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 115915
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Марина. Да, вы имеете право отказаться от страховки по кредиту. В соответствии с законодательством РФ, банк обязан вернуть часть уплаченной страховой премии пропорционально тому периоду срока действия полиса, в который заемщик досрочно погасил кредит. Вам следует внимательно изучить условия вашего кредитного договора и правила страхования, чтобы понять, что вы теряете при отмене страховки. Страховщики предоставляют период охлаждения, в течение которого вы можете без последствий отказаться от страховки. Однако если этот период уже прошел или другие условия кредита не позволяют отказаться от страховки без штрафов, вам следует обратиться к специалистам КредитаНет для получения подробной консультации и рекомендаций.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 115924
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 115917
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 115918
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5947
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 115919
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5947
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11190
                                            [1] => 11185
                                            [2] => 11107
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 115921
                                            [1] => 115922
                                            [2] => 115923
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11190
                                            [1] => 11185
                                            [2] => 11107
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. При выдаче потребительского кредита банк оформил на меня страховку. Могу ли я отказаться от страховки по кредиту, если считаю ее излишней?

                                    [PROPERTY_VALUE_ID] => 115914
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. При выдаче потребительского кредита банк оформил на меня страховку. Могу ли я отказаться от страховки по кредиту, если считаю ее излишней?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. При выдаче потребительского кредита банк оформил на меня страховку. Могу ли я отказаться от страховки по кредиту, если считаю ее излишней?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 19.03.2024
                                    [PROPERTY_VALUE_ID] => 115912
                                    [DESCRIPTION] => 
                                    [~VALUE] => 19.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 19.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марина У.
                                    [PROPERTY_VALUE_ID] => 115913
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марина У.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Марина У.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Какие права имеет заемщик при отказе от страховки по кредиту?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие права имеет заемщик при отказе от страховки по кредиту?
                            [ELEMENT_META_TITLE] => Какие права имеет заемщик при отказе от страховки по кредиту?
                            [ELEMENT_META_DESCRIPTION] => Какие права имеет заемщик при отказе от страховки по кредиту? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Какие права имеет заемщик при отказе от страховки по кредиту?
                            [SECTION_PAGE_TITLE] => #Какие права имеет заемщик при отказе от страховки по кредиту? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 5758
                            [NAME] => Банучян Анна Романовна
                            [CODE] => banuchyan-anna-romanovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 62317
                            [PREVIEW_PICTURE] => 5908
                            [SORT] => 1000
                        )

                )

            [13] => Array
                (
                    [ID] => 11192
                    [~ID] => 11192
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Какие финансовые последствия могут возникнуть при отказе от страховки по кредиту?
                    [~NAME] => Какие финансовые последствия могут возникнуть при отказе от страховки по кредиту?
                    [ACTIVE_FROM_X] => 2024-03-19 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-19 00:00:00
                    [ACTIVE_FROM] => 19.03.2024
                    [~ACTIVE_FROM] => 19.03.2024
                    [TIMESTAMP_X] => 19.03.2024 14:26:34
                    [~TIMESTAMP_X] => 19.03.2024 14:26:34
                    [DETAIL_PAGE_URL] => /consultation/question-11192/
                    [~DETAIL_PAGE_URL] => /consultation/question-11192/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11192
                    [~CODE] => 11192
                    [EXTERNAL_ID] => 11192
                    [~EXTERNAL_ID] => 11192
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 19.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 6573
                                    [PROPERTY_VALUE_ID] => 115927
                                    [DESCRIPTION] => 
                                    [~VALUE] => 6573
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 19.03.2024
                                    [PROPERTY_VALUE_ID] => 115928
                                    [DESCRIPTION] => 
                                    [~VALUE] => 19.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Михаил Б. 
                                    [PROPERTY_VALUE_ID] => 115929
                                    [DESCRIPTION] => 
                                    [~VALUE] => Михаил Б. 
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я хочу отказаться от страховки по кредиту, но боюсь возможных финансовых последствий. Какие могут быть последствия для моего кредита и финансового положения в случае отказа от страховки?

                                    [PROPERTY_VALUE_ID] => 115930
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я хочу отказаться от страховки по кредиту, но боюсь возможных финансовых последствий. Какие могут быть последствия для моего кредита и финансового положения в случае отказа от страховки?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Михаил. Отказаться от страховки по кредиту можно в течение 14 дней с момента получения кредита. Это так называемый «срок охлаждения». Но отказ от страховки по кредиту может повлечь за собой различные финансовые последствия, в зависимости от условий вашего кредитного договора и правил страхования. Например, банк может иметь право пересмотреть условия вашего кредита, включая изменение процентной ставки. Кроме того, в случае отказа от страховки вы можете лишиться защиты от непредвиденных финансовых рисков, таких как утрата трудоспособности или неожиданные расходы на ремонт имущества. Прежде чем принимать решение об отказе от страховки, вам следует тщательно взвесить все возможные последствия и проконсультироваться с юристами КредитаНет.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 115931
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Михаил. Отказаться от страховки по кредиту можно в течение 14 дней с момента получения кредита. Это так называемый «срок охлаждения». Но отказ от страховки по кредиту может повлечь за собой различные финансовые последствия, в зависимости от условий вашего кредитного договора и правил страхования. Например, банк может иметь право пересмотреть условия вашего кредита, включая изменение процентной ставки. Кроме того, в случае отказа от страховки вы можете лишиться защиты от непредвиденных финансовых рисков, таких как утрата трудоспособности или неожиданные расходы на ремонт имущества. Прежде чем принимать решение об отказе от страховки, вам следует тщательно взвесить все возможные последствия и проконсультироваться с юристами КредитаНет.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 115940
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 115933
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 115934
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 115935
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11190
                                            [1] => 11185
                                            [2] => 11107
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 115937
                                            [1] => 115938
                                            [2] => 115939
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11190
                                            [1] => 11185
                                            [2] => 11107
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я хочу отказаться от страховки по кредиту, но боюсь возможных финансовых последствий. Какие могут быть последствия для моего кредита и финансового положения в случае отказа от страховки?

                                    [PROPERTY_VALUE_ID] => 115930
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я хочу отказаться от страховки по кредиту, но боюсь возможных финансовых последствий. Какие могут быть последствия для моего кредита и финансового положения в случае отказа от страховки?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я хочу отказаться от страховки по кредиту, но боюсь возможных финансовых последствий. Какие могут быть последствия для моего кредита и финансового положения в случае отказа от страховки?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 19.03.2024
                                    [PROPERTY_VALUE_ID] => 115928
                                    [DESCRIPTION] => 
                                    [~VALUE] => 19.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 19.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Михаил Б. 
                                    [PROPERTY_VALUE_ID] => 115929
                                    [DESCRIPTION] => 
                                    [~VALUE] => Михаил Б. 
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Михаил Б. 
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Какие финансовые последствия могут возникнуть при отказе от страховки по кредиту?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие финансовые последствия могут возникнуть при отказе от страховки по кредиту?
                            [ELEMENT_META_TITLE] => Какие финансовые последствия могут возникнуть при отказе от страховки по кредиту?
                            [ELEMENT_META_DESCRIPTION] => Какие финансовые последствия могут возникнуть при отказе от страховки по кредиту? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Какие финансовые последствия могут возникнуть при отказе от страховки по кредиту?
                            [SECTION_PAGE_TITLE] => #Какие финансовые последствия могут возникнуть при отказе от страховки по кредиту? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 6573
                            [NAME] => Карапетян Артем Арменович
                            [CODE] => karapetyan-artem-armenovich
                            [PROPERTY_POSITION_VALUE] => Ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 71685
                            [PREVIEW_PICTURE] => 5907
                            [SORT] => 1000
                        )

                )

            [14] => Array
                (
                    [ID] => 11141
                    [~ID] => 11141
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 28
                    [~IBLOCK_SECTION_ID] => 28
                    [NAME] => Можно ли признать себя банкротом при ипотечном займе?
                    [~NAME] => Можно ли признать себя банкротом при ипотечном займе?
                    [ACTIVE_FROM_X] => 2024-03-18 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-18 00:00:00
                    [ACTIVE_FROM] => 18.03.2024
                    [~ACTIVE_FROM] => 18.03.2024
                    [TIMESTAMP_X] => 18.03.2024 23:10:35
                    [~TIMESTAMP_X] => 18.03.2024 23:10:35
                    [DETAIL_PAGE_URL] => /consultation/question-11141/
                    [~DETAIL_PAGE_URL] => /consultation/question-11141/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11141
                    [~CODE] => 11141
                    [EXTERNAL_ID] => 11141
                    [~EXTERNAL_ID] => 11141
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 18.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5372
                                    [PROPERTY_VALUE_ID] => 115227
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5372
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 18.03.2024
                                    [PROPERTY_VALUE_ID] => 115228
                                    [DESCRIPTION] => 
                                    [~VALUE] => 18.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марианна Д.
                                    [PROPERTY_VALUE_ID] => 115229
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марианна Д.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Марианна. Если у меня ипотека открыта, могу ли я подать заявление о банкротстве? Я живу в городе с мамой, решила от нее съехать, потому что сложно работать, а маме нанять сиделку. Купила квартиру в ипотеку, должна была выплатить через 25 лет. Но у мамы начались проблемы со здоровьем, она умерла. Я много потратила на похороны и потеряла работу. Теперь не могу выплачивать ипотеку.

                                    [PROPERTY_VALUE_ID] => 115230
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Марианна. Если у меня ипотека открыта, могу ли я подать заявление о банкротстве? Я живу в городе с мамой, решила от нее съехать, потому что сложно работать, а маме нанять сиделку. Купила квартиру в ипотеку, должна была выплатить через 25 лет. Но у мамы начались проблемы со здоровьем, она умерла. Я много потратила на похороны и потеряла работу. Теперь не могу выплачивать ипотеку.

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Марианна, да, с ипотечным кредитом можно начать процесс банкротства. Но стоит учитывать, что при признании банкротства ипотечная квартира обычно выставляется на аукцион, а средства от продажи идут на погашение долгов. Если после продажи квартиры остаются излишки, то они возвращаются вам. Советую также обратиться к нашим юристам за бесплатной консультацией по вопросу. На сайте КредитаНет можно оставить заявку.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 115231
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Марианна, да, с ипотечным кредитом можно начать процесс банкротства. Но стоит учитывать, что при признании банкротства ипотечная квартира обычно выставляется на аукцион, а средства от продажи идут на погашение долгов. Если после продажи квартиры остаются излишки, то они возвращаются вам. Советую также обратиться к нашим юристам за бесплатной консультацией по вопросу. На сайте КредитаНет можно оставить заявку.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 115234
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 115232
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11025
                                            [1] => 9000
                                            [2] => 555
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 115233
                                            [1] => 115237
                                            [2] => 115238
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11025
                                            [1] => 9000
                                            [2] => 555
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Марианна. Если у меня ипотека открыта, могу ли я подать заявление о банкротстве? Я живу в городе с мамой, решила от нее съехать, потому что сложно работать, а маме нанять сиделку. Купила квартиру в ипотеку, должна была выплатить через 25 лет. Но у мамы начались проблемы со здоровьем, она умерла. Я много потратила на похороны и потеряла работу. Теперь не могу выплачивать ипотеку.

                                    [PROPERTY_VALUE_ID] => 115230
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Марианна. Если у меня ипотека открыта, могу ли я подать заявление о банкротстве? Я живу в городе с мамой, решила от нее съехать, потому что сложно работать, а маме нанять сиделку. Купила квартиру в ипотеку, должна была выплатить через 25 лет. Но у мамы начались проблемы со здоровьем, она умерла. Я много потратила на похороны и потеряла работу. Теперь не могу выплачивать ипотеку.

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, меня зовут Марианна. Если у меня ипотека открыта, могу ли я подать заявление о банкротстве? Я живу в городе с мамой, решила от нее съехать, потому что сложно работать, а маме нанять сиделку. Купила квартиру в ипотеку, должна была выплатить через 25 лет. Но у мамы начались проблемы со здоровьем, она умерла. Я много потратила на похороны и потеряла работу. Теперь не могу выплачивать ипотеку.

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 18.03.2024
                                    [PROPERTY_VALUE_ID] => 115228
                                    [DESCRIPTION] => 
                                    [~VALUE] => 18.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 18.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марианна Д.
                                    [PROPERTY_VALUE_ID] => 115229
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марианна Д.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Марианна Д.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли признать себя банкротом при ипотечном займе?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли признать себя банкротом при ипотечном займе?
                            [ELEMENT_META_TITLE] => Можно ли признать себя банкротом при ипотечном займе?
                            [ELEMENT_META_DESCRIPTION] => Можно ли признать себя банкротом при ипотечном займе? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Можно ли признать себя банкротом при ипотечном займе?
                            [SECTION_PAGE_TITLE] => #Можно ли признать себя банкротом при ипотечном займе? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 28
                                    [NAME] => Банкротство физлиц
                                    [CODE] => bankrotstvo-fizlits
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 5372
                            [NAME] => Миллер Екатерина Петровна
                            [CODE] => miller-ekaterina-petrovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 53660
                            [PREVIEW_PICTURE] => 4890
                            [SORT] => 1000
                        )

                )

            [15] => Array
                (
                    [ID] => 11142
                    [~ID] => 11142
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 28
                    [~IBLOCK_SECTION_ID] => 28
                    [NAME] => Что нужно сделать, чтобы одобрили ипотеку банкроту?  
                    [~NAME] => Что нужно сделать, чтобы одобрили ипотеку банкроту?  
                    [ACTIVE_FROM_X] => 2024-03-18 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-18 00:00:00
                    [ACTIVE_FROM] => 18.03.2024
                    [~ACTIVE_FROM] => 18.03.2024
                    [TIMESTAMP_X] => 18.03.2024 23:12:01
                    [~TIMESTAMP_X] => 18.03.2024 23:12:01
                    [DETAIL_PAGE_URL] => /consultation/question-11142/
                    [~DETAIL_PAGE_URL] => /consultation/question-11142/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11142
                    [~CODE] => 11142
                    [EXTERNAL_ID] => 11142
                    [~EXTERNAL_ID] => 11142
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 18.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 35
                                    [PROPERTY_VALUE_ID] => 115239
                                    [DESCRIPTION] => 
                                    [~VALUE] => 35
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 18.03.2024
                                    [PROPERTY_VALUE_ID] => 115240
                                    [DESCRIPTION] => 
                                    [~VALUE] => 18.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марат М.
                                    [PROPERTY_VALUE_ID] => 115241
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марат М.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, мы с женой оформляли совместное банкротство. Уже второй год пошел, как процедура закончилась. У нас был долг по кредиту в банке, по кредитной карте и еще займ у частного лица. Нам тогда помогал друг семьи, но мы и ему не смогли вернуть деньги. Теперь встали на ноги, хотим купить квартиру в Москве. Как сейчас взять ипотеку?

                                    [PROPERTY_VALUE_ID] => 115242
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, мы с женой оформляли совместное банкротство. Уже второй год пошел, как процедура закончилась. У нас был долг по кредиту в банке, по кредитной карте и еще займ у частного лица. Нам тогда помогал друг семьи, но мы и ему не смогли вернуть деньги. Теперь встали на ноги, хотим купить квартиру в Москве. Как сейчас взять ипотеку?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, для того чтобы получить одобрение на ипотеку после банкротства, необходимо иметь стабильный доход, хорошую кредитную историю и достаточное количество собственных средств для первоначального взноса. Также важно обратиться в банк, который не учитывает историю банкротства при принятии решения о выдаче кредита. Советую также обратиться к юристам КредитаНет за бесплатной консультацией, чтобы ваш вопрос разобрали со всеми условиями и нюансами.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 115243
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, для того чтобы получить одобрение на ипотеку после банкротства, необходимо иметь стабильный доход, хорошую кредитную историю и достаточное количество собственных средств для первоначального взноса. Также важно обратиться в банк, который не учитывает историю банкротства при принятии решения о выдаче кредита. Советую также обратиться к юристам КредитаНет за бесплатной консультацией, чтобы ваш вопрос разобрали со всеми условиями и нюансами.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 115245
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11025
                                            [1] => 6526
                                            [2] => 5600
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 115244
                                            [1] => 115246
                                            [2] => 115247
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11025
                                            [1] => 6526
                                            [2] => 5600
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, мы с женой оформляли совместное банкротство. Уже второй год пошел, как процедура закончилась. У нас был долг по кредиту в банке, по кредитной карте и еще займ у частного лица. Нам тогда помогал друг семьи, но мы и ему не смогли вернуть деньги. Теперь встали на ноги, хотим купить квартиру в Москве. Как сейчас взять ипотеку?

                                    [PROPERTY_VALUE_ID] => 115242
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, мы с женой оформляли совместное банкротство. Уже второй год пошел, как процедура закончилась. У нас был долг по кредиту в банке, по кредитной карте и еще займ у частного лица. Нам тогда помогал друг семьи, но мы и ему не смогли вернуть деньги. Теперь встали на ноги, хотим купить квартиру в Москве. Как сейчас взять ипотеку?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, мы с женой оформляли совместное банкротство. Уже второй год пошел, как процедура закончилась. У нас был долг по кредиту в банке, по кредитной карте и еще займ у частного лица. Нам тогда помогал друг семьи, но мы и ему не смогли вернуть деньги. Теперь встали на ноги, хотим купить квартиру в Москве. Как сейчас взять ипотеку?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 18.03.2024
                                    [PROPERTY_VALUE_ID] => 115240
                                    [DESCRIPTION] => 
                                    [~VALUE] => 18.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 18.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марат М.
                                    [PROPERTY_VALUE_ID] => 115241
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марат М.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Марат М.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что нужно сделать, чтобы одобрили ипотеку банкроту?  » | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что нужно сделать, чтобы одобрили ипотеку банкроту?  
                            [ELEMENT_META_TITLE] => Что нужно сделать, чтобы одобрили ипотеку банкроту?  
                            [ELEMENT_META_DESCRIPTION] => Что нужно сделать, чтобы одобрили ипотеку банкроту?   — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Что нужно сделать, чтобы одобрили ипотеку банкроту?  
                            [SECTION_PAGE_TITLE] => #Что нужно сделать, чтобы одобрили ипотеку банкроту?   в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 28
                                    [NAME] => Банкротство физлиц
                                    [CODE] => bankrotstvo-fizlits
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 35
                            [NAME] => Сафонова Марина Васильевна
                            [CODE] => safonova-marina-vasileva
                            [PROPERTY_POSITION_VALUE] => ведущий специалист по сопровождению клиентов
                            [PROPERTY_POSITION_VALUE_ID] => 158
                            [PREVIEW_PICTURE] => 977
                            [SORT] => 210
                        )

                )

            [16] => Array
                (
                    [ID] => 10899
                    [~ID] => 10899
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => При каких условиях квартира перешла в собственность банка?
                    [~NAME] => При каких условиях квартира перешла в собственность банка?
                    [ACTIVE_FROM_X] => 2024-03-13 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-13 00:00:00
                    [ACTIVE_FROM] => 13.03.2024
                    [~ACTIVE_FROM] => 13.03.2024
                    [TIMESTAMP_X] => 13.03.2024 22:26:52
                    [~TIMESTAMP_X] => 13.03.2024 22:26:52
                    [DETAIL_PAGE_URL] => /consultation/question-10899/
                    [~DETAIL_PAGE_URL] => /consultation/question-10899/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 10899
                    [~CODE] => 10899
                    [EXTERNAL_ID] => 10899
                    [~EXTERNAL_ID] => 10899
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 13.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 2781
                                    [PROPERTY_VALUE_ID] => 111335
                                    [DESCRIPTION] => 
                                    [~VALUE] => 2781
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 13.03.2024
                                    [PROPERTY_VALUE_ID] => 111336
                                    [DESCRIPTION] => 
                                    [~VALUE] => 13.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Кристина С.
                                    [PROPERTY_VALUE_ID] => 111337
                                    [DESCRIPTION] => 
                                    [~VALUE] => Кристина С.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Кристина, мы с мужем купили квартиру в ипотеку, а перед этим переписали дачу на родственников. Четыре года выплачивали исправно, но у нас случилось счастье — родился ребенок. И вышло это не очень по плану, так скажем. Поэтому с деньгами стало туго, ждем пока что выплату материнского капитала. Но очень боюсь, что пока оформляем документы и ждем, у нас могут забрать квартиру, она же ипотечная, хоть и единственное жилье, получается. Какие условия нужны, чтобы банк мог ее продать?

                                    [PROPERTY_VALUE_ID] => 111338
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Кристина, мы с мужем купили квартиру в ипотеку, а перед этим переписали дачу на родственников. Четыре года выплачивали исправно, но у нас случилось счастье — родился ребенок. И вышло это не очень по плану, так скажем. Поэтому с деньгами стало туго, ждем пока что выплату материнского капитала. Но очень боюсь, что пока оформляем документы и ждем, у нас могут забрать квартиру, она же ипотечная, хоть и единственное жилье, получается. Какие условия нужны, чтобы банк мог ее продать?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Кристина, квартира может перейти в собственность банка в случае, если вы 3 месяца не платили по кредиту и банк подал иск. А также при незаконных действиях или  преступлениях, связанных с недвижимостью. Но продать квартиру уже нельзя, если осталось погасить меньше 5% долга. Разобраться с долгами, если вы больше не можете их выплачивать, помогут юристы КредитаНет. На сайте доступны бесплатные консультации, вы можете записаться на них в любое удобное время.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 111339
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Кристина, квартира может перейти в собственность банка в случае, если вы 3 месяца не платили по кредиту и банк подал иск. А также при незаконных действиях или  преступлениях, связанных с недвижимостью. Но продать квартиру уже нельзя, если осталось погасить меньше 5% долга. Разобраться с долгами, если вы больше не можете их выплачивать, помогут юристы КредитаНет. На сайте доступны бесплатные консультации, вы можете записаться на них в любое удобное время.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 111341
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10897
                                            [1] => 9000
                                            [2] => 10742
                                        )

                                    [PROPERTY_VALUE_ID] => Array
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                                            [1] => 111343
                                            [2] => 111344
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10897
                                            [1] => 9000
                                            [2] => 10742
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
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                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
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                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
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                            [SHORT_ANSWER] => 
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                        (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Кристина, мы с мужем купили квартиру в ипотеку, а перед этим переписали дачу на родственников. Четыре года выплачивали исправно, но у нас случилось счастье — родился ребенок. И вышло это не очень по плану, так скажем. Поэтому с деньгами стало туго, ждем пока что выплату материнского капитала. Но очень боюсь, что пока оформляем документы и ждем, у нас могут забрать квартиру, она же ипотечная, хоть и единственное жилье, получается. Какие условия нужны, чтобы банк мог ее продать?

                                    [PROPERTY_VALUE_ID] => 111338
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Кристина, мы с мужем купили квартиру в ипотеку, а перед этим переписали дачу на родственников. Четыре года выплачивали исправно, но у нас случилось счастье — родился ребенок. И вышло это не очень по плану, так скажем. Поэтому с деньгами стало туго, ждем пока что выплату материнского капитала. Но очень боюсь, что пока оформляем документы и ждем, у нас могут забрать квартиру, она же ипотечная, хоть и единственное жилье, получается. Какие условия нужны, чтобы банк мог ее продать?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, меня зовут Кристина, мы с мужем купили квартиру в ипотеку, а перед этим переписали дачу на родственников. Четыре года выплачивали исправно, но у нас случилось счастье — родился ребенок. И вышло это не очень по плану, так скажем. Поэтому с деньгами стало туго, ждем пока что выплату материнского капитала. Но очень боюсь, что пока оформляем документы и ждем, у нас могут забрать квартиру, она же ипотечная, хоть и единственное жилье, получается. Какие условия нужны, чтобы банк мог ее продать?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 13.03.2024
                                    [PROPERTY_VALUE_ID] => 111336
                                    [DESCRIPTION] => 
                                    [~VALUE] => 13.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 13.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Кристина С.
                                    [PROPERTY_VALUE_ID] => 111337
                                    [DESCRIPTION] => 
                                    [~VALUE] => Кристина С.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Кристина С.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «При каких условиях квартира перешла в собственность банка?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #При каких условиях квартира перешла в собственность банка?
                            [ELEMENT_META_TITLE] => При каких условиях квартира перешла в собственность банка?
                            [ELEMENT_META_DESCRIPTION] => При каких условиях квартира перешла в собственность банка? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => При каких условиях квартира перешла в собственность банка?
                            [SECTION_PAGE_TITLE] => #При каких условиях квартира перешла в собственность банка? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
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                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 2781
                            [NAME] => Овчаренко Юлия Вадимовна
                            [CODE] => ovcharenko-yuliya-vadimovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 16376
                            [PREVIEW_PICTURE] => 2176
                            [SORT] => 1000
                        )

                )

            [17] => Array
                (
                    [ID] => 10436
                    [~ID] => 10436
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 33
                    [~IBLOCK_SECTION_ID] => 33
                    [NAME] => Могут ли наложить запрет на регистрационные действия на единственное жилье?
                    [~NAME] => Могут ли наложить запрет на регистрационные действия на единственное жилье?
                    [ACTIVE_FROM_X] => 2024-03-05 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-05 00:00:00
                    [ACTIVE_FROM] => 05.03.2024
                    [~ACTIVE_FROM] => 05.03.2024
                    [TIMESTAMP_X] => 05.03.2024 10:06:14
                    [~TIMESTAMP_X] => 05.03.2024 10:06:14
                    [DETAIL_PAGE_URL] => /consultation/question-10436/
                    [~DETAIL_PAGE_URL] => /consultation/question-10436/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 10436
                    [~CODE] => 10436
                    [EXTERNAL_ID] => 10436
                    [~EXTERNAL_ID] => 10436
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 05.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5372
                                    [PROPERTY_VALUE_ID] => 105450
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5372
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.03.2024
                                    [PROPERTY_VALUE_ID] => 105451
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Зара 
                                    [PROPERTY_VALUE_ID] => 105452
                                    [DESCRIPTION] => 
                                    [~VALUE] => Зара 
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Зара, сейчас разбираемся с вопросом моей тети. У нее есть долги большие, банк подает в суд. Нам сказали, что на квартиру должны наложить запрет. Но это получается единственное жилье моей тети, а если накладывают запрет, значит, нельзя никаких действий с ней производить? Просто я хотела прописаться там, мне это очень важно для документов. 

                                    [PROPERTY_VALUE_ID] => 105453
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Зара, сейчас разбираемся с вопросом моей тети. У нее есть долги большие, банк подает в суд. Нам сказали, что на квартиру должны наложить запрет. Но это получается единственное жилье моей тети, а если накладывают запрет, значит, нельзя никаких действий с ней производить? Просто я хотела прописаться там, мне это очень важно для документов. 

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Зара, запрет на регистрационные действия означает, что нельзя зарегистрировать нового жильца или изменять данные о прописке. Такой запрет могут наложить, если квартира — предмет ипотеки, а ваша тетя нарушила условия кредитного договора, или если имущественный спор находится на рассмотрении суда. Однако запрет на регистрационные действия не означает, что вам будут отказаны в других правах, связанных с владением и использованием данной квартиры. В сложных ситуациях лучше обратиться за консультацией к грамотным и опытным специалистам. Юристы КредитаНет всегда помогут вам, обращайтесь за помощью прямо на сайте.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 105454
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Зара, запрет на регистрационные действия означает, что нельзя зарегистрировать нового жильца или изменять данные о прописке. Такой запрет могут наложить, если квартира — предмет ипотеки, а ваша тетя нарушила условия кредитного договора, или если имущественный спор находится на рассмотрении суда. Однако запрет на регистрационные действия не означает, что вам будут отказаны в других правах, связанных с владением и использованием данной квартиры. В сложных ситуациях лучше обратиться за консультацией к грамотным и опытным специалистам. Юристы КредитаНет всегда помогут вам, обращайтесь за помощью прямо на сайте.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 105459
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 105455
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10432
                                            [1] => 9000
                                            [2] => 3287
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 105456
                                            [1] => 105457
                                            [2] => 105458
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10432
                                            [1] => 9000
                                            [2] => 3287
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Зара, сейчас разбираемся с вопросом моей тети. У нее есть долги большие, банк подает в суд. Нам сказали, что на квартиру должны наложить запрет. Но это получается единственное жилье моей тети, а если накладывают запрет, значит, нельзя никаких действий с ней производить? Просто я хотела прописаться там, мне это очень важно для документов. 

                                    [PROPERTY_VALUE_ID] => 105453
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Зара, сейчас разбираемся с вопросом моей тети. У нее есть долги большие, банк подает в суд. Нам сказали, что на квартиру должны наложить запрет. Но это получается единственное жилье моей тети, а если накладывают запрет, значит, нельзя никаких действий с ней производить? Просто я хотела прописаться там, мне это очень важно для документов. 

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, меня зовут Зара, сейчас разбираемся с вопросом моей тети. У нее есть долги большие, банк подает в суд. Нам сказали, что на квартиру должны наложить запрет. Но это получается единственное жилье моей тети, а если накладывают запрет, значит, нельзя никаких действий с ней производить? Просто я хотела прописаться там, мне это очень важно для документов. 

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.03.2024
                                    [PROPERTY_VALUE_ID] => 105451
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 05.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Зара 
                                    [PROPERTY_VALUE_ID] => 105452
                                    [DESCRIPTION] => 
                                    [~VALUE] => Зара 
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Зара 
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Могут ли наложить запрет на регистрационные действия на единственное жилье?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Могут ли наложить запрет на регистрационные действия на единственное жилье?
                            [ELEMENT_META_TITLE] => Могут ли наложить запрет на регистрационные действия на единственное жилье?
                            [ELEMENT_META_DESCRIPTION] => Могут ли наложить запрет на регистрационные действия на единственное жилье? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Могут ли наложить запрет на регистрационные действия на единственное жилье?
                            [SECTION_PAGE_TITLE] => #Могут ли наложить запрет на регистрационные действия на единственное жилье? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 33
                                    [NAME] => Арест имущества
                                    [CODE] => arest-imushchestva
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/arest-imushchestva/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 5372
                            [NAME] => Миллер Екатерина Петровна
                            [CODE] => miller-ekaterina-petrovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 53660
                            [PREVIEW_PICTURE] => 4890
                            [SORT] => 1000
                        )

                )

            [18] => Array
                (
                    [ID] => 10214
                    [~ID] => 10214
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Как доказать, что муж не платил ипотеку?
                    [~NAME] => Как доказать, что муж не платил ипотеку?
                    [ACTIVE_FROM_X] => 2024-02-29 00:00:00
                    [~ACTIVE_FROM_X] => 2024-02-29 00:00:00
                    [ACTIVE_FROM] => 29.02.2024
                    [~ACTIVE_FROM] => 29.02.2024
                    [TIMESTAMP_X] => 29.02.2024 14:29:16
                    [~TIMESTAMP_X] => 29.02.2024 14:29:16
                    [DETAIL_PAGE_URL] => /consultation/question-10214/
                    [~DETAIL_PAGE_URL] => /consultation/question-10214/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 10214
                    [~CODE] => 10214
                    [EXTERNAL_ID] => 10214
                    [~EXTERNAL_ID] => 10214
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 29.02.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 35
                                    [PROPERTY_VALUE_ID] => 103692
                                    [DESCRIPTION] => 
                                    [~VALUE] => 35
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 28.02.2024
                                    [PROPERTY_VALUE_ID] => 103693
                                    [DESCRIPTION] => 
                                    [~VALUE] => 28.02.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Арина
                                    [PROPERTY_VALUE_ID] => 103694
                                    [DESCRIPTION] => 
                                    [~VALUE] => Арина
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Мы с мужем вместе взяли ипотеку, но уже через несколько месяцев его неожиданно сократили на работе. Платить ипотеку пришлось мне. После развода мы начали делить имущество и оказалось, что он претендует на ипотечную квартиру, хотя ни рубля туда не внес. Получается, бывший муж не платит ипотеку взятую при браке, что делать?

                                    [PROPERTY_VALUE_ID] => 103695
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Мы с мужем вместе взяли ипотеку, но уже через несколько месяцев его неожиданно сократили на работе. Платить ипотеку пришлось мне. После развода мы начали делить имущество и оказалось, что он претендует на ипотечную квартиру, хотя ни рубля туда не внес. Получается, бывший муж не платит ипотеку взятую при браке, что делать?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Арина. Чтобы доказать непричастность бывшего мужа к платежам по ипотеке, необходимо собрать следующие документы: договор о совместной покупке жилья, квитанции об оплате, выписки из банковских счетов, где видно, что вы оплачивали ипотеку. Важно прикрепить и заверить как оригиналы документов, так и копии. Для более грамотного и детального разбора вашего вопроса советуем обратиться к юристам КредитаНет на консультацию.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 103696
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Арина. Чтобы доказать непричастность бывшего мужа к платежам по ипотеке, необходимо собрать следующие документы: договор о совместной покупке жилья, квитанции об оплате, выписки из банковских счетов, где видно, что вы оплачивали ипотеку. Важно прикрепить и заверить как оригиналы документов, так и копии. Для более грамотного и детального разбора вашего вопроса советуем обратиться к юристам КредитаНет на консультацию.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 103699
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 103697
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10139
                                            [1] => 9000
                                            [2] => 8749
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 103698
                                            [1] => 103701
                                            [2] => 103702
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10139
                                            [1] => 9000
                                            [2] => 8749
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Мы с мужем вместе взяли ипотеку, но уже через несколько месяцев его неожиданно сократили на работе. Платить ипотеку пришлось мне. После развода мы начали делить имущество и оказалось, что он претендует на ипотечную квартиру, хотя ни рубля туда не внес. Получается, бывший муж не платит ипотеку взятую при браке, что делать?

                                    [PROPERTY_VALUE_ID] => 103695
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Мы с мужем вместе взяли ипотеку, но уже через несколько месяцев его неожиданно сократили на работе. Платить ипотеку пришлось мне. После развода мы начали делить имущество и оказалось, что он претендует на ипотечную квартиру, хотя ни рубля туда не внес. Получается, бывший муж не платит ипотеку взятую при браке, что делать?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Мы с мужем вместе взяли ипотеку, но уже через несколько месяцев его неожиданно сократили на работе. Платить ипотеку пришлось мне. После развода мы начали делить имущество и оказалось, что он претендует на ипотечную квартиру, хотя ни рубля туда не внес. Получается, бывший муж не платит ипотеку взятую при браке, что делать?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 28.02.2024
                                    [PROPERTY_VALUE_ID] => 103693
                                    [DESCRIPTION] => 
                                    [~VALUE] => 28.02.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 28.02.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Арина
                                    [PROPERTY_VALUE_ID] => 103694
                                    [DESCRIPTION] => 
                                    [~VALUE] => Арина
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Арина
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Как доказать, что муж не платил ипотеку?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как доказать, что муж не платил ипотеку?
                            [ELEMENT_META_TITLE] => Как доказать, что муж не платил ипотеку?
                            [ELEMENT_META_DESCRIPTION] => Как доказать, что муж не платил ипотеку? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Как доказать, что муж не платил ипотеку?
                            [SECTION_PAGE_TITLE] => #Как доказать, что муж не платил ипотеку? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 64
                                    [NAME] => Платежи
                                    [CODE] => platezhi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/platezhi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 65
                                    [NAME] => Договор
                                    [CODE] => dogovor
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dogovor/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 35
                            [NAME] => Сафонова Марина Васильевна
                            [CODE] => safonova-marina-vasileva
                            [PROPERTY_POSITION_VALUE] => ведущий специалист по сопровождению клиентов
                            [PROPERTY_POSITION_VALUE_ID] => 158
                            [PREVIEW_PICTURE] => 977
                            [SORT] => 210
                        )

                )

            [19] => Array
                (
                    [ID] => 10215
                    [~ID] => 10215
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Что делать созаемщику, если заемщик не платит ипотеку?
                    [~NAME] => Что делать созаемщику, если заемщик не платит ипотеку?
                    [ACTIVE_FROM_X] => 2024-02-29 00:00:00
                    [~ACTIVE_FROM_X] => 2024-02-29 00:00:00
                    [ACTIVE_FROM] => 29.02.2024
                    [~ACTIVE_FROM] => 29.02.2024
                    [TIMESTAMP_X] => 29.02.2024 14:37:55
                    [~TIMESTAMP_X] => 29.02.2024 14:37:55
                    [DETAIL_PAGE_URL] => /consultation/question-10215/
                    [~DETAIL_PAGE_URL] => /consultation/question-10215/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 10215
                    [~CODE] => 10215
                    [EXTERNAL_ID] => 10215
                    [~EXTERNAL_ID] => 10215
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 29.02.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 37
                                    [PROPERTY_VALUE_ID] => 103705
                                    [DESCRIPTION] => 
                                    [~VALUE] => 37
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 28.02.2024
                                    [PROPERTY_VALUE_ID] => 103706
                                    [DESCRIPTION] => 
                                    [~VALUE] => 28.02.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Михаил
                                    [PROPERTY_VALUE_ID] => 103707
                                    [DESCRIPTION] => 
                                    [~VALUE] => Михаил
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Меня одолели бывшая и ипотека, которая повисла в воздухе. Если дальше так продолжится, то у нас просто отберут квартиру. Мы с женой договорились, что она платит ипотеку, а я обеспечиваю детей всем необходимым и оплачиваю их обучение и доп. занятия. В данной квартире проживаю я, так как жене остался дом. Но мне стала поступать информация, что жена перестала платить по ипотеке, долг скопился больше 80 тысяч. Подскажите, что в этом случае говорит закон?

                                    [PROPERTY_VALUE_ID] => 103708
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Меня одолели бывшая и ипотека, которая повисла в воздухе. Если дальше так продолжится, то у нас просто отберут квартиру. Мы с женой договорились, что она платит ипотеку, а я обеспечиваю детей всем необходимым и оплачиваю их обучение и доп. занятия. В данной квартире проживаю я, так как жене остался дом. Но мне стала поступать информация, что жена перестала платить по ипотеке, долг скопился больше 80 тысяч. Подскажите, что в этом случае говорит закон?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Михаил. Если заемщик перестает платить по счетам, то данная обязанность перекладывается на созаемщика. Банк не участвует в определении плательщика, только вы с женой можете договориться об оплатах. Советуем проконсультироваться с юристом КредитаНет, чтобы получить более развернутый ответ на ваш вопрос и решить ситуацию максимально выгодно для вас.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 103709
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Михаил. Если заемщик перестает платить по счетам, то данная обязанность перекладывается на созаемщика. Банк не участвует в определении плательщика, только вы с женой можете договориться об оплатах. Советуем проконсультироваться с юристом КредитаНет, чтобы получить более развернутый ответ на ваш вопрос и решить ситуацию максимально выгодно для вас.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 103712
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 103710
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10139 
                                            [1] => 8749
                                            [2] => 8019
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 103711
                                            [1] => 103713
                                            [2] => 103714
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10139 
                                            [1] => 8749
                                            [2] => 8019
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Меня одолели бывшая и ипотека, которая повисла в воздухе. Если дальше так продолжится, то у нас просто отберут квартиру. Мы с женой договорились, что она платит ипотеку, а я обеспечиваю детей всем необходимым и оплачиваю их обучение и доп. занятия. В данной квартире проживаю я, так как жене остался дом. Но мне стала поступать информация, что жена перестала платить по ипотеке, долг скопился больше 80 тысяч. Подскажите, что в этом случае говорит закон?

                                    [PROPERTY_VALUE_ID] => 103708
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Меня одолели бывшая и ипотека, которая повисла в воздухе. Если дальше так продолжится, то у нас просто отберут квартиру. Мы с женой договорились, что она платит ипотеку, а я обеспечиваю детей всем необходимым и оплачиваю их обучение и доп. занятия. В данной квартире проживаю я, так как жене остался дом. Но мне стала поступать информация, что жена перестала платить по ипотеке, долг скопился больше 80 тысяч. Подскажите, что в этом случае говорит закон?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Меня одолели бывшая и ипотека, которая повисла в воздухе. Если дальше так продолжится, то у нас просто отберут квартиру. Мы с женой договорились, что она платит ипотеку, а я обеспечиваю детей всем необходимым и оплачиваю их обучение и доп. занятия. В данной квартире проживаю я, так как жене остался дом. Но мне стала поступать информация, что жена перестала платить по ипотеке, долг скопился больше 80 тысяч. Подскажите, что в этом случае говорит закон?

                                )

                            [QUESTION_DATE] => Array
                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 28.02.2024
                                    [PROPERTY_VALUE_ID] => 103706
                                    [DESCRIPTION] => 
                                    [~VALUE] => 28.02.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 28.02.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Михаил
                                    [PROPERTY_VALUE_ID] => 103707
                                    [DESCRIPTION] => 
                                    [~VALUE] => Михаил
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Михаил
                                )

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                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что делать созаемщику, если заемщик не платит ипотеку?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что делать созаемщику, если заемщик не платит ипотеку?
                            [ELEMENT_META_TITLE] => Что делать созаемщику, если заемщик не платит ипотеку?
                            [ELEMENT_META_DESCRIPTION] => Что делать созаемщику, если заемщик не платит ипотеку? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Что делать созаемщику, если заемщик не платит ипотеку?
                            [SECTION_PAGE_TITLE] => #Что делать созаемщику, если заемщик не платит ипотеку? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 64
                                    [NAME] => Платежи
                                    [CODE] => platezhi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/platezhi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 65
                                    [NAME] => Договор
                                    [CODE] => dogovor
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dogovor/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 37
                            [NAME] => Болдырев Иван Иванович
                            [CODE] => boldyrev-ivan-ivanovich
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 180
                            [PREVIEW_PICTURE] => 980
                            [SORT] => 1000
                        )

                )

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            [14] => 11141
            [15] => 11142
            [16] => 10899
            [17] => 10436
            [18] => 10214
            [19] => 10215
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    [PAGEN_INFO] => Array
        (
            [PREV_LINK] => 
            [NEXT_LINK] => /consultation/ipoteka/?PAGEN_1=2
            [NAV_NUM] => 1
        )

    [NAV_STRING] => 
1 2 3 4
[NAV_CACHED_DATA] => [NAV_RESULT] => CIBlockResult Object ( [result] => mysqli_result Object ( [current_field] => 0 [field_count] => 4 [lengths] => [num_rows] => 20 [type] => 0 ) [arResult] => Array ( [0] => Array ( [ID] => 12540 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-11 08:00:00 [ACTIVE_FROM] => 11.04.2024 08:00:00 ) [1] => Array ( [ID] => 12541 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-11 08:00:00 [ACTIVE_FROM] => 11.04.2024 08:00:00 ) [2] => Array ( [ID] => 12147 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-03 00:00:00 [ACTIVE_FROM] => 03.04.2024 ) [3] => Array ( [ID] => 12148 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-03 00:00:00 [ACTIVE_FROM] => 03.04.2024 ) [4] => Array ( [ID] => 11926 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-29 00:00:00 [ACTIVE_FROM] => 29.03.2024 ) [5] => Array ( [ID] => 11927 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-29 00:00:00 [ACTIVE_FROM] => 29.03.2024 ) [6] => Array ( [ID] => 11757 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-26 00:00:00 [ACTIVE_FROM] => 26.03.2024 ) [7] => Array ( [ID] => 11758 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-26 00:00:00 [ACTIVE_FROM] => 26.03.2024 ) [8] => Array ( [ID] => 11500 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-22 00:00:00 [ACTIVE_FROM] => 22.03.2024 ) [9] => Array ( [ID] => 11502 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-22 00:00:00 [ACTIVE_FROM] => 22.03.2024 ) [10] => Array ( [ID] => 11342 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-20 00:00:00 [ACTIVE_FROM] => 20.03.2024 ) [11] => Array ( [ID] => 11343 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-20 00:00:00 [ACTIVE_FROM] => 20.03.2024 ) [12] => Array ( [ID] => 11191 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-19 00:00:00 [ACTIVE_FROM] => 19.03.2024 ) [13] => Array ( [ID] => 11192 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-19 00:00:00 [ACTIVE_FROM] => 19.03.2024 ) [14] => Array ( [ID] => 11141 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-18 00:00:00 [ACTIVE_FROM] => 18.03.2024 ) [15] => Array ( [ID] => 11142 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-18 00:00:00 [ACTIVE_FROM] => 18.03.2024 ) [16] => Array ( [ID] => 10899 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-13 00:00:00 [ACTIVE_FROM] => 13.03.2024 ) [17] => Array ( [ID] => 10436 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 ) [18] => Array ( [ID] => 10214 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-29 00:00:00 [ACTIVE_FROM] => 29.02.2024 ) [19] => Array ( [ID] => 10215 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-29 00:00:00 [ACTIVE_FROM] => 29.02.2024 ) ) [arReplacedAliases] => [arResultAdd] => [bNavStart] => 1 [bShowAll] => [NavNum] => 1 [NavPageCount] => 4 [NavPageNomer] => 1 [NavPageSize] => 20 [NavShowAll] => [NavRecordCount] => 63 [bFirstPrintNav] => 1 [PAGEN] => 1 [SIZEN] => 20 [SESS_SIZEN] => [SESS_ALL] => [SESS_PAGEN] => [add_anchor] => [bPostNavigation] => [bFromArray] => [bFromLimited] => 1 [nPageWindow] => 5 [nSelectedCount] => 63 [arGetNextCache] => [bDescPageNumbering] => [arUserFields] => [usedUserFields] => [SqlTraceIndex] => [DB] => CDatabase Object ( [DBName] => cl12068_creditus [DBHost] => localhost [DBLogin] => cl12068_creditus [DBPassword] => kCA1xkcB [db_Conn] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1258156487 [warning_count] => 0 ) [debug] => [DebugToFile] => [ShowSqlStat] => [db_Error] => [db_ErrorSQL] => [result] => [type] => MYSQL [column_cache] => Array ( ) [bModuleConnection] => [bNodeConnection] => [node_id] => [obSlave] => [connection:protected] => Bitrix\Main\DB\MysqliConnection Object ( [resource:protected] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1258156487 [warning_count] => 0 ) [isConnected:protected] => 1 [configuration:protected] => Array ( [className] => \Bitrix\Main\DB\MysqliConnection [host] => localhost [database] => cl12068_creditus [login] => cl12068_creditus [password] => kCA1xkcB [options] => 2 [include_after_connected] => /home/c/cl12068/public_html/bitrix/php_interface/after_connect_d7.php ) [sqlHelper:protected] => Bitrix\Main\DB\MysqliSqlHelper Object ( [connection:protected] => Bitrix\Main\DB\MysqliConnection Object *RECURSION* [idCache:protected] => Array ( [main_site] => `main_site` [LID] => `LID` [SORT] => `SORT` [DEF] => `DEF` [ACTIVE] => `ACTIVE` [NAME] => `NAME` [DIR] => `DIR` [LANGUAGE_ID] => `LANGUAGE_ID` [DOC_ROOT] => `DOC_ROOT` [DOMAIN_LIMITED] => `DOMAIN_LIMITED` [SERVER_NAME] => `SERVER_NAME` [SITE_NAME] => `SITE_NAME` [EMAIL] => `EMAIL` [CULTURE_ID] => `CULTURE_ID` [b_lang] => `b_lang` [main_site_domain] => `main_site_domain` [LD_LID] => `LD_LID` [DOMAIN] => `DOMAIN` [LD_DOMAIN] => `LD_DOMAIN` [b_lang_domain] => `b_lang_domain` [main_localization_language] => `main_localization_language` [CODE] => `CODE` [b_language] => `b_language` [main_localization_culture] => `main_localization_culture` [ID] => `ID` [FORMAT_DATE] => `FORMAT_DATE` [FORMAT_DATETIME] => `FORMAT_DATETIME` [FORMAT_NAME] => `FORMAT_NAME` [WEEK_START] => `WEEK_START` [CHARSET] => `CHARSET` [DIRECTION] => `DIRECTION` [SHORT_DATE_FORMAT] => `SHORT_DATE_FORMAT` [MEDIUM_DATE_FORMAT] => `MEDIUM_DATE_FORMAT` [LONG_DATE_FORMAT] => `LONG_DATE_FORMAT` [FULL_DATE_FORMAT] => `FULL_DATE_FORMAT` [DAY_MONTH_FORMAT] => `DAY_MONTH_FORMAT` [DAY_SHORT_MONTH_FORMAT] => `DAY_SHORT_MONTH_FORMAT` [DAY_OF_WEEK_MONTH_FORMAT] => `DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT` [SHORT_TIME_FORMAT] => `SHORT_TIME_FORMAT` [LONG_TIME_FORMAT] => `LONG_TIME_FORMAT` [AM_VALUE] => `AM_VALUE` [PM_VALUE] => `PM_VALUE` [NUMBER_THOUSANDS_SEPARATOR] => `NUMBER_THOUSANDS_SEPARATOR` [NUMBER_DECIMAL_SEPARATOR] => `NUMBER_DECIMAL_SEPARATOR` [NUMBER_DECIMALS] => `NUMBER_DECIMALS` [b_culture] => `b_culture` [main_group] => `main_group` [GROUP_ID] => `GROUP_ID` [SECURITY_POLICY] => `SECURITY_POLICY` [b_group] => `b_group` [CONDITION] => `CONDITION` [socialservices_ap] => `socialservices_ap` [TIMESTAMP_X] => `TIMESTAMP_X` [USER_ID] => `USER_ID` [ENDPOINT] => `ENDPOINT` [LOGIN] => `LOGIN` [PASSWORD] => `PASSWORD` [LAST_AUTHORIZE] => `LAST_AUTHORIZE` [SETTINGS] => `SETTINGS` [b_socialservices_ap] => `b_socialservices_ap` [main_task] => `main_task` [LETTER] => `LETTER` [MODULE_ID] => `MODULE_ID` [SYS] => `SYS` [DESCRIPTION] => `DESCRIPTION` [BINDING] => `BINDING` [b_task] => `b_task` [main_task_operation] => `main_task_operation` [OPERATION_ID] => `OPERATION_ID` [main_task_operation_operation] => `main_task_operation_operation` [b_operation] => `b_operation` [TASK_ID] => `TASK_ID` [UALIAS_0] => `UALIAS_0` [UALIAS_1] => `UALIAS_1` [b_task_operation] => `b_task_operation` [iblock_iblock_site] => `iblock_iblock_site` [IBLOCK_ID] => `IBLOCK_ID` [iblock_iblock_site_iblock] => `iblock_iblock_site_iblock` [b_iblock] => `b_iblock` [SITE_ID] => `SITE_ID` [b_iblock_site] => `b_iblock_site` [catalog_catalog_iblock] => `catalog_catalog_iblock` [PRODUCT_IBLOCK_ID] => `PRODUCT_IBLOCK_ID` [SKU_PROPERTY_ID] => `SKU_PROPERTY_ID` [VAT_ID] => `VAT_ID` [YANDEX_EXPORT] => `YANDEX_EXPORT` [SUBSCRIPTION] => `SUBSCRIPTION` [b_catalog_iblock] => `b_catalog_iblock` [iblock_inherited_property] => `iblock_inherited_property` [b_iblock_iproperty] => `b_iblock_iproperty` [main_user_field] => `main_user_field` [ENTITY_ID] => `ENTITY_ID` [FIELD_NAME] => `FIELD_NAME` [USER_TYPE_ID] => `USER_TYPE_ID` [XML_ID] => `XML_ID` [MULTIPLE] => `MULTIPLE` [b_user_field] => `b_user_field` [catalog_catalog_iblock_iblock] => `catalog_catalog_iblock_iblock` [VERSION] => `VERSION` [iblock_property] => `iblock_property` [DEFAULT_VALUE] => `DEFAULT_VALUE` [PROPERTY_TYPE] => `PROPERTY_TYPE` [ROW_COUNT] => `ROW_COUNT` [COL_COUNT] => `COL_COUNT` [LIST_TYPE] => `LIST_TYPE` [FILE_TYPE] => `FILE_TYPE` [MULTIPLE_CNT] => `MULTIPLE_CNT` [LINK_IBLOCK_ID] => `LINK_IBLOCK_ID` [WITH_DESCRIPTION] => `WITH_DESCRIPTION` [SEARCHABLE] => `SEARCHABLE` [FILTRABLE] => `FILTRABLE` [IS_REQUIRED] => `IS_REQUIRED` [USER_TYPE] => `USER_TYPE` [USER_TYPE_SETTINGS] => `USER_TYPE_SETTINGS` [HINT] => `HINT` [b_iblock_property] => `b_iblock_property` [iblock_property_iblock] => `iblock_property_iblock` [TMP_ID] => `TMP_ID` [USER_TYPE_SETTINGS_LIST] => `USER_TYPE_SETTINGS_LIST` ) ) [sqlTracker:protected] => [trackSql:protected] => [version:protected] => [versionExpress:protected] => [host:protected] => localhost [database:protected] => cl12068_creditus [login:protected] => cl12068_creditus [password:protected] => kCA1xkcB [initCommand:protected] => [options:protected] => 2 [nodeId:protected] => 0 [utf8mb4:protected] => Array ( ) [tableColumnsCache:protected] => Array ( ) [lastQueryResult:protected] => mysqli_result Object ( [current_field] => 0 [field_count] => 28 [lengths] => [num_rows] => 1 [type] => 0 ) [queryExecutingEnabled:protected] => 1 [disabledQueryExecutingDump:protected] => [engine:protected] => [transactionLevel:protected] => 0 ) [connectionName:protected] => [cntQuery] => 0 [timeQuery] => 0 [arQueryDebug] => Array ( ) [sqlTracker] => [version] => [escL] => ` [escR] => ` ) [NavRecordCountChangeDisable] => [is_filtered] => [nStartPage] => 1 [nEndPage] => 4 [resultObject] => [arIBlockMultProps] => Array ( ) [arIBlockConvProps] => Array ( ) [arIBlockAllProps] => Array ( ) [arIBlockNumProps] => Array ( ) [arIBlockLongProps] => Array ( ) [nInitialSize] => [table_id] => [strDetailUrl] => [strSectionUrl] => [strListUrl] => [arSectionContext] => [bIBlockSection] => [nameTemplate] => [_LAST_IBLOCK_ID] => 18 [_FILTER_IBLOCK_ID] => Array ( [18] => 1 ) ) [NAV_PARAM] => Array ( ) [SECTION_INFO] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [SECTION_PAGE_URL] => /consultation/ipoteka/ [DETAIL_PICTURE] => 5825 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 105 ) ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [SECTION_PAGE_URL] => /consultation/dolgi/ [DETAIL_PICTURE] => 5869 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5752 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [DETAIL_PICTURE] => 5870 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 [1] => 15 ) ) [2] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [DETAIL_PICTURE] => 5868 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [3] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [SECTION_PAGE_URL] => /consultation/kredit/ [DETAIL_PICTURE] => 5874 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 ) ) [4] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [DETAIL_PICTURE] => 5871 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 ) ) [5] => Array ( [ID] => 31 [NAME] => Коллекторы [CODE] => kollektory [SECTION_PAGE_URL] => /consultation/kollektory/ [DETAIL_PICTURE] => 5823 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=TZt [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 158 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 18 ) ) [6] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [DETAIL_PICTURE] => 5872 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 19 ) ) [7] => Array ( [ID] => 33 [NAME] => Арест имущества [CODE] => arest-imushchestva [SECTION_PAGE_URL] => /consultation/arest-imushchestva/ [DETAIL_PICTURE] => 5829 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 632 ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 ) ) [8] => Array ( [ID] => 42 [NAME] => Внесудебное банкротство [CODE] => vnesudebnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/vnesudebnoe-bankrotstvo/ [DETAIL_PICTURE] => 5830 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [9] => Array ( [ID] => 43 [NAME] => Пенсионеры [CODE] => pensionery [SECTION_PAGE_URL] => /consultation/pensionery/ [DETAIL_PICTURE] => 5873 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [10] => Array ( [ID] => 45 [NAME] => Имущество при банкротстве [CODE] => imushchestvo-pri-bankrotstve [SECTION_PAGE_URL] => /consultation/imushchestvo-pri-bankrotstve/ [DETAIL_PICTURE] => 5826 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 50 ) ) [11] => Array ( [ID] => 46 [NAME] => Госслужащие [CODE] => gossluzhashchie [SECTION_PAGE_URL] => /consultation/gossluzhashchie/ [DETAIL_PICTURE] => 5875 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 41 ) ) [12] => Array ( [ID] => 47 [NAME] => Закон о банкротстве (127-ФЗ) [CODE] => zakon-o-bankrotstve [SECTION_PAGE_URL] => /consultation/zakon-o-bankrotstve/ [DETAIL_PICTURE] => 5876 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 16 ) ) [13] => Array ( [ID] => 48 [NAME] => Процедура банкротства [CODE] => protsedura-bankrotstva [SECTION_PAGE_URL] => /consultation/protsedura-bankrotstva/ [DETAIL_PICTURE] => 5877 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [14] => Array ( [ID] => 49 [NAME] => Судебные практики [CODE] => sudebnye-praktiki [SECTION_PAGE_URL] => /consultation/sudebnye-praktiki/ [DETAIL_PICTURE] => 5878 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 12 ) ) [15] => Array ( [ID] => 51 [NAME] => Арест карты [CODE] => arest-karty [SECTION_PAGE_URL] => /consultation/arest-karty/ [DETAIL_PICTURE] => 5659 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 [1] => 384 ) ) [16] => Array ( [ID] => 53 [NAME] => Банкротство ИП [CODE] => bankrotstvo-ip [SECTION_PAGE_URL] => /consultation/bankrotstvo-ip/ [DETAIL_PICTURE] => 5828 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [17] => Array ( [ID] => 54 [NAME] => Финансовый управляющий [CODE] => finansovyy-upravlyayushchiy [SECTION_PAGE_URL] => /consultation/finansovyy-upravlyayushchiy/ [DETAIL_PICTURE] => 5818 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 221 ) ) [18] => Array ( [ID] => 55 [NAME] => Исполнительное производство [CODE] => ispolnitelnoe-proizvodstvo [SECTION_PAGE_URL] => /consultation/ispolnitelnoe-proizvodstvo/ [DETAIL_PICTURE] => 5824 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [19] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [SECTION_PAGE_URL] => /consultation/ipoteka/ [DETAIL_PICTURE] => 5825 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 105 ) ) [20] => Array ( [ID] => 57 [NAME] => Последствия банкротства [CODE] => posledstviya-bankrotstva [SECTION_PAGE_URL] => /consultation/posledstviya-bankrotstva/ [DETAIL_PICTURE] => 5820 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=U8cCLivarJ8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [21] => Array ( [ID] => 64 [NAME] => Платежи [CODE] => platezhi [SECTION_PAGE_URL] => /consultation/platezhi/ [DETAIL_PICTURE] => 5821 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 [1] => 270 ) ) [22] => Array ( [ID] => 65 [NAME] => Договор [CODE] => dogovor [SECTION_PAGE_URL] => /consultation/dogovor/ [DETAIL_PICTURE] => 5827 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [23] => Array ( [ID] => 66 [NAME] => Рассрочка [CODE] => rassrochka [SECTION_PAGE_URL] => /consultation/rassrochka/ [DETAIL_PICTURE] => 5832 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 [1] => 12 ) ) [24] => Array ( [ID] => 67 [NAME] => Расходы [CODE] => raskhody [SECTION_PAGE_URL] => /consultation/raskhody/ [DETAIL_PICTURE] => 5833 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 270 ) ) [25] => Array ( [ID] => 68 [NAME] => Оплата [CODE] => oplata [SECTION_PAGE_URL] => /consultation/oplata/ [DETAIL_PICTURE] => 5822 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [26] => Array ( [ID] => 73 [NAME] => Разблокировка [CODE] => razblokirovka [SECTION_PAGE_URL] => /consultation/razblokirovka/ [DETAIL_PICTURE] => 5867 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [27] => Array ( [ID] => 74 [NAME] => Счет [CODE] => schet [SECTION_PAGE_URL] => /consultation/schet/ [DETAIL_PICTURE] => 5831 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [28] => Array ( [ID] => 111 [NAME] => МФО [CODE] => mfo [SECTION_PAGE_URL] => /consultation/mfo/ [DETAIL_PICTURE] => 5865 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 466 ) [UF_PUBLICATIONS] => Array ( [0] => 3576 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 110 ) ) [29] => Array ( [ID] => 112 [NAME] => МФЦ [CODE] => mfts [SECTION_PAGE_URL] => /consultation/mfts/ [DETAIL_PICTURE] => 5864 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( [0] => 5793 [1] => 5795 [2] => 633 ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [30] => Array ( [ID] => 113 [NAME] => Пенсия [CODE] => pensiya [SECTION_PAGE_URL] => /consultation/pensiya/ [DETAIL_PICTURE] => 5866 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5728 [1] => 5795 [2] => 5793 ) [UF_PUBLICATIONS] => Array ( [0] => 3513 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [31] => Array ( [ID] => 114 [NAME] => ИП [CODE] => ip [SECTION_PAGE_URL] => /consultation/ip/ [DETAIL_PICTURE] => 5863 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5727 [1] => 5793 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [32] => Array ( [ID] => 115 [NAME] => Сроки [CODE] => sroki [SECTION_PAGE_URL] => /consultation/sroki/ [DETAIL_PICTURE] => 5861 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [33] => Array ( [ID] => 116 [NAME] => Наследство [CODE] => nasledstvo [SECTION_PAGE_URL] => /consultation/nasledstvo/ [DETAIL_PICTURE] => 5862 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [34] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [SECTION_PAGE_URL] => /consultation/banki/ [DETAIL_PICTURE] => 5860 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/r_Y07NTIFBQ [UF_BANKS] => Array ( [0] => 5917 [1] => 5947 [2] => 693 [3] => 5948 [4] => 692 [5] => 464 [6] => 847 [7] => 470 [8] => 929 [9] => 833 [10] => 842 [11] => 846 [12] => 5949 [13] => 5918 [14] => 472 ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5790 [3] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 [1] => 106 [2] => 351 ) ) [35] => Array ( [ID] => 119 [NAME] => Зарплата [CODE] => zarplata [SECTION_PAGE_URL] => /consultation/zarplata/ [DETAIL_PICTURE] => 5856 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/dIn6C_XPWrE [UF_BANKS] => Array ( [0] => 5949 [1] => 463 ) [UF_ORGANIZATIONS] => Array ( [0] => 5743 [1] => 5795 [2] => 5799 ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 390 ) ) [36] => Array ( [ID] => 120 [NAME] => ЖКХ [CODE] => zhkkh [SECTION_PAGE_URL] => /consultation/zhkkh/ [DETAIL_PICTURE] => 5858 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 461 ) [UF_PUBLICATIONS] => Array ( [0] => 3494 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 107 ) ) [37] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [SECTION_PAGE_URL] => /consultation/shtrafy/ [DETAIL_PICTURE] => 5855 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 631 ) [UF_PUBLICATIONS] => Array ( [0] => 555 [1] => 7356 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [38] => Array ( [ID] => 122 [NAME] => Алименты [CODE] => alimenty [SECTION_PAGE_URL] => /consultation/alimenty/ [DETAIL_PICTURE] => 5857 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [39] => Array ( [ID] => 152 [NAME] => Скидки [CODE] => skidki [SECTION_PAGE_URL] => /consultation/skidki/ [DETAIL_PICTURE] => 5835 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 81 ) [UF_PUBLICATIONS] => Array ( [0] => 3397 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [40] => Array ( [ID] => 153 [NAME] => Стоимость [CODE] => stoimost [SECTION_PAGE_URL] => /consultation/stoimost/ [DETAIL_PICTURE] => 5834 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 634 [1] => 633 [2] => 79 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [41] => Array ( [ID] => 154 [NAME] => Автокредит [CODE] => avtokredit [SECTION_PAGE_URL] => /consultation/avtokredit/ [DETAIL_PICTURE] => 5859 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3493 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 106 ) ) [42] => Array ( [ID] => 217 [NAME] => Банкротство военных [CODE] => bankrotstvo-voennykh [SECTION_PAGE_URL] => /consultation/bankrotstvo-voennykh/ [DETAIL_PICTURE] => 5854 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [43] => Array ( [ID] => 218 [NAME] => Военная ипотека [CODE] => voennaya-ipoteka [SECTION_PAGE_URL] => /consultation/voennaya-ipoteka/ [DETAIL_PICTURE] => 5853 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [44] => Array ( [ID] => 234 [NAME] => Материнский капитал [CODE] => materinskiy-kapital [SECTION_PAGE_URL] => /consultation/materinskiy-kapital/ [DETAIL_PICTURE] => 5852 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5791 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4464 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 274 ) ) [45] => Array ( [ID] => 251 [NAME] => Документы для банкротства [CODE] => dokumenty-dlya-bankrotstva [SECTION_PAGE_URL] => /consultation/dokumenty-dlya-bankrotstva/ [DETAIL_PICTURE] => 5851 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4532 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 247 ) ) [46] => Array ( [ID] => 258 [NAME] => Федресурс [CODE] => fedresurs [SECTION_PAGE_URL] => /consultation/fedresurs/ [DETAIL_PICTURE] => 5848 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4552 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 273 ) ) [47] => Array ( [ID] => 259 [NAME] => Банкротство супругов [CODE] => bankrotstvo-suprugov [SECTION_PAGE_URL] => /consultation/bankrotstvo-suprugov/ [DETAIL_PICTURE] => 5847 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/gA7DFWEioLI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5729 ) [UF_PUBLICATIONS] => Array ( [0] => 4527 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 271 ) ) [48] => Array ( [ID] => 260 [NAME] => Фиктивное банкротство [CODE] => fiktivnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/fiktivnoe-bankrotstvo/ [DETAIL_PICTURE] => 5846 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/bbgDHU1VWJI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 275 ) ) [49] => Array ( [ID] => 261 [NAME] => Банкротство умершего [CODE] => bankrotstvo-umershego [SECTION_PAGE_URL] => /consultation/bankrotstvo-umershego/ [DETAIL_PICTURE] => 5845 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5730 ) [UF_PUBLICATIONS] => Array ( [0] => 4556 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [50] => Array ( [ID] => 264 [NAME] => КоммерсантЪ [CODE] => kommersant [SECTION_PAGE_URL] => /consultation/kommersant/ [DETAIL_PICTURE] => 5844 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4588 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 270 ) ) [51] => Array ( [ID] => 289 [NAME] => Юрист в банкротстве [CODE] => yurist-v-bankrotstve [SECTION_PAGE_URL] => /consultation/yurist-v-bankrotstve/ [DETAIL_PICTURE] => 5841 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4671 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 288 ) ) [52] => Array ( [ID] => 290 [NAME] => Признаки банкротства [CODE] => priznaki-bankrotstva [SECTION_PAGE_URL] => /consultation/priznaki-bankrotstva/ [DETAIL_PICTURE] => 5840 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4665 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 272 ) ) [53] => Array ( [ID] => 291 [NAME] => Реализация имущества [CODE] => realizatsiya-imushchestva [SECTION_PAGE_URL] => /consultation/realizatsiya-imushchestva/ [DETAIL_PICTURE] => 5839 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4625 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 277 [1] => 286 ) ) [54] => Array ( [ID] => 292 [NAME] => Отказ в банкротстве [CODE] => otkaz-v-bankrotstve [SECTION_PAGE_URL] => /consultation/otkaz-v-bankrotstve/ [DETAIL_PICTURE] => 5843 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 285 ) ) [55] => Array ( [ID] => 293 [NAME] => Оспаривание сделок [CODE] => osparivanie-sdelok [SECTION_PAGE_URL] => /consultation/osparivanie-sdelok/ [DETAIL_PICTURE] => 5842 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 287 ) ) [56] => Array ( [ID] => 318 [NAME] => Прожиточный минимум [CODE] => prozhitochnyy-minimum [SECTION_PAGE_URL] => /consultation/prozhitochnyy-minimum/ [DETAIL_PICTURE] => 5838 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE?si=q94W9BuKnXDYJpw2 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4802 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [57] => Array ( [ID] => 326 [NAME] => Выезд за границу [CODE] => vyezd-za-granitsu [SECTION_PAGE_URL] => /consultation/vyezd-za-granitsu/ [DETAIL_PICTURE] => 5837 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0?si=n30t8VCvq7s7FNIa [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [58] => Array ( [ID] => 329 [NAME] => Конкурсная масса [CODE] => konkursnaya-massa [SECTION_PAGE_URL] => /consultation/konkursnaya-massa/ [DETAIL_PICTURE] => 5836 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=Il3mDNsvCIHHAgdL [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4583 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 278 ) ) [59] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [SECTION_PAGE_URL] => /consultation/sber/ [DETAIL_PICTURE] => 5660 [DESCRIPTION] => <p>Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей.</p> [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=cnd4aY7PuDvvEJ-D [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 463 ) [UF_PUBLICATIONS] => Array ( [0] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 351 ) ) [60] => Array ( [ID] => 369 [NAME] => Расписка [CODE] => raspiska [SECTION_PAGE_URL] => /consultation/raspiska/ [DETAIL_PICTURE] => 5819 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5463 [1] => 5477 [2] => 5370 ) [UF_PUBLICATION_SECTION] => Array ( ) ) [61] => Array ( [ID] => 388 [NAME] => Кредитная карта [CODE] => kreditnaya-karta [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/ [DETAIL_PICTURE] => 5817 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=YGC3EZJ0-qxbHz3M [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5586 [1] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [62] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [DETAIL_PICTURE] => 5816 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw?si=ZogIPv2fa8JGX8Ac [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5600 [1] => 5561 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 385 ) ) [63] => Array ( [ID] => 902 [NAME] => Банкротство [CODE] => bankrotstvo [SECTION_PAGE_URL] => /consultation/bankrotstvo/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [64] => Array ( [ID] => 910 [NAME] => Приставы [CODE] => pristavy [SECTION_PAGE_URL] => /consultation/pristavy/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [65] => Array ( [ID] => 918 [NAME] => Антиколлекторы [CODE] => antikollektory [SECTION_PAGE_URL] => /consultation/antikollektory/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [66] => Array ( [ID] => 922 [NAME] => Суды [CODE] => sudy [SECTION_PAGE_URL] => /consultation/sudy/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [67] => Array ( [ID] => 971 [NAME] => Торги [CODE] => torgi [SECTION_PAGE_URL] => /consultation/torgi/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) ) [ELEMENTS_COUNT] => 1398 )

#Ипотека в банкротстве

Задать вопрос онлайн
Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей.
11.04.2024 Анастасия
Здравствуйте, Анастасия. К сожалению нет. По условиям господдержки семейная ипотека предусмотрена только для нового жилья – новостройки, участки под строительство. Р...
19.03.2024 Марина У.
Добрый день, Марина. Да, вы имеете право отказаться от страховки по кредиту. В соответствии с законодательством РФ, банк обязан вернуть часть уплаченной страховой пр...
19.03.2024 Михаил Б.
Здравствуйте, Михаил. Отказаться от страховки по кредиту можно в течение 14 дней с момента получения кредита. Это так называемый «срок охлаждения». Но отказ от страх...
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