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                                    [VALUE] => Здравствуйте. У меня была просрочка по кредиту в ВТБ-банке. Недавно мне пришло письмо о том, что долг продали коллекторскому агентству. Какие риски возникают для заемщика при передаче его долга коллекторам?

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                                    [~VALUE] => Здравствуйте. У меня была просрочка по кредиту в ВТБ-банке. Недавно мне пришло письмо о том, что долг продали коллекторскому агентству. Какие риски возникают для заемщика при передаче его долга коллекторам?

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                                    [DESCRIPTION] => 
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                                            [TEXT] => Добрый день, Оксана. При продаже задолженности коллекторским компаниям заемщик может столкнуться с более агрессивными методами взыскания долга, включая частые звонки, угрозы и навязчивые действия со стороны коллекторов. Кроме того, это также повлияет на его кредитную историю и кредитоспособность в будущем. Если вы столкнулись с подобной ситуацией, наши юристы готовы предоставить вам консультацию и помощь в списании долгов. Запишитесь на бесплатную консультацию юристов КредитаНет для профессиональной поддержки.
                                            [TYPE] => HTML
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                                    [USER_TYPE] => 
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                                    [HINT] => 
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                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
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                                    [FILTRABLE] => N
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                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 128962
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
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                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
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                                    [~VALUE] => Array
                                        (
                                            [0] => 5752
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                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

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                                    [LIST_TYPE] => L
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
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                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5947
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 128964
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5947
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11946
                                            [1] => 11910
                                            [2] => 11501
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 128966
                                            [1] => 128967
                                            [2] => 128968
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11946
                                            [1] => 11910
                                            [2] => 11501
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня была просрочка по кредиту в ВТБ-банке. Недавно мне пришло письмо о том, что долг продали коллекторскому агентству. Какие риски возникают для заемщика при передаче его долга коллекторам?

                                    [PROPERTY_VALUE_ID] => 128959
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня была просрочка по кредиту в ВТБ-банке. Недавно мне пришло письмо о том, что долг продали коллекторскому агентству. Какие риски возникают для заемщика при передаче его долга коллекторам?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. У меня была просрочка по кредиту в ВТБ-банке. Недавно мне пришло письмо о том, что долг продали коллекторскому агентству. Какие риски возникают для заемщика при передаче его долга коллекторам?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 02.04.2024
                                    [PROPERTY_VALUE_ID] => 128957
                                    [DESCRIPTION] => 
                                    [~VALUE] => 02.04.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 02.04.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Оксана Р.
                                    [PROPERTY_VALUE_ID] => 128958
                                    [DESCRIPTION] => 
                                    [~VALUE] => Оксана Р.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Оксана Р.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что будет, когда банк продает долг коллекторам?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что будет, когда банк продает долг коллекторам?
                            [ELEMENT_META_TITLE] => Что будет, когда банк продает долг коллекторам?
                            [ELEMENT_META_DESCRIPTION] => Что будет, когда банк продает долг коллекторам? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Что будет, когда банк продает долг коллекторам?
                            [SECTION_PAGE_TITLE] => #Что будет, когда банк продает долг коллекторам? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 47
                                    [NAME] => Закон о банкротстве (127-ФЗ)
                                    [CODE] => zakon-o-bankrotstve
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/zakon-o-bankrotstve/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 510
                            [NAME] => Кутушова Елена Андреевна
                            [CODE] => kutushova-elena-andreevna
                            [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства
                            [PROPERTY_POSITION_VALUE_ID] => 3919
                            [PREVIEW_PICTURE] => 995
                            [SORT] => 1000
                        )

                )

            [1] => Array
                (
                    [ID] => 12101
                    [~ID] => 12101
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 29
                    [~IBLOCK_SECTION_ID] => 29
                    [NAME] => Можно ли договориться с банком, если не могу платить?
                    [~NAME] => Можно ли договориться с банком, если не могу платить?
                    [ACTIVE_FROM_X] => 2024-04-02 00:00:00
                    [~ACTIVE_FROM_X] => 2024-04-02 00:00:00
                    [ACTIVE_FROM] => 02.04.2024
                    [~ACTIVE_FROM] => 02.04.2024
                    [TIMESTAMP_X] => 02.04.2024 14:53:46
                    [~TIMESTAMP_X] => 02.04.2024 14:53:46
                    [DETAIL_PAGE_URL] => /consultation/question-12101/
                    [~DETAIL_PAGE_URL] => /consultation/question-12101/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 12101
                    [~CODE] => 12101
                    [EXTERNAL_ID] => 12101
                    [~EXTERNAL_ID] => 12101
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 02.04.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 1073
                                    [PROPERTY_VALUE_ID] => 128973
                                    [DESCRIPTION] => 
                                    [~VALUE] => 1073
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 02.04.2024
                                    [PROPERTY_VALUE_ID] => 128974
                                    [DESCRIPTION] => 
                                    [~VALUE] => 02.04.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Иван У. 
                                    [PROPERTY_VALUE_ID] => 128975
                                    [DESCRIPTION] => 
                                    [~VALUE] => Иван У. 
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня есть просрочки по кредиту в ВТБ. Какие конкретные шаги предпринять, чтобы минимизировать риски судебного взыскания?

                                    [PROPERTY_VALUE_ID] => 128976
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня есть просрочки по кредиту в ВТБ. Какие конкретные шаги предпринять, чтобы минимизировать риски судебного взыскания?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Иван. Для избежания судебного взыскания в ВТБ заемщику рекомендуется своевременно обращаться в банк для урегулирования долга: рассмотрения возможностей реструктуризации или получения кредитных каникул. Если просрочка небольшая, попробуйте рефинансировать задолженность в другом банке. Если у вас возникли финансовые трудности с погашением долгов, обратитесь к юристам КредитаНет за бесплатной профессиональной консультацией.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 128977
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Добрый день, Иван. Для избежания судебного взыскания в ВТБ заемщику рекомендуется своевременно обращаться в банк для урегулирования долга: рассмотрения возможностей реструктуризации или получения кредитных каникул. Если просрочка небольшая, попробуйте рефинансировать задолженность в другом банке. Если у вас возникли финансовые трудности с погашением долгов, обратитесь к юристам КредитаНет за бесплатной профессиональной консультацией.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 128986
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 128979
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5785
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 128980
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5785
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5947
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 128981
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5947
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 12097
                                            [1] => 12072
                                            [2] => 12041
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 128983
                                            [1] => 128984
                                            [2] => 128985
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 12097
                                            [1] => 12072
                                            [2] => 12041
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. У меня есть просрочки по кредиту в ВТБ. Какие конкретные шаги предпринять, чтобы минимизировать риски судебного взыскания?

                                    [PROPERTY_VALUE_ID] => 128976
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. У меня есть просрочки по кредиту в ВТБ. Какие конкретные шаги предпринять, чтобы минимизировать риски судебного взыскания?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. У меня есть просрочки по кредиту в ВТБ. Какие конкретные шаги предпринять, чтобы минимизировать риски судебного взыскания?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
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                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли договориться с банком, если не могу платить?
                            [ELEMENT_META_TITLE] => Можно ли договориться с банком, если не могу платить?
                            [ELEMENT_META_DESCRIPTION] => Можно ли договориться с банком, если не могу платить? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Можно ли договориться с банком, если не могу платить?
                            [SECTION_PAGE_TITLE] => #Можно ли договориться с банком, если не могу платить? в банкротстве
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                            [NAME] => Киселев Владислав Вячеславович
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                    [~NAME] => Можно ли взять кредитные каникулы в Совкомбанке?
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                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
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                                    [USER_TYPE] => 
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                                        (
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                                    [XML_ID] => 
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                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Город
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                                    [VALUE] => 
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                                        (
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                                    [VALUE] => Здравствуйте, у меня есть кредит в совкомбанке, потребительский. Но очень тяжело платить стало из-за рождения ребенка. Траты увеличились вдвое, а зарплата нет. Хотел бы взять какую-то отсрочку или кредитные каникулы. Совсем недавно услышал о них. Можно ли сделать это в данном банке?

                                    [PROPERTY_VALUE_ID] => 125798
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, у меня есть кредит в совкомбанке, потребительский. Но очень тяжело платить стало из-за рождения ребенка. Траты увеличились вдвое, а зарплата нет. Хотел бы взять какую-то отсрочку или кредитные каникулы. Совсем недавно услышал о них. Можно ли сделать это в данном банке?

                                    [~DESCRIPTION] => 
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                                    [CODE] => LONG_ANSWER
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                                            [TEXT] => 
                                            [TYPE] => HTML
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                                    [LIST_TYPE] => L
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                                    [XML_ID] => 
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                                    [USER_TYPE] => HTML
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                                    [HINT] => 
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                                    [~DEFAULT_VALUE] => Array
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                                            [TYPE] => HTML
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                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Олег. Да, в Совкомбанке вы можете взять кредитные каникулы, которые предполагают снижение суммы платежа или временное приостановление оплаты кредита. Важное условие – доход гражданина должен быть снижен минимум на 30%. Если же вы не подходите под данное условие, то всегда можно списать кредиты законно при помощи банкротства. Юристы КредитаНет подскажут как действовать в таком случае, чтобы списать обязательства и начать жить без постоянных платежей по кредитам.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 125799
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Олег. Да, в Совкомбанке вы можете взять кредитные каникулы, которые предполагают снижение суммы платежа или временное приостановление оплаты кредита. Важное условие – доход гражданина должен быть снижен минимум на 30%. Если же вы не подходите под данное условие, то всегда можно списать кредиты законно при помощи банкротства. Юристы КредитаНет подскажут как действовать в таком случае, чтобы списать обязательства и начать жить без постоянных платежей по кредитам.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

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                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
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                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
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                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 125802
                                    [DESCRIPTION] => 
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                                    [~DESCRIPTION] => 
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                                    [SORT] => 500
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                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
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                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 125800
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5793
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11920
                                            [1] => 3397
                                            [2] => 5279
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 125801
                                            [1] => 125804
                                            [2] => 125805
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11920
                                            [1] => 3397
                                            [2] => 5279
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, у меня есть кредит в совкомбанке, потребительский. Но очень тяжело платить стало из-за рождения ребенка. Траты увеличились вдвое, а зарплата нет. Хотел бы взять какую-то отсрочку или кредитные каникулы. Совсем недавно услышал о них. Можно ли сделать это в данном банке?

                                    [PROPERTY_VALUE_ID] => 125798
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, у меня есть кредит в совкомбанке, потребительский. Но очень тяжело платить стало из-за рождения ребенка. Траты увеличились вдвое, а зарплата нет. Хотел бы взять какую-то отсрочку или кредитные каникулы. Совсем недавно услышал о них. Можно ли сделать это в данном банке?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, у меня есть кредит в совкомбанке, потребительский. Но очень тяжело платить стало из-за рождения ребенка. Траты увеличились вдвое, а зарплата нет. Хотел бы взять какую-то отсрочку или кредитные каникулы. Совсем недавно услышал о них. Можно ли сделать это в данном банке?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 29.03.2024
                                    [PROPERTY_VALUE_ID] => 125796
                                    [DESCRIPTION] => 
                                    [~VALUE] => 29.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 29.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Олег
                                    [PROPERTY_VALUE_ID] => 125797
                                    [DESCRIPTION] => 
                                    [~VALUE] => Олег
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Олег
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Можно ли взять кредитные каникулы в Совкомбанке?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно ли взять кредитные каникулы в Совкомбанке?
                            [ELEMENT_META_TITLE] => Можно ли взять кредитные каникулы в Совкомбанке?
                            [ELEMENT_META_DESCRIPTION] => Можно ли взять кредитные каникулы в Совкомбанке? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Можно ли взять кредитные каникулы в Совкомбанке?
                            [SECTION_PAGE_TITLE] => #Можно ли взять кредитные каникулы в Совкомбанке? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 510
                            [NAME] => Кутушова Елена Андреевна
                            [CODE] => kutushova-elena-andreevna
                            [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства
                            [PROPERTY_POSITION_VALUE_ID] => 3919
                            [PREVIEW_PICTURE] => 995
                            [SORT] => 1000
                        )

                )

            [3] => Array
                (
                    [ID] => 11927
                    [~ID] => 11927
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Кредитные каникулы Совкомбанк: условия 2024 года
                    [~NAME] => Кредитные каникулы Совкомбанк: условия 2024 года
                    [ACTIVE_FROM_X] => 2024-03-29 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-29 00:00:00
                    [ACTIVE_FROM] => 29.03.2024
                    [~ACTIVE_FROM] => 29.03.2024
                    [TIMESTAMP_X] => 29.03.2024 15:48:21
                    [~TIMESTAMP_X] => 29.03.2024 15:48:21
                    [DETAIL_PAGE_URL] => /consultation/question-11927/
                    [~DETAIL_PAGE_URL] => /consultation/question-11927/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11927
                    [~CODE] => 11927
                    [EXTERNAL_ID] => 11927
                    [~EXTERNAL_ID] => 11927
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 29.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 31
                                    [PROPERTY_VALUE_ID] => 125807
                                    [DESCRIPTION] => 
                                    [~VALUE] => 31
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 29.03.2024
                                    [PROPERTY_VALUE_ID] => 125808
                                    [DESCRIPTION] => 
                                    [~VALUE] => 29.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ирина
                                    [PROPERTY_VALUE_ID] => 125809
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ирина
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я взяла машину в кредит в Совкомбанке. Но так получилось, что сейчас на пару месяцев нужно взять паузу по оплате. Я меняю место работы, но между увольнением и трудоустройством будет перерыв в месяц, поэтому хочу взять отсрочку, чтобы не начислялись проценты и штрафы. Но подхожу ли я под условия, не понимаю. Что должно быть? Какие условия в 2024 году?

                                    [PROPERTY_VALUE_ID] => 125810
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я взяла машину в кредит в Совкомбанке. Но так получилось, что сейчас на пару месяцев нужно взять паузу по оплате. Я меняю место работы, но между увольнением и трудоустройством будет перерыв в месяц, поэтому хочу взять отсрочку, чтобы не начислялись проценты и штрафы. Но подхожу ли я под условия, не понимаю. Что должно быть? Какие условия в 2024 году?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Ирина. Вы можете взять отсрочку в виде кредитных каникул в банке. Для этого необходимо, чтобы ваш доход за последний месяц снизился на 30% и более. Банк обязательно будет проверять документально доходы за последний год и уменьшение дохода за последний месяц, смотреть соотношение и принимать решение опираясь на эти данные. Если же вы не сможете восстановить свою платежеспособность, то всегда можно списать долги по кредитам законным путем при помощи банкротства. А юристы КредитаНет помогут в этом и будут с вами на протяжении всего процесса.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 125811
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Ирина. Вы можете взять отсрочку в виде кредитных каникул в банке. Для этого необходимо, чтобы ваш доход за последний месяц снизился на 30% и более. Банк обязательно будет проверять документально доходы за последний год и уменьшение дохода за последний месяц, смотреть соотношение и принимать решение опираясь на эти данные. Если же вы не сможете восстановить свою платежеспособность, то всегда можно списать долги по кредитам законным путем при помощи банкротства. А юристы КредитаНет помогут в этом и будут с вами на протяжении всего процесса.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 125814
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5792
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 125812
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5792
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11920
                                            [1] => 3493
                                            [2] => 3397
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 125813
                                            [1] => 125816
                                            [2] => 125817
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11920
                                            [1] => 3493
                                            [2] => 3397
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я взяла машину в кредит в Совкомбанке. Но так получилось, что сейчас на пару месяцев нужно взять паузу по оплате. Я меняю место работы, но между увольнением и трудоустройством будет перерыв в месяц, поэтому хочу взять отсрочку, чтобы не начислялись проценты и штрафы. Но подхожу ли я под условия, не понимаю. Что должно быть? Какие условия в 2024 году?

                                    [PROPERTY_VALUE_ID] => 125810
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я взяла машину в кредит в Совкомбанке. Но так получилось, что сейчас на пару месяцев нужно взять паузу по оплате. Я меняю место работы, но между увольнением и трудоустройством будет перерыв в месяц, поэтому хочу взять отсрочку, чтобы не начислялись проценты и штрафы. Но подхожу ли я под условия, не понимаю. Что должно быть? Какие условия в 2024 году?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я взяла машину в кредит в Совкомбанке. Но так получилось, что сейчас на пару месяцев нужно взять паузу по оплате. Я меняю место работы, но между увольнением и трудоустройством будет перерыв в месяц, поэтому хочу взять отсрочку, чтобы не начислялись проценты и штрафы. Но подхожу ли я под условия, не понимаю. Что должно быть? Какие условия в 2024 году?

                                )

                            [QUESTION_DATE] => Array
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                                    [NAME] => Дата вопроса
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                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
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                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 29.03.2024
                                    [PROPERTY_VALUE_ID] => 125808
                                    [DESCRIPTION] => 
                                    [~VALUE] => 29.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 29.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ирина
                                    [PROPERTY_VALUE_ID] => 125809
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ирина
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Ирина
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Кредитные каникулы Совкомбанк: условия 2024 года» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Кредитные каникулы Совкомбанк: условия 2024 года
                            [ELEMENT_META_TITLE] => Кредитные каникулы Совкомбанк: условия 2024 года
                            [ELEMENT_META_DESCRIPTION] => Кредитные каникулы Совкомбанк: условия 2024 года — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Кредитные каникулы Совкомбанк: условия 2024 года
                            [SECTION_PAGE_TITLE] => #Кредитные каникулы Совкомбанк: условия 2024 года в банкротстве
                        )

                    [SECTIONS] => Array
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                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
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                                    [NAME] => Кредит
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                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
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                                    [ID] => 56
                                    [NAME] => Ипотека
                                    [CODE] => ipoteka
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                                    [SECTION_PAGE_URL] => /consultation/ipoteka/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [4] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 31
                            [NAME] => Борцова Дарья Алексеевна
                            [CODE] => bortsova-darya-alekseevna
                            [PROPERTY_POSITION_VALUE] => исполнительный директор
                            [PROPERTY_POSITION_VALUE_ID] => 115
                            [PREVIEW_PICTURE] => 964
                            [SORT] => 2
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            [4] => Array
                (
                    [ID] => 11525
                    [~ID] => 11525
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => К карте Блэк в Тинькофф был привязан кредит, почему заблокировали карту?
                    [~NAME] => К карте Блэк в Тинькофф был привязан кредит, почему заблокировали карту?
                    [ACTIVE_FROM_X] => 2024-03-22 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-22 00:00:00
                    [ACTIVE_FROM] => 22.03.2024
                    [~ACTIVE_FROM] => 22.03.2024
                    [TIMESTAMP_X] => 22.03.2024 15:57:41
                    [~TIMESTAMP_X] => 22.03.2024 15:57:41
                    [DETAIL_PAGE_URL] => /consultation/question-11525/
                    [~DETAIL_PAGE_URL] => /consultation/question-11525/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11525
                    [~CODE] => 11525
                    [EXTERNAL_ID] => 11525
                    [~EXTERNAL_ID] => 11525
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 22.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 33
                                    [PROPERTY_VALUE_ID] => 119888
                                    [DESCRIPTION] => 
                                    [~VALUE] => 33
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 22.03.2024
                                    [PROPERTY_VALUE_ID] => 119889
                                    [DESCRIPTION] => 
                                    [~VALUE] => 22.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Андрей
                                    [PROPERTY_VALUE_ID] => 119890
                                    [DESCRIPTION] => 
                                    [~VALUE] => Андрей
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, у меня есть дебетовая карта Тинькофф Блэк, к ней был привязан кредит, я его пока не могу платить. Есть просрочка. Вчера обнаружил, что карта заблокирована, т. е. я не могу ей пользоваться, что-то купить. Все деньги, что мне туда переводят, сразу идут на погашение кредита. Банк не дает их никуда перевести. Законно ли это?

                                    [PROPERTY_VALUE_ID] => 119891
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, у меня есть дебетовая карта Тинькофф Блэк, к ней был привязан кредит, я его пока не могу платить. Есть просрочка. Вчера обнаружил, что карта заблокирована, т. е. я не могу ей пользоваться, что-то купить. Все деньги, что мне туда переводят, сразу идут на погашение кредита. Банк не дает их никуда перевести. Законно ли это?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Андрей. Все условия использования кредита и карты Блэк должны быть прописаны в договоре. Если вы просрочили оплату по кредиту, вероятно, банк вправе заблокировать счет, с которого он оплачивается. Если это прописано у вас в договоре. Советуем обратиться в банк и проверить условия.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 119892
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Андрей. Все условия использования кредита и карты Блэк должны быть прописаны в договоре. Если вы просрочили оплату по кредиту, вероятно, банк вправе заблокировать счет, с которого он оплачивается. Если это прописано у вас в договоре. Советуем обратиться в банк и проверить условия.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 119901
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 119894
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5724
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 119895
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5724
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5946
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 119896
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5946
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11362
                                            [1] => 11325
                                            [2] => 11317
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 119898
                                            [1] => 119899
                                            [2] => 119900
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11362
                                            [1] => 11325
                                            [2] => 11317
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, у меня есть дебетовая карта Тинькофф Блэк, к ней был привязан кредит, я его пока не могу платить. Есть просрочка. Вчера обнаружил, что карта заблокирована, т. е. я не могу ей пользоваться, что-то купить. Все деньги, что мне туда переводят, сразу идут на погашение кредита. Банк не дает их никуда перевести. Законно ли это?

                                    [PROPERTY_VALUE_ID] => 119891
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, у меня есть дебетовая карта Тинькофф Блэк, к ней был привязан кредит, я его пока не могу платить. Есть просрочка. Вчера обнаружил, что карта заблокирована, т. е. я не могу ей пользоваться, что-то купить. Все деньги, что мне туда переводят, сразу идут на погашение кредита. Банк не дает их никуда перевести. Законно ли это?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, у меня есть дебетовая карта Тинькофф Блэк, к ней был привязан кредит, я его пока не могу платить. Есть просрочка. Вчера обнаружил, что карта заблокирована, т. е. я не могу ей пользоваться, что-то купить. Все деньги, что мне туда переводят, сразу идут на погашение кредита. Банк не дает их никуда перевести. Законно ли это?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 22.03.2024
                                    [PROPERTY_VALUE_ID] => 119889
                                    [DESCRIPTION] => 
                                    [~VALUE] => 22.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 22.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Андрей
                                    [PROPERTY_VALUE_ID] => 119890
                                    [DESCRIPTION] => 
                                    [~VALUE] => Андрей
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Андрей
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «К карте Блэк в Тинькофф был привязан кредит, почему заблокировали карту?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #К карте Блэк в Тинькофф был привязан кредит, почему заблокировали карту?
                            [ELEMENT_META_TITLE] => К карте Блэк в Тинькофф был привязан кредит, почему заблокировали карту?
                            [ELEMENT_META_DESCRIPTION] => К карте Блэк в Тинькофф был привязан кредит, почему заблокировали карту? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => К карте Блэк в Тинькофф был привязан кредит, почему заблокировали карту?
                            [SECTION_PAGE_TITLE] => #К карте Блэк в Тинькофф был привязан кредит, почему заблокировали карту? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 33
                            [NAME] => Абрамян Гарегин Гагикович
                            [CODE] => abramyan-garegin-gagikovich
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 136
                            [PREVIEW_PICTURE] => 1078
                            [SORT] => 200
                        )

                )

            [5] => Array
                (
                    [ID] => 11526
                    [~ID] => 11526
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Кому Тинькофф передает долги?
                    [~NAME] => Кому Тинькофф передает долги?
                    [ACTIVE_FROM_X] => 2024-03-22 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-22 00:00:00
                    [ACTIVE_FROM] => 22.03.2024
                    [~ACTIVE_FROM] => 22.03.2024
                    [TIMESTAMP_X] => 22.03.2024 15:58:24
                    [~TIMESTAMP_X] => 22.03.2024 15:58:24
                    [DETAIL_PAGE_URL] => /consultation/question-11526/
                    [~DETAIL_PAGE_URL] => /consultation/question-11526/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11526
                    [~CODE] => 11526
                    [EXTERNAL_ID] => 11526
                    [~EXTERNAL_ID] => 11526
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 22.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 37
                                    [PROPERTY_VALUE_ID] => 119902
                                    [DESCRIPTION] => 
                                    [~VALUE] => 37
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 22.03.2024
                                    [PROPERTY_VALUE_ID] => 119903
                                    [DESCRIPTION] => 
                                    [~VALUE] => 22.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Анатолий Я.
                                    [PROPERTY_VALUE_ID] => 119904
                                    [DESCRIPTION] => 
                                    [~VALUE] => Анатолий Я.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Добрый день, у меня кредит в Тинькофф, 5 месяцев просрочки. Тут получил письмо от какой-то конторы, она требует вернуть деньги по кредиту. Какой-то Феникс. Это коллекторы от Тинькофф?

                                    [PROPERTY_VALUE_ID] => 119905
                                    [DESCRIPTION] => 
                                    [~VALUE] => Добрый день, у меня кредит в Тинькофф, 5 месяцев просрочки. Тут получил письмо от какой-то конторы, она требует вернуть деньги по кредиту. Какой-то Феникс. Это коллекторы от Тинькофф?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Анатолий. Узнать, кто прислал вам уведомление, можно по телефону, который должен быть указан в письме. Банк «Тинькофф» сотрудничает с коллекторским агентством «Феникс». Вы можете в этом удостовериться, зайдя на сайт агентства. Чтобы решить проблему с долгами, рекомендуем проконсультироваться с юристом, у вас есть право списать задолженность через банкротство. Важно узнать вашу ситуацию подробнее и разработать стратегию. Обращайтесь, у нас бесплатная консультация.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 119906
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Анатолий. Узнать, кто прислал вам уведомление, можно по телефону, который должен быть указан в письме. Банк «Тинькофф» сотрудничает с коллекторским агентством «Феникс». Вы можете в этом удостовериться, зайдя на сайт агентства. Чтобы решить проблему с долгами, рекомендуем проконсультироваться с юристом, у вас есть право списать задолженность через банкротство. Важно узнать вашу ситуацию подробнее и разработать стратегию. Обращайтесь, у нас бесплатная консультация.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 119915
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 119908
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5724
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 119909
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5724
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5946
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 119910
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5946
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11362
                                            [1] => 11325
                                            [2] => 11317
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 119912
                                            [1] => 119913
                                            [2] => 119914
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11362
                                            [1] => 11325
                                            [2] => 11317
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Добрый день, у меня кредит в Тинькофф, 5 месяцев просрочки. Тут получил письмо от какой-то конторы, она требует вернуть деньги по кредиту. Какой-то Феникс. Это коллекторы от Тинькофф?

                                    [PROPERTY_VALUE_ID] => 119905
                                    [DESCRIPTION] => 
                                    [~VALUE] => Добрый день, у меня кредит в Тинькофф, 5 месяцев просрочки. Тут получил письмо от какой-то конторы, она требует вернуть деньги по кредиту. Какой-то Феникс. Это коллекторы от Тинькофф?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Добрый день, у меня кредит в Тинькофф, 5 месяцев просрочки. Тут получил письмо от какой-то конторы, она требует вернуть деньги по кредиту. Какой-то Феникс. Это коллекторы от Тинькофф?

                                )

                            [QUESTION_DATE] => Array
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                                    [NAME] => Дата вопроса
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                                    [CODE] => QUESTION_DATE
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                                    [COL_COUNT] => 30
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
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                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 22.03.2024
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                                    [DESCRIPTION] => 
                                    [~VALUE] => 22.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 22.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Анатолий Я.
                                    [PROPERTY_VALUE_ID] => 119904
                                    [DESCRIPTION] => 
                                    [~VALUE] => Анатолий Я.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Анатолий Я.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Кому Тинькофф передает долги?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Кому Тинькофф передает долги?
                            [ELEMENT_META_TITLE] => Кому Тинькофф передает долги?
                            [ELEMENT_META_DESCRIPTION] => Кому Тинькофф передает долги? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Кому Тинькофф передает долги?
                            [SECTION_PAGE_TITLE] => #Кому Тинькофф передает долги? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 37
                            [NAME] => Болдырев Иван Иванович
                            [CODE] => boldyrev-ivan-ivanovich
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 180
                            [PREVIEW_PICTURE] => 980
                            [SORT] => 1000
                        )

                )

            [6] => Array
                (
                    [ID] => 11312
                    [~ID] => 11312
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Остаток ссудной задолженности по кредиту — что это?
                    [~NAME] => Остаток ссудной задолженности по кредиту — что это?
                    [ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [ACTIVE_FROM] => 20.03.2024
                    [~ACTIVE_FROM] => 20.03.2024
                    [TIMESTAMP_X] => 20.03.2024 15:41:09
                    [~TIMESTAMP_X] => 20.03.2024 15:41:09
                    [DETAIL_PAGE_URL] => /consultation/question-11312/
                    [~DETAIL_PAGE_URL] => /consultation/question-11312/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11312
                    [~CODE] => 11312
                    [EXTERNAL_ID] => 11312
                    [~EXTERNAL_ID] => 11312
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 20.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 6573
                                    [PROPERTY_VALUE_ID] => 117085
                                    [DESCRIPTION] => 
                                    [~VALUE] => 6573
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117086
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Инга
                                    [PROPERTY_VALUE_ID] => 117087
                                    [DESCRIPTION] => 
                                    [~VALUE] => Инга
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, я мама троих детей. Их отец сейчас не помогает вообще, мы в разводе, он должен выплачивать алименты, но даже этого не делает. Хотя доход хороший, но долг копится, в суд сейчас подать не могу — это еще дополнительные расходы, а с деньгами и так проблемы. Оформила себе кредитку, чтобы хоть как-то разобраться с проблемами. Стараюсь все вовремя закрывать, чтобы не начислялись проценты, но не всегда получается. Недавно пришло СМС от банка, что у меня остаток ссудной задолженности. Это что такое?

                                    [PROPERTY_VALUE_ID] => 117088
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, я мама троих детей. Их отец сейчас не помогает вообще, мы в разводе, он должен выплачивать алименты, но даже этого не делает. Хотя доход хороший, но долг копится, в суд сейчас подать не могу — это еще дополнительные расходы, а с деньгами и так проблемы. Оформила себе кредитку, чтобы хоть как-то разобраться с проблемами. Стараюсь все вовремя закрывать, чтобы не начислялись проценты, но не всегда получается. Недавно пришло СМС от банка, что у меня остаток ссудной задолженности. Это что такое?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Инга, остаток ссудной задолженности — это текущая сумма задолженности перед кредитором или банком. В ней учитываются начисленные проценты за пользование кредитом, но не учитываются уже уплаченные проценты. Этот показатель позволяет оценить текущую финансовую нагрузку заемщика и его способность своевременно погашать кредит. Если вы столкнулись с проблемами по выплатам не бойтесь обращаться с этим вопросом к специалистам. Юристы КредитаНет проведут бесплатную консультацию, на которой подробно расскажут, как списать долг.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 117089
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Инга, остаток ссудной задолженности — это текущая сумма задолженности перед кредитором или банком. В ней учитываются начисленные проценты за пользование кредитом, но не учитываются уже уплаченные проценты. Этот показатель позволяет оценить текущую финансовую нагрузку заемщика и его способность своевременно погашать кредит. Если вы столкнулись с проблемами по выплатам не бойтесь обращаться с этим вопросом к специалистам. Юристы КредитаНет проведут бесплатную консультацию, на которой подробно расскажут, как списать долг.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 117098
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 117091
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5729
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117092
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5729
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5917
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117093
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5917
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11311
                                            [1] => 11307
                                            [2] => 11199
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117095
                                            [1] => 117096
                                            [2] => 117097
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11311
                                            [1] => 11307
                                            [2] => 11199
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, я мама троих детей. Их отец сейчас не помогает вообще, мы в разводе, он должен выплачивать алименты, но даже этого не делает. Хотя доход хороший, но долг копится, в суд сейчас подать не могу — это еще дополнительные расходы, а с деньгами и так проблемы. Оформила себе кредитку, чтобы хоть как-то разобраться с проблемами. Стараюсь все вовремя закрывать, чтобы не начислялись проценты, но не всегда получается. Недавно пришло СМС от банка, что у меня остаток ссудной задолженности. Это что такое?

                                    [PROPERTY_VALUE_ID] => 117088
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, я мама троих детей. Их отец сейчас не помогает вообще, мы в разводе, он должен выплачивать алименты, но даже этого не делает. Хотя доход хороший, но долг копится, в суд сейчас подать не могу — это еще дополнительные расходы, а с деньгами и так проблемы. Оформила себе кредитку, чтобы хоть как-то разобраться с проблемами. Стараюсь все вовремя закрывать, чтобы не начислялись проценты, но не всегда получается. Недавно пришло СМС от банка, что у меня остаток ссудной задолженности. Это что такое?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, я мама троих детей. Их отец сейчас не помогает вообще, мы в разводе, он должен выплачивать алименты, но даже этого не делает. Хотя доход хороший, но долг копится, в суд сейчас подать не могу — это еще дополнительные расходы, а с деньгами и так проблемы. Оформила себе кредитку, чтобы хоть как-то разобраться с проблемами. Стараюсь все вовремя закрывать, чтобы не начислялись проценты, но не всегда получается. Недавно пришло СМС от банка, что у меня остаток ссудной задолженности. Это что такое?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117086
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 20.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Инга
                                    [PROPERTY_VALUE_ID] => 117087
                                    [DESCRIPTION] => 
                                    [~VALUE] => Инга
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Инга
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Остаток ссудной задолженности по кредиту — что это?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Остаток ссудной задолженности по кредиту — что это?
                            [ELEMENT_META_TITLE] => Остаток ссудной задолженности по кредиту — что это?
                            [ELEMENT_META_DESCRIPTION] => Остаток ссудной задолженности по кредиту — что это? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Остаток ссудной задолженности по кредиту — что это?
                            [SECTION_PAGE_TITLE] => #Остаток ссудной задолженности по кредиту — что это? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 6573
                            [NAME] => Карапетян Артем Арменович
                            [CODE] => karapetyan-artem-armenovich
                            [PROPERTY_POSITION_VALUE] => Ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 71685
                            [PREVIEW_PICTURE] => 5907
                            [SORT] => 1000
                        )

                )

            [7] => Array
                (
                    [ID] => 11313
                    [~ID] => 11313
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Как списать ссуду?
                    [~NAME] => Как списать ссуду?
                    [ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-20 00:00:00
                    [ACTIVE_FROM] => 20.03.2024
                    [~ACTIVE_FROM] => 20.03.2024
                    [TIMESTAMP_X] => 20.03.2024 15:42:10
                    [~TIMESTAMP_X] => 20.03.2024 15:42:10
                    [DETAIL_PAGE_URL] => /consultation/question-11313/
                    [~DETAIL_PAGE_URL] => /consultation/question-11313/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 11313
                    [~CODE] => 11313
                    [EXTERNAL_ID] => 11313
                    [~EXTERNAL_ID] => 11313
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 20.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 37
                                    [PROPERTY_VALUE_ID] => 117101
                                    [DESCRIPTION] => 
                                    [~VALUE] => 37
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 20.03.2024
                                    [PROPERTY_VALUE_ID] => 117102
                                    [DESCRIPTION] => 
                                    [~VALUE] => 20.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Борис
                                    [PROPERTY_VALUE_ID] => 117103
                                    [DESCRIPTION] => 
                                    [~VALUE] => Борис
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, подскажите, пожалуйста, что нам делать. Попали с компаньоном в происшествие. Брали ссуду в микрозаймах, компаньон меня заверил, что все законно безопасно и главное — легко выплатим. Но на деле все вышло боком, и мне даже больше, чем товарищу. Он читал договор как более компетентный, а подписывали мы вместе. По итогу выплачивать надо сумму раз в 6 больше, чем брали. Оказалось, что там огромные проценты, но компаньон решил, что нам по какой-то волшебной причине они не начислятся. Посоветуйте, что с этим делать? Выплачивать — это разориться.

                                    [PROPERTY_VALUE_ID] => 117104
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, подскажите, пожалуйста, что нам делать. Попали с компаньоном в происшествие. Брали ссуду в микрозаймах, компаньон меня заверил, что все законно безопасно и главное — легко выплатим. Но на деле все вышло боком, и мне даже больше, чем товарищу. Он читал договор как более компетентный, а подписывали мы вместе. По итогу выплачивать надо сумму раз в 6 больше, чем брали. Оказалось, что там огромные проценты, но компаньон решил, что нам по какой-то волшебной причине они не начислятся. Посоветуйте, что с этим делать? Выплачивать — это разориться.

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, в этой ситуации поможет только процедура банкротства. Необходимо подать заявление в суд, в процессе вам могут потребоваться пояснения, документы или участие в судебных заседаниях и встречах с кредиторами. В итоге суд может принять решение о полном списании долга, частичном списании или других мерах по сглаживанию финансовой нагрузки. Процесс банкротства и списания ссуды может быть запутанным и требует профессионального руководства и поддержки. Поэтому мы предлагаем прийти на бесплатную консультацию к юристам КредитаНет, которые расскажут о процедуре подробнее.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 117105
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, в этой ситуации поможет только процедура банкротства. Необходимо подать заявление в суд, в процессе вам могут потребоваться пояснения, документы или участие в судебных заседаниях и встречах с кредиторами. В итоге суд может принять решение о полном списании долга, частичном списании или других мерах по сглаживанию финансовой нагрузки. Процесс банкротства и списания ссуды может быть запутанным и требует профессионального руководства и поддержки. Поэтому мы предлагаем прийти на бесплатную консультацию к юристам КредитаНет, которые расскажут о процедуре подробнее.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 117114
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 0
                                    [PROPERTY_VALUE_ID] => 117107
                                    [DESCRIPTION] => 
                                    [~VALUE] => 0
                                    [~DESCRIPTION] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5753
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117108
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5753
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117109
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 5918
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                        )

                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 11311
                                            [1] => 11307
                                            [2] => 11199
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 117111
                                            [1] => 117112
                                            [2] => 117113
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 11311
                                            [1] => 11307
                                            [2] => 11199
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
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                                            [TEXT] => Здравствуйте, да, но насколько вы улучшите кредитную историю, зависит от ситуации. Например, если у вас нулевая история, то кредитка может зарекомендовать вас банку как хорошего плательщика. Только необходимо не допускать просрочек, погашать долг полностью в конце льготного период, чтобы не заработать большие проценты, и не превышать установленный кредитный лимит. Подробнее ответить на ваш вопрос смогут юристы КредитаНет на бесплатной консультации. Запись доступна на сайте, так вы сможете рассказать подробности и нюансы проблемы.
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                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10948
                                            [1] => 10524
                                            [2] => 7373
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 116340
                                            [1] => 116342
                                            [2] => 116343
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10948
                                            [1] => 10524
                                            [2] => 7373
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, я хочу оформить кредитку сейчас, потому что мне не дают кредит в банке, уже обращался в три разных. Очень нужны деньги на новую машину. Я занимаюсь джип-турами по Кавказу, только вложился в один совместный проект, как сломалась машина. Сейчас все сбережения потратил, и надо работать, другие люди тоже от меня зависят, поэтому сейчас только кредит поможет. Мне посоветовали открыть кредитку, чтобы рейтинг повысить среди банков, это действительно так?

                                    [PROPERTY_VALUE_ID] => 116338
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, я хочу оформить кредитку сейчас, потому что мне не дают кредит в банке, уже обращался в три разных. Очень нужны деньги на новую машину. Я занимаюсь джип-турами по Кавказу, только вложился в один совместный проект, как сломалась машина. Сейчас все сбережения потратил, и надо работать, другие люди тоже от меня зависят, поэтому сейчас только кредит поможет. Мне посоветовали открыть кредитку, чтобы рейтинг повысить среди банков, это действительно так?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, я хочу оформить кредитку сейчас, потому что мне не дают кредит в банке, уже обращался в три разных. Очень нужны деньги на новую машину. Я занимаюсь джип-турами по Кавказу, только вложился в один совместный проект, как сломалась машина. Сейчас все сбережения потратил, и надо работать, другие люди тоже от меня зависят, поэтому сейчас только кредит поможет. Мне посоветовали открыть кредитку, чтобы рейтинг повысить среди банков, это действительно так?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 19.03.2024
                                    [PROPERTY_VALUE_ID] => 116336
                                    [DESCRIPTION] => 
                                    [~VALUE] => 19.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 19.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Станислав
                                    [PROPERTY_VALUE_ID] => 116337
                                    [DESCRIPTION] => 
                                    [~VALUE] => Станислав
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Станислав
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Как можно улучшить свою кредитную историю с помощью использования кредитной карты?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как можно улучшить свою кредитную историю с помощью использования кредитной карты?
                            [ELEMENT_META_TITLE] => Как можно улучшить свою кредитную историю с помощью использования кредитной карты?
                            [ELEMENT_META_DESCRIPTION] => Как можно улучшить свою кредитную историю с помощью использования кредитной карты? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Как можно улучшить свою кредитную историю с помощью использования кредитной карты?
                            [SECTION_PAGE_TITLE] => #Как можно улучшить свою кредитную историю с помощью использования кредитной карты? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 43
                                    [NAME] => Пенсионеры
                                    [CODE] => pensionery
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/pensionery/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 1073
                            [NAME] => Киселев Владислав Вячеславович
                            [CODE] => kiselev-vladislav
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 6066
                            [PREVIEW_PICTURE] => 1323
                            [SORT] => 1000
                        )

                )

            [9] => Array
                (
                    [ID] => 10923
                    [~ID] => 10923
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Зависит ли минимальный платеж по кредитной карте от суммы долга?
                    [~NAME] => Зависит ли минимальный платеж по кредитной карте от суммы долга?
                    [ACTIVE_FROM_X] => 2024-03-14 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-14 00:00:00
                    [ACTIVE_FROM] => 14.03.2024
                    [~ACTIVE_FROM] => 14.03.2024
                    [TIMESTAMP_X] => 14.03.2024 09:51:57
                    [~TIMESTAMP_X] => 14.03.2024 09:51:57
                    [DETAIL_PAGE_URL] => /consultation/question-10923/
                    [~DETAIL_PAGE_URL] => /consultation/question-10923/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 10923
                    [~CODE] => 10923
                    [EXTERNAL_ID] => 10923
                    [~EXTERNAL_ID] => 10923
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 14.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 32
                                    [PROPERTY_VALUE_ID] => 111599
                                    [DESCRIPTION] => 
                                    [~VALUE] => 32
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 14.03.2024
                                    [PROPERTY_VALUE_ID] => 111600
                                    [DESCRIPTION] => 
                                    [~VALUE] => 14.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Илья
                                    [PROPERTY_VALUE_ID] => 111601
                                    [DESCRIPTION] => 
                                    [~VALUE] => Илья
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, я взял кредитную карту, чтобы оплатить услугу стоматолога. Мне сообщили, что нужно оплатить минимальный платеж до определенного числа. Я ей больше не пользовался и планирую с зарплаты оплачивать, но мне не сказали, какая сумма будет минимальной, поэтому сейчас в растерянности. Подскажите, зависит ли минимальный платеж по кредитной карте от суммы, которую я брал в долг?

                                    [PROPERTY_VALUE_ID] => 111602
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, я взял кредитную карту, чтобы оплатить услугу стоматолога. Мне сообщили, что нужно оплатить минимальный платеж до определенного числа. Я ей больше не пользовался и планирую с зарплаты оплачивать, но мне не сказали, какая сумма будет минимальной, поэтому сейчас в растерянности. Подскажите, зависит ли минимальный платеж по кредитной карте от суммы, которую я брал в долг?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Илья. Вы правы, минимальный взнос по карте зависит от размера долга. У банка нет возможности рассчитать размер выплат по кредитной карте, пока неизвестна сумма долга. Как только вы оплачиваете услугу, в приложении будет указан размер минимального платежа от суммы, которую вы взяли в долг у банка.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 111603
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Илья. Вы правы, минимальный взнос по карте зависит от размера долга. У банка нет возможности рассчитать размер выплат по кредитной карте, пока неизвестна сумма долга. Как только вы оплачиваете услугу, в приложении будет указан размер минимального платежа от суммы, которую вы взяли в долг у банка.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 111605
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10916 
                                            [1] => 10901
                                            [2] => 10427
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 111604
                                            [1] => 111606
                                            [2] => 111607
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10916 
                                            [1] => 10901
                                            [2] => 10427
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
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                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Зависит ли минимальный платеж по кредитной карте от суммы долга?
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                                    [VALUE] => Здравствуйте. Я планирую оформить кредитную карту от банка Тинькофф. Мне рассчитали сумму в сто тысяч рублей. Но пока не сообщили, какие проценты будут начисляться, поэтому думаю. Также не понимаю срок действия карты и как долго смогу пользоваться ею. Будет ли ограничение по времени использования?

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                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10916
                                            [1] => 10427
                                            [2] => 5586
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 111613
                                            [1] => 111615
                                            [2] => 111616
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10916
                                            [1] => 10427
                                            [2] => 5586
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте. Я планирую оформить кредитную карту от банка Тинькофф. Мне рассчитали сумму в сто тысяч рублей. Но пока не сообщили, какие проценты будут начисляться, поэтому думаю. Также не понимаю срок действия карты и как долго смогу пользоваться ею. Будет ли ограничение по времени использования?

                                    [PROPERTY_VALUE_ID] => 111611
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте. Я планирую оформить кредитную карту от банка Тинькофф. Мне рассчитали сумму в сто тысяч рублей. Но пока не сообщили, какие проценты будут начисляться, поэтому думаю. Также не понимаю срок действия карты и как долго смогу пользоваться ею. Будет ли ограничение по времени использования?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте. Я планирую оформить кредитную карту от банка Тинькофф. Мне рассчитали сумму в сто тысяч рублей. Но пока не сообщили, какие проценты будут начисляться, поэтому думаю. Также не понимаю срок действия карты и как долго смогу пользоваться ею. Будет ли ограничение по времени использования?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 14.03.2024
                                    [PROPERTY_VALUE_ID] => 111609
                                    [DESCRIPTION] => 
                                    [~VALUE] => 14.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 14.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Мария
                                    [PROPERTY_VALUE_ID] => 111610
                                    [DESCRIPTION] => 
                                    [~VALUE] => Мария
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Мария
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Как долго можно пользоваться кредитной картой?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как долго можно пользоваться кредитной картой?
                            [ELEMENT_META_TITLE] => Как долго можно пользоваться кредитной картой?
                            [ELEMENT_META_DESCRIPTION] => Как долго можно пользоваться кредитной картой? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Как долго можно пользоваться кредитной картой?
                            [SECTION_PAGE_TITLE] => #Как долго можно пользоваться кредитной картой? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 65
                                    [NAME] => Договор
                                    [CODE] => dogovor
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dogovor/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 1073
                            [NAME] => Киселев Владислав Вячеславович
                            [CODE] => kiselev-vladislav
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 6066
                            [PREVIEW_PICTURE] => 1323
                            [SORT] => 1000
                        )

                )

            [11] => Array
                (
                    [ID] => 10904
                    [~ID] => 10904
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Можно ли закрыть кредитку ВТБ, пока не прошел срок годности?
                    [~NAME] => Можно ли закрыть кредитку ВТБ, пока не прошел срок годности?
                    [ACTIVE_FROM_X] => 2024-03-13 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-13 00:00:00
                    [ACTIVE_FROM] => 13.03.2024
                    [~ACTIVE_FROM] => 13.03.2024
                    [TIMESTAMP_X] => 13.03.2024 23:13:56
                    [~TIMESTAMP_X] => 13.03.2024 23:13:56
                    [DETAIL_PAGE_URL] => /consultation/question-10904/
                    [~DETAIL_PAGE_URL] => /consultation/question-10904/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 10904
                    [~CODE] => 10904
                    [EXTERNAL_ID] => 10904
                    [~EXTERNAL_ID] => 10904
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 13.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5372
                                    [PROPERTY_VALUE_ID] => 111379
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5372
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 13.03.2024
                                    [PROPERTY_VALUE_ID] => 111380
                                    [DESCRIPTION] => 
                                    [~VALUE] => 13.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Мария Распутина
                                    [PROPERTY_VALUE_ID] => 111381
                                    [DESCRIPTION] => 
                                    [~VALUE] => Мария Распутина
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Мария Распутина, обращаюсь вот с каким вопросом. Можно ли закрыть кредитку ВТБ? У них программа лояльности или что-то в этом роде, и нам с сестрой оформили карты в качестве бонуса. Я никогда не пользовалась, поэтому забрала у менеджера ее, но так и оставила пылиться. Вот теперь думаю, что это не очень безопасно, вдруг там условия поменяются. Можно ее закрыть или надо ждать, пока срок пройдет?

                                    [PROPERTY_VALUE_ID] => 111382
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Мария Распутина, обращаюсь вот с каким вопросом. Можно ли закрыть кредитку ВТБ? У них программа лояльности или что-то в этом роде, и нам с сестрой оформили карты в качестве бонуса. Я никогда не пользовалась, поэтому забрала у менеджера ее, но так и оставила пылиться. Вот теперь думаю, что это не очень безопасно, вдруг там условия поменяются. Можно ее закрыть или надо ждать, пока срок пройдет?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Мария, да, конечно, вы можете закрыть карту, если ею не пользуетесь. Заблокировать кредитку можно несколькими способами: в офисе банка, через личный кабинет или в приложении. Для полного закрытия счета необходимо будет посетить офис банка. Из документов обязательно возьмите паспорт, но банк может попросить вас о других данных. И помните, что при закрытии карты счет продолжает функционировать. Поэтому в заявлении уточните, что хотите закрыть не только карту, но и счет. В случае, если у вас возникнут проблемы с закрытием карты или выплатами, можете обратиться к юристам КредитаНет за бесплатной консультацией.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 111383
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Мария, да, конечно, вы можете закрыть карту, если ею не пользуетесь. Заблокировать кредитку можно несколькими способами: в офисе банка, через личный кабинет или в приложении. Для полного закрытия счета необходимо будет посетить офис банка. Из документов обязательно возьмите паспорт, но банк может попросить вас о других данных. И помните, что при закрытии карты счет продолжает функционировать. Поэтому в заявлении уточните, что хотите закрыть не только карту, но и счет. В случае, если у вас возникнут проблемы с закрытием карты или выплатами, можете обратиться к юристам КредитаНет за бесплатной консультацией.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 111385
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10901 
                                            [1] => 9548
                                            [2] => 10524
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 111384
                                            [1] => 111387
                                            [2] => 111388
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10901 
                                            [1] => 9548
                                            [2] => 10524
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
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                                    [VALUE] => Здравствуйте, меня зовут Игорь. Оформлял через приложение ВТБ кредитную карту, очень была нужна на тот момент. Решил, что ничего страшного не случится, пусть будет, на запас, а то вдруг форс-мажор, а денег нет. Оставил ее, приложение никаких уведомлений не присылало, а потом обнаружилось,, что у меня задолженность за обслуживание. Хорошо что заметил, пока она была небольшая, но в целом ситуация неприятная, поэтому решил закрыть карту вообще. А как теперь это сделать?

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                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10901
                                            [1] => 10426
                                            [2] => 5586
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 111394
                                            [1] => 111396
                                            [2] => 111397
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10901
                                            [1] => 10426
                                            [2] => 5586
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Игорь. Оформлял через приложение ВТБ кредитную карту, очень была нужна на тот момент. Решил, что ничего страшного не случится, пусть будет, на запас, а то вдруг форс-мажор, а денег нет. Оставил ее, приложение никаких уведомлений не присылало, а потом обнаружилось,, что у меня задолженность за обслуживание. Хорошо что заметил, пока она была небольшая, но в целом ситуация неприятная, поэтому решил закрыть карту вообще. А как теперь это сделать?

                                    [PROPERTY_VALUE_ID] => 111392
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Игорь. Оформлял через приложение ВТБ кредитную карту, очень была нужна на тот момент. Решил, что ничего страшного не случится, пусть будет, на запас, а то вдруг форс-мажор, а денег нет. Оставил ее, приложение никаких уведомлений не присылало, а потом обнаружилось,, что у меня задолженность за обслуживание. Хорошо что заметил, пока она была небольшая, но в целом ситуация неприятная, поэтому решил закрыть карту вообще. А как теперь это сделать?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, меня зовут Игорь. Оформлял через приложение ВТБ кредитную карту, очень была нужна на тот момент. Решил, что ничего страшного не случится, пусть будет, на запас, а то вдруг форс-мажор, а денег нет. Оставил ее, приложение никаких уведомлений не присылало, а потом обнаружилось,, что у меня задолженность за обслуживание. Хорошо что заметил, пока она была небольшая, но в целом ситуация неприятная, поэтому решил закрыть карту вообще. А как теперь это сделать?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 13.03.2024
                                    [PROPERTY_VALUE_ID] => 111390
                                    [DESCRIPTION] => 
                                    [~VALUE] => 13.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 13.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Игорь В.
                                    [PROPERTY_VALUE_ID] => 111391
                                    [DESCRIPTION] => 
                                    [~VALUE] => Игорь В.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Игорь В.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Как закрыть цифровую кредитку от ВТБ банка?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как закрыть цифровую кредитку от ВТБ банка?
                            [ELEMENT_META_TITLE] => Как закрыть цифровую кредитку от ВТБ банка?
                            [ELEMENT_META_DESCRIPTION] => Как закрыть цифровую кредитку от ВТБ банка? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Как закрыть цифровую кредитку от ВТБ банка?
                            [SECTION_PAGE_TITLE] => #Как закрыть цифровую кредитку от ВТБ банка? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 29
                                    [NAME] => Кредит
                                    [CODE] => kredit
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kredit/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 510
                            [NAME] => Кутушова Елена Андреевна
                            [CODE] => kutushova-elena-andreevna
                            [PROPERTY_POSITION_VALUE] => руководитель судебного делопроизводства
                            [PROPERTY_POSITION_VALUE_ID] => 3919
                            [PREVIEW_PICTURE] => 995
                            [SORT] => 1000
                        )

                )

            [13] => Array
                (
                    [ID] => 10725
                    [~ID] => 10725
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 26
                    [~IBLOCK_SECTION_ID] => 26
                    [NAME] => Можно ли подать в суд на банк из-за кредитной карты?
                    [~NAME] => Можно ли подать в суд на банк из-за кредитной карты?
                    [ACTIVE_FROM_X] => 2024-03-11 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-11 00:00:00
                    [ACTIVE_FROM] => 11.03.2024
                    [~ACTIVE_FROM] => 11.03.2024
                    [TIMESTAMP_X] => 11.03.2024 14:44:17
                    [~TIMESTAMP_X] => 11.03.2024 14:44:17
                    [DETAIL_PAGE_URL] => /consultation/question-10725/
                    [~DETAIL_PAGE_URL] => /consultation/question-10725/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 10725
                    [~CODE] => 10725
                    [EXTERNAL_ID] => 10725
                    [~EXTERNAL_ID] => 10725
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 11.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 6573
                                    [PROPERTY_VALUE_ID] => 108952
                                    [DESCRIPTION] => 
                                    [~VALUE] => 6573
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 11.03.2024
                                    [PROPERTY_VALUE_ID] => 108953
                                    [DESCRIPTION] => 
                                    [~VALUE] => 11.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Елизавета О. 
                                    [PROPERTY_VALUE_ID] => 108954
                                    [DESCRIPTION] => 
                                    [~VALUE] => Елизавета О. 
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Елизавета, подскажите, пожалуйста, на банки подают в суд? Рассказываю ситуацию: я оформляла кредитную карту, внимательно прочитала договор, все проверила. Копия договора у меня дома лежит, так что условия перепроверила. У меня указано, что обслуживание карты бесплатное, но спустя полгода оказалось, что начислили неплохую сумму по обслуживанию и еще пени на нее. 

                                    [PROPERTY_VALUE_ID] => 108955
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Елизавета, подскажите, пожалуйста, на банки подают в суд? Рассказываю ситуацию: я оформляла кредитную карту, внимательно прочитала договор, все проверила. Копия договора у меня дома лежит, так что условия перепроверила. У меня указано, что обслуживание карты бесплатное, но спустя полгода оказалось, что начислили неплохую сумму по обслуживанию и еще пени на нее. 

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Елизавета, да, можно подать в суд на банк за нарушение условий договора по кредитной карте. Однако для этого необходимо иметь веские доказательства нарушения со стороны банка, такие как неправомерное списание средств, увеличение процентной ставки без уведомления, мошенничество со стороны банка и т.д. Перед подачей иска рекомендуется обратиться к юристу, чтобы вам помогли составить исковое заявление и доказательства. На сайте КредитаНет доступны бесплатные консультации со специалистами, к которым можно записаться в любое удобное время.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 108956
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте, Елизавета, да, можно подать в суд на банк за нарушение условий договора по кредитной карте. Однако для этого необходимо иметь веские доказательства нарушения со стороны банка, такие как неправомерное списание средств, увеличение процентной ставки без уведомления, мошенничество со стороны банка и т.д. Перед подачей иска рекомендуется обратиться к юристу, чтобы вам помогли составить исковое заявление и доказательства. На сайте КредитаНет доступны бесплатные консультации со специалистами, к которым можно записаться в любое удобное время.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 4
                                    [PROPERTY_VALUE_ID] => 108958
                                    [DESCRIPTION] => 
                                    [~VALUE] => 4
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10585
                                            [1] => 7936
                                            [2] => 10524
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 108957
                                            [1] => 108959
                                            [2] => 108960
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10585
                                            [1] => 7936
                                            [2] => 10524
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
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                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10524
                                            [1] => 5929
                                            [2] => 9590
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 106729
                                            [1] => 106730
                                            [2] => 106732
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10524
                                            [1] => 5929
                                            [2] => 9590
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, я недавно оформлял карту в «Тинькофф», и мне принесли в конверте кредитку. Сначала я даже не понял, что это. Потом подумал, что раз принесли, значит, обязательно. Типичная ситуация, оказывается. Они не предлагают оформить, а сразу отдают, и неизвестно, какие там условия использования. И вот теперь вопрос: можно ли вернуть кредитную карту обратно в банк если не пользовался?
                                    [PROPERTY_VALUE_ID] => 106727
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, я недавно оформлял карту в «Тинькофф», и мне принесли в конверте кредитку. Сначала я даже не понял, что это. Потом подумал, что раз принесли, значит, обязательно. Типичная ситуация, оказывается. Они не предлагают оформить, а сразу отдают, и неизвестно, какие там условия использования. И вот теперь вопрос: можно ли вернуть кредитную карту обратно в банк если не пользовался?
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, я недавно оформлял карту в «Тинькофф», и мне принесли в конверте кредитку. Сначала я даже не понял, что это. Потом подумал, что раз принесли, значит, обязательно. Типичная ситуация, оказывается. Они не предлагают оформить, а сразу отдают, и неизвестно, какие там условия использования. И вот теперь вопрос: можно ли вернуть кредитную карту обратно в банк если не пользовался?
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 07.03.2024
                                    [PROPERTY_VALUE_ID] => 106725
                                    [DESCRIPTION] => 
                                    [~VALUE] => 07.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 07.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Ярослав
                                    [PROPERTY_VALUE_ID] => 106726
                                    [DESCRIPTION] => 
                                    [~VALUE] => Ярослав
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Ярослав
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [ELEMENT_META_TITLE] => Можно сдать кредитную карту если я ей не пользуюсь?
                            [ELEMENT_META_DESCRIPTION] => Можно сдать кредитную карту если я ей не пользуюсь? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Можно сдать кредитную карту если я ей не пользуюсь?
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Можно сдать кредитную карту если я ей не пользуюсь?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Можно сдать кредитную карту если я ей не пользуюсь?
                            [SECTION_PAGE_TITLE] => #Можно сдать кредитную карту если я ей не пользуюсь? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 350
                                    [NAME] => Сбер
                                    [CODE] => sber
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/sber/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 6573
                            [NAME] => Карапетян Артем Арменович
                            [CODE] => karapetyan-artem-armenovich
                            [PROPERTY_POSITION_VALUE] => Ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 71685
                            [PREVIEW_PICTURE] => 5907
                            [SORT] => 1000
                        )

                )

            [15] => Array
                (
                    [ID] => 10532
                    [~ID] => 10532
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 118
                    [~IBLOCK_SECTION_ID] => 118
                    [NAME] => Как поменять льготный период карте?
                    [~NAME] => Как поменять льготный период карте?
                    [ACTIVE_FROM_X] => 2024-03-07 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-07 00:00:00
                    [ACTIVE_FROM] => 07.03.2024
                    [~ACTIVE_FROM] => 07.03.2024
                    [TIMESTAMP_X] => 07.03.2024 12:51:44
                    [~TIMESTAMP_X] => 07.03.2024 12:51:44
                    [DETAIL_PAGE_URL] => /consultation/question-10532/
                    [~DETAIL_PAGE_URL] => /consultation/question-10532/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 10532
                    [~CODE] => 10532
                    [EXTERNAL_ID] => 10532
                    [~EXTERNAL_ID] => 10532
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 07.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 2781
                                    [PROPERTY_VALUE_ID] => 106733
                                    [DESCRIPTION] => 
                                    [~VALUE] => 2781
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 07.03.2024
                                    [PROPERTY_VALUE_ID] => 106734
                                    [DESCRIPTION] => 
                                    [~VALUE] => 07.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Марина С.
                                    [PROPERTY_VALUE_ID] => 106735
                                    [DESCRIPTION] => 
                                    [~VALUE] => Марина С.
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Марина, давно пользуюсь кредитами, очень удобно. Люблю покупать дорогие очки или туфли, не всегда с зарплаты есть столько денег сразу. У меня беспроцентный период — это четыре месяца. Обычно я закрываю его быстрее, потому что есть вторая кредитка, но сейчас вот не успела, и начисляются проценты. Подскажите, есть возможность как-то увеличить беспроцентный период?

                                    [PROPERTY_VALUE_ID] => 106736
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Марина, давно пользуюсь кредитами, очень удобно. Люблю покупать дорогие очки или туфли, не всегда с зарплаты есть столько денег сразу. У меня беспроцентный период — это четыре месяца. Обычно я закрываю его быстрее, потому что есть вторая кредитка, но сейчас вот не успела, и начисляются проценты. Подскажите, есть возможность как-то увеличить беспроцентный период?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте Марина, чтобы изменить льготный период по кредитной карте, необходимо обратиться в банк, выпустивший карту. Могут потребоваться документы, подтверждающие вашу финансовую состоятельность и стабильность. Банк рассмотрит заявку и примет решение, изменять условия карты или нет. Долги, которые накапливаются, станет сложнее выплачивать. Пока вы не попали в долговую яму, советую обратиться в сервис бесплатных консультаций от КредитаНет, где сможете обсудить вопрос по кредиткам с опытными специалистами.
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 106737
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => Здравствуйте Марина, чтобы изменить льготный период по кредитной карте, необходимо обратиться в банк, выпустивший карту. Могут потребоваться документы, подтверждающие вашу финансовую состоятельность и стабильность. Банк рассмотрит заявку и примет решение, изменять условия карты или нет. Долги, которые накапливаются, станет сложнее выплачивать. Пока вы не попали в долговую яму, советую обратиться в сервис бесплатных консультаций от КредитаНет, где сможете обсудить вопрос по кредиткам с опытными специалистами.
                                            [TYPE] => HTML
                                        )

                                    [~DESCRIPTION] => 
                                )

                            [LIKES] => Array
                                (
                                    [ID] => 104
                                    [IBLOCK_ID] => 18
                                    [NAME] => Лайки
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Лайки
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 5
                                    [PROPERTY_VALUE_ID] => 106739
                                    [DESCRIPTION] => 
                                    [~VALUE] => 5
                                    [~DESCRIPTION] => 
                                )

                            [DISLIKES] => Array
                                (
                                    [ID] => 105
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дизлайка
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => DISLIKES
                                    [DEFAULT_VALUE] => 0
                                    [PROPERTY_TYPE] => N
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10524
                                            [1] => 5586
                                            [2] => 7936
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 106738
                                            [1] => 106740
                                            [2] => 106741
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10524
                                            [1] => 5586
                                            [2] => 7936
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                            [2] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
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                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как поменять льготный период карте?
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                                    [VALUE] => Здравствуйте, меня зовут Григорий. Я пользовался кредитной картой от Сбера, все вовремя выплачивал, процентов не было. Вопросов к банку тоже нет. Но я потерял карту. Там непогашенный долг, я думал, что внесу платеж в последнюю неделю, но… Оставил рюкзак на скамейке, забыл, через пять минут вернулся — рюкзака нет. Там же была кредитка, что теперь делать?

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                                            [TEXT] => Здравствуйте, Григорий. Если вы потеряли кредитную карту, следует немедленно связаться с банком. Позвоните в Сбер и попросите заблокировать карту. Затем вам следует обратиться в банк для выпуска новой карты и, возможно, перевыпуска старой карты с новым номером и PIN-кодом. Если у вас к этому времени уже будут проценты, вы можете обратиться за консультацией к специалистам от КредитаНет. Консультации бесплатные, а мы поможем вам разобраться в проблеме и быстро ее решить.
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                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Дизлайка
                                    [~DEFAULT_VALUE] => 0
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [ORGANIZATIONS] => Array
                                (
                                    [ID] => 106
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + человек\тип долга
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => ORGANIZATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. 
                                    [~NAME] => Банкротство + человек\тип долга
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [BANKS] => Array
                                (
                                    [ID] => 107
                                    [IBLOCK_ID] => 18
                                    [NAME] => Банкротство + банк
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => BANKS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 17
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк.
                                    [~NAME] => Банкротство + банк
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [PUBLICATIONS] => Array
                                (
                                    [ID] => 114
                                    [IBLOCK_ID] => 18
                                    [NAME] => Публикации по теме_OLD
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => Y
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Публикации по теме_OLD
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [CLIENT_EMAIL] => Array
                                (
                                    [ID] => 116
                                    [IBLOCK_ID] => 18
                                    [NAME] => Почтовый адрес клиента
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CLIENT_EMAIL
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => Y
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Почтовый адрес клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_ALERT] => Array
                                (
                                    [ID] => 117
                                    [IBLOCK_ID] => 18
                                    [NAME] => Отправить уведомление
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => SEND_ALERT
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Отправить уведомление
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [PUBLICATIONS_LIST] => Array
                                (
                                    [ID] => 149
                                    [IBLOCK_ID] => 18
                                    [NAME] => Статьи
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PUBLICATIONS_LIST
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => Y
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 11
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Статьи
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [0] => 10426
                                            [1] => 5586
                                        )

                                    [PROPERTY_VALUE_ID] => Array
                                        (
                                            [0] => 105333
                                            [1] => 105334
                                        )

                                    [DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                        )

                                    [~VALUE] => Array
                                        (
                                            [0] => 10426
                                            [1] => 5586
                                        )

                                    [~DESCRIPTION] => Array
                                        (
                                            [0] => 
                                            [1] => 
                                        )

                                )

                            [FILL_PUBLICATIONS] => Array
                                (
                                    [ID] => 150
                                    [IBLOCK_ID] => 18
                                    [NAME] => Заполнить "Публикации по теме"
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => FILL_PUBLICATIONS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные.
                                    [~NAME] => Заполнить "Публикации по теме"
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [CLIENT_PHONE] => Array
                                (
                                    [ID] => 231
                                    [IBLOCK_ID] => 18
                                    [NAME] => Телефон клиента
                                    [ACTIVE] => Y
                                    [SORT] => 600
                                    [CODE] => CLIENT_PHONE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Телефон клиента
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [SEND_SUCCESS] => Array
                                (
                                    [ID] => 232
                                    [IBLOCK_ID] => 18
                                    [NAME] => Уведомление отправлено
                                    [ACTIVE] => Y
                                    [SORT] => 700
                                    [CODE] => SEND_SUCCESS
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => L
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => C
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Уведомление отправлено
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                    [VALUE_ENUM_ID] => 
                                )

                            [SHORT_ANSWER] => 
                        )

                    [DISPLAY_PROPERTIES] => Array
                        (
                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, меня зовут Григорий. Я пользовался кредитной картой от Сбера, все вовремя выплачивал, процентов не было. Вопросов к банку тоже нет. Но я потерял карту. Там непогашенный долг, я думал, что внесу платеж в последнюю неделю, но… Оставил рюкзак на скамейке, забыл, через пять минут вернулся — рюкзака нет. Там же была кредитка, что теперь делать?

                                    [PROPERTY_VALUE_ID] => 105331
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, меня зовут Григорий. Я пользовался кредитной картой от Сбера, все вовремя выплачивал, процентов не было. Вопросов к банку тоже нет. Но я потерял карту. Там непогашенный долг, я думал, что внесу платеж в последнюю неделю, но… Оставил рюкзак на скамейке, забыл, через пять минут вернулся — рюкзака нет. Там же была кредитка, что теперь делать?

                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Здравствуйте, меня зовут Григорий. Я пользовался кредитной картой от Сбера, все вовремя выплачивал, процентов не было. Вопросов к банку тоже нет. Но я потерял карту. Там непогашенный долг, я думал, что внесу платеж в последнюю неделю, но… Оставил рюкзак на скамейке, забыл, через пять минут вернулся — рюкзака нет. Там же была кредитка, что теперь делать?

                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.03.2024
                                    [PROPERTY_VALUE_ID] => 105329
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.03.2024
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => 05.03.2024
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Григорий Н.
                                    [PROPERTY_VALUE_ID] => 105330
                                    [DESCRIPTION] => 
                                    [~VALUE] => Григорий Н.
                                    [~DESCRIPTION] => 
                                    [DISPLAY_VALUE] => Григорий Н.
                                )

                        )

                    [IPROPERTY_VALUES] => Array
                        (
                            [ELEMENT_META_TITLE] => Что делать, если потерял кредитку?
                            [ELEMENT_META_DESCRIPTION] => Что делать, если потерял кредитку? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. 
                            [ELEMENT_PAGE_TITLE] => Что делать, если потерял кредитку?
                            [SECTION_META_TITLE] => Онлайн консультации на тему «Что делать, если потерял кредитку?» | КредитаНет
                            [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Что делать, если потерял кредитку?
                            [SECTION_PAGE_TITLE] => #Что делать, если потерял кредитку? в банкротстве
                        )

                    [SECTIONS] => Array
                        (
                            [0] => Array
                                (
                                    [ID] => 26
                                    [NAME] => Долги
                                    [CODE] => dolgi
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/dolgi/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [1] => Array
                                (
                                    [ID] => 118
                                    [NAME] => Банки
                                    [CODE] => banki
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/banki/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [2] => Array
                                (
                                    [ID] => 350
                                    [NAME] => Сбер
                                    [CODE] => sber
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/sber/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                            [3] => Array
                                (
                                    [ID] => 388
                                    [NAME] => Кредитная карта
                                    [CODE] => kreditnaya-karta
                                    [ACTIVE] => Y
                                    [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/
                                    [EXTERNAL_ID] => 
                                    [IBLOCK_TYPE_ID] => wins
                                    [IBLOCK_ID] => 18
                                    [IBLOCK_CODE] => consultations
                                    [IBLOCK_EXTERNAL_ID] => 
                                    [GLOBAL_ACTIVE] => Y
                                )

                        )

                    [LAWYER] => Array
                        (
                            [ID] => 1073
                            [NAME] => Киселев Владислав Вячеславович
                            [CODE] => kiselev-vladislav
                            [PROPERTY_POSITION_VALUE] => ведущий юрист
                            [PROPERTY_POSITION_VALUE_ID] => 6066
                            [PREVIEW_PICTURE] => 1323
                            [SORT] => 1000
                        )

                )

            [17] => Array
                (
                    [ID] => 10429
                    [~ID] => 10429
                    [IBLOCK_ID] => 18
                    [~IBLOCK_ID] => 18
                    [IBLOCK_SECTION_ID] => 388
                    [~IBLOCK_SECTION_ID] => 388
                    [NAME] => Покрывал покупки в льготный период по карте Тинькофф Платинум, но проценты начислили
                    [~NAME] => Покрывал покупки в льготный период по карте Тинькофф Платинум, но проценты начислили
                    [ACTIVE_FROM_X] => 2024-03-05 00:00:00
                    [~ACTIVE_FROM_X] => 2024-03-05 00:00:00
                    [ACTIVE_FROM] => 05.03.2024
                    [~ACTIVE_FROM] => 05.03.2024
                    [TIMESTAMP_X] => 05.03.2024 10:06:19
                    [~TIMESTAMP_X] => 05.03.2024 10:06:19
                    [DETAIL_PAGE_URL] => /consultation/question-10429/
                    [~DETAIL_PAGE_URL] => /consultation/question-10429/
                    [LIST_PAGE_URL] => /consultation/
                    [~LIST_PAGE_URL] => /consultation/
                    [DETAIL_TEXT] => 
                    [~DETAIL_TEXT] => 
                    [DETAIL_TEXT_TYPE] => text
                    [~DETAIL_TEXT_TYPE] => text
                    [PREVIEW_TEXT] => 
                    [~PREVIEW_TEXT] => 
                    [PREVIEW_TEXT_TYPE] => text
                    [~PREVIEW_TEXT_TYPE] => text
                    [PREVIEW_PICTURE] => 
                    [~PREVIEW_PICTURE] => 
                    [LANG_DIR] => /
                    [~LANG_DIR] => /
                    [CODE] => 10429
                    [~CODE] => 10429
                    [EXTERNAL_ID] => 10429
                    [~EXTERNAL_ID] => 10429
                    [IBLOCK_TYPE_ID] => wins
                    [~IBLOCK_TYPE_ID] => wins
                    [IBLOCK_CODE] => consultations
                    [~IBLOCK_CODE] => consultations
                    [IBLOCK_EXTERNAL_ID] => 
                    [~IBLOCK_EXTERNAL_ID] => 
                    [LID] => s1
                    [~LID] => s1
                    [EDIT_LINK] => 
                    [DELETE_LINK] => 
                    [DISPLAY_ACTIVE_FROM] => 05.03.2024
                    [FIELDS] => Array
                        (
                        )

                    [PROPERTIES] => Array
                        (
                            [LAWYER_ID] => Array
                                (
                                    [ID] => 97
                                    [IBLOCK_ID] => 18
                                    [NAME] => ID адвоката
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LAWYER_ID
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => E
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => Y
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => ID адвоката
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 156
                                    [PROPERTY_VALUE_ID] => 105336
                                    [DESCRIPTION] => 
                                    [~VALUE] => 156
                                    [~DESCRIPTION] => 
                                )

                            [QUESTION_DATE] => Array
                                (
                                    [ID] => 98
                                    [IBLOCK_ID] => 18
                                    [NAME] => Дата вопроса
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION_DATE
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => Date
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [~NAME] => Дата вопроса
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 05.03.2024
                                    [PROPERTY_VALUE_ID] => 105337
                                    [DESCRIPTION] => 
                                    [~VALUE] => 05.03.2024
                                    [~DESCRIPTION] => 
                                )

                            [NAME] => Array
                                (
                                    [ID] => 99
                                    [IBLOCK_ID] => 18
                                    [NAME] => Имя
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => NAME
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Имя
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Алексей
                                    [PROPERTY_VALUE_ID] => 105338
                                    [DESCRIPTION] => 
                                    [~VALUE] => Алексей
                                    [~DESCRIPTION] => 
                                )

                            [CITY] => Array
                                (
                                    [ID] => 100
                                    [IBLOCK_ID] => 18
                                    [NAME] => Город
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => CITY
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Город
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => 
                                    [PROPERTY_VALUE_ID] => 
                                    [DESCRIPTION] => 
                                    [~DESCRIPTION] => 
                                    [~VALUE] => 
                                )

                            [QUESTION] => Array
                                (
                                    [ID] => 101
                                    [IBLOCK_ID] => 18
                                    [NAME] => Вопрос
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => QUESTION
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 5
                                    [COL_COUNT] => 70
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                        )

                                    [HINT] => 
                                    [~NAME] => Вопрос
                                    [~DEFAULT_VALUE] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Здравствуйте, имею кредитку Тинькофф, там заявлен льготный период 55 дней. Укладывался в сроки, закрывал покупки, но проценты мне все равно начисляют. Почему?

                                    [PROPERTY_VALUE_ID] => 105339
                                    [DESCRIPTION] => 
                                    [~VALUE] => Здравствуйте, имею кредитку Тинькофф, там заявлен льготный период 55 дней. Укладывался в сроки, закрывал покупки, но проценты мне все равно начисляют. Почему?

                                    [~DESCRIPTION] => 
                                )

                            [LONG_ANSWER] => Array
                                (
                                    [ID] => 103
                                    [IBLOCK_ID] => 18
                                    [NAME] => Развернутый ответ
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => LONG_ANSWER
                                    [DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => Y
                                    [VERSION] => 1
                                    [USER_TYPE] => HTML
                                    [USER_TYPE_SETTINGS] => Array
                                        (
                                            [height] => 200
                                        )

                                    [HINT] => 
                                    [~NAME] => Развернутый ответ
                                    [~DEFAULT_VALUE] => Array
                                        (
                                            [TEXT] => 
                                            [TYPE] => HTML
                                        )

                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [VALUE] => Array
                                        (
                                            [TEXT] => <p>


Здравствуйте, Алексей. Видимо вы неверно трактуете условия кредитной карты. Льготный период начинается, согласно тарифу, с моменты формирования выписки, а не с даты операции, по которой вы купили товар. Поэтому ваши сроки не совпадают с банковскими, и проценты идут. Обратитесь в банк, и пусть вам еще раз объяснят, как формируется льготный период по вашей карте. Если же долг очень большой, рекомендуем обратиться за консультацией к юристам компании «КредитаНет» и рассмотреть процедуру списания долга через банкротство. 




</p>
                                            [TYPE] => HTML
                                        )

                                    [PROPERTY_VALUE_ID] => 105340
                                    [DESCRIPTION] => 
                                    [~VALUE] => Array
                                        (
                                            [TEXT] => 

Здравствуйте, Алексей. Видимо вы неверно трактуете условия кредитной карты. Льготный период начинается, согласно тарифу, с моменты формирования выписки, а не с даты операции, по которой вы купили товар. Поэтому ваши сроки не совпадают с банковскими, и проценты идут. Обратитесь в банк, и пусть вам еще раз объяснят, как формируется льготный период по вашей карте. Если же долг очень большой, рекомендуем обратиться за консультацией к юристам компании «КредитаНет» и рассмотреть процедуру списания долга через банкротство.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 105351 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 105342 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105343 [1] => 105344 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5946 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105345 [1] => 105346 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5946 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 10426 [1] => 10365 [2] => 10048 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105348 [1] => 105349 [2] => 105350 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 10426 [1] => 10365 [2] => 10048 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, имею кредитку Тинькофф, там заявлен льготный период 55 дней. Укладывался в сроки, закрывал покупки, но проценты мне все равно начисляют. Почему? [PROPERTY_VALUE_ID] => 105339 [DESCRIPTION] => [~VALUE] => Здравствуйте, имею кредитку Тинькофф, там заявлен льготный период 55 дней. Укладывался в сроки, закрывал покупки, но проценты мне все равно начисляют. Почему? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, имею кредитку Тинькофф, там заявлен льготный период 55 дней. Укладывался в сроки, закрывал покупки, но проценты мне все равно начисляют. Почему? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.03.2024 [PROPERTY_VALUE_ID] => 105337 [DESCRIPTION] => [~VALUE] => 05.03.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 05.03.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алексей [PROPERTY_VALUE_ID] => 105338 [DESCRIPTION] => [~VALUE] => Алексей [~DESCRIPTION] => [DISPLAY_VALUE] => Алексей ) ) [IPROPERTY_VALUES] => Array ( [ELEMENT_META_TITLE] => Покрывал покупки в льготный период по карте Тинькофф Платинум, но проценты начислили [ELEMENT_META_DESCRIPTION] => Покрывал покупки в льготный период по карте Тинькофф Платинум, но проценты начислили — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Покрывал покупки в льготный период по карте Тинькофф Платинум, но проценты начислили [SECTION_META_TITLE] => Онлайн консультации на тему «Покрывал покупки в льготный период по карте Тинькофф Платинум, но проценты начислили» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Покрывал покупки в льготный период по карте Тинькофф Платинум, но проценты начислили [SECTION_PAGE_TITLE] => #Покрывал покупки в льготный период по карте Тинькофф Платинум, но проценты начислили в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 388 [NAME] => Кредитная карта [CODE] => kreditnaya-karta [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 156 [NAME] => Столярова Елена Анатольевна [CODE] => stolyarova-elena-anatolevna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 1006 [PREVIEW_PICTURE] => 981 [SORT] => 1000 ) ) [18] => Array ( [ID] => 10430 [~ID] => 10430 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 388 [~IBLOCK_SECTION_ID] => 388 [NAME] => Как рефинансировать долг по кредитке? [~NAME] => Как рефинансировать долг по кредитке? [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [~ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 [~ACTIVE_FROM] => 05.03.2024 [TIMESTAMP_X] => 05.03.2024 09:26:36 [~TIMESTAMP_X] => 05.03.2024 09:26:36 [DETAIL_PAGE_URL] => /consultation/question-10430/ [~DETAIL_PAGE_URL] => /consultation/question-10430/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 10430 [~CODE] => 10430 [EXTERNAL_ID] => 10430 [~EXTERNAL_ID] => 10430 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 05.03.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5758 [PROPERTY_VALUE_ID] => 105353 [DESCRIPTION] => [~VALUE] => 5758 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.03.2024 [PROPERTY_VALUE_ID] => 105354 [DESCRIPTION] => [~VALUE] => 05.03.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Анна [PROPERTY_VALUE_ID] => 105355 [DESCRIPTION] => [~VALUE] => Анна [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я уже второй раз не могу закрыть долг по кредитке. В первый раз покупала украшение, за бесплатные три месяца не внесла деньги, оказалось много. Взяла с другой карты. Теперь этот кредит не могу выплатить, тоже уже набегает сумма приличная. Подсказали, что можно рефинансировать долг, но не очень понимаю, как это сделать? [PROPERTY_VALUE_ID] => 105356 [DESCRIPTION] => [~VALUE] => Здравствуйте, я уже второй раз не могу закрыть долг по кредитке. В первый раз покупала украшение, за бесплатные три месяца не внесла деньги, оказалось много. Взяла с другой карты. Теперь этот кредит не могу выплатить, тоже уже набегает сумма приличная. Подсказали, что можно рефинансировать долг, но не очень понимаю, как это сделать? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => Здравствуйте, Анна. Рефинансирование долга возможно через обращение в другой банк с более выгодными условиями. Вам необходимо подать заявку на получение новой кредитной карты, указав в ней, что вы хотите рефинансировать долг. После получения новой карты вы должны погасить задолженность по старой карте и начать использование новой карты в соответствии с ее условиями. Если долг очень большой, то вероятно, что вам будет проще списать его. На сайте КредитаНет доступны бесплатные консультации со специалистом. Там мы поможем вам разобраться в проблеме и подскажем, как списать долг законно. [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 105357 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] => Здравствуйте, Анна. Рефинансирование долга возможно через обращение в другой банк с более выгодными условиями. Вам необходимо подать заявку на получение новой кредитной карты, указав в ней, что вы хотите рефинансировать долг. После получения новой карты вы должны погасить задолженность по старой карте и начать использование новой карты в соответствии с ее условиями. Если долг очень большой, то вероятно, что вам будет проще списать его. На сайте КредитаНет доступны бесплатные консультации со специалистом. Там мы поможем вам разобраться в проблеме и подскажем, как списать долг законно. [TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4 [PROPERTY_VALUE_ID] => 105360 [DESCRIPTION] => [~VALUE] => 4 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105358 ) [DESCRIPTION] => Array ( [0] => ) [~VALUE] => Array ( [0] => 5793 ) [~DESCRIPTION] => Array ( [0] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 10426 [1] => 7936 [2] => 10427 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105359 [1] => 105361 [2] => 105362 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 10426 [1] => 7936 [2] => 10427 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Здравствуйте, я уже второй раз не могу закрыть долг по кредитке. В первый раз покупала украшение, за бесплатные три месяца не внесла деньги, оказалось много. Взяла с другой карты. Теперь этот кредит не могу выплатить, тоже уже набегает сумма приличная. Подсказали, что можно рефинансировать долг, но не очень понимаю, как это сделать? [PROPERTY_VALUE_ID] => 105356 [DESCRIPTION] => [~VALUE] => Здравствуйте, я уже второй раз не могу закрыть долг по кредитке. В первый раз покупала украшение, за бесплатные три месяца не внесла деньги, оказалось много. Взяла с другой карты. Теперь этот кредит не могу выплатить, тоже уже набегает сумма приличная. Подсказали, что можно рефинансировать долг, но не очень понимаю, как это сделать? [~DESCRIPTION] => [DISPLAY_VALUE] => Здравствуйте, я уже второй раз не могу закрыть долг по кредитке. В первый раз покупала украшение, за бесплатные три месяца не внесла деньги, оказалось много. Взяла с другой карты. Теперь этот кредит не могу выплатить, тоже уже набегает сумма приличная. Подсказали, что можно рефинансировать долг, но не очень понимаю, как это сделать? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.03.2024 [PROPERTY_VALUE_ID] => 105354 [DESCRIPTION] => [~VALUE] => 05.03.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 05.03.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Анна [PROPERTY_VALUE_ID] => 105355 [DESCRIPTION] => [~VALUE] => Анна [~DESCRIPTION] => [DISPLAY_VALUE] => Анна ) ) [IPROPERTY_VALUES] => Array ( [ELEMENT_META_TITLE] => Как рефинансировать долг по кредитке? [ELEMENT_META_DESCRIPTION] => Как рефинансировать долг по кредитке? — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Как рефинансировать долг по кредитке? [SECTION_META_TITLE] => Онлайн консультации на тему «Как рефинансировать долг по кредитке? » | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Как рефинансировать долг по кредитке? [SECTION_PAGE_TITLE] => #Как рефинансировать долг по кредитке? в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/dolgi/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/banki/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [2] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/sber/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [3] => Array ( [ID] => 388 [NAME] => Кредитная карта [CODE] => kreditnaya-karta [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 5758 [NAME] => Банучян Анна Романовна [CODE] => banuchyan-anna-romanovna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 62317 [PREVIEW_PICTURE] => 5908 [SORT] => 1000 ) ) [19] => Array ( [ID] => 10431 [~ID] => 10431 [IBLOCK_ID] => 18 [~IBLOCK_ID] => 18 [IBLOCK_SECTION_ID] => 388 [~IBLOCK_SECTION_ID] => 388 [NAME] => Плачу по кредитке Тинькофф проценты, но они выше, чем заявлено [~NAME] => Плачу по кредитке Тинькофф проценты, но они выше, чем заявлено [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [~ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 [~ACTIVE_FROM] => 05.03.2024 [TIMESTAMP_X] => 05.03.2024 10:06:10 [~TIMESTAMP_X] => 05.03.2024 10:06:10 [DETAIL_PAGE_URL] => /consultation/question-10431/ [~DETAIL_PAGE_URL] => /consultation/question-10431/ [LIST_PAGE_URL] => /consultation/ [~LIST_PAGE_URL] => /consultation/ [DETAIL_TEXT] => [~DETAIL_TEXT] => [DETAIL_TEXT_TYPE] => text [~DETAIL_TEXT_TYPE] => text [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text [PREVIEW_PICTURE] => [~PREVIEW_PICTURE] => [LANG_DIR] => / [~LANG_DIR] => / [CODE] => 10431 [~CODE] => 10431 [EXTERNAL_ID] => 10431 [~EXTERNAL_ID] => 10431 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_CODE] => consultations [~IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 05.03.2024 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [LAWYER_ID] => Array ( [ID] => 97 [IBLOCK_ID] => 18 [NAME] => ID адвоката [ACTIVE] => Y [SORT] => 500 [CODE] => LAWYER_ID [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => ID адвоката [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 4106 [PROPERTY_VALUE_ID] => 105363 [DESCRIPTION] => [~VALUE] => 4106 [~DESCRIPTION] => ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.03.2024 [PROPERTY_VALUE_ID] => 105364 [DESCRIPTION] => [~VALUE] => 05.03.2024 [~DESCRIPTION] => ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алексей [PROPERTY_VALUE_ID] => 105365 [DESCRIPTION] => [~VALUE] => Алексей [~DESCRIPTION] => ) [CITY] => Array ( [ID] => 100 [IBLOCK_ID] => 18 [NAME] => Город [ACTIVE] => Y [SORT] => 500 [CODE] => CITY [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Город [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, почему покрывая платежи по кредитке Тинькофф сумма всегда больше, примерно на 1%? [PROPERTY_VALUE_ID] => 105366 [DESCRIPTION] => [~VALUE] => Добрый день, почему покрывая платежи по кредитке Тинькофф сумма всегда больше, примерно на 1%? [~DESCRIPTION] => ) [LONG_ANSWER] => Array ( [ID] => 103 [IBLOCK_ID] => 18 [NAME] => Развернутый ответ [ACTIVE] => Y [SORT] => 500 [CODE] => LONG_ANSWER [DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [~NAME] => Развернутый ответ [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [TEXT] => <p> Здравствуйте, Егор. Этот вопрос нужно выяснять в банке, но возможно, что у вас автоматически была подключена страховка по карте, ее тариф – 0,89% от суммы долга. Вот вы и оплачиваете как бы на 1% больше, чем должны. Чтобы убрать эту переплату, можно обратиться в чат приложения и попросить бота убрать страховку, отключить ее. </p> [TYPE] => HTML ) [PROPERTY_VALUE_ID] => 105367 [DESCRIPTION] => [~VALUE] => Array ( [TEXT] =>

Здравствуйте, Егор. Этот вопрос нужно выяснять в банке, но возможно, что у вас автоматически была подключена страховка по карте, ее тариф – 0,89% от суммы долга. Вот вы и оплачиваете как бы на 1% больше, чем должны. Чтобы убрать эту переплату, можно обратиться в чат приложения и попросить бота убрать страховку, отключить ее.

[TYPE] => HTML ) [~DESCRIPTION] => ) [LIKES] => Array ( [ID] => 104 [IBLOCK_ID] => 18 [NAME] => Лайки [ACTIVE] => Y [SORT] => 500 [CODE] => LIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Лайки [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 5 [PROPERTY_VALUE_ID] => 105377 [DESCRIPTION] => [~VALUE] => 5 [~DESCRIPTION] => ) [DISLIKES] => Array ( [ID] => 105 [IBLOCK_ID] => 18 [NAME] => Дизлайка [ACTIVE] => Y [SORT] => 500 [CODE] => DISLIKES [DEFAULT_VALUE] => 0 [PROPERTY_TYPE] => N [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Дизлайка [~DEFAULT_VALUE] => 0 [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 0 [PROPERTY_VALUE_ID] => 105369 [DESCRIPTION] => [~VALUE] => 0 [~DESCRIPTION] => ) [ORGANIZATIONS] => Array ( [ID] => 106 [IBLOCK_ID] => 18 [NAME] => Банкротство + человек\тип долга [ACTIVE] => Y [SORT] => 500 [CODE] => ORGANIZATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики иконка + текст, выбираем обязательно Банкротство+тип долга\тип должника. [~NAME] => Банкротство + человек\тип долга [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5793 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105370 [1] => 105371 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5793 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [BANKS] => Array ( [ID] => 107 [IBLOCK_ID] => 18 [NAME] => Банкротство + банк [ACTIVE] => Y [SORT] => 500 [CODE] => BANKS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Выводится на паблики только ИКОНКА. Выбираем обязательно Банкротство+Банк. [~NAME] => Банкротство + банк [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 5848 [1] => 5946 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105372 [1] => 105373 ) [DESCRIPTION] => Array ( [0] => [1] => ) [~VALUE] => Array ( [0] => 5848 [1] => 5946 ) [~DESCRIPTION] => Array ( [0] => [1] => ) ) [PUBLICATIONS] => Array ( [ID] => 114 [IBLOCK_ID] => 18 [NAME] => Публикации по теме_OLD [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Публикации по теме_OLD [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [CLIENT_EMAIL] => Array ( [ID] => 116 [IBLOCK_ID] => 18 [NAME] => Почтовый адрес клиента [ACTIVE] => Y [SORT] => 500 [CODE] => CLIENT_EMAIL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => Y [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Почтовый адрес клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_ALERT] => Array ( [ID] => 117 [IBLOCK_ID] => 18 [NAME] => Отправить уведомление [ACTIVE] => Y [SORT] => 500 [CODE] => SEND_ALERT [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Отправить уведомление [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [PUBLICATIONS_LIST] => Array ( [ID] => 149 [IBLOCK_ID] => 18 [NAME] => Статьи [ACTIVE] => Y [SORT] => 500 [CODE] => PUBLICATIONS_LIST [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 11 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Статьи [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Array ( [0] => 10426 [1] => 10365 [2] => 10048 ) [PROPERTY_VALUE_ID] => Array ( [0] => 105374 [1] => 105375 [2] => 105376 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => ) [~VALUE] => Array ( [0] => 10426 [1] => 10365 [2] => 10048 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => ) ) [FILL_PUBLICATIONS] => Array ( [ID] => 150 [IBLOCK_ID] => 18 [NAME] => Заполнить "Публикации по теме" [ACTIVE] => Y [SORT] => 500 [CODE] => FILL_PUBLICATIONS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => Галочка подтягиваем 3 свежие статьи по рубрике и заполняет свойство Публикации по теме. Если подтянутые статьи не подходят - просто вручную выбираем нужные. [~NAME] => Заполнить "Публикации по теме" [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [CLIENT_PHONE] => Array ( [ID] => 231 [IBLOCK_ID] => 18 [NAME] => Телефон клиента [ACTIVE] => Y [SORT] => 600 [CODE] => CLIENT_PHONE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Телефон клиента [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => ) [SEND_SUCCESS] => Array ( [ID] => 232 [IBLOCK_ID] => 18 [NAME] => Уведомление отправлено [ACTIVE] => Y [SORT] => 700 [CODE] => SEND_SUCCESS [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Уведомление отправлено [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [SHORT_ANSWER] => ) [DISPLAY_PROPERTIES] => Array ( [QUESTION] => Array ( [ID] => 101 [IBLOCK_ID] => 18 [NAME] => Вопрос [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 5 [COL_COUNT] => 70 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Вопрос [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Добрый день, почему покрывая платежи по кредитке Тинькофф сумма всегда больше, примерно на 1%? [PROPERTY_VALUE_ID] => 105366 [DESCRIPTION] => [~VALUE] => Добрый день, почему покрывая платежи по кредитке Тинькофф сумма всегда больше, примерно на 1%? [~DESCRIPTION] => [DISPLAY_VALUE] => Добрый день, почему покрывая платежи по кредитке Тинькофф сумма всегда больше, примерно на 1%? ) [QUESTION_DATE] => Array ( [ID] => 98 [IBLOCK_ID] => 18 [NAME] => Дата вопроса [ACTIVE] => Y [SORT] => 500 [CODE] => QUESTION_DATE [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => Date [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Дата вопроса [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => 05.03.2024 [PROPERTY_VALUE_ID] => 105364 [DESCRIPTION] => [~VALUE] => 05.03.2024 [~DESCRIPTION] => [DISPLAY_VALUE] => 05.03.2024 ) [NAME] => Array ( [ID] => 99 [IBLOCK_ID] => 18 [NAME] => Имя [ACTIVE] => Y [SORT] => 500 [CODE] => NAME [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => Y [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => Array ( ) [HINT] => [~NAME] => Имя [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => Алексей [PROPERTY_VALUE_ID] => 105365 [DESCRIPTION] => [~VALUE] => Алексей [~DESCRIPTION] => [DISPLAY_VALUE] => Алексей ) ) [IPROPERTY_VALUES] => Array ( [ELEMENT_META_TITLE] => Плачу по кредитке Тинькофф проценты, но они выше, чем заявлено [ELEMENT_META_DESCRIPTION] => Плачу по кредитке Тинькофф проценты, но они выше, чем заявлено — Консультация Онлайн за 0 руб. по Банкротству физических лиц. [ELEMENT_PAGE_TITLE] => Плачу по кредитке Тинькофф проценты, но они выше, чем заявлено [SECTION_META_TITLE] => Онлайн консультации на тему «Плачу по кредитке Тинькофф проценты, но они выше, чем заявлено» | КредитаНет [SECTION_META_DESCRIPTION] => Все вопросы и ответы специалистов ООО «Кредитамнет» по тегу #Плачу по кредитке Тинькофф проценты, но они выше, чем заявлено [SECTION_PAGE_TITLE] => #Плачу по кредитке Тинькофф проценты, но они выше, чем заявлено в банкротстве ) [SECTIONS] => Array ( [0] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) [1] => Array ( [ID] => 388 [NAME] => Кредитная карта [CODE] => kreditnaya-karta [ACTIVE] => Y [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/ [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y ) ) [LAWYER] => Array ( [ID] => 4106 [NAME] => Пантюк Екатерина Юрьевна [CODE] => pantyuk-ekaterina-yurevna [PROPERTY_POSITION_VALUE] => ведущий юрист [PROPERTY_POSITION_VALUE_ID] => 27386 [PREVIEW_PICTURE] => 2983 [SORT] => 1000 ) ) ) [ELEMENTS] => Array ( [0] => 12100 [1] => 12101 [2] => 11926 [3] => 11927 [4] => 11525 [5] => 11526 [6] => 11312 [7] => 11313 [8] => 11214 [9] => 10923 [10] => 10924 [11] => 10904 [12] => 10905 [13] => 10725 [14] => 10531 [15] => 10532 [16] => 10428 [17] => 10429 [18] => 10430 [19] => 10431 ) [PAGEN_INFO] => Array ( [PREV_LINK] => [NEXT_LINK] => [NAV_NUM] => 1 ) [NAV_STRING] =>
1 2
[NAV_CACHED_DATA] => [NAV_RESULT] => CIBlockResult Object ( [result] => mysqli_result Object ( [current_field] => 0 [field_count] => 4 [lengths] => [num_rows] => 20 [type] => 0 ) [arResult] => Array ( [0] => Array ( [ID] => 12100 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-02 00:00:00 [ACTIVE_FROM] => 02.04.2024 ) [1] => Array ( [ID] => 12101 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-04-02 00:00:00 [ACTIVE_FROM] => 02.04.2024 ) [2] => Array ( [ID] => 11926 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-29 00:00:00 [ACTIVE_FROM] => 29.03.2024 ) [3] => Array ( [ID] => 11927 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-29 00:00:00 [ACTIVE_FROM] => 29.03.2024 ) [4] => Array ( [ID] => 11525 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-22 00:00:00 [ACTIVE_FROM] => 22.03.2024 ) [5] => Array ( [ID] => 11526 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-22 00:00:00 [ACTIVE_FROM] => 22.03.2024 ) [6] => Array ( [ID] => 11312 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-20 00:00:00 [ACTIVE_FROM] => 20.03.2024 ) [7] => Array ( [ID] => 11313 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-20 00:00:00 [ACTIVE_FROM] => 20.03.2024 ) [8] => Array ( [ID] => 11214 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-19 00:00:00 [ACTIVE_FROM] => 19.03.2024 ) [9] => Array ( [ID] => 10923 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-14 00:00:00 [ACTIVE_FROM] => 14.03.2024 ) [10] => Array ( [ID] => 10924 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-14 00:00:00 [ACTIVE_FROM] => 14.03.2024 ) [11] => Array ( [ID] => 10904 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-13 00:00:00 [ACTIVE_FROM] => 13.03.2024 ) [12] => Array ( [ID] => 10905 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-13 00:00:00 [ACTIVE_FROM] => 13.03.2024 ) [13] => Array ( [ID] => 10725 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-11 00:00:00 [ACTIVE_FROM] => 11.03.2024 ) [14] => Array ( [ID] => 10531 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-07 00:00:00 [ACTIVE_FROM] => 07.03.2024 ) [15] => Array ( [ID] => 10532 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-07 00:00:00 [ACTIVE_FROM] => 07.03.2024 ) [16] => Array ( [ID] => 10428 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 ) [17] => Array ( [ID] => 10429 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 ) [18] => Array ( [ID] => 10430 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 ) [19] => Array ( [ID] => 10431 [IBLOCK_ID] => 18 [ACTIVE_FROM_X] => 2024-03-05 00:00:00 [ACTIVE_FROM] => 05.03.2024 ) ) [arReplacedAliases] => [arResultAdd] => [bNavStart] => 1 [bShowAll] => [NavNum] => 1 [NavPageCount] => 2 [NavPageNomer] => 1 [NavPageSize] => 20 [NavShowAll] => [NavRecordCount] => 38 [bFirstPrintNav] => 1 [PAGEN] => 1 [SIZEN] => 20 [SESS_SIZEN] => [SESS_ALL] => [SESS_PAGEN] => [add_anchor] => [bPostNavigation] => [bFromArray] => [bFromLimited] => 1 [nPageWindow] => 5 [nSelectedCount] => 38 [arGetNextCache] => [bDescPageNumbering] => [arUserFields] => [usedUserFields] => [SqlTraceIndex] => [DB] => CDatabase Object ( [DBName] => cl12068_creditus [DBHost] => localhost [DBLogin] => cl12068_creditus [DBPassword] => kCA1xkcB [db_Conn] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1261018428 [warning_count] => 0 ) [debug] => [DebugToFile] => [ShowSqlStat] => [db_Error] => [db_ErrorSQL] => [result] => [type] => MYSQL [column_cache] => Array ( ) [bModuleConnection] => [bNodeConnection] => [node_id] => [obSlave] => [connection:protected] => Bitrix\Main\DB\MysqliConnection Object ( [resource:protected] => mysqli Object ( [affected_rows] => 1 [client_info] => mysqlnd 8.1.26 [client_version] => 80126 [connect_errno] => 0 [connect_error] => [errno] => 0 [error] => [error_list] => Array ( ) [field_count] => 1 [host_info] => Localhost via UNIX socket [info] => [insert_id] => 0 [server_info] => 5.7.35-38 [server_version] => 50735 [sqlstate] => 00000 [protocol_version] => 10 [thread_id] => 1261018428 [warning_count] => 0 ) [isConnected:protected] => 1 [configuration:protected] => Array ( [className] => \Bitrix\Main\DB\MysqliConnection [host] => localhost [database] => cl12068_creditus [login] => cl12068_creditus [password] => kCA1xkcB [options] => 2 [include_after_connected] => /home/c/cl12068/public_html/bitrix/php_interface/after_connect_d7.php ) [sqlHelper:protected] => Bitrix\Main\DB\MysqliSqlHelper Object ( [connection:protected] => Bitrix\Main\DB\MysqliConnection Object *RECURSION* [idCache:protected] => Array ( [main_site] => `main_site` [LID] => `LID` [SORT] => `SORT` [DEF] => `DEF` [ACTIVE] => `ACTIVE` [NAME] => `NAME` [DIR] => `DIR` [LANGUAGE_ID] => `LANGUAGE_ID` [DOC_ROOT] => `DOC_ROOT` [DOMAIN_LIMITED] => `DOMAIN_LIMITED` [SERVER_NAME] => `SERVER_NAME` [SITE_NAME] => `SITE_NAME` [EMAIL] => `EMAIL` [CULTURE_ID] => `CULTURE_ID` [b_lang] => `b_lang` [main_site_domain] => `main_site_domain` [LD_LID] => `LD_LID` [DOMAIN] => `DOMAIN` [LD_DOMAIN] => `LD_DOMAIN` [b_lang_domain] => `b_lang_domain` [main_localization_language] => `main_localization_language` [CODE] => `CODE` [b_language] => `b_language` [main_localization_culture] => `main_localization_culture` [ID] => `ID` [FORMAT_DATE] => `FORMAT_DATE` [FORMAT_DATETIME] => `FORMAT_DATETIME` [FORMAT_NAME] => `FORMAT_NAME` [WEEK_START] => `WEEK_START` [CHARSET] => `CHARSET` [DIRECTION] => `DIRECTION` [SHORT_DATE_FORMAT] => `SHORT_DATE_FORMAT` [MEDIUM_DATE_FORMAT] => `MEDIUM_DATE_FORMAT` [LONG_DATE_FORMAT] => `LONG_DATE_FORMAT` [FULL_DATE_FORMAT] => `FULL_DATE_FORMAT` [DAY_MONTH_FORMAT] => `DAY_MONTH_FORMAT` [DAY_SHORT_MONTH_FORMAT] => `DAY_SHORT_MONTH_FORMAT` [DAY_OF_WEEK_MONTH_FORMAT] => `DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_MONTH_FORMAT` [SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT] => `SHORT_DAY_OF_WEEK_SHORT_MONTH_FORMAT` [SHORT_TIME_FORMAT] => `SHORT_TIME_FORMAT` [LONG_TIME_FORMAT] => `LONG_TIME_FORMAT` [AM_VALUE] => `AM_VALUE` [PM_VALUE] => `PM_VALUE` [NUMBER_THOUSANDS_SEPARATOR] => `NUMBER_THOUSANDS_SEPARATOR` [NUMBER_DECIMAL_SEPARATOR] => `NUMBER_DECIMAL_SEPARATOR` [NUMBER_DECIMALS] => `NUMBER_DECIMALS` [b_culture] => `b_culture` [main_group] => `main_group` [GROUP_ID] => `GROUP_ID` [SECURITY_POLICY] => `SECURITY_POLICY` [b_group] => `b_group` [CONDITION] => `CONDITION` [socialservices_ap] => `socialservices_ap` [TIMESTAMP_X] => `TIMESTAMP_X` [USER_ID] => `USER_ID` [ENDPOINT] => `ENDPOINT` [LOGIN] => `LOGIN` [PASSWORD] => `PASSWORD` [LAST_AUTHORIZE] => `LAST_AUTHORIZE` [SETTINGS] => `SETTINGS` [b_socialservices_ap] => `b_socialservices_ap` [main_task] => `main_task` [LETTER] => `LETTER` [MODULE_ID] => `MODULE_ID` [SYS] => `SYS` [DESCRIPTION] => `DESCRIPTION` [BINDING] => `BINDING` [b_task] => `b_task` [main_task_operation] => `main_task_operation` [OPERATION_ID] => `OPERATION_ID` [main_task_operation_operation] => `main_task_operation_operation` [b_operation] => `b_operation` [TASK_ID] => `TASK_ID` [UALIAS_0] => `UALIAS_0` [UALIAS_1] => `UALIAS_1` [b_task_operation] => `b_task_operation` [iblock_iblock_site] => `iblock_iblock_site` [IBLOCK_ID] => `IBLOCK_ID` [iblock_iblock_site_iblock] => `iblock_iblock_site_iblock` [b_iblock] => `b_iblock` [SITE_ID] => `SITE_ID` [b_iblock_site] => `b_iblock_site` [catalog_catalog_iblock] => `catalog_catalog_iblock` [PRODUCT_IBLOCK_ID] => `PRODUCT_IBLOCK_ID` [SKU_PROPERTY_ID] => `SKU_PROPERTY_ID` [VAT_ID] => `VAT_ID` [YANDEX_EXPORT] => `YANDEX_EXPORT` [SUBSCRIPTION] => `SUBSCRIPTION` [b_catalog_iblock] => `b_catalog_iblock` [iblock_inherited_property] => `iblock_inherited_property` [b_iblock_iproperty] => `b_iblock_iproperty` [main_user_field] => `main_user_field` [ENTITY_ID] => `ENTITY_ID` [FIELD_NAME] => `FIELD_NAME` [USER_TYPE_ID] => `USER_TYPE_ID` [XML_ID] => `XML_ID` [MULTIPLE] => `MULTIPLE` [b_user_field] => `b_user_field` [catalog_catalog_iblock_iblock] => `catalog_catalog_iblock_iblock` [VERSION] => `VERSION` [iblock_property] => `iblock_property` [DEFAULT_VALUE] => `DEFAULT_VALUE` [PROPERTY_TYPE] => `PROPERTY_TYPE` [ROW_COUNT] => `ROW_COUNT` [COL_COUNT] => `COL_COUNT` [LIST_TYPE] => `LIST_TYPE` [FILE_TYPE] => `FILE_TYPE` [MULTIPLE_CNT] => `MULTIPLE_CNT` [LINK_IBLOCK_ID] => `LINK_IBLOCK_ID` [WITH_DESCRIPTION] => `WITH_DESCRIPTION` [SEARCHABLE] => `SEARCHABLE` [FILTRABLE] => `FILTRABLE` [IS_REQUIRED] => `IS_REQUIRED` [USER_TYPE] => `USER_TYPE` [USER_TYPE_SETTINGS] => `USER_TYPE_SETTINGS` [HINT] => `HINT` [b_iblock_property] => `b_iblock_property` [iblock_property_iblock] => `iblock_property_iblock` [TMP_ID] => `TMP_ID` [USER_TYPE_SETTINGS_LIST] => `USER_TYPE_SETTINGS_LIST` ) ) [sqlTracker:protected] => [trackSql:protected] => [version:protected] => [versionExpress:protected] => [host:protected] => localhost [database:protected] => cl12068_creditus [login:protected] => cl12068_creditus [password:protected] => kCA1xkcB [initCommand:protected] => [options:protected] => 2 [nodeId:protected] => 0 [utf8mb4:protected] => Array ( ) [tableColumnsCache:protected] => Array ( ) [lastQueryResult:protected] => mysqli_result Object ( [current_field] => 0 [field_count] => 28 [lengths] => [num_rows] => 1 [type] => 0 ) [queryExecutingEnabled:protected] => 1 [disabledQueryExecutingDump:protected] => [engine:protected] => [transactionLevel:protected] => 0 ) [connectionName:protected] => [cntQuery] => 0 [timeQuery] => 0 [arQueryDebug] => Array ( ) [sqlTracker] => [version] => [escL] => ` [escR] => ` ) [NavRecordCountChangeDisable] => [is_filtered] => [nStartPage] => 1 [nEndPage] => 2 [resultObject] => [arIBlockMultProps] => Array ( ) [arIBlockConvProps] => Array ( ) [arIBlockAllProps] => Array ( ) [arIBlockNumProps] => Array ( ) [arIBlockLongProps] => Array ( ) [nInitialSize] => [table_id] => [strDetailUrl] => [strSectionUrl] => [strListUrl] => [arSectionContext] => [bIBlockSection] => [nameTemplate] => [_LAST_IBLOCK_ID] => 18 [_FILTER_IBLOCK_ID] => Array ( [18] => 1 ) ) [NAV_PARAM] => Array ( ) [SECTION_INFO] => Array ( [ID] => 388 [NAME] => Кредитная карта [CODE] => kreditnaya-karta [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/ [DETAIL_PICTURE] => 5817 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=YGC3EZJ0-qxbHz3M [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5586 [1] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) [PUBLICATIONS] => Array ( [0] => Array ( [ID] => 5586 [NAME] => Кредитные карты: как пользоваться льготным периодом и не платить лишние проценты [CODE] => kreditnye-karty-kak-polzovatsya-lgotnym-periodom-i-ne-platit-lishnie-protsenty [PREVIEW_PICTURE] => 5178 [DETAIL_PAGE_URL] => /spravochnik/kreditnye-karty-kak-polzovatsya-lgotnym-periodom-i-ne-platit-lishnie-protsenty/ [LANG_DIR] => / [SORT] => 500 [EXTERNAL_ID] => 5586 [IBLOCK_SECTION_ID] => 13 [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [LID] => s1 ) [1] => Array ( [ID] => 5355 [NAME] => Приставы арестовали карту Сбербанка: что делать [CODE] => pristavy-arestovali-kartu-sberbanka-chto-delat [PREVIEW_PICTURE] => 4856 [DETAIL_PAGE_URL] => /spravochnik/pristavy-arestovali-kartu-sberbanka-chto-delat/ [LANG_DIR] => / [SORT] => 500 [EXTERNAL_ID] => 5355 [IBLOCK_SECTION_ID] => 40 [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [LID] => s1 ) [2] => Array ( [ID] => 13667 [~ID] => 13667 [NAME] => Кредит без официального дохода: не рассчитывайте на выгодные условия [~NAME] => Кредит без официального дохода: не рассчитывайте на выгодные условия [CODE] => vzyat-kredit-bez-raboty [~CODE] => vzyat-kredit-bez-raboty [PREVIEW_PICTURE] => 8590 [~PREVIEW_PICTURE] => 8590 [DETAIL_PAGE_URL] => /spravochnik/vzyat-kredit-bez-raboty/ [~DETAIL_PAGE_URL] => /spravochnik/vzyat-kredit-bez-raboty/ [LANG_DIR] => / [~LANG_DIR] => / [ACTIVE_FROM_X] => 2024-05-07 14:46:00 [~ACTIVE_FROM_X] => 2024-05-07 14:46:00 [ACTIVE_FROM] => 07.05.2024 14:46:00 [~ACTIVE_FROM] => 07.05.2024 14:46:00 [SORT] => 500 [~SORT] => 500 [EXTERNAL_ID] => 13667 [~EXTERNAL_ID] => 13667 [IBLOCK_SECTION_ID] => 1086 [~IBLOCK_SECTION_ID] => 1086 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [~IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [~IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 ) [3] => Array ( [ID] => 13299 [~ID] => 13299 [NAME] => Хоум Кредит Банк сегодня: как работает и есть ли еще санкции [~NAME] => Хоум Кредит Банк сегодня: как работает и есть ли еще санкции [CODE] => houm-kredit-bank [~CODE] => houm-kredit-bank [PREVIEW_PICTURE] => 8391 [~PREVIEW_PICTURE] => 8391 [DETAIL_PAGE_URL] => /spravochnik/houm-kredit-bank/ [~DETAIL_PAGE_URL] => /spravochnik/houm-kredit-bank/ [LANG_DIR] => / [~LANG_DIR] => / [ACTIVE_FROM_X] => 2024-05-03 08:00:00 [~ACTIVE_FROM_X] => 2024-05-03 08:00:00 [ACTIVE_FROM] => 03.05.2024 08:00:00 [~ACTIVE_FROM] => 03.05.2024 08:00:00 [SORT] => 500 [~SORT] => 500 [EXTERNAL_ID] => 13299 [~EXTERNAL_ID] => 13299 [IBLOCK_SECTION_ID] => 897 [~IBLOCK_SECTION_ID] => 897 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [~IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [~IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 ) [4] => Array ( [ID] => 13088 [~ID] => 13088 [NAME] => Отозвать персональные данные у Тинькофф: как, зачем и почему [~NAME] => Отозвать персональные данные у Тинькофф: как, зачем и почему [CODE] => otozvat-personalnye-dannye-u-tinkoff-banka [~CODE] => otozvat-personalnye-dannye-u-tinkoff-banka [PREVIEW_PICTURE] => 8261 [~PREVIEW_PICTURE] => 8261 [DETAIL_PAGE_URL] => /spravochnik/otozvat-personalnye-dannye-u-tinkoff-banka/ [~DETAIL_PAGE_URL] => /spravochnik/otozvat-personalnye-dannye-u-tinkoff-banka/ [LANG_DIR] => / [~LANG_DIR] => / [ACTIVE_FROM_X] => 2024-04-25 12:00:00 [~ACTIVE_FROM_X] => 2024-04-25 12:00:00 [ACTIVE_FROM] => 25.04.2024 12:00:00 [~ACTIVE_FROM] => 25.04.2024 12:00:00 [SORT] => 500 [~SORT] => 500 [EXTERNAL_ID] => 13088 [~EXTERNAL_ID] => 13088 [IBLOCK_SECTION_ID] => 897 [~IBLOCK_SECTION_ID] => 897 [IBLOCK_TYPE_ID] => wins [~IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 11 [~IBLOCK_ID] => 11 [IBLOCK_CODE] => spravochnik [~IBLOCK_CODE] => spravochnik [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => s1 [~LID] => s1 ) ) ) [SECTIONS] => Array ( [0] => Array ( [ID] => 26 [NAME] => Долги [CODE] => dolgi [SECTION_PAGE_URL] => /consultation/dolgi/ [DETAIL_PICTURE] => 5869 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5752 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [1] => Array ( [ID] => 27 [NAME] => Задолженность по кредиту [CODE] => zadolzhennost-po-kreditu [SECTION_PAGE_URL] => /consultation/zadolzhennost-po-kreditu/ [DETAIL_PICTURE] => 5870 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 [1] => 15 ) ) [2] => Array ( [ID] => 28 [NAME] => Банкротство физлиц [CODE] => bankrotstvo-fizlits [SECTION_PAGE_URL] => /consultation/bankrotstvo-fizlits/ [DETAIL_PICTURE] => 5868 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [3] => Array ( [ID] => 29 [NAME] => Кредит [CODE] => kredit [SECTION_PAGE_URL] => /consultation/kredit/ [DETAIL_PICTURE] => 5874 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 ) ) [4] => Array ( [ID] => 30 [NAME] => Списание долгов [CODE] => spisanie-dolgov [SECTION_PAGE_URL] => /consultation/spisanie-dolgov/ [DETAIL_PICTURE] => 5871 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 ) ) [5] => Array ( [ID] => 31 [NAME] => Коллекторы [CODE] => kollektory [SECTION_PAGE_URL] => /consultation/kollektory/ [DETAIL_PICTURE] => 5823 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=TZt [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 158 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 18 ) ) [6] => Array ( [ID] => 32 [NAME] => Микрозаймы [CODE] => mikrozaymy [SECTION_PAGE_URL] => /consultation/mikrozaymy/ [DETAIL_PICTURE] => 5872 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 19 ) ) [7] => Array ( [ID] => 33 [NAME] => Арест имущества [CODE] => arest-imushchestva [SECTION_PAGE_URL] => /consultation/arest-imushchestva/ [DETAIL_PICTURE] => 5829 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 632 ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 ) ) [8] => Array ( [ID] => 42 [NAME] => Внесудебное банкротство [CODE] => vnesudebnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/vnesudebnoe-bankrotstvo/ [DETAIL_PICTURE] => 5830 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [9] => Array ( [ID] => 43 [NAME] => Пенсионеры [CODE] => pensionery [SECTION_PAGE_URL] => /consultation/pensionery/ [DETAIL_PICTURE] => 5873 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [10] => Array ( [ID] => 45 [NAME] => Имущество при банкротстве [CODE] => imushchestvo-pri-bankrotstve [SECTION_PAGE_URL] => /consultation/imushchestvo-pri-bankrotstve/ [DETAIL_PICTURE] => 5826 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw&t [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 50 ) ) [11] => Array ( [ID] => 46 [NAME] => Госслужащие [CODE] => gossluzhashchie [SECTION_PAGE_URL] => /consultation/gossluzhashchie/ [DETAIL_PICTURE] => 5875 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 41 ) ) [12] => Array ( [ID] => 47 [NAME] => Закон о банкротстве (127-ФЗ) [CODE] => zakon-o-bankrotstve [SECTION_PAGE_URL] => /consultation/zakon-o-bankrotstve/ [DETAIL_PICTURE] => 5876 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 16 ) ) [13] => Array ( [ID] => 48 [NAME] => Процедура банкротства [CODE] => protsedura-bankrotstva [SECTION_PAGE_URL] => /consultation/protsedura-bankrotstva/ [DETAIL_PICTURE] => 5877 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=44Q_8rZLaI4 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [14] => Array ( [ID] => 49 [NAME] => Судебные практики [CODE] => sudebnye-praktiki [SECTION_PAGE_URL] => /consultation/sudebnye-praktiki/ [DETAIL_PICTURE] => 5878 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=2H2RlNQYM3k [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 12 ) ) [15] => Array ( [ID] => 51 [NAME] => Арест карты [CODE] => arest-karty [SECTION_PAGE_URL] => /consultation/arest-karty/ [DETAIL_PICTURE] => 5659 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=dIn6C_XPWrE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 40 [1] => 384 ) ) [16] => Array ( [ID] => 53 [NAME] => Банкротство ИП [CODE] => bankrotstvo-ip [SECTION_PAGE_URL] => /consultation/bankrotstvo-ip/ [DETAIL_PICTURE] => 5828 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [17] => Array ( [ID] => 54 [NAME] => Финансовый управляющий [CODE] => finansovyy-upravlyayushchiy [SECTION_PAGE_URL] => /consultation/finansovyy-upravlyayushchiy/ [DETAIL_PICTURE] => 5818 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 221 ) ) [18] => Array ( [ID] => 55 [NAME] => Исполнительное производство [CODE] => ispolnitelnoe-proizvodstvo [SECTION_PAGE_URL] => /consultation/ispolnitelnoe-proizvodstvo/ [DETAIL_PICTURE] => 5824 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 59 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [19] => Array ( [ID] => 56 [NAME] => Ипотека [CODE] => ipoteka [SECTION_PAGE_URL] => /consultation/ipoteka/ [DETAIL_PICTURE] => 5825 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 105 ) ) [20] => Array ( [ID] => 57 [NAME] => Последствия банкротства [CODE] => posledstviya-bankrotstva [SECTION_PAGE_URL] => /consultation/posledstviya-bankrotstva/ [DETAIL_PICTURE] => 5820 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=U8cCLivarJ8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [21] => Array ( [ID] => 64 [NAME] => Платежи [CODE] => platezhi [SECTION_PAGE_URL] => /consultation/platezhi/ [DETAIL_PICTURE] => 5821 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 [1] => 270 ) ) [22] => Array ( [ID] => 65 [NAME] => Договор [CODE] => dogovor [SECTION_PAGE_URL] => /consultation/dogovor/ [DETAIL_PICTURE] => 5827 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [23] => Array ( [ID] => 66 [NAME] => Рассрочка [CODE] => rassrochka [SECTION_PAGE_URL] => /consultation/rassrochka/ [DETAIL_PICTURE] => 5832 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=-b80VGoFQlA [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 17 [1] => 12 ) ) [24] => Array ( [ID] => 67 [NAME] => Расходы [CODE] => raskhody [SECTION_PAGE_URL] => /consultation/raskhody/ [DETAIL_PICTURE] => 5833 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 270 ) ) [25] => Array ( [ID] => 68 [NAME] => Оплата [CODE] => oplata [SECTION_PAGE_URL] => /consultation/oplata/ [DETAIL_PICTURE] => 5822 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [26] => Array ( [ID] => 73 [NAME] => Разблокировка [CODE] => razblokirovka [SECTION_PAGE_URL] => /consultation/razblokirovka/ [DETAIL_PICTURE] => 5867 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 62 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [27] => Array ( [ID] => 74 [NAME] => Счет [CODE] => schet [SECTION_PAGE_URL] => /consultation/schet/ [DETAIL_PICTURE] => 5831 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=oKWoQOOyBX8 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [28] => Array ( [ID] => 111 [NAME] => МФО [CODE] => mfo [SECTION_PAGE_URL] => /consultation/mfo/ [DETAIL_PICTURE] => 5865 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/6bA_DoEvu1c [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 466 ) [UF_PUBLICATIONS] => Array ( [0] => 3576 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 110 ) ) [29] => Array ( [ID] => 112 [NAME] => МФЦ [CODE] => mfts [SECTION_PAGE_URL] => /consultation/mfts/ [DETAIL_PICTURE] => 5864 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( [0] => 5793 [1] => 5795 [2] => 633 ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 391 ) ) [30] => Array ( [ID] => 113 [NAME] => Пенсия [CODE] => pensiya [SECTION_PAGE_URL] => /consultation/pensiya/ [DETAIL_PICTURE] => 5866 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5728 [1] => 5795 [2] => 5793 ) [UF_PUBLICATIONS] => Array ( [0] => 3513 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 108 ) ) [31] => Array ( [ID] => 114 [NAME] => ИП [CODE] => ip [SECTION_PAGE_URL] => /consultation/ip/ [DETAIL_PICTURE] => 5863 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5727 [1] => 5793 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 52 ) ) [32] => Array ( [ID] => 115 [NAME] => Сроки [CODE] => sroki [SECTION_PAGE_URL] => /consultation/sroki/ [DETAIL_PICTURE] => 5861 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5793 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [33] => Array ( [ID] => 116 [NAME] => Наследство [CODE] => nasledstvo [SECTION_PAGE_URL] => /consultation/nasledstvo/ [DETAIL_PICTURE] => 5862 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [34] => Array ( [ID] => 118 [NAME] => Банки [CODE] => banki [SECTION_PAGE_URL] => /consultation/banki/ [DETAIL_PICTURE] => 5860 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/r_Y07NTIFBQ [UF_BANKS] => Array ( [0] => 5917 [1] => 5947 [2] => 693 [3] => 5948 [4] => 692 [5] => 464 [6] => 847 [7] => 470 [8] => 929 [9] => 833 [10] => 842 [11] => 846 [12] => 5949 [13] => 5918 [14] => 472 ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5790 [3] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 568 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 15 [1] => 106 [2] => 351 ) ) [35] => Array ( [ID] => 119 [NAME] => Зарплата [CODE] => zarplata [SECTION_PAGE_URL] => /consultation/zarplata/ [DETAIL_PICTURE] => 5856 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/dIn6C_XPWrE [UF_BANKS] => Array ( [0] => 5949 [1] => 463 ) [UF_ORGANIZATIONS] => Array ( [0] => 5743 [1] => 5795 [2] => 5799 ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 [1] => 390 ) ) [36] => Array ( [ID] => 120 [NAME] => ЖКХ [CODE] => zhkkh [SECTION_PAGE_URL] => /consultation/zhkkh/ [DETAIL_PICTURE] => 5858 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 461 ) [UF_PUBLICATIONS] => Array ( [0] => 3494 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 107 ) ) [37] => Array ( [ID] => 121 [NAME] => Штрафы [CODE] => shtrafy [SECTION_PAGE_URL] => /consultation/shtrafy/ [DETAIL_PICTURE] => 5855 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 [1] => 631 ) [UF_PUBLICATIONS] => Array ( [0] => 555 [1] => 7356 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [38] => Array ( [ID] => 122 [NAME] => Алименты [CODE] => alimenty [SECTION_PAGE_URL] => /consultation/alimenty/ [DETAIL_PICTURE] => 5857 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 13 ) ) [39] => Array ( [ID] => 152 [NAME] => Скидки [CODE] => skidki [SECTION_PAGE_URL] => /consultation/skidki/ [DETAIL_PICTURE] => 5835 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 79 [1] => 81 ) [UF_PUBLICATIONS] => Array ( [0] => 3397 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [40] => Array ( [ID] => 153 [NAME] => Стоимость [CODE] => stoimost [SECTION_PAGE_URL] => /consultation/stoimost/ [DETAIL_PICTURE] => 5834 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Roz_WbDhmWk [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 634 [1] => 633 [2] => 79 ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 14 ) ) [41] => Array ( [ID] => 154 [NAME] => Автокредит [CODE] => avtokredit [SECTION_PAGE_URL] => /consultation/avtokredit/ [DETAIL_PICTURE] => 5859 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5792 [1] => 5793 [2] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 3493 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 106 ) ) [42] => Array ( [ID] => 217 [NAME] => Банкротство военных [CODE] => bankrotstvo-voennykh [SECTION_PAGE_URL] => /consultation/bankrotstvo-voennykh/ [DETAIL_PICTURE] => 5854 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [43] => Array ( [ID] => 218 [NAME] => Военная ипотека [CODE] => voennaya-ipoteka [SECTION_PAGE_URL] => /consultation/voennaya-ipoteka/ [DETAIL_PICTURE] => 5853 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5790 ) [UF_PUBLICATIONS] => Array ( [0] => 4380 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 392 ) ) [44] => Array ( [ID] => 234 [NAME] => Материнский капитал [CODE] => materinskiy-kapital [SECTION_PAGE_URL] => /consultation/materinskiy-kapital/ [DETAIL_PICTURE] => 5852 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5791 [1] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4464 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 274 ) ) [45] => Array ( [ID] => 251 [NAME] => Документы для банкротства [CODE] => dokumenty-dlya-bankrotstva [SECTION_PAGE_URL] => /consultation/dokumenty-dlya-bankrotstva/ [DETAIL_PICTURE] => 5851 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5795 ) [UF_PUBLICATIONS] => Array ( [0] => 4532 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 247 ) ) [46] => Array ( [ID] => 258 [NAME] => Федресурс [CODE] => fedresurs [SECTION_PAGE_URL] => /consultation/fedresurs/ [DETAIL_PICTURE] => 5848 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4552 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 273 ) ) [47] => Array ( [ID] => 259 [NAME] => Банкротство супругов [CODE] => bankrotstvo-suprugov [SECTION_PAGE_URL] => /consultation/bankrotstvo-suprugov/ [DETAIL_PICTURE] => 5847 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/gA7DFWEioLI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5729 ) [UF_PUBLICATIONS] => Array ( [0] => 4527 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 271 ) ) [48] => Array ( [ID] => 260 [NAME] => Фиктивное банкротство [CODE] => fiktivnoe-bankrotstvo [SECTION_PAGE_URL] => /consultation/fiktivnoe-bankrotstvo/ [DETAIL_PICTURE] => 5846 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/bbgDHU1VWJI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4496 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 275 ) ) [49] => Array ( [ID] => 261 [NAME] => Банкротство умершего [CODE] => bankrotstvo-umershego [SECTION_PAGE_URL] => /consultation/bankrotstvo-umershego/ [DETAIL_PICTURE] => 5845 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 5730 ) [UF_PUBLICATIONS] => Array ( [0] => 4556 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 276 ) ) [50] => Array ( [ID] => 264 [NAME] => КоммерсантЪ [CODE] => kommersant [SECTION_PAGE_URL] => /consultation/kommersant/ [DETAIL_PICTURE] => 5844 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4588 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 270 ) ) [51] => Array ( [ID] => 289 [NAME] => Юрист в банкротстве [CODE] => yurist-v-bankrotstve [SECTION_PAGE_URL] => /consultation/yurist-v-bankrotstve/ [DETAIL_PICTURE] => 5841 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4671 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 288 ) ) [52] => Array ( [ID] => 290 [NAME] => Признаки банкротства [CODE] => priznaki-bankrotstva [SECTION_PAGE_URL] => /consultation/priznaki-bankrotstva/ [DETAIL_PICTURE] => 5840 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4665 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 272 ) ) [53] => Array ( [ID] => 291 [NAME] => Реализация имущества [CODE] => realizatsiya-imushchestva [SECTION_PAGE_URL] => /consultation/realizatsiya-imushchestva/ [DETAIL_PICTURE] => 5839 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/N-uvbuKK2YI [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4625 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 277 [1] => 286 ) ) [54] => Array ( [ID] => 292 [NAME] => Отказ в банкротстве [CODE] => otkaz-v-bankrotstve [SECTION_PAGE_URL] => /consultation/otkaz-v-bankrotstve/ [DETAIL_PICTURE] => 5843 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 555 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 285 ) ) [55] => Array ( [ID] => 293 [NAME] => Оспаривание сделок [CODE] => osparivanie-sdelok [SECTION_PAGE_URL] => /consultation/osparivanie-sdelok/ [DETAIL_PICTURE] => 5842 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( [0] => 287 ) ) [56] => Array ( [ID] => 318 [NAME] => Прожиточный минимум [CODE] => prozhitochnyy-minimum [SECTION_PAGE_URL] => /consultation/prozhitochnyy-minimum/ [DETAIL_PICTURE] => 5838 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/HoDSXmWONRE?si=q94W9BuKnXDYJpw2 [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4802 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 41 ) ) [57] => Array ( [ID] => 326 [NAME] => Выезд за границу [CODE] => vyezd-za-granitsu [SECTION_PAGE_URL] => /consultation/vyezd-za-granitsu/ [DETAIL_PICTURE] => 5837 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/Fxp0lYXICT0?si=n30t8VCvq7s7FNIa [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5086 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 390 ) ) [58] => Array ( [ID] => 329 [NAME] => Конкурсная масса [CODE] => konkursnaya-massa [SECTION_PAGE_URL] => /consultation/konkursnaya-massa/ [DETAIL_PICTURE] => 5836 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=Il3mDNsvCIHHAgdL [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 4583 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 278 ) ) [59] => Array ( [ID] => 350 [NAME] => Сбер [CODE] => sber [SECTION_PAGE_URL] => /consultation/sber/ [DETAIL_PICTURE] => 5660 [DESCRIPTION] => <p>Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей.</p> [DESCRIPTION_TYPE] => html [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=cnd4aY7PuDvvEJ-D [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( [0] => 463 ) [UF_PUBLICATIONS] => Array ( [0] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 351 ) ) [60] => Array ( [ID] => 369 [NAME] => Расписка [CODE] => raspiska [SECTION_PAGE_URL] => /consultation/raspiska/ [DETAIL_PICTURE] => 5819 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://www.youtube.com/watch?v=uJXklmonQNw [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5463 [1] => 5477 [2] => 5370 ) [UF_PUBLICATION_SECTION] => Array ( ) ) [61] => Array ( [ID] => 388 [NAME] => Кредитная карта [CODE] => kreditnaya-karta [SECTION_PAGE_URL] => /consultation/kreditnaya-karta/ [DETAIL_PICTURE] => 5817 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/T2GissFmHRw?si=YGC3EZJ0-qxbHz3M [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5586 [1] => 5355 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 384 ) ) [62] => Array ( [ID] => 389 [NAME] => Кредитная история [CODE] => kreditnaya-istoriya [SECTION_PAGE_URL] => /consultation/kreditnaya-istoriya/ [DETAIL_PICTURE] => 5816 [DESCRIPTION] => Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей. [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => https://youtu.be/uJXklmonQNw?si=ZogIPv2fa8JGX8Ac [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( [0] => 5600 [1] => 5561 ) [UF_PUBLICATION_SECTION] => Array ( [0] => 385 ) ) [63] => Array ( [ID] => 902 [NAME] => Банкротство [CODE] => bankrotstvo [SECTION_PAGE_URL] => /consultation/bankrotstvo/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [64] => Array ( [ID] => 910 [NAME] => Приставы [CODE] => pristavy [SECTION_PAGE_URL] => /consultation/pristavy/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [65] => Array ( [ID] => 918 [NAME] => Антиколлекторы [CODE] => antikollektory [SECTION_PAGE_URL] => /consultation/antikollektory/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [66] => Array ( [ID] => 922 [NAME] => Суды [CODE] => sudy [SECTION_PAGE_URL] => /consultation/sudy/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) [67] => Array ( [ID] => 971 [NAME] => Торги [CODE] => torgi [SECTION_PAGE_URL] => /consultation/torgi/ [DETAIL_PICTURE] => [DESCRIPTION] => [DESCRIPTION_TYPE] => text [EXTERNAL_ID] => [IBLOCK_TYPE_ID] => wins [IBLOCK_ID] => 18 [IBLOCK_CODE] => consultations [IBLOCK_EXTERNAL_ID] => [GLOBAL_ACTIVE] => Y [SORT] => 500 [UF_VIDEO] => [UF_BANKS] => Array ( ) [UF_ORGANIZATIONS] => Array ( ) [UF_PUBLICATIONS] => Array ( ) [UF_PUBLICATION_SECTION] => Array ( ) ) ) [ELEMENTS_COUNT] => 1398 )

#Кредитная карта в банкротстве

Задать вопрос онлайн
Для вашего удобства мы собрали здесь все онлайн-консультации по данной тематике. Вы легко найдете ответ на свой вопрос благодаря опыту других людей
02.04.2024 Иван У.
Добрый день, Иван. Для избежания судебного взыскания в ВТБ заемщику рекомендуется своевременно обращаться в банк для урегулирования долга: рассмотрения возможностей ...
22.03.2024 Анатолий Я.
Здравствуйте, Анатолий. Узнать, кто прислал вам уведомление, можно по телефону, который должен быть указан в письме. Банк «Тинькофф» сотрудничает с коллекторским аге...
05.03.2024 Алексей
Здравствуйте, Алексей. Видимо вы неверно трактуете условия кредитной карты. Льготный период начинается, согласно тарифу, с моменты формирования выписки, а не с...
05.03.2024 Алексей
Здравствуйте, Егор. Этот вопрос нужно выяснять в банке, но возможно, что у вас автоматически была подключена страховка по карте, ее тариф – 0,89% от суммы долг...
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Банкротим уже 8 лет
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