Москва
Ваш город Москва ?
Работаем на всей территории РФ
Бесплатная консультация.
Время работы — круглосуточно
	Array
(
    [ID] => 18
    [~ID] => 18
    [TIMESTAMP_X] => 08.04.2024 12:14:16
    [~TIMESTAMP_X] => 08.04.2024 12:14:16
    [IBLOCK_TYPE_ID] => wins
    [~IBLOCK_TYPE_ID] => wins
    [LID] => s1
    [~LID] => s1
    [CODE] => consultations
    [~CODE] => consultations
    [API_CODE] => 
    [~API_CODE] => 
    [REST_ON] => N
    [~REST_ON] => N
    [NAME] => Консультации
    [~NAME] => Консультации
    [ACTIVE] => Y
    [~ACTIVE] => Y
    [SORT] => 90
    [~SORT] => 90
    [LIST_PAGE_URL] => #SITE_DIR#/consultation/index.php?ID=#IBLOCK_ID#
    [~LIST_PAGE_URL] => #SITE_DIR#/consultation/index.php?ID=#IBLOCK_ID#
    [DETAIL_PAGE_URL] => #SITE_DIR#/consultation/question-#ELEMENT_CODE#/
    [~DETAIL_PAGE_URL] => #SITE_DIR#/consultation/question-#ELEMENT_CODE#/
    [SECTION_PAGE_URL] => #SITE_DIR#/consultation/#ELEMENT_ID#/#SECTION_CODE#/
    [~SECTION_PAGE_URL] => #SITE_DIR#/consultation/#ELEMENT_ID#/#SECTION_CODE#/
    [CANONICAL_PAGE_URL] => 
    [~CANONICAL_PAGE_URL] => 
    [PICTURE] => 
    [~PICTURE] => 
    [DESCRIPTION] => 
    [~DESCRIPTION] => 
    [DESCRIPTION_TYPE] => text
    [~DESCRIPTION_TYPE] => text
    [RSS_TTL] => 24
    [~RSS_TTL] => 24
    [RSS_ACTIVE] => Y
    [~RSS_ACTIVE] => Y
    [RSS_FILE_ACTIVE] => N
    [~RSS_FILE_ACTIVE] => N
    [RSS_FILE_LIMIT] => 
    [~RSS_FILE_LIMIT] => 
    [RSS_FILE_DAYS] => 
    [~RSS_FILE_DAYS] => 
    [RSS_YANDEX_ACTIVE] => N
    [~RSS_YANDEX_ACTIVE] => N
    [XML_ID] => 
    [~XML_ID] => 
    [TMP_ID] => 5172bdbe80e624a6d26b1dda2bd91c39
    [~TMP_ID] => 5172bdbe80e624a6d26b1dda2bd91c39
    [INDEX_ELEMENT] => Y
    [~INDEX_ELEMENT] => Y
    [INDEX_SECTION] => Y
    [~INDEX_SECTION] => Y
    [WORKFLOW] => N
    [~WORKFLOW] => N
    [BIZPROC] => N
    [~BIZPROC] => N
    [SECTION_CHOOSER] => L
    [~SECTION_CHOOSER] => L
    [LIST_MODE] => C
    [~LIST_MODE] => C
    [RIGHTS_MODE] => S
    [~RIGHTS_MODE] => S
    [SECTION_PROPERTY] => N
    [~SECTION_PROPERTY] => N
    [PROPERTY_INDEX] => N
    [~PROPERTY_INDEX] => N
    [VERSION] => 1
    [~VERSION] => 1
    [LAST_CONV_ELEMENT] => 0
    [~LAST_CONV_ELEMENT] => 0
    [SOCNET_GROUP_ID] => 
    [~SOCNET_GROUP_ID] => 
    [EDIT_FILE_BEFORE] => 
    [~EDIT_FILE_BEFORE] => 
    [EDIT_FILE_AFTER] => 
    [~EDIT_FILE_AFTER] => 
    [SECTIONS_NAME] => Разделы
    [~SECTIONS_NAME] => Разделы
    [SECTION_NAME] => Раздел
    [~SECTION_NAME] => Раздел
    [ELEMENTS_NAME] => Элементы
    [~ELEMENTS_NAME] => Элементы
    [ELEMENT_NAME] => Элемент
    [~ELEMENT_NAME] => Элемент
    [EXTERNAL_ID] => 
    [~EXTERNAL_ID] => 
    [LANG_DIR] => /
    [~LANG_DIR] => /
    [SERVER_NAME] => kredita.net
    [~SERVER_NAME] => kredita.net
    [USER_HAVE_ACCESS] => 1
    [SECTION] => Array
        (
            [PATH] => Array
                (
                    [0] => Array
                        (
                            [ID] => 389
                            [~ID] => 389
                            [IBLOCK_ID] => 18
                            [~IBLOCK_ID] => 18
                            [NAME] => Кредитная история
                            [~NAME] => Кредитная история
                            [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                            [~SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                            [CODE] => kreditnaya-istoriya
                            [~CODE] => kreditnaya-istoriya
                            [EXTERNAL_ID] => 
                            [~EXTERNAL_ID] => 
                            [IBLOCK_TYPE_ID] => wins
                            [~IBLOCK_TYPE_ID] => wins
                            [IBLOCK_CODE] => consultations
                            [~IBLOCK_CODE] => consultations
                            [IBLOCK_EXTERNAL_ID] => 
                            [~IBLOCK_EXTERNAL_ID] => 
                            [GLOBAL_ACTIVE] => Y
                            [~GLOBAL_ACTIVE] => Y
                            [IBLOCK_SECTION_ID] => 
                            [~IBLOCK_SECTION_ID] => 
                            [~LIST_PAGE_URL] => /consultation/
                            [LIST_PAGE_URL] => /consultation/
                            [IPROPERTY_VALUES] => Array
                                (
                                    [ELEMENT_META_TITLE] => Кредитная история
                                    [ELEMENT_META_DESCRIPTION] => Кредитная история — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                                    [ELEMENT_PAGE_TITLE] => Кредитная история
                                    [SECTION_META_TITLE] => Консультации по теме #Кредитная история в банкротстве
                                    [SECTION_PAGE_TITLE] => #Кредитная история в банкротстве
                                    [SECTION_META_DESCRIPTION] => Консультации спецов по банкротству по тегу #Кредитная история
                                )

                        )

                )

        )

    [IPROPERTY_VALUES] => Array
        (
            [ELEMENT_META_TITLE] => Кредитная история
            [ELEMENT_META_DESCRIPTION] => Кредитная история — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
            [ELEMENT_PAGE_TITLE] => Кредитная история
            [SECTION_META_TITLE] => Консультации по теме #Кредитная история в банкротстве
            [SECTION_PAGE_TITLE] => #Кредитная история в банкротстве
            [SECTION_META_DESCRIPTION] => Консультации спецов по банкротству по тегу #Кредитная история
        )

    [ITEMS] => Array
        (
            [0] => Array
                (
                    [ID] => 12266
                    [~ID] => 12266
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 32
                    [~IBLOCK_SECTION_ID] => 32
                    [NAME] => Какие последствия могут возникнуть при получении кредита на чужое имя?
                    [~NAME] => Какие последствия могут возникнуть при получении кредита на чужое имя?
                    [ACTIVE_FROM_X] => 2024-04-05 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-05 00:00:00
                    [ACTIVE_FROM] => 05.04.2024
                    [~ACTIVE_FROM] => 05.04.2024
                    [TIMESTAMP_X] => 05.04.2024 08:59:10
                    [~TIMESTAMP_X] => 05.04.2024 08:59:10
                    [DETAIL_PAGE_URL] => /consultation/question-12266/
                    [~DETAIL_PAGE_URL] => /consultation/question-12266/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12266
                    [~CODE] => 12266
                    [EXTERNAL_ID] => 12266
                    [~EXTERNAL_ID] => 12266
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 05.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4106
                                    [PROPERTY_VALUE_ID] => 132360
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4106
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132361
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Никита Ф.
                                    [PROPERTY_VALUE_ID] => 132362
                                    [DESCRIPTION] => 
                                    [~VALUE] => Никита Ф.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Подробнее расскажите о возможных юридических последствиях, если кто-то получит кредит на чужое имя. Как это может повлиять на будущее человека?

                                    [PROPERTY_VALUE_ID] => 132363
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Подробнее расскажите о возможных юридических последствиях, если кто-то получит кредит на чужое имя. Как это может повлиять на будущее человека?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Никита. Получение кредита на чужое имя может привести к серьезным правовым последствиям, таким как уголовная ответственность за мошенничество и последующие гражданские иски. Привлечение к уголовной ответственности по таким статьям может повлиять на финансовую репутацию и возможность получения кредитов в будущем. Если вы столкнулись с оформлением на вас кредита или микрозайма, рекомендуем обратиться к юристам КредитаНет для защиты ваших прав — консультация со специалистами бесплатная.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 132364
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Никита. Получение кредита на чужое имя может привести к серьезным правовым последствиям, таким как уголовная ответственность за мошенничество и последующие гражданские иски. Привлечение к уголовной ответственности по таким статьям может повлиять на финансовую репутацию и возможность получения кредитов в будущем. Если вы столкнулись с оформлением на вас кредита или микрозайма, рекомендуем обратиться к юристам КредитаНет для защиты ваших прав — консультация со специалистами бесплатная.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 132366
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12257
                                            [1] => 6233
                                            [2] => 4689
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 132365
                                            [1] => 132367
                                            [2] => 132368
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12257
                                            [1] => 6233
                                            [2] => 4689
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Подробнее расскажите о возможных юридических последствиях, если кто-то получит кредит на чужое имя. Как это может повлиять на будущее человека?

                                    [PROPERTY_VALUE_ID] => 132363
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Подробнее расскажите о возможных юридических последствиях, если кто-то получит кредит на чужое имя. Как это может повлиять на будущее человека?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Подробнее расскажите о возможных юридических последствиях, если кто-то получит кредит на чужое имя. Как это может повлиять на будущее человека?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132361
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 05.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Никита Ф.
                                    [PROPERTY_VALUE_ID] => 132362
                                    [DESCRIPTION] => 
                                    [~VALUE] => Никита Ф.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Никита Ф.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Какие последствия могут возникнуть при получении кредита на чужое имя?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие последствия могут возникнуть при получении кредита на чужое имя?
                            [ELEMENT_META_TITLE] => Какие последствия могут возникнуть при получении кредита на чужое имя?
                            [ELEMENT_META_DESCRIPTION] => Какие последствия могут возникнуть при получении кредита на чужое имя? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Какие последствия могут возникнуть при получении кредита на чужое имя?
                            [SECTION_PAGE_TITLE] => #Какие последствия могут возникнуть при получении кредита на чужое имя? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 32
                                    [NAME] => Микрозаймы
                                    [CODE] => mikrozaymy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mikrozaymy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 111
                                    [NAME] => МФО
                                    [CODE] => mfo
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mfo/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 389
                                    [NAME] => Кредитная история
                                    [CODE] => kreditnaya-istoriya
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 4106
                            [NAME] => Пантюк Екатерина Юрьевна
                            [CODE] => pantyuk-ekaterina-yurevna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 27386
                            [PREVIEW_PICTURE] => 2983
                            [SORT] => 1000
                        )

                )

            [1] => Array
                (
                    [ID] => 12267
                    [~ID] => 12267
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 32
                    [~IBLOCK_SECTION_ID] => 32
                    [NAME] => Какие новые законы в России регулируют получение кредитов и займов?
                    [~NAME] => Какие новые законы в России регулируют получение кредитов и займов?
                    [ACTIVE_FROM_X] => 2024-04-05 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-05 00:00:00
                    [ACTIVE_FROM] => 05.04.2024
                    [~ACTIVE_FROM] => 05.04.2024
                    [TIMESTAMP_X] => 05.04.2024 09:01:03
                    [~TIMESTAMP_X] => 05.04.2024 09:01:03
                    [DETAIL_PAGE_URL] => /consultation/question-12267/
                    [~DETAIL_PAGE_URL] => /consultation/question-12267/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12267
                    [~CODE] => 12267
                    [EXTERNAL_ID] => 12267
                    [~EXTERNAL_ID] => 12267
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 05.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 37
                                    [PROPERTY_VALUE_ID] => 132370
                                    [DESCRIPTION] => 
                                    [~VALUE] => 37
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132371
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Олег С. 
                                    [PROPERTY_VALUE_ID] => 132372
                                    [DESCRIPTION] => 
                                    [~VALUE] => Олег С. 
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Хотелось бы узнать о последних изменениях в законодательстве, касающихся получения кредитов и займов в России. Какие меры защиты появились для граждан, оберегающие от незаконного оформления кредитов?

                                    [PROPERTY_VALUE_ID] => 132373
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Хотелось бы узнать о последних изменениях в законодательстве, касающихся получения кредитов и займов в России. Какие меры защиты появились для граждан, оберегающие от незаконного оформления кредитов?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Олег. Последний законопроект в этой сфере, подписанный президентом России, позволяет гражданам устанавливать самостоятельный запрет на получение кредитов. Это значительный шаг для защиты финансовых интересов граждан и предотвращения кредитного мошенничества. Если вам требуется дополнительная информация о новом законе или консультация по списанию кредитов, обратитесь к юристам КредитаНет для бесплатной консультации и профессиональной помощи.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 132374
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Олег. Последний законопроект в этой сфере, подписанный президентом России, позволяет гражданам устанавливать самостоятельный запрет на получение кредитов. Это значительный шаг для защиты финансовых интересов граждан и предотвращения кредитного мошенничества. Если вам требуется дополнительная информация о новом законе или консультация по списанию кредитов, обратитесь к юристам КредитаНет для бесплатной консультации и профессиональной помощи.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 132376
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12257
                                            [1] => 4689
                                            [2] => 7936
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 132375
                                            [1] => 132377
                                            [2] => 132378
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12257
                                            [1] => 4689
                                            [2] => 7936
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Хотелось бы узнать о последних изменениях в законодательстве, касающихся получения кредитов и займов в России. Какие меры защиты появились для граждан, оберегающие от незаконного оформления кредитов?

                                    [PROPERTY_VALUE_ID] => 132373
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Хотелось бы узнать о последних изменениях в законодательстве, касающихся получения кредитов и займов в России. Какие меры защиты появились для граждан, оберегающие от незаконного оформления кредитов?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Хотелось бы узнать о последних изменениях в законодательстве, касающихся получения кредитов и займов в России. Какие меры защиты появились для граждан, оберегающие от незаконного оформления кредитов?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.04.2024
                                    [PROPERTY_VALUE_ID] => 132371
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 05.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Олег С. 
                                    [PROPERTY_VALUE_ID] => 132372
                                    [DESCRIPTION] => 
                                    [~VALUE] => Олег С. 
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Олег С. 
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Какие новые законы в России регулируют получение кредитов и займов?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие новые законы в России регулируют получение кредитов и займов?
                            [ELEMENT_META_TITLE] => Какие новые законы в России регулируют получение кредитов и займов?
                            [ELEMENT_META_DESCRIPTION] => Какие новые законы в России регулируют получение кредитов и займов? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Какие новые законы в России регулируют получение кредитов и займов?
                            [SECTION_PAGE_TITLE] => #Какие новые законы в России регулируют получение кредитов и займов? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 32
                                    [NAME] => Микрозаймы
                                    [CODE] => mikrozaymy
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mikrozaymy/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 111
                                    [NAME] => МФО
                                    [CODE] => mfo
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/mfo/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 389
                                    [NAME] => Кредитная история
                                    [CODE] => kreditnaya-istoriya
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 37
                            [NAME] => Болдырев Иван Иванович
                            [CODE] => boldyrev-ivan-ivanovich
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 180
                            [PREVIEW_PICTURE] => 980
                            [SORT] => 1000
                        )

                )

            [2] => Array
                (
                    [ID] => 11332
                    [~ID] => 11332
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Какие виды незаконного кредитования существуют?
                    [~NAME] => Какие виды незаконного кредитования существуют?
                    [ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [ACTIVE_FROM] => 20.03.2024
                    [~ACTIVE_FROM] => 20.03.2024
                    [TIMESTAMP_X] => 20.03.2024 16:35:30
                    [~TIMESTAMP_X] => 20.03.2024 16:35:30
                    [DETAIL_PAGE_URL] => /consultation/question-11332/
                    [~DETAIL_PAGE_URL] => /consultation/question-11332/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11332
                    [~CODE] => 11332
                    [EXTERNAL_ID] => 11332
                    [~EXTERNAL_ID] => 11332
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 20.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 33
                                    [PROPERTY_VALUE_ID] => 117318
                                    [DESCRIPTION] => 
                                    [~VALUE] => 33
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117319
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Лариса М.
                                    [PROPERTY_VALUE_ID] => 117320
                                    [DESCRIPTION] => 
                                    [~VALUE] => Лариса М.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я работаю бухгалтером на предприятии. Мы не подпадаем под льготное кредитование, но директор очень хочет его получить. Какие могут быть последствия при получении такого кредита?
                                    [PROPERTY_VALUE_ID] => 117321
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я работаю бухгалтером на предприятии. Мы не подпадаем под льготное кредитование, но директор очень хочет его получить. Какие могут быть последствия при получении такого кредита?
                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Лариса. Необоснованное получение льготного кредита — это нарушение закона. Особенно если это отягощается должностными полномочиями, подделкой документов, обманом кредитора. Лица, причастные к таким действиям, могут быть привлечены к уголовной ответственности в соответствии со ст. 176 УК РФ. В зависимости от характера преступления и суммы ущерба, последствия могут варьироваться от штрафов до лишения свободы. Поэтому важно соблюдать законные процедуры при получении и возврате кредитов, чтобы избежать подобных негативных последствий. Юристы КредитаНет предупреждают, что виновные в экономические преступлениях лица теряют право на списание долгов при банкротстве.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 117322
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Лариса. Необоснованное получение льготного кредита — это нарушение закона. Особенно если это отягощается должностными полномочиями, подделкой документов, обманом кредитора. Лица, причастные к таким действиям, могут быть привлечены к уголовной ответственности в соответствии со ст. 176 УК РФ. В зависимости от характера преступления и суммы ущерба, последствия могут варьироваться от штрафов до лишения свободы. Поэтому важно соблюдать законные процедуры при получении и возврате кредитов, чтобы избежать подобных негативных последствий. Юристы КредитаНет предупреждают, что виновные в экономические преступлениях лица теряют право на списание долгов при банкротстве.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 117327
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 117324
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117325
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5950
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117326
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5950
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11329
                                            [1] => 11317
                                            [2] => 11311
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117329
                                            [1] => 117330
                                            [2] => 117331
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11329
                                            [1] => 11317
                                            [2] => 11311
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я работаю бухгалтером на предприятии. Мы не подпадаем под льготное кредитование, но директор очень хочет его получить. Какие могут быть последствия при получении такого кредита?
                                    [PROPERTY_VALUE_ID] => 117321
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я работаю бухгалтером на предприятии. Мы не подпадаем под льготное кредитование, но директор очень хочет его получить. Какие могут быть последствия при получении такого кредита?
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я работаю бухгалтером на предприятии. Мы не подпадаем под льготное кредитование, но директор очень хочет его получить. Какие могут быть последствия при получении такого кредита?
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117319
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 20.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Лариса М.
                                    [PROPERTY_VALUE_ID] => 117320
                                    [DESCRIPTION] => 
                                    [~VALUE] => Лариса М.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Лариса М.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Какие виды незаконного кредитования существуют?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие виды незаконного кредитования существуют?
                            [ELEMENT_META_TITLE] => Какие виды незаконного кредитования существуют?
                            [ELEMENT_META_DESCRIPTION] => Какие виды незаконного кредитования существуют? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Какие виды незаконного кредитования существуют?
                            [SECTION_PAGE_TITLE] => #Какие виды незаконного кредитования существуют? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 27
                                    [NAME] => Задолженность по кредиту
                                    [CODE] => zadolzhennost-po-kreditu
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 389
                                    [NAME] => Кредитная история
                                    [CODE] => kreditnaya-istoriya
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 33
                            [NAME] => Абрамян Гарегин Гагикович
                            [CODE] => abramyan-garegin-gagikovich
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 136
                            [PREVIEW_PICTURE] => 1078
                            [SORT] => 200
                        )

                )

            [3] => Array
                (
                    [ID] => 11333
                    [~ID] => 11333
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Как списать чужой долг в банке?
                    [~NAME] => Как списать чужой долг в банке?
                    [ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [ACTIVE_FROM] => 20.03.2024
                    [~ACTIVE_FROM] => 20.03.2024
                    [TIMESTAMP_X] => 20.03.2024 16:37:30
                    [~TIMESTAMP_X] => 20.03.2024 16:37:30
                    [DETAIL_PAGE_URL] => /consultation/question-11333/
                    [~DETAIL_PAGE_URL] => /consultation/question-11333/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11333
                    [~CODE] => 11333
                    [EXTERNAL_ID] => 11333
                    [~EXTERNAL_ID] => 11333
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 20.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 1026
                                    [PROPERTY_VALUE_ID] => 117333
                                    [DESCRIPTION] => 
                                    [~VALUE] => 1026
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117334
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Никита О.
                                    [PROPERTY_VALUE_ID] => 117335
                                    [DESCRIPTION] => 
                                    [~VALUE] => Никита О.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. В сентябре 2023 года мне позвонили мошенники под видом специалистов Центробанка. В итоге они уговорили меня оформит кредит на 900 тыс рублей и перевести им деньги. Банк отказал в списании задолженности, мотивировав это тем, что я сам совершал кредитные действия. Как мне списать такие долги?
                                    [PROPERTY_VALUE_ID] => 117336
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. В сентябре 2023 года мне позвонили мошенники под видом специалистов Центробанка. В итоге они уговорили меня оформит кредит на 900 тыс рублей и перевести им деньги. Банк отказал в списании задолженности, мотивировав это тем, что я сам совершал кредитные действия. Как мне списать такие долги?
                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Никита. К сожалению, правоприменительная практика показывает, что не всегда должники могут рассчитывать на списание незаконно оформленного на них кредита без суда. В вашем случае можно попробовать реализовать право физического  лица на банкротство. Обратитесь к юристам КредитаНет с кредитным договором и описанием всех ваших действий, и они подробно проконсультируют вас.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 117337
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Никита. К сожалению, правоприменительная практика показывает, что не всегда должники могут рассчитывать на списание незаконно оформленного на них кредита без суда. В вашем случае можно попробовать реализовать право физического  лица на банкротство. Обратитесь к юристам КредитаНет с кредитным договором и описанием всех ваших действий, и они подробно проконсультируют вас.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 117346
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 117339
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5798
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117340
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5798
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 472
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117341
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 472
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11329
                                            [1] => 11317
                                            [2] => 11311
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117343
                                            [1] => 117344
                                            [2] => 117345
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11329
                                            [1] => 11317
                                            [2] => 11311
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. В сентябре 2023 года мне позвонили мошенники под видом специалистов Центробанка. В итоге они уговорили меня оформит кредит на 900 тыс рублей и перевести им деньги. Банк отказал в списании задолженности, мотивировав это тем, что я сам совершал кредитные действия. Как мне списать такие долги?
                                    [PROPERTY_VALUE_ID] => 117336
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. В сентябре 2023 года мне позвонили мошенники под видом специалистов Центробанка. В итоге они уговорили меня оформит кредит на 900 тыс рублей и перевести им деньги. Банк отказал в списании задолженности, мотивировав это тем, что я сам совершал кредитные действия. Как мне списать такие долги?
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. В сентябре 2023 года мне позвонили мошенники под видом специалистов Центробанка. В итоге они уговорили меня оформит кредит на 900 тыс рублей и перевести им деньги. Банк отказал в списании задолженности, мотивировав это тем, что я сам совершал кредитные действия. Как мне списать такие долги?
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117334
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 20.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Никита О.
                                    [PROPERTY_VALUE_ID] => 117335
                                    [DESCRIPTION] => 
                                    [~VALUE] => Никита О.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Никита О.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Как списать чужой долг в банке?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как списать чужой долг в банке?
                            [ELEMENT_META_TITLE] => Как списать чужой долг в банке?
                            [ELEMENT_META_DESCRIPTION] => Как списать чужой долг в банке? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Как списать чужой долг в банке?
                            [SECTION_PAGE_TITLE] => #Как списать чужой долг в банке? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 27
                                    [NAME] => Задолженность по кредиту
                                    [CODE] => zadolzhennost-po-kreditu
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 389
                                    [NAME] => Кредитная история
                                    [CODE] => kreditnaya-istoriya
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 1026
                            [NAME] => Надеина Анастасия Вячеславовна
                            [CODE] => nadeina-anastasiya-vyacheslavovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 5963
                            [PREVIEW_PICTURE] => 1307
                            [SORT] => 1000
                        )

                )

            [4] => Array
                (
                    [ID] => 11364
                    [~ID] => 11364
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 29
                    [~IBLOCK_SECTION_ID] => 29
                    [NAME] => Какие условия нужно выполнить, чтобы получить кредитные каникулы в ВТБ?
                    [~NAME] => Какие условия нужно выполнить, чтобы получить кредитные каникулы в ВТБ?
                    [ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [ACTIVE_FROM] => 20.03.2024
                    [~ACTIVE_FROM] => 20.03.2024
                    [TIMESTAMP_X] => 20.03.2024 23:00:41
                    [~TIMESTAMP_X] => 20.03.2024 23:00:41
                    [DETAIL_PAGE_URL] => /consultation/question-11364/
                    [~DETAIL_PAGE_URL] => /consultation/question-11364/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11364
                    [~CODE] => 11364
                    [EXTERNAL_ID] => 11364
                    [~EXTERNAL_ID] => 11364
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 20.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5758
                                    [PROPERTY_VALUE_ID] => 117714
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5758
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117715
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ксения З.
                                    [PROPERTY_VALUE_ID] => 117716
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ксения З.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Ксения Заречная. Я “счастливый” обладатель кредита на авто в ВТБ банке. Взяла кредит по глупости — совсем не рассчитала, что смогу выплатить, а что нет. Надо было либо копить, либо машину попроще искать. В общем, сейчас столкнулась с тем, что бешеные проценты, да и в целом ежемесячные выплаты, не могу себе позволить. Не то чтобы выбор есть, но я же могу оформить каникулы кредитные? Что для этого нужно?

                                    [PROPERTY_VALUE_ID] => 117717
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Ксения Заречная. Я “счастливый” обладатель кредита на авто в ВТБ банке. Взяла кредит по глупости — совсем не рассчитала, что смогу выплатить, а что нет. Надо было либо копить, либо машину попроще искать. В общем, сейчас столкнулась с тем, что бешеные проценты, да и в целом ежемесячные выплаты, не могу себе позволить. Не то чтобы выбор есть, но я же могу оформить каникулы кредитные? Что для этого нужно?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Ксения, есть несколько обязательных условий. Во-первых, ваш кредит должен быть старше полугода, но и до его полной выплаты должно оставаться больше 3 месяцев. Также вы должны доказать банку, что финансовые трудности действительно есть, например, потеря работы, снижение дохода больше чем на 30% и т. д. Само заявление надо подавать за 5 дней до расчетного периода, иначе его перенесут на следующий месяц. Рекомендую вам обратиться к нашим экспертам за бесплатной консультацией, возможно, списание долгов поможет лучше кредитных каникул.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 117718
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Ксения, есть несколько обязательных условий. Во-первых, ваш кредит должен быть старше полугода, но и до его полной выплаты должно оставаться больше 3 месяцев. Также вы должны доказать банку, что финансовые трудности действительно есть, например, потеря работы, снижение дохода больше чем на 30% и т. д. Само заявление надо подавать за 5 дней до расчетного периода, иначе его перенесут на следующий месяц. Рекомендую вам обратиться к нашим экспертам за бесплатной консультацией, возможно, списание долгов поможет лучше кредитных каникул.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 117721
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5792
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117719
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5792
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11362
                                            [1] => 3493
                                            [2] => 3397
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117720
                                            [1] => 117722
                                            [2] => 117723
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11362
                                            [1] => 3493
                                            [2] => 3397
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Ксения Заречная. Я “счастливый” обладатель кредита на авто в ВТБ банке. Взяла кредит по глупости — совсем не рассчитала, что смогу выплатить, а что нет. Надо было либо копить, либо машину попроще искать. В общем, сейчас столкнулась с тем, что бешеные проценты, да и в целом ежемесячные выплаты, не могу себе позволить. Не то чтобы выбор есть, но я же могу оформить каникулы кредитные? Что для этого нужно?

                                    [PROPERTY_VALUE_ID] => 117717
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Ксения Заречная. Я “счастливый” обладатель кредита на авто в ВТБ банке. Взяла кредит по глупости — совсем не рассчитала, что смогу выплатить, а что нет. Надо было либо копить, либо машину попроще искать. В общем, сейчас столкнулась с тем, что бешеные проценты, да и в целом ежемесячные выплаты, не могу себе позволить. Не то чтобы выбор есть, но я же могу оформить каникулы кредитные? Что для этого нужно?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, меня зовут Ксения Заречная. Я “счастливый” обладатель кредита на авто в ВТБ банке. Взяла кредит по глупости — совсем не рассчитала, что смогу выплатить, а что нет. Надо было либо копить, либо машину попроще искать. В общем, сейчас столкнулась с тем, что бешеные проценты, да и в целом ежемесячные выплаты, не могу себе позволить. Не то чтобы выбор есть, но я же могу оформить каникулы кредитные? Что для этого нужно?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117715
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 20.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ксения З.
                                    [PROPERTY_VALUE_ID] => 117716
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ксения З.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Ксения З.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Какие условия нужно выполнить, чтобы получить кредитные каникулы в ВТБ?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие условия нужно выполнить, чтобы получить кредитные каникулы в ВТБ?
                            [ELEMENT_META_TITLE] => Какие условия нужно выполнить, чтобы получить кредитные каникулы в ВТБ?
                            [ELEMENT_META_DESCRIPTION] => Какие условия нужно выполнить, чтобы получить кредитные каникулы в ВТБ? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Какие условия нужно выполнить, чтобы получить кредитные каникулы в ВТБ?
                            [SECTION_PAGE_TITLE] => #Какие условия нужно выполнить, чтобы получить кредитные каникулы в ВТБ? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 389
                                    [NAME] => Кредитная история
                                    [CODE] => kreditnaya-istoriya
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 5758
                            [NAME] => Банучян Анна Романовна
                            [CODE] => banuchyan-anna-romanovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 62317
                            [PREVIEW_PICTURE] => 5908
                            [SORT] => 1000
                        )

                )

            [5] => Array
                (
                    [ID] => 11365
                    [~ID] => 11365
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 29
                    [~IBLOCK_SECTION_ID] => 29
                    [NAME] => Какие виды кредитов попадают под программу кредитных каникул в ВТБ?
                    [~NAME] => Какие виды кредитов попадают под программу кредитных каникул в ВТБ?
                    [ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [ACTIVE_FROM] => 20.03.2024
                    [~ACTIVE_FROM] => 20.03.2024
                    [TIMESTAMP_X] => 20.03.2024 23:04:17
                    [~TIMESTAMP_X] => 20.03.2024 23:04:17
                    [DETAIL_PAGE_URL] => /consultation/question-11365/
                    [~DETAIL_PAGE_URL] => /consultation/question-11365/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11365
                    [~CODE] => 11365
                    [EXTERNAL_ID] => 11365
                    [~EXTERNAL_ID] => 11365
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 20.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 32
                                    [PROPERTY_VALUE_ID] => 117726
                                    [DESCRIPTION] => 
                                    [~VALUE] => 32
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117727
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Равик А.
                                    [PROPERTY_VALUE_ID] => 117728
                                    [DESCRIPTION] => 
                                    [~VALUE] => Равик А.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Равик, подскажите, пожалуйста, на какие кредиты можно оформить льготный период? У меня цветочный бизнес, но этой зимой с поставками не везет. На новый год потерял очень много денег, теперь вот торговля совсем стоит, потому что цветы приезжают не очень хорошие. Люди не хотят платить за нетоварный вид. Я знаю, что льготный период доступен по карте кредитной, но вроде и на обычный потребительские тоже можно? У меня банк ВТБ.

                                    [PROPERTY_VALUE_ID] => 117729
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Равик, подскажите, пожалуйста, на какие кредиты можно оформить льготный период? У меня цветочный бизнес, но этой зимой с поставками не везет. На новый год потерял очень много денег, теперь вот торговля совсем стоит, потому что цветы приезжают не очень хорошие. Люди не хотят платить за нетоварный вид. Я знаю, что льготный период доступен по карте кредитной, но вроде и на обычный потребительские тоже можно? У меня банк ВТБ.

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Равик, в ВТБ Банке кредитные каникулы доступны на все виды кредитов: ипотеку, потребительские, автокредит. Чтобы оформить заявление, необходимо за 5 рабочих дней до расчетного числа связаться с сотрудниками банка. Они примут заявление и помогут вам. В случае, если у вас есть просрочки или не очень хорошая кредитная история, то каникулы не дадут. Вы всегда можете обратиться за консультацией к юристам КредитаНет, мы поможем найти выход из ситуации на первичной бесплатной консультации.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 117730
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Равик, в ВТБ Банке кредитные каникулы доступны на все виды кредитов: ипотеку, потребительские, автокредит. Чтобы оформить заявление, необходимо за 5 рабочих дней до расчетного числа связаться с сотрудниками банка. Они примут заявление и помогут вам. В случае, если у вас есть просрочки или не очень хорошая кредитная история, то каникулы не дадут. Вы всегда можете обратиться за консультацией к юристам КредитаНет, мы поможем найти выход из ситуации на первичной бесплатной консультации.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 117732
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11362
                                            [1] => 5586
                                            [2] => 3397
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117731
                                            [1] => 117733
                                            [2] => 117734
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11362
                                            [1] => 5586
                                            [2] => 3397
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Равик, подскажите, пожалуйста, на какие кредиты можно оформить льготный период? У меня цветочный бизнес, но этой зимой с поставками не везет. На новый год потерял очень много денег, теперь вот торговля совсем стоит, потому что цветы приезжают не очень хорошие. Люди не хотят платить за нетоварный вид. Я знаю, что льготный период доступен по карте кредитной, но вроде и на обычный потребительские тоже можно? У меня банк ВТБ.

                                    [PROPERTY_VALUE_ID] => 117729
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Равик, подскажите, пожалуйста, на какие кредиты можно оформить льготный период? У меня цветочный бизнес, но этой зимой с поставками не везет. На новый год потерял очень много денег, теперь вот торговля совсем стоит, потому что цветы приезжают не очень хорошие. Люди не хотят платить за нетоварный вид. Я знаю, что льготный период доступен по карте кредитной, но вроде и на обычный потребительские тоже можно? У меня банк ВТБ.

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, меня зовут Равик, подскажите, пожалуйста, на какие кредиты можно оформить льготный период? У меня цветочный бизнес, но этой зимой с поставками не везет. На новый год потерял очень много денег, теперь вот торговля совсем стоит, потому что цветы приезжают не очень хорошие. Люди не хотят платить за нетоварный вид. Я знаю, что льготный период доступен по карте кредитной, но вроде и на обычный потребительские тоже можно? У меня банк ВТБ.

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117727
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 20.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Равик А.
                                    [PROPERTY_VALUE_ID] => 117728
                                    [DESCRIPTION] => 
                                    [~VALUE] => Равик А.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Равик А.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Какие виды кредитов попадают под программу кредитных каникул в ВТБ?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие виды кредитов попадают под программу кредитных каникул в ВТБ?
                            [ELEMENT_META_TITLE] => Какие виды кредитов попадают под программу кредитных каникул в ВТБ?
                            [ELEMENT_META_DESCRIPTION] => Какие виды кредитов попадают под программу кредитных каникул в ВТБ? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Какие виды кредитов попадают под программу кредитных каникул в ВТБ?
                            [SECTION_PAGE_TITLE] => #Какие виды кредитов попадают под программу кредитных каникул в ВТБ? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 389
                                    [NAME] => Кредитная история
                                    [CODE] => kreditnaya-istoriya
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 32
                            [NAME] => Опарина Оксана Владимировна
                            [CODE] => oparina-oksana-vladimirovna
                            [PROPERTY_POSITION_VALUE] => директор департамента клиентского сервиса
                            [PROPERTY_POSITION_VALUE_ID] => 125
                            [PREVIEW_PICTURE] => 974
                            [SORT] => 200
                        )

                )

            [6] => Array
                (
                    [ID] => 11213
                    [~ID] => 11213
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Что такое грейс-период?
                    [~NAME] => Что такое грейс-период?
                    [ACTIVE_FROM_X] => 2024-03-19 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-19 00:00:00
                    [ACTIVE_FROM] => 19.03.2024
                    [~ACTIVE_FROM] => 19.03.2024
                    [TIMESTAMP_X] => 19.03.2024 21:51:10
                    [~TIMESTAMP_X] => 19.03.2024 21:51:10
                    [DETAIL_PAGE_URL] => /consultation/question-11213/
                    [~DETAIL_PAGE_URL] => /consultation/question-11213/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11213
                    [~CODE] => 11213
                    [EXTERNAL_ID] => 11213
                    [~EXTERNAL_ID] => 11213
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 19.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5372
                                    [PROPERTY_VALUE_ID] => 116326
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5372
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 19.03.2024
                                    [PROPERTY_VALUE_ID] => 116327
                                    [DESCRIPTION] => 
                                    [~VALUE] => 19.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Инна Владимировна
                                    [PROPERTY_VALUE_ID] => 116328
                                    [DESCRIPTION] => 
                                    [~VALUE] => Инна Владимировна
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Инна, я хотела уточнить по кредитной карте. Сын живет в Турции с женой и внуками. А у меня пенсия маленькая, они мне вот помогают. Недавно приезжали, и сын оформил кредитную карту, оставил ее мне. Сказал, что я могу пользоваться, снимать, сколько надо денег, а он все отследит у себя в телефоне и внесет потом. С Турции там какие-то комиссии переводить на российский счет, поэтому он решил, что так лучше. Я решила точно разобраться, как эта история с кредитами работает, как так, что никаких процентов платить не надо. Взяла почитать договор, а там везде указано про какой-то  «грейс-период», это что такое? 

                                    [PROPERTY_VALUE_ID] => 116329
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Инна, я хотела уточнить по кредитной карте. Сын живет в Турции с женой и внуками. А у меня пенсия маленькая, они мне вот помогают. Недавно приезжали, и сын оформил кредитную карту, оставил ее мне. Сказал, что я могу пользоваться, снимать, сколько надо денег, а он все отследит у себя в телефоне и внесет потом. С Турции там какие-то комиссии переводить на российский счет, поэтому он решил, что так лучше. Я решила точно разобраться, как эта история с кредитами работает, как так, что никаких процентов платить не надо. Взяла почитать договор, а там везде указано про какой-то  «грейс-период», это что такое? 

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, грейс-период — это льготный период по кредитной карте, в течение которого заемщик (а точнее тот человек, на имя которого записана карта) может использовать кредитные средства без уплаты процентов. Обычно этот период составляет от 50 до 120 дней, но может быть разным для разных карт и банков. В течение этого времени заемщик должен полностью погасить всю сумму долга, чтобы избежать начисления процентов. То есть пока срок не истек, вы должны вернуть столько, сколько сняли, не больше. У нас на сайте доступны бесплатные консультации. Юристы могут разобраться, какие у карты условия, и объяснить вам все сложные моменты.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 116330
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, грейс-период — это льготный период по кредитной карте, в течение которого заемщик (а точнее тот человек, на имя которого записана карта) может использовать кредитные средства без уплаты процентов. Обычно этот период составляет от 50 до 120 дней, но может быть разным для разных карт и банков. В течение этого времени заемщик должен полностью погасить всю сумму долга, чтобы избежать начисления процентов. То есть пока срок не истек, вы должны вернуть столько, сколько сняли, не больше. У нас на сайте доступны бесплатные консультации. Юристы могут разобраться, какие у карты условия, и объяснить вам все сложные моменты.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 116332
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10948
                                            [1] => 7936
                                            [2] => 10426
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 116331
                                            [1] => 116333
                                            [2] => 116334
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10948
                                            [1] => 7936
                                            [2] => 10426
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Инна, я хотела уточнить по кредитной карте. Сын живет в Турции с женой и внуками. А у меня пенсия маленькая, они мне вот помогают. Недавно приезжали, и сын оформил кредитную карту, оставил ее мне. Сказал, что я могу пользоваться, снимать, сколько надо денег, а он все отследит у себя в телефоне и внесет потом. С Турции там какие-то комиссии переводить на российский счет, поэтому он решил, что так лучше. Я решила точно разобраться, как эта история с кредитами работает, как так, что никаких процентов платить не надо. Взяла почитать договор, а там везде указано про какой-то  «грейс-период», это что такое? 

                                    [PROPERTY_VALUE_ID] => 116329
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Инна, я хотела уточнить по кредитной карте. Сын живет в Турции с женой и внуками. А у меня пенсия маленькая, они мне вот помогают. Недавно приезжали, и сын оформил кредитную карту, оставил ее мне. Сказал, что я могу пользоваться, снимать, сколько надо денег, а он все отследит у себя в телефоне и внесет потом. С Турции там какие-то комиссии переводить на российский счет, поэтому он решил, что так лучше. Я решила точно разобраться, как эта история с кредитами работает, как так, что никаких процентов платить не надо. Взяла почитать договор, а там везде указано про какой-то  «грейс-период», это что такое? 

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, меня зовут Инна, я хотела уточнить по кредитной карте. Сын живет в Турции с женой и внуками. А у меня пенсия маленькая, они мне вот помогают. Недавно приезжали, и сын оформил кредитную карту, оставил ее мне. Сказал, что я могу пользоваться, снимать, сколько надо денег, а он все отследит у себя в телефоне и внесет потом. С Турции там какие-то комиссии переводить на российский счет, поэтому он решил, что так лучше. Я решила точно разобраться, как эта история с кредитами работает, как так, что никаких процентов платить не надо. Взяла почитать договор, а там везде указано про какой-то  «грейс-период», это что такое? 

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 19.03.2024
                                    [PROPERTY_VALUE_ID] => 116327
                                    [DESCRIPTION] => 
                                    [~VALUE] => 19.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 19.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Инна Владимировна
                                    [PROPERTY_VALUE_ID] => 116328
                                    [DESCRIPTION] => 
                                    [~VALUE] => Инна Владимировна
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Инна Владимировна
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что такое грейс-период?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что такое грейс-период?
                            [ELEMENT_META_TITLE] => Что такое грейс-период?
                            [ELEMENT_META_DESCRIPTION] => Что такое грейс-период? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Что такое грейс-период?
                            [SECTION_PAGE_TITLE] => #Что такое грейс-период? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 43
                                    [NAME] => Пенсионеры
                                    [CODE] => pensionery
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/pensionery/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 389
                                    [NAME] => Кредитная история
                                    [CODE] => kreditnaya-istoriya
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 5372
                            [NAME] => Миллер Екатерина Петровна
                            [CODE] => miller-ekaterina-petrovna
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 53660
                            [PREVIEW_PICTURE] => 4890
                            [SORT] => 1000
                        )

                )

            [7] => Array
                (
                    [ID] => 8891
                    [~ID] => 8891
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 29
                    [~IBLOCK_SECTION_ID] => 29
                    [NAME] => Кто такие «черные» кредитные брокеры
                    [~NAME] => Кто такие «черные» кредитные брокеры
                    [ACTIVE_FROM_X] => 2024-02-02 15:00:00
                    [~ACTIVE_FROM_X] => 2024-02-02 15:00:00
                    [ACTIVE_FROM] => 02.02.2024 15:00:00
                    [~ACTIVE_FROM] => 02.02.2024 15:00:00
                    [TIMESTAMP_X] => 02.02.2024 13:24:53
                    [~TIMESTAMP_X] => 02.02.2024 13:24:53
                    [DETAIL_PAGE_URL] => /consultation/question-870/
                    [~DETAIL_PAGE_URL] => /consultation/question-870/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 870
                    [~CODE] => 870
                    [EXTERNAL_ID] => 8891
                    [~EXTERNAL_ID] => 8891
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 02.02.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 6573
                                    [PROPERTY_VALUE_ID] => 93181
                                    [DESCRIPTION] => 
                                    [~VALUE] => 6573
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 02.02.2024
                                    [PROPERTY_VALUE_ID] => 93182
                                    [DESCRIPTION] => 
                                    [~VALUE] => 02.02.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ольга
                                    [PROPERTY_VALUE_ID] => 93183
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ольга
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, я обращалась в микрофинансовую организацию за займом. Очень неудачно. Еле расплатилась, были просрочки.  Кредитная история испортилась. Хочу взять кредит в банке, но боюсь отказа. Знаю, что может помочь кредитный брокер, но среди них тоже есть «черные» специалисты. Кто это такие и как их вычислить?

                                    [PROPERTY_VALUE_ID] => 93184
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, я обращалась в микрофинансовую организацию за займом. Очень неудачно. Еле расплатилась, были просрочки.  Кредитная история испортилась. Хочу взять кредит в банке, но боюсь отказа. Знаю, что может помочь кредитный брокер, но среди них тоже есть «черные» специалисты. Кто это такие и как их вычислить?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => <p>


Здравствуйте, Ольга. Не всегда кредитный брокер – панацея для выдачи кредита. Даже если у вас плохая кредитная история. Но если вы хотите воспользоваться его услугами, то проверяйте фирму, договор, обговаривайте условия оплаты услуг брокера. Брокеры не берут предоплат, их комиссия не превышает 10% от суммы кредита. Вам должны сначала оказать услугу, рассказать обо всех вариантах кредитования, которые вам подходят, потом вы дожидаетесь одобрения банка и расплачиваетесь с брокером. 

 </p>
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 93185
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => 

Здравствуйте, Ольга. Не всегда кредитный брокер – панацея для выдачи кредита. Даже если у вас плохая кредитная история. Но если вы хотите воспользоваться его услугами, то проверяйте фирму, договор, обговаривайте условия оплаты услуг брокера. Брокеры не берут предоплат, их комиссия не превышает 10% от суммы кредита. Вам должны сначала оказать услугу, рассказать обо всех вариантах кредитования, которые вам подходят, потом вы дожидаетесь одобрения банка и расплачиваетесь с брокером.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 93186 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 93187 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5753 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93188 [1] => 93189 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5753 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93190 [1] => 93191 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5917 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93192 [1] => 93193 [2] => 93194 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я обращалась в микрофинансовую организацию за займом. Очень неудачно. Еле расплатилась, были просрочки. Кредитная история испортилась. Хочу взять кредит в банке, но боюсь отказа. Знаю, что может помочь кредитный брокер, но среди них тоже есть «черные» специалисты. Кто это такие и как их вычислить? [PROPERTY_VALUE_ID] => 93184 [DESCRIPTION] => [~VALUE] => Здравствуйте, я обращалась в микрофинансовую организацию за займом. Очень неудачно. Еле расплатилась, были просрочки. Кредитная история испортилась. Хочу взять кредит в банке, но боюсь отказа. Знаю, что может помочь кредитный брокер, но среди них тоже есть «черные» специалисты. Кто это такие и как их вычислить? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, я обращалась в микрофинансовую организацию за займом. Очень неудачно. Еле расплатилась, были просрочки. Кредитная история испортилась. Хочу взять кредит в банке, но боюсь отказа. Знаю, что может помочь кредитный брокер, но среди них тоже есть «черные» специалисты. Кто это такие и как их вычислить? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93182 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 02.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Ольга [PROPERTY_VALUE_ID] => 93183 [DESCRIPTION] => [~VALUE] => Ольга [~DESCRIPTION] => [DISPLAY_VALUE] => Ольга ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Кто такие «черные» кредитные брокеры» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Кто такие «черные» кредитные брокеры [ELEMENT_META_TITLE] => Кто такие «черные» кредитные брокеры [ELEMENT_META_DESCRIPTION] => Кто такие «черные» кредитные брокеры — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Кто такие «черные» кредитные брокеры [SECTION_PAGE_TITLE] => #Кто такие «черные» кредитные брокеры в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 6573 [NAME] => Карапетян Артем Арменович [CODE] => karapetyan-artem-armenovich [PROPERTY_POSITION_VALUE] => Ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 71685 [PREVIEW_PICTURE] => 5907 [SORT] => 1000 ) ) [8] => Array ( [ID] => 8890 [~ID] => 8890 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Нет возможности выплачивать кредит, что делать [~NAME] => Нет возможности выплачивать кредит, что делать [ACTIVE_FROM_X] => 2024-02-02 13:00:00 [~ACTIVE_FROM_X] => 2024-02-02 13:00:00 [ACTIVE_FROM] => 02.02.2024 13:00:00 [~ACTIVE_FROM] => 02.02.2024 13:00:00 [TIMESTAMP_X] => 02.02.2024 13:23:33 [~TIMESTAMP_X] => 02.02.2024 13:23:33 [DETAIL_PAGE_URL] => /consultation/question-869/ [~DETAIL_PAGE_URL] => /consultation/question-869/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 869 [~CODE] => 869 [EXTERNAL_ID] => 8890 [~EXTERNAL_ID] => 8890 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 02.02.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 6573 [PROPERTY_VALUE_ID] => 93166 [DESCRIPTION] => [~VALUE] => 6573 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93167 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Григорий [PROPERTY_VALUE_ID] => 93168 [DESCRIPTION] => [~VALUE] => Григорий [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Доброго дня. Полгода назад я взял крупный кредит, помог кредитный брокер. Однако сейчас возможности его выплачивать больше нет. Потерял работу, небольшой бизнес тоже встал. Начались просрочки. Что мне с этим делать? [PROPERTY_VALUE_ID] => 93169 [DESCRIPTION] => [~VALUE] => Доброго дня. Полгода назад я взял крупный кредит, помог кредитный брокер. Однако сейчас возможности его выплачивать больше нет. Потерял работу, небольшой бизнес тоже встал. Начались просрочки. Что мне с этим делать? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Григорий. Мы готовы рассмотреть вашу ситуацию и объяснить, подойдет ли вам процедура банкротства, чтобы списать ваш долг. Позвоните нам для консультации, все обговорим и расскажем о решении вашей проблемы. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 93170 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Григорий. Мы готовы рассмотреть вашу ситуацию и объяснить, подойдет ли вам процедура банкротства, чтобы списать ваш долг. Позвоните нам для консультации, все обговорим и расскажем о решении вашей проблемы.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 93171 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 93172 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93173 [1] => 93174 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93175 [1] => 93176 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5917 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93177 [1] => 93178 [2] => 93179 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Доброго дня. Полгода назад я взял крупный кредит, помог кредитный брокер. Однако сейчас возможности его выплачивать больше нет. Потерял работу, небольшой бизнес тоже встал. Начались просрочки. Что мне с этим делать? [PROPERTY_VALUE_ID] => 93169 [DESCRIPTION] => [~VALUE] => Доброго дня. Полгода назад я взял крупный кредит, помог кредитный брокер. Однако сейчас возможности его выплачивать больше нет. Потерял работу, небольшой бизнес тоже встал. Начались просрочки. Что мне с этим делать? [~DESCRIPTION] => [DISPLAY_VALUE] => Доброго дня. Полгода назад я взял крупный кредит, помог кредитный брокер. Однако сейчас возможности его выплачивать больше нет. Потерял работу, небольшой бизнес тоже встал. Начались просрочки. Что мне с этим делать? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93167 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 02.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Григорий [PROPERTY_VALUE_ID] => 93168 [DESCRIPTION] => [~VALUE] => Григорий [~DESCRIPTION] => [DISPLAY_VALUE] => Григорий ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Нет возможности выплачивать кредит, что делать» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Нет возможности выплачивать кредит, что делать [ELEMENT_META_TITLE] => Нет возможности выплачивать кредит, что делать [ELEMENT_META_DESCRIPTION] => Нет возможности выплачивать кредит, что делать — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Нет возможности выплачивать кредит, что делать [SECTION_PAGE_TITLE] => #Нет возможности выплачивать кредит, что делать в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 6573 [NAME] => Карапетян Артем Арменович [CODE] => karapetyan-artem-armenovich [PROPERTY_POSITION_VALUE] => Ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 71685 [PREVIEW_PICTURE] => 5907 [SORT] => 1000 ) ) [9] => Array ( [ID] => 8889 [~ID] => 8889 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Взяла кредит через брокера, как отдавать [~NAME] => Взяла кредит через брокера, как отдавать [ACTIVE_FROM_X] => 2024-02-02 12:00:00 [~ACTIVE_FROM_X] => 2024-02-02 12:00:00 [ACTIVE_FROM] => 02.02.2024 12:00:00 [~ACTIVE_FROM] => 02.02.2024 12:00:00 [TIMESTAMP_X] => 02.02.2024 13:22:37 [~TIMESTAMP_X] => 02.02.2024 13:22:37 [DETAIL_PAGE_URL] => /consultation/question-868/ [~DETAIL_PAGE_URL] => /consultation/question-868/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 868 [~CODE] => 868 [EXTERNAL_ID] => 8889 [~EXTERNAL_ID] => 8889 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 02.02.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 31 [PROPERTY_VALUE_ID] => 93152 [DESCRIPTION] => [~VALUE] => 31 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93153 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Наталья [PROPERTY_VALUE_ID] => 93154 [DESCRIPTION] => [~VALUE] => Наталья [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я оформила кредит через брокера. Есть ли какие-то особенности возврата такого займа или процедура обычная и к услугам этого специалиста мне больше не придется прибегать? [PROPERTY_VALUE_ID] => 93155 [DESCRIPTION] => [~VALUE] => Добрый день, я оформила кредит через брокера. Есть ли какие-то особенности возврата такого займа или процедура обычная и к услугам этого специалиста мне больше не придется прибегать? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Наталья. Нет никаких сложностей и особенностей при возврате кредита, оформленного с помощью кредитного брокера. Вы самостоятельно погашаете заем через приложение банка или в офисе. Обращаться к брокеру больше не нужно. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 93156 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Наталья. Нет никаких сложностей и особенностей при возврате кредита, оформленного с помощью кредитного брокера. Вы самостоятельно погашаете заем через приложение банка или в офисе. Обращаться к брокеру больше не нужно.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 93157 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 93158 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93159 [1] => 93160 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93161 [1] => 93162 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93163 [1] => 93164 [2] => 93165 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я оформила кредит через брокера. Есть ли какие-то особенности возврата такого займа или процедура обычная и к услугам этого специалиста мне больше не придется прибегать? [PROPERTY_VALUE_ID] => 93155 [DESCRIPTION] => [~VALUE] => Добрый день, я оформила кредит через брокера. Есть ли какие-то особенности возврата такого займа или процедура обычная и к услугам этого специалиста мне больше не придется прибегать? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, я оформила кредит через брокера. Есть ли какие-то особенности возврата такого займа или процедура обычная и к услугам этого специалиста мне больше не придется прибегать? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93153 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 02.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Наталья [PROPERTY_VALUE_ID] => 93154 [DESCRIPTION] => [~VALUE] => Наталья [~DESCRIPTION] => [DISPLAY_VALUE] => Наталья ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Взяла кредит через брокера, как отдавать» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Взяла кредит через брокера, как отдавать [ELEMENT_META_TITLE] => Взяла кредит через брокера, как отдавать [ELEMENT_META_DESCRIPTION] => Взяла кредит через брокера, как отдавать — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Взяла кредит через брокера, как отдавать [SECTION_PAGE_TITLE] => #Взяла кредит через брокера, как отдавать в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 31 [NAME] => Борцова Дарья Алексеевна [CODE] => bortsova-darya-alekseevna [PROPERTY_POSITION_VALUE] => исполнительный директор [PROPERTY_POSITION_VALUE_ID] => 115 [PREVIEW_PICTURE] => 964 [SORT] => 2 ) ) [10] => Array ( [ID] => 8888 [~ID] => 8888 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Поможет ли кредитный брокер взять кредит банкроту [~NAME] => Поможет ли кредитный брокер взять кредит банкроту [ACTIVE_FROM_X] => 2024-02-02 11:00:00 [~ACTIVE_FROM_X] => 2024-02-02 11:00:00 [ACTIVE_FROM] => 02.02.2024 11:00:00 [~ACTIVE_FROM] => 02.02.2024 11:00:00 [TIMESTAMP_X] => 02.02.2024 13:21:57 [~TIMESTAMP_X] => 02.02.2024 13:21:57 [DETAIL_PAGE_URL] => /consultation/question-867/ [~DETAIL_PAGE_URL] => /consultation/question-867/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 867 [~CODE] => 867 [EXTERNAL_ID] => 8888 [~EXTERNAL_ID] => 8888 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 02.02.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 31 [PROPERTY_VALUE_ID] => 93138 [DESCRIPTION] => [~VALUE] => 31 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93139 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Илья [PROPERTY_VALUE_ID] => 93140 [DESCRIPTION] => [~VALUE] => Илья [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я недавно проходил процедуру банкротства (1,5 года назад). Знаю, что обязан предупреждать банки об этом факте. Сейчас мне нужны деньги на крупную покупку. Какова вероятность, что с кредитным брокером мне одобрят займ? [PROPERTY_VALUE_ID] => 93141 [DESCRIPTION] => [~VALUE] => Добрый день, я недавно проходил процедуру банкротства (1,5 года назад). Знаю, что обязан предупреждать банки об этом факте. Сейчас мне нужны деньги на крупную покупку. Какова вероятность, что с кредитным брокером мне одобрят займ? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Илья. Действительно, по закону вы обязаны предупреждать банки, что были банкротом в течение 5 лет. Если вы уже брали мелкие кредиты и немного восстановили свою кредитную историю, то можно попробовать взять заем без брокера. Если же это ваш первый кредит после банкротства, и сумма большая, скорее всего даже кредитный брокер не поможет. Нужно нарабатывать положительный кредитный рейтинг. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 93142 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Илья. Действительно, по закону вы обязаны предупреждать банки, что были банкротом в течение 5 лет. Если вы уже брали мелкие кредиты и немного восстановили свою кредитную историю, то можно попробовать взять заем без брокера. Если же это ваш первый кредит после банкротства, и сумма большая, скорее всего даже кредитный брокер не поможет. Нужно нарабатывать положительный кредитный рейтинг.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 93143 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 93144 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93145 [1] => 93146 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93147 [1] => 93148 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93149 [1] => 93150 [2] => 93151 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, я недавно проходил процедуру банкротства (1,5 года назад). Знаю, что обязан предупреждать банки об этом факте. Сейчас мне нужны деньги на крупную покупку. Какова вероятность, что с кредитным брокером мне одобрят займ? [PROPERTY_VALUE_ID] => 93141 [DESCRIPTION] => [~VALUE] => Добрый день, я недавно проходил процедуру банкротства (1,5 года назад). Знаю, что обязан предупреждать банки об этом факте. Сейчас мне нужны деньги на крупную покупку. Какова вероятность, что с кредитным брокером мне одобрят займ? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, я недавно проходил процедуру банкротства (1,5 года назад). Знаю, что обязан предупреждать банки об этом факте. Сейчас мне нужны деньги на крупную покупку. Какова вероятность, что с кредитным брокером мне одобрят займ? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93139 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 02.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Илья [PROPERTY_VALUE_ID] => 93140 [DESCRIPTION] => [~VALUE] => Илья [~DESCRIPTION] => [DISPLAY_VALUE] => Илья ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Поможет ли кредитный брокер взять кредит банкроту» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Поможет ли кредитный брокер взять кредит банкроту [ELEMENT_META_TITLE] => Поможет ли кредитный брокер взять кредит банкроту [ELEMENT_META_DESCRIPTION] => Поможет ли кредитный брокер взять кредит банкроту — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Поможет ли кредитный брокер взять кредит банкроту [SECTION_PAGE_TITLE] => #Поможет ли кредитный брокер взять кредит банкроту в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 31 [NAME] => Борцова Дарья Алексеевна [CODE] => bortsova-darya-alekseevna [PROPERTY_POSITION_VALUE] => исполнительный директор [PROPERTY_POSITION_VALUE_ID] => 115 [PREVIEW_PICTURE] => 964 [SORT] => 2 ) ) [11] => Array ( [ID] => 8887 [~ID] => 8887 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 29 [~IBLOCK_SECTION_ID] => 29 [NAME] => Не доверяю кредитным брокерам, как его можно проверить [~NAME] => Не доверяю кредитным брокерам, как его можно проверить [ACTIVE_FROM_X] => 2024-02-02 10:00:00 [~ACTIVE_FROM_X] => 2024-02-02 10:00:00 [ACTIVE_FROM] => 02.02.2024 10:00:00 [~ACTIVE_FROM] => 02.02.2024 10:00:00 [TIMESTAMP_X] => 02.02.2024 13:21:12 [~TIMESTAMP_X] => 02.02.2024 13:21:12 [DETAIL_PAGE_URL] => /consultation/question-866/ [~DETAIL_PAGE_URL] => /consultation/question-866/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 866 [~CODE] => 866 [EXTERNAL_ID] => 8887 [~EXTERNAL_ID] => 8887 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 02.02.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 31 [PROPERTY_VALUE_ID] => 93120 [DESCRIPTION] => [~VALUE] => 31 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93121 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Николай [PROPERTY_VALUE_ID] => 93122 [DESCRIPTION] => [~VALUE] => Николай [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня плохая кредитная история (были просрочки по прошлому кредиту, но все уже закрыл), не могу взять кредит, банки отказывают. Знакомые обращались к кредитным брокерам. Но я не доверяю. Подскажите, как гарантированно обратиться к нормальному специалисту? [PROPERTY_VALUE_ID] => 93123 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня плохая кредитная история (были просрочки по прошлому кредиту, но все уже закрыл), не могу взять кредит, банки отказывают. Знакомые обращались к кредитным брокерам. Но я не доверяю. Подскажите, как гарантированно обратиться к нормальному специалисту? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Николай. Если кредитный брокер работает честно, то с вами должны заключить договор и оговорить сумму вознаграждения за услуги. Комиссия не должна оплачиваться вперед, а также не должна быть больше 10% от суммы кредита. Лучше, если это будет какая-то фиксированная сумма. Это самые важные моменты, на которые стоит обратить внимание при выборе специалиста. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 93124 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Николай. Если кредитный брокер работает честно, то с вами должны заключить договор и оговорить сумму вознаграждения за услуги. Комиссия не должна оплачиваться вперед, а также не должна быть больше 10% от суммы кредита. Лучше, если это будет какая-то фиксированная сумма. Это самые важные моменты, на которые стоит обратить внимание при выборе специалиста.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 3 [PROPERTY_VALUE_ID] => 93125 [DESCRIPTION] => [~VALUE] => 3 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 93126 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93127 [1] => 93128 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93129 [1] => 93130 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [PROPERTY_VALUE_ID] => Array ( [0] => 93135 [1] => 93136 [2] => 93137 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8886 [1] => 8813 [2] => 8750 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, у меня плохая кредитная история (были просрочки по прошлому кредиту, но все уже закрыл), не могу взять кредит, банки отказывают. Знакомые обращались к кредитным брокерам. Но я не доверяю. Подскажите, как гарантированно обратиться к нормальному специалисту? [PROPERTY_VALUE_ID] => 93123 [DESCRIPTION] => [~VALUE] => Здравствуйте, у меня плохая кредитная история (были просрочки по прошлому кредиту, но все уже закрыл), не могу взять кредит, банки отказывают. Знакомые обращались к кредитным брокерам. Но я не доверяю. Подскажите, как гарантированно обратиться к нормальному специалисту? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, у меня плохая кредитная история (были просрочки по прошлому кредиту, но все уже закрыл), не могу взять кредит, банки отказывают. Знакомые обращались к кредитным брокерам. Но я не доверяю. Подскажите, как гарантированно обратиться к нормальному специалисту? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 02.02.2024 [PROPERTY_VALUE_ID] => 93121 [DESCRIPTION] => [~VALUE] => 02.02.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 02.02.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Николай [PROPERTY_VALUE_ID] => 93122 [DESCRIPTION] => [~VALUE] => Николай [~DESCRIPTION] => [DISPLAY_VALUE] => Николай ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Не доверяю кредитным брокерам, как его можно проверить» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Не доверяю кредитным брокерам, как его можно проверить [ELEMENT_META_TITLE] => Не доверяю кредитным брокерам, как его можно проверить [ELEMENT_META_DESCRIPTION] => Не доверяю кредитным брокерам, как его можно проверить — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Не доверяю кредитным брокерам, как его можно проверить [SECTION_PAGE_TITLE] => #Не доверяю кредитным брокерам, как его можно проверить в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 31 [NAME] => Борцова Дарья Алексеевна [CODE] => bortsova-darya-alekseevna [PROPERTY_POSITION_VALUE] => исполнительный директор [PROPERTY_POSITION_VALUE_ID] => 115 [PREVIEW_PICTURE] => 964 [SORT] => 2 ) ) [12] => Array ( [ID] => 8716 [~ID] => 8716 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 389 [~IBLOCK_SECTION_ID] => 389 [NAME] => Почему низкий кредитный рейтинг, если кредитов не было? [~NAME] => Почему низкий кредитный рейтинг, если кредитов не было? [ACTIVE_FROM_X] => 2024-01-30 15:00:00 [~ACTIVE_FROM_X] => 2024-01-30 15:00:00 [ACTIVE_FROM] => 30.01.2024 15:00:00 [~ACTIVE_FROM] => 30.01.2024 15:00:00 [TIMESTAMP_X] => 30.01.2024 13:56:54 [~TIMESTAMP_X] => 30.01.2024 13:56:54 [DETAIL_PAGE_URL] => /consultation/question-830/ [~DETAIL_PAGE_URL] => /consultation/question-830/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 830 [~CODE] => 830 [EXTERNAL_ID] => 8716 [~EXTERNAL_ID] => 8716 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 30.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1769 [PROPERTY_VALUE_ID] => 91679 [DESCRIPTION] => [~VALUE] => 1769 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 30.01.2024 [PROPERTY_VALUE_ID] => 91680 [DESCRIPTION] => [~VALUE] => 30.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Антонина Петрикова [PROPERTY_VALUE_ID] => 91681 [DESCRIPTION] => [~VALUE] => Антонина Петрикова [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я Антонина Васильевна, уже пенсионерка, никаких кредитов не брала в жизни. Но внук недавно попросил на меня оформить его кредит, он хочет купить машину. Я знаю, что он все выплатит, поэтому согласна, но нам вот в банке отказали. Сказали, что мой персональный рейтинг не подходит для такой крупной суммы. Что это значит? [PROPERTY_VALUE_ID] => 91682 [DESCRIPTION] => [~VALUE] => Здравствуйте, я Антонина Васильевна, уже пенсионерка, никаких кредитов не брала в жизни. Но внук недавно попросил на меня оформить его кредит, он хочет купить машину. Я знаю, что он все выплатит, поэтому согласна, но нам вот в банке отказали. Сказали, что мой персональный рейтинг не подходит для такой крупной суммы. Что это значит? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Добрый день, Антонина Васильевна. Обычно банки нечасто соглашаются открывать кредиты на пенсионеров, а у вас к тому же нулевой кредитный рейтинг. То есть банк не знает, какой вы заемщик, надежный или не очень, потому что у вас не было опыта. Для начала попробуйте оформить кредит на небольшую сумму, например, кредит в магазине или рассрочку. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 91683 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Добрый день, Антонина Васильевна. Обычно банки нечасто соглашаются открывать кредиты на пенсионеров, а у вас к тому же нулевой кредитный рейтинг. То есть банк не знает, какой вы заемщик, надежный или не очень, потому что у вас не было опыта. Для начала попробуйте оформить кредит на небольшую сумму, например, кредит в магазине или рассрочку.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 91684 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 91685 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5789 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91686 [1] => 91687 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5789 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5948 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91688 [1] => 91689 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5948 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8700 [1] => 7374 [2] => 7373 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91690 [1] => 91691 [2] => 91692 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8700 [1] => 7374 [2] => 7373 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я Антонина Васильевна, уже пенсионерка, никаких кредитов не брала в жизни. Но внук недавно попросил на меня оформить его кредит, он хочет купить машину. Я знаю, что он все выплатит, поэтому согласна, но нам вот в банке отказали. Сказали, что мой персональный рейтинг не подходит для такой крупной суммы. Что это значит? [PROPERTY_VALUE_ID] => 91682 [DESCRIPTION] => [~VALUE] => Здравствуйте, я Антонина Васильевна, уже пенсионерка, никаких кредитов не брала в жизни. Но внук недавно попросил на меня оформить его кредит, он хочет купить машину. Я знаю, что он все выплатит, поэтому согласна, но нам вот в банке отказали. Сказали, что мой персональный рейтинг не подходит для такой крупной суммы. Что это значит? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, я Антонина Васильевна, уже пенсионерка, никаких кредитов не брала в жизни. Но внук недавно попросил на меня оформить его кредит, он хочет купить машину. Я знаю, что он все выплатит, поэтому согласна, но нам вот в банке отказали. Сказали, что мой персональный рейтинг не подходит для такой крупной суммы. Что это значит? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 30.01.2024 [PROPERTY_VALUE_ID] => 91680 [DESCRIPTION] => [~VALUE] => 30.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 30.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Антонина Петрикова [PROPERTY_VALUE_ID] => 91681 [DESCRIPTION] => [~VALUE] => Антонина Петрикова [~DESCRIPTION] => [DISPLAY_VALUE] => Антонина Петрикова ) ) [IPROPERTY_VALUES] => Array ( [ELEMENT_META_TITLE] => Почему низкий кредитный рейтинг, если кредитов не было? [ELEMENT_META_DESCRIPTION] => Почему низкий кредитный рейтинг, если кредитов не было? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Почему низкий кредитный рейтинг, если кредитов не было? [SECTION_META_TITLE] => Консультации по теме #Почему низкий кредитный рейтинг, если кредитов не было? в банкротстве [SECTION_PAGE_TITLE] => #Почему низкий кредитный рейтинг, если кредитов не было? в банкротстве [SECTION_META_DESCRIPTION] => Консультации спецов по банкротству по тегу #Почему низкий кредитный рейтинг, если кредитов не было? ) [SECTIONS] => Array ( [0] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1769 [NAME] => Чахоян Кима Самвеловна [CODE] => chakhoyan-kima-samvelovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 11129 [PREVIEW_PICTURE] => 1711 [SORT] => 320 ) ) [13] => Array ( [ID] => 8715 [~ID] => 8715 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 389 [~IBLOCK_SECTION_ID] => 389 [NAME] => Как узнать свой персональный рейтинг? [~NAME] => Как узнать свой персональный рейтинг? [ACTIVE_FROM_X] => 2024-01-30 14:00:00 [~ACTIVE_FROM_X] => 2024-01-30 14:00:00 [ACTIVE_FROM] => 30.01.2024 14:00:00 [~ACTIVE_FROM] => 30.01.2024 14:00:00 [TIMESTAMP_X] => 30.01.2024 13:56:00 [~TIMESTAMP_X] => 30.01.2024 13:56:00 [DETAIL_PAGE_URL] => /consultation/question-829/ [~DETAIL_PAGE_URL] => /consultation/question-829/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 829 [~CODE] => 829 [EXTERNAL_ID] => 8715 [~EXTERNAL_ID] => 8715 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 30.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 510 [PROPERTY_VALUE_ID] => 91665 [DESCRIPTION] => [~VALUE] => 510 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 30.01.2024 [PROPERTY_VALUE_ID] => 91666 [DESCRIPTION] => [~VALUE] => 30.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Исмаил [PROPERTY_VALUE_ID] => 91667 [DESCRIPTION] => [~VALUE] => Исмаил [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, хочу взять кредит под низкие проценты, но знаю, что его не всегда дают. Не хочу попасть в ситуацию, когда наоборот заламывают процент из-за низкого рейтинга. У меня раньше были неуплаты, но со временем я все погасил. Как-то заранее можно найти свой рейтинг, чтобы уже знать наверняка, или он не в доступе? [PROPERTY_VALUE_ID] => 91668 [DESCRIPTION] => [~VALUE] => Здравствуйте, хочу взять кредит под низкие проценты, но знаю, что его не всегда дают. Не хочу попасть в ситуацию, когда наоборот заламывают процент из-за низкого рейтинга. У меня раньше были неуплаты, но со временем я все погасил. Как-то заранее можно найти свой рейтинг, чтобы уже знать наверняка, или он не в доступе? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, вы можете запросить свой рейтинг в действующих бюро кредитных историй, дважды в год он предоставляется бесплатно. Либо выгрузить сведения через портал «Госуслуги», а также через «Кредитный профиль» на сайте Газпромбанка. Если возникнут сложности, обратитесь за бесплатной консультацией к юристам КредитаНет. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 91669 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, вы можете запросить свой рейтинг в действующих бюро кредитных историй, дважды в год он предоставляется бесплатно. Либо выгрузить сведения через портал «Госуслуги», а также через «Кредитный профиль» на сайте Газпромбанка. Если возникнут сложности, обратитесь за бесплатной консультацией к юристам КредитаНет.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 3 [PROPERTY_VALUE_ID] => 91670 [DESCRIPTION] => [~VALUE] => 3 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 91671 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91672 [1] => 91673 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5948 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91674 [1] => 91675 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5948 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8700 [1] => 7374 [2] => 7373 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91676 [1] => 91677 [2] => 91678 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8700 [1] => 7374 [2] => 7373 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, хочу взять кредит под низкие проценты, но знаю, что его не всегда дают. Не хочу попасть в ситуацию, когда наоборот заламывают процент из-за низкого рейтинга. У меня раньше были неуплаты, но со временем я все погасил. Как-то заранее можно найти свой рейтинг, чтобы уже знать наверняка, или он не в доступе? [PROPERTY_VALUE_ID] => 91668 [DESCRIPTION] => [~VALUE] => Здравствуйте, хочу взять кредит под низкие проценты, но знаю, что его не всегда дают. Не хочу попасть в ситуацию, когда наоборот заламывают процент из-за низкого рейтинга. У меня раньше были неуплаты, но со временем я все погасил. Как-то заранее можно найти свой рейтинг, чтобы уже знать наверняка, или он не в доступе? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, хочу взять кредит под низкие проценты, но знаю, что его не всегда дают. Не хочу попасть в ситуацию, когда наоборот заламывают процент из-за низкого рейтинга. У меня раньше были неуплаты, но со временем я все погасил. Как-то заранее можно найти свой рейтинг, чтобы уже знать наверняка, или он не в доступе? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 30.01.2024 [PROPERTY_VALUE_ID] => 91666 [DESCRIPTION] => [~VALUE] => 30.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 30.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Исмаил [PROPERTY_VALUE_ID] => 91667 [DESCRIPTION] => [~VALUE] => Исмаил [~DESCRIPTION] => [DISPLAY_VALUE] => Исмаил ) ) [IPROPERTY_VALUES] => Array ( [ELEMENT_META_TITLE] => Как узнать свой персональный рейтинг? [ELEMENT_META_DESCRIPTION] => Как узнать свой персональный рейтинг? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Как узнать свой персональный рейтинг? [SECTION_META_TITLE] => Консультации по теме #Как узнать свой персональный рейтинг? в банкротстве [SECTION_PAGE_TITLE] => #Как узнать свой персональный рейтинг? в банкротстве [SECTION_META_DESCRIPTION] => Консультации спецов по банкротству по тегу #Как узнать свой персональный рейтинг? ) [SECTIONS] => Array ( [0] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 510 [NAME] => Кутушова Елена Андреевна [CODE] => kutushova-elena-andreevna [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства [PROPERTY_POSITION_VALUE_ID] => 3919 [PREVIEW_PICTURE] => 995 [SORT] => 1000 ) ) [14] => Array ( [ID] => 8713 [~ID] => 8713 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 389 [~IBLOCK_SECTION_ID] => 389 [NAME] => Как улучшить кредитный рейтинг? [~NAME] => Как улучшить кредитный рейтинг? [ACTIVE_FROM_X] => 2024-01-30 12:00:00 [~ACTIVE_FROM_X] => 2024-01-30 12:00:00 [ACTIVE_FROM] => 30.01.2024 12:00:00 [~ACTIVE_FROM] => 30.01.2024 12:00:00 [TIMESTAMP_X] => 30.01.2024 13:55:16 [~TIMESTAMP_X] => 30.01.2024 13:55:16 [DETAIL_PAGE_URL] => /consultation/question-828/ [~DETAIL_PAGE_URL] => /consultation/question-828/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 828 [~CODE] => 828 [EXTERNAL_ID] => 8713 [~EXTERNAL_ID] => 8713 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 30.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1026 [PROPERTY_VALUE_ID] => 91651 [DESCRIPTION] => [~VALUE] => 1026 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 30.01.2024 [PROPERTY_VALUE_ID] => 91652 [DESCRIPTION] => [~VALUE] => 30.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алексей Крикулин [PROPERTY_VALUE_ID] => 91653 [DESCRIPTION] => [~VALUE] => Алексей Крикулин [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Доброе утро, меня зовут Алексей. Я выплачиваю ипотеку, в месяц получается почти 200 тысяч, а бывшая жена требует еще алименты. Чтобы расплатиться, я хотел взять кредит, но мне отказали, сказали, что низкий рейтинг. Подскажите, как решить проблему? [PROPERTY_VALUE_ID] => 91654 [DESCRIPTION] => [~VALUE] => Доброе утро, меня зовут Алексей. Я выплачиваю ипотеку, в месяц получается почти 200 тысяч, а бывшая жена требует еще алименты. Чтобы расплатиться, я хотел взять кредит, но мне отказали, сказали, что низкий рейтинг. Подскажите, как решить проблему? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Алексей, есть несколько вариантов, как поднять кредитный рейтинг. С помощью кредитки вашего банка, с которой можно оплатить алименты и позже закрыть долг. Или открыть инвестиционный счет на небольшую сумму, но каждый месяц увеличивать процент на нем, чтобы банк видел динамику и регулярность вашего дохода. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 91655 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Алексей, есть несколько вариантов, как поднять кредитный рейтинг. С помощью кредитки вашего банка, с которой можно оплатить алименты и позже закрыть долг. Или открыть инвестиционный счет на небольшую сумму, но каждый месяц увеличивать процент на нем, чтобы банк видел динамику и регулярность вашего дохода.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 91656 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 91657 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5790 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91658 [1] => 91659 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5790 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5948 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91660 [1] => 91661 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5948 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8700 [1] => 7374 [2] => 7373 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91662 [1] => 91663 [2] => 91664 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8700 [1] => 7374 [2] => 7373 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Доброе утро, меня зовут Алексей. Я выплачиваю ипотеку, в месяц получается почти 200 тысяч, а бывшая жена требует еще алименты. Чтобы расплатиться, я хотел взять кредит, но мне отказали, сказали, что низкий рейтинг. Подскажите, как решить проблему? [PROPERTY_VALUE_ID] => 91654 [DESCRIPTION] => [~VALUE] => Доброе утро, меня зовут Алексей. Я выплачиваю ипотеку, в месяц получается почти 200 тысяч, а бывшая жена требует еще алименты. Чтобы расплатиться, я хотел взять кредит, но мне отказали, сказали, что низкий рейтинг. Подскажите, как решить проблему? [~DESCRIPTION] => [DISPLAY_VALUE] => Доброе утро, меня зовут Алексей. Я выплачиваю ипотеку, в месяц получается почти 200 тысяч, а бывшая жена требует еще алименты. Чтобы расплатиться, я хотел взять кредит, но мне отказали, сказали, что низкий рейтинг. Подскажите, как решить проблему? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 30.01.2024 [PROPERTY_VALUE_ID] => 91652 [DESCRIPTION] => [~VALUE] => 30.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 30.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алексей Крикулин [PROPERTY_VALUE_ID] => 91653 [DESCRIPTION] => [~VALUE] => Алексей Крикулин [~DESCRIPTION] => [DISPLAY_VALUE] => Алексей Крикулин ) ) [IPROPERTY_VALUES] => Array ( [ELEMENT_META_TITLE] => Как улучшить кредитный рейтинг? [ELEMENT_META_DESCRIPTION] => Как улучшить кредитный рейтинг? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Как улучшить кредитный рейтинг? [SECTION_META_TITLE] => Консультации по теме #Как улучшить кредитный рейтинг? в банкротстве [SECTION_PAGE_TITLE] => #Как улучшить кредитный рейтинг? в банкротстве [SECTION_META_DESCRIPTION] => Консультации спецов по банкротству по тегу #Как улучшить кредитный рейтинг? ) [SECTIONS] => Array ( [0] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1026 [NAME] => Надеина Анастасия Вячеславовна [CODE] => nadeina-anastasiya-vyacheslavovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 5963 [PREVIEW_PICTURE] => 1307 [SORT] => 1000 ) ) [15] => Array ( [ID] => 8712 [~ID] => 8712 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 389 [~IBLOCK_SECTION_ID] => 389 [NAME] => Банк закрылся и не обновил данные в БКИ, что делать? [~NAME] => Банк закрылся и не обновил данные в БКИ, что делать? [ACTIVE_FROM_X] => 2024-01-30 11:00:00 [~ACTIVE_FROM_X] => 2024-01-30 11:00:00 [ACTIVE_FROM] => 30.01.2024 11:00:00 [~ACTIVE_FROM] => 30.01.2024 11:00:00 [TIMESTAMP_X] => 30.01.2024 13:54:30 [~TIMESTAMP_X] => 30.01.2024 13:54:30 [DETAIL_PAGE_URL] => /consultation/question-827/ [~DETAIL_PAGE_URL] => /consultation/question-827/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 827 [~CODE] => 827 [EXTERNAL_ID] => 8712 [~EXTERNAL_ID] => 8712 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 30.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1026 [PROPERTY_VALUE_ID] => 91637 [DESCRIPTION] => [~VALUE] => 1026 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 30.01.2024 [PROPERTY_VALUE_ID] => 91638 [DESCRIPTION] => [~VALUE] => 30.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Анастасия [PROPERTY_VALUE_ID] => 91639 [DESCRIPTION] => [~VALUE] => Анастасия [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я попала в невероятную ситуацию! Мы с мужем брали кредит на мое имя, все выплатили, и в течение пары месяцев банк закрылся. Мы вообще не подозревали подвоха, а потом выяснилось, что они не направили документы в БКИ, и там числится, что мы вообще кредит не закрыли. Что делать?? [PROPERTY_VALUE_ID] => 91640 [DESCRIPTION] => [~VALUE] => Здравствуйте, я попала в невероятную ситуацию! Мы с мужем брали кредит на мое имя, все выплатили, и в течение пары месяцев банк закрылся. Мы вообще не подозревали подвоха, а потом выяснилось, что они не направили документы в БКИ, и там числится, что мы вообще кредит не закрыли. Что делать?? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Анастасия, не волнуйтесь! Банк действительно мог не отправить данные, и ваш персональный рейтинг из-за этого мог сильно понизиться. Вы должны обратиться в БКИ самостоятельно, собрать все документы и заявления, которые подтверждают, что кредит выплачен. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 91641 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Анастасия, не волнуйтесь! Банк действительно мог не отправить данные, и ваш персональный рейтинг из-за этого мог сильно понизиться. Вы должны обратиться в БКИ самостоятельно, собрать все документы и заявления, которые подтверждают, что кредит выплачен.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 3 [PROPERTY_VALUE_ID] => 91642 [DESCRIPTION] => [~VALUE] => 3 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 91643 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5729 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91644 [1] => 91645 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5729 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5947 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91646 [1] => 91647 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5947 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8700 [1] => 7374 [2] => 7373 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91648 [1] => 91649 [2] => 91650 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8700 [1] => 7374 [2] => 7373 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я попала в невероятную ситуацию! Мы с мужем брали кредит на мое имя, все выплатили, и в течение пары месяцев банк закрылся. Мы вообще не подозревали подвоха, а потом выяснилось, что они не направили документы в БКИ, и там числится, что мы вообще кредит не закрыли. Что делать?? [PROPERTY_VALUE_ID] => 91640 [DESCRIPTION] => [~VALUE] => Здравствуйте, я попала в невероятную ситуацию! Мы с мужем брали кредит на мое имя, все выплатили, и в течение пары месяцев банк закрылся. Мы вообще не подозревали подвоха, а потом выяснилось, что они не направили документы в БКИ, и там числится, что мы вообще кредит не закрыли. Что делать?? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, я попала в невероятную ситуацию! Мы с мужем брали кредит на мое имя, все выплатили, и в течение пары месяцев банк закрылся. Мы вообще не подозревали подвоха, а потом выяснилось, что они не направили документы в БКИ, и там числится, что мы вообще кредит не закрыли. Что делать?? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 30.01.2024 [PROPERTY_VALUE_ID] => 91638 [DESCRIPTION] => [~VALUE] => 30.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 30.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Анастасия [PROPERTY_VALUE_ID] => 91639 [DESCRIPTION] => [~VALUE] => Анастасия [~DESCRIPTION] => [DISPLAY_VALUE] => Анастасия ) ) [IPROPERTY_VALUES] => Array ( [ELEMENT_META_TITLE] => Банк закрылся и не обновил данные в БКИ, что делать? [ELEMENT_META_DESCRIPTION] => Банк закрылся и не обновил данные в БКИ, что делать? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Банк закрылся и не обновил данные в БКИ, что делать? [SECTION_META_TITLE] => Консультации по теме #Банк закрылся и не обновил данные в БКИ, что делать? в банкротстве [SECTION_PAGE_TITLE] => #Банк закрылся и не обновил данные в БКИ, что делать? в банкротстве [SECTION_META_DESCRIPTION] => Консультации спецов по банкротству по тегу #Банк закрылся и не обновил данные в БКИ, что делать? ) [SECTIONS] => Array ( [0] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 1026 [NAME] => Надеина Анастасия Вячеславовна [CODE] => nadeina-anastasiya-vyacheslavovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 5963 [PREVIEW_PICTURE] => 1307 [SORT] => 1000 ) ) [16] => Array ( [ID] => 8711 [~ID] => 8711 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 389 [~IBLOCK_SECTION_ID] => 389 [NAME] => Что делать, если нулевая кредитная история? [~NAME] => Что делать, если нулевая кредитная история? [ACTIVE_FROM_X] => 2024-01-30 10:00:00 [~ACTIVE_FROM_X] => 2024-01-30 10:00:00 [ACTIVE_FROM] => 30.01.2024 10:00:00 [~ACTIVE_FROM] => 30.01.2024 10:00:00 [TIMESTAMP_X] => 30.01.2024 13:53:36 [~TIMESTAMP_X] => 30.01.2024 13:53:36 [DETAIL_PAGE_URL] => /consultation/question-826/ [~DETAIL_PAGE_URL] => /consultation/question-826/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 826 [~CODE] => 826 [EXTERNAL_ID] => 8711 [~EXTERNAL_ID] => 8711 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 30.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 37 [PROPERTY_VALUE_ID] => 91619 [DESCRIPTION] => [~VALUE] => 37 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 30.01.2024 [PROPERTY_VALUE_ID] => 91620 [DESCRIPTION] => [~VALUE] => 30.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Люда [PROPERTY_VALUE_ID] => 91621 [DESCRIPTION] => [~VALUE] => Люда [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, очень хочу взять кредит, чтобы оплатить обучение. Но банк мне отказывает, говорят, сумма крупная, а у меня не было вообще кредитов и я ненадежный клиент. Я их действительно не брала, но вот пытаюсь, так не дают же… Не понимаю, что делать. [PROPERTY_VALUE_ID] => 91622 [DESCRIPTION] => [~VALUE] => Здравствуйте, очень хочу взять кредит, чтобы оплатить обучение. Но банк мне отказывает, говорят, сумма крупная, а у меня не было вообще кредитов и я ненадежный клиент. Я их действительно не брала, но вот пытаюсь, так не дают же… Не понимаю, что делать. [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Людмила, у вас нулевой кредитный рейтинг, поэтому банки не уверены, что вы надежный налогоплательщик. Попробуйте взять небольшой потребительский кредит, рассрочку в магазине или воспользуйтесь кредитной картой. Выплачивайте все в срок, и со временем ваша кредитная история станет хорошей. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 91623 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Людмила, у вас нулевой кредитный рейтинг, поэтому банки не уверены, что вы надежный налогоплательщик. Попробуйте взять небольшой потребительский кредит, рассрочку в магазине или воспользуйтесь кредитной картой. Выплачивайте все в срок, и со временем ваша кредитная история станет хорошей.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 91624 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 91625 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91626 [1] => 91627 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5949 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91628 [1] => 91629 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5949 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 8700 [1] => 7374 [2] => 7373 ) [PROPERTY_VALUE_ID] => Array ( [0] => 91634 [1] => 91635 [2] => 91636 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 8700 [1] => 7374 [2] => 7373 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, очень хочу взять кредит, чтобы оплатить обучение. Но банк мне отказывает, говорят, сумма крупная, а у меня не было вообще кредитов и я ненадежный клиент. Я их действительно не брала, но вот пытаюсь, так не дают же… Не понимаю, что делать. [PROPERTY_VALUE_ID] => 91622 [DESCRIPTION] => [~VALUE] => Здравствуйте, очень хочу взять кредит, чтобы оплатить обучение. Но банк мне отказывает, говорят, сумма крупная, а у меня не было вообще кредитов и я ненадежный клиент. Я их действительно не брала, но вот пытаюсь, так не дают же… Не понимаю, что делать. [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, очень хочу взять кредит, чтобы оплатить обучение. Но банк мне отказывает, говорят, сумма крупная, а у меня не было вообще кредитов и я ненадежный клиент. Я их действительно не брала, но вот пытаюсь, так не дают же… Не понимаю, что делать. ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 30.01.2024 [PROPERTY_VALUE_ID] => 91620 [DESCRIPTION] => [~VALUE] => 30.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 30.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Люда [PROPERTY_VALUE_ID] => 91621 [DESCRIPTION] => [~VALUE] => Люда [~DESCRIPTION] => [DISPLAY_VALUE] => Люда ) ) [IPROPERTY_VALUES] => Array ( [ELEMENT_META_TITLE] => Что делать, если нулевая кредитная история? [ELEMENT_META_DESCRIPTION] => Что делать, если нулевая кредитная история? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Что делать, если нулевая кредитная история? [SECTION_META_TITLE] => Консультации по теме #Что делать, если нулевая кредитная история? в банкротстве [SECTION_PAGE_TITLE] => #Что делать, если нулевая кредитная история? в банкротстве [SECTION_META_DESCRIPTION] => Консультации спецов по банкротству по тегу #Что делать, если нулевая кредитная история? ) [SECTIONS] => Array ( [0] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 37 [NAME] => Болдырев Иван Иванович [CODE] => boldyrev-ivan-ivanovich [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 180 [PREVIEW_PICTURE] => 980 [SORT] => 1000 ) ) [17] => Array ( [ID] => 7397 [~ID] => 7397 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 389 [~IBLOCK_SECTION_ID] => 389 [NAME] => Может ли банк передать сведения в бюро без согласия заемщика? [~NAME] => Может ли банк передать сведения в бюро без согласия заемщика? [ACTIVE_FROM_X] => 2024-01-27 10:00:00 [~ACTIVE_FROM_X] => 2024-01-27 10:00:00 [ACTIVE_FROM] => 27.01.2024 10:00:00 [~ACTIVE_FROM] => 27.01.2024 10:00:00 [TIMESTAMP_X] => 01.01.2024 19:02:49 [~TIMESTAMP_X] => 01.01.2024 19:02:49 [DETAIL_PAGE_URL] => /consultation/question-612/ [~DETAIL_PAGE_URL] => /consultation/question-612/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 612 [~CODE] => 612 [EXTERNAL_ID] => 7397 [~EXTERNAL_ID] => 7397 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 27.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5372 [PROPERTY_VALUE_ID] => 79446 [DESCRIPTION] => [~VALUE] => 5372 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 03.01.2024 [PROPERTY_VALUE_ID] => 79447 [DESCRIPTION] => [~VALUE] => 03.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Лев [PROPERTY_VALUE_ID] => 79448 [DESCRIPTION] => [~VALUE] => Лев [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, хотел взять кредит в банке. Уже все одобрили и подготовили договор. Банк запросил разрешение на передачу данных в БКИ. Скажите, пожалуйста, может ли банк передать сведения о кредите в бюро без моего согласия? [PROPERTY_VALUE_ID] => 79449 [DESCRIPTION] => [~VALUE] => Добрый день, хотел взять кредит в банке. Уже все одобрили и подготовили договор. Банк запросил разрешение на передачу данных в БКИ. Скажите, пожалуйста, может ли банк передать сведения о кредите в бюро без моего согласия? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Лев, добрый день, банки и МФО имеют право передавать сведения о кредитах своих клиентов в бюро без их согласия. При передаче данных третьим лицам или иным организациям согласие необходимо. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 79450 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Лев, добрый день, банки и МФО имеют право передавать сведения о кредитах своих клиентов в бюро без их согласия. При передаче данных третьим лицам или иным организациям согласие необходимо.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 2 [PROPERTY_VALUE_ID] => 79451 [DESCRIPTION] => [~VALUE] => 2 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 79452 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5795 ) [PROPERTY_VALUE_ID] => Array ( [0] => 79453 [1] => 79454 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5795 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5917 ) [PROPERTY_VALUE_ID] => Array ( [0] => 79455 [1] => 79456 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5917 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 7374 [1] => 7373 [2] => 6978 ) [PROPERTY_VALUE_ID] => Array ( [0] => 79457 [1] => 79458 [2] => 79459 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 7374 [1] => 7373 [2] => 6978 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, хотел взять кредит в банке. Уже все одобрили и подготовили договор. Банк запросил разрешение на передачу данных в БКИ. Скажите, пожалуйста, может ли банк передать сведения о кредите в бюро без моего согласия? [PROPERTY_VALUE_ID] => 79449 [DESCRIPTION] => [~VALUE] => Добрый день, хотел взять кредит в банке. Уже все одобрили и подготовили договор. Банк запросил разрешение на передачу данных в БКИ. Скажите, пожалуйста, может ли банк передать сведения о кредите в бюро без моего согласия? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, хотел взять кредит в банке. Уже все одобрили и подготовили договор. Банк запросил разрешение на передачу данных в БКИ. Скажите, пожалуйста, может ли банк передать сведения о кредите в бюро без моего согласия? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 03.01.2024 [PROPERTY_VALUE_ID] => 79447 [DESCRIPTION] => [~VALUE] => 03.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 03.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Лев [PROPERTY_VALUE_ID] => 79448 [DESCRIPTION] => [~VALUE] => Лев [~DESCRIPTION] => [DISPLAY_VALUE] => Лев ) ) [IPROPERTY_VALUES] => Array ( [ELEMENT_META_TITLE] => Может ли банк передать сведения в бюро без согласия заемщика? [ELEMENT_META_DESCRIPTION] => Может ли банк передать сведения в бюро без согласия заемщика? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Может ли банк передать сведения в бюро без согласия заемщика? [SECTION_META_TITLE] => Консультации по теме #Может ли банк передать сведения в бюро без согласия заемщика? в банкротстве [SECTION_PAGE_TITLE] => #Может ли банк передать сведения в бюро без согласия заемщика? в банкротстве [SECTION_META_DESCRIPTION] => Консультации спецов по банкротству по тегу #Может ли банк передать сведения в бюро без согласия заемщика? ) [SECTIONS] => Array ( [0] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kredit/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 5372 [NAME] => Миллер Екатерина Петровна [CODE] => miller-ekaterina-petrovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 53660 [PREVIEW_PICTURE] => 4890 [SORT] => 1000 ) ) [18] => Array ( [ID] => 7799 [~ID] => 7799 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 57 [~IBLOCK_SECTION_ID] => 57 [NAME] => Какие будут последствия у банкротства? [~NAME] => Какие будут последствия у банкротства? [ACTIVE_FROM_X] => 2024-01-15 14:00:00 [~ACTIVE_FROM_X] => 2024-01-15 14:00:00 [ACTIVE_FROM] => 15.01.2024 14:00:00 [~ACTIVE_FROM] => 15.01.2024 14:00:00 [TIMESTAMP_X] => 12.01.2024 15:12:14 [~TIMESTAMP_X] => 12.01.2024 15:12:14 [DETAIL_PAGE_URL] => /consultation/question-659/ [~DETAIL_PAGE_URL] => /consultation/question-659/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 659 [~CODE] => 659 [EXTERNAL_ID] => 7799 [~EXTERNAL_ID] => 7799 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 15.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 510 [PROPERTY_VALUE_ID] => 83325 [DESCRIPTION] => [~VALUE] => 510 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 15.01.2024 [PROPERTY_VALUE_ID] => 83326 [DESCRIPTION] => [~VALUE] => 15.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Сергей Дорофеев [PROPERTY_VALUE_ID] => 83327 [DESCRIPTION] => [~VALUE] => Сергей Дорофеев [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, очень нужна помощь! Мне нужно снять ограничение на выезд из страны, но средств для выплаты долгов сейчас нет. Поэтому я оформляю банкротство, дело разбирается в суде. Какие у этого последствия? Я смогу работать как раньше или нет? [PROPERTY_VALUE_ID] => 83328 [DESCRIPTION] => [~VALUE] => Здравствуйте, очень нужна помощь! Мне нужно снять ограничение на выезд из страны, но средств для выплаты долгов сейчас нет. Поэтому я оформляю банкротство, дело разбирается в суде. Какие у этого последствия? Я смогу работать как раньше или нет? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, из последствий, которые вас ждут, это трехлетний запрет на открытие юрлиц, получение руководящих постов и нежелательная кредитная история следующие пять лет. Если вы захотите взять еще кредит, вам нужно будет обратить внимание банков на то, что вы банкрот. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 83329 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, из последствий, которые вас ждут, это трехлетний запрет на открытие юрлиц, получение руководящих постов и нежелательная кредитная история следующие пять лет. Если вы захотите взять еще кредит, вам нужно будет обратить внимание банков на то, что вы банкрот.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 3 [PROPERTY_VALUE_ID] => 83330 [DESCRIPTION] => [~VALUE] => 3 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 83331 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5732 ) [PROPERTY_VALUE_ID] => Array ( [0] => 83332 [1] => 83333 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5732 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 83334 [1] => 83335 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 7734 [1] => 7732 [2] => 7719 ) [PROPERTY_VALUE_ID] => Array ( [0] => 83336 [1] => 83337 [2] => 83338 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 7734 [1] => 7732 [2] => 7719 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, очень нужна помощь! Мне нужно снять ограничение на выезд из страны, но средств для выплаты долгов сейчас нет. Поэтому я оформляю банкротство, дело разбирается в суде. Какие у этого последствия? Я смогу работать как раньше или нет? [PROPERTY_VALUE_ID] => 83328 [DESCRIPTION] => [~VALUE] => Здравствуйте, очень нужна помощь! Мне нужно снять ограничение на выезд из страны, но средств для выплаты долгов сейчас нет. Поэтому я оформляю банкротство, дело разбирается в суде. Какие у этого последствия? Я смогу работать как раньше или нет? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, очень нужна помощь! Мне нужно снять ограничение на выезд из страны, но средств для выплаты долгов сейчас нет. Поэтому я оформляю банкротство, дело разбирается в суде. Какие у этого последствия? Я смогу работать как раньше или нет? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 15.01.2024 [PROPERTY_VALUE_ID] => 83326 [DESCRIPTION] => [~VALUE] => 15.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 15.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Сергей Дорофеев [PROPERTY_VALUE_ID] => 83327 [DESCRIPTION] => [~VALUE] => Сергей Дорофеев [~DESCRIPTION] => [DISPLAY_VALUE] => Сергей Дорофеев ) ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Онлайн консультации на тему «Какие будут последствия у банкротства?» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Какие будут последствия у банкротства? [ELEMENT_META_TITLE] => Какие будут последствия у банкротства? [ELEMENT_META_DESCRIPTION] => Какие будут последствия у банкротства? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Какие будут последствия у банкротства? [SECTION_PAGE_TITLE] => #Какие будут последствия у банкротства? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 57 [NAME] => Последствия банкротства [CODE] => posledstviya-bankrotstva [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/posledstviya-bankrotstva/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 510 [NAME] => Кутушова Елена Андреевна [CODE] => kutushova-elena-andreevna [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства [PROPERTY_POSITION_VALUE_ID] => 3919 [PREVIEW_PICTURE] => 995 [SORT] => 1000 ) ) [19] => Array ( [ID] => 7403 [~ID] => 7403 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 389 [~IBLOCK_SECTION_ID] => 389 [NAME] => Зачем работодателям знать кредитную историю сотрудника? [~NAME] => Зачем работодателям знать кредитную историю сотрудника? [ACTIVE_FROM_X] => 2024-01-05 16:00:00 [~ACTIVE_FROM_X] => 2024-01-05 16:00:00 [ACTIVE_FROM] => 05.01.2024 16:00:00 [~ACTIVE_FROM] => 05.01.2024 16:00:00 [TIMESTAMP_X] => 01.01.2024 19:08:01 [~TIMESTAMP_X] => 01.01.2024 19:08:01 [DETAIL_PAGE_URL] => /consultation/question-618/ [~DETAIL_PAGE_URL] => /consultation/question-618/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 618 [~CODE] => 618 [EXTERNAL_ID] => 7403 [~EXTERNAL_ID] => 7403 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 05.01.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5372 [PROPERTY_VALUE_ID] => 79535 [DESCRIPTION] => [~VALUE] => 5372 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.01.2024 [PROPERTY_VALUE_ID] => 79536 [DESCRIPTION] => [~VALUE] => 05.01.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Богдан [PROPERTY_VALUE_ID] => 79537 [DESCRIPTION] => [~VALUE] => Богдан [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, в данный момент я прохожу процесс трудоустройства — решил пойти на повышение. В одной крупной компании у меня попросили разрешение на проверку данных кредитной истории. Скажите, это законно? Зачем работодателям знать мою кредитную историю? [PROPERTY_VALUE_ID] => 79538 [DESCRIPTION] => [~VALUE] => Здравствуйте, в данный момент я прохожу процесс трудоустройства — решил пойти на повышение. В одной крупной компании у меня попросили разрешение на проверку данных кредитной истории. Скажите, это законно? Зачем работодателям знать мою кредитную историю? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Богдан, здравствуйте, работодатель имеет законное право запросить кредитную историю кандидата при трудоустройстве. Это необходимо для решения вопросов трудового договора или на основании законодательства по налогам и сборам. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 79539 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Богдан, здравствуйте, работодатель имеет законное право запросить кредитную историю кандидата при трудоустройстве. Это необходимо для решения вопросов трудового договора или на основании законодательства по налогам и сборам.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 79540 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 1 [PROPERTY_VALUE_ID] => 79541 [DESCRIPTION] => [~VALUE] => 1 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5724 ) [PROPERTY_VALUE_ID] => Array ( [0] => 79542 [1] => 79543 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5724 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5918 ) [PROPERTY_VALUE_ID] => Array ( [0] => 79544 [1] => 79545 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5918 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 7374 [1] => 7373 [2] => 6978 ) [PROPERTY_VALUE_ID] => Array ( [0] => 79546 [1] => 79547 [2] => 79548 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 7374 [1] => 7373 [2] => 6978 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, в данный момент я прохожу процесс трудоустройства — решил пойти на повышение. В одной крупной компании у меня попросили разрешение на проверку данных кредитной истории. Скажите, это законно? Зачем работодателям знать мою кредитную историю? [PROPERTY_VALUE_ID] => 79538 [DESCRIPTION] => [~VALUE] => Здравствуйте, в данный момент я прохожу процесс трудоустройства — решил пойти на повышение. В одной крупной компании у меня попросили разрешение на проверку данных кредитной истории. Скажите, это законно? Зачем работодателям знать мою кредитную историю? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, в данный момент я прохожу процесс трудоустройства — решил пойти на повышение. В одной крупной компании у меня попросили разрешение на проверку данных кредитной истории. Скажите, это законно? Зачем работодателям знать мою кредитную историю? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.01.2024 [PROPERTY_VALUE_ID] => 79536 [DESCRIPTION] => [~VALUE] => 05.01.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 05.01.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Богдан [PROPERTY_VALUE_ID] => 79537 [DESCRIPTION] => [~VALUE] => Богдан [~DESCRIPTION] => [DISPLAY_VALUE] => Богдан ) ) [IPROPERTY_VALUES] => Array ( [ELEMENT_META_TITLE] => Зачем работодателям знать кредитную историю сотрудника? [ELEMENT_META_DESCRIPTION] => Зачем работодателям знать кредитную историю сотрудника? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Зачем работодателям знать кредитную историю сотрудника? [SECTION_META_TITLE] => Консультации по теме #Зачем работодателям знать кредитную историю сотрудника? в банкротстве [SECTION_PAGE_TITLE] => #Зачем работодателям знать кредитную историю сотрудника? в банкротстве [SECTION_META_DESCRIPTION] => Консультации спецов по банкротству по тегу #Зачем работодателям знать кредитную историю сотрудника? ) [SECTIONS] => Array ( [0] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 5372 [NAME] => Миллер Екатерина Петровна [CODE] => miller-ekaterina-petrovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 53660 [PREVIEW_PICTURE] => 4890 [SORT] => 1000 ) ) ) [ELEMENTS] => Array ( [0] => 12266 [1] => 12267 [2] => 11332 [3] => 11333 [4] => 11364 [5] => 11365 [6] => 11213 [7] => 8891 [8] => 8890 [9] => 8889 [10] => 8888 [11] => 8887 [12] => 8716 [13] => 8715 [14] => 8713 [15] => 8712 [16] => 8711 [17] => 7397 [18] => 7799 [19] => 7403 ) [PAGEN_INFO] => Array ( [PREV_LINK] => [NEXT_LINK] => /consultation/kreditnaya-istoriya/?PAGEN_1=2 [NAV_NUM] => 1 ) [NAV_STRING] =>
1 2 3
[NAV_CACHED_DATA] => [NAV_RESULT] => CIBlockResult Object ( [result] => mysqli_result Object ( [current_field] => 0 [field_count] => 4 [lengths] => [num_rows] => 20 [type] => 0 ) [arResult] => Array ( [0] => Array ( [ID] => 12266 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-05 00:00:00 [ACTIVE_FROM] => 05.04.2024 ) [1] => Array ( [ID] => 12267 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-05 00:00:00 [ACTIVE_FROM] => 05.04.2024 ) [2] => Array ( [ID] => 11332 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-20 00:00:00 [ACTIVE_FROM] => 20.03.2024 ) [3] => Array ( [ID] => 11333 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-20 00:00:00 [ACTIVE_FROM] => 20.03.2024 ) [4] => Array ( [ID] => 11364 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-20 00:00:00 [ACTIVE_FROM] => 20.03.2024 ) [5] => Array ( [ID] => 11365 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-20 00:00:00 [ACTIVE_FROM] => 20.03.2024 ) [6] => Array ( [ID] => 11213 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-19 00:00:00 [ACTIVE_FROM] => 19.03.2024 ) [7] => Array ( [ID] => 8891 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-02 15:00:00 [ACTIVE_FROM] => 02.02.2024 15:00:00 ) [8] => Array ( [ID] => 8890 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-02 13:00:00 [ACTIVE_FROM] => 02.02.2024 13:00:00 ) [9] => Array ( [ID] => 8889 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-02 12:00:00 [ACTIVE_FROM] => 02.02.2024 12:00:00 ) [10] => Array ( [ID] => 8888 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-02 11:00:00 [ACTIVE_FROM] => 02.02.2024 11:00:00 ) [11] => Array ( [ID] => 8887 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-02-02 10:00:00 [ACTIVE_FROM] => 02.02.2024 10:00:00 ) [12] => Array ( [ID] => 8716 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-30 15:00:00 [ACTIVE_FROM] => 30.01.2024 15:00:00 ) [13] => Array ( [ID] => 8715 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-30 14:00:00 [ACTIVE_FROM] => 30.01.2024 14:00:00 ) [14] => Array ( [ID] => 8713 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-30 12:00:00 [ACTIVE_FROM] => 30.01.2024 12:00:00 ) [15] => Array ( [ID] => 8712 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-30 11:00:00 [ACTIVE_FROM] => 30.01.2024 11:00:00 ) [16] => Array ( [ID] => 8711 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-30 10:00:00 [ACTIVE_FROM] => 30.01.2024 10:00:00 ) [17] => Array ( [ID] => 7397 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-27 10:00:00 [ACTIVE_FROM] => 27.01.2024 10:00:00 ) [18] => Array ( [ID] => 7799 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-15 14:00:00 [ACTIVE_FROM] => 15.01.2024 14:00:00 ) [19] => Array ( [ID] => 7403 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-01-05 16:00:00 [ACTIVE_FROM] => 05.01.2024 16:00:00 ) ) [arReplacedAliases] => [arResultAdd] => [bNavStart] => 1 [bShowAll] => [NavNum] => 1 [NavPageCount] => 3 [NavPageNomer] => 1 [NavPageSize] => 20 [NavShowAll] => [NavRecordCount] => 57 [bFirstPrintNav] => 1 [PAGEN] => 1 [SIZEN] => 20 [SESS_SIZEN] => [SESS_ALL] => [SESS_PAGEN] => [add_anchor] => [bPostNavigation] => [bFromArray] => [bFromLimited] => 1 [nPageWindow] => 5 [nSelectedCount] => 57 [arGetNextCache] => [bDescPageNumbering] => [arUserFields] => [usedUserFields] => [SqlTraceIndex] => [DB] => CDatabase Object ( [DBName] => cl12068_creditus [DBHost] => localhost [DBLogin] => cl12068_creditus [DBPassword] => kCA1xkcB [db_Conn] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1263565600 [warning_count] => 0 ) [debug] => [DebugToFile] => [ShowSqlStat] => [db_Error] => [db_ErrorSQL] => [result] => [type] => MYSQL [column_cache] => Array ( ) [bModuleConnection] => [bNodeConnection] => [node_id] => [obSlave] => [connection:protected] => Bitrix\Main\DB\MysqliConnection Object ( [resource:protected] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1263565600 [warning_count] => 0 ) [isConnected:protected] => 1 [configuration:protected] => Array ( [className] => \Bitrix\Main\DB\MysqliConnection [host] => localhost [database] => cl12068_creditus [login] => cl12068_creditus [password] => kCA1xkcB [options] => 2 [include_after_connected] => /home/c/cl12068/public_html/bitrix/php_interface/after_connect_d7.php ) [sqlHelper:protected] => Bitrix\Main\DB\MysqliSqlHelper Object ( [connection:protected] => Bitrix\Main\DB\MysqliConnection Object *RECURSION* [idCache:protected] => Array ( [main_site] => `main_site` [LID] => `LID` [SORT] => `SORT` [DEF] => `DEF` [ACTIVE] => `ACTIVE` [NAME] => `NAME` [DIR] => `DIR` [LANGUAGE_ID] => `LANGUAGE_ID` [DOC_ROOT] => `DOC_ROOT` [DOMAIN_LIMITED] => `DOMAIN_LIMITED` [SERVER_NAME] => `SERVER_NAME` [SITE_NAME] => `SITE_NAME` [EMAIL] => `EMAIL` [CULTURE_ID] => `CULTURE_ID` [b_lang] => `b_lang` [main_site_domain] => `main_site_domain` [LD_LID] => `LD_LID` [DOMAIN] => `DOMAIN` [LD_DOMAIN] => `LD_DOMAIN` [b_lang_domain] => `b_lang_domain` [main_localization_language] => `main_localization_language` [CODE] => `CODE` [b_language] => `b_language` [main_localization_culture] => `main_localization_culture` [ID] => `ID` [FORMAT_DATE] => `FORMAT_DATE` [FORMAT_DATETIME] => `FORMAT_DATETIME` [FORMAT_NAME] => `FORMAT_NAME` [WEEK_START] => `WEEK_START` [CHARSET] => `CHARSET` [DIRECTION] => `DIRECTION` [SHORT_DATE_FORMAT] => `SHORT_DATE_FORMAT` [MEDIUM_DATE_FORMAT] => `MEDIUM_DATE_FORMAT` [LONG_DATE_FORMAT] => `LONG_DATE_FORMAT` [FULL_DATE_FORMAT] => `FULL_DATE_FORMAT` [DAY_MONTH_FORMAT] => `DAY_MONTH_FORMAT` [DAY_SHORT_MONTH_FORMAT] => `DAY_SHORT_MONTH_FORMAT` [DAY_OF_WEEK_MONTH_FORMAT] => `DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT` [SHORT_TIME_FORMAT] => `SHORT_TIME_FORMAT` [LONG_TIME_FORMAT] => `LONG_TIME_FORMAT` [AM_VALUE] => `AM_VALUE` [PM_VALUE] => `PM_VALUE` [NUMBER_THOUSANDS_SEPARATOR] => `NUMBER_THOUSANDS_SEPARATOR` [NUMBER_DECIMAL_SEPARATOR] => `NUMBER_DECIMAL_SEPARATOR` [NUMBER_DECIMALS] => `NUMBER_DECIMALS` [b_culture] => `b_culture` [main_group] => `main_group` [GROUP_ID] => `GROUP_ID` [SECURITY_POLICY] => `SECURITY_POLICY` [b_group] => `b_group` [CONDITION] => `CONDITION` [socialservices_ap] => `socialservices_ap` [TIMESTAMP_X] => `TIMESTAMP_X` [USER_ID] => `USER_ID` [ENDPOINT] => `ENDPOINT` [LOGIN] => `LOGIN` [PASSWORD] => `PASSWORD` [LAST_AUTHORIZE] => `LAST_AUTHORIZE` [SETTINGS] => `SETTINGS` [b_socialservices_ap] => `b_socialservices_ap` [main_task] => `main_task` [LETTER] => `LETTER` [MODULE_ID] => `MODULE_ID` [SYS] => `SYS` [DESCRIPTION] => `DESCRIPTION` [BINDING] => `BINDING` [b_task] => `b_task` [main_task_operation] => `main_task_operation` [OPERATION_ID] => `OPERATION_ID` [main_task_operation_operation] => `main_task_operation_operation` [b_operation] => `b_operation` [TASK_ID] => `TASK_ID` [UALIAS_0] => `UALIAS_0` [UALIAS_1] => `UALIAS_1` [b_task_operation] => `b_task_operation` [iblock_iblock_site] => `iblock_iblock_site` [IBLOCK_ID] => `IBLOCK_ID` [iblock_iblock_site_iblock] => `iblock_iblock_site_iblock` [b_iblock] => `b_iblock` [SITE_ID] => `SITE_ID` [b_iblock_site] => `b_iblock_site` [catalog_catalog_iblock] => `catalog_catalog_iblock` [PRODUCT_IBLOCK_ID] => `PRODUCT_IBLOCK_ID` [SKU_PROPERTY_ID] => `SKU_PROPERTY_ID` [VAT_ID] => `VAT_ID` [YANDEX_EXPORT] => `YANDEX_EXPORT` [SUBSCRIPTION] => `SUBSCRIPTION` [b_catalog_iblock] => `b_catalog_iblock` [iblock_inherited_property] => `iblock_inherited_property` [b_iblock_iproperty] => `b_iblock_iproperty` [main_user_field] => `main_user_field` [ENTITY_ID] => `ENTITY_ID` [FIELD_NAME] => `FIELD_NAME` [USER_TYPE_ID] => `USER_TYPE_ID` [XML_ID] => `XML_ID` [MULTIPLE] => `MULTIPLE` [b_user_field] => `b_user_field` [catalog_catalog_iblock_iblock] => `catalog_catalog_iblock_iblock` [VERSION] => `VERSION` [iblock_property] => `iblock_property` [DEFAULT_VALUE] => `DEFAULT_VALUE` [PROPERTY_TYPE] => `PROPERTY_TYPE` [ROW_COUNT] => `ROW_COUNT` [COL_COUNT] => `COL_COUNT` [LIST_TYPE] => `LIST_TYPE` [FILE_TYPE] => `FILE_TYPE` [MULTIPLE_CNT] => `MULTIPLE_CNT` [LINK_IBLOCK_ID] => `LINK_IBLOCK_ID` [WITH_DESCRIPTION] => `WITH_DESCRIPTION` [SEARCHABLE] => `SEARCHABLE` [FILTRABLE] => `FILTRABLE` [IS_REQUIRED] => `IS_REQUIRED` [USER_TYPE] => `USER_TYPE` [USER_TYPE_SETTINGS] => `USER_TYPE_SETTINGS` [HINT] => `HINT` [b_iblock_property] => `b_iblock_property` [iblock_property_iblock] => `iblock_property_iblock` [TMP_ID] => `TMP_ID` [USER_TYPE_SETTINGS_LIST] => `USER_TYPE_SETTINGS_LIST` ) ) [sqlTracker:protected] => [trackSql:protected] => [version:protected] => [versionExpress:protected] => [host:protected] => localhost [database:protected] => cl12068_creditus [login:protected] => cl12068_creditus [password:protected] => kCA1xkcB [initCommand:protected] => [options:protected] => 2 [nodeId:protected] => 0 [utf8mb4:protected] => Array ( ) [tableColumnsCache:protected] => Array ( ) [lastQueryResult:protected] => mysqli_result Object ( [current_field] => 0 [field_count] => 28 [lengths] => [num_rows] => 1 [type] => 0 ) [queryExecutingEnabled:protected] => 1 [disabledQueryExecutingDump:protected] => [engine:protected] => [transactionLevel:protected] => 0 ) [connectionName:protected] => [cntQuery] => 0 [timeQuery] => 0 [arQueryDebug] => Array ( ) [sqlTracker] => [version] => [escL] => ` [escR] => ` ) [NavRecordCountChangeDisable] => [is_filtered] => [nStartPage] => 1 [nEndPage] => 3 [resultObject] => [arIBlockMultProps] => Array ( ) [arIBlockConvProps] => Array ( ) [arIBlockAllProps] => Array ( ) [arIBlockNumProps] => Array ( ) [arIBlockLongProps] => Array ( ) [nInitialSize] => [table_id] => [strDetailUrl] => [strSectionUrl] => [strListUrl] => [arSectionContext] => [bIBlockSection] => [nameTemplate] => [_LAST_IBLOCK_ID] => 18 [_FILTER_IBLOCK_ID] => Array ( [18] => 1 ) ) [NAV_PARAM] => Array ( ) [SECTION_INFO] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [DETAIL_PICTURE] => 5816 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw?si=ZogIPv2fa8JGX8Ac [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5600 [1] => 5561 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 385 ) [PUBLICATIONS] => Array ( [0] => Array ( [ID] => 5600 [NAME] => Кредитные истории: как формируется и работает рейтинг заемщиков [CODE] => kreditnye-istorii-kak-formiruetsya-i-rabotaet-reyting-zaemshchikov [PREVIEW_PICTURE] => 5201 [DETAIL_PAGE_URL] => /spravochnik/kreditnye-istorii-kak-formiruetsya-i-rabotaet-reyting-zaemshchikov/ [LANG_DIR] => / [SORT] => 500 [EXTERNAL_ID] => 5600 [IBLOCK_SECTION_ID] => 385 [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [LID] => s1 ) [1] => Array ( [ID] => 5561 [NAME] => Индивидуальный код субъекта кредитной истории [CODE] => individualnyy-kod-subekta-kreditnoy-istorii [PREVIEW_PICTURE] => 5127 [DETAIL_PAGE_URL] => /spravochnik/individualnyy-kod-subekta-kreditnoy-istorii/ [LANG_DIR] => / [SORT] => 500 [EXTERNAL_ID] => 5561 [IBLOCK_SECTION_ID] => 15 [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [LID] => s1 ) [2] => Array ( [ID] => 12959 [~ID] => 12959 [NAME] => Отчаянные меры или гениальный ход: как использовать кредитку для погашения кредитов [~NAME] => Отчаянные меры или гениальный ход: как использовать кредитку для погашения кредитов [CODE] => oplatit-kreditkoj-drugoj-kredit [~CODE] => oplatit-kreditkoj-drugoj-kredit [PREVIEW_PICTURE] => 8228 [~PREVIEW_PICTURE] => 8228 [DETAIL_PAGE_URL] => /spravochnik/oplatit-kreditkoj-drugoj-kredit/ [~DETAIL_PAGE_URL] => /spravochnik/oplatit-kreditkoj-drugoj-kredit/ [LANG_DIR] => / [~LANG_DIR] => / [ACTIVE_FROM_X] => 2024-04-23 16:00:00 [~ACTIVE_FROM_X] => 2024-04-23 16:00:00 [ACTIVE_FROM] => 23.04.2024 16:00:00 [~ACTIVE_FROM] => 23.04.2024 16:00:00 [SORT] => 500 [~SORT] => 500 [EXTERNAL_ID] => 12959 [~EXTERNAL_ID] => 12959 [IBLOCK_SECTION_ID] => 898 [~IBLOCK_SECTION_ID] => 898 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [~IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [~IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 ) [3] => Array ( [ID] => 12717 [~ID] => 12717 [NAME] => “Миг Кредит”: как не лишиться всех денег при просрочке? [~NAME] => “Миг Кредит”: как не лишиться всех денег при просрочке? [CODE] => prosrochka-v-mig-kredit [~CODE] => prosrochka-v-mig-kredit [PREVIEW_PICTURE] => 8097 [~PREVIEW_PICTURE] => 8097 [DETAIL_PAGE_URL] => /spravochnik/prosrochka-v-mig-kredit/ [~DETAIL_PAGE_URL] => /spravochnik/prosrochka-v-mig-kredit/ [LANG_DIR] => / [~LANG_DIR] => / [ACTIVE_FROM_X] => 2024-04-16 13:00:00 [~ACTIVE_FROM_X] => 2024-04-16 13:00:00 [ACTIVE_FROM] => 16.04.2024 13:00:00 [~ACTIVE_FROM] => 16.04.2024 13:00:00 [SORT] => 500 [~SORT] => 500 [EXTERNAL_ID] => 12717 [~EXTERNAL_ID] => 12717 [IBLOCK_SECTION_ID] => 110 [~IBLOCK_SECTION_ID] => 110 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [~IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [~IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 ) [4] => Array ( [ID] => 12257 [~ID] => 12257 [NAME] => Чужие микрозаймы: почему с ними опасно связываться [~NAME] => Чужие микрозаймы: почему с ними опасно связываться [CODE] => mikrozajm-na-drugogo-cheloveka [~CODE] => mikrozajm-na-drugogo-cheloveka [PREVIEW_PICTURE] => 7851 [~PREVIEW_PICTURE] => 7851 [DETAIL_PAGE_URL] => /spravochnik/mikrozajm-na-drugogo-cheloveka/ [~DETAIL_PAGE_URL] => /spravochnik/mikrozajm-na-drugogo-cheloveka/ [LANG_DIR] => / [~LANG_DIR] => / [ACTIVE_FROM_X] => 2024-04-05 08:00:00 [~ACTIVE_FROM_X] => 2024-04-05 08:00:00 [ACTIVE_FROM] => 05.04.2024 08:00:00 [~ACTIVE_FROM] => 05.04.2024 08:00:00 [SORT] => 500 [~SORT] => 500 [EXTERNAL_ID] => 12257 [~EXTERNAL_ID] => 12257 [IBLOCK_SECTION_ID] => 963 [~IBLOCK_SECTION_ID] => 963 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [~IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [~IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 ) ) ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [SECTION_PAGE_URL] => /consultation/dolgi/ [DETAIL_PICTURE] => 5869 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5752 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [DETAIL_PICTURE] => 5870 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 [1] => 15 ) ) [2] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [DETAIL_PICTURE] => 5868 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [3] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [SECTION_PAGE_URL] => /consultation/kredit/ [DETAIL_PICTURE] => 5874 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 ) ) [4] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [DETAIL_PICTURE] => 5871 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 ) ) [5] => Array ( [ID] => 31 [NAME] => Коллекторы [CODE] => kollektory [SECTION_PAGE_URL] => /consultation/kollektory/ [DETAIL_PICTURE] => 5823 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=TZt [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 158 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 18 ) ) [6] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [DETAIL_PICTURE] => 5872 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 19 ) ) [7] => Array ( [ID] => 33 [NAME] => Арест имущества [CODE] => arest-imushchestva [SECTION_PAGE_URL] => /consultation/arest-imushchestva/ [DETAIL_PICTURE] => 5829 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 632 ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 ) ) [8] => Array ( [ID] => 42 [NAME] => Внесудебное банкротство [CODE] => vnesudebnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/vnesudebnoe-bankrotstvo/ [DETAIL_PICTURE] => 5830 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [9] => Array ( [ID] => 43 [NAME] => Пенсионеры [CODE] => pensionery [SECTION_PAGE_URL] => /consultation/pensionery/ [DETAIL_PICTURE] => 5873 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [10] => Array ( [ID] => 45 [NAME] => Имущество при банкротстве [CODE] => imushchestvo-pri-bankrotstve [SECTION_PAGE_URL] => /consultation/imushchestvo-pri-bankrotstve/ [DETAIL_PICTURE] => 5826 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 50 ) ) [11] => Array ( [ID] => 46 [NAME] => Госслужащие [CODE] => gossluzhashchie [SECTION_PAGE_URL] => /consultation/gossluzhashchie/ [DETAIL_PICTURE] => 5875 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 41 ) ) [12] => Array ( [ID] => 47 [NAME] => Закон о банкротстве (127-ФЗ) [CODE] => zakon-o-bankrotstve [SECTION_PAGE_URL] => /consultation/zakon-o-bankrotstve/ [DETAIL_PICTURE] => 5876 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 16 ) ) [13] => Array ( [ID] => 48 [NAME] => Процедура банкротства [CODE] => protsedura-bankrotstva [SECTION_PAGE_URL] => /consultation/protsedura-bankrotstva/ [DETAIL_PICTURE] => 5877 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [14] => Array ( [ID] => 49 [NAME] => Судебные практики [CODE] => sudebnye-praktiki [SECTION_PAGE_URL] => /consultation/sudebnye-praktiki/ [DETAIL_PICTURE] => 5878 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 12 ) ) [15] => Array ( [ID] => 51 [NAME] => Арест карты [CODE] => arest-karty [SECTION_PAGE_URL] => /consultation/arest-karty/ [DETAIL_PICTURE] => 5659 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 [1] => 384 ) ) [16] => Array ( [ID] => 53 [NAME] => Банкротство ИП [CODE] => bankrotstvo-ip [SECTION_PAGE_URL] => /consultation/bankrotstvo-ip/ [DETAIL_PICTURE] => 5828 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [17] => Array ( [ID] => 54 [NAME] => Финансовый управляющий [CODE] => finansovyy-upravlyayushchiy [SECTION_PAGE_URL] => /consultation/finansovyy-upravlyayushchiy/ [DETAIL_PICTURE] => 5818 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 221 ) ) [18] => Array ( [ID] => 55 [NAME] => Исполнительное производство [CODE] => ispolnitelnoe-proizvodstvo [SECTION_PAGE_URL] => /consultation/ispolnitelnoe-proizvodstvo/ [DETAIL_PICTURE] => 5824 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [19] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [SECTION_PAGE_URL] => /consultation/ipoteka/ [DETAIL_PICTURE] => 5825 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 105 ) ) [20] => Array ( [ID] => 57 [NAME] => Последствия банкротства [CODE] => posledstviya-bankrotstva [SECTION_PAGE_URL] => /consultation/posledstviya-bankrotstva/ [DETAIL_PICTURE] => 5820 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=U8cCLivarJ8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [21] => Array ( [ID] => 64 [NAME] => Платежи [CODE] => platezhi [SECTION_PAGE_URL] => /consultation/platezhi/ [DETAIL_PICTURE] => 5821 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 [1] => 270 ) ) [22] => Array ( [ID] => 65 [NAME] => Договор [CODE] => dogovor [SECTION_PAGE_URL] => /consultation/dogovor/ [DETAIL_PICTURE] => 5827 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [23] => Array ( [ID] => 66 [NAME] => Рассрочка [CODE] => rassrochka [SECTION_PAGE_URL] => /consultation/rassrochka/ [DETAIL_PICTURE] => 5832 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 [1] => 12 ) ) [24] => Array ( [ID] => 67 [NAME] => Расходы [CODE] => raskhody [SECTION_PAGE_URL] => /consultation/raskhody/ [DETAIL_PICTURE] => 5833 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 270 ) ) [25] => Array ( [ID] => 68 [NAME] => Оплата [CODE] => oplata [SECTION_PAGE_URL] => /consultation/oplata/ [DETAIL_PICTURE] => 5822 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [26] => Array ( [ID] => 73 [NAME] => Разблокировка [CODE] => razblokirovka [SECTION_PAGE_URL] => /consultation/razblokirovka/ [DETAIL_PICTURE] => 5867 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [27] => Array ( [ID] => 74 [NAME] => Счет [CODE] => schet [SECTION_PAGE_URL] => /consultation/schet/ [DETAIL_PICTURE] => 5831 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [28] => Array ( [ID] => 111 [NAME] => МФО [CODE] => mfo [SECTION_PAGE_URL] => /consultation/mfo/ [DETAIL_PICTURE] => 5865 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 466 ) [UF_PUBLICATIONS] => Array ( [0] => 3576 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 110 ) ) [29] => Array ( [ID] => 112 [NAME] => МФЦ [CODE] => mfts [SECTION_PAGE_URL] => /consultation/mfts/ [DETAIL_PICTURE] => 5864 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( [0] => 5793 [1] => 5795 [2] => 633 ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [30] => Array ( [ID] => 113 [NAME] => Пенсия [CODE] => pensiya [SECTION_PAGE_URL] => /consultation/pensiya/ [DETAIL_PICTURE] => 5866 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5728 [1] => 5795 [2] => 5793 ) [UF_PUBLICATIONS] => Array ( [0] => 3513 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [31] => Array ( [ID] => 114 [NAME] => ИП [CODE] => ip [SECTION_PAGE_URL] => /consultation/ip/ [DETAIL_PICTURE] => 5863 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5727 [1] => 5793 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [32] => Array ( [ID] => 115 [NAME] => Сроки [CODE] => sroki [SECTION_PAGE_URL] => /consultation/sroki/ [DETAIL_PICTURE] => 5861 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [33] => Array ( [ID] => 116 [NAME] => Наследство [CODE] => nasledstvo [SECTION_PAGE_URL] => /consultation/nasledstvo/ [DETAIL_PICTURE] => 5862 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [34] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [SECTION_PAGE_URL] => /consultation/banki/ [DETAIL_PICTURE] => 5860 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/r_Y07NTIFBQ [UF_BANKS] => Array ( [0] => 5917 [1] => 5947 [2] => 693 [3] => 5948 [4] => 692 [5] => 464 [6] => 847 [7] => 470 [8] => 929 [9] => 833 [10] => 842 [11] => 846 [12] => 5949 [13] => 5918 [14] => 472 ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5790 [3] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 [1] => 106 [2] => 351 ) ) [35] => Array ( [ID] => 119 [NAME] => Зарплата [CODE] => zarplata [SECTION_PAGE_URL] => /consultation/zarplata/ [DETAIL_PICTURE] => 5856 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/dIn6C_XPWrE [UF_BANKS] => Array ( [0] => 5949 [1] => 463 ) [UF_ORGANIZATIONS] => Array ( [0] => 5743 [1] => 5795 [2] => 5799 ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 390 ) ) [36] => Array ( [ID] => 120 [NAME] => ЖКХ [CODE] => zhkkh [SECTION_PAGE_URL] => /consultation/zhkkh/ [DETAIL_PICTURE] => 5858 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 461 ) [UF_PUBLICATIONS] => Array ( [0] => 3494 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 107 ) ) [37] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [SECTION_PAGE_URL] => /consultation/shtrafy/ [DETAIL_PICTURE] => 5855 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 631 ) [UF_PUBLICATIONS] => Array ( [0] => 555 [1] => 7356 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [38] => Array ( [ID] => 122 [NAME] => Алименты [CODE] => alimenty [SECTION_PAGE_URL] => /consultation/alimenty/ [DETAIL_PICTURE] => 5857 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [39] => Array ( [ID] => 152 [NAME] => Скидки [CODE] => skidki [SECTION_PAGE_URL] => /consultation/skidki/ [DETAIL_PICTURE] => 5835 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 81 ) [UF_PUBLICATIONS] => Array ( [0] => 3397 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [40] => Array ( [ID] => 153 [NAME] => Стоимость [CODE] => stoimost [SECTION_PAGE_URL] => /consultation/stoimost/ [DETAIL_PICTURE] => 5834 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 634 [1] => 633 [2] => 79 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [41] => Array ( [ID] => 154 [NAME] => Автокредит [CODE] => avtokredit [SECTION_PAGE_URL] => /consultation/avtokredit/ [DETAIL_PICTURE] => 5859 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3493 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 106 ) ) [42] => Array ( [ID] => 217 [NAME] => Банкротство военных [CODE] => bankrotstvo-voennykh [SECTION_PAGE_URL] => /consultation/bankrotstvo-voennykh/ [DETAIL_PICTURE] => 5854 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [43] => Array ( [ID] => 218 [NAME] => Военная ипотека [CODE] => voennaya-ipoteka [SECTION_PAGE_URL] => /consultation/voennaya-ipoteka/ [DETAIL_PICTURE] => 5853 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [44] => Array ( [ID] => 234 [NAME] => Материнский капитал [CODE] => materinskiy-kapital [SECTION_PAGE_URL] => /consultation/materinskiy-kapital/ [DETAIL_PICTURE] => 5852 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5791 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4464 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 274 ) ) [45] => Array ( [ID] => 251 [NAME] => Документы для банкротства [CODE] => dokumenty-dlya-bankrotstva [SECTION_PAGE_URL] => /consultation/dokumenty-dlya-bankrotstva/ [DETAIL_PICTURE] => 5851 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4532 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 247 ) ) [46] => Array ( [ID] => 258 [NAME] => Федресурс [CODE] => fedresurs [SECTION_PAGE_URL] => /consultation/fedresurs/ [DETAIL_PICTURE] => 5848 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4552 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 273 ) ) [47] => Array ( [ID] => 259 [NAME] => Банкротство супругов [CODE] => bankrotstvo-suprugov [SECTION_PAGE_URL] => /consultation/bankrotstvo-suprugov/ [DETAIL_PICTURE] => 5847 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/gA7DFWEioLI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5729 ) [UF_PUBLICATIONS] => Array ( [0] => 4527 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 271 ) ) [48] => Array ( [ID] => 260 [NAME] => Фиктивное банкротство [CODE] => fiktivnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/fiktivnoe-bankrotstvo/ [DETAIL_PICTURE] => 5846 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/bbgDHU1VWJI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 275 ) ) [49] => Array ( [ID] => 261 [NAME] => Банкротство умершего [CODE] => bankrotstvo-umershego [SECTION_PAGE_URL] => /consultation/bankrotstvo-umershego/ [DETAIL_PICTURE] => 5845 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5730 ) [UF_PUBLICATIONS] => Array ( [0] => 4556 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [50] => Array ( [ID] => 264 [NAME] => КоммерсантЪ [CODE] => kommersant [SECTION_PAGE_URL] => /consultation/kommersant/ [DETAIL_PICTURE] => 5844 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4588 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 270 ) ) [51] => Array ( [ID] => 289 [NAME] => Юрист в банкротстве [CODE] => yurist-v-bankrotstve [SECTION_PAGE_URL] => /consultation/yurist-v-bankrotstve/ [DETAIL_PICTURE] => 5841 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4671 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 288 ) ) [52] => Array ( [ID] => 290 [NAME] => Признаки банкротства [CODE] => priznaki-bankrotstva [SECTION_PAGE_URL] => /consultation/priznaki-bankrotstva/ [DETAIL_PICTURE] => 5840 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4665 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 272 ) ) [53] => Array ( [ID] => 291 [NAME] => Реализация имущества [CODE] => realizatsiya-imushchestva [SECTION_PAGE_URL] => /consultation/realizatsiya-imushchestva/ [DETAIL_PICTURE] => 5839 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4625 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 277 [1] => 286 ) ) [54] => Array ( [ID] => 292 [NAME] => Отказ в банкротстве [CODE] => otkaz-v-bankrotstve [SECTION_PAGE_URL] => /consultation/otkaz-v-bankrotstve/ [DETAIL_PICTURE] => 5843 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 285 ) ) [55] => Array ( [ID] => 293 [NAME] => Оспаривание сделок [CODE] => osparivanie-sdelok [SECTION_PAGE_URL] => /consultation/osparivanie-sdelok/ [DETAIL_PICTURE] => 5842 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 287 ) ) [56] => Array ( [ID] => 318 [NAME] => Прожиточный минимум [CODE] => prozhitochnyy-minimum [SECTION_PAGE_URL] => /consultation/prozhitochnyy-minimum/ [DETAIL_PICTURE] => 5838 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE?si=q94W9BuKnXDYJpw2 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4802 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [57] => Array ( [ID] => 326 [NAME] => Выезд за границу [CODE] => vyezd-za-granitsu [SECTION_PAGE_URL] => /consultation/vyezd-za-granitsu/ [DETAIL_PICTURE] => 5837 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0?si=n30t8VCvq7s7FNIa [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [58] => Array ( [ID] => 329 [NAME] => Конкурсная масса [CODE] => konkursnaya-massa [SECTION_PAGE_URL] => /consultation/konkursnaya-massa/ [DETAIL_PICTURE] => 5836 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=Il3mDNsvCIHHAgdL [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4583 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 278 ) ) [59] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [SECTION_PAGE_URL] => /consultation/sber/ [DETAIL_PICTURE] => 5660 [DESCRIPTION] => <p>Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей.</p> [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=cnd4aY7PuDvvEJ-D [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 463 ) [UF_PUBLICATIONS] => Array ( [0] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 351 ) ) [60] => Array ( [ID] => 369 [NAME] => Расписка [CODE] => raspiska [SECTION_PAGE_URL] => /consultation/raspiska/ [DETAIL_PICTURE] => 5819 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5463 [1] => 5477 [2] => 5370 ) [UF_PUBLICATION_SECTION] => Array ( ) ) [61] => Array ( [ID] => 388 [NAME] => Кредитная карта [CODE] => kreditnaya-karta [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/ [DETAIL_PICTURE] => 5817 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=YGC3EZJ0-qxbHz3M [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5586 [1] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [62] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [DETAIL_PICTURE] => 5816 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw?si=ZogIPv2fa8JGX8Ac [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5600 [1] => 5561 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 385 ) ) [63] => Array ( [ID] => 902 [NAME] => Банкротство [CODE] => bankrotstvo [SECTION_PAGE_URL] => /consultation/bankrotstvo/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [64] => Array ( [ID] => 910 [NAME] => Приставы [CODE] => pristavy [SECTION_PAGE_URL] => /consultation/pristavy/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [65] => Array ( [ID] => 918 [NAME] => Антиколлекторы [CODE] => antikollektory [SECTION_PAGE_URL] => /consultation/antikollektory/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [66] => Array ( [ID] => 922 [NAME] => Суды [CODE] => sudy [SECTION_PAGE_URL] => /consultation/sudy/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [67] => Array ( [ID] => 971 [NAME] => Торги [CODE] => torgi [SECTION_PAGE_URL] => /consultation/torgi/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) ) [ELEMENTS_COUNT] => 1398 )

#Кредитная история в банкротстве

Задать вопрос онлайн
Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей.
05.04.2024 Никита Ф.
Добрый день, Никита. Получение кредита на чужое имя может привести к серьезным правовым последствиям, таким как уголовная ответственность за мошенничество и последую...
20.03.2024 Лариса М.
Добрый день, Лариса. Необоснованное получение льготного кредита — это нарушение закона. Особенно если это отягощается должностными полномочиями, подделкой документов...
02.02.2024 Наталья
Здравствуйте, Наталья. Нет никаких сложностей и особенностей при возврате кредита, оформленного с помощью кредитного брокера. Вы самостоятельно погашаете заем ...
1 2 3
от 3 860 ₽
Консультация 0р
Перезвонить

Юридическая компания “ООО «КредитамНет» работает на всей территории России, выберите город из списка или укажите название населенного пункта в строке поиска. С каждый днем наша компания растет. Уже доступны представительства в 15 городах России. В остальных городах есть возможность проведения онлайн работ

Найди филиал в своем городе

А Б В Г Д Е Ё Ж З И Й К Л М Н О П Р С Т У Ф Х Ц Ч Ш Щ Ъ Ы Ь Э Ю Я
Не нашли свой город? Единый бесплатный номер для всех городов РФ
Задать вопрос нашему юристу онлайн

Предоставим детальный анализ проблемы и экспертную юридическую консультацию у нас в офисе или в другом удобном формате

  • Бесплатная консультация
  • Фиксированная стоимость
  • Конфиденциально

Нажимая на кнопку, Вы соглашаетесь с условиями обработки персональных данных

Законное Банкротство Долгов и Кредитов по 127 - ФЗ РФ
icon
3 860 руб./мес.
Рассрочка на банкротство
icon
Возврат средств
Быстрое банкротство
icon
Гарантия успеха
Оплатим долг за вас если не спишем*
Бесплатная консультация
icon Антиколлектор в подарок
Перезвоним сейчас!

Нажимая на кнопку, Вы соглашаетесь с условиями обработки персональных данных

Если будете ждать дольше, подарим вам услугу «Антиколлектор»
Мы помогли 250 000 человек
Списали долгов более 1 млрд рублей
Более 100 филиалов по России
Банкротим уже 8 лет
Законное Банкротство Долгов и Кредитов по 127 - ФЗ РФ
icon
3 860 руб./мес.
Рассрочка на банкротство
icon
Возврат средств
Быстрое банкротство
icon
Гарантия успеха
Оплатим долг за вас если не спишем*
Бесплатная консультация
icon Антиколлектор в подарок
Перезвоним сейчас!

Нажимая на кнопку, Вы соглашаетесь с условиями обработки персональных данных

Если будете ждать дольше, подарим вам услугу «Антиколлектор»
Мы помогли 250 000 человек
Списали долгов более 1 млрд рублей
Более 100 филиалов по России
Банкротим уже 8 лет
Законное Банкротство Долгов и Кредитов по 127 - ФЗ РФ
icon
3 860 руб./мес.
Рассрочка на банкротство
icon
Возврат средств
Быстрое банкротство
icon
Гарантия успеха
Оплатим долг за вас если не спишем*
Бесплатная консультация
icon Антиколлектор в подарок
Перезвоним сейчас!

Нажимая на кнопку, Вы соглашаетесь с условиями обработки персональных данных

Если будете ждать дольше, подарим вам услугу «Антиколлектор»
Мы помогли 250 000 человек
Списали долгов более 1 млрд рублей
Более 100 филиалов по России
Банкротим уже 8 лет
Законное Банкротство Долгов и Кредитов по 127 - ФЗ РФ
icon
3 860 руб./мес.
Рассрочка на банкротство
icon
Возврат средств
Быстрое банкротство
icon
Гарантия успеха
Оплатим долг за вас если не спишем*
Бесплатная консультация
icon Антиколлектор в подарок
Перезвоним сейчас!

Нажимая на кнопку, Вы соглашаетесь с условиями обработки персональных данных

Если будете ждать дольше, подарим вам услугу «Антиколлектор»
Мы помогли 250 000 человек
Списали долгов более 1 млрд рублей
Более 100 филиалов по России
Банкротим уже 8 лет
Законное Банкротство Долгов и Кредитов по 127 - ФЗ РФ
icon
3 860 руб./мес.
Рассрочка на банкротство
icon
Возврат средств
Быстрое банкротство
icon
Гарантия успеха
Оплатим долг за вас если не спишем*
Бесплатная консультация
icon Антиколлектор в подарок
Перезвоним сейчас!

Нажимая на кнопку, Вы соглашаетесь с условиями обработки персональных данных

Если будете ждать дольше, подарим вам услугу «Антиколлектор»
Мы помогли 250 000 человек
Списали долгов более 1 млрд рублей
Более 100 филиалов по России
Банкротим уже 8 лет
Получить бесплатную
консультацию
#

Бесплатная консультация

Перезвоним
сейчас

Антиколлектор
в подарок

Получить бесплатную
консультацию
Нажимая на кнопку вы даете согласие на обработку своих персональных данных
Ваша заявка
успешно отправлена
Мы свяжемся с вами
в ближайшее время