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                                    [VALUE] => Здравствуйте. Я не плачу за коммуналку уже 4 месяц, как оказалось. Но это не моя вина, а квартирантов, которые проживают в ней и целенаправленно не платят по счетам, я даже не знал. Но и подать на них в суд я не могу, так как сдаю квартиру без договора. Накопился огромный долг, на который у меня нет денег. Сейчас остро встал вопрос, так как жильцы съехали, а коммунальные службы планируют отключить услуги ЖКХ. Сейчас на носу отопительный сезон, погасить долг я не смогу, но планирую запустить новых жильцов, чтобы погасить все, что накопилось. Могу я узнать точно, когда отключат отопление?

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                                    [~VALUE] => Здравствуйте. Я не плачу за коммуналку уже 4 месяц, как оказалось. Но это не моя вина, а квартирантов, которые проживают в ней и целенаправленно не платят по счетам, я даже не знал. Но и подать на них в суд я не могу, так как сдаю квартиру без договора. Накопился огромный долг, на который у меня нет денег. Сейчас остро встал вопрос, так как жильцы съехали, а коммунальные службы планируют отключить услуги ЖКХ. Сейчас на носу отопительный сезон, погасить долг я не смогу, но планирую запустить новых жильцов, чтобы погасить все, что накопилось. Могу я узнать точно, когда отключат отопление?

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                                            [TEXT] => Здравствуйте, Михаил. По законодательству вам не могут ограничить поступление отопления. Поэтому вы можете не волноваться. Отключить могут только газ, свет, горячую воду, если речь идет о многоквартирном доме. В частном секторе также могут отключить холодное водоснабжение. В любом случае после уведомления коммунальных служб у вас есть еще 10 дней для оплаты счетов. А если финансовое положение тяжелое, то вы можете списать долги по ЖКХ благодаря процедуре банкротства. Юристы КредитаНет помогут уже на первой бесплатной консультации. Запишитесь прямо сейчас!
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                                            [TEXT] => Здравствуйте, Михаил. По законодательству вам не могут ограничить поступление отопления. Поэтому вы можете не волноваться. Отключить могут только газ, свет, горячую воду, если речь идет о многоквартирном доме. В частном секторе также могут отключить холодное водоснабжение. В любом случае после уведомления коммунальных служб у вас есть еще 10 дней для оплаты счетов. А если финансовое положение тяжелое, то вы можете списать долги по ЖКХ благодаря процедуре банкротства. Юристы КредитаНет помогут уже на первой бесплатной консультации. Запишитесь прямо сейчас!
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                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 141209
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12200
                                            [1] => 11938
                                            [2] => 11910
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 141211
                                            [1] => 141212
                                            [2] => 141213
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12200
                                            [1] => 11938
                                            [2] => 11910
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я не плачу за коммуналку уже 4 месяц, как оказалось. Но это не моя вина, а квартирантов, которые проживают в ней и целенаправленно не платят по счетам, я даже не знал. Но и подать на них в суд я не могу, так как сдаю квартиру без договора. Накопился огромный долг, на который у меня нет денег. Сейчас остро встал вопрос, так как жильцы съехали, а коммунальные службы планируют отключить услуги ЖКХ. Сейчас на носу отопительный сезон, погасить долг я не смогу, но планирую запустить новых жильцов, чтобы погасить все, что накопилось. Могу я узнать точно, когда отключат отопление?

                                    [PROPERTY_VALUE_ID] => 141204
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я не плачу за коммуналку уже 4 месяц, как оказалось. Но это не моя вина, а квартирантов, которые проживают в ней и целенаправленно не платят по счетам, я даже не знал. Но и подать на них в суд я не могу, так как сдаю квартиру без договора. Накопился огромный долг, на который у меня нет денег. Сейчас остро встал вопрос, так как жильцы съехали, а коммунальные службы планируют отключить услуги ЖКХ. Сейчас на носу отопительный сезон, погасить долг я не смогу, но планирую запустить новых жильцов, чтобы погасить все, что накопилось. Могу я узнать точно, когда отключат отопление?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я не плачу за коммуналку уже 4 месяц, как оказалось. Но это не моя вина, а квартирантов, которые проживают в ней и целенаправленно не платят по счетам, я даже не знал. Но и подать на них в суд я не могу, так как сдаю квартиру без договора. Накопился огромный долг, на который у меня нет денег. Сейчас остро встал вопрос, так как жильцы съехали, а коммунальные службы планируют отключить услуги ЖКХ. Сейчас на носу отопительный сезон, погасить долг я не смогу, но планирую запустить новых жильцов, чтобы погасить все, что накопилось. Могу я узнать точно, когда отключат отопление?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 12.04.2024
                                    [PROPERTY_VALUE_ID] => 141202
                                    [DESCRIPTION] => 
                                    [~VALUE] => 12.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 12.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Михаил
                                    [PROPERTY_VALUE_ID] => 141203
                                    [DESCRIPTION] => 
                                    [~VALUE] => Михаил
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Михаил
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Когда могут отключить отопление за неуплату коммуналки?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Когда могут отключить отопление за неуплату коммуналки?
                            [ELEMENT_META_TITLE] => Когда могут отключить отопление за неуплату коммуналки?
                            [ELEMENT_META_DESCRIPTION] => Когда могут отключить отопление за неуплату коммуналки? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Когда могут отключить отопление за неуплату коммуналки?
                            [SECTION_PAGE_TITLE] => #Когда могут отключить отопление за неуплату коммуналки? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 42
                                    [NAME] => Внесудебное банкротство
                                    [CODE] => vnesudebnoe-bankrotstvo
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/vnesudebnoe-bankrotstvo/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 120
                                    [NAME] => ЖКХ
                                    [CODE] => zhkkh
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/zhkkh/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 121
                                    [NAME] => Штрафы
                                    [CODE] => shtrafy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/shtrafy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 5372
                            [NAME] => Миллер Екатерина Петровна
                            [CODE] => miller-ekaterina-petrovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 53660
                            [PREVIEW_PICTURE] => 4890
                            [SORT] => 1000
                        )

                )

            [1] => Array
                (
                    [ID] => 12614
                    [~ID] => 12614
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 42
                    [~IBLOCK_SECTION_ID] => 42
                    [NAME] => Можно ли не платить только за отопление, которое не могут отключить?
                    [~NAME] => Можно ли не платить только за отопление, которое не могут отключить?
                    [ACTIVE_FROM_X] => 2024-04-12 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-12 00:00:00
                    [ACTIVE_FROM] => 12.04.2024
                    [~ACTIVE_FROM] => 12.04.2024
                    [TIMESTAMP_X] => 12.04.2024 13:31:06
                    [~TIMESTAMP_X] => 12.04.2024 13:31:06
                    [DETAIL_PAGE_URL] => /consultation/question-12614/
                    [~DETAIL_PAGE_URL] => /consultation/question-12614/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12614
                    [~CODE] => 12614
                    [EXTERNAL_ID] => 12614
                    [~EXTERNAL_ID] => 12614
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 12.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5372
                                    [PROPERTY_VALUE_ID] => 141216
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5372
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 12.04.2024
                                    [PROPERTY_VALUE_ID] => 141217
                                    [DESCRIPTION] => 
                                    [~VALUE] => 12.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Мария
                                    [PROPERTY_VALUE_ID] => 141218
                                    [DESCRIPTION] => 
                                    [~VALUE] => Мария
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Сейчас мое финансовое положение оставляет желать лучшего. Я понимаю, что в ближайшее время даже не смогу платить за коммуналку. Но понимаю, что могут ограничить поступление газа, света или воды. Хотелось бы избежать этого и не платить только за отопление, которое не смогут выключить по закону. Возможно ли это?

                                    [PROPERTY_VALUE_ID] => 141219
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Сейчас мое финансовое положение оставляет желать лучшего. Я понимаю, что в ближайшее время даже не смогу платить за коммуналку. Но понимаю, что могут ограничить поступление газа, света или воды. Хотелось бы избежать этого и не платить только за отопление, которое не смогут выключить по закону. Возможно ли это?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Мария. Вашу ситуацию понимаем, но не платить за определенную коммунальную услугу невозможно. Так как вы оплачиваете полностью за все услуги в одной квитанции, не считая капитального ремонта. Поэтому при тяжелых обстоятельствах советуем вам воспользоваться банкротством физических лиц. Юристы КредитаНет уже на первой консультации расскажут как действовать дальше и списать долги законным путем, если платить совсем нечем.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 141220
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Мария. Вашу ситуацию понимаем, но не платить за определенную коммунальную услугу невозможно. Так как вы оплачиваете полностью за все услуги в одной квитанции, не считая капитального ремонта. Поэтому при тяжелых обстоятельствах советуем вам воспользоваться банкротством физических лиц. Юристы КредитаНет уже на первой консультации расскажут как действовать дальше и списать долги законным путем, если платить совсем нечем.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 141228
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 141222
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5786
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 141223
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5786
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 141224
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12200
                                            [1] => 11938
                                            [2] => 11910
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 141225
                                            [1] => 141226
                                            [2] => 141227
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12200
                                            [1] => 11938
                                            [2] => 11910
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
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                                    [VALUE] => Здравствуйте. Сейчас мое финансовое положение оставляет желать лучшего. Я понимаю, что в ближайшее время даже не смогу платить за коммуналку. Но понимаю, что могут ограничить поступление газа, света или воды. Хотелось бы избежать этого и не платить только за отопление, которое не смогут выключить по закону. Возможно ли это?

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                                    [~VALUE] => Здравствуйте. Сейчас мое финансовое положение оставляет желать лучшего. Я понимаю, что в ближайшее время даже не смогу платить за коммуналку. Но понимаю, что могут ограничить поступление газа, света или воды. Хотелось бы избежать этого и не платить только за отопление, которое не смогут выключить по закону. Возможно ли это?

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                                    [VALUE] => Здравствуйте. Я должен кредитору уже около месяца. Долг копится, а финансовое положение дома не улучшается, поэтому не знаю как будут обстоять дела дальше. У меня заболела мама, ей нужны лекарства и оплата стационара. У меня есть все справки и выписки из больницы, все чеки лекарств. Но вот как долго будет продолжаться такая ситуация с деньгами я пока не знаю. Очень неприятно, конечно, хочется расплатиться с долгами уже окончательно, но пока не могу. Можно ли отправить письмо в банк, прописав примерные сроки уплаты долгов? 

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                                            [TEXT] => Здравствуйте, Антон. Вы можете выйти на  диалог с банком и решить вопрос, придя к компромиссу. Направить уведомление тоже можно, при этом укажите дату с запасом, чтобы вы точно выполнили обязательства, так как в уведомлении прописываются последствия неуплаты долга. Чтобы не усугубить ситуацию, лучше договориться и попросить отсрочку, либо в уведомлении об оплате задолженности указать дату с запасом. Объясните своему кредитору причины и приложите доказательства вашей ситуации в виде копий выписки и чеков. Если же финансовые трудности будут преследовать вас и дальше, то всегда можно подать заявление на банкротство. Юристы КредитаНет готовы помочь на каждом этапе процедуры, списать обязательства и начать жизнь без долгов.
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                                            [TEXT] => Здравствуйте, Антон. Вы можете выйти на  диалог с банком и решить вопрос, придя к компромиссу. Направить уведомление тоже можно, при этом укажите дату с запасом, чтобы вы точно выполнили обязательства, так как в уведомлении прописываются последствия неуплаты долга. Чтобы не усугубить ситуацию, лучше договориться и попросить отсрочку, либо в уведомлении об оплате задолженности указать дату с запасом. Объясните своему кредитору причины и приложите доказательства вашей ситуации в виде копий выписки и чеков. Если же финансовые трудности будут преследовать вас и дальше, то всегда можно подать заявление на банкротство. Юристы КредитаНет готовы помочь на каждом этапе процедуры, списать обязательства и начать жизнь без долгов.
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                                    [~DESCRIPTION] => 
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                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 137072
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5724
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 137073
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5724
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5917
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 137074
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5917
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12461
                                            [1] => 12401
                                            [2] => 12398
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 137076
                                            [1] => 137077
                                            [2] => 137078
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12461
                                            [1] => 12401
                                            [2] => 12398
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я должен кредитору уже около месяца. Долг копится, а финансовое положение дома не улучшается, поэтому не знаю как будут обстоять дела дальше. У меня заболела мама, ей нужны лекарства и оплата стационара. У меня есть все справки и выписки из больницы, все чеки лекарств. Но вот как долго будет продолжаться такая ситуация с деньгами я пока не знаю. Очень неприятно, конечно, хочется расплатиться с долгами уже окончательно, но пока не могу. Можно ли отправить письмо в банк, прописав примерные сроки уплаты долгов? 

                                    [PROPERTY_VALUE_ID] => 137069
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я должен кредитору уже около месяца. Долг копится, а финансовое положение дома не улучшается, поэтому не знаю как будут обстоять дела дальше. У меня заболела мама, ей нужны лекарства и оплата стационара. У меня есть все справки и выписки из больницы, все чеки лекарств. Но вот как долго будет продолжаться такая ситуация с деньгами я пока не знаю. Очень неприятно, конечно, хочется расплатиться с долгами уже окончательно, но пока не могу. Можно ли отправить письмо в банк, прописав примерные сроки уплаты долгов? 

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я должен кредитору уже около месяца. Долг копится, а финансовое положение дома не улучшается, поэтому не знаю как будут обстоять дела дальше. У меня заболела мама, ей нужны лекарства и оплата стационара. У меня есть все справки и выписки из больницы, все чеки лекарств. Но вот как долго будет продолжаться такая ситуация с деньгами я пока не знаю. Очень неприятно, конечно, хочется расплатиться с долгами уже окончательно, но пока не могу. Можно ли отправить письмо в банк, прописав примерные сроки уплаты долгов? 

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 09.04.2024
                                    [PROPERTY_VALUE_ID] => 137067
                                    [DESCRIPTION] => 
                                    [~VALUE] => 09.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 09.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Антон
                                    [PROPERTY_VALUE_ID] => 137068
                                    [DESCRIPTION] => 
                                    [~VALUE] => Антон
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Антон
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки?
                            [ELEMENT_META_TITLE] => Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки?
                            [ELEMENT_META_DESCRIPTION] => Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки?
                            [SECTION_PAGE_TITLE] => #Можно ли отправить уведомление об оплате задолженности, где указаны примерные сроки? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 27
                                    [NAME] => Задолженность по кредиту
                                    [CODE] => zadolzhennost-po-kreditu
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 121
                                    [NAME] => Штрафы
                                    [CODE] => shtrafy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/shtrafy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 1026
                            [NAME] => Надеина Анастасия Вячеславовна
                            [CODE] => nadeina-anastasiya-vyacheslavovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 5963
                            [PREVIEW_PICTURE] => 1307
                            [SORT] => 1000
                        )

                )

            [3] => Array
                (
                    [ID] => 12463
                    [~ID] => 12463
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Что будет, если не идти на контакт с кредиторами при образовании задолженности?
                    [~NAME] => Что будет, если не идти на контакт с кредиторами при образовании задолженности?
                    [ACTIVE_FROM_X] => 2024-04-09 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-09 00:00:00
                    [ACTIVE_FROM] => 09.04.2024
                    [~ACTIVE_FROM] => 09.04.2024
                    [TIMESTAMP_X] => 09.04.2024 14:15:58
                    [~TIMESTAMP_X] => 09.04.2024 14:15:58
                    [DETAIL_PAGE_URL] => /consultation/question-12463/
                    [~DETAIL_PAGE_URL] => /consultation/question-12463/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12463
                    [~CODE] => 12463
                    [EXTERNAL_ID] => 12463
                    [~EXTERNAL_ID] => 12463
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 09.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 1026
                                    [PROPERTY_VALUE_ID] => 137080
                                    [DESCRIPTION] => 
                                    [~VALUE] => 1026
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 09.04.2024
                                    [PROPERTY_VALUE_ID] => 137081
                                    [DESCRIPTION] => 
                                    [~VALUE] => 09.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Инна
                                    [PROPERTY_VALUE_ID] => 137082
                                    [DESCRIPTION] => 
                                    [~VALUE] => Инна
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я брала кредит в ВТБ банке, но понимаю, что в этом месяце не смогу оплатить ежемесячный платеж. В прошлом месяце была такая же ситуация, банк стал постоянно звонить, писать смс и говорить о просрочке. Я и так все понимаю, но решить этот вопрос никак не получается. Пока финансовая ситуация не позволяет оплатить по счетам, но выслушивать кредиторов и их угрозы я тоже не хочу. Подскажите, пожалуйста, что будет, если я не буду идти на контакт с менеджерами банков, которые звонят?

                                    [PROPERTY_VALUE_ID] => 137083
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я брала кредит в ВТБ банке, но понимаю, что в этом месяце не смогу оплатить ежемесячный платеж. В прошлом месяце была такая же ситуация, банк стал постоянно звонить, писать смс и говорить о просрочке. Я и так все понимаю, но решить этот вопрос никак не получается. Пока финансовая ситуация не позволяет оплатить по счетам, но выслушивать кредиторов и их угрозы я тоже не хочу. Подскажите, пожалуйста, что будет, если я не буду идти на контакт с менеджерами банков, которые звонят?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Инна. На самом деле рекомендуем вам выходить на связь с кредитором, так как у вас есть возможность договориться или получить отсрочку платежа. Также вы можете направить уведомление об оплате задолженности, где указываете дату внесения платежа. При положительном ответе от банка вы избежите начисления пеней, неустоек и штрафов. Вы можете не выходить на связь, но банк тогда вправе подать иск в суд о взыскании задолженности. Если ситуация с финансами совсем сложная, вы можете пройти процедуру банкротства. Юристы КредитаНет помогут списать долги без нервов и постоянных звонков со стороны кредиторов. На бесплатную консультацию можно записаться уже сейчас!
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 137084
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Инна. На самом деле рекомендуем вам выходить на связь с кредитором, так как у вас есть возможность договориться или получить отсрочку платежа. Также вы можете направить уведомление об оплате задолженности, где указываете дату внесения платежа. При положительном ответе от банка вы избежите начисления пеней, неустоек и штрафов. Вы можете не выходить на связь, но банк тогда вправе подать иск в суд о взыскании задолженности. Если ситуация с финансами совсем сложная, вы можете пройти процедуру банкротства. Юристы КредитаНет помогут списать долги без нервов и постоянных звонков со стороны кредиторов. На бесплатную консультацию можно записаться уже сейчас!
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 137085
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 137086
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5724
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 137087
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5724
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5917
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 137088
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5917
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
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                                            [2] => 
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                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
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                                    [VALUE] => Здравствуйте. Я брала кредит в ВТБ банке, но понимаю, что в этом месяце не смогу оплатить ежемесячный платеж. В прошлом месяце была такая же ситуация, банк стал постоянно звонить, писать смс и говорить о просрочке. Я и так все понимаю, но решить этот вопрос никак не получается. Пока финансовая ситуация не позволяет оплатить по счетам, но выслушивать кредиторов и их угрозы я тоже не хочу. Подскажите, пожалуйста, что будет, если я не буду идти на контакт с менеджерами банков, которые звонят?

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                                    [~VALUE] => Здравствуйте. Я брала кредит в ВТБ банке, но понимаю, что в этом месяце не смогу оплатить ежемесячный платеж. В прошлом месяце была такая же ситуация, банк стал постоянно звонить, писать смс и говорить о просрочке. Я и так все понимаю, но решить этот вопрос никак не получается. Пока финансовая ситуация не позволяет оплатить по счетам, но выслушивать кредиторов и их угрозы я тоже не хочу. Подскажите, пожалуйста, что будет, если я не буду идти на контакт с менеджерами банков, которые звонят?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я брала кредит в ВТБ банке, но понимаю, что в этом месяце не смогу оплатить ежемесячный платеж. В прошлом месяце была такая же ситуация, банк стал постоянно звонить, писать смс и говорить о просрочке. Я и так все понимаю, но решить этот вопрос никак не получается. Пока финансовая ситуация не позволяет оплатить по счетам, но выслушивать кредиторов и их угрозы я тоже не хочу. Подскажите, пожалуйста, что будет, если я не буду идти на контакт с менеджерами банков, которые звонят?

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                                    [USER_TYPE] => 
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                                        (
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                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что будет, если не идти на контакт с кредиторами при образовании задолженности?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что будет, если не идти на контакт с кредиторами при образовании задолженности?
                            [ELEMENT_META_TITLE] => Что будет, если не идти на контакт с кредиторами при образовании задолженности?
                            [ELEMENT_META_DESCRIPTION] => Что будет, если не идти на контакт с кредиторами при образовании задолженности? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
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                            [SECTION_PAGE_TITLE] => #Что будет, если не идти на контакт с кредиторами при образовании задолженности? в банкротстве
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                    [~NAME] => Что делать, если банк выставил досудебную претензию по оплате кредита?
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                                    [HINT] => 
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                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
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                                    [USER_TYPE] => 
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                                        (
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                                    [VERSION] => 1
                                    [USER_TYPE] => 
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                                        (
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                                    [VALUE] => 
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                                    [VALUE] => Здравствуйте. У меня есть по рассрочке по кредиту в банке. Не так давно банк мне прислал по почте претензию с требованием незамедлительно погасить задолженность. Что мне делать?

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                                    [~VALUE] => Здравствуйте. У меня есть по рассрочке по кредиту в банке. Не так давно банк мне прислал по почте претензию с требованием незамедлительно погасить задолженность. Что мне делать?

                                    [~DESCRIPTION] => 
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                                            [TEXT] => Добрый день, Марина. В случае получения досудебной претензии от банка по оплате кредита необходимо внимательно изучить ее содержание и проверить правильность расчетов. Если вы согласны с требованиями банка, то постарайтесь оплатить. Если у вас временные финансовые трудности, попробуйте договориться с банком о предоставлении кредитных каникул или реструктуризации долга. Если ваше текущее состояние не позволяет платить кредиты, то задумайтесь об объявлении себя банкротом. Как это сделать и какие преимущества процедура дает физическим лицам — узнайте бесплатно у юристов КредитаНет.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 132754
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Марина. В случае получения досудебной претензии от банка по оплате кредита необходимо внимательно изучить ее содержание и проверить правильность расчетов. Если вы согласны с требованиями банка, то постарайтесь оплатить. Если у вас временные финансовые трудности, попробуйте договориться с банком о предоставлении кредитных каникул или реструктуризации долга. Если ваше текущее состояние не позволяет платить кредиты, то задумайтесь об объявлении себя банкротом. Как это сделать и какие преимущества процедура дает физическим лицам — узнайте бесплатно у юристов КредитаНет.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

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                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
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                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
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                                    [HINT] => 
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                                    [~DESCRIPTION] => 
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
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                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
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                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
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                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
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                                    [VALUE_XML_ID] => 
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                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
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                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

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                                    [IBLOCK_ID] => 18
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                                    [SORT] => 500
                                    [CODE] => BANKS
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                                    [XML_ID] => 
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                                    [WITH_DESCRIPTION] => N
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                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
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                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
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                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
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                                    [PROPERTY_VALUE_ID] => 
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                                    [~VALUE] => 
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                                    [NAME] => Почтовый адрес клиента
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                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
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                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
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                                    [NAME] => Отправить уведомление
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                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
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                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
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                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
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                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
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                                    [COL_COUNT] => 30
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                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Статьи
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                                            [1] => 3397
                                            [2] => 10291
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                                            [1] => 132760
                                            [2] => 132761
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                                    [DESCRIPTION] => Array
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                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

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                                            [1] => 3397
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                                    [~DESCRIPTION] => Array
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                                            [1] => 
                                            [2] => 
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
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                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
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                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
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                                    [NAME] => Телефон клиента
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                                    [CODE] => CLIENT_PHONE
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                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
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                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
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                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
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                                    [~VALUE] => 
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                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
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                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
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                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
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                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня есть по рассрочке по кредиту в банке. Не так давно банк мне прислал по почте претензию с требованием незамедлительно погасить задолженность. Что мне делать?

                                    [PROPERTY_VALUE_ID] => 132753
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня есть по рассрочке по кредиту в банке. Не так давно банк мне прислал по почте претензию с требованием незамедлительно погасить задолженность. Что мне делать?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. У меня есть по рассрочке по кредиту в банке. Не так давно банк мне прислал по почте претензию с требованием незамедлительно погасить задолженность. Что мне делать?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
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                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132751
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 05.04.2024
                                )

                            [NAME] => Array
                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марина К.
                                    [PROPERTY_VALUE_ID] => 132752
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марина К.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Марина К.
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                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что делать, если банк выставил досудебную претензию по оплате кредита?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что делать, если банк выставил досудебную претензию по оплате кредита?
                            [ELEMENT_META_TITLE] => Что делать, если банк выставил досудебную претензию по оплате кредита?
                            [ELEMENT_META_DESCRIPTION] => Что делать, если банк выставил досудебную претензию по оплате кредита? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Что делать, если банк выставил досудебную претензию по оплате кредита?
                            [SECTION_PAGE_TITLE] => #Что делать, если банк выставил досудебную претензию по оплате кредита? в банкротстве
                        )

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                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dogovor/
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                                    [IBLOCK_TYPE_ID] => wins
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                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
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                                    [NAME] => Оплата
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                                    [SECTION_PAGE_URL] => /consultation/oplata/
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                                    [IBLOCK_CODE] => consultations
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                                    [NAME] => Сроки
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                                    [IBLOCK_TYPE_ID] => wins
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                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
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                            [3] => Array
                                (
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                                    [NAME] => Штрафы
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                                    [SECTION_PAGE_URL] => /consultation/shtrafy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
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                            [ID] => 5372
                            [NAME] => Миллер Екатерина Петровна
                            [CODE] => miller-ekaterina-petrovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 53660
                            [PREVIEW_PICTURE] => 4890
                            [SORT] => 1000
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                )

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                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 65
                    [~IBLOCK_SECTION_ID] => 65
                    [NAME] => Что будет, если вовремя не ответил на претензию?
                    [~NAME] => Что будет, если вовремя не ответил на претензию?
                    [ACTIVE_FROM_X] => 2024-04-05 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-05 00:00:00
                    [ACTIVE_FROM] => 05.04.2024
                    [~ACTIVE_FROM] => 05.04.2024
                    [TIMESTAMP_X] => 05.04.2024 11:14:26
                    [~TIMESTAMP_X] => 05.04.2024 11:14:26
                    [DETAIL_PAGE_URL] => /consultation/question-12282/
                    [~DETAIL_PAGE_URL] => /consultation/question-12282/
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                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
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                    [LANG_DIR] => /
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                    [~CODE] => 12282
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                    [IBLOCK_CODE] => consultations
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                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
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                    [DISPLAY_ACTIVE_FROM] => 05.04.2024
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                        (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
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                                    [COL_COUNT] => 30
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
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                                    [VALUE_XML_ID] => 
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                                    [VALUE] => 32
                                    [PROPERTY_VALUE_ID] => 132764
                                    [DESCRIPTION] => 
                                    [~VALUE] => 32
                                    [~DESCRIPTION] => 
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132765
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                )

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                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
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                                    [SORT] => 500
                                    [CODE] => NAME
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                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Антон С. 
                                    [PROPERTY_VALUE_ID] => 132766
                                    [DESCRIPTION] => 
                                    [~VALUE] => Антон С. 
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня есть небольшой магазин. Один из покупателей направил мне претензию по поводу возможно бракованного товара. Я про нее забыл. Какие последствия могут возникнуть при нарушении сроков рассмотрения досудебной претензии?

                                    [PROPERTY_VALUE_ID] => 132767
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня есть небольшой магазин. Один из покупателей направил мне претензию по поводу возможно бракованного товара. Я про нее забыл. Какие последствия могут возникнуть при нарушении сроков рассмотрения досудебной претензии?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Антон. При нарушении сроков рассмотрения досудебной претензии могут наступить различные последствия, такие как начисление неустойки, взыскание штрафа, возмещение затрат и убытков покупателя в суде. Эти меры направлены на обеспечение исполнения обязательств и защиты интересов потребителя. Для детальной бесплатной консультации по конкретному случаю обратитесь к юристам КредитаНет.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 132768
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Антон. При нарушении сроков рассмотрения досудебной претензии могут наступить различные последствия, такие как начисление неустойки, взыскание штрафа, возмещение затрат и убытков покупателя в суде. Эти меры направлены на обеспечение исполнения обязательств и защиты интересов потребителя. Для детальной бесплатной консультации по конкретному случаю обратитесь к юристам КредитаНет.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 132770
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12277
                                            [1] => 8751
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 132769
                                            [1] => 132773
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12277
                                            [1] => 8751
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня есть небольшой магазин. Один из покупателей направил мне претензию по поводу возможно бракованного товара. Я про нее забыл. Какие последствия могут возникнуть при нарушении сроков рассмотрения досудебной претензии?

                                    [PROPERTY_VALUE_ID] => 132767
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня есть небольшой магазин. Один из покупателей направил мне претензию по поводу возможно бракованного товара. Я про нее забыл. Какие последствия могут возникнуть при нарушении сроков рассмотрения досудебной претензии?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. У меня есть небольшой магазин. Один из покупателей направил мне претензию по поводу возможно бракованного товара. Я про нее забыл. Какие последствия могут возникнуть при нарушении сроков рассмотрения досудебной претензии?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132765
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 05.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Антон С. 
                                    [PROPERTY_VALUE_ID] => 132766
                                    [DESCRIPTION] => 
                                    [~VALUE] => Антон С. 
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Антон С. 
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что будет, если вовремя не ответил на претензию?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что будет, если вовремя не ответил на претензию?
                            [ELEMENT_META_TITLE] => Что будет, если вовремя не ответил на претензию?
                            [ELEMENT_META_DESCRIPTION] => Что будет, если вовремя не ответил на претензию? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Что будет, если вовремя не ответил на претензию?
                            [SECTION_PAGE_TITLE] => #Что будет, если вовремя не ответил на претензию? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 65
                                    [NAME] => Договор
                                    [CODE] => dogovor
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dogovor/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 68
                                    [NAME] => Оплата
                                    [CODE] => oplata
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/oplata/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 115
                                    [NAME] => Сроки
                                    [CODE] => sroki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/sroki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 121
                                    [NAME] => Штрафы
                                    [CODE] => shtrafy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/shtrafy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 32
                            [NAME] => Опарина Оксана Владимировна
                            [CODE] => oparina-oksana-vladimirovna
                            [PROPERTY_POSITION_VALUE] => директор департамента клиентского сервиса
                            [PROPERTY_POSITION_VALUE_ID] => 125
                            [PREVIEW_PICTURE] => 974
                            [SORT] => 200
                        )

                )

            [6] => Array
                (
                    [ID] => 11757
                    [~ID] => 11757
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 33
                    [~IBLOCK_SECTION_ID] => 33
                    [NAME] => Что будет, если просрочить платеж по ипотеке на 1 день?
                    [~NAME] => Что будет, если просрочить платеж по ипотеке на 1 день?
                    [ACTIVE_FROM_X] => 2024-03-26 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-26 00:00:00
                    [ACTIVE_FROM] => 26.03.2024
                    [~ACTIVE_FROM] => 26.03.2024
                    [TIMESTAMP_X] => 26.03.2024 14:18:37
                    [~TIMESTAMP_X] => 26.03.2024 14:18:37
                    [DETAIL_PAGE_URL] => /consultation/question-11757/
                    [~DETAIL_PAGE_URL] => /consultation/question-11757/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11757
                    [~CODE] => 11757
                    [EXTERNAL_ID] => 11757
                    [~EXTERNAL_ID] => 11757
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 26.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 6573
                                    [PROPERTY_VALUE_ID] => 122802
                                    [DESCRIPTION] => 
                                    [~VALUE] => 6573
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 26.03.2024
                                    [PROPERTY_VALUE_ID] => 122803
                                    [DESCRIPTION] => 
                                    [~VALUE] => 26.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марина
                                    [PROPERTY_VALUE_ID] => 122804
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марина
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я всегда исправно платила ипотеку и уже закрыла больше половины суммы. Но сейчас в моей семье трудности с деньгами. Очень волнует вопрос просрочки платежа. Как бы там не накапал бешеный процент всего за 1 день. Какие последствия вообще могут быть?

                                    [PROPERTY_VALUE_ID] => 122805
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я всегда исправно платила ипотеку и уже закрыла больше половины суммы. Но сейчас в моей семье трудности с деньгами. Очень волнует вопрос просрочки платежа. Как бы там не накапал бешеный процент всего за 1 день. Какие последствия вообще могут быть?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Марина. Не переживайте, обычно в банках лояльно относятся к просрочкам от 1 до 5 дней. Однако далее уже будет начислен штраф. Его размер зависит от самого банка и условий договора. Например, пеня может быть от 0,1% до 3%. Обязательно посмотрите договор, там прописаны такие вещи, как просрочка платежа и ее последствия именно в вашем банке.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 122806
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Марина. Не переживайте, обычно в банках лояльно относятся к просрочкам от 1 до 5 дней. Однако далее уже будет начислен штраф. Его размер зависит от самого банка и условий договора. Например, пеня может быть от 0,1% до 3%. Обязательно посмотрите договор, там прописаны такие вещи, как просрочка платежа и ее последствия именно в вашем банке.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 122815
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 122808
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122809
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5917
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122810
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5917
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11754
                                            [1] => 11385
                                            [2] => 11110
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122812
                                            [1] => 122813
                                            [2] => 122814
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11754
                                            [1] => 11385
                                            [2] => 11110
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я всегда исправно платила ипотеку и уже закрыла больше половины суммы. Но сейчас в моей семье трудности с деньгами. Очень волнует вопрос просрочки платежа. Как бы там не накапал бешеный процент всего за 1 день. Какие последствия вообще могут быть?

                                    [PROPERTY_VALUE_ID] => 122805
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я всегда исправно платила ипотеку и уже закрыла больше половины суммы. Но сейчас в моей семье трудности с деньгами. Очень волнует вопрос просрочки платежа. Как бы там не накапал бешеный процент всего за 1 день. Какие последствия вообще могут быть?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я всегда исправно платила ипотеку и уже закрыла больше половины суммы. Но сейчас в моей семье трудности с деньгами. Очень волнует вопрос просрочки платежа. Как бы там не накапал бешеный процент всего за 1 день. Какие последствия вообще могут быть?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 26.03.2024
                                    [PROPERTY_VALUE_ID] => 122803
                                    [DESCRIPTION] => 
                                    [~VALUE] => 26.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 26.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марина
                                    [PROPERTY_VALUE_ID] => 122804
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марина
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Марина
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что будет, если просрочить платеж по ипотеке на 1 день?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что будет, если просрочить платеж по ипотеке на 1 день?
                            [ELEMENT_META_TITLE] => Что будет, если просрочить платеж по ипотеке на 1 день?
                            [ELEMENT_META_DESCRIPTION] => Что будет, если просрочить платеж по ипотеке на 1 день? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Что будет, если просрочить платеж по ипотеке на 1 день?
                            [SECTION_PAGE_TITLE] => #Что будет, если просрочить платеж по ипотеке на 1 день? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 33
                                    [NAME] => Арест имущества
                                    [CODE] => arest-imushchestva
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/arest-imushchestva/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 121
                                    [NAME] => Штрафы
                                    [CODE] => shtrafy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/shtrafy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 6573
                            [NAME] => Карапетян Артем Арменович
                            [CODE] => karapetyan-artem-armenovich
                            [PROPERTY_POSITION_VALUE] => Ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 71685
                            [PREVIEW_PICTURE] => 5907
                            [SORT] => 1000
                        )

                )

            [7] => Array
                (
                    [ID] => 11758
                    [~ID] => 11758
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 33
                    [~IBLOCK_SECTION_ID] => 33
                    [NAME] => Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?
                    [~NAME] => Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?
                    [ACTIVE_FROM_X] => 2024-03-26 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-26 00:00:00
                    [ACTIVE_FROM] => 26.03.2024
                    [~ACTIVE_FROM] => 26.03.2024
                    [TIMESTAMP_X] => 26.03.2024 14:19:27
                    [~TIMESTAMP_X] => 26.03.2024 14:19:27
                    [DETAIL_PAGE_URL] => /consultation/question-11758/
                    [~DETAIL_PAGE_URL] => /consultation/question-11758/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11758
                    [~CODE] => 11758
                    [EXTERNAL_ID] => 11758
                    [~EXTERNAL_ID] => 11758
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 26.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 510
                                    [PROPERTY_VALUE_ID] => 122817
                                    [DESCRIPTION] => 
                                    [~VALUE] => 510
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 26.03.2024
                                    [PROPERTY_VALUE_ID] => 122818
                                    [DESCRIPTION] => 
                                    [~VALUE] => 26.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Григорий
                                    [PROPERTY_VALUE_ID] => 122819
                                    [DESCRIPTION] => 
                                    [~VALUE] => Григорий
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я платил ипотеку 2 года, а потом потерял работу. Жена сама не вывозила обеспечивать семью, еще и ипотеку платить. Мы не потянули и перестали вносить платежи. Естественно, банк подал в суд. Теперь у нас хотят отобрать квартиру. И это понятно, но нас волнует ещё один вопрос: куда пойдут те деньги, которые мы уже выплатили? За два года там накопилась круглая сумма. 

                                    [PROPERTY_VALUE_ID] => 122820
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я платил ипотеку 2 года, а потом потерял работу. Жена сама не вывозила обеспечивать семью, еще и ипотеку платить. Мы не потянули и перестали вносить платежи. Естественно, банк подал в суд. Теперь у нас хотят отобрать квартиру. И это понятно, но нас волнует ещё один вопрос: куда пойдут те деньги, которые мы уже выплатили? За два года там накопилась круглая сумма. 

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Георгий. Средства, которые вы потратили на платежи по ипотеке уже не вернут. Единственные деньги, которые вы можете получить – это средства, которые останутся после продажи квартиры на торгах. Такое случается редко, да и есть шанс, что вы еще останетесь должны, если сумма с продажи квартиры не покроет долг. Советуем вам обратиться к юристам КредитаНет, чтобы более детально разобрать ваш вопрос и найти решение.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 122821
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Георгий. Средства, которые вы потратили на платежи по ипотеке уже не вернут. Единственные деньги, которые вы можете получить – это средства, которые останутся после продажи квартиры на торгах. Такое случается редко, да и есть шанс, что вы еще останетесь должны, если сумма с продажи квартиры не покроет долг. Советуем вам обратиться к юристам КредитаНет, чтобы более детально разобрать ваш вопрос и найти решение.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 122830
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 122823
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122824
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5790
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5949
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122825
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5949
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11754
                                            [1] => 11385
                                            [2] => 11110
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 122827
                                            [1] => 122828
                                            [2] => 122829
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11754
                                            [1] => 11385
                                            [2] => 11110
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я платил ипотеку 2 года, а потом потерял работу. Жена сама не вывозила обеспечивать семью, еще и ипотеку платить. Мы не потянули и перестали вносить платежи. Естественно, банк подал в суд. Теперь у нас хотят отобрать квартиру. И это понятно, но нас волнует ещё один вопрос: куда пойдут те деньги, которые мы уже выплатили? За два года там накопилась круглая сумма. 

                                    [PROPERTY_VALUE_ID] => 122820
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я платил ипотеку 2 года, а потом потерял работу. Жена сама не вывозила обеспечивать семью, еще и ипотеку платить. Мы не потянули и перестали вносить платежи. Естественно, банк подал в суд. Теперь у нас хотят отобрать квартиру. И это понятно, но нас волнует ещё один вопрос: куда пойдут те деньги, которые мы уже выплатили? За два года там накопилась круглая сумма. 

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я платил ипотеку 2 года, а потом потерял работу. Жена сама не вывозила обеспечивать семью, еще и ипотеку платить. Мы не потянули и перестали вносить платежи. Естественно, банк подал в суд. Теперь у нас хотят отобрать квартиру. И это понятно, но нас волнует ещё один вопрос: куда пойдут те деньги, которые мы уже выплатили? За два года там накопилась круглая сумма. 

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 26.03.2024
                                    [PROPERTY_VALUE_ID] => 122818
                                    [DESCRIPTION] => 
                                    [~VALUE] => 26.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 26.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Григорий
                                    [PROPERTY_VALUE_ID] => 122819
                                    [DESCRIPTION] => 
                                    [~VALUE] => Григорий
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Григорий
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?
                            [ELEMENT_META_TITLE] => Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?
                            [ELEMENT_META_DESCRIPTION] => Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества?
                            [SECTION_PAGE_TITLE] => #Вернут ли деньги, которые уже выплачены по ипотеке в случае реализации имущества? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 33
                                    [NAME] => Арест имущества
                                    [CODE] => arest-imushchestva
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/arest-imushchestva/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 121
                                    [NAME] => Штрафы
                                    [CODE] => shtrafy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/shtrafy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 510
                            [NAME] => Кутушова Елена Андреевна
                            [CODE] => kutushova-elena-andreevna
                            [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства
                            [PROPERTY_POSITION_VALUE_ID] => 3919
                            [PREVIEW_PICTURE] => 995
                            [SORT] => 1000
                        )

                )

            [8] => Array
                (
                    [ID] => 11628
                    [~ID] => 11628
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Можно ли списать штрафы ГИБДД?
                    [~NAME] => Можно ли списать штрафы ГИБДД?
                    [ACTIVE_FROM_X] => 2024-03-25 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-25 00:00:00
                    [ACTIVE_FROM] => 25.03.2024
                    [~ACTIVE_FROM] => 25.03.2024
                    [TIMESTAMP_X] => 25.03.2024 11:51:19
                    [~TIMESTAMP_X] => 25.03.2024 11:51:19
                    [DETAIL_PAGE_URL] => /consultation/question-11628/
                    [~DETAIL_PAGE_URL] => /consultation/question-11628/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11628
                    [~CODE] => 11628
                    [EXTERNAL_ID] => 11628
                    [~EXTERNAL_ID] => 11628
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 25.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 2781
                                    [PROPERTY_VALUE_ID] => 121545
                                    [DESCRIPTION] => 
                                    [~VALUE] => 2781
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 25.03.2024
                                    [PROPERTY_VALUE_ID] => 121546
                                    [DESCRIPTION] => 
                                    [~VALUE] => 25.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ирина
                                    [PROPERTY_VALUE_ID] => 121547
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ирина
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня накопились штрафы по автомобилю. Я не живу по прописке, но недавно приехала на квартиру, чтобы подготовить ее к продаже, а из почтового ящика вывалилась куча бумажек с неоплаченными штрафами. Там огромная сумма, более 200 тысяч, которую я не смогу выплатить. Также продаю квартиру, чтобы оплатить лечение мамы, поэтому эти деньги тоже не пойдут на погашение долгов. Можно ли списать штрафы? Можно ли это вообще сделать?
                                    [PROPERTY_VALUE_ID] => 121548
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня накопились штрафы по автомобилю. Я не живу по прописке, но недавно приехала на квартиру, чтобы подготовить ее к продаже, а из почтового ящика вывалилась куча бумажек с неоплаченными штрафами. Там огромная сумма, более 200 тысяч, которую я не смогу выплатить. Также продаю квартиру, чтобы оплатить лечение мамы, поэтому эти деньги тоже не пойдут на погашение долгов. Можно ли списать штрафы? Можно ли это вообще сделать?
                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Ирина. Понимаем вашу ситуацию. Долги по штрафам ГИБДД действительно можно списать, особенно если такая большая сумма. Вы можете подать заявление на банкротство в арбитражный суд, а также предоставить все документы, подтверждающие тяжелое финансовое положение. Однако как будут обстоять дела с продажей квартиры сказать сложно. Советуем проконсультироваться с юристами КредитаНет и более подробно разобрать вашу ситуацию. Специалисты расскажут как выйти из трудного положения и списать долги законным путем.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 121549
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Ирина. Понимаем вашу ситуацию. Долги по штрафам ГИБДД действительно можно списать, особенно если такая большая сумма. Вы можете подать заявление на банкротство в арбитражный суд, а также предоставить все документы, подтверждающие тяжелое финансовое положение. Однако как будут обстоять дела с продажей квартиры сказать сложно. Советуем проконсультироваться с юристами КредитаНет и более подробно разобрать вашу ситуацию. Специалисты расскажут как выйти из трудного положения и списать долги законным путем.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 121558
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 121551
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5789
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 121552
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5789
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5948
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 121553
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5948
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11625
                                            [1] => 11524
                                            [2] => 11508
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 121555
                                            [1] => 121556
                                            [2] => 121557
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11625
                                            [1] => 11524
                                            [2] => 11508
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня накопились штрафы по автомобилю. Я не живу по прописке, но недавно приехала на квартиру, чтобы подготовить ее к продаже, а из почтового ящика вывалилась куча бумажек с неоплаченными штрафами. Там огромная сумма, более 200 тысяч, которую я не смогу выплатить. Также продаю квартиру, чтобы оплатить лечение мамы, поэтому эти деньги тоже не пойдут на погашение долгов. Можно ли списать штрафы? Можно ли это вообще сделать?
                                    [PROPERTY_VALUE_ID] => 121548
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня накопились штрафы по автомобилю. Я не живу по прописке, но недавно приехала на квартиру, чтобы подготовить ее к продаже, а из почтового ящика вывалилась куча бумажек с неоплаченными штрафами. Там огромная сумма, более 200 тысяч, которую я не смогу выплатить. Также продаю квартиру, чтобы оплатить лечение мамы, поэтому эти деньги тоже не пойдут на погашение долгов. Можно ли списать штрафы? Можно ли это вообще сделать?
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. У меня накопились штрафы по автомобилю. Я не живу по прописке, но недавно приехала на квартиру, чтобы подготовить ее к продаже, а из почтового ящика вывалилась куча бумажек с неоплаченными штрафами. Там огромная сумма, более 200 тысяч, которую я не смогу выплатить. Также продаю квартиру, чтобы оплатить лечение мамы, поэтому эти деньги тоже не пойдут на погашение долгов. Можно ли списать штрафы? Можно ли это вообще сделать?
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли списать штрафы ГИБДД?
                            [ELEMENT_META_TITLE] => Можно ли списать штрафы ГИБДД?
                            [ELEMENT_META_DESCRIPTION] => Можно ли списать штрафы ГИБДД? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
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                                    [VALUE] => Здравствуйте. Мне приходили штрафы ГИБДД, но нарушала правила не я, а мой сожитель. Он вписан в страховку, но так как владельцем автомобиля числюсь я, то и все штрафы приходили на мое имя. Я их не оплачивала, потому что ждала, что он сам погасит свои обязательства. Но на днях ко мне пришли судебные приставы и сообщили, что будут принудительно взыскивать долги. Им абсолютно все равно, кто ездил и нарушал, если есть владелец авто. Подскажите, от какой суммы я могу подать на банкротство и списать долг по штрафам? У меня физически нет такой суммы.
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                                    [~VALUE] => Здравствуйте. Мне приходили штрафы ГИБДД, но нарушала правила не я, а мой сожитель. Он вписан в страховку, но так как владельцем автомобиля числюсь я, то и все штрафы приходили на мое имя. Я их не оплачивала, потому что ждала, что он сам погасит свои обязательства. Но на днях ко мне пришли судебные приставы и сообщили, что будут принудительно взыскивать долги. Им абсолютно все равно, кто ездил и нарушал, если есть владелец авто. Подскажите, от какой суммы я могу подать на банкротство и списать долг по штрафам? У меня физически нет такой суммы.
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                                            [TEXT] => Здравствуйте, Анастасия. Гражданин обязан подать на банкротство, если долг составляет 500 тысяч и выше. Однако вы можете обратиться в суд, если сумма достигла 220 000 рублей. Юристы КредитаНет берутся за списание таких долгов и помогают в решении подобных вопросов. Однако есть и другой вариант, если сумма меньше – это упрощенное банкротство. Если банкротиться через МФЦ, то подать заявление можно при наличии долга от 25 тысяч рублей. Запишитесь на бесплатную консультацию к нашим юристам и разберите свой вопрос более подробно, поверьте, выход точно есть! И мы его подскажем.
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                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
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                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5946
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 121569
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5946
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11625
                                            [1] => 11524
                                            [2] => 11508
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 121571
                                            [1] => 121572
                                            [2] => 121573
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11625
                                            [1] => 11524
                                            [2] => 11508
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Мне приходили штрафы ГИБДД, но нарушала правила не я, а мой сожитель. Он вписан в страховку, но так как владельцем автомобиля числюсь я, то и все штрафы приходили на мое имя. Я их не оплачивала, потому что ждала, что он сам погасит свои обязательства. Но на днях ко мне пришли судебные приставы и сообщили, что будут принудительно взыскивать долги. Им абсолютно все равно, кто ездил и нарушал, если есть владелец авто. Подскажите, от какой суммы я могу подать на банкротство и списать долг по штрафам? У меня физически нет такой суммы.
                                    [PROPERTY_VALUE_ID] => 121564
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Мне приходили штрафы ГИБДД, но нарушала правила не я, а мой сожитель. Он вписан в страховку, но так как владельцем автомобиля числюсь я, то и все штрафы приходили на мое имя. Я их не оплачивала, потому что ждала, что он сам погасит свои обязательства. Но на днях ко мне пришли судебные приставы и сообщили, что будут принудительно взыскивать долги. Им абсолютно все равно, кто ездил и нарушал, если есть владелец авто. Подскажите, от какой суммы я могу подать на банкротство и списать долг по штрафам? У меня физически нет такой суммы.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Мне приходили штрафы ГИБДД, но нарушала правила не я, а мой сожитель. Он вписан в страховку, но так как владельцем автомобиля числюсь я, то и все штрафы приходили на мое имя. Я их не оплачивала, потому что ждала, что он сам погасит свои обязательства. Но на днях ко мне пришли судебные приставы и сообщили, что будут принудительно взыскивать долги. Им абсолютно все равно, кто ездил и нарушал, если есть владелец авто. Подскажите, от какой суммы я могу подать на банкротство и списать долг по штрафам? У меня физически нет такой суммы.
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 25.03.2024
                                    [PROPERTY_VALUE_ID] => 121562
                                    [DESCRIPTION] => 
                                    [~VALUE] => 25.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 25.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Анастасия
                                    [PROPERTY_VALUE_ID] => 121563
                                    [DESCRIPTION] => 
                                    [~VALUE] => Анастасия
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Анастасия
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «От какой суммы можно подавать на банкротство при долге штрафов ГИБДД?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #От какой суммы можно подавать на банкротство при долге штрафов ГИБДД?
                            [ELEMENT_META_TITLE] => От какой суммы можно подавать на банкротство при долге штрафов ГИБДД?
                            [ELEMENT_META_DESCRIPTION] => От какой суммы можно подавать на банкротство при долге штрафов ГИБДД? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => От какой суммы можно подавать на банкротство при долге штрафов ГИБДД?
                            [SECTION_PAGE_TITLE] => #От какой суммы можно подавать на банкротство при долге штрафов ГИБДД? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 48
                                    [NAME] => Процедура банкротства
                                    [CODE] => protsedura-bankrotstva
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/protsedura-bankrotstva/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 112
                                    [NAME] => МФЦ
                                    [CODE] => mfts
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mfts/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 121
                                    [NAME] => Штрафы
                                    [CODE] => shtrafy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/shtrafy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 1026
                            [NAME] => Надеина Анастасия Вячеславовна
                            [CODE] => nadeina-anastasiya-vyacheslavovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 5963
                            [PREVIEW_PICTURE] => 1307
                            [SORT] => 1000
                        )

                )

            [10] => Array
                (
                    [ID] => 10771
                    [~ID] => 10771
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Как рассчитать и неустойку по долгу в банке?
                    [~NAME] => Как рассчитать и неустойку по долгу в банке?
                    [ACTIVE_FROM_X] => 2024-03-12 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-12 00:00:00
                    [ACTIVE_FROM] => 12.03.2024
                    [~ACTIVE_FROM] => 12.03.2024
                    [TIMESTAMP_X] => 12.03.2024 11:39:15
                    [~TIMESTAMP_X] => 12.03.2024 11:39:15
                    [DETAIL_PAGE_URL] => /consultation/question-10771/
                    [~DETAIL_PAGE_URL] => /consultation/question-10771/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 10771
                    [~CODE] => 10771
                    [EXTERNAL_ID] => 10771
                    [~EXTERNAL_ID] => 10771
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 12.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 37
                                    [PROPERTY_VALUE_ID] => 109557
                                    [DESCRIPTION] => 
                                    [~VALUE] => 37
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 12.03.2024
                                    [PROPERTY_VALUE_ID] => 109558
                                    [DESCRIPTION] => 
                                    [~VALUE] => 12.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Иван
                                    [PROPERTY_VALUE_ID] => 109559
                                    [DESCRIPTION] => 
                                    [~VALUE] => Иван
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Иван, столкнулся вот с какой проблемой. Я взял кредит у банка, хотел купить новое авто класса С, потому что на работе надо поддерживать статус. Все шло хорошо, но у нас сменилось руководство, которое решило почистить коллектив, и совершенно ща мелочь меня уволили. Я потерял и достаток, и возможность выплачивать кредит. Как рассчитать неустойку, которую я должен буду банку? 

                                    [PROPERTY_VALUE_ID] => 109560
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Иван, столкнулся вот с какой проблемой. Я взял кредит у банка, хотел купить новое авто класса С, потому что на работе надо поддерживать статус. Все шло хорошо, но у нас сменилось руководство, которое решило почистить коллектив, и совершенно ща мелочь меня уволили. Я потерял и достаток, и возможность выплачивать кредит. Как рассчитать неустойку, которую я должен буду банку? 

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => <p>
Здравствуйте, Иван, для того чтобы рассчитать неустойку по долговому обязательству, вам потребуются кредитный договор и график платежей. Для расчета неустойки вы можете самостоятельно использовать формулу: Неустойка = (Сумма долга * Ставка неустойки * Период просрочки) / 100.

</p>
<p>
Ставка неустойки обычно указывается в кредитном договоре и составляет, как правило, от 0,1% до 2% в день. Но чтобы не платить неустойку и не возвращать кредит, советую обратиться к процедуре списания долгов. На сайте КредитаНет доступны бесплатные консультации с грамотными специалистами, которые помогут вам разобраться, как списать долги законно.

</p>
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 109561
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => 

Здравствуйте, Иван, для того чтобы рассчитать неустойку по долговому обязательству, вам потребуются кредитный договор и график платежей. Для расчета неустойки вы можете самостоятельно использовать формулу: Неустойка = (Сумма долга * Ставка неустойки * Период просрочки) / 100.

Ставка неустойки обычно указывается в кредитном договоре и составляет, как правило, от 0,1% до 2% в день. Но чтобы не платить неустойку и не возвращать кредит, советую обратиться к процедуре списания долгов. На сайте КредитаНет доступны бесплатные консультации с грамотными специалистами, которые помогут вам разобраться, как списать долги законно.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 109570 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 109563 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5725 ) [PROPERTY_VALUE_ID] => Array ( [0] => 109564 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5725 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5947 ) [PROPERTY_VALUE_ID] => Array ( [0] => 109565 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5947 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 10770 [1] => 10742 [2] => 10741 ) [PROPERTY_VALUE_ID] => Array ( [0] => 109567 [1] => 109568 [2] => 109569 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 10770 [1] => 10742 [2] => 10741 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, меня зовут Иван, столкнулся вот с какой проблемой. Я взял кредит у банка, хотел купить новое авто класса С, потому что на работе надо поддерживать статус. Все шло хорошо, но у нас сменилось руководство, которое решило почистить коллектив, и совершенно ща мелочь меня уволили. Я потерял и достаток, и возможность выплачивать кредит. Как рассчитать неустойку, которую я должен буду банку? [PROPERTY_VALUE_ID] => 109560 [DESCRIPTION] => [~VALUE] => Здравствуйте, меня зовут Иван, столкнулся вот с какой проблемой. Я взял кредит у банка, хотел купить новое авто класса С, потому что на работе надо поддерживать статус. Все шло хорошо, но у нас сменилось руководство, которое решило почистить коллектив, и совершенно ща мелочь меня уволили. Я потерял и достаток, и возможность выплачивать кредит. Как рассчитать неустойку, которую я должен буду банку? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, меня зовут Иван, столкнулся вот с какой проблемой. Я взял кредит у банка, хотел купить новое авто класса С, потому что на работе надо поддерживать статус. Все шло хорошо, но у нас сменилось руководство, которое решило почистить коллектив, и совершенно ща мелочь меня уволили. Я потерял и достаток, и возможность выплачивать кредит. Как рассчитать неустойку, которую я должен буду банку? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 12.03.2024 [PROPERTY_VALUE_ID] => 109558 [DESCRIPTION] => [~VALUE] => 12.03.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 12.03.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Иван [PROPERTY_VALUE_ID] => 109559 [DESCRIPTION] => [~VALUE] => Иван [~DESCRIPTION] => [DISPLAY_VALUE] => Иван ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Как рассчитать и неустойку по долгу в банке?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как рассчитать и неустойку по долгу в банке? [ELEMENT_META_TITLE] => Как рассчитать и неустойку по долгу в банке? [ELEMENT_META_DESCRIPTION] => Как рассчитать и неустойку по долгу в банке? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Как рассчитать и неустойку по долгу в банке? [SECTION_PAGE_TITLE] => #Как рассчитать и неустойку по долгу в банке? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 57 [NAME] => Последствия банкротства [CODE] => posledstviya-bankrotstva [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/posledstviya-bankrotstva/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 65 [NAME] => Договор [CODE] => dogovor [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dogovor/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 37 [NAME] => Болдырев Иван Иванович [CODE] => boldyrev-ivan-ivanovich [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 180 [PREVIEW_PICTURE] => 980 [SORT] => 1000 ) ) [11] => Array ( [ID] => 10772 [~ID] => 10772 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 26 [~IBLOCK_SECTION_ID] => 26 [NAME] => Можно ли избежать уплаты неустойки или штрафа? [~NAME] => Можно ли избежать уплаты неустойки или штрафа? [ACTIVE_FROM_X] => 2024-03-12 00:00:00 [~ACTIVE_FROM_X] => 2024-03-12 00:00:00 [ACTIVE_FROM] => 12.03.2024 [~ACTIVE_FROM] => 12.03.2024 [TIMESTAMP_X] => 12.03.2024 11:40:03 [~TIMESTAMP_X] => 12.03.2024 11:40:03 [DETAIL_PAGE_URL] => /consultation/question-10772/ [~DETAIL_PAGE_URL] => /consultation/question-10772/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 10772 [~CODE] => 10772 [EXTERNAL_ID] => 10772 [~EXTERNAL_ID] => 10772 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 12.03.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 37 [PROPERTY_VALUE_ID] => 109571 [DESCRIPTION] => [~VALUE] => 37 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 12.03.2024 [PROPERTY_VALUE_ID] => 109572 [DESCRIPTION] => [~VALUE] => 12.03.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Игорь Березов [PROPERTY_VALUE_ID] => 109573 [DESCRIPTION] => [~VALUE] => Игорь Березов [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, меня зовут Игорь Константинович, подскажите, можно ли как-то избежать выплату штрафа или неустойки по кредиту? Я брал 1 млн рублей под расписку на строительство дома, но не могу уложиться в сроки по выплатам. Потому что дом еще не достроили, расходов много, а время выплачивать долг пришло. И теперь каждый день будет насчитывать процент к оснвоной сумме. [PROPERTY_VALUE_ID] => 109574 [DESCRIPTION] => [~VALUE] => Здравствуйте, меня зовут Игорь Константинович, подскажите, можно ли как-то избежать выплату штрафа или неустойки по кредиту? Я брал 1 млн рублей под расписку на строительство дома, но не могу уложиться в сроки по выплатам. Потому что дом еще не достроили, расходов много, а время выплачивать долг пришло. И теперь каждый день будет насчитывать процент к оснвоной сумме. [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Игорь Константинович, избежать уплаты неустойки или штрафа можно только если есть уважительные причины просрочки платежа. Например, если вы потеряли работу и не может своевременно погашать кредит. Также можно попытаться договориться о снижении размера неустойки или отмене штрафа. Существует процедура по списанию долгов перед любыми кредиторами: физическими или юридическими лицами, банками, агентствами. Чтобы узнать подробнее, советую обратиться к юристам КредитаНет, мы оказываем бесплатные консультации, где рассказываем о списании. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 109575 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Игорь Константинович, избежать уплаты неустойки или штрафа можно только если есть уважительные причины просрочки платежа. Например, если вы потеряли работу и не может своевременно погашать кредит. Также можно попытаться договориться о снижении размера неустойки или отмене штрафа. Существует процедура по списанию долгов перед любыми кредиторами: физическими или юридическими лицами, банками, агентствами. Чтобы узнать подробнее, советую обратиться к юристам КредитаНет, мы оказываем бесплатные консультации, где рассказываем о списании.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 109583 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 109577 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5743 ) [PROPERTY_VALUE_ID] => Array ( [0] => 109578 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5743 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5947 ) [PROPERTY_VALUE_ID] => Array ( [0] => 109579 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5947 ) [~DESCRIPTION] => Array ( [0] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 10770 [1] => 10742 [2] => 10741 ) [PROPERTY_VALUE_ID] => Array ( [0] => 109580 [1] => 109581 [2] => 109582 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 10770 [1] => 10742 [2] => 10741 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, меня зовут Игорь Константинович, подскажите, можно ли как-то избежать выплату штрафа или неустойки по кредиту? Я брал 1 млн рублей под расписку на строительство дома, но не могу уложиться в сроки по выплатам. Потому что дом еще не достроили, расходов много, а время выплачивать долг пришло. И теперь каждый день будет насчитывать процент к оснвоной сумме. [PROPERTY_VALUE_ID] => 109574 [DESCRIPTION] => [~VALUE] => Здравствуйте, меня зовут Игорь Константинович, подскажите, можно ли как-то избежать выплату штрафа или неустойки по кредиту? Я брал 1 млн рублей под расписку на строительство дома, но не могу уложиться в сроки по выплатам. Потому что дом еще не достроили, расходов много, а время выплачивать долг пришло. И теперь каждый день будет насчитывать процент к оснвоной сумме. [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, меня зовут Игорь Константинович, подскажите, можно ли как-то избежать выплату штрафа или неустойки по кредиту? Я брал 1 млн рублей под расписку на строительство дома, но не могу уложиться в сроки по выплатам. Потому что дом еще не достроили, расходов много, а время выплачивать долг пришло. И теперь каждый день будет насчитывать процент к оснвоной сумме. ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 12.03.2024 [PROPERTY_VALUE_ID] => 109572 [DESCRIPTION] => [~VALUE] => 12.03.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 12.03.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Игорь Березов [PROPERTY_VALUE_ID] => 109573 [DESCRIPTION] => [~VALUE] => Игорь Березов [~DESCRIPTION] => [DISPLAY_VALUE] => Игорь Березов ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли избежать уплаты неустойки или штрафа?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли избежать уплаты неустойки или штрафа? [ELEMENT_META_TITLE] => Можно ли избежать уплаты неустойки или штрафа? [ELEMENT_META_DESCRIPTION] => Можно ли избежать уплаты неустойки или штрафа? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли избежать уплаты неустойки или штрафа? [SECTION_PAGE_TITLE] => #Можно ли избежать уплаты неустойки или штрафа? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 57 [NAME] => Последствия банкротства [CODE] => posledstviya-bankrotstva [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/posledstviya-bankrotstva/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 65 [NAME] => Договор [CODE] => dogovor [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dogovor/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 37 [NAME] => Болдырев Иван Иванович [CODE] => boldyrev-ivan-ivanovich [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 180 [PREVIEW_PICTURE] => 980 [SORT] => 1000 ) ) [12] => Array ( [ID] => 10454 [~ID] => 10454 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 49 [~IBLOCK_SECTION_ID] => 49 [NAME] => К каким приставам обращаться по поводу ареста имущества? [~NAME] => К каким приставам обращаться по поводу ареста имущества? [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [~ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 [~ACTIVE_FROM] => 05.03.2024 [TIMESTAMP_X] => 05.03.2024 14:30:44 [~TIMESTAMP_X] => 05.03.2024 14:30:44 [DETAIL_PAGE_URL] => /consultation/question-10454/ [~DETAIL_PAGE_URL] => /consultation/question-10454/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 10454 [~CODE] => 10454 [EXTERNAL_ID] => 10454 [~EXTERNAL_ID] => 10454 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 05.03.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 32 [PROPERTY_VALUE_ID] => 105691 [DESCRIPTION] => [~VALUE] => 32 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.03.2024 [PROPERTY_VALUE_ID] => 105692 [DESCRIPTION] => [~VALUE] => 05.03.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Иван [PROPERTY_VALUE_ID] => 105693 [DESCRIPTION] => [~VALUE] => Иван [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня арестовали имущество, но я бы очень хотел оспорить это решение. Уже собираю документы, однако не все понимаю в вопросах приставов и арестов. Подскажите, куда обращаться по этому поводу? [PROPERTY_VALUE_ID] => 105694 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня арестовали имущество, но я бы очень хотел оспорить это решение. Уже собираю документы, однако не все понимаю в вопросах приставов и арестов. Подскажите, куда обращаться по этому поводу? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Иван. Арест накладывает суд или ФССП, также и снимает его. Для того, чтобы обжаловать решение суда, нужно подать заявление вместе со всеми объяснениями и требованиями. Если арест наложила ФССП, вы можете договориться с приставом, приехав в отдел ФССП по своему району. Также подать жалобу можно на сайте или по телефону пристава, найти его контакты несложно, достаточно ввести в строку поиска свои ФИО, дату рождения и регион. Вместе с юристами КредитаНет вы можете обжаловать решение суда быстро и максимально комфортно для вас. Начните с бесплатной консультации, где специалисты разберут ваш вопрос более детально. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 105695 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Иван. Арест накладывает суд или ФССП, также и снимает его. Для того, чтобы обжаловать решение суда, нужно подать заявление вместе со всеми объяснениями и требованиями. Если арест наложила ФССП, вы можете договориться с приставом, приехав в отдел ФССП по своему району. Также подать жалобу можно на сайте или по телефону пристава, найти его контакты несложно, достаточно ввести в строку поиска свои ФИО, дату рождения и регион. Вместе с юристами КредитаНет вы можете обжаловать решение суда быстро и максимально комфортно для вас. Начните с бесплатной консультации, где специалисты разберут ваш вопрос более детально.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 105696 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 105697 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5787 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105698 [1] => 105699 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5787 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105700 [1] => 105701 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 10447 [1] => 10433 [2] => 9815 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105706 [1] => 105707 [2] => 105708 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 10447 [1] => 10433 [2] => 9815 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня арестовали имущество, но я бы очень хотел оспорить это решение. Уже собираю документы, однако не все понимаю в вопросах приставов и арестов. Подскажите, куда обращаться по этому поводу? [PROPERTY_VALUE_ID] => 105694 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня арестовали имущество, но я бы очень хотел оспорить это решение. Уже собираю документы, однако не все понимаю в вопросах приставов и арестов. Подскажите, куда обращаться по этому поводу? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, у меня арестовали имущество, но я бы очень хотел оспорить это решение. Уже собираю документы, однако не все понимаю в вопросах приставов и арестов. Подскажите, куда обращаться по этому поводу? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.03.2024 [PROPERTY_VALUE_ID] => 105692 [DESCRIPTION] => [~VALUE] => 05.03.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 05.03.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Иван [PROPERTY_VALUE_ID] => 105693 [DESCRIPTION] => [~VALUE] => Иван [~DESCRIPTION] => [DISPLAY_VALUE] => Иван ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «К каким приставам обращаться по поводу ареста имущества?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #К каким приставам обращаться по поводу ареста имущества? [ELEMENT_META_TITLE] => К каким приставам обращаться по поводу ареста имущества? [ELEMENT_META_DESCRIPTION] => К каким приставам обращаться по поводу ареста имущества? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => К каким приставам обращаться по поводу ареста имущества? [SECTION_PAGE_TITLE] => #К каким приставам обращаться по поводу ареста имущества? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 49 [NAME] => Судебные практики [CODE] => sudebnye-praktiki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sudebnye-praktiki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 32 [NAME] => Опарина Оксана Владимировна [CODE] => oparina-oksana-vladimirovna [PROPERTY_POSITION_VALUE] => директор департамента клиентского сервиса [PROPERTY_POSITION_VALUE_ID] => 125 [PREVIEW_PICTURE] => 974 [SORT] => 200 ) ) [13] => Array ( [ID] => 10455 [~ID] => 10455 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 49 [~IBLOCK_SECTION_ID] => 49 [NAME] => Можно ли лично записаться на прием к приставам? [~NAME] => Можно ли лично записаться на прием к приставам? [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [~ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 [~ACTIVE_FROM] => 05.03.2024 [TIMESTAMP_X] => 05.03.2024 14:31:13 [~TIMESTAMP_X] => 05.03.2024 14:31:13 [DETAIL_PAGE_URL] => /consultation/question-10455/ [~DETAIL_PAGE_URL] => /consultation/question-10455/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 10455 [~CODE] => 10455 [EXTERNAL_ID] => 10455 [~EXTERNAL_ID] => 10455 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 05.03.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 32 [PROPERTY_VALUE_ID] => 105709 [DESCRIPTION] => [~VALUE] => 32 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.03.2024 [PROPERTY_VALUE_ID] => 105710 [DESCRIPTION] => [~VALUE] => 05.03.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ангелина [PROPERTY_VALUE_ID] => 105711 [DESCRIPTION] => [~VALUE] => Ангелина [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. У меня накопились штрафы ГИБДД, которые взыскивают через суд. Со многими из них я не согласна, однако дело уже передали судебным приставам. Я бы хотела отсрочить момент ареста и взыскания, так как буду подавать заявление, чтобы обжаловать решение. Подскажите можно ли лично записаться на прием к приставами? [PROPERTY_VALUE_ID] => 105712 [DESCRIPTION] => [~VALUE] => Здравствуйте. У меня накопились штрафы ГИБДД, которые взыскивают через суд. Со многими из них я не согласна, однако дело уже передали судебным приставам. Я бы хотела отсрочить момент ареста и взыскания, так как буду подавать заявление, чтобы обжаловать решение. Подскажите можно ли лично записаться на прием к приставами? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Ангелина. Вы действительно можете записаться на прием к судебным приставам через интернет-портал Госуслуги и сайт ФССП. Советуем записываться заранее, чтобы не тратить много нервов и времени. А также по всем вопросам юристы КредитаНет проконсультируют вас абсолютно бесплатно. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 105713 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Ангелина. Вы действительно можете записаться на прием к судебным приставам через интернет-портал Госуслуги и сайт ФССП. Советуем записываться заранее, чтобы не тратить много нервов и времени. А также по всем вопросам юристы КредитаНет проконсультируют вас абсолютно бесплатно.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 105723 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 105715 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5787 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105716 [1] => 105717 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5787 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5949 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105718 [1] => 105719 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5949 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 10447 [1] => 10433 [2] => 9815 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105720 [1] => 105721 [2] => 105722 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 10447 [1] => 10433 [2] => 9815 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. У меня накопились штрафы ГИБДД, которые взыскивают через суд. Со многими из них я не согласна, однако дело уже передали судебным приставам. Я бы хотела отсрочить момент ареста и взыскания, так как буду подавать заявление, чтобы обжаловать решение. Подскажите можно ли лично записаться на прием к приставами? [PROPERTY_VALUE_ID] => 105712 [DESCRIPTION] => [~VALUE] => Здравствуйте. У меня накопились штрафы ГИБДД, которые взыскивают через суд. Со многими из них я не согласна, однако дело уже передали судебным приставам. Я бы хотела отсрочить момент ареста и взыскания, так как буду подавать заявление, чтобы обжаловать решение. Подскажите можно ли лично записаться на прием к приставами? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте. У меня накопились штрафы ГИБДД, которые взыскивают через суд. Со многими из них я не согласна, однако дело уже передали судебным приставам. Я бы хотела отсрочить момент ареста и взыскания, так как буду подавать заявление, чтобы обжаловать решение. Подскажите можно ли лично записаться на прием к приставами? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.03.2024 [PROPERTY_VALUE_ID] => 105710 [DESCRIPTION] => [~VALUE] => 05.03.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 05.03.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ангелина [PROPERTY_VALUE_ID] => 105711 [DESCRIPTION] => [~VALUE] => Ангелина [~DESCRIPTION] => [DISPLAY_VALUE] => Ангелина ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли лично записаться на прием к приставам?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли лично записаться на прием к приставам? [ELEMENT_META_TITLE] => Можно ли лично записаться на прием к приставам? [ELEMENT_META_DESCRIPTION] => Можно ли лично записаться на прием к приставам? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли лично записаться на прием к приставам? [SECTION_PAGE_TITLE] => #Можно ли лично записаться на прием к приставам? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 49 [NAME] => Судебные практики [CODE] => sudebnye-praktiki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sudebnye-praktiki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 32 [NAME] => Опарина Оксана Владимировна [CODE] => oparina-oksana-vladimirovna [PROPERTY_POSITION_VALUE] => директор департамента клиентского сервиса [PROPERTY_POSITION_VALUE_ID] => 125 [PREVIEW_PICTURE] => 974 [SORT] => 200 ) ) [14] => Array ( [ID] => 9289 [~ID] => 9289 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 26 [~IBLOCK_SECTION_ID] => 26 [NAME] => Возможно ли договориться с коммунальными службами о продлении оплаты? [~NAME] => Возможно ли договориться с коммунальными службами о продлении оплаты? [ACTIVE_FROM_X] => 2024-02-09 16:00:00 [~ACTIVE_FROM_X] => 2024-02-09 16:00:00 [ACTIVE_FROM] => 09.02.2024 16:00:00 [~ACTIVE_FROM] => 09.02.2024 16:00:00 [TIMESTAMP_X] => 09.02.2024 16:20:32 [~TIMESTAMP_X] => 09.02.2024 16:20:32 [DETAIL_PAGE_URL] => /consultation/question-931/ [~DETAIL_PAGE_URL] => /consultation/question-931/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 931 [~CODE] => 931 [EXTERNAL_ID] => 9289 [~EXTERNAL_ID] => 9289 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 09.02.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 6573 [PROPERTY_VALUE_ID] => 96519 [DESCRIPTION] => [~VALUE] => 6573 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.02.2024 [PROPERTY_VALUE_ID] => 96520 [DESCRIPTION] => [~VALUE] => 09.02.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Валентина [PROPERTY_VALUE_ID] => 96521 [DESCRIPTION] => [~VALUE] => Валентина [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, у меня долг по коммунальным платежам за три месяца. Но возможности выплатить его сейчас нет, поэтому хочу попробовать договориться с коммунальными службами. Ведь суд мне сейчас совсем ни к чему. Подскажите, возможен ли такой вариант решения вопроса? [PROPERTY_VALUE_ID] => 96522 [DESCRIPTION] => [~VALUE] => Добрый день, у меня долг по коммунальным платежам за три месяца. Но возможности выплатить его сейчас нет, поэтому хочу попробовать договориться с коммунальными службами. Ведь суд мне сейчас совсем ни к чему. Подскажите, возможен ли такой вариант решения вопроса? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Валентина. Вы можете сходить в коммунальные службы и попросить отсрочку, попробовать договориться. Но следует учитывать, что пени будут продолжать начисляться. Если у вас нет возможности оплатить счета, рекомендуем подать на банкротство и списать долги законным путем. Юристы КредитаНет помогут решить вопрос без последствий. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 96523 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Валентина. Вы можете сходить в коммунальные службы и попросить отсрочку, попробовать договориться. Но следует учитывать, что пени будут продолжать начисляться. Если у вас нет возможности оплатить счета, рекомендуем подать на банкротство и списать долги законным путем. Юристы КредитаНет помогут решить вопрос без последствий.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 96533 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 96525 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5787 ) [PROPERTY_VALUE_ID] => Array ( [0] => 96526 [1] => 96527 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5787 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5948 ) [PROPERTY_VALUE_ID] => Array ( [0] => 96528 [1] => 96529 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5948 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 9276 [1] => 9233 [2] => 9224 ) [PROPERTY_VALUE_ID] => Array ( [0] => 96530 [1] => 96531 [2] => 96532 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 9276 [1] => 9233 [2] => 9224 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, у меня долг по коммунальным платежам за три месяца. Но возможности выплатить его сейчас нет, поэтому хочу попробовать договориться с коммунальными службами. Ведь суд мне сейчас совсем ни к чему. Подскажите, возможен ли такой вариант решения вопроса? [PROPERTY_VALUE_ID] => 96522 [DESCRIPTION] => [~VALUE] => Добрый день, у меня долг по коммунальным платежам за три месяца. Но возможности выплатить его сейчас нет, поэтому хочу попробовать договориться с коммунальными службами. Ведь суд мне сейчас совсем ни к чему. Подскажите, возможен ли такой вариант решения вопроса? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, у меня долг по коммунальным платежам за три месяца. Но возможности выплатить его сейчас нет, поэтому хочу попробовать договориться с коммунальными службами. Ведь суд мне сейчас совсем ни к чему. Подскажите, возможен ли такой вариант решения вопроса? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.02.2024 [PROPERTY_VALUE_ID] => 96520 [DESCRIPTION] => [~VALUE] => 09.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 09.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Валентина [PROPERTY_VALUE_ID] => 96521 [DESCRIPTION] => [~VALUE] => Валентина [~DESCRIPTION] => [DISPLAY_VALUE] => Валентина ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Возможно ли договориться с коммунальными службами о продлении оплаты?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Возможно ли договориться с коммунальными службами о продлении оплаты? [ELEMENT_META_TITLE] => Возможно ли договориться с коммунальными службами о продлении оплаты? [ELEMENT_META_DESCRIPTION] => Возможно ли договориться с коммунальными службами о продлении оплаты? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Возможно ли договориться с коммунальными службами о продлении оплаты? [SECTION_PAGE_TITLE] => #Возможно ли договориться с коммунальными службами о продлении оплаты? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 64 [NAME] => Платежи [CODE] => platezhi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/platezhi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 120 [NAME] => ЖКХ [CODE] => zhkkh [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zhkkh/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 6573 [NAME] => Карапетян Артем Арменович [CODE] => karapetyan-artem-armenovich [PROPERTY_POSITION_VALUE] => Ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 71685 [PREVIEW_PICTURE] => 5907 [SORT] => 1000 ) ) [15] => Array ( [ID] => 9288 [~ID] => 9288 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 26 [~IBLOCK_SECTION_ID] => 26 [NAME] => Можно ли узнать долг по ЖКХ из квитанции? [~NAME] => Можно ли узнать долг по ЖКХ из квитанции? [ACTIVE_FROM_X] => 2024-02-09 14:00:00 [~ACTIVE_FROM_X] => 2024-02-09 14:00:00 [ACTIVE_FROM] => 09.02.2024 14:00:00 [~ACTIVE_FROM] => 09.02.2024 14:00:00 [TIMESTAMP_X] => 09.02.2024 16:19:59 [~TIMESTAMP_X] => 09.02.2024 16:19:59 [DETAIL_PAGE_URL] => /consultation/question-930/ [~DETAIL_PAGE_URL] => /consultation/question-930/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 930 [~CODE] => 930 [EXTERNAL_ID] => 9288 [~EXTERNAL_ID] => 9288 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 09.02.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 6573 [PROPERTY_VALUE_ID] => 96499 [DESCRIPTION] => [~VALUE] => 6573 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.02.2024 [PROPERTY_VALUE_ID] => 96500 [DESCRIPTION] => [~VALUE] => 09.02.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Екатерина [PROPERTY_VALUE_ID] => 96501 [DESCRIPTION] => [~VALUE] => Екатерина [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, в моей квартире живут люди, я ее сдаю. Но они оплачивают коммунальные платежи самостоятельно. Но несколько дней назад мне позвонили с управляющей компании и сообщили о задолженности, которую необходимо погасить в течение 30 дней. Могу ли я забрать квитанции у квартирантов и увидеть, есть ли задолженность? Или мне только пробивать по другим сервисам? [PROPERTY_VALUE_ID] => 96502 [DESCRIPTION] => [~VALUE] => Здравствуйте, в моей квартире живут люди, я ее сдаю. Но они оплачивают коммунальные платежи самостоятельно. Но несколько дней назад мне позвонили с управляющей компании и сообщили о задолженности, которую необходимо погасить в течение 30 дней. Могу ли я забрать квитанции у квартирантов и увидеть, есть ли задолженность? Или мне только пробивать по другим сервисам? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Екатерина. Да, вы действительно можете узнать задолженность по ЖКУ из платежки, которую получаете ежемесячно. Если квитанций нет, то понадобиться лицевой счет квартиры. С его помощью о долге можно узнать в банковском приложении в разделе “Оплата ЖКХ”, а также на Госуслугах или в ГИС “ЖКХ”. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 96503 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Екатерина. Да, вы действительно можете узнать задолженность по ЖКУ из платежки, которую получаете ежемесячно. Если квитанций нет, то понадобиться лицевой счет квартиры. С его помощью о долге можно узнать в банковском приложении в разделе “Оплата ЖКХ”, а также на Госуслугах или в ГИС “ЖКХ”.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 96517 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 96505 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5787 ) [PROPERTY_VALUE_ID] => Array ( [0] => 96506 [1] => 96507 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5787 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5948 ) [PROPERTY_VALUE_ID] => Array ( [0] => 96508 [1] => 96509 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5948 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 9276 [1] => 9233 [2] => 9224 ) [PROPERTY_VALUE_ID] => Array ( [0] => 96514 [1] => 96515 [2] => 96516 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 9276 [1] => 9233 [2] => 9224 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, в моей квартире живут люди, я ее сдаю. Но они оплачивают коммунальные платежи самостоятельно. Но несколько дней назад мне позвонили с управляющей компании и сообщили о задолженности, которую необходимо погасить в течение 30 дней. Могу ли я забрать квитанции у квартирантов и увидеть, есть ли задолженность? Или мне только пробивать по другим сервисам? [PROPERTY_VALUE_ID] => 96502 [DESCRIPTION] => [~VALUE] => Здравствуйте, в моей квартире живут люди, я ее сдаю. Но они оплачивают коммунальные платежи самостоятельно. Но несколько дней назад мне позвонили с управляющей компании и сообщили о задолженности, которую необходимо погасить в течение 30 дней. Могу ли я забрать квитанции у квартирантов и увидеть, есть ли задолженность? Или мне только пробивать по другим сервисам? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, в моей квартире живут люди, я ее сдаю. Но они оплачивают коммунальные платежи самостоятельно. Но несколько дней назад мне позвонили с управляющей компании и сообщили о задолженности, которую необходимо погасить в течение 30 дней. Могу ли я забрать квитанции у квартирантов и увидеть, есть ли задолженность? Или мне только пробивать по другим сервисам? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 09.02.2024 [PROPERTY_VALUE_ID] => 96500 [DESCRIPTION] => [~VALUE] => 09.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 09.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Екатерина [PROPERTY_VALUE_ID] => 96501 [DESCRIPTION] => [~VALUE] => Екатерина [~DESCRIPTION] => [DISPLAY_VALUE] => Екатерина ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли узнать долг по ЖКХ из квитанции?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли узнать долг по ЖКХ из квитанции? [ELEMENT_META_TITLE] => Можно ли узнать долг по ЖКХ из квитанции? [ELEMENT_META_DESCRIPTION] => Можно ли узнать долг по ЖКХ из квитанции? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли узнать долг по ЖКХ из квитанции? [SECTION_PAGE_TITLE] => #Можно ли узнать долг по ЖКХ из квитанции? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 64 [NAME] => Платежи [CODE] => platezhi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/platezhi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 120 [NAME] => ЖКХ [CODE] => zhkkh [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zhkkh/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 6573 [NAME] => Карапетян Артем Арменович [CODE] => karapetyan-artem-armenovich [PROPERTY_POSITION_VALUE] => Ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 71685 [PREVIEW_PICTURE] => 5907 [SORT] => 1000 ) ) [16] => Array ( [ID] => 5854 [~ID] => 5854 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 51 [~IBLOCK_SECTION_ID] => 51 [NAME] => Не заплатила штраф - получила блокировку [~NAME] => Не заплатила штраф - получила блокировку [ACTIVE_FROM_X] => 2023-11-03 00:00:00 [~ACTIVE_FROM_X] => 2023-11-03 00:00:00 [ACTIVE_FROM] => 03.11.2023 [~ACTIVE_FROM] => 03.11.2023 [TIMESTAMP_X] => 03.11.2023 21:39:33 [~TIMESTAMP_X] => 03.11.2023 21:39:33 [DETAIL_PAGE_URL] => /consultation/question-416/ [~DETAIL_PAGE_URL] => /consultation/question-416/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 416 [~CODE] => 416 [EXTERNAL_ID] => 5854 [~EXTERNAL_ID] => 5854 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 03.11.2023 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5372 [PROPERTY_VALUE_ID] => 63752 [DESCRIPTION] => [~VALUE] => 5372 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 03.11.2023 [PROPERTY_VALUE_ID] => 63753 [DESCRIPTION] => [~VALUE] => 03.11.2023 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ирина [PROPERTY_VALUE_ID] => 63754 [DESCRIPTION] => [~VALUE] => Ирина [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Почему нельзя оплатить или перевести средства при блокировке карты? Карту мою заблокировали из-за штрафа, что теперь делать? У меня все деньги на ней были, как теперь жить вообще, детей кормить нечем. [PROPERTY_VALUE_ID] => 63755 [DESCRIPTION] => [~VALUE] => Почему нельзя оплатить или перевести средства при блокировке карты? Карту мою заблокировали из-за штрафа, что теперь делать? У меня все деньги на ней были, как теперь жить вообще, детей кормить нечем. [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте. К сожалению, невозможно совершить никакие действия заблокированной картой, так как это фактически запрет на все операции. Выход один - платить штраф. Сделать это можно через сайт судебных приставов, либо госуслуги. Вы также можете распечатать квитанцию об оплате и внести деньги наличными. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 63756 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте. К сожалению, невозможно совершить никакие действия заблокированной картой, так как это фактически запрет на все операции. Выход один - платить штраф. Сделать это можно через сайт судебных приставов, либо госуслуги. Вы также можете распечатать квитанцию об оплате и внести деньги наличными. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 63757 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 63758 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5849 [1] => 5355 ) [PROPERTY_VALUE_ID] => Array ( [0] => 63759 [1] => 63760 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5849 [1] => 5355 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Почему нельзя оплатить или перевести средства при блокировке карты? Карту мою заблокировали из-за штрафа, что теперь делать? У меня все деньги на ней были, как теперь жить вообще, детей кормить нечем. [PROPERTY_VALUE_ID] => 63755 [DESCRIPTION] => [~VALUE] => Почему нельзя оплатить или перевести средства при блокировке карты? Карту мою заблокировали из-за штрафа, что теперь делать? У меня все деньги на ней были, как теперь жить вообще, детей кормить нечем. [~DESCRIPTION] => [DISPLAY_VALUE] => Почему нельзя оплатить или перевести средства при блокировке карты? Карту мою заблокировали из-за штрафа, что теперь делать? У меня все деньги на ней были, как теперь жить вообще, детей кормить нечем. ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 03.11.2023 [PROPERTY_VALUE_ID] => 63753 [DESCRIPTION] => [~VALUE] => 03.11.2023 [~DESCRIPTION] => [DISPLAY_VALUE] => 03.11.2023 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ирина [PROPERTY_VALUE_ID] => 63754 [DESCRIPTION] => [~VALUE] => Ирина [~DESCRIPTION] => [DISPLAY_VALUE] => Ирина ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Не заплатила штраф - получила блокировку» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Не заплатила штраф - получила блокировку [ELEMENT_META_TITLE] => Не заплатила штраф - получила блокировку [ELEMENT_META_DESCRIPTION] => Не заплатила штраф - получила блокировку — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Не заплатила штраф - получила блокировку [SECTION_PAGE_TITLE] => #Не заплатила штраф - получила блокировку в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 51 [NAME] => Арест карты [CODE] => arest-karty [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/arest-karty/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 55 [NAME] => Исполнительное производство [CODE] => ispolnitelnoe-proizvodstvo [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/ispolnitelnoe-proizvodstvo/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 73 [NAME] => Разблокировка [CODE] => razblokirovka [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/razblokirovka/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 5372 [NAME] => Миллер Екатерина Петровна [CODE] => miller-ekaterina-petrovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 53660 [PREVIEW_PICTURE] => 4890 [SORT] => 1000 ) ) [17] => Array ( [ID] => 5446 [~ID] => 5446 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 48 [~IBLOCK_SECTION_ID] => 48 [NAME] => Управляющий не внес информацию в публикации что делать [~NAME] => Управляющий не внес информацию в публикации что делать [ACTIVE_FROM_X] => 2023-10-07 00:00:00 [~ACTIVE_FROM_X] => 2023-10-07 00:00:00 [ACTIVE_FROM] => 07.10.2023 [~ACTIVE_FROM] => 07.10.2023 [TIMESTAMP_X] => 10.10.2023 10:31:54 [~TIMESTAMP_X] => 10.10.2023 10:31:54 [DETAIL_PAGE_URL] => /consultation/question-367/ [~DETAIL_PAGE_URL] => /consultation/question-367/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 367 [~CODE] => 367 [EXTERNAL_ID] => 5446 [~EXTERNAL_ID] => 5446 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 07.10.2023 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4106 [PROPERTY_VALUE_ID] => 55116 [DESCRIPTION] => [~VALUE] => 4106 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 07.10.2023 [PROPERTY_VALUE_ID] => 55117 [DESCRIPTION] => [~VALUE] => 07.10.2023 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Илья [PROPERTY_VALUE_ID] => 55118 [DESCRIPTION] => [~VALUE] => Илья [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, недавно узнал, что управляющий не внес часть данных в публикации. Скажите, понесу ли я какое-то наказание за это? Хотя, с моей стороны, я сделал все, что требовалось. [PROPERTY_VALUE_ID] => 55119 [DESCRIPTION] => [~VALUE] => Добрый день, недавно узнал, что управляющий не внес часть данных в публикации. Скажите, понесу ли я какое-то наказание за это? Хотя, с моей стороны, я сделал все, что требовалось. [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Добрый день, Илья! Если с вашей стороны не было фактов сокрытия или препятствования размещению публикаций, то вас не привлекут к ответственности. Наказание назначат только управляющему — это может быть штраф или отстранение от работы. Во втором случае вам назначат нового арбитражного управляющего. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 55121 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Добрый день, Илья! Если с вашей стороны не было фактов сокрытия или препятствования размещению публикаций, то вас не привлекут к ответственности. Наказание назначат только управляющему — это может быть штраф или отстранение от работы. Во втором случае вам назначат нового арбитражного управляющего.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 56121 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 55123 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 79 ) [PROPERTY_VALUE_ID] => Array ( [0] => 55124 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 79 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => https://kredita.net/spravochnik/publikatsiya-o-bankrotstve-v-kommersant-zachem-ona-nuzhna/ [1] => https://kredita.net/spravochnik/protsedura-bankrotstva-fizicheskikh-lits-i-finansovyy-upravlyayushchiy/ ) [PROPERTY_VALUE_ID] => Array ( [0] => 55125 [1] => 55126 ) [DESCRIPTION] => Array ( [0] => Публикация о банкротстве в Коммерсантъ в 2023 году: зачем она нужна? [1] => Процедура банкротства физических лиц и финансовый управляющий ) [~VALUE] => Array ( [0] => https://kredita.net/spravochnik/publikatsiya-o-bankrotstve-v-kommersant-zachem-ona-nuzhna/ [1] => https://kredita.net/spravochnik/protsedura-bankrotstva-fizicheskikh-lits-i-finansovyy-upravlyayushchiy/ ) [~DESCRIPTION] => Array ( [0] => Публикация о банкротстве в Коммерсантъ в 2023 году: зачем она нужна? [1] => Процедура банкротства физических лиц и финансовый управляющий ) ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, недавно узнал, что управляющий не внес часть данных в публикации. Скажите, понесу ли я какое-то наказание за это? Хотя, с моей стороны, я сделал все, что требовалось. [PROPERTY_VALUE_ID] => 55119 [DESCRIPTION] => [~VALUE] => Добрый день, недавно узнал, что управляющий не внес часть данных в публикации. Скажите, понесу ли я какое-то наказание за это? Хотя, с моей стороны, я сделал все, что требовалось. [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, недавно узнал, что управляющий не внес часть данных в публикации. Скажите, понесу ли я какое-то наказание за это? Хотя, с моей стороны, я сделал все, что требовалось. ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 07.10.2023 [PROPERTY_VALUE_ID] => 55117 [DESCRIPTION] => [~VALUE] => 07.10.2023 [~DESCRIPTION] => [DISPLAY_VALUE] => 07.10.2023 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Илья [PROPERTY_VALUE_ID] => 55118 [DESCRIPTION] => [~VALUE] => Илья [~DESCRIPTION] => [DISPLAY_VALUE] => Илья ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Управляющий не внес информацию в публикации что делать» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Управляющий не внес информацию в публикации что делать [ELEMENT_META_TITLE] => Управляющий не внес информацию в публикации что делать [ELEMENT_META_DESCRIPTION] => Управляющий не внес информацию в публикации что делать — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Управляющий не внес информацию в публикации что делать [SECTION_PAGE_TITLE] => #Управляющий не внес информацию в публикации что делать в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 48 [NAME] => Процедура банкротства [CODE] => protsedura-bankrotstva [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/protsedura-bankrotstva/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 54 [NAME] => Финансовый управляющий [CODE] => finansovyy-upravlyayushchiy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/finansovyy-upravlyayushchiy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 258 [NAME] => Федресурс [CODE] => fedresurs [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/fedresurs/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 264 [NAME] => КоммерсантЪ [CODE] => kommersant [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kommersant/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 4106 [NAME] => Пантюк Екатерина Юрьевна [CODE] => pantyuk-ekaterina-yurevna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 27386 [PREVIEW_PICTURE] => 2983 [SORT] => 1000 ) ) [18] => Array ( [ID] => 2005 [~ID] => 2005 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 48 [~IBLOCK_SECTION_ID] => 48 [NAME] => Спишут ли долги за компенсацию ущерба при банкротстве [~NAME] => Спишут ли долги за компенсацию ущерба при банкротстве [ACTIVE_FROM_X] => 2023-01-23 00:00:00 [~ACTIVE_FROM_X] => 2023-01-23 00:00:00 [ACTIVE_FROM] => 23.01.2023 [~ACTIVE_FROM] => 23.01.2023 [TIMESTAMP_X] => 09.10.2023 16:38:09 [~TIMESTAMP_X] => 09.10.2023 16:38:09 [DETAIL_PAGE_URL] => /consultation/question-89/ [~DETAIL_PAGE_URL] => /consultation/question-89/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 89 [~CODE] => 89 [EXTERNAL_ID] => 2005 [~EXTERNAL_ID] => 2005 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 23.01.2023 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1769 [PROPERTY_VALUE_ID] => 12775 [DESCRIPTION] => [~VALUE] => 1769 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 23.01.2023 [PROPERTY_VALUE_ID] => 12776 [DESCRIPTION] => [~VALUE] => 23.01.2023 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Николай [PROPERTY_VALUE_ID] => 12777 [DESCRIPTION] => [~VALUE] => Николай [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Москва [PROPERTY_VALUE_ID] => 12778 [DESCRIPTION] => [~VALUE] => Москва [~DESCRIPTION] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня ситуация неприятная – случилось ДТП, теперь нужно компенсировать ущерб. Этот долг мне спишут при банкротстве или нет? [PROPERTY_VALUE_ID] => 12779 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня ситуация неприятная – случилось ДТП, теперь нужно компенсировать ущерб. Этот долг мне спишут при банкротстве или нет? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p>Здравствуйте, Николай! Поскольку ДТП предполагает нанесение имущественного вреда, то, согласно ФЗ 127, такие долги не подлежат списанию. Однако при ДТП сложно доказать умышленность или грубую неосторожность, поэтому здесь могут быть варианты. Рекомендуем вам обратиться к юристам по <a href="/bankrotstvo-grazhdan-rf/fizicheskie-litsa/" title="списание долгов физлиц">банкротству</a>, чтобы правильно выстроить стратегию поведения в процедуре.</p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 12781 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Николай! Поскольку ДТП предполагает нанесение имущественного вреда, то, согласно ФЗ 127, такие долги не подлежат списанию. Однако при ДТП сложно доказать умышленность или грубую неосторожность, поэтому здесь могут быть варианты. Рекомендуем вам обратиться к юристам по банкротству, чтобы правильно выстроить стратегию поведения в процедуре.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 12782 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 12783 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 79 [1] => 631 ) [PROPERTY_VALUE_ID] => Array ( [0] => 20018 [1] => 20019 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 79 [1] => 631 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => /interview/bez-izmeneniy-kakie-dolgi-nelzya-spisat-pri-bankrotstve/ [1] => https://kredita.net/spravochnik/kakie-dolgi-ne-spishut-pri-bankrotstve-fizlitsa/ ) [PROPERTY_VALUE_ID] => Array ( [0] => 12821 [1] => 20020 ) [DESCRIPTION] => Array ( [0] => Без изменений: какие долги нельзя списать при банкротстве [1] => Какие долги не спишут при банкротстве физлица ) [~VALUE] => Array ( [0] => /interview/bez-izmeneniy-kakie-dolgi-nelzya-spisat-pri-bankrotstve/ [1] => https://kredita.net/spravochnik/kakie-dolgi-ne-spishut-pri-bankrotstve-fizlitsa/ ) [~DESCRIPTION] => Array ( [0] => Без изменений: какие долги нельзя списать при банкротстве [1] => Какие долги не спишут при банкротстве физлица ) ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня ситуация неприятная – случилось ДТП, теперь нужно компенсировать ущерб. Этот долг мне спишут при банкротстве или нет? [PROPERTY_VALUE_ID] => 12779 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня ситуация неприятная – случилось ДТП, теперь нужно компенсировать ущерб. Этот долг мне спишут при банкротстве или нет? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, у меня ситуация неприятная – случилось ДТП, теперь нужно компенсировать ущерб. Этот долг мне спишут при банкротстве или нет? ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Москва [PROPERTY_VALUE_ID] => 12778 [DESCRIPTION] => [~VALUE] => Москва [~DESCRIPTION] => [DISPLAY_VALUE] => Москва ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 23.01.2023 [PROPERTY_VALUE_ID] => 12776 [DESCRIPTION] => [~VALUE] => 23.01.2023 [~DESCRIPTION] => [DISPLAY_VALUE] => 23.01.2023 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Николай [PROPERTY_VALUE_ID] => 12777 [DESCRIPTION] => [~VALUE] => Николай [~DESCRIPTION] => [DISPLAY_VALUE] => Николай ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Спишут ли долги за компенсацию ущерба при банкротстве» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Спишут ли долги за компенсацию ущерба при банкротстве [ELEMENT_META_TITLE] => Спишут ли долги за компенсацию ущерба при банкротстве [ELEMENT_META_DESCRIPTION] => Спишут ли долги за компенсацию ущерба при банкротстве — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Спишут ли долги за компенсацию ущерба при банкротстве [SECTION_PAGE_TITLE] => #Спишут ли долги за компенсацию ущерба при банкротстве в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 48 [NAME] => Процедура банкротства [CODE] => protsedura-bankrotstva [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/protsedura-bankrotstva/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1769 [NAME] => Чахоян Кима Самвеловна [CODE] => chakhoyan-kima-samvelovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 11129 [PREVIEW_PICTURE] => 1711 [SORT] => 320 ) ) [19] => Array ( [ID] => 2004 [~ID] => 2004 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 28 [~IBLOCK_SECTION_ID] => 28 [NAME] => Спишут ли долги и штрафы ГИБДД, образовавшиеся во время банкротства [~NAME] => Спишут ли долги и штрафы ГИБДД, образовавшиеся во время банкротства [ACTIVE_FROM_X] => 2023-01-20 00:00:00 [~ACTIVE_FROM_X] => 2023-01-20 00:00:00 [ACTIVE_FROM] => 20.01.2023 [~ACTIVE_FROM] => 20.01.2023 [TIMESTAMP_X] => 10.01.2024 08:31:11 [~TIMESTAMP_X] => 10.01.2024 08:31:11 [DETAIL_PAGE_URL] => /consultation/question-88/ [~DETAIL_PAGE_URL] => /consultation/question-88/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 88 [~CODE] => 88 [EXTERNAL_ID] => 2004 [~EXTERNAL_ID] => 2004 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 20.01.2023 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1769 [PROPERTY_VALUE_ID] => 12767 [DESCRIPTION] => [~VALUE] => 1769 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 20.01.2023 [PROPERTY_VALUE_ID] => 12768 [DESCRIPTION] => [~VALUE] => 20.01.2023 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Марина [PROPERTY_VALUE_ID] => 12769 [DESCRIPTION] => [~VALUE] => Марина [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Доброго дня, спишут ли мне долги по коммуналке и штрафы ГИБДД, которые образовались уже после начала банкротства. Заранее спасибо за ответ. [PROPERTY_VALUE_ID] => 12770 [DESCRIPTION] => [~VALUE] => Доброго дня, спишут ли мне долги по коммуналке и штрафы ГИБДД, которые образовались уже после начала банкротства. Заранее спасибо за ответ. [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p>Здравствуйте, Марина! Эти долги относятся к текущим платежам, а они, согласно ФЗ 127, не подлежат списанию. То же самое относится к кредитам или <a href="/spisat-dolgi-mfo/" title="списание долгов по микрозаймам">МФО</a>, которые вы захотите взять в процессе банкротства. Рекомендуем вам обратиться к нашим юристам по банкротству, чтобы понимать нюансы правильного поведения во время процедуры.</p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 12772 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Марина! Эти долги относятся к текущим платежам, а они, согласно ФЗ 127, не подлежат списанию. То же самое относится к кредитам или МФО, которые вы захотите взять в процессе банкротства. Рекомендуем вам обратиться к нашим юристам по банкротству, чтобы понимать нюансы правильного поведения во время процедуры.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 12773 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 12774 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 79 [1] => 81 ) [PROPERTY_VALUE_ID] => Array ( [0] => 20015 [1] => 20016 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 79 [1] => 81 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => /interview/etapy-protsedury-bankrotstva/ [1] => https://kredita.net/spravochnik/kakie-dolgi-ne-spishut-pri-bankrotstve-fizlitsa/ ) [PROPERTY_VALUE_ID] => Array ( [0] => 12818 [1] => 20017 ) [DESCRIPTION] => Array ( [0] => Этапы процедуры банкротства [1] => Какие долги не спишут при банкротстве физлица ) [~VALUE] => Array ( [0] => /interview/etapy-protsedury-bankrotstva/ [1] => https://kredita.net/spravochnik/kakie-dolgi-ne-spishut-pri-bankrotstve-fizlitsa/ ) [~DESCRIPTION] => Array ( [0] => Этапы процедуры банкротства [1] => Какие долги не спишут при банкротстве физлица ) ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Доброго дня, спишут ли мне долги по коммуналке и штрафы ГИБДД, которые образовались уже после начала банкротства. Заранее спасибо за ответ. [PROPERTY_VALUE_ID] => 12770 [DESCRIPTION] => [~VALUE] => Доброго дня, спишут ли мне долги по коммуналке и штрафы ГИБДД, которые образовались уже после начала банкротства. Заранее спасибо за ответ. [~DESCRIPTION] => [DISPLAY_VALUE] => Доброго дня, спишут ли мне долги по коммуналке и штрафы ГИБДД, которые образовались уже после начала банкротства. Заранее спасибо за ответ. ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 20.01.2023 [PROPERTY_VALUE_ID] => 12768 [DESCRIPTION] => [~VALUE] => 20.01.2023 [~DESCRIPTION] => [DISPLAY_VALUE] => 20.01.2023 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Марина [PROPERTY_VALUE_ID] => 12769 [DESCRIPTION] => [~VALUE] => Марина [~DESCRIPTION] => [DISPLAY_VALUE] => Марина ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Спишут ли долги и штрафы ГИБДД, образовавшиеся во время банкротства» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Спишут ли долги и штрафы ГИБДД, образовавшиеся во время банкротства [ELEMENT_META_TITLE] => Спишут ли долги и штрафы ГИБДД, образовавшиеся во время банкротства [ELEMENT_META_DESCRIPTION] => Спишут ли долги и штрафы ГИБДД, образовавшиеся во время банкротства — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Спишут ли долги и штрафы ГИБДД, образовавшиеся во время банкротства [SECTION_PAGE_TITLE] => #Спишут ли долги и штрафы ГИБДД, образовавшиеся во время банкротства в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 48 [NAME] => Процедура банкротства [CODE] => protsedura-bankrotstva [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/protsedura-bankrotstva/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 111 [NAME] => МФО [CODE] => mfo [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mfo/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [5] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/shtrafy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1769 [NAME] => Чахоян Кима Самвеловна [CODE] => chakhoyan-kima-samvelovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 11129 [PREVIEW_PICTURE] => 1711 [SORT] => 320 ) ) ) [ELEMENTS] => Array ( [0] => 12613 [1] => 12614 [2] => 12462 [3] => 12463 [4] => 12281 [5] => 12282 [6] => 11757 [7] => 11758 [8] => 11628 [9] => 11629 [10] => 10771 [11] => 10772 [12] => 10454 [13] => 10455 [14] => 9289 [15] => 9288 [16] => 5854 [17] => 5446 [18] => 2005 [19] => 2004 ) [PAGEN_INFO] => Array ( [PREV_LINK] => [NEXT_LINK] => [NAV_NUM] => 1 ) [NAV_STRING] =>
1 2
[NAV_CACHED_DATA] => [NAV_RESULT] => CIBlockResult Object ( [result] => mysqli_result Object ( [current_field] => 0 [field_count] => 4 [lengths] => [num_rows] => 20 [type] => 0 ) [arResult] => Array ( [0] => Array ( [ID] => 12613 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-12 00:00:00 [ACTIVE_FROM] => 12.04.2024 ) [1] => Array ( [ID] => 12614 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-12 00:00:00 [ACTIVE_FROM] => 12.04.2024 ) [2] => Array ( [ID] => 12462 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-09 00:00:00 [ACTIVE_FROM] => 09.04.2024 ) [3] => Array ( [ID] => 12463 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-09 00:00:00 [ACTIVE_FROM] => 09.04.2024 ) [4] => Array ( [ID] => 12281 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-05 00:00:00 [ACTIVE_FROM] => 05.04.2024 ) [5] => Array ( [ID] => 12282 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-05 00:00:00 [ACTIVE_FROM] => 05.04.2024 ) [6] => Array ( [ID] => 11757 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-26 00:00:00 [ACTIVE_FROM] => 26.03.2024 ) [7] => Array ( [ID] => 11758 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-26 00:00:00 [ACTIVE_FROM] => 26.03.2024 ) [8] => Array ( [ID] => 11628 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-25 00:00:00 [ACTIVE_FROM] => 25.03.2024 ) [9] => Array ( [ID] => 11629 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-25 00:00:00 [ACTIVE_FROM] => 25.03.2024 ) [10] => Array ( [ID] => 10771 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-12 00:00:00 [ACTIVE_FROM] => 12.03.2024 ) [11] => Array ( [ID] => 10772 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-12 00:00:00 [ACTIVE_FROM] => 12.03.2024 ) [12] => Array ( [ID] => 10454 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 ) [13] => Array ( [ID] => 10455 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 ) [14] => Array ( [ID] => 9289 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-09 16:00:00 [ACTIVE_FROM] => 09.02.2024 16:00:00 ) [15] => Array ( [ID] => 9288 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-09 14:00:00 [ACTIVE_FROM] => 09.02.2024 14:00:00 ) [16] => Array ( [ID] => 5854 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2023-11-03 00:00:00 [ACTIVE_FROM] => 03.11.2023 ) [17] => Array ( [ID] => 5446 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2023-10-07 00:00:00 [ACTIVE_FROM] => 07.10.2023 ) [18] => Array ( [ID] => 2005 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2023-01-23 00:00:00 [ACTIVE_FROM] => 23.01.2023 ) [19] => Array ( [ID] => 2004 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2023-01-20 00:00:00 [ACTIVE_FROM] => 20.01.2023 ) ) [arReplacedAliases] => [arResultAdd] => [bNavStart] => 1 [bShowAll] => [NavNum] => 1 [NavPageCount] => 2 [NavPageNomer] => 1 [NavPageSize] => 20 [NavShowAll] => [NavRecordCount] => 23 [bFirstPrintNav] => 1 [PAGEN] => 1 [SIZEN] => 20 [SESS_SIZEN] => [SESS_ALL] => [SESS_PAGEN] => [add_anchor] => [bPostNavigation] => [bFromArray] => [bFromLimited] => 1 [nPageWindow] => 5 [nSelectedCount] => 23 [arGetNextCache] => [bDescPageNumbering] => [arUserFields] => [usedUserFields] => [SqlTraceIndex] => [DB] => CDatabase Object ( [DBName] => cl12068_creditus [DBHost] => localhost [DBLogin] => cl12068_creditus [DBPassword] => kCA1xkcB [db_Conn] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1266023635 [warning_count] => 0 ) [debug] => [DebugToFile] => [ShowSqlStat] => [db_Error] => [db_ErrorSQL] => [result] => [type] => MYSQL [column_cache] => Array ( ) [bModuleConnection] => [bNodeConnection] => [node_id] => [obSlave] => [connection:protected] => Bitrix\Main\DB\MysqliConnection Object ( [resource:protected] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1266023635 [warning_count] => 0 ) [isConnected:protected] => 1 [configuration:protected] => Array ( [className] => \Bitrix\Main\DB\MysqliConnection [host] => localhost [database] => cl12068_creditus [login] => cl12068_creditus [password] => kCA1xkcB [options] => 2 [include_after_connected] => /home/c/cl12068/public_html/bitrix/php_interface/after_connect_d7.php ) [sqlHelper:protected] => Bitrix\Main\DB\MysqliSqlHelper Object ( [connection:protected] => Bitrix\Main\DB\MysqliConnection Object *RECURSION* [idCache:protected] => Array ( [main_site] => `main_site` [LID] => `LID` [SORT] => `SORT` [DEF] => `DEF` [ACTIVE] => `ACTIVE` [NAME] => `NAME` [DIR] => `DIR` [LANGUAGE_ID] => `LANGUAGE_ID` [DOC_ROOT] => `DOC_ROOT` [DOMAIN_LIMITED] => `DOMAIN_LIMITED` [SERVER_NAME] => `SERVER_NAME` [SITE_NAME] => `SITE_NAME` [EMAIL] => `EMAIL` [CULTURE_ID] => `CULTURE_ID` [b_lang] => `b_lang` [main_site_domain] => `main_site_domain` [LD_LID] => `LD_LID` [DOMAIN] => `DOMAIN` [LD_DOMAIN] => `LD_DOMAIN` [b_lang_domain] => `b_lang_domain` [main_localization_language] => `main_localization_language` [CODE] => `CODE` [b_language] => `b_language` [main_localization_culture] => `main_localization_culture` [ID] => `ID` [FORMAT_DATE] => `FORMAT_DATE` [FORMAT_DATETIME] => `FORMAT_DATETIME` [FORMAT_NAME] => `FORMAT_NAME` [WEEK_START] => `WEEK_START` [CHARSET] => `CHARSET` [DIRECTION] => `DIRECTION` [SHORT_DATE_FORMAT] => `SHORT_DATE_FORMAT` [MEDIUM_DATE_FORMAT] => `MEDIUM_DATE_FORMAT` [LONG_DATE_FORMAT] => `LONG_DATE_FORMAT` [FULL_DATE_FORMAT] => `FULL_DATE_FORMAT` [DAY_MONTH_FORMAT] => `DAY_MONTH_FORMAT` [DAY_SHORT_MONTH_FORMAT] => `DAY_SHORT_MONTH_FORMAT` [DAY_OF_WEEK_MONTH_FORMAT] => `DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT` [SHORT_TIME_FORMAT] => `SHORT_TIME_FORMAT` [LONG_TIME_FORMAT] => `LONG_TIME_FORMAT` [AM_VALUE] => `AM_VALUE` [PM_VALUE] => `PM_VALUE` [NUMBER_THOUSANDS_SEPARATOR] => `NUMBER_THOUSANDS_SEPARATOR` [NUMBER_DECIMAL_SEPARATOR] => `NUMBER_DECIMAL_SEPARATOR` [NUMBER_DECIMALS] => `NUMBER_DECIMALS` [b_culture] => `b_culture` [main_group] => `main_group` [GROUP_ID] => `GROUP_ID` [SECURITY_POLICY] => `SECURITY_POLICY` [b_group] => `b_group` [CONDITION] => `CONDITION` [socialservices_ap] => `socialservices_ap` [TIMESTAMP_X] => `TIMESTAMP_X` [USER_ID] => `USER_ID` [ENDPOINT] => `ENDPOINT` [LOGIN] => `LOGIN` [PASSWORD] => `PASSWORD` [LAST_AUTHORIZE] => `LAST_AUTHORIZE` [SETTINGS] => `SETTINGS` [b_socialservices_ap] => `b_socialservices_ap` [main_task] => `main_task` [LETTER] => `LETTER` [MODULE_ID] => `MODULE_ID` [SYS] => `SYS` [DESCRIPTION] => `DESCRIPTION` [BINDING] => `BINDING` [b_task] => `b_task` [main_task_operation] => `main_task_operation` [OPERATION_ID] => `OPERATION_ID` [main_task_operation_operation] => `main_task_operation_operation` [b_operation] => `b_operation` [TASK_ID] => `TASK_ID` [UALIAS_0] => `UALIAS_0` [UALIAS_1] => `UALIAS_1` [b_task_operation] => `b_task_operation` [iblock_iblock_site] => `iblock_iblock_site` [IBLOCK_ID] => `IBLOCK_ID` [iblock_iblock_site_iblock] => `iblock_iblock_site_iblock` [b_iblock] => `b_iblock` [SITE_ID] => `SITE_ID` [b_iblock_site] => `b_iblock_site` [catalog_catalog_iblock] => `catalog_catalog_iblock` [PRODUCT_IBLOCK_ID] => `PRODUCT_IBLOCK_ID` [SKU_PROPERTY_ID] => `SKU_PROPERTY_ID` [VAT_ID] => `VAT_ID` [YANDEX_EXPORT] => `YANDEX_EXPORT` [SUBSCRIPTION] => `SUBSCRIPTION` [b_catalog_iblock] => `b_catalog_iblock` [iblock_inherited_property] => `iblock_inherited_property` [b_iblock_iproperty] => `b_iblock_iproperty` [main_user_field] => `main_user_field` [ENTITY_ID] => `ENTITY_ID` [FIELD_NAME] => `FIELD_NAME` [USER_TYPE_ID] => `USER_TYPE_ID` [XML_ID] => `XML_ID` [MULTIPLE] => `MULTIPLE` [b_user_field] => `b_user_field` [catalog_catalog_iblock_iblock] => `catalog_catalog_iblock_iblock` [VERSION] => `VERSION` [iblock_property] => `iblock_property` [DEFAULT_VALUE] => `DEFAULT_VALUE` [PROPERTY_TYPE] => `PROPERTY_TYPE` [ROW_COUNT] => `ROW_COUNT` [COL_COUNT] => `COL_COUNT` [LIST_TYPE] => `LIST_TYPE` [FILE_TYPE] => `FILE_TYPE` [MULTIPLE_CNT] => `MULTIPLE_CNT` [LINK_IBLOCK_ID] => `LINK_IBLOCK_ID` [WITH_DESCRIPTION] => `WITH_DESCRIPTION` [SEARCHABLE] => `SEARCHABLE` [FILTRABLE] => `FILTRABLE` [IS_REQUIRED] => `IS_REQUIRED` [USER_TYPE] => `USER_TYPE` [USER_TYPE_SETTINGS] => `USER_TYPE_SETTINGS` [HINT] => `HINT` [b_iblock_property] => `b_iblock_property` [iblock_property_iblock] => `iblock_property_iblock` [TMP_ID] => `TMP_ID` [USER_TYPE_SETTINGS_LIST] => `USER_TYPE_SETTINGS_LIST` ) ) [sqlTracker:protected] => [trackSql:protected] => [version:protected] => [versionExpress:protected] => [host:protected] => localhost [database:protected] => cl12068_creditus [login:protected] => cl12068_creditus [password:protected] => kCA1xkcB [initCommand:protected] => [options:protected] => 2 [nodeId:protected] => 0 [utf8mb4:protected] => Array ( ) [tableColumnsCache:protected] => Array ( ) [lastQueryResult:protected] => mysqli_result Object ( [current_field] => 0 [field_count] => 28 [lengths] => [num_rows] => 1 [type] => 0 ) [queryExecutingEnabled:protected] => 1 [disabledQueryExecutingDump:protected] => [engine:protected] => [transactionLevel:protected] => 0 ) [connectionName:protected] => [cntQuery] => 0 [timeQuery] => 0 [arQueryDebug] => Array ( ) [sqlTracker] => [version] => [escL] => ` [escR] => ` ) [NavRecordCountChangeDisable] => [is_filtered] => [nStartPage] => 1 [nEndPage] => 2 [resultObject] => [arIBlockMultProps] => Array ( ) [arIBlockConvProps] => Array ( ) [arIBlockAllProps] => Array ( ) [arIBlockNumProps] => Array ( ) [arIBlockLongProps] => Array ( ) [nInitialSize] => [table_id] => [strDetailUrl] => [strSectionUrl] => [strListUrl] => [arSectionContext] => [bIBlockSection] => [nameTemplate] => [_LAST_IBLOCK_ID] => 18 [_FILTER_IBLOCK_ID] => Array ( [18] => 1 ) ) [NAV_PARAM] => Array ( ) [SECTION_INFO] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [SECTION_PAGE_URL] => /consultation/shtrafy/ [DETAIL_PICTURE] => 5855 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 631 ) [UF_PUBLICATIONS] => Array ( [0] => 555 [1] => 7356 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) [PUBLICATIONS] => Array ( [0] => Array ( [ID] => 555 [NAME] => Этапы процедуры банкротства: рассказываем, что и как нужно делать [CODE] => etapy-protsedury-bankrotstva-rasskazyvaem-chto-i-kak-nuzhno-delat [PREVIEW_PICTURE] => 7761 [DETAIL_PAGE_URL] => /spravochnik/etapy-protsedury-bankrotstva-rasskazyvaem-chto-i-kak-nuzhno-delat/ [LANG_DIR] => / [SORT] => 500 [EXTERNAL_ID] => 555 [IBLOCK_SECTION_ID] => 14 [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [LID] => s1 ) [1] => Array ( [ID] => 7356 [NAME] => Банкротство - больше расходов или доходов? Считаем стоимость. [CODE] => bankrotstvo-bolshe-raskhodov-ili-dokhodov-schitaem-stoimost [PREVIEW_PICTURE] => 6098 [DETAIL_PAGE_URL] => /spravochnik/bankrotstvo-bolshe-raskhodov-ili-dokhodov-schitaem-stoimost/ [LANG_DIR] => / [SORT] => 500 [EXTERNAL_ID] => 7356 [IBLOCK_SECTION_ID] => 41 [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [LID] => s1 ) [2] => Array ( [ID] => 13632 [~ID] => 13632 [NAME] => Всё о взыскании займа: суть, исковое заявление и важные нюансы [~NAME] => Всё о взыскании займа: суть, исковое заявление и важные нюансы [CODE] => iskovoe-zayavlenie-o-vzyskanii-zajma [~CODE] => iskovoe-zayavlenie-o-vzyskanii-zajma [PREVIEW_PICTURE] => 8539 [~PREVIEW_PICTURE] => 8539 [DETAIL_PAGE_URL] => /spravochnik/iskovoe-zayavlenie-o-vzyskanii-zajma/ [~DETAIL_PAGE_URL] => /spravochnik/iskovoe-zayavlenie-o-vzyskanii-zajma/ [LANG_DIR] => / [~LANG_DIR] => / [ACTIVE_FROM_X] => 2024-05-08 08:00:00 [~ACTIVE_FROM_X] => 2024-05-08 08:00:00 [ACTIVE_FROM] => 08.05.2024 08:00:00 [~ACTIVE_FROM] => 08.05.2024 08:00:00 [SORT] => 500 [~SORT] => 500 [EXTERNAL_ID] => 13632 [~EXTERNAL_ID] => 13632 [IBLOCK_SECTION_ID] => 15 [~IBLOCK_SECTION_ID] => 15 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [~IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [~IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 ) [3] => Array ( [ID] => 13704 [~ID] => 13704 [NAME] => Забыл отменить судебный приказ: можно ли еще спасти свои деньги? [~NAME] => Забыл отменить судебный приказ: можно ли еще спасти свои деньги? [CODE] => ne-otmenili-sudebnyj-prikaz-chto-delat [~CODE] => ne-otmenili-sudebnyj-prikaz-chto-delat [PREVIEW_PICTURE] => 8681 [~PREVIEW_PICTURE] => 8681 [DETAIL_PAGE_URL] => /spravochnik/ne-otmenili-sudebnyj-prikaz-chto-delat/ [~DETAIL_PAGE_URL] => /spravochnik/ne-otmenili-sudebnyj-prikaz-chto-delat/ [LANG_DIR] => / [~LANG_DIR] => / [ACTIVE_FROM_X] => 2024-05-08 00:00:00 [~ACTIVE_FROM_X] => 2024-05-08 00:00:00 [ACTIVE_FROM] => 08.05.2024 [~ACTIVE_FROM] => 08.05.2024 [SORT] => 500 [~SORT] => 500 [EXTERNAL_ID] => 13704 [~EXTERNAL_ID] => 13704 [IBLOCK_SECTION_ID] => 717 [~IBLOCK_SECTION_ID] => 717 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [~IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [~IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 ) [4] => Array ( [ID] => 13710 [~ID] => 13710 [NAME] => Исполнительное производство остановлено: как этого добиться и что делать дальше [~NAME] => Исполнительное производство остановлено: как этого добиться и что делать дальше [CODE] => priostanovit-ispolnitelnoe-proizvodstvo [~CODE] => priostanovit-ispolnitelnoe-proizvodstvo [PREVIEW_PICTURE] => 8683 [~PREVIEW_PICTURE] => 8683 [DETAIL_PAGE_URL] => /spravochnik/priostanovit-ispolnitelnoe-proizvodstvo/ [~DETAIL_PAGE_URL] => /spravochnik/priostanovit-ispolnitelnoe-proizvodstvo/ [LANG_DIR] => / [~LANG_DIR] => / [ACTIVE_FROM_X] => 2024-05-08 00:00:00 [~ACTIVE_FROM_X] => 2024-05-08 00:00:00 [ACTIVE_FROM] => 08.05.2024 [~ACTIVE_FROM] => 08.05.2024 [SORT] => 500 [~SORT] => 500 [EXTERNAL_ID] => 13710 [~EXTERNAL_ID] => 13710 [IBLOCK_SECTION_ID] => 717 [~IBLOCK_SECTION_ID] => 717 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [~IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [~IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 ) ) [ORGANIZATIONS] => Array ( [0] => Array ( [ID] => 5795 [NAME] => Банкротство физических лиц [CODE] => bankrotstvo-fizicheskikh-lits [DETAIL_PAGE_URL] => /bankrotstvo-fizicheskikh-lits/ [PROPERTY_BANK_ICO_VALUE] => 6123 [PROPERTY_BANK_ICO_VALUE_ID] => 79103 [PROPERTY_FIRST_HEADER_VALUE] => Банкротство физических лиц [PROPERTY_FIRST_HEADER_VALUE_ID] => 62820 [LANG_DIR] => / [SORT] => 1002 [EXTERNAL_ID] => 5795 [IBLOCK_SECTION_ID] => 567 [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 17 [IBLOCK_CODE] => bankrotstvo-pages [IBLOCK_EXTERNAL_ID] => [LID] => s1 ) [1] => Array ( [ID] => 631 [NAME] => Списать Долги по Штрафам ГИБДД [CODE] => spisat-dolgi-po-shtrafam-gibdd [DETAIL_PAGE_URL] => /spisat-dolgi-po-shtrafam-gibdd/ [PROPERTY_BANK_ICO_VALUE] => 5744 [PROPERTY_BANK_ICO_VALUE_ID] => 66296 [PROPERTY_FIRST_HEADER_VALUE] => Списать Долги по Штрафам ГИБДД [PROPERTY_FIRST_HEADER_VALUE_ID] => 4182 [LANG_DIR] => / [SORT] => 500 [EXTERNAL_ID] => 631 [IBLOCK_SECTION_ID] => 539 [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 17 [IBLOCK_CODE] => bankrotstvo-pages [IBLOCK_EXTERNAL_ID] => [LID] => s1 ) ) ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [SECTION_PAGE_URL] => /consultation/dolgi/ [DETAIL_PICTURE] => 5869 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5752 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [DETAIL_PICTURE] => 5870 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 [1] => 15 ) ) [2] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [DETAIL_PICTURE] => 5868 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [3] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [SECTION_PAGE_URL] => /consultation/kredit/ [DETAIL_PICTURE] => 5874 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 ) ) [4] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [DETAIL_PICTURE] => 5871 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 ) ) [5] => Array ( [ID] => 31 [NAME] => Коллекторы [CODE] => kollektory [SECTION_PAGE_URL] => /consultation/kollektory/ [DETAIL_PICTURE] => 5823 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=TZt [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 158 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 18 ) ) [6] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [DETAIL_PICTURE] => 5872 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 19 ) ) [7] => Array ( [ID] => 33 [NAME] => Арест имущества [CODE] => arest-imushchestva [SECTION_PAGE_URL] => /consultation/arest-imushchestva/ [DETAIL_PICTURE] => 5829 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 632 ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 ) ) [8] => Array ( [ID] => 42 [NAME] => Внесудебное банкротство [CODE] => vnesudebnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/vnesudebnoe-bankrotstvo/ [DETAIL_PICTURE] => 5830 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [9] => Array ( [ID] => 43 [NAME] => Пенсионеры [CODE] => pensionery [SECTION_PAGE_URL] => /consultation/pensionery/ [DETAIL_PICTURE] => 5873 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [10] => Array ( [ID] => 45 [NAME] => Имущество при банкротстве [CODE] => imushchestvo-pri-bankrotstve [SECTION_PAGE_URL] => /consultation/imushchestvo-pri-bankrotstve/ [DETAIL_PICTURE] => 5826 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 50 ) ) [11] => Array ( [ID] => 46 [NAME] => Госслужащие [CODE] => gossluzhashchie [SECTION_PAGE_URL] => /consultation/gossluzhashchie/ [DETAIL_PICTURE] => 5875 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 41 ) ) [12] => Array ( [ID] => 47 [NAME] => Закон о банкротстве (127-ФЗ) [CODE] => zakon-o-bankrotstve [SECTION_PAGE_URL] => /consultation/zakon-o-bankrotstve/ [DETAIL_PICTURE] => 5876 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 16 ) ) [13] => Array ( [ID] => 48 [NAME] => Процедура банкротства [CODE] => protsedura-bankrotstva [SECTION_PAGE_URL] => /consultation/protsedura-bankrotstva/ [DETAIL_PICTURE] => 5877 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [14] => Array ( [ID] => 49 [NAME] => Судебные практики [CODE] => sudebnye-praktiki [SECTION_PAGE_URL] => /consultation/sudebnye-praktiki/ [DETAIL_PICTURE] => 5878 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 12 ) ) [15] => Array ( [ID] => 51 [NAME] => Арест карты [CODE] => arest-karty [SECTION_PAGE_URL] => /consultation/arest-karty/ [DETAIL_PICTURE] => 5659 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 [1] => 384 ) ) [16] => Array ( [ID] => 53 [NAME] => Банкротство ИП [CODE] => bankrotstvo-ip [SECTION_PAGE_URL] => /consultation/bankrotstvo-ip/ [DETAIL_PICTURE] => 5828 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [17] => Array ( [ID] => 54 [NAME] => Финансовый управляющий [CODE] => finansovyy-upravlyayushchiy [SECTION_PAGE_URL] => /consultation/finansovyy-upravlyayushchiy/ [DETAIL_PICTURE] => 5818 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 221 ) ) [18] => Array ( [ID] => 55 [NAME] => Исполнительное производство [CODE] => ispolnitelnoe-proizvodstvo [SECTION_PAGE_URL] => /consultation/ispolnitelnoe-proizvodstvo/ [DETAIL_PICTURE] => 5824 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [19] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [SECTION_PAGE_URL] => /consultation/ipoteka/ [DETAIL_PICTURE] => 5825 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 105 ) ) [20] => Array ( [ID] => 57 [NAME] => Последствия банкротства [CODE] => posledstviya-bankrotstva [SECTION_PAGE_URL] => /consultation/posledstviya-bankrotstva/ [DETAIL_PICTURE] => 5820 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=U8cCLivarJ8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [21] => Array ( [ID] => 64 [NAME] => Платежи [CODE] => platezhi [SECTION_PAGE_URL] => /consultation/platezhi/ [DETAIL_PICTURE] => 5821 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 [1] => 270 ) ) [22] => Array ( [ID] => 65 [NAME] => Договор [CODE] => dogovor [SECTION_PAGE_URL] => /consultation/dogovor/ [DETAIL_PICTURE] => 5827 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [23] => Array ( [ID] => 66 [NAME] => Рассрочка [CODE] => rassrochka [SECTION_PAGE_URL] => /consultation/rassrochka/ [DETAIL_PICTURE] => 5832 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 [1] => 12 ) ) [24] => Array ( [ID] => 67 [NAME] => Расходы [CODE] => raskhody [SECTION_PAGE_URL] => /consultation/raskhody/ [DETAIL_PICTURE] => 5833 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 270 ) ) [25] => Array ( [ID] => 68 [NAME] => Оплата [CODE] => oplata [SECTION_PAGE_URL] => /consultation/oplata/ [DETAIL_PICTURE] => 5822 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [26] => Array ( [ID] => 73 [NAME] => Разблокировка [CODE] => razblokirovka [SECTION_PAGE_URL] => /consultation/razblokirovka/ [DETAIL_PICTURE] => 5867 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [27] => Array ( [ID] => 74 [NAME] => Счет [CODE] => schet [SECTION_PAGE_URL] => /consultation/schet/ [DETAIL_PICTURE] => 5831 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [28] => Array ( [ID] => 111 [NAME] => МФО [CODE] => mfo [SECTION_PAGE_URL] => /consultation/mfo/ [DETAIL_PICTURE] => 5865 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 466 ) [UF_PUBLICATIONS] => Array ( [0] => 3576 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 110 ) ) [29] => Array ( [ID] => 112 [NAME] => МФЦ [CODE] => mfts [SECTION_PAGE_URL] => /consultation/mfts/ [DETAIL_PICTURE] => 5864 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( [0] => 5793 [1] => 5795 [2] => 633 ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [30] => Array ( [ID] => 113 [NAME] => Пенсия [CODE] => pensiya [SECTION_PAGE_URL] => /consultation/pensiya/ [DETAIL_PICTURE] => 5866 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5728 [1] => 5795 [2] => 5793 ) [UF_PUBLICATIONS] => Array ( [0] => 3513 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [31] => Array ( [ID] => 114 [NAME] => ИП [CODE] => ip [SECTION_PAGE_URL] => /consultation/ip/ [DETAIL_PICTURE] => 5863 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5727 [1] => 5793 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [32] => Array ( [ID] => 115 [NAME] => Сроки [CODE] => sroki [SECTION_PAGE_URL] => /consultation/sroki/ [DETAIL_PICTURE] => 5861 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [33] => Array ( [ID] => 116 [NAME] => Наследство [CODE] => nasledstvo [SECTION_PAGE_URL] => /consultation/nasledstvo/ [DETAIL_PICTURE] => 5862 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [34] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [SECTION_PAGE_URL] => /consultation/banki/ [DETAIL_PICTURE] => 5860 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/r_Y07NTIFBQ [UF_BANKS] => Array ( [0] => 5917 [1] => 5947 [2] => 693 [3] => 5948 [4] => 692 [5] => 464 [6] => 847 [7] => 470 [8] => 929 [9] => 833 [10] => 842 [11] => 846 [12] => 5949 [13] => 5918 [14] => 472 ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5790 [3] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 [1] => 106 [2] => 351 ) ) [35] => Array ( [ID] => 119 [NAME] => Зарплата [CODE] => zarplata [SECTION_PAGE_URL] => /consultation/zarplata/ [DETAIL_PICTURE] => 5856 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/dIn6C_XPWrE [UF_BANKS] => Array ( [0] => 5949 [1] => 463 ) [UF_ORGANIZATIONS] => Array ( [0] => 5743 [1] => 5795 [2] => 5799 ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 390 ) ) [36] => Array ( [ID] => 120 [NAME] => ЖКХ [CODE] => zhkkh [SECTION_PAGE_URL] => /consultation/zhkkh/ [DETAIL_PICTURE] => 5858 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 461 ) [UF_PUBLICATIONS] => Array ( [0] => 3494 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 107 ) ) [37] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [SECTION_PAGE_URL] => /consultation/shtrafy/ [DETAIL_PICTURE] => 5855 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 631 ) [UF_PUBLICATIONS] => Array ( [0] => 555 [1] => 7356 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [38] => Array ( [ID] => 122 [NAME] => Алименты [CODE] => alimenty [SECTION_PAGE_URL] => /consultation/alimenty/ [DETAIL_PICTURE] => 5857 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [39] => Array ( [ID] => 152 [NAME] => Скидки [CODE] => skidki [SECTION_PAGE_URL] => /consultation/skidki/ [DETAIL_PICTURE] => 5835 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 81 ) [UF_PUBLICATIONS] => Array ( [0] => 3397 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [40] => Array ( [ID] => 153 [NAME] => Стоимость [CODE] => stoimost [SECTION_PAGE_URL] => /consultation/stoimost/ [DETAIL_PICTURE] => 5834 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 634 [1] => 633 [2] => 79 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [41] => Array ( [ID] => 154 [NAME] => Автокредит [CODE] => avtokredit [SECTION_PAGE_URL] => /consultation/avtokredit/ [DETAIL_PICTURE] => 5859 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3493 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 106 ) ) [42] => Array ( [ID] => 217 [NAME] => Банкротство военных [CODE] => bankrotstvo-voennykh [SECTION_PAGE_URL] => /consultation/bankrotstvo-voennykh/ [DETAIL_PICTURE] => 5854 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [43] => Array ( [ID] => 218 [NAME] => Военная ипотека [CODE] => voennaya-ipoteka [SECTION_PAGE_URL] => /consultation/voennaya-ipoteka/ [DETAIL_PICTURE] => 5853 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [44] => Array ( [ID] => 234 [NAME] => Материнский капитал [CODE] => materinskiy-kapital [SECTION_PAGE_URL] => /consultation/materinskiy-kapital/ [DETAIL_PICTURE] => 5852 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. 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[DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4532 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 247 ) ) [46] => Array ( [ID] => 258 [NAME] => Федресурс [CODE] => fedresurs [SECTION_PAGE_URL] => /consultation/fedresurs/ [DETAIL_PICTURE] => 5848 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4552 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 273 ) ) [47] => Array ( [ID] => 259 [NAME] => Банкротство супругов [CODE] => bankrotstvo-suprugov [SECTION_PAGE_URL] => /consultation/bankrotstvo-suprugov/ [DETAIL_PICTURE] => 5847 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/gA7DFWEioLI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5729 ) [UF_PUBLICATIONS] => Array ( [0] => 4527 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 271 ) ) [48] => Array ( [ID] => 260 [NAME] => Фиктивное банкротство [CODE] => fiktivnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/fiktivnoe-bankrotstvo/ [DETAIL_PICTURE] => 5846 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/bbgDHU1VWJI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 275 ) ) [49] => Array ( [ID] => 261 [NAME] => Банкротство умершего [CODE] => bankrotstvo-umershego [SECTION_PAGE_URL] => /consultation/bankrotstvo-umershego/ [DETAIL_PICTURE] => 5845 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5730 ) [UF_PUBLICATIONS] => Array ( [0] => 4556 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [50] => Array ( [ID] => 264 [NAME] => КоммерсантЪ [CODE] => kommersant [SECTION_PAGE_URL] => /consultation/kommersant/ [DETAIL_PICTURE] => 5844 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4588 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 270 ) ) [51] => Array ( [ID] => 289 [NAME] => Юрист в банкротстве [CODE] => yurist-v-bankrotstve [SECTION_PAGE_URL] => /consultation/yurist-v-bankrotstve/ [DETAIL_PICTURE] => 5841 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4671 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 288 ) ) [52] => Array ( [ID] => 290 [NAME] => Признаки банкротства [CODE] => priznaki-bankrotstva [SECTION_PAGE_URL] => /consultation/priznaki-bankrotstva/ [DETAIL_PICTURE] => 5840 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4665 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 272 ) ) [53] => Array ( [ID] => 291 [NAME] => Реализация имущества [CODE] => realizatsiya-imushchestva [SECTION_PAGE_URL] => /consultation/realizatsiya-imushchestva/ [DETAIL_PICTURE] => 5839 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4625 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 277 [1] => 286 ) ) [54] => Array ( [ID] => 292 [NAME] => Отказ в банкротстве [CODE] => otkaz-v-bankrotstve [SECTION_PAGE_URL] => /consultation/otkaz-v-bankrotstve/ [DETAIL_PICTURE] => 5843 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 285 ) ) [55] => Array ( [ID] => 293 [NAME] => Оспаривание сделок [CODE] => osparivanie-sdelok [SECTION_PAGE_URL] => /consultation/osparivanie-sdelok/ [DETAIL_PICTURE] => 5842 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 287 ) ) [56] => Array ( [ID] => 318 [NAME] => Прожиточный минимум [CODE] => prozhitochnyy-minimum [SECTION_PAGE_URL] => /consultation/prozhitochnyy-minimum/ [DETAIL_PICTURE] => 5838 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE?si=q94W9BuKnXDYJpw2 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4802 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [57] => Array ( [ID] => 326 [NAME] => Выезд за границу [CODE] => vyezd-za-granitsu [SECTION_PAGE_URL] => /consultation/vyezd-za-granitsu/ [DETAIL_PICTURE] => 5837 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0?si=n30t8VCvq7s7FNIa [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [58] => Array ( [ID] => 329 [NAME] => Конкурсная масса [CODE] => konkursnaya-massa [SECTION_PAGE_URL] => /consultation/konkursnaya-massa/ [DETAIL_PICTURE] => 5836 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=Il3mDNsvCIHHAgdL [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4583 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 278 ) ) [59] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [SECTION_PAGE_URL] => /consultation/sber/ [DETAIL_PICTURE] => 5660 [DESCRIPTION] => <p>Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей.</p> [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=cnd4aY7PuDvvEJ-D [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 463 ) [UF_PUBLICATIONS] => Array ( [0] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 351 ) ) [60] => Array ( [ID] => 369 [NAME] => Расписка [CODE] => raspiska [SECTION_PAGE_URL] => /consultation/raspiska/ [DETAIL_PICTURE] => 5819 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5463 [1] => 5477 [2] => 5370 ) [UF_PUBLICATION_SECTION] => Array ( ) ) [61] => Array ( [ID] => 388 [NAME] => Кредитная карта [CODE] => kreditnaya-karta [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/ [DETAIL_PICTURE] => 5817 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=YGC3EZJ0-qxbHz3M [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5586 [1] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [62] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [DETAIL_PICTURE] => 5816 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw?si=ZogIPv2fa8JGX8Ac [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5600 [1] => 5561 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 385 ) ) [63] => Array ( [ID] => 902 [NAME] => Банкротство [CODE] => bankrotstvo [SECTION_PAGE_URL] => /consultation/bankrotstvo/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [64] => Array ( [ID] => 910 [NAME] => Приставы [CODE] => pristavy [SECTION_PAGE_URL] => /consultation/pristavy/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [65] => Array ( [ID] => 918 [NAME] => Антиколлекторы [CODE] => antikollektory [SECTION_PAGE_URL] => /consultation/antikollektory/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [66] => Array ( [ID] => 922 [NAME] => Суды [CODE] => sudy [SECTION_PAGE_URL] => /consultation/sudy/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [67] => Array ( [ID] => 971 [NAME] => Торги [CODE] => torgi [SECTION_PAGE_URL] => /consultation/torgi/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) ) [ELEMENTS_COUNT] => 1398 )

#Штрафы в банкротстве

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05.04.2024 Марина К.
Добрый день, Марина. В случае получения досудебной претензии от банка по оплате кредита необходимо внимательно изучить ее содержание и проверить правильность расчето...
23.01.2023 Николай Москва
Здравствуйте, Николай! Поскольку ДТП предполагает нанесение имущественного вреда, то, согласно ФЗ 127, такие долги не подлежат списанию. Однако при ДТП сложно доказа...
20.01.2023 Марина
Здравствуйте, Марина! Эти долги относятся к текущим платежам, а они, согласно ФЗ 127, не подлежат списанию. То же самое относится к кредитам или МФО, которые вы захо...
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Если будете ждать дольше, подарим вам услугу «Антиколлектор»
Мы помогли 250 000 человек
Списали долгов более 1 млрд рублей
Более 100 филиалов по России
Банкротим уже 8 лет
Законное Банкротство Долгов и Кредитов по 127 - ФЗ РФ
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3 860 руб./мес.
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Если будете ждать дольше, подарим вам услугу «Антиколлектор»
Мы помогли 250 000 человек
Списали долгов более 1 млрд рублей
Более 100 филиалов по России
Банкротим уже 8 лет
Законное Банкротство Долгов и Кредитов по 127 - ФЗ РФ
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3 860 руб./мес.
Рассрочка на банкротство
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Возврат средств
Быстрое банкротство
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Гарантия успеха
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Если будете ждать дольше, подарим вам услугу «Антиколлектор»
Мы помогли 250 000 человек
Списали долгов более 1 млрд рублей
Более 100 филиалов по России
Банкротим уже 8 лет
Законное Банкротство Долгов и Кредитов по 127 - ФЗ РФ
icon
3 860 руб./мес.
Рассрочка на банкротство
icon
Возврат средств
Быстрое банкротство
icon
Гарантия успеха
Оплатим долг за вас если не спишем*
Бесплатная консультация
icon Антиколлектор в подарок
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Если будете ждать дольше, подарим вам услугу «Антиколлектор»
Мы помогли 250 000 человек
Списали долгов более 1 млрд рублей
Более 100 филиалов по России
Банкротим уже 8 лет
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