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                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
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                                    [VALUE] => 2781
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                                    [VALUE] => 12.04.2024
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                                    [~DESCRIPTION] => 
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                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
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                                    [VERSION] => 1
                                    [USER_TYPE] => 
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                                    [CODE] => CITY
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                                    [COL_COUNT] => 30
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
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                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
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                                        (
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                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
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                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня возникла просрочка по займу в «Деньги сразу»? Какие меры предпринимает МФО для возврата долга?

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                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня возникла просрочка по займу в «Деньги сразу»? Какие меры предпринимает МФО для возврата долга?

                                    [~DESCRIPTION] => 
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                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

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                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Федор. При возникновении просрочки по займу в «Деньги сразу», микрокредитная организация имеет право на взыскание долга согласно законодательству. Они могут применять различные методы, включая направление уведомлений, звонки, смс-информирование, и даже организацию личных встреч. В случае отсутствия своевременной оплаты долга, они вправе обратиться в суд за исполнительным листом. На его основании Федеральная служба судебных приставов (ФССП) имеет право арестовать ваши счета и принудительно взыскать деньги. Если вы не можете платить в МФО из-за отсутствия доходов или высокой кредитной нагрузки, задолженности можно реструктурировать или списать — подробнее узнавайте у юристов КредитаНет.
                                            [TYPE] => HTML
                                        )

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                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Федор. При возникновении просрочки по займу в «Деньги сразу», микрокредитная организация имеет право на взыскание долга согласно законодательству. Они могут применять различные методы, включая направление уведомлений, звонки, смс-информирование, и даже организацию личных встреч. В случае отсутствия своевременной оплаты долга, они вправе обратиться в суд за исполнительным листом. На его основании Федеральная служба судебных приставов (ФССП) имеет право арестовать ваши счета и принудительно взыскать деньги. Если вы не можете платить в МФО из-за отсутствия доходов или высокой кредитной нагрузки, задолженности можно реструктурировать или списать — подробнее узнавайте у юристов КредитаНет.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
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                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
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                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 140163
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
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                            [DISLIKES] => Array
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                                    [NAME] => Дизлайка
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                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 140156
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
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                            [ORGANIZATIONS] => Array
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                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5753
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 140157
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5753
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 140158
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12582
                                            [1] => 12257
                                            [2] => 12131
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 140160
                                            [1] => 140161
                                            [2] => 140162
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12582
                                            [1] => 12257
                                            [2] => 12131
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня возникла просрочка по займу в «Деньги сразу»? Какие меры предпринимает МФО для возврата долга?

                                    [PROPERTY_VALUE_ID] => 140153
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня возникла просрочка по займу в «Деньги сразу»? Какие меры предпринимает МФО для возврата долга?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. У меня возникла просрочка по займу в «Деньги сразу»? Какие меры предпринимает МФО для возврата долга?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 12.04.2024
                                    [PROPERTY_VALUE_ID] => 140151
                                    [DESCRIPTION] => 
                                    [~VALUE] => 12.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 12.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Федор Р.
                                    [PROPERTY_VALUE_ID] => 140152
                                    [DESCRIPTION] => 
                                    [~VALUE] => Федор Р.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Федор Р.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что делать при просрочке в МФО?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что делать при просрочке в МФО?
                            [ELEMENT_META_TITLE] => Что делать при просрочке в МФО?
                            [ELEMENT_META_DESCRIPTION] => Что делать при просрочке в МФО? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Что делать при просрочке в МФО?
                            [SECTION_PAGE_TITLE] => #Что делать при просрочке в МФО? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 30
                                    [NAME] => Списание долгов
                                    [CODE] => spisanie-dolgov
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 32
                                    [NAME] => Микрозаймы
                                    [CODE] => mikrozaymy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mikrozaymy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 111
                                    [NAME] => МФО
                                    [CODE] => mfo
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mfo/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 2781
                            [NAME] => Овчаренко Юлия Вадимовна
                            [CODE] => ovcharenko-yuliya-vadimovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 16376
                            [PREVIEW_PICTURE] => 2176
                            [SORT] => 1000
                        )

                )

            [1] => Array
                (
                    [ID] => 12584
                    [~ID] => 12584
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 32
                    [~IBLOCK_SECTION_ID] => 32
                    [NAME] => Как списать долги по микрозаймам через банкротство?
                    [~NAME] => Как списать долги по микрозаймам через банкротство?
                    [ACTIVE_FROM_X] => 2024-04-12 08:00:00
                    [~ACTIVE_FROM_X] => 2024-04-12 08:00:00
                    [ACTIVE_FROM] => 12.04.2024 08:00:00
                    [~ACTIVE_FROM] => 12.04.2024 08:00:00
                    [TIMESTAMP_X] => 11.04.2024 15:58:41
                    [~TIMESTAMP_X] => 11.04.2024 15:58:41
                    [DETAIL_PAGE_URL] => /consultation/question-12584/
                    [~DETAIL_PAGE_URL] => /consultation/question-12584/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12584
                    [~CODE] => 12584
                    [EXTERNAL_ID] => 12584
                    [~EXTERNAL_ID] => 12584
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 12.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 2781
                                    [PROPERTY_VALUE_ID] => 140167
                                    [DESCRIPTION] => 
                                    [~VALUE] => 2781
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 12.04.2024
                                    [PROPERTY_VALUE_ID] => 140168
                                    [DESCRIPTION] => 
                                    [~VALUE] => 12.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Анна Т. 
                                    [PROPERTY_VALUE_ID] => 140169
                                    [DESCRIPTION] => 
                                    [~VALUE] => Анна Т. 
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня есть несколько микрокредитов, которые уже просрочены, а также долг по кредитной карте и просрочка свыше 3 месяцев по потребительскому кредиту. Но больше всего меня беспокоят именно коллекторы, которые требуют срочно вернуть микрозаймы. Можно ли избавиться от долгов перед ними?

                                    [PROPERTY_VALUE_ID] => 140170
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня есть несколько микрокредитов, которые уже просрочены, а также долг по кредитной карте и просрочка свыше 3 месяцев по потребительскому кредиту. Но больше всего меня беспокоят именно коллекторы, которые требуют срочно вернуть микрозаймы. Можно ли избавиться от долгов перед ними?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Анна. Банкротство физического лица дает возможность избавиться от всех перечисленных вами видов финансовых обязательств. Однако многое зависит то кого, при каких обстоятельствах у вас возникла столь высокая кредитная нагрузка, пытались ли вы добровольно решить финансовые проблемы с кредиторами, если у вас имущество и совершали ли вы сделки с ним. Проконсультируйтесь с юристами КредитаНет, чтобы оценить обоснованность введения процедуры личного банкротства и степень рисков.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 140171
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Анна. Банкротство физического лица дает возможность избавиться от всех перечисленных вами видов финансовых обязательств. Однако многое зависит то кого, при каких обстоятельствах у вас возникла столь высокая кредитная нагрузка, пытались ли вы добровольно решить финансовые проблемы с кредиторами, если у вас имущество и совершали ли вы сделки с ним. Проконсультируйтесь с юристами КредитаНет, чтобы оценить обоснованность введения процедуры личного банкротства и степень рисков.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 140179
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 140173
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5753
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 140174
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5753
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 140175
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12582
                                            [1] => 12257
                                            [2] => 12131
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 140176
                                            [1] => 140177
                                            [2] => 140178
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12582
                                            [1] => 12257
                                            [2] => 12131
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня есть несколько микрокредитов, которые уже просрочены, а также долг по кредитной карте и просрочка свыше 3 месяцев по потребительскому кредиту. Но больше всего меня беспокоят именно коллекторы, которые требуют срочно вернуть микрозаймы. Можно ли избавиться от долгов перед ними?

                                    [PROPERTY_VALUE_ID] => 140170
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня есть несколько микрокредитов, которые уже просрочены, а также долг по кредитной карте и просрочка свыше 3 месяцев по потребительскому кредиту. Но больше всего меня беспокоят именно коллекторы, которые требуют срочно вернуть микрозаймы. Можно ли избавиться от долгов перед ними?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. У меня есть несколько микрокредитов, которые уже просрочены, а также долг по кредитной карте и просрочка свыше 3 месяцев по потребительскому кредиту. Но больше всего меня беспокоят именно коллекторы, которые требуют срочно вернуть микрозаймы. Можно ли избавиться от долгов перед ними?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 12.04.2024
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                                    [DESCRIPTION] => 
                                    [~VALUE] => 12.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 12.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Анна Т. 
                                    [PROPERTY_VALUE_ID] => 140169
                                    [DESCRIPTION] => 
                                    [~VALUE] => Анна Т. 
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Анна Т. 
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Как списать долги по микрозаймам через банкротство?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как списать долги по микрозаймам через банкротство?
                            [ELEMENT_META_TITLE] => Как списать долги по микрозаймам через банкротство?
                            [ELEMENT_META_DESCRIPTION] => Как списать долги по микрозаймам через банкротство? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Как списать долги по микрозаймам через банкротство?
                            [SECTION_PAGE_TITLE] => #Как списать долги по микрозаймам через банкротство? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 30
                                    [NAME] => Списание долгов
                                    [CODE] => spisanie-dolgov
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 32
                                    [NAME] => Микрозаймы
                                    [CODE] => mikrozaymy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mikrozaymy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 111
                                    [NAME] => МФО
                                    [CODE] => mfo
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mfo/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 2781
                            [NAME] => Овчаренко Юлия Вадимовна
                            [CODE] => ovcharenko-yuliya-vadimovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 16376
                            [PREVIEW_PICTURE] => 2176
                            [SORT] => 1000
                        )

                )

            [2] => Array
                (
                    [ID] => 12266
                    [~ID] => 12266
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 32
                    [~IBLOCK_SECTION_ID] => 32
                    [NAME] => Какие последствия могут возникнуть при получении кредита на чужое имя?
                    [~NAME] => Какие последствия могут возникнуть при получении кредита на чужое имя?
                    [ACTIVE_FROM_X] => 2024-04-05 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-05 00:00:00
                    [ACTIVE_FROM] => 05.04.2024
                    [~ACTIVE_FROM] => 05.04.2024
                    [TIMESTAMP_X] => 05.04.2024 08:59:10
                    [~TIMESTAMP_X] => 05.04.2024 08:59:10
                    [DETAIL_PAGE_URL] => /consultation/question-12266/
                    [~DETAIL_PAGE_URL] => /consultation/question-12266/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12266
                    [~CODE] => 12266
                    [EXTERNAL_ID] => 12266
                    [~EXTERNAL_ID] => 12266
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 05.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4106
                                    [PROPERTY_VALUE_ID] => 132360
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4106
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132361
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Никита Ф.
                                    [PROPERTY_VALUE_ID] => 132362
                                    [DESCRIPTION] => 
                                    [~VALUE] => Никита Ф.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Подробнее расскажите о возможных юридических последствиях, если кто-то получит кредит на чужое имя. Как это может повлиять на будущее человека?

                                    [PROPERTY_VALUE_ID] => 132363
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Подробнее расскажите о возможных юридических последствиях, если кто-то получит кредит на чужое имя. Как это может повлиять на будущее человека?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Никита. Получение кредита на чужое имя может привести к серьезным правовым последствиям, таким как уголовная ответственность за мошенничество и последующие гражданские иски. Привлечение к уголовной ответственности по таким статьям может повлиять на финансовую репутацию и возможность получения кредитов в будущем. Если вы столкнулись с оформлением на вас кредита или микрозайма, рекомендуем обратиться к юристам КредитаНет для защиты ваших прав — консультация со специалистами бесплатная.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 132364
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Никита. Получение кредита на чужое имя может привести к серьезным правовым последствиям, таким как уголовная ответственность за мошенничество и последующие гражданские иски. Привлечение к уголовной ответственности по таким статьям может повлиять на финансовую репутацию и возможность получения кредитов в будущем. Если вы столкнулись с оформлением на вас кредита или микрозайма, рекомендуем обратиться к юристам КредитаНет для защиты ваших прав — консультация со специалистами бесплатная.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 132366
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12257
                                            [1] => 6233
                                            [2] => 4689
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 132365
                                            [1] => 132367
                                            [2] => 132368
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12257
                                            [1] => 6233
                                            [2] => 4689
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Подробнее расскажите о возможных юридических последствиях, если кто-то получит кредит на чужое имя. Как это может повлиять на будущее человека?

                                    [PROPERTY_VALUE_ID] => 132363
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Подробнее расскажите о возможных юридических последствиях, если кто-то получит кредит на чужое имя. Как это может повлиять на будущее человека?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Подробнее расскажите о возможных юридических последствиях, если кто-то получит кредит на чужое имя. Как это может повлиять на будущее человека?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132361
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 05.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Никита Ф.
                                    [PROPERTY_VALUE_ID] => 132362
                                    [DESCRIPTION] => 
                                    [~VALUE] => Никита Ф.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Никита Ф.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Какие последствия могут возникнуть при получении кредита на чужое имя?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие последствия могут возникнуть при получении кредита на чужое имя?
                            [ELEMENT_META_TITLE] => Какие последствия могут возникнуть при получении кредита на чужое имя?
                            [ELEMENT_META_DESCRIPTION] => Какие последствия могут возникнуть при получении кредита на чужое имя? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Какие последствия могут возникнуть при получении кредита на чужое имя?
                            [SECTION_PAGE_TITLE] => #Какие последствия могут возникнуть при получении кредита на чужое имя? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 32
                                    [NAME] => Микрозаймы
                                    [CODE] => mikrozaymy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mikrozaymy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 111
                                    [NAME] => МФО
                                    [CODE] => mfo
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mfo/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 389
                                    [NAME] => Кредитная история
                                    [CODE] => kreditnaya-istoriya
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 4106
                            [NAME] => Пантюк Екатерина Юрьевна
                            [CODE] => pantyuk-ekaterina-yurevna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 27386
                            [PREVIEW_PICTURE] => 2983
                            [SORT] => 1000
                        )

                )

            [3] => Array
                (
                    [ID] => 12267
                    [~ID] => 12267
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 32
                    [~IBLOCK_SECTION_ID] => 32
                    [NAME] => Какие новые законы в России регулируют получение кредитов и займов?
                    [~NAME] => Какие новые законы в России регулируют получение кредитов и займов?
                    [ACTIVE_FROM_X] => 2024-04-05 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-05 00:00:00
                    [ACTIVE_FROM] => 05.04.2024
                    [~ACTIVE_FROM] => 05.04.2024
                    [TIMESTAMP_X] => 05.04.2024 09:01:03
                    [~TIMESTAMP_X] => 05.04.2024 09:01:03
                    [DETAIL_PAGE_URL] => /consultation/question-12267/
                    [~DETAIL_PAGE_URL] => /consultation/question-12267/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12267
                    [~CODE] => 12267
                    [EXTERNAL_ID] => 12267
                    [~EXTERNAL_ID] => 12267
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 05.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 37
                                    [PROPERTY_VALUE_ID] => 132370
                                    [DESCRIPTION] => 
                                    [~VALUE] => 37
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132371
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Олег С. 
                                    [PROPERTY_VALUE_ID] => 132372
                                    [DESCRIPTION] => 
                                    [~VALUE] => Олег С. 
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
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                                    [~DESCRIPTION] => 
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                                    [~DEFAULT_VALUE] => Array
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                                            [TEXT] => Добрый день, Олег. Последний законопроект в этой сфере, подписанный президентом России, позволяет гражданам устанавливать самостоятельный запрет на получение кредитов. Это значительный шаг для защиты финансовых интересов граждан и предотвращения кредитного мошенничества. Если вам требуется дополнительная информация о новом законе или консультация по списанию кредитов, обратитесь к юристам КредитаНет для бесплатной консультации и профессиональной помощи.
                                            [TYPE] => HTML
                                        )

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                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Олег. Последний законопроект в этой сфере, подписанный президентом России, позволяет гражданам устанавливать самостоятельный запрет на получение кредитов. Это значительный шаг для защиты финансовых интересов граждан и предотвращения кредитного мошенничества. Если вам требуется дополнительная информация о новом законе или консультация по списанию кредитов, обратитесь к юристам КредитаНет для бесплатной консультации и профессиональной помощи.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

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                                    [XML_ID] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
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                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Лайки
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                                    [~DESCRIPTION] => 
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                            [DISLIKES] => Array
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                                    [IBLOCK_ID] => 18
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                                    [CODE] => DISLIKES
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                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
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                                    [XML_ID] => 
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                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
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                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
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                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

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                                (
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                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
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                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
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                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
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                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
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                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
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                                    [NAME] => Отправить уведомление
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                                    [SORT] => 500
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                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
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                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
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                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
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                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Статьи
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                                            [1] => 4689
                                            [2] => 7936
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                                            [2] => 132378
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                                    [DESCRIPTION] => Array
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                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

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                                            [1] => 4689
                                            [2] => 7936
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

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                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
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                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
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                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
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                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
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                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
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                            [SEND_SUCCESS] => Array
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                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Хотелось бы узнать о последних изменениях в законодательстве, касающихся получения кредитов и займов в России. Какие меры защиты появились для граждан, оберегающие от незаконного оформления кредитов?

                                    [PROPERTY_VALUE_ID] => 132373
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Хотелось бы узнать о последних изменениях в законодательстве, касающихся получения кредитов и займов в России. Какие меры защиты появились для граждан, оберегающие от незаконного оформления кредитов?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Хотелось бы узнать о последних изменениях в законодательстве, касающихся получения кредитов и займов в России. Какие меры защиты появились для граждан, оберегающие от незаконного оформления кредитов?

                                )

                            [QUESTION_DATE] => Array
                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132371
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 05.04.2024
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                            [NAME] => Array
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Олег С. 
                                    [PROPERTY_VALUE_ID] => 132372
                                    [DESCRIPTION] => 
                                    [~VALUE] => Олег С. 
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Олег С. 
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                    [IPROPERTY_VALUES] => Array
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                            [SECTION_META_TITLE] => Онлайн консультации на тему «Какие новые законы в России регулируют получение кредитов и займов?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие новые законы в России регулируют получение кредитов и займов?
                            [ELEMENT_META_TITLE] => Какие новые законы в России регулируют получение кредитов и займов?
                            [ELEMENT_META_DESCRIPTION] => Какие новые законы в России регулируют получение кредитов и займов? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Какие новые законы в России регулируют получение кредитов и займов?
                            [SECTION_PAGE_TITLE] => #Какие новые законы в России регулируют получение кредитов и займов? в банкротстве
                        )

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                                    [SECTION_PAGE_URL] => /consultation/kredit/
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                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
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                            [1] => Array
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                                    [NAME] => Микрозаймы
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                                    [SECTION_PAGE_URL] => /consultation/mikrozaymy/
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                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
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                                    [NAME] => МФО
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                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
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                            [3] => Array
                                (
                                    [ID] => 389
                                    [NAME] => Кредитная история
                                    [CODE] => kreditnaya-istoriya
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 37
                            [NAME] => Болдырев Иван Иванович
                            [CODE] => boldyrev-ivan-ivanovich
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 180
                            [PREVIEW_PICTURE] => 980
                            [SORT] => 1000
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                    [~ID] => 12132
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Как часто могут звонить коллекторы ФАСП?
                    [~NAME] => Как часто могут звонить коллекторы ФАСП?
                    [ACTIVE_FROM_X] => 2024-04-03 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-03 00:00:00
                    [ACTIVE_FROM] => 03.04.2024
                    [~ACTIVE_FROM] => 03.04.2024
                    [TIMESTAMP_X] => 03.04.2024 09:57:39
                    [~TIMESTAMP_X] => 03.04.2024 09:57:39
                    [DETAIL_PAGE_URL] => /consultation/question-12132/
                    [~DETAIL_PAGE_URL] => /consultation/question-12132/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
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                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12132
                    [~CODE] => 12132
                    [EXTERNAL_ID] => 12132
                    [~EXTERNAL_ID] => 12132
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 03.04.2024
                    [FIELDS] => Array
                        (
                        )

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                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
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                                    [VALUE] => 4106
                                    [PROPERTY_VALUE_ID] => 129656
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4106
                                    [~DESCRIPTION] => 
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                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 03.04.2024
                                    [PROPERTY_VALUE_ID] => 129657
                                    [DESCRIPTION] => 
                                    [~VALUE] => 03.04.2024
                                    [~DESCRIPTION] => 
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                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
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                                    [SORT] => 500
                                    [CODE] => NAME
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                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Анастасия
                                    [PROPERTY_VALUE_ID] => 129658
                                    [DESCRIPTION] => 
                                    [~VALUE] => Анастасия
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Столкнулась с коллекторами, так как имею задолженность по займу. Уже несколько месяцев не плачу, но постоянно нахожусь в контакте с микрофинансовой организацией, прекрасно понимаю ситуацию и не теряюсь. Но около недели назад узнала, что долг был продан коллекторам ФАСП. Они звонят мне по 5 раз на день, а стоит мне ответить на звонок, так они совсем не дают возможности взять в руки телефон. Я устала от постоянных звонков, мне не могут дозвониться родные. Подскажите, законно ли это?

                                    [PROPERTY_VALUE_ID] => 129659
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Столкнулась с коллекторами, так как имею задолженность по займу. Уже несколько месяцев не плачу, но постоянно нахожусь в контакте с микрофинансовой организацией, прекрасно понимаю ситуацию и не теряюсь. Но около недели назад узнала, что долг был продан коллекторам ФАСП. Они звонят мне по 5 раз на день, а стоит мне ответить на звонок, так они совсем не дают возможности взять в руки телефон. Я устала от постоянных звонков, мне не могут дозвониться родные. Подскажите, законно ли это?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
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                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Анастасия. Это действительно могут быть незаконные действия коллекторов. Они имеют право совершать звонки не более одного раза в день, двух раз в неделю в определенное время: в будни с 8:00 до 22:00, в выходные и праздники с 9:00 до 20:00. Однако если вы не отвечаете на звонок, то он не учитывается. Если же вы отвечаете, но коллекторы продолжают беспокоить чаще установленного количества и времени, то юристы КредитаНет помогут обезопасить себя и начать жить без преследований и постоянных звонков. Запишитесь на бесплатную консультацию уже сейчас!
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 129660
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Анастасия. Это действительно могут быть незаконные действия коллекторов. Они имеют право совершать звонки не более одного раза в день, двух раз в неделю в определенное время: в будни с 8:00 до 22:00, в выходные и праздники с 9:00 до 20:00. Однако если вы не отвечаете на звонок, то он не учитывается. Если же вы отвечаете, но коллекторы продолжают беспокоить чаще установленного количества и времени, то юристы КредитаНет помогут обезопасить себя и начать жить без преследований и постоянных звонков. Запишитесь на бесплатную консультацию уже сейчас!
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 129663
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12131
                                            [1] => 11466
                                            [2] => 5813
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 129661
                                            [1] => 129662
                                            [2] => 129664
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12131
                                            [1] => 11466
                                            [2] => 5813
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Столкнулась с коллекторами, так как имею задолженность по займу. Уже несколько месяцев не плачу, но постоянно нахожусь в контакте с микрофинансовой организацией, прекрасно понимаю ситуацию и не теряюсь. Но около недели назад узнала, что долг был продан коллекторам ФАСП. Они звонят мне по 5 раз на день, а стоит мне ответить на звонок, так они совсем не дают возможности взять в руки телефон. Я устала от постоянных звонков, мне не могут дозвониться родные. Подскажите, законно ли это?

                                    [PROPERTY_VALUE_ID] => 129659
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Столкнулась с коллекторами, так как имею задолженность по займу. Уже несколько месяцев не плачу, но постоянно нахожусь в контакте с микрофинансовой организацией, прекрасно понимаю ситуацию и не теряюсь. Но около недели назад узнала, что долг был продан коллекторам ФАСП. Они звонят мне по 5 раз на день, а стоит мне ответить на звонок, так они совсем не дают возможности взять в руки телефон. Я устала от постоянных звонков, мне не могут дозвониться родные. Подскажите, законно ли это?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Столкнулась с коллекторами, так как имею задолженность по займу. Уже несколько месяцев не плачу, но постоянно нахожусь в контакте с микрофинансовой организацией, прекрасно понимаю ситуацию и не теряюсь. Но около недели назад узнала, что долг был продан коллекторам ФАСП. Они звонят мне по 5 раз на день, а стоит мне ответить на звонок, так они совсем не дают возможности взять в руки телефон. Я устала от постоянных звонков, мне не могут дозвониться родные. Подскажите, законно ли это?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 03.04.2024
                                    [PROPERTY_VALUE_ID] => 129657
                                    [DESCRIPTION] => 
                                    [~VALUE] => 03.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 03.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Анастасия
                                    [PROPERTY_VALUE_ID] => 129658
                                    [DESCRIPTION] => 
                                    [~VALUE] => Анастасия
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Анастасия
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Как часто могут звонить коллекторы ФАСП?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как часто могут звонить коллекторы ФАСП?
                            [ELEMENT_META_TITLE] => Как часто могут звонить коллекторы ФАСП?
                            [ELEMENT_META_DESCRIPTION] => Как часто могут звонить коллекторы ФАСП? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Как часто могут звонить коллекторы ФАСП?
                            [SECTION_PAGE_TITLE] => #Как часто могут звонить коллекторы ФАСП? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 31
                                    [NAME] => Коллекторы
                                    [CODE] => kollektory
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kollektory/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 32
                                    [NAME] => Микрозаймы
                                    [CODE] => mikrozaymy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mikrozaymy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 4106
                            [NAME] => Пантюк Екатерина Юрьевна
                            [CODE] => pantyuk-ekaterina-yurevna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 27386
                            [PREVIEW_PICTURE] => 2983
                            [SORT] => 1000
                        )

                )

            [5] => Array
                (
                    [ID] => 12133
                    [~ID] => 12133
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Что такое ФАСП и легальна ли их деятельность?
                    [~NAME] => Что такое ФАСП и легальна ли их деятельность?
                    [ACTIVE_FROM_X] => 2024-04-03 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-03 00:00:00
                    [ACTIVE_FROM] => 03.04.2024
                    [~ACTIVE_FROM] => 03.04.2024
                    [TIMESTAMP_X] => 03.04.2024 10:00:19
                    [~TIMESTAMP_X] => 03.04.2024 10:00:19
                    [DETAIL_PAGE_URL] => /consultation/question-12133/
                    [~DETAIL_PAGE_URL] => /consultation/question-12133/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12133
                    [~CODE] => 12133
                    [EXTERNAL_ID] => 12133
                    [~EXTERNAL_ID] => 12133
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 03.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5758
                                    [PROPERTY_VALUE_ID] => 129667
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5758
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 03.04.2024
                                    [PROPERTY_VALUE_ID] => 129668
                                    [DESCRIPTION] => 
                                    [~VALUE] => 03.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Руслан
                                    [PROPERTY_VALUE_ID] => 129669
                                    [DESCRIPTION] => 
                                    [~VALUE] => Руслан
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я брал кредит около года назад. Но последние 4 месяца не в состоянии платить по счетам. Банк отказал мне в реструктуризации долга, так как не имеет оснований для этого. Подавать на банкротство я не готов из-за своей работы. Поэтому жду, пока финансовое состояние восстановится, чтобы рассчитаться с банком. Сейчас узнал, что мой долг больше не принадлежит этой кредитной организации, он продан коллекторам ФАСП. Могли бы рассказать, что это за агентство и легальна ли их деятельность?

                                    [PROPERTY_VALUE_ID] => 129670
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я брал кредит около года назад. Но последние 4 месяца не в состоянии платить по счетам. Банк отказал мне в реструктуризации долга, так как не имеет оснований для этого. Подавать на банкротство я не готов из-за своей работы. Поэтому жду, пока финансовое состояние восстановится, чтобы рассчитаться с банком. Сейчас узнал, что мой долг больше не принадлежит этой кредитной организации, он продан коллекторам ФАСП. Могли бы рассказать, что это за агентство и легальна ли их деятельность?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
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                                    [SORT] => 500
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                                            [TEXT] => 
                                            [TYPE] => HTML
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                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
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                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Руслан. ФАСП – это финансовое агентство по сбору платежей, которое зарегистрировано в реестре ФССП. Как раз там вы можете ознакомиться с деятельностью компании и их статусом. На данный момент деятельность коллекторов ФАСП легальная, однако в реестре приставов помечена красным, что означает не совсем законное взыскание средств с должника. Возможно коллекторы звонят в неположенное время или угрожают, если должник не платит по счетам. Но вы не волнуйтесь, в этом случае можно написать жалобу и подать ее в прокуратуру, суд или Роскомнадзор. А юристы КредитаНет помогут составить все грамотно и избавить вас от незаконной деятельности коллекторов.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 129671
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Руслан. ФАСП – это финансовое агентство по сбору платежей, которое зарегистрировано в реестре ФССП. Как раз там вы можете ознакомиться с деятельностью компании и их статусом. На данный момент деятельность коллекторов ФАСП легальная, однако в реестре приставов помечена красным, что означает не совсем законное взыскание средств с должника. Возможно коллекторы звонят в неположенное время или угрожают, если должник не платит по счетам. Но вы не волнуйтесь, в этом случае можно написать жалобу и подать ее в прокуратуру, суд или Роскомнадзор. А юристы КредитаНет помогут составить все грамотно и избавить вас от незаконной деятельности коллекторов.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
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                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 129673
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
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                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12131
                                            [1] => 3510
                                            [2] => 5305
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                                    [PROPERTY_VALUE_ID] => Array
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                                            [0] => 129672
                                            [1] => 129675
                                            [2] => 129676
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12131
                                            [1] => 3510
                                            [2] => 5305
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я брал кредит около года назад. Но последние 4 месяца не в состоянии платить по счетам. Банк отказал мне в реструктуризации долга, так как не имеет оснований для этого. Подавать на банкротство я не готов из-за своей работы. Поэтому жду, пока финансовое состояние восстановится, чтобы рассчитаться с банком. Сейчас узнал, что мой долг больше не принадлежит этой кредитной организации, он продан коллекторам ФАСП. Могли бы рассказать, что это за агентство и легальна ли их деятельность?

                                    [PROPERTY_VALUE_ID] => 129670
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я брал кредит около года назад. Но последние 4 месяца не в состоянии платить по счетам. Банк отказал мне в реструктуризации долга, так как не имеет оснований для этого. Подавать на банкротство я не готов из-за своей работы. Поэтому жду, пока финансовое состояние восстановится, чтобы рассчитаться с банком. Сейчас узнал, что мой долг больше не принадлежит этой кредитной организации, он продан коллекторам ФАСП. Могли бы рассказать, что это за агентство и легальна ли их деятельность?

                                    [~DESCRIPTION] => 
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                                        (
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                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что такое ФАСП и легальна ли их деятельность?
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                            [ELEMENT_META_DESCRIPTION] => Что такое ФАСП и легальна ли их деятельность? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
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                                        (
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                                    [VALUE] => Здравствуйте, я обращалась в микрофинансовую организацию за займом. Очень неудачно. Еле расплатилась, были просрочки.  Кредитная история испортилась. Хочу взять кредит в банке, но боюсь отказа. Знаю, что может помочь кредитный брокер, но среди них тоже есть «черные» специалисты. Кто это такие и как их вычислить?

                                    [PROPERTY_VALUE_ID] => 93184
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, я обращалась в микрофинансовую организацию за займом. Очень неудачно. Еле расплатилась, были просрочки.  Кредитная история испортилась. Хочу взять кредит в банке, но боюсь отказа. Знаю, что может помочь кредитный брокер, но среди них тоже есть «черные» специалисты. Кто это такие и как их вычислить?

                                    [~DESCRIPTION] => 
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                                            [TYPE] => HTML
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                                            [TEXT] => <p>


Здравствуйте, Ольга. Не всегда кредитный брокер – панацея для выдачи кредита. Даже если у вас плохая кредитная история. Но если вы хотите воспользоваться его услугами, то проверяйте фирму, договор, обговаривайте условия оплаты услуг брокера. Брокеры не берут предоплат, их комиссия не превышает 10% от суммы кредита. Вам должны сначала оказать услугу, рассказать обо всех вариантах кредитования, которые вам подходят, потом вы дожидаетесь одобрения банка и расплачиваетесь с брокером. 

 </p>
                                            [TYPE] => HTML
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                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => 

Здравствуйте, Ольга. Не всегда кредитный брокер – панацея для выдачи кредита. Даже если у вас плохая кредитная история. Но если вы хотите воспользоваться его услугами, то проверяйте фирму, договор, обговаривайте условия оплаты услуг брокера. Брокеры не берут предоплат, их комиссия не превышает 10% от суммы кредита. Вам должны сначала оказать услугу, рассказать обо всех вариантах кредитования, которые вам подходят, потом вы дожидаетесь одобрения банка и расплачиваетесь с брокером.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 93186 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 93187 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5753 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93188 [1] => 93189 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5753 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93190 [1] => 93191 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5917 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93192 [1] => 93193 [2] => 93194 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я обращалась в микрофинансовую организацию за займом. Очень неудачно. Еле расплатилась, были просрочки. Кредитная история испортилась. Хочу взять кредит в банке, но боюсь отказа. Знаю, что может помочь кредитный брокер, но среди них тоже есть «черные» специалисты. Кто это такие и как их вычислить? [PROPERTY_VALUE_ID] => 93184 [DESCRIPTION] => [~VALUE] => Здравствуйте, я обращалась в микрофинансовую организацию за займом. Очень неудачно. Еле расплатилась, были просрочки. Кредитная история испортилась. Хочу взять кредит в банке, но боюсь отказа. Знаю, что может помочь кредитный брокер, но среди них тоже есть «черные» специалисты. Кто это такие и как их вычислить? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, я обращалась в микрофинансовую организацию за займом. Очень неудачно. Еле расплатилась, были просрочки. Кредитная история испортилась. Хочу взять кредит в банке, но боюсь отказа. Знаю, что может помочь кредитный брокер, но среди них тоже есть «черные» специалисты. Кто это такие и как их вычислить? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93182 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 02.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ольга [PROPERTY_VALUE_ID] => 93183 [DESCRIPTION] => [~VALUE] => Ольга [~DESCRIPTION] => [DISPLAY_VALUE] => Ольга ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Кто такие «черные» кредитные брокеры» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Кто такие «черные» кредитные брокеры [ELEMENT_META_TITLE] => Кто такие «черные» кредитные брокеры [ELEMENT_META_DESCRIPTION] => Кто такие «черные» кредитные брокеры — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Кто такие «черные» кредитные брокеры [SECTION_PAGE_TITLE] => #Кто такие «черные» кредитные брокеры в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 6573 [NAME] => Карапетян Артем Арменович [CODE] => karapetyan-artem-armenovich [PROPERTY_POSITION_VALUE] => Ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 71685 [PREVIEW_PICTURE] => 5907 [SORT] => 1000 ) ) [7] => Array ( [ID] => 8889 [~ID] => 8889 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Взяла кредит через брокера, как отдавать [~NAME] => Взяла кредит через брокера, как отдавать [ACTIVE_FROM_X] => 2024-02-02 12:00:00 [~ACTIVE_FROM_X] => 2024-02-02 12:00:00 [ACTIVE_FROM] => 02.02.2024 12:00:00 [~ACTIVE_FROM] => 02.02.2024 12:00:00 [TIMESTAMP_X] => 02.02.2024 13:22:37 [~TIMESTAMP_X] => 02.02.2024 13:22:37 [DETAIL_PAGE_URL] => /consultation/question-868/ [~DETAIL_PAGE_URL] => /consultation/question-868/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 868 [~CODE] => 868 [EXTERNAL_ID] => 8889 [~EXTERNAL_ID] => 8889 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 02.02.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 31 [PROPERTY_VALUE_ID] => 93152 [DESCRIPTION] => [~VALUE] => 31 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93153 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Наталья [PROPERTY_VALUE_ID] => 93154 [DESCRIPTION] => [~VALUE] => Наталья [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я оформила кредит через брокера. Есть ли какие-то особенности возврата такого займа или процедура обычная и к услугам этого специалиста мне больше не придется прибегать? [PROPERTY_VALUE_ID] => 93155 [DESCRIPTION] => [~VALUE] => Добрый день, я оформила кредит через брокера. Есть ли какие-то особенности возврата такого займа или процедура обычная и к услугам этого специалиста мне больше не придется прибегать? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Наталья. Нет никаких сложностей и особенностей при возврате кредита, оформленного с помощью кредитного брокера. Вы самостоятельно погашаете заем через приложение банка или в офисе. Обращаться к брокеру больше не нужно. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 93156 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Наталья. Нет никаких сложностей и особенностей при возврате кредита, оформленного с помощью кредитного брокера. Вы самостоятельно погашаете заем через приложение банка или в офисе. Обращаться к брокеру больше не нужно.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 93157 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 93158 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93159 [1] => 93160 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93161 [1] => 93162 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93163 [1] => 93164 [2] => 93165 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я оформила кредит через брокера. Есть ли какие-то особенности возврата такого займа или процедура обычная и к услугам этого специалиста мне больше не придется прибегать? [PROPERTY_VALUE_ID] => 93155 [DESCRIPTION] => [~VALUE] => Добрый день, я оформила кредит через брокера. Есть ли какие-то особенности возврата такого займа или процедура обычная и к услугам этого специалиста мне больше не придется прибегать? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, я оформила кредит через брокера. Есть ли какие-то особенности возврата такого займа или процедура обычная и к услугам этого специалиста мне больше не придется прибегать? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93153 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 02.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Наталья [PROPERTY_VALUE_ID] => 93154 [DESCRIPTION] => [~VALUE] => Наталья [~DESCRIPTION] => [DISPLAY_VALUE] => Наталья ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Взяла кредит через брокера, как отдавать» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Взяла кредит через брокера, как отдавать [ELEMENT_META_TITLE] => Взяла кредит через брокера, как отдавать [ELEMENT_META_DESCRIPTION] => Взяла кредит через брокера, как отдавать — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Взяла кредит через брокера, как отдавать [SECTION_PAGE_TITLE] => #Взяла кредит через брокера, как отдавать в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 31 [NAME] => Борцова Дарья Алексеевна [CODE] => bortsova-darya-alekseevna [PROPERTY_POSITION_VALUE] => исполнительный директор [PROPERTY_POSITION_VALUE_ID] => 115 [PREVIEW_PICTURE] => 964 [SORT] => 2 ) ) [8] => Array ( [ID] => 8888 [~ID] => 8888 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Поможет ли кредитный брокер взять кредит банкроту [~NAME] => Поможет ли кредитный брокер взять кредит банкроту [ACTIVE_FROM_X] => 2024-02-02 11:00:00 [~ACTIVE_FROM_X] => 2024-02-02 11:00:00 [ACTIVE_FROM] => 02.02.2024 11:00:00 [~ACTIVE_FROM] => 02.02.2024 11:00:00 [TIMESTAMP_X] => 02.02.2024 13:21:57 [~TIMESTAMP_X] => 02.02.2024 13:21:57 [DETAIL_PAGE_URL] => /consultation/question-867/ [~DETAIL_PAGE_URL] => /consultation/question-867/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 867 [~CODE] => 867 [EXTERNAL_ID] => 8888 [~EXTERNAL_ID] => 8888 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 02.02.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 31 [PROPERTY_VALUE_ID] => 93138 [DESCRIPTION] => [~VALUE] => 31 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93139 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Илья [PROPERTY_VALUE_ID] => 93140 [DESCRIPTION] => [~VALUE] => Илья [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я недавно проходил процедуру банкротства (1,5 года назад). Знаю, что обязан предупреждать банки об этом факте. Сейчас мне нужны деньги на крупную покупку. Какова вероятность, что с кредитным брокером мне одобрят займ? [PROPERTY_VALUE_ID] => 93141 [DESCRIPTION] => [~VALUE] => Добрый день, я недавно проходил процедуру банкротства (1,5 года назад). Знаю, что обязан предупреждать банки об этом факте. Сейчас мне нужны деньги на крупную покупку. Какова вероятность, что с кредитным брокером мне одобрят займ? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Илья. Действительно, по закону вы обязаны предупреждать банки, что были банкротом в течение 5 лет. Если вы уже брали мелкие кредиты и немного восстановили свою кредитную историю, то можно попробовать взять заем без брокера. Если же это ваш первый кредит после банкротства, и сумма большая, скорее всего даже кредитный брокер не поможет. Нужно нарабатывать положительный кредитный рейтинг. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 93142 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Илья. Действительно, по закону вы обязаны предупреждать банки, что были банкротом в течение 5 лет. Если вы уже брали мелкие кредиты и немного восстановили свою кредитную историю, то можно попробовать взять заем без брокера. Если же это ваш первый кредит после банкротства, и сумма большая, скорее всего даже кредитный брокер не поможет. Нужно нарабатывать положительный кредитный рейтинг.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 93143 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 93144 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93145 [1] => 93146 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93147 [1] => 93148 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93149 [1] => 93150 [2] => 93151 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я недавно проходил процедуру банкротства (1,5 года назад). Знаю, что обязан предупреждать банки об этом факте. Сейчас мне нужны деньги на крупную покупку. Какова вероятность, что с кредитным брокером мне одобрят займ? [PROPERTY_VALUE_ID] => 93141 [DESCRIPTION] => [~VALUE] => Добрый день, я недавно проходил процедуру банкротства (1,5 года назад). Знаю, что обязан предупреждать банки об этом факте. Сейчас мне нужны деньги на крупную покупку. Какова вероятность, что с кредитным брокером мне одобрят займ? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, я недавно проходил процедуру банкротства (1,5 года назад). Знаю, что обязан предупреждать банки об этом факте. Сейчас мне нужны деньги на крупную покупку. Какова вероятность, что с кредитным брокером мне одобрят займ? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93139 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 02.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Илья [PROPERTY_VALUE_ID] => 93140 [DESCRIPTION] => [~VALUE] => Илья [~DESCRIPTION] => [DISPLAY_VALUE] => Илья ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Поможет ли кредитный брокер взять кредит банкроту» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Поможет ли кредитный брокер взять кредит банкроту [ELEMENT_META_TITLE] => Поможет ли кредитный брокер взять кредит банкроту [ELEMENT_META_DESCRIPTION] => Поможет ли кредитный брокер взять кредит банкроту — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Поможет ли кредитный брокер взять кредит банкроту [SECTION_PAGE_TITLE] => #Поможет ли кредитный брокер взять кредит банкроту в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 31 [NAME] => Борцова Дарья Алексеевна [CODE] => bortsova-darya-alekseevna [PROPERTY_POSITION_VALUE] => исполнительный директор [PROPERTY_POSITION_VALUE_ID] => 115 [PREVIEW_PICTURE] => 964 [SORT] => 2 ) ) [9] => Array ( [ID] => 8887 [~ID] => 8887 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Не доверяю кредитным брокерам, как его можно проверить [~NAME] => Не доверяю кредитным брокерам, как его можно проверить [ACTIVE_FROM_X] => 2024-02-02 10:00:00 [~ACTIVE_FROM_X] => 2024-02-02 10:00:00 [ACTIVE_FROM] => 02.02.2024 10:00:00 [~ACTIVE_FROM] => 02.02.2024 10:00:00 [TIMESTAMP_X] => 02.02.2024 13:21:12 [~TIMESTAMP_X] => 02.02.2024 13:21:12 [DETAIL_PAGE_URL] => /consultation/question-866/ [~DETAIL_PAGE_URL] => /consultation/question-866/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 866 [~CODE] => 866 [EXTERNAL_ID] => 8887 [~EXTERNAL_ID] => 8887 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 02.02.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 31 [PROPERTY_VALUE_ID] => 93120 [DESCRIPTION] => [~VALUE] => 31 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93121 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Николай [PROPERTY_VALUE_ID] => 93122 [DESCRIPTION] => [~VALUE] => Николай [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня плохая кредитная история (были просрочки по прошлому кредиту, но все уже закрыл), не могу взять кредит, банки отказывают. Знакомые обращались к кредитным брокерам. Но я не доверяю. Подскажите, как гарантированно обратиться к нормальному специалисту? [PROPERTY_VALUE_ID] => 93123 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня плохая кредитная история (были просрочки по прошлому кредиту, но все уже закрыл), не могу взять кредит, банки отказывают. Знакомые обращались к кредитным брокерам. Но я не доверяю. Подскажите, как гарантированно обратиться к нормальному специалисту? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Николай. Если кредитный брокер работает честно, то с вами должны заключить договор и оговорить сумму вознаграждения за услуги. Комиссия не должна оплачиваться вперед, а также не должна быть больше 10% от суммы кредита. Лучше, если это будет какая-то фиксированная сумма. Это самые важные моменты, на которые стоит обратить внимание при выборе специалиста. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 93124 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Николай. Если кредитный брокер работает честно, то с вами должны заключить договор и оговорить сумму вознаграждения за услуги. Комиссия не должна оплачиваться вперед, а также не должна быть больше 10% от суммы кредита. Лучше, если это будет какая-то фиксированная сумма. Это самые важные моменты, на которые стоит обратить внимание при выборе специалиста.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 3 [PROPERTY_VALUE_ID] => 93125 [DESCRIPTION] => [~VALUE] => 3 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 93126 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93127 [1] => 93128 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93129 [1] => 93130 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93135 [1] => 93136 [2] => 93137 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня плохая кредитная история (были просрочки по прошлому кредиту, но все уже закрыл), не могу взять кредит, банки отказывают. Знакомые обращались к кредитным брокерам. Но я не доверяю. Подскажите, как гарантированно обратиться к нормальному специалисту? [PROPERTY_VALUE_ID] => 93123 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня плохая кредитная история (были просрочки по прошлому кредиту, но все уже закрыл), не могу взять кредит, банки отказывают. Знакомые обращались к кредитным брокерам. Но я не доверяю. Подскажите, как гарантированно обратиться к нормальному специалисту? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, у меня плохая кредитная история (были просрочки по прошлому кредиту, но все уже закрыл), не могу взять кредит, банки отказывают. Знакомые обращались к кредитным брокерам. Но я не доверяю. Подскажите, как гарантированно обратиться к нормальному специалисту? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93121 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 02.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Николай [PROPERTY_VALUE_ID] => 93122 [DESCRIPTION] => [~VALUE] => Николай [~DESCRIPTION] => [DISPLAY_VALUE] => Николай ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Не доверяю кредитным брокерам, как его можно проверить» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Не доверяю кредитным брокерам, как его можно проверить [ELEMENT_META_TITLE] => Не доверяю кредитным брокерам, как его можно проверить [ELEMENT_META_DESCRIPTION] => Не доверяю кредитным брокерам, как его можно проверить — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Не доверяю кредитным брокерам, как его можно проверить [SECTION_PAGE_TITLE] => #Не доверяю кредитным брокерам, как его можно проверить в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 31 [NAME] => Борцова Дарья Алексеевна [CODE] => bortsova-darya-alekseevna [PROPERTY_POSITION_VALUE] => исполнительный директор [PROPERTY_POSITION_VALUE_ID] => 115 [PREVIEW_PICTURE] => 964 [SORT] => 2 ) ) [10] => Array ( [ID] => 8645 [~ID] => 8645 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Знакомые посоветовали реструктуризировать долг, есть ли смысл? [~NAME] => Знакомые посоветовали реструктуризировать долг, есть ли смысл? [ACTIVE_FROM_X] => 2024-01-29 15:00:00 [~ACTIVE_FROM_X] => 2024-01-29 15:00:00 [ACTIVE_FROM] => 29.01.2024 15:00:00 [~ACTIVE_FROM] => 29.01.2024 15:00:00 [TIMESTAMP_X] => 29.01.2024 14:06:18 [~TIMESTAMP_X] => 29.01.2024 14:06:18 [DETAIL_PAGE_URL] => /consultation/question-811/ [~DETAIL_PAGE_URL] => /consultation/question-811/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 811 [~CODE] => 811 [EXTERNAL_ID] => 8645 [~EXTERNAL_ID] => 8645 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 29.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 510 [PROPERTY_VALUE_ID] => 91035 [DESCRIPTION] => [~VALUE] => 510 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 29.01.2024 [PROPERTY_VALUE_ID] => 91036 [DESCRIPTION] => [~VALUE] => 29.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Мария [PROPERTY_VALUE_ID] => 91037 [DESCRIPTION] => [~VALUE] => Мария [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Совсем не справляюсь с ежемесячными платежами. У меня два небольших кредита и кредитная карта. Знакомые говорят, чтобы не мучилась и объединила все кредиты в один. Так выгоднее. А я вот думаю: а что измениться? Что я, платить буду меньше? А за счет чего? [PROPERTY_VALUE_ID] => 91038 [DESCRIPTION] => [~VALUE] => Совсем не справляюсь с ежемесячными платежами. У меня два небольших кредита и кредитная карта. Знакомые говорят, чтобы не мучилась и объединила все кредиты в один. Так выгоднее. А я вот думаю: а что измениться? Что я, платить буду меньше? А за счет чего? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте. Условия реструктуризации действительно могут быть более выгодными для заемщика. Но учтите, что это фактически оформление нового кредитного договора, который пойдет на перекрытие старых. Поэтому также нужно будет оставить заявку, предоставить документы. Если к вашей кредитной истории у банка не будет вопросов, то есть все платежи вы вносили вовремя, то не исключено, что вам предложат выгодные условия. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 91039 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте. Условия реструктуризации действительно могут быть более выгодными для заемщика. Но учтите, что это фактически оформление нового кредитного договора, который пойдет на перекрытие старых. Поэтому также нужно будет оставить заявку, предоставить документы. Если к вашей кредитной истории у банка не будет вопросов, то есть все платежи вы вносили вовремя, то не исключено, что вам предложат выгодные условия.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 91040 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 91041 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91042 [1] => 91043 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91044 [1] => 91045 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5917 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8300 [1] => 8292 [2] => 8019 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91046 [1] => 91047 [2] => 91048 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8300 [1] => 8292 [2] => 8019 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Совсем не справляюсь с ежемесячными платежами. У меня два небольших кредита и кредитная карта. Знакомые говорят, чтобы не мучилась и объединила все кредиты в один. Так выгоднее. А я вот думаю: а что измениться? Что я, платить буду меньше? А за счет чего? [PROPERTY_VALUE_ID] => 91038 [DESCRIPTION] => [~VALUE] => Совсем не справляюсь с ежемесячными платежами. У меня два небольших кредита и кредитная карта. Знакомые говорят, чтобы не мучилась и объединила все кредиты в один. Так выгоднее. А я вот думаю: а что измениться? Что я, платить буду меньше? А за счет чего? [~DESCRIPTION] => [DISPLAY_VALUE] => Совсем не справляюсь с ежемесячными платежами. У меня два небольших кредита и кредитная карта. Знакомые говорят, чтобы не мучилась и объединила все кредиты в один. Так выгоднее. А я вот думаю: а что измениться? Что я, платить буду меньше? А за счет чего? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 29.01.2024 [PROPERTY_VALUE_ID] => 91036 [DESCRIPTION] => [~VALUE] => 29.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 29.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Мария [PROPERTY_VALUE_ID] => 91037 [DESCRIPTION] => [~VALUE] => Мария [~DESCRIPTION] => [DISPLAY_VALUE] => Мария ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Знакомые посоветовали реструктуризировать долг, есть ли смысл?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Знакомые посоветовали реструктуризировать долг, есть ли смысл? [ELEMENT_META_TITLE] => Знакомые посоветовали реструктуризировать долг, есть ли смысл? [ELEMENT_META_DESCRIPTION] => Знакомые посоветовали реструктуризировать долг, есть ли смысл? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Знакомые посоветовали реструктуризировать долг, есть ли смысл? [SECTION_PAGE_TITLE] => #Знакомые посоветовали реструктуризировать долг, есть ли смысл? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/ipoteka/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sber/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 510 [NAME] => Кутушова Елена Андреевна [CODE] => kutushova-elena-andreevna [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства [PROPERTY_POSITION_VALUE_ID] => 3919 [PREVIEW_PICTURE] => 995 [SORT] => 1000 ) ) [11] => Array ( [ID] => 8644 [~ID] => 8644 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Можно ли снизить ставку по кредиту? [~NAME] => Можно ли снизить ставку по кредиту? [ACTIVE_FROM_X] => 2024-01-29 13:00:00 [~ACTIVE_FROM_X] => 2024-01-29 13:00:00 [ACTIVE_FROM] => 29.01.2024 13:00:00 [~ACTIVE_FROM] => 29.01.2024 13:00:00 [TIMESTAMP_X] => 29.01.2024 14:05:48 [~TIMESTAMP_X] => 29.01.2024 14:05:48 [DETAIL_PAGE_URL] => /consultation/question-810/ [~DETAIL_PAGE_URL] => /consultation/question-810/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 810 [~CODE] => 810 [EXTERNAL_ID] => 8644 [~EXTERNAL_ID] => 8644 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 29.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 510 [PROPERTY_VALUE_ID] => 91021 [DESCRIPTION] => [~VALUE] => 510 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 29.01.2024 [PROPERTY_VALUE_ID] => 91022 [DESCRIPTION] => [~VALUE] => 29.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Олег [PROPERTY_VALUE_ID] => 91023 [DESCRIPTION] => [~VALUE] => Олег [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Слышал, что по закону каждый имеет право снизить кредитную ставку по кредиту. Брал потребительский кредит по новый год на два года. Снова пришла смс с выгодным кредитным предложением. Вот я и подумал: смогу ли я снизить ставку своего кредита под новые условия. Ведь предложение идентично моему? [PROPERTY_VALUE_ID] => 91024 [DESCRIPTION] => [~VALUE] => Слышал, что по закону каждый имеет право снизить кредитную ставку по кредиту. Брал потребительский кредит по новый год на два года. Снова пришла смс с выгодным кредитным предложением. Вот я и подумал: смогу ли я снизить ставку своего кредита под новые условия. Ведь предложение идентично моему? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Добрый день. Олег, право действительно такое существуют. Но, как обычно, есть условия. Ведь все эти предновогодние предложения нацелены на привлечение новых клиентов, в первую очередь. Чтобы вам попытать счастье, можно скачать бланк на сайте банка и подать заявление с просьбой о понижении ставки. Укажите причины, а лучше приложите доказательства, что конкуренты предлагают подобный продукт с пониженной ставкой. Гарантий никаких нет, но, если у вас хорошая кредитная история, то вам может повезти. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 91025 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Добрый день. Олег, право действительно такое существуют. Но, как обычно, есть условия. Ведь все эти предновогодние предложения нацелены на привлечение новых клиентов, в первую очередь. Чтобы вам попытать счастье, можно скачать бланк на сайте банка и подать заявление с просьбой о понижении ставки. Укажите причины, а лучше приложите доказательства, что конкуренты предлагают подобный продукт с пониженной ставкой. Гарантий никаких нет, но, если у вас хорошая кредитная история, то вам может повезти.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 91026 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 91027 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91028 [1] => 91029 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91030 [1] => 91031 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5917 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8300 [1] => 8292 [2] => 8019 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91032 [1] => 91033 [2] => 91034 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8300 [1] => 8292 [2] => 8019 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Слышал, что по закону каждый имеет право снизить кредитную ставку по кредиту. Брал потребительский кредит по новый год на два года. Снова пришла смс с выгодным кредитным предложением. Вот я и подумал: смогу ли я снизить ставку своего кредита под новые условия. Ведь предложение идентично моему? [PROPERTY_VALUE_ID] => 91024 [DESCRIPTION] => [~VALUE] => Слышал, что по закону каждый имеет право снизить кредитную ставку по кредиту. Брал потребительский кредит по новый год на два года. Снова пришла смс с выгодным кредитным предложением. Вот я и подумал: смогу ли я снизить ставку своего кредита под новые условия. Ведь предложение идентично моему? [~DESCRIPTION] => [DISPLAY_VALUE] => Слышал, что по закону каждый имеет право снизить кредитную ставку по кредиту. Брал потребительский кредит по новый год на два года. Снова пришла смс с выгодным кредитным предложением. Вот я и подумал: смогу ли я снизить ставку своего кредита под новые условия. Ведь предложение идентично моему? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 29.01.2024 [PROPERTY_VALUE_ID] => 91022 [DESCRIPTION] => [~VALUE] => 29.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 29.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Олег [PROPERTY_VALUE_ID] => 91023 [DESCRIPTION] => [~VALUE] => Олег [~DESCRIPTION] => [DISPLAY_VALUE] => Олег ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли снизить ставку по кредиту?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли снизить ставку по кредиту? [ELEMENT_META_TITLE] => Можно ли снизить ставку по кредиту? [ELEMENT_META_DESCRIPTION] => Можно ли снизить ставку по кредиту? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли снизить ставку по кредиту? [SECTION_PAGE_TITLE] => #Можно ли снизить ставку по кредиту? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/ipoteka/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sber/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 510 [NAME] => Кутушова Елена Андреевна [CODE] => kutushova-elena-andreevna [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства [PROPERTY_POSITION_VALUE_ID] => 3919 [PREVIEW_PICTURE] => 995 [SORT] => 1000 ) ) [12] => Array ( [ID] => 8643 [~ID] => 8643 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Реструктуризация через суд правда существует? [~NAME] => Реструктуризация через суд правда существует? [ACTIVE_FROM_X] => 2024-01-29 12:00:00 [~ACTIVE_FROM_X] => 2024-01-29 12:00:00 [ACTIVE_FROM] => 29.01.2024 12:00:00 [~ACTIVE_FROM] => 29.01.2024 12:00:00 [TIMESTAMP_X] => 29.01.2024 14:04:58 [~TIMESTAMP_X] => 29.01.2024 14:04:58 [DETAIL_PAGE_URL] => /consultation/question-809/ [~DETAIL_PAGE_URL] => /consultation/question-809/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 809 [~CODE] => 809 [EXTERNAL_ID] => 8643 [~EXTERNAL_ID] => 8643 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 29.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5372 [PROPERTY_VALUE_ID] => 91007 [DESCRIPTION] => [~VALUE] => 5372 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 29.01.2024 [PROPERTY_VALUE_ID] => 91008 [DESCRIPTION] => [~VALUE] => 29.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ольга Ивановна [PROPERTY_VALUE_ID] => 91009 [DESCRIPTION] => [~VALUE] => Ольга Ивановна [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. У нас с мужем есть кредит, который брали детям. Но у дочери в семье развод, имущество делят, так что им сейчас вообще платить нечем. Договор оформлен на мне, а муж поручитель. Понимаем, что в случае чего, деньги будут требовать с нас. Скажите, пожалуйста, слышали о возможности реструктуризации долга через суд, так бывает? Мы платить готовы, только хотим снизить размер платежа до минимума. [PROPERTY_VALUE_ID] => 91010 [DESCRIPTION] => [~VALUE] => Здравствуйте. У нас с мужем есть кредит, который брали детям. Но у дочери в семье развод, имущество делят, так что им сейчас вообще платить нечем. Договор оформлен на мне, а муж поручитель. Понимаем, что в случае чего, деньги будут требовать с нас. Скажите, пожалуйста, слышали о возможности реструктуризации долга через суд, так бывает? Мы платить готовы, только хотим снизить размер платежа до минимума. [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте. Снизить платеж через суд действительно возможно. Но нужно также понимать, что долг должен быть не менее 200 тысяч рублей при этом. Дело в том, что реструктуризация - это один из этапов банкротства. Суд назначает его тем, у кого есть доход, а также желание выплатить долг. Но условия платежей будут назначены исходя из ситуации должника. Так что да, такое возможно. Подробнее вы можете обсудить свою ситуацию с нашими юристами по телефону, либо лично на консультации. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 91011 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте. Снизить платеж через суд действительно возможно. Но нужно также понимать, что долг должен быть не менее 200 тысяч рублей при этом. Дело в том, что реструктуризация - это один из этапов банкротства. Суд назначает его тем, у кого есть доход, а также желание выплатить долг. Но условия платежей будут назначены исходя из ситуации должника. Так что да, такое возможно. Подробнее вы можете обсудить свою ситуацию с нашими юристами по телефону, либо лично на консультации.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 91012 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 91013 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5729 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91014 [1] => 91015 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5729 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5949 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91016 [1] => 91017 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5949 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8300 [1] => 8292 [2] => 8019 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91018 [1] => 91019 [2] => 91020 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8300 [1] => 8292 [2] => 8019 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. У нас с мужем есть кредит, который брали детям. Но у дочери в семье развод, имущество делят, так что им сейчас вообще платить нечем. Договор оформлен на мне, а муж поручитель. Понимаем, что в случае чего, деньги будут требовать с нас. Скажите, пожалуйста, слышали о возможности реструктуризации долга через суд, так бывает? Мы платить готовы, только хотим снизить размер платежа до минимума. [PROPERTY_VALUE_ID] => 91010 [DESCRIPTION] => [~VALUE] => Здравствуйте. У нас с мужем есть кредит, который брали детям. Но у дочери в семье развод, имущество делят, так что им сейчас вообще платить нечем. Договор оформлен на мне, а муж поручитель. Понимаем, что в случае чего, деньги будут требовать с нас. Скажите, пожалуйста, слышали о возможности реструктуризации долга через суд, так бывает? Мы платить готовы, только хотим снизить размер платежа до минимума. [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте. У нас с мужем есть кредит, который брали детям. Но у дочери в семье развод, имущество делят, так что им сейчас вообще платить нечем. Договор оформлен на мне, а муж поручитель. Понимаем, что в случае чего, деньги будут требовать с нас. Скажите, пожалуйста, слышали о возможности реструктуризации долга через суд, так бывает? Мы платить готовы, только хотим снизить размер платежа до минимума. ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 29.01.2024 [PROPERTY_VALUE_ID] => 91008 [DESCRIPTION] => [~VALUE] => 29.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 29.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ольга Ивановна [PROPERTY_VALUE_ID] => 91009 [DESCRIPTION] => [~VALUE] => Ольга Ивановна [~DESCRIPTION] => [DISPLAY_VALUE] => Ольга Ивановна ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Реструктуризация через суд правда существует?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Реструктуризация через суд правда существует? [ELEMENT_META_TITLE] => Реструктуризация через суд правда существует? [ELEMENT_META_DESCRIPTION] => Реструктуризация через суд правда существует? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Реструктуризация через суд правда существует? [SECTION_PAGE_TITLE] => #Реструктуризация через суд правда существует? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/ipoteka/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sber/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 5372 [NAME] => Миллер Екатерина Петровна [CODE] => miller-ekaterina-petrovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 53660 [PREVIEW_PICTURE] => 4890 [SORT] => 1000 ) ) [13] => Array ( [ID] => 8642 [~ID] => 8642 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Платить еще двадцать лет, а денег уже нет, какие есть варианты уменьшить платеж [~NAME] => Платить еще двадцать лет, а денег уже нет, какие есть варианты уменьшить платеж [ACTIVE_FROM_X] => 2024-01-29 11:00:00 [~ACTIVE_FROM_X] => 2024-01-29 11:00:00 [ACTIVE_FROM] => 29.01.2024 11:00:00 [~ACTIVE_FROM] => 29.01.2024 11:00:00 [TIMESTAMP_X] => 29.01.2024 14:04:20 [~TIMESTAMP_X] => 29.01.2024 14:04:20 [DETAIL_PAGE_URL] => /consultation/question-808/ [~DETAIL_PAGE_URL] => /consultation/question-808/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 808 [~CODE] => 808 [EXTERNAL_ID] => 8642 [~EXTERNAL_ID] => 8642 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 29.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 6573 [PROPERTY_VALUE_ID] => 90993 [DESCRIPTION] => [~VALUE] => 6573 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 29.01.2024 [PROPERTY_VALUE_ID] => 90994 [DESCRIPTION] => [~VALUE] => 29.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Геннадий [PROPERTY_VALUE_ID] => 90995 [DESCRIPTION] => [~VALUE] => Геннадий [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Пару лет назад взяли ипотеку. По меркам нашего небольшого города сумма немаленькая - два миллиона. Специально оформили срок побольше, чтобы платить меньше. Но получается, что и этот платеж сейчас еле тянем. Жена с работы уволилась, живем на одну зарплату. Думали о реструктуризации долга, а банк предлагает не очень выгодные условия. Какие у нас еще есть варианты по уменьшению платежа? [PROPERTY_VALUE_ID] => 90996 [DESCRIPTION] => [~VALUE] => Пару лет назад взяли ипотеку. По меркам нашего небольшого города сумма немаленькая - два миллиона. Специально оформили срок побольше, чтобы платить меньше. Но получается, что и этот платеж сейчас еле тянем. Жена с работы уволилась, живем на одну зарплату. Думали о реструктуризации долга, а банк предлагает не очень выгодные условия. Какие у нас еще есть варианты по уменьшению платежа? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте. При оформлении ипотеки, первое что нужно понимать - это то, что пока вы не выплатите всю сумму, собственником является банк, а не вы. В случае просрочки, залоговое имущество будет продано. Спасти ситуацию могут кредитные каникулы, но воспользоваться ими вы сможете только один раз. Срок кредита станет больше, а платить придется минимальную сумму. Обычно каникулы действуют полгода. За это время вы либо поправите свое материальное положение, либо выход один - списать долг полностью через суд. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 90997 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте. При оформлении ипотеки, первое что нужно понимать - это то, что пока вы не выплатите всю сумму, собственником является банк, а не вы. В случае просрочки, залоговое имущество будет продано. Спасти ситуацию могут кредитные каникулы, но воспользоваться ими вы сможете только один раз. Срок кредита станет больше, а платить придется минимальную сумму. Обычно каникулы действуют полгода. За это время вы либо поправите свое материальное положение, либо выход один - списать долг полностью через суд.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 90998 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 90999 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5790 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91000 [1] => 91001 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5790 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91002 [1] => 91003 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8300 [1] => 8292 [2] => 8019 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91004 [1] => 91005 [2] => 91006 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8300 [1] => 8292 [2] => 8019 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Пару лет назад взяли ипотеку. По меркам нашего небольшого города сумма немаленькая - два миллиона. Специально оформили срок побольше, чтобы платить меньше. Но получается, что и этот платеж сейчас еле тянем. Жена с работы уволилась, живем на одну зарплату. Думали о реструктуризации долга, а банк предлагает не очень выгодные условия. Какие у нас еще есть варианты по уменьшению платежа? [PROPERTY_VALUE_ID] => 90996 [DESCRIPTION] => [~VALUE] => Пару лет назад взяли ипотеку. По меркам нашего небольшого города сумма немаленькая - два миллиона. Специально оформили срок побольше, чтобы платить меньше. Но получается, что и этот платеж сейчас еле тянем. Жена с работы уволилась, живем на одну зарплату. Думали о реструктуризации долга, а банк предлагает не очень выгодные условия. Какие у нас еще есть варианты по уменьшению платежа? [~DESCRIPTION] => [DISPLAY_VALUE] => Пару лет назад взяли ипотеку. По меркам нашего небольшого города сумма немаленькая - два миллиона. Специально оформили срок побольше, чтобы платить меньше. Но получается, что и этот платеж сейчас еле тянем. Жена с работы уволилась, живем на одну зарплату. Думали о реструктуризации долга, а банк предлагает не очень выгодные условия. Какие у нас еще есть варианты по уменьшению платежа? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 29.01.2024 [PROPERTY_VALUE_ID] => 90994 [DESCRIPTION] => [~VALUE] => 29.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 29.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Геннадий [PROPERTY_VALUE_ID] => 90995 [DESCRIPTION] => [~VALUE] => Геннадий [~DESCRIPTION] => [DISPLAY_VALUE] => Геннадий ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Платить еще двадцать лет, а денег уже нет, какие есть варианты уменьшить платеж» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Платить еще двадцать лет, а денег уже нет, какие есть варианты уменьшить платеж [ELEMENT_META_TITLE] => Платить еще двадцать лет, а денег уже нет, какие есть варианты уменьшить платеж [ELEMENT_META_DESCRIPTION] => Платить еще двадцать лет, а денег уже нет, какие есть варианты уменьшить платеж — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Платить еще двадцать лет, а денег уже нет, какие есть варианты уменьшить платеж [SECTION_PAGE_TITLE] => #Платить еще двадцать лет, а денег уже нет, какие есть варианты уменьшить платеж в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/ipoteka/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sber/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 6573 [NAME] => Карапетян Артем Арменович [CODE] => karapetyan-artem-armenovich [PROPERTY_POSITION_VALUE] => Ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 71685 [PREVIEW_PICTURE] => 5907 [SORT] => 1000 ) ) [14] => Array ( [ID] => 8641 [~ID] => 8641 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Больше так не могу, но договориться с МФО не получается [~NAME] => Больше так не могу, но договориться с МФО не получается [ACTIVE_FROM_X] => 2024-01-29 10:00:00 [~ACTIVE_FROM_X] => 2024-01-29 10:00:00 [ACTIVE_FROM] => 29.01.2024 10:00:00 [~ACTIVE_FROM] => 29.01.2024 10:00:00 [TIMESTAMP_X] => 29.01.2024 14:03:40 [~TIMESTAMP_X] => 29.01.2024 14:03:40 [DETAIL_PAGE_URL] => /consultation/question-807/ [~DETAIL_PAGE_URL] => /consultation/question-807/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 807 [~CODE] => 807 [EXTERNAL_ID] => 8641 [~EXTERNAL_ID] => 8641 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 29.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 6573 [PROPERTY_VALUE_ID] => 90975 [DESCRIPTION] => [~VALUE] => 6573 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 29.01.2024 [PROPERTY_VALUE_ID] => 90976 [DESCRIPTION] => [~VALUE] => 29.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Вера [PROPERTY_VALUE_ID] => 90977 [DESCRIPTION] => [~VALUE] => Вера [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. Брала несколько займов в МФО. Когда отдавала вовремя, то как-то не задумывалась об условиях. Но в последний раз просрочила платеж. Пыталась все урегулировать, о рассрочке договориться, но мне навстречу не пошли. А потом, раз и деньги с меня требует уже другой кредитор. Вот думаю взять кредит в нормальном банке, чтобы заплатить микрокредит, зато платеж будет меньше. Что посоветуете? [PROPERTY_VALUE_ID] => 90978 [DESCRIPTION] => [~VALUE] => Здравствуйте. Брала несколько займов в МФО. Когда отдавала вовремя, то как-то не задумывалась об условиях. Но в последний раз просрочила платеж. Пыталась все урегулировать, о рассрочке договориться, но мне навстречу не пошли. А потом, раз и деньги с меня требует уже другой кредитор. Вот думаю взять кредит в нормальном банке, чтобы заплатить микрокредит, зато платеж будет меньше. Что посоветуете? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте. К, сожалению, у многих наших клиентов, которые списывают долги перед микрофинансовыми организациями, история похожа на вашу. Кредиторы не идут на уменьшение платежа, а сроки кредита выдвигают такие, что погасить его нереально. В этом случае, мы советуем банкротство, иначе ваш долг будут продавать до бесконечности. Позвоните, пожалуйста, на нашу бесплатную линию и уточните сумму долга. Так вы сможете более предметно обсудить ситуацию с юристом. А дальше уже решать вам. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 90979 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте. К, сожалению, у многих наших клиентов, которые списывают долги перед микрофинансовыми организациями, история похожа на вашу. Кредиторы не идут на уменьшение платежа, а сроки кредита выдвигают такие, что погасить его нереально. В этом случае, мы советуем банкротство, иначе ваш долг будут продавать до бесконечности. Позвоните, пожалуйста, на нашу бесплатную линию и уточните сумму долга. Так вы сможете более предметно обсудить ситуацию с юристом. А дальше уже решать вам.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 3 [PROPERTY_VALUE_ID] => 90980 [DESCRIPTION] => [~VALUE] => 3 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 90981 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5783 ) [PROPERTY_VALUE_ID] => Array ( [0] => 90982 [1] => 90983 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5783 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 90984 [1] => 90985 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8300 [1] => 8292 [2] => 8019 ) [PROPERTY_VALUE_ID] => Array ( [0] => 90990 [1] => 90991 [2] => 90992 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8300 [1] => 8292 [2] => 8019 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте. Брала несколько займов в МФО. Когда отдавала вовремя, то как-то не задумывалась об условиях. Но в последний раз просрочила платеж. Пыталась все урегулировать, о рассрочке договориться, но мне навстречу не пошли. А потом, раз и деньги с меня требует уже другой кредитор. Вот думаю взять кредит в нормальном банке, чтобы заплатить микрокредит, зато платеж будет меньше. Что посоветуете? [PROPERTY_VALUE_ID] => 90978 [DESCRIPTION] => [~VALUE] => Здравствуйте. Брала несколько займов в МФО. Когда отдавала вовремя, то как-то не задумывалась об условиях. Но в последний раз просрочила платеж. Пыталась все урегулировать, о рассрочке договориться, но мне навстречу не пошли. А потом, раз и деньги с меня требует уже другой кредитор. Вот думаю взять кредит в нормальном банке, чтобы заплатить микрокредит, зато платеж будет меньше. Что посоветуете? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте. Брала несколько займов в МФО. Когда отдавала вовремя, то как-то не задумывалась об условиях. Но в последний раз просрочила платеж. Пыталась все урегулировать, о рассрочке договориться, но мне навстречу не пошли. А потом, раз и деньги с меня требует уже другой кредитор. Вот думаю взять кредит в нормальном банке, чтобы заплатить микрокредит, зато платеж будет меньше. Что посоветуете? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 29.01.2024 [PROPERTY_VALUE_ID] => 90976 [DESCRIPTION] => [~VALUE] => 29.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 29.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Вера [PROPERTY_VALUE_ID] => 90977 [DESCRIPTION] => [~VALUE] => Вера [~DESCRIPTION] => [DISPLAY_VALUE] => Вера ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Больше так не могу, но договориться с МФО не получается» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Больше так не могу, но договориться с МФО не получается [ELEMENT_META_TITLE] => Больше так не могу, но договориться с МФО не получается [ELEMENT_META_DESCRIPTION] => Больше так не могу, но договориться с МФО не получается — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Больше так не могу, но договориться с МФО не получается [SECTION_PAGE_TITLE] => #Больше так не могу, но договориться с МФО не получается в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/ipoteka/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sber/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 6573 [NAME] => Карапетян Артем Арменович [CODE] => karapetyan-artem-armenovich [PROPERTY_POSITION_VALUE] => Ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 71685 [PREVIEW_PICTURE] => 5907 [SORT] => 1000 ) ) [15] => Array ( [ID] => 7796 [~ID] => 7796 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 32 [~IBLOCK_SECTION_ID] => 32 [NAME] => Что делать, если наложили запрет н выезд из страны из-за микрозаймов? [~NAME] => Что делать, если наложили запрет н выезд из страны из-за микрозаймов? [ACTIVE_FROM_X] => 2024-01-15 10:00:00 [~ACTIVE_FROM_X] => 2024-01-15 10:00:00 [ACTIVE_FROM] => 15.01.2024 10:00:00 [~ACTIVE_FROM] => 15.01.2024 10:00:00 [TIMESTAMP_X] => 12.01.2024 15:08:42 [~TIMESTAMP_X] => 12.01.2024 15:08:42 [DETAIL_PAGE_URL] => /consultation/question-656/ [~DETAIL_PAGE_URL] => /consultation/question-656/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 656 [~CODE] => 656 [EXTERNAL_ID] => 7796 [~EXTERNAL_ID] => 7796 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 15.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 33 [PROPERTY_VALUE_ID] => 83271 [DESCRIPTION] => [~VALUE] => 33 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 15.01.2024 [PROPERTY_VALUE_ID] => 83272 [DESCRIPTION] => [~VALUE] => 15.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ушакова Елена [PROPERTY_VALUE_ID] => 83273 [DESCRIPTION] => [~VALUE] => Ушакова Елена [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте! У меня два крупных микрозайма, которые я не выплатила. Теперь мне запретили вылет из страны, а в следующем месяце у меня операция в Германии, очень нужно туда попасть. Подскажите, что можно с этим сделать? [PROPERTY_VALUE_ID] => 83274 [DESCRIPTION] => [~VALUE] => Здравствуйте! У меня два крупных микрозайма, которые я не выплатила. Теперь мне запретили вылет из страны, а в следующем месяце у меня операция в Германии, очень нужно туда попасть. Подскажите, что можно с этим сделать? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, списать микрозаймы можно при оформлении банкротства. Во время судебного процесса вы сможете подать прошение о досрочном снятии запрета. Для этого у вас есть уважительная причина. На бесплатной консультации мы можем подробно обсудить с вами проблему и предложить вам другие варианты, как поступить с микрозаймами. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 83275 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, списать микрозаймы можно при оформлении банкротства. Во время судебного процесса вы сможете подать прошение о досрочном снятии запрета. Для этого у вас есть уважительная причина. На бесплатной консультации мы можем подробно обсудить с вами проблему и предложить вам другие варианты, как поступить с микрозаймами.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 83276 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 83277 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5753 ) [PROPERTY_VALUE_ID] => Array ( [0] => 83278 [1] => 83279 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5753 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 83280 [1] => 83281 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5917 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 7388 [1] => 7195 [2] => 6286 ) [PROPERTY_VALUE_ID] => Array ( [0] => 83286 [1] => 83287 [2] => 83288 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 7388 [1] => 7195 [2] => 6286 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте! У меня два крупных микрозайма, которые я не выплатила. Теперь мне запретили вылет из страны, а в следующем месяце у меня операция в Германии, очень нужно туда попасть. Подскажите, что можно с этим сделать? [PROPERTY_VALUE_ID] => 83274 [DESCRIPTION] => [~VALUE] => Здравствуйте! У меня два крупных микрозайма, которые я не выплатила. Теперь мне запретили вылет из страны, а в следующем месяце у меня операция в Германии, очень нужно туда попасть. Подскажите, что можно с этим сделать? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте! У меня два крупных микрозайма, которые я не выплатила. Теперь мне запретили вылет из страны, а в следующем месяце у меня операция в Германии, очень нужно туда попасть. Подскажите, что можно с этим сделать? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 15.01.2024 [PROPERTY_VALUE_ID] => 83272 [DESCRIPTION] => [~VALUE] => 15.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 15.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ушакова Елена [PROPERTY_VALUE_ID] => 83273 [DESCRIPTION] => [~VALUE] => Ушакова Елена [~DESCRIPTION] => [DISPLAY_VALUE] => Ушакова Елена ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Что делать, если наложили запрет н выезд из страны из-за микрозаймов?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что делать, если наложили запрет н выезд из страны из-за микрозаймов? [ELEMENT_META_TITLE] => Что делать, если наложили запрет н выезд из страны из-за микрозаймов? [ELEMENT_META_DESCRIPTION] => Что делать, если наложили запрет н выезд из страны из-за микрозаймов? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Что делать, если наложили запрет н выезд из страны из-за микрозаймов? [SECTION_PAGE_TITLE] => #Что делать, если наложили запрет н выезд из страны из-за микрозаймов? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 326 [NAME] => Выезд за границу [CODE] => vyezd-za-granitsu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/vyezd-za-granitsu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 33 [NAME] => Абрамян Гарегин Гагикович [CODE] => abramyan-garegin-gagikovich [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 136 [PREVIEW_PICTURE] => 1078 [SORT] => 200 ) ) [16] => Array ( [ID] => 7359 [~ID] => 7359 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 153 [~IBLOCK_SECTION_ID] => 153 [NAME] => Забыл указать в заявлении долг, что делать? [~NAME] => Забыл указать в заявлении долг, что делать? [ACTIVE_FROM_X] => 2023-12-27 16:00:00 [~ACTIVE_FROM_X] => 2023-12-27 16:00:00 [ACTIVE_FROM] => 27.12.2023 16:00:00 [~ACTIVE_FROM] => 27.12.2023 16:00:00 [TIMESTAMP_X] => 27.12.2023 10:25:29 [~TIMESTAMP_X] => 27.12.2023 10:25:29 [DETAIL_PAGE_URL] => /consultation/question-603/ [~DETAIL_PAGE_URL] => /consultation/question-603/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 603 [~CODE] => 603 [EXTERNAL_ID] => 7359 [~EXTERNAL_ID] => 7359 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 27.12.2023 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 6573 [PROPERTY_VALUE_ID] => 78979 [DESCRIPTION] => [~VALUE] => 6573 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 25.12.2023 [PROPERTY_VALUE_ID] => 78980 [DESCRIPTION] => [~VALUE] => 25.12.2023 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Данис Уржумов [PROPERTY_VALUE_ID] => 78981 [DESCRIPTION] => [~VALUE] => Данис Уржумов [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, неделю назад подал заявление на банкротство через МФЦ, только вспомнил, что 1 долг не указал. Его теперь не спишут? Что мне делать? Там сумма большая, может его как-то задним числом можно вписать? [PROPERTY_VALUE_ID] => 78982 [DESCRIPTION] => [~VALUE] => Здравствуйте, неделю назад подал заявление на банкротство через МФЦ, только вспомнил, что 1 долг не указал. Его теперь не спишут? Что мне делать? Там сумма большая, может его как-то задним числом можно вписать? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Данис, здравствуйте, нет, если вы не вписали какой-либо долг, а заявление уже приняли, вписать обязательства нельзя. Подать заявление повторно можно только через 5 лет. Выйти из процедуры сейчас будет не так просто. Для этого нужны веские основания — например, появилось имущество. Вы можете дождаться завершения процедуры или, если получится, завершить досрочно — тогда долги не спишут. После чего обратиться к судебному банкротству, ждать 5 лет не придется. Это разные процедуры и ограничения на повторное обращение тут не действуют. Запишитесь на консультацию к нашим юристам, изучим вашу ситуацию и поможем разобраться в проблеме. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 78983 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Данис, здравствуйте, нет, если вы не вписали какой-либо долг, а заявление уже приняли, вписать обязательства нельзя. Подать заявление повторно можно только через 5 лет. Выйти из процедуры сейчас будет не так просто. Для этого нужны веские основания — например, появилось имущество. Вы можете дождаться завершения процедуры или, если получится, завершить досрочно — тогда долги не спишут. После чего обратиться к судебному банкротству, ждать 5 лет не придется. Это разные процедуры и ограничения на повторное обращение тут не действуют. Запишитесь на консультацию к нашим юристам, изучим вашу ситуацию и поможем разобраться в проблеме.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 78984 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 78985 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5786 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78986 [1] => 78987 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5786 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5948 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78988 [1] => 78989 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5948 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 7224 [1] => 7195 [2] => 7097 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78990 [1] => 78991 [2] => 78992 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 7224 [1] => 7195 [2] => 7097 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, неделю назад подал заявление на банкротство через МФЦ, только вспомнил, что 1 долг не указал. Его теперь не спишут? Что мне делать? Там сумма большая, может его как-то задним числом можно вписать? [PROPERTY_VALUE_ID] => 78982 [DESCRIPTION] => [~VALUE] => Здравствуйте, неделю назад подал заявление на банкротство через МФЦ, только вспомнил, что 1 долг не указал. Его теперь не спишут? Что мне делать? Там сумма большая, может его как-то задним числом можно вписать? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, неделю назад подал заявление на банкротство через МФЦ, только вспомнил, что 1 долг не указал. Его теперь не спишут? Что мне делать? Там сумма большая, может его как-то задним числом можно вписать? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 25.12.2023 [PROPERTY_VALUE_ID] => 78980 [DESCRIPTION] => [~VALUE] => 25.12.2023 [~DESCRIPTION] => [DISPLAY_VALUE] => 25.12.2023 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Данис Уржумов [PROPERTY_VALUE_ID] => 78981 [DESCRIPTION] => [~VALUE] => Данис Уржумов [~DESCRIPTION] => [DISPLAY_VALUE] => Данис Уржумов ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Забыл указать в заявлении долг, что делать?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Забыл указать в заявлении долг, что делать? [ELEMENT_META_TITLE] => Забыл указать в заявлении долг, что делать? [ELEMENT_META_DESCRIPTION] => Забыл указать в заявлении долг, что делать? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Забыл указать в заявлении долг, что делать? [SECTION_PAGE_TITLE] => #Забыл указать в заявлении долг, что делать? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 153 [NAME] => Стоимость [CODE] => stoimost [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/stoimost/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 6573 [NAME] => Карапетян Артем Арменович [CODE] => karapetyan-artem-armenovich [PROPERTY_POSITION_VALUE] => Ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 71685 [PREVIEW_PICTURE] => 5907 [SORT] => 1000 ) ) [17] => Array ( [ID] => 7358 [~ID] => 7358 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 153 [~IBLOCK_SECTION_ID] => 153 [NAME] => Можно ли пройти внесудебное банкротство, если есть имущество? [~NAME] => Можно ли пройти внесудебное банкротство, если есть имущество? [ACTIVE_FROM_X] => 2023-12-27 15:00:00 [~ACTIVE_FROM_X] => 2023-12-27 15:00:00 [ACTIVE_FROM] => 27.12.2023 15:00:00 [~ACTIVE_FROM] => 27.12.2023 15:00:00 [TIMESTAMP_X] => 26.12.2023 11:45:22 [~TIMESTAMP_X] => 26.12.2023 11:45:22 [DETAIL_PAGE_URL] => /consultation/question-602/ [~DETAIL_PAGE_URL] => /consultation/question-602/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 602 [~CODE] => 602 [EXTERNAL_ID] => 7358 [~EXTERNAL_ID] => 7358 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 27.12.2023 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 6573 [PROPERTY_VALUE_ID] => 78956 [DESCRIPTION] => [~VALUE] => 6573 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 25.12.2023 [PROPERTY_VALUE_ID] => 78957 [DESCRIPTION] => [~VALUE] => 25.12.2023 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Евлампий [PROPERTY_VALUE_ID] => 78958 [DESCRIPTION] => [~VALUE] => Евлампий [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я планирую подавать на внесудебное банкротство. Долги на сумму 50 тысяч рублей. Сейчас трудная ситуация в семье, нет финансовых возможностей погасить кредиты. Читал, что списать долги через МФЦ можно, только если нет имущества. У меня вот есть автомобиль, но я сам на нем не езжу, жена пользуется. Сам работаю из дома, особо ездить не нужно никуда. У меня примут заявление на внесудебное банкротство? Добрый день, я планирую подавать на внесудебное банкротство. Долги на сумму 50 тысяч рублей. Сейчас трудная ситуация в семье, нет финансовых возможностей погасить кредиты. Читал, что списать долги через МФЦ можно, только если нет имущества. У меня вот есть автомобиль, но я сам на нем не езжу, жена пользуется. Сам работаю из дома, особо ездить не нужно никуда. У меня примут заявление на внесудебное банкротство? [PROPERTY_VALUE_ID] => 78959 [DESCRIPTION] => [~VALUE] => Добрый день, я планирую подавать на внесудебное банкротство. Долги на сумму 50 тысяч рублей. Сейчас трудная ситуация в семье, нет финансовых возможностей погасить кредиты. Читал, что списать долги через МФЦ можно, только если нет имущества. У меня вот есть автомобиль, но я сам на нем не езжу, жена пользуется. Сам работаю из дома, особо ездить не нужно никуда. У меня примут заявление на внесудебное банкротство? Добрый день, я планирую подавать на внесудебное банкротство. Долги на сумму 50 тысяч рублей. Сейчас трудная ситуация в семье, нет финансовых возможностей погасить кредиты. Читал, что списать долги через МФЦ можно, только если нет имущества. У меня вот есть автомобиль, но я сам на нем не езжу, жена пользуется. Сам работаю из дома, особо ездить не нужно никуда. У меня примут заявление на внесудебное банкротство? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Евлампий, добрый день, в данном случае учитывается именно юридическая принадлежность имущества. Если автомобиль записан на вас, то пройти внесудебное банкротство не получится. Стоит рассмотреть вариант с судебной процедурой. Запишитесь к нам на консультацию, изучим вашу ситуацию и поможем списать долги. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 78960 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Евлампий, добрый день, в данном случае учитывается именно юридическая принадлежность имущества. Если автомобиль записан на вас, то пройти внесудебное банкротство не получится. Стоит рассмотреть вариант с судебной процедурой. Запишитесь к нам на консультацию, изучим вашу ситуацию и поможем списать долги.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 3 [PROPERTY_VALUE_ID] => 78961 [DESCRIPTION] => [~VALUE] => 3 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 78962 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5787 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78963 [1] => 78964 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5787 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5947 [1] => 5848 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78965 [1] => 78966 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5947 [1] => 5848 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 7224 [1] => 7195 [2] => 7097 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78976 [1] => 78977 [2] => 78978 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 7224 [1] => 7195 [2] => 7097 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я планирую подавать на внесудебное банкротство. Долги на сумму 50 тысяч рублей. Сейчас трудная ситуация в семье, нет финансовых возможностей погасить кредиты. Читал, что списать долги через МФЦ можно, только если нет имущества. У меня вот есть автомобиль, но я сам на нем не езжу, жена пользуется. Сам работаю из дома, особо ездить не нужно никуда. У меня примут заявление на внесудебное банкротство? Добрый день, я планирую подавать на внесудебное банкротство. Долги на сумму 50 тысяч рублей. Сейчас трудная ситуация в семье, нет финансовых возможностей погасить кредиты. Читал, что списать долги через МФЦ можно, только если нет имущества. У меня вот есть автомобиль, но я сам на нем не езжу, жена пользуется. Сам работаю из дома, особо ездить не нужно никуда. У меня примут заявление на внесудебное банкротство? [PROPERTY_VALUE_ID] => 78959 [DESCRIPTION] => [~VALUE] => Добрый день, я планирую подавать на внесудебное банкротство. Долги на сумму 50 тысяч рублей. Сейчас трудная ситуация в семье, нет финансовых возможностей погасить кредиты. Читал, что списать долги через МФЦ можно, только если нет имущества. У меня вот есть автомобиль, но я сам на нем не езжу, жена пользуется. Сам работаю из дома, особо ездить не нужно никуда. У меня примут заявление на внесудебное банкротство? Добрый день, я планирую подавать на внесудебное банкротство. Долги на сумму 50 тысяч рублей. Сейчас трудная ситуация в семье, нет финансовых возможностей погасить кредиты. Читал, что списать долги через МФЦ можно, только если нет имущества. У меня вот есть автомобиль, но я сам на нем не езжу, жена пользуется. Сам работаю из дома, особо ездить не нужно никуда. У меня примут заявление на внесудебное банкротство? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, я планирую подавать на внесудебное банкротство. Долги на сумму 50 тысяч рублей. Сейчас трудная ситуация в семье, нет финансовых возможностей погасить кредиты. Читал, что списать долги через МФЦ можно, только если нет имущества. У меня вот есть автомобиль, но я сам на нем не езжу, жена пользуется. Сам работаю из дома, особо ездить не нужно никуда. У меня примут заявление на внесудебное банкротство? Добрый день, я планирую подавать на внесудебное банкротство. Долги на сумму 50 тысяч рублей. Сейчас трудная ситуация в семье, нет финансовых возможностей погасить кредиты. Читал, что списать долги через МФЦ можно, только если нет имущества. У меня вот есть автомобиль, но я сам на нем не езжу, жена пользуется. Сам работаю из дома, особо ездить не нужно никуда. У меня примут заявление на внесудебное банкротство? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 25.12.2023 [PROPERTY_VALUE_ID] => 78957 [DESCRIPTION] => [~VALUE] => 25.12.2023 [~DESCRIPTION] => [DISPLAY_VALUE] => 25.12.2023 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Евлампий [PROPERTY_VALUE_ID] => 78958 [DESCRIPTION] => [~VALUE] => Евлампий [~DESCRIPTION] => [DISPLAY_VALUE] => Евлампий ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли пройти внесудебное банкротство, если есть имущество?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли пройти внесудебное банкротство, если есть имущество? [ELEMENT_META_TITLE] => Можно ли пройти внесудебное банкротство, если есть имущество? [ELEMENT_META_DESCRIPTION] => Можно ли пройти внесудебное банкротство, если есть имущество? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли пройти внесудебное банкротство, если есть имущество? [SECTION_PAGE_TITLE] => #Можно ли пройти внесудебное банкротство, если есть имущество? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 153 [NAME] => Стоимость [CODE] => stoimost [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/stoimost/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 6573 [NAME] => Карапетян Артем Арменович [CODE] => karapetyan-artem-armenovich [PROPERTY_POSITION_VALUE] => Ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 71685 [PREVIEW_PICTURE] => 5907 [SORT] => 1000 ) ) [18] => Array ( [ID] => 7357 [~ID] => 7357 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 153 [~IBLOCK_SECTION_ID] => 153 [NAME] => Что делать, если подал на внесудебное банкротство и получил наследство? [~NAME] => Что делать, если подал на внесудебное банкротство и получил наследство? [ACTIVE_FROM_X] => 2023-12-27 12:00:00 [~ACTIVE_FROM_X] => 2023-12-27 12:00:00 [ACTIVE_FROM] => 27.12.2023 12:00:00 [~ACTIVE_FROM] => 27.12.2023 12:00:00 [TIMESTAMP_X] => 26.12.2023 11:45:16 [~TIMESTAMP_X] => 26.12.2023 11:45:16 [DETAIL_PAGE_URL] => /consultation/question-601/ [~DETAIL_PAGE_URL] => /consultation/question-601/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 601 [~CODE] => 601 [EXTERNAL_ID] => 7357 [~EXTERNAL_ID] => 7357 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 27.12.2023 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 31 [PROPERTY_VALUE_ID] => 78936 [DESCRIPTION] => [~VALUE] => 31 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 25.12.2023 [PROPERTY_VALUE_ID] => 78937 [DESCRIPTION] => [~VALUE] => 25.12.2023 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Роман [PROPERTY_VALUE_ID] => 78938 [DESCRIPTION] => [~VALUE] => Роман [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я совсем недавно подал заявление на банкротство через МФЦ, а пару дней назад узнал, что у меня скончался дедушка, он оставил мне в наследство старенький загородный дом. Что делать в такой ситуации? [PROPERTY_VALUE_ID] => 78939 [DESCRIPTION] => [~VALUE] => Здравствуйте, я совсем недавно подал заявление на банкротство через МФЦ, а пару дней назад узнал, что у меня скончался дедушка, он оставил мне в наследство старенький загородный дом. Что делать в такой ситуации? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p>Роман, здравствуйте, если вы получили наследство в период прохождения внесудебного банкротства, то процедура останавливается. Вам нужно в течение 5 дней сообщить в МФЦ об изменении имущественного положения. Также советую проконсультироваться с нашими юристами, сориентируем по процедуре судебного банкротства. Возможно, вам подойдет такой формат списания долгов. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 78940 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Роман, здравствуйте, если вы получили наследство в период прохождения внесудебного банкротства, то процедура останавливается. Вам нужно в течение 5 дней сообщить в МФЦ об изменении имущественного положения. Также советую проконсультироваться с нашими юристами, сориентируем по процедуре судебного банкротства. Возможно, вам подойдет такой формат списания долгов.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 78941 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 78942 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5728 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78943 [1] => 78944 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5728 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5918 [1] => 5848 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78945 [1] => 78946 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5918 [1] => 5848 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 7224 [1] => 7195 [2] => 7097 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78951 [1] => 78952 [2] => 78953 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 7224 [1] => 7195 [2] => 7097 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я совсем недавно подал заявление на банкротство через МФЦ, а пару дней назад узнал, что у меня скончался дедушка, он оставил мне в наследство старенький загородный дом. Что делать в такой ситуации? [PROPERTY_VALUE_ID] => 78939 [DESCRIPTION] => [~VALUE] => Здравствуйте, я совсем недавно подал заявление на банкротство через МФЦ, а пару дней назад узнал, что у меня скончался дедушка, он оставил мне в наследство старенький загородный дом. Что делать в такой ситуации? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, я совсем недавно подал заявление на банкротство через МФЦ, а пару дней назад узнал, что у меня скончался дедушка, он оставил мне в наследство старенький загородный дом. Что делать в такой ситуации? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 25.12.2023 [PROPERTY_VALUE_ID] => 78937 [DESCRIPTION] => [~VALUE] => 25.12.2023 [~DESCRIPTION] => [DISPLAY_VALUE] => 25.12.2023 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Роман [PROPERTY_VALUE_ID] => 78938 [DESCRIPTION] => [~VALUE] => Роман [~DESCRIPTION] => [DISPLAY_VALUE] => Роман ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Что делать, если подал на внесудебное банкротство и получил наследство?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что делать, если подал на внесудебное банкротство и получил наследство? [ELEMENT_META_TITLE] => Что делать, если подал на внесудебное банкротство и получил наследство? [ELEMENT_META_DESCRIPTION] => Что делать, если подал на внесудебное банкротство и получил наследство? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Что делать, если подал на внесудебное банкротство и получил наследство? [SECTION_PAGE_TITLE] => #Что делать, если подал на внесудебное банкротство и получил наследство? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 153 [NAME] => Стоимость [CODE] => stoimost [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/stoimost/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 31 [NAME] => Борцова Дарья Алексеевна [CODE] => bortsova-darya-alekseevna [PROPERTY_POSITION_VALUE] => исполнительный директор [PROPERTY_POSITION_VALUE_ID] => 115 [PREVIEW_PICTURE] => 964 [SORT] => 2 ) ) [19] => Array ( [ID] => 7349 [~ID] => 7349 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 153 [~IBLOCK_SECTION_ID] => 153 [NAME] => Можно ли списать долги через МФЦ, если получаю пенсию? [~NAME] => Можно ли списать долги через МФЦ, если получаю пенсию? [ACTIVE_FROM_X] => 2023-12-27 11:00:00 [~ACTIVE_FROM_X] => 2023-12-27 11:00:00 [ACTIVE_FROM] => 27.12.2023 11:00:00 [~ACTIVE_FROM] => 27.12.2023 11:00:00 [TIMESTAMP_X] => 26.12.2023 11:45:12 [~TIMESTAMP_X] => 26.12.2023 11:45:12 [DETAIL_PAGE_URL] => /consultation/question-600/ [~DETAIL_PAGE_URL] => /consultation/question-600/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 600 [~CODE] => 600 [EXTERNAL_ID] => 7349 [~EXTERNAL_ID] => 7349 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 27.12.2023 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5758 [PROPERTY_VALUE_ID] => 78790 [DESCRIPTION] => [~VALUE] => 5758 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 25.12.2023 [PROPERTY_VALUE_ID] => 78791 [DESCRIPTION] => [~VALUE] => 25.12.2023 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Кирилл Оконцев [PROPERTY_VALUE_ID] => 78792 [DESCRIPTION] => [~VALUE] => Кирилл Оконцев [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, получаю пенсию по инвалидности, официального заработка нет. Хочу подать на внесудебное банкротство, долги уже замучили. Скажите, у меня примут заявление, если есть пенсия? [PROPERTY_VALUE_ID] => 78793 [DESCRIPTION] => [~VALUE] => Добрый день, получаю пенсию по инвалидности, официального заработка нет. Хочу подать на внесудебное банкротство, долги уже замучили. Скажите, у меня примут заявление, если есть пенсия? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p>Кирилл, добрый день, да, при наличии пенсии по инвалидности можно подать заявление на внесудебное банкротство. Советую записаться на консультацию к нашим юристам. Специалисты помогут подготовиться к процедуре и списать все непосильные задолженности. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 78794 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Кирилл, добрый день, да, при наличии пенсии по инвалидности можно подать заявление на внесудебное банкротство. Советую записаться на консультацию к нашим юристам. Специалисты помогут подготовиться к процедуре и списать все непосильные задолженности.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 78795 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 78796 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 6673 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78907 [1] => 78914 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 6673 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5918 [1] => 5848 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78908 [1] => 78915 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5918 [1] => 5848 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5689 [1] => 7150 [2] => 7324 ) [PROPERTY_VALUE_ID] => Array ( [0] => 78797 [1] => 78798 [2] => 78799 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 5689 [1] => 7150 [2] => 7324 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, получаю пенсию по инвалидности, официального заработка нет. Хочу подать на внесудебное банкротство, долги уже замучили. Скажите, у меня примут заявление, если есть пенсия? [PROPERTY_VALUE_ID] => 78793 [DESCRIPTION] => [~VALUE] => Добрый день, получаю пенсию по инвалидности, официального заработка нет. Хочу подать на внесудебное банкротство, долги уже замучили. Скажите, у меня примут заявление, если есть пенсия? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, получаю пенсию по инвалидности, официального заработка нет. Хочу подать на внесудебное банкротство, долги уже замучили. Скажите, у меня примут заявление, если есть пенсия? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 25.12.2023 [PROPERTY_VALUE_ID] => 78791 [DESCRIPTION] => [~VALUE] => 25.12.2023 [~DESCRIPTION] => [DISPLAY_VALUE] => 25.12.2023 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Кирилл Оконцев [PROPERTY_VALUE_ID] => 78792 [DESCRIPTION] => [~VALUE] => Кирилл Оконцев [~DESCRIPTION] => [DISPLAY_VALUE] => Кирилл Оконцев ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли списать долги через МФЦ, если получаю пенсию?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли списать долги через МФЦ, если получаю пенсию? [ELEMENT_META_TITLE] => Можно ли списать долги через МФЦ, если получаю пенсию? [ELEMENT_META_DESCRIPTION] => Можно ли списать долги через МФЦ, если получаю пенсию? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Можно ли списать долги через МФЦ, если получаю пенсию? [SECTION_PAGE_TITLE] => #Можно ли списать долги через МФЦ, если получаю пенсию? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [4] => Array ( [ID] => 153 [NAME] => Стоимость [CODE] => stoimost [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/stoimost/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 5758 [NAME] => Банучян Анна Романовна [CODE] => banuchyan-anna-romanovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 62317 [PREVIEW_PICTURE] => 5908 [SORT] => 1000 ) ) ) [ELEMENTS] => Array ( [0] => 12583 [1] => 12584 [2] => 12266 [3] => 12267 [4] => 12132 [5] => 12133 [6] => 8891 [7] => 8889 [8] => 8888 [9] => 8887 [10] => 8645 [11] => 8644 [12] => 8643 [13] => 8642 [14] => 8641 [15] => 7796 [16] => 7359 [17] => 7358 [18] => 7357 [19] => 7349 ) [PAGEN_INFO] => Array ( [PREV_LINK] => [NEXT_LINK] => /consultation/mikrozaymy/?PAGEN_1=2 [NAV_NUM] => 1 ) [NAV_STRING] =>
1 2 3 4 5
[NAV_CACHED_DATA] => [NAV_RESULT] => CIBlockResult Object ( [result] => mysqli_result Object ( [current_field] => 0 [field_count] => 4 [lengths] => [num_rows] => 20 [type] => 0 ) [arResult] => Array ( [0] => Array ( [ID] => 12583 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-12 08:00:00 [ACTIVE_FROM] => 12.04.2024 08:00:00 ) [1] => Array ( [ID] => 12584 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-12 08:00:00 [ACTIVE_FROM] => 12.04.2024 08:00:00 ) [2] => Array ( [ID] => 12266 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-05 00:00:00 [ACTIVE_FROM] => 05.04.2024 ) [3] => Array ( [ID] => 12267 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-05 00:00:00 [ACTIVE_FROM] => 05.04.2024 ) [4] => Array ( [ID] => 12132 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-03 00:00:00 [ACTIVE_FROM] => 03.04.2024 ) [5] => Array ( [ID] => 12133 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-03 00:00:00 [ACTIVE_FROM] => 03.04.2024 ) [6] => Array ( [ID] => 8891 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-02 15:00:00 [ACTIVE_FROM] => 02.02.2024 15:00:00 ) [7] => Array ( [ID] => 8889 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-02 12:00:00 [ACTIVE_FROM] => 02.02.2024 12:00:00 ) [8] => Array ( [ID] => 8888 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-02 11:00:00 [ACTIVE_FROM] => 02.02.2024 11:00:00 ) [9] => Array ( [ID] => 8887 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-02 10:00:00 [ACTIVE_FROM] => 02.02.2024 10:00:00 ) [10] => Array ( [ID] => 8645 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-29 15:00:00 [ACTIVE_FROM] => 29.01.2024 15:00:00 ) [11] => Array ( [ID] => 8644 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-29 13:00:00 [ACTIVE_FROM] => 29.01.2024 13:00:00 ) [12] => Array ( [ID] => 8643 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-29 12:00:00 [ACTIVE_FROM] => 29.01.2024 12:00:00 ) [13] => Array ( [ID] => 8642 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-29 11:00:00 [ACTIVE_FROM] => 29.01.2024 11:00:00 ) [14] => Array ( [ID] => 8641 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-29 10:00:00 [ACTIVE_FROM] => 29.01.2024 10:00:00 ) [15] => Array ( [ID] => 7796 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-15 10:00:00 [ACTIVE_FROM] => 15.01.2024 10:00:00 ) [16] => Array ( [ID] => 7359 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2023-12-27 16:00:00 [ACTIVE_FROM] => 27.12.2023 16:00:00 ) [17] => Array ( [ID] => 7358 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2023-12-27 15:00:00 [ACTIVE_FROM] => 27.12.2023 15:00:00 ) [18] => Array ( [ID] => 7357 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2023-12-27 12:00:00 [ACTIVE_FROM] => 27.12.2023 12:00:00 ) [19] => Array ( [ID] => 7349 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2023-12-27 11:00:00 [ACTIVE_FROM] => 27.12.2023 11:00:00 ) ) [arReplacedAliases] => [arResultAdd] => [bNavStart] => 1 [bShowAll] => [NavNum] => 1 [NavPageCount] => 5 [NavPageNomer] => 1 [NavPageSize] => 20 [NavShowAll] => [NavRecordCount] => 87 [bFirstPrintNav] => 1 [PAGEN] => 1 [SIZEN] => 20 [SESS_SIZEN] => [SESS_ALL] => [SESS_PAGEN] => [add_anchor] => [bPostNavigation] => [bFromArray] => [bFromLimited] => 1 [nPageWindow] => 5 [nSelectedCount] => 87 [arGetNextCache] => [bDescPageNumbering] => [arUserFields] => [usedUserFields] => [SqlTraceIndex] => [DB] => CDatabase Object ( [DBName] => cl12068_creditus [DBHost] => localhost [DBLogin] => cl12068_creditus [DBPassword] => kCA1xkcB [db_Conn] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1265065144 [warning_count] => 0 ) [debug] => [DebugToFile] => [ShowSqlStat] => [db_Error] => [db_ErrorSQL] => [result] => [type] => MYSQL [column_cache] => Array ( ) [bModuleConnection] => [bNodeConnection] => [node_id] => [obSlave] => [connection:protected] => Bitrix\Main\DB\MysqliConnection Object ( [resource:protected] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1265065144 [warning_count] => 0 ) [isConnected:protected] => 1 [configuration:protected] => Array ( [className] => \Bitrix\Main\DB\MysqliConnection [host] => localhost [database] => cl12068_creditus [login] => cl12068_creditus [password] => kCA1xkcB [options] => 2 [include_after_connected] => /home/c/cl12068/public_html/bitrix/php_interface/after_connect_d7.php ) [sqlHelper:protected] => Bitrix\Main\DB\MysqliSqlHelper Object ( [connection:protected] => Bitrix\Main\DB\MysqliConnection Object *RECURSION* [idCache:protected] => Array ( [main_site] => `main_site` [LID] => `LID` [SORT] => `SORT` [DEF] => `DEF` [ACTIVE] => `ACTIVE` [NAME] => `NAME` [DIR] => `DIR` [LANGUAGE_ID] => `LANGUAGE_ID` [DOC_ROOT] => `DOC_ROOT` [DOMAIN_LIMITED] => `DOMAIN_LIMITED` [SERVER_NAME] => `SERVER_NAME` [SITE_NAME] => `SITE_NAME` [EMAIL] => `EMAIL` [CULTURE_ID] => `CULTURE_ID` [b_lang] => `b_lang` [main_site_domain] => `main_site_domain` [LD_LID] => `LD_LID` [DOMAIN] => `DOMAIN` [LD_DOMAIN] => `LD_DOMAIN` [b_lang_domain] => `b_lang_domain` [main_localization_language] => `main_localization_language` [CODE] => `CODE` [b_language] => `b_language` [main_localization_culture] => `main_localization_culture` [ID] => `ID` [FORMAT_DATE] => `FORMAT_DATE` [FORMAT_DATETIME] => `FORMAT_DATETIME` [FORMAT_NAME] => `FORMAT_NAME` [WEEK_START] => `WEEK_START` [CHARSET] => `CHARSET` [DIRECTION] => `DIRECTION` [SHORT_DATE_FORMAT] => `SHORT_DATE_FORMAT` [MEDIUM_DATE_FORMAT] => `MEDIUM_DATE_FORMAT` [LONG_DATE_FORMAT] => `LONG_DATE_FORMAT` [FULL_DATE_FORMAT] => `FULL_DATE_FORMAT` [DAY_MONTH_FORMAT] => `DAY_MONTH_FORMAT` [DAY_SHORT_MONTH_FORMAT] => `DAY_SHORT_MONTH_FORMAT` [DAY_OF_WEEK_MONTH_FORMAT] => `DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT` [SHORT_TIME_FORMAT] => `SHORT_TIME_FORMAT` [LONG_TIME_FORMAT] => `LONG_TIME_FORMAT` [AM_VALUE] => `AM_VALUE` [PM_VALUE] => `PM_VALUE` [NUMBER_THOUSANDS_SEPARATOR] => `NUMBER_THOUSANDS_SEPARATOR` [NUMBER_DECIMAL_SEPARATOR] => `NUMBER_DECIMAL_SEPARATOR` [NUMBER_DECIMALS] => `NUMBER_DECIMALS` [b_culture] => `b_culture` [main_group] => `main_group` [GROUP_ID] => `GROUP_ID` [SECURITY_POLICY] => `SECURITY_POLICY` [b_group] => `b_group` [CONDITION] => `CONDITION` [socialservices_ap] => `socialservices_ap` [TIMESTAMP_X] => `TIMESTAMP_X` [USER_ID] => `USER_ID` [ENDPOINT] => `ENDPOINT` [LOGIN] => `LOGIN` [PASSWORD] => `PASSWORD` [LAST_AUTHORIZE] => `LAST_AUTHORIZE` [SETTINGS] => `SETTINGS` [b_socialservices_ap] => `b_socialservices_ap` [main_task] => `main_task` [LETTER] => `LETTER` [MODULE_ID] => `MODULE_ID` [SYS] => `SYS` [DESCRIPTION] => `DESCRIPTION` [BINDING] => `BINDING` [b_task] => `b_task` [main_task_operation] => `main_task_operation` [OPERATION_ID] => `OPERATION_ID` [main_task_operation_operation] => `main_task_operation_operation` [b_operation] => `b_operation` [TASK_ID] => `TASK_ID` [UALIAS_0] => `UALIAS_0` [UALIAS_1] => `UALIAS_1` [b_task_operation] => `b_task_operation` [iblock_iblock_site] => `iblock_iblock_site` [IBLOCK_ID] => `IBLOCK_ID` [iblock_iblock_site_iblock] => `iblock_iblock_site_iblock` [b_iblock] => `b_iblock` [SITE_ID] => `SITE_ID` [b_iblock_site] => `b_iblock_site` [catalog_catalog_iblock] => `catalog_catalog_iblock` [PRODUCT_IBLOCK_ID] => `PRODUCT_IBLOCK_ID` [SKU_PROPERTY_ID] => `SKU_PROPERTY_ID` [VAT_ID] => `VAT_ID` [YANDEX_EXPORT] => `YANDEX_EXPORT` [SUBSCRIPTION] => `SUBSCRIPTION` [b_catalog_iblock] => `b_catalog_iblock` [iblock_inherited_property] => `iblock_inherited_property` [b_iblock_iproperty] => `b_iblock_iproperty` [main_user_field] => `main_user_field` [ENTITY_ID] => `ENTITY_ID` [FIELD_NAME] => `FIELD_NAME` [USER_TYPE_ID] => `USER_TYPE_ID` [XML_ID] => `XML_ID` [MULTIPLE] => `MULTIPLE` [b_user_field] => `b_user_field` [catalog_catalog_iblock_iblock] => `catalog_catalog_iblock_iblock` [VERSION] => `VERSION` [iblock_property] => `iblock_property` [DEFAULT_VALUE] => `DEFAULT_VALUE` [PROPERTY_TYPE] => `PROPERTY_TYPE` [ROW_COUNT] => `ROW_COUNT` [COL_COUNT] => `COL_COUNT` [LIST_TYPE] => `LIST_TYPE` [FILE_TYPE] => `FILE_TYPE` [MULTIPLE_CNT] => `MULTIPLE_CNT` [LINK_IBLOCK_ID] => `LINK_IBLOCK_ID` [WITH_DESCRIPTION] => `WITH_DESCRIPTION` [SEARCHABLE] => `SEARCHABLE` [FILTRABLE] => `FILTRABLE` [IS_REQUIRED] => `IS_REQUIRED` [USER_TYPE] => `USER_TYPE` [USER_TYPE_SETTINGS] => `USER_TYPE_SETTINGS` [HINT] => `HINT` [b_iblock_property] => `b_iblock_property` [iblock_property_iblock] => `iblock_property_iblock` [TMP_ID] => `TMP_ID` [USER_TYPE_SETTINGS_LIST] => `USER_TYPE_SETTINGS_LIST` ) ) [sqlTracker:protected] => [trackSql:protected] => [version:protected] => [versionExpress:protected] => [host:protected] => localhost [database:protected] => cl12068_creditus [login:protected] => cl12068_creditus [password:protected] => kCA1xkcB [initCommand:protected] => [options:protected] => 2 [nodeId:protected] => 0 [utf8mb4:protected] => Array ( ) [tableColumnsCache:protected] => Array ( ) [lastQueryResult:protected] => mysqli_result Object ( [current_field] => 0 [field_count] => 28 [lengths] => [num_rows] => 1 [type] => 0 ) [queryExecutingEnabled:protected] => 1 [disabledQueryExecutingDump:protected] => [engine:protected] => [transactionLevel:protected] => 0 ) [connectionName:protected] => [cntQuery] => 0 [timeQuery] => 0 [arQueryDebug] => Array ( ) [sqlTracker] => [version] => [escL] => ` [escR] => ` ) [NavRecordCountChangeDisable] => [is_filtered] => [nStartPage] => 1 [nEndPage] => 5 [resultObject] => [arIBlockMultProps] => Array ( ) [arIBlockConvProps] => Array ( ) [arIBlockAllProps] => Array ( ) [arIBlockNumProps] => Array ( ) [arIBlockLongProps] => Array ( ) [nInitialSize] => [table_id] => [strDetailUrl] => [strSectionUrl] => [strListUrl] => [arSectionContext] => [bIBlockSection] => [nameTemplate] => [_LAST_IBLOCK_ID] => 18 [_FILTER_IBLOCK_ID] => Array ( [18] => 1 ) ) [NAV_PARAM] => Array ( ) [SECTION_INFO] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [DETAIL_PICTURE] => 5872 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 19 ) ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [SECTION_PAGE_URL] => /consultation/dolgi/ [DETAIL_PICTURE] => 5869 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5752 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [DETAIL_PICTURE] => 5870 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 [1] => 15 ) ) [2] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [DETAIL_PICTURE] => 5868 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [3] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [SECTION_PAGE_URL] => /consultation/kredit/ [DETAIL_PICTURE] => 5874 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 ) ) [4] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [DETAIL_PICTURE] => 5871 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 ) ) [5] => Array ( [ID] => 31 [NAME] => Коллекторы [CODE] => kollektory [SECTION_PAGE_URL] => /consultation/kollektory/ [DETAIL_PICTURE] => 5823 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=TZt [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 158 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 18 ) ) [6] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [DETAIL_PICTURE] => 5872 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 19 ) ) [7] => Array ( [ID] => 33 [NAME] => Арест имущества [CODE] => arest-imushchestva [SECTION_PAGE_URL] => /consultation/arest-imushchestva/ [DETAIL_PICTURE] => 5829 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 632 ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 ) ) [8] => Array ( [ID] => 42 [NAME] => Внесудебное банкротство [CODE] => vnesudebnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/vnesudebnoe-bankrotstvo/ [DETAIL_PICTURE] => 5830 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [9] => Array ( [ID] => 43 [NAME] => Пенсионеры [CODE] => pensionery [SECTION_PAGE_URL] => /consultation/pensionery/ [DETAIL_PICTURE] => 5873 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [10] => Array ( [ID] => 45 [NAME] => Имущество при банкротстве [CODE] => imushchestvo-pri-bankrotstve [SECTION_PAGE_URL] => /consultation/imushchestvo-pri-bankrotstve/ [DETAIL_PICTURE] => 5826 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 50 ) ) [11] => Array ( [ID] => 46 [NAME] => Госслужащие [CODE] => gossluzhashchie [SECTION_PAGE_URL] => /consultation/gossluzhashchie/ [DETAIL_PICTURE] => 5875 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 41 ) ) [12] => Array ( [ID] => 47 [NAME] => Закон о банкротстве (127-ФЗ) [CODE] => zakon-o-bankrotstve [SECTION_PAGE_URL] => /consultation/zakon-o-bankrotstve/ [DETAIL_PICTURE] => 5876 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 16 ) ) [13] => Array ( [ID] => 48 [NAME] => Процедура банкротства [CODE] => protsedura-bankrotstva [SECTION_PAGE_URL] => /consultation/protsedura-bankrotstva/ [DETAIL_PICTURE] => 5877 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [14] => Array ( [ID] => 49 [NAME] => Судебные практики [CODE] => sudebnye-praktiki [SECTION_PAGE_URL] => /consultation/sudebnye-praktiki/ [DETAIL_PICTURE] => 5878 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 12 ) ) [15] => Array ( [ID] => 51 [NAME] => Арест карты [CODE] => arest-karty [SECTION_PAGE_URL] => /consultation/arest-karty/ [DETAIL_PICTURE] => 5659 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 [1] => 384 ) ) [16] => Array ( [ID] => 53 [NAME] => Банкротство ИП [CODE] => bankrotstvo-ip [SECTION_PAGE_URL] => /consultation/bankrotstvo-ip/ [DETAIL_PICTURE] => 5828 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [17] => Array ( [ID] => 54 [NAME] => Финансовый управляющий [CODE] => finansovyy-upravlyayushchiy [SECTION_PAGE_URL] => /consultation/finansovyy-upravlyayushchiy/ [DETAIL_PICTURE] => 5818 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 221 ) ) [18] => Array ( [ID] => 55 [NAME] => Исполнительное производство [CODE] => ispolnitelnoe-proizvodstvo [SECTION_PAGE_URL] => /consultation/ispolnitelnoe-proizvodstvo/ [DETAIL_PICTURE] => 5824 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [19] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [SECTION_PAGE_URL] => /consultation/ipoteka/ [DETAIL_PICTURE] => 5825 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 105 ) ) [20] => Array ( [ID] => 57 [NAME] => Последствия банкротства [CODE] => posledstviya-bankrotstva [SECTION_PAGE_URL] => /consultation/posledstviya-bankrotstva/ [DETAIL_PICTURE] => 5820 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=U8cCLivarJ8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [21] => Array ( [ID] => 64 [NAME] => Платежи [CODE] => platezhi [SECTION_PAGE_URL] => /consultation/platezhi/ [DETAIL_PICTURE] => 5821 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 [1] => 270 ) ) [22] => Array ( [ID] => 65 [NAME] => Договор [CODE] => dogovor [SECTION_PAGE_URL] => /consultation/dogovor/ [DETAIL_PICTURE] => 5827 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [23] => Array ( [ID] => 66 [NAME] => Рассрочка [CODE] => rassrochka [SECTION_PAGE_URL] => /consultation/rassrochka/ [DETAIL_PICTURE] => 5832 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 [1] => 12 ) ) [24] => Array ( [ID] => 67 [NAME] => Расходы [CODE] => raskhody [SECTION_PAGE_URL] => /consultation/raskhody/ [DETAIL_PICTURE] => 5833 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 270 ) ) [25] => Array ( [ID] => 68 [NAME] => Оплата [CODE] => oplata [SECTION_PAGE_URL] => /consultation/oplata/ [DETAIL_PICTURE] => 5822 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [26] => Array ( [ID] => 73 [NAME] => Разблокировка [CODE] => razblokirovka [SECTION_PAGE_URL] => /consultation/razblokirovka/ [DETAIL_PICTURE] => 5867 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [27] => Array ( [ID] => 74 [NAME] => Счет [CODE] => schet [SECTION_PAGE_URL] => /consultation/schet/ [DETAIL_PICTURE] => 5831 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [28] => Array ( [ID] => 111 [NAME] => МФО [CODE] => mfo [SECTION_PAGE_URL] => /consultation/mfo/ [DETAIL_PICTURE] => 5865 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 466 ) [UF_PUBLICATIONS] => Array ( [0] => 3576 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 110 ) ) [29] => Array ( [ID] => 112 [NAME] => МФЦ [CODE] => mfts [SECTION_PAGE_URL] => /consultation/mfts/ [DETAIL_PICTURE] => 5864 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( [0] => 5793 [1] => 5795 [2] => 633 ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [30] => Array ( [ID] => 113 [NAME] => Пенсия [CODE] => pensiya [SECTION_PAGE_URL] => /consultation/pensiya/ [DETAIL_PICTURE] => 5866 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5728 [1] => 5795 [2] => 5793 ) [UF_PUBLICATIONS] => Array ( [0] => 3513 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [31] => Array ( [ID] => 114 [NAME] => ИП [CODE] => ip [SECTION_PAGE_URL] => /consultation/ip/ [DETAIL_PICTURE] => 5863 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5727 [1] => 5793 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [32] => Array ( [ID] => 115 [NAME] => Сроки [CODE] => sroki [SECTION_PAGE_URL] => /consultation/sroki/ [DETAIL_PICTURE] => 5861 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [33] => Array ( [ID] => 116 [NAME] => Наследство [CODE] => nasledstvo [SECTION_PAGE_URL] => /consultation/nasledstvo/ [DETAIL_PICTURE] => 5862 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [34] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [SECTION_PAGE_URL] => /consultation/banki/ [DETAIL_PICTURE] => 5860 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/r_Y07NTIFBQ [UF_BANKS] => Array ( [0] => 5917 [1] => 5947 [2] => 693 [3] => 5948 [4] => 692 [5] => 464 [6] => 847 [7] => 470 [8] => 929 [9] => 833 [10] => 842 [11] => 846 [12] => 5949 [13] => 5918 [14] => 472 ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5790 [3] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 [1] => 106 [2] => 351 ) ) [35] => Array ( [ID] => 119 [NAME] => Зарплата [CODE] => zarplata [SECTION_PAGE_URL] => /consultation/zarplata/ [DETAIL_PICTURE] => 5856 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/dIn6C_XPWrE [UF_BANKS] => Array ( [0] => 5949 [1] => 463 ) [UF_ORGANIZATIONS] => Array ( [0] => 5743 [1] => 5795 [2] => 5799 ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 390 ) ) [36] => Array ( [ID] => 120 [NAME] => ЖКХ [CODE] => zhkkh [SECTION_PAGE_URL] => /consultation/zhkkh/ [DETAIL_PICTURE] => 5858 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 461 ) [UF_PUBLICATIONS] => Array ( [0] => 3494 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 107 ) ) [37] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [SECTION_PAGE_URL] => /consultation/shtrafy/ [DETAIL_PICTURE] => 5855 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 631 ) [UF_PUBLICATIONS] => Array ( [0] => 555 [1] => 7356 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [38] => Array ( [ID] => 122 [NAME] => Алименты [CODE] => alimenty [SECTION_PAGE_URL] => /consultation/alimenty/ [DETAIL_PICTURE] => 5857 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [39] => Array ( [ID] => 152 [NAME] => Скидки [CODE] => skidki [SECTION_PAGE_URL] => /consultation/skidki/ [DETAIL_PICTURE] => 5835 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 81 ) [UF_PUBLICATIONS] => Array ( [0] => 3397 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [40] => Array ( [ID] => 153 [NAME] => Стоимость [CODE] => stoimost [SECTION_PAGE_URL] => /consultation/stoimost/ [DETAIL_PICTURE] => 5834 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 634 [1] => 633 [2] => 79 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [41] => Array ( [ID] => 154 [NAME] => Автокредит [CODE] => avtokredit [SECTION_PAGE_URL] => /consultation/avtokredit/ [DETAIL_PICTURE] => 5859 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3493 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 106 ) ) [42] => Array ( [ID] => 217 [NAME] => Банкротство военных [CODE] => bankrotstvo-voennykh [SECTION_PAGE_URL] => /consultation/bankrotstvo-voennykh/ [DETAIL_PICTURE] => 5854 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [43] => Array ( [ID] => 218 [NAME] => Военная ипотека [CODE] => voennaya-ipoteka [SECTION_PAGE_URL] => /consultation/voennaya-ipoteka/ [DETAIL_PICTURE] => 5853 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [44] => Array ( [ID] => 234 [NAME] => Материнский капитал [CODE] => materinskiy-kapital [SECTION_PAGE_URL] => /consultation/materinskiy-kapital/ [DETAIL_PICTURE] => 5852 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5791 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4464 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 274 ) ) [45] => Array ( [ID] => 251 [NAME] => Документы для банкротства [CODE] => dokumenty-dlya-bankrotstva [SECTION_PAGE_URL] => /consultation/dokumenty-dlya-bankrotstva/ [DETAIL_PICTURE] => 5851 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4532 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 247 ) ) [46] => Array ( [ID] => 258 [NAME] => Федресурс [CODE] => fedresurs [SECTION_PAGE_URL] => /consultation/fedresurs/ [DETAIL_PICTURE] => 5848 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4552 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 273 ) ) [47] => Array ( [ID] => 259 [NAME] => Банкротство супругов [CODE] => bankrotstvo-suprugov [SECTION_PAGE_URL] => /consultation/bankrotstvo-suprugov/ [DETAIL_PICTURE] => 5847 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/gA7DFWEioLI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5729 ) [UF_PUBLICATIONS] => Array ( [0] => 4527 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 271 ) ) [48] => Array ( [ID] => 260 [NAME] => Фиктивное банкротство [CODE] => fiktivnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/fiktivnoe-bankrotstvo/ [DETAIL_PICTURE] => 5846 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/bbgDHU1VWJI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 275 ) ) [49] => Array ( [ID] => 261 [NAME] => Банкротство умершего [CODE] => bankrotstvo-umershego [SECTION_PAGE_URL] => /consultation/bankrotstvo-umershego/ [DETAIL_PICTURE] => 5845 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5730 ) [UF_PUBLICATIONS] => Array ( [0] => 4556 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [50] => Array ( [ID] => 264 [NAME] => КоммерсантЪ [CODE] => kommersant [SECTION_PAGE_URL] => /consultation/kommersant/ [DETAIL_PICTURE] => 5844 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4588 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 270 ) ) [51] => Array ( [ID] => 289 [NAME] => Юрист в банкротстве [CODE] => yurist-v-bankrotstve [SECTION_PAGE_URL] => /consultation/yurist-v-bankrotstve/ [DETAIL_PICTURE] => 5841 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4671 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 288 ) ) [52] => Array ( [ID] => 290 [NAME] => Признаки банкротства [CODE] => priznaki-bankrotstva [SECTION_PAGE_URL] => /consultation/priznaki-bankrotstva/ [DETAIL_PICTURE] => 5840 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4665 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 272 ) ) [53] => Array ( [ID] => 291 [NAME] => Реализация имущества [CODE] => realizatsiya-imushchestva [SECTION_PAGE_URL] => /consultation/realizatsiya-imushchestva/ [DETAIL_PICTURE] => 5839 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4625 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 277 [1] => 286 ) ) [54] => Array ( [ID] => 292 [NAME] => Отказ в банкротстве [CODE] => otkaz-v-bankrotstve [SECTION_PAGE_URL] => /consultation/otkaz-v-bankrotstve/ [DETAIL_PICTURE] => 5843 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 285 ) ) [55] => Array ( [ID] => 293 [NAME] => Оспаривание сделок [CODE] => osparivanie-sdelok [SECTION_PAGE_URL] => /consultation/osparivanie-sdelok/ [DETAIL_PICTURE] => 5842 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 287 ) ) [56] => Array ( [ID] => 318 [NAME] => Прожиточный минимум [CODE] => prozhitochnyy-minimum [SECTION_PAGE_URL] => /consultation/prozhitochnyy-minimum/ [DETAIL_PICTURE] => 5838 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE?si=q94W9BuKnXDYJpw2 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4802 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [57] => Array ( [ID] => 326 [NAME] => Выезд за границу [CODE] => vyezd-za-granitsu [SECTION_PAGE_URL] => /consultation/vyezd-za-granitsu/ [DETAIL_PICTURE] => 5837 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0?si=n30t8VCvq7s7FNIa [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [58] => Array ( [ID] => 329 [NAME] => Конкурсная масса [CODE] => konkursnaya-massa [SECTION_PAGE_URL] => /consultation/konkursnaya-massa/ [DETAIL_PICTURE] => 5836 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=Il3mDNsvCIHHAgdL [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4583 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 278 ) ) [59] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [SECTION_PAGE_URL] => /consultation/sber/ [DETAIL_PICTURE] => 5660 [DESCRIPTION] => <p>Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей.</p> [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=cnd4aY7PuDvvEJ-D [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 463 ) [UF_PUBLICATIONS] => Array ( [0] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 351 ) ) [60] => Array ( [ID] => 369 [NAME] => Расписка [CODE] => raspiska [SECTION_PAGE_URL] => /consultation/raspiska/ [DETAIL_PICTURE] => 5819 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5463 [1] => 5477 [2] => 5370 ) [UF_PUBLICATION_SECTION] => Array ( ) ) [61] => Array ( [ID] => 388 [NAME] => Кредитная карта [CODE] => kreditnaya-karta [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/ [DETAIL_PICTURE] => 5817 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=YGC3EZJ0-qxbHz3M [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5586 [1] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [62] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [DETAIL_PICTURE] => 5816 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw?si=ZogIPv2fa8JGX8Ac [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5600 [1] => 5561 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 385 ) ) [63] => Array ( [ID] => 902 [NAME] => Банкротство [CODE] => bankrotstvo [SECTION_PAGE_URL] => /consultation/bankrotstvo/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [64] => Array ( [ID] => 910 [NAME] => Приставы [CODE] => pristavy [SECTION_PAGE_URL] => /consultation/pristavy/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [65] => Array ( [ID] => 918 [NAME] => Антиколлекторы [CODE] => antikollektory [SECTION_PAGE_URL] => /consultation/antikollektory/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [66] => Array ( [ID] => 922 [NAME] => Суды [CODE] => sudy [SECTION_PAGE_URL] => /consultation/sudy/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [67] => Array ( [ID] => 971 [NAME] => Торги [CODE] => torgi [SECTION_PAGE_URL] => /consultation/torgi/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) ) [ELEMENTS_COUNT] => 1398 )

#Микрозаймы в банкротстве

Задать вопрос онлайн
Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей.
12.04.2024 Федор Р.
Добрый день, Федор. При возникновении просрочки по займу в «Деньги сразу», микрокредитная организация имеет право на взыскание долга согласно законодательству. Они м...
05.04.2024 Никита Ф.
Добрый день, Никита. Получение кредита на чужое имя может привести к серьезным правовым последствиям, таким как уголовная ответственность за мошенничество и последую...
02.02.2024 Наталья
Здравствуйте, Наталья. Нет никаких сложностей и особенностей при возврате кредита, оформленного с помощью кредитного брокера. Вы самостоятельно погашаете заем ...
25.12.2023 Кирилл Оконцев
Кирилл, добрый день, да, при наличии пенсии по инвалидности можно подать заявление на внесудебное банкротство. Советую записаться на консультацию к нашим юристам. Сп...
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Если будете ждать дольше, подарим вам услугу «Антиколлектор»
Мы помогли 250 000 человек
Списали долгов более 1 млрд рублей
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Более 100 филиалов по России
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Законное Банкротство Долгов и Кредитов по 127 - ФЗ РФ
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3 860 руб./мес.
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Банкротим уже 8 лет
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